2020-12-31-accounts - Redeemed Christian Church Of God: Chapel Of Grace Bradford

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Section A

Trustees' Annual Report for the period

Period start date Period end date 1 1 20 31 12 20

From

Reference and administration details

Redeemed Christian Church of God, Chapel Of Grace, Charity name Bradford Other names charity is known by RCCG Chapel of Grace, Bradford Registered charity number (if any) 1143077 Charity's principal address 355 Great Horton Road

Bradford West Yorkshire Postcode BD7 3BZ

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (ifany)
	Mr Isaiah Dare Oyedele
	Mrs Juliana Fudia Edwick
	Mr Eno Ebong

















	Names of the trustees for the charity, if any, (for example, any custodian trustees)
	Name		Dates acted if not for whole year

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Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Dr. Akpo Onduku (Executive Director)

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Section B Structure, governance and management
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Description of the charity’s trusts

Type of governing document

Trust Deed

(eg. trust deed, constitution)

How the charity is constituted

Trust

(eg. trust, association, company)

Trustee selection methods

(eg. appointed by, elected by)

Trustees are initially appointed by the Chief Executive Officer and must fulfil the requirements set out in the Trust deed. After the initial setting up of the trust, future trustees must be appointed by resolution of the trustees.

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

policies and procedures adopted for the induction and training of trustees;
the charity’s organisational structure and any wider network with which the charity works;
relationship with any related parties;
trustees’ consideration of major risks and the system and procedures to manage them.

Once trustees are appointed, background checks are carried out and series of meetings will be held between the trustees and Management. This is to ensure that trustees understand their terms of reference and can interpret their roles appropriately. Trustees are also advised to regularly undergo continuous professional development courses to ensure efficiency. The trustees are informed about the in house and external training events. Also the charity holds at least four main meetings in the year with trustees, management, senior supervisor volunteers and volunteers. At these meetings strategy sessions are held in order to discuss how to move the charity forward

The Chief Executive Officer (Pastor) is accountable to an area Pastor, a Zonal Pastor, a Provincial Pastor, a Regional Pastor and finally the Governing Council of RCCG UK. Monthly financial reports are sent to area and Zonal Pastors to aid financial transparency and accountability. Regular training meetings are also held for Chief Executive Officers, volunteers and trustees which are co-ordinated at Zonal level, Provincial level, Regional and finally by the Central Governing body

The charity is part of the wider Redeemed Christian Church of God network of churches in the UK and as such is guided by the Agreement for Common Purposes document.

The trustees supervise management and advise them regarding the charity expenditure.

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Section C Objectives and activities
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Summary of the objects of the charity set out in its governing document

The advancement of the Christian Faith worldwide in accordance with the doctrines set out in the Statement of Faith The Relief of Poverty

All the trustees hereby declare that they have had ensured that the charity provides public benefit to the community in terms of religion and the relief of poverty in line with the Charity Commission's guidance documents. The details of meeting the public benefit criteria are explained below and can be seen in the finance statements. As a charity we provide advice, resources and services to those affected by various social and economic circumstances. We do this in many ways.

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

We offer minimal financial assistance to those in need in the form of food parcels. These have mostly been claimed by single and un-working mothers or those who are unexpectedly unemployed. We also provide emotional support through counselling and social groups that are co-ordinated by the charity.
• Through our website blog, E-Newsletter and Social Media forums we regularly post encouraging and inspirational articles which give support, advice and tips on a wide range of issues such as relationships, parenting, career and emotional needs.
• We support new mothers by visiting them when they come home from hospital, offering advice, support and a small gift parcel with essentials for the new-born.
• We visit those who are in hospital and offer physical and emotional support
• We host a Sunday afternoon café where tea, coffee and biscuits are on offer while there is a chance to interact with people.
• We hold a variety of free seminars and free conferences that aim to encourage and educate. These seminars and conferences fall under various categories including those open to all, those for youth, those for women, those for men and those for leaders.
• Our Building Better Relationships seminars hold regularly, and we also host an annual conference. These deal with issues relating to friendships, family, marriage and the workplace. They also provide a forum for married couples to interact and enjoy dinner together.
• We hold an annual future leaders conference where guest and inhouse speakers give talks on business and leadership in order to empower those who attend with leadership skills and strategies.
• Our Young adults group holds monthly meetings on a Friday evening to provide a social and educative forum. Social activities included movie nights, games nights and a summer BBQ. Educative seminar topics include relationships, career and future planning.
• The women’s group holds a monthly Saturday brunch where ladies have a place to interact and also listen to seminars on a number of topics such as self-esteem, work, family and parenting. There is also a free annual conference with guest speakers who come to encourage and empower those present.
• The men’s group also meet regularly to support each other. • Getting Connected is another activity that brings together young unmarried people and aims to provide advice on issues pertaining

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	to marriage and finding fulfilment as a young person through
	a Question and Answer forum
•	We host a number of music events that are all free entry music
	concerts with local and national guest artists and aimed to
	provide entertainment for the community who often hang around
	the streets with nothing much to do.
•	We also hosted a free music concert in the University as a way
	of engaging and helping students to settle down into University
	life at the beginning of term
•	At Christmas we hold a Christmas Dinner shortly before
	Christmas which was open to all of the community, some of
	whom would not be able to afford a Christmas Dinner with all the
	trimmings.
•	International Day is a Celebration of Culture where food was
	enjoyed from many different countries and there was
	traditional music and traditional dress. The funding for this
	came from donations and it was open to the community.
•	Every Sunday morning we have a crèche for children aged 1-16
	where they are looked after by trained volunteers and are
	provided with snacks while parents can enjoy our weekly
	Sunday morning meeting.
•	The charity often works with other groups to provide services
	to the community such as Prayer for Bradford, Churches
	together and Positive Bradford.
•	Free counselling and mediation is offered to those who request it.
•	Training is provided for all volunteers by in house and
	external speakers.

Additional details of objectives and activities (Optional information)

All of our conferences, seminars, events and activities are run by volunteers and therefore their contribution is essential to what we achieve as a charity. The charity has about 30 volunteers.

You may choose to include further statements, where relevant, about:

policy on grant making;
policy programme related investment;

The charity values the contribution of its volunteers and reimburses them for any authorised expenditure. The contribution of volunteers has saved the charity a lot of money. This is quite significant as the charity relies solely on contributions from members and partners. Volunteers put in a minimum of 300 hours monthly resulting in a saving of £2,463 yearly that is assuming each volunteer is paid £8.21 per hour. This figure doesn't take into account hours not accounted for as some volunteers sometimes have to do some extra work at home in order to meet up with the charity's deadlines.

contribution made by volunteers.

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Section D Achievements and performance
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Summary of the main achievements of the charity during the year

We have also seen growth in the character and lifestyle of those who we have helped as a charity. Many international students have passed through us and with emotional and social support they have graduated successfully and have gone to secure fantastic jobs. We hold Career Development Seminar with experts from various fields which is always greatly attended and received. Many still financially support the charity as they want us to continue helping others like them. Some of our young people have gone on to get married and are flourishing in their marriages. Some marriages that were at breaking point have been restored through the relationships seminars and counselling provided. Many testify that they have been encouraged, strengthened and empowered through the seminars, conferences and activities. Sometimes even just through the opportunity to fellowship with others, enjoying a concert or volunteering a person’s life has been added to. We are gradually becoming more involved in city wide community efforts through associations such as Prayer for Bradford, Churches together, Positive Bradford and our links with the local radio station. In February we hosted an event for young couples contemplating marriage in order to help them to set a good foundation and to offset future domestic violence risk through educating them on issues such as communication and conflict resolution. In March we celebrated Mothers by providing a Mother’s Day lunch, flowers and chocolates for women in the community. In May we held a pampering event for women in the community with free facials and manicures as well as free brunch. It was well attended. In June, we hosted a Father’s event with lunch a free gift for very father on Father’s day. In August held our annual Family Fun Day with music, BBQ, Bouncy Castle and games which was free and open to all the community held outside on our grounds. We were blessed to receive support for this project from Bradford Council, Tesco and Asda. In September, we held a back to school event where we gave free back to school gifts to children in the Community. In September we also hosted a free music concert with an International Gospel Artist. The concert was very well attended, and everyone was uplifted. Also in September we hosted a Future Leaders event where presentations were given in the areas of finance, career, business and leadership. In October, we held our international day where we encourage the community to come together wearing their traditional cultural dress and bring food from their country of origin to share.

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Section D Achievements and erformance
p
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In October we also In October, we put on a free superhero party for children where we provided games, crafts, food and sweets. They could come dressed as superheroes and they had lots of fun.

In November we hosted another free music concert by a National Recording Artist which also provided a forum for local artists to share their talent.

In November we also held an event called Nexus for married couples of less than 10 years. Presentations were given on achieving the right life balance, communication, conflict and intimacy.

In December we provided support over the Christmas season by having a get-to-gether with Christmas Carols and Mince pies, a Christmas Day get-to-gether, New Years’ Eve and New Year Day getto-gethers with light refreshment. These are days that can be very lonely and upsetting for the groups that we have mentioned who are away from family and away from home. We gave them a homely environment to meet others. This also improved social inclusion and community cohesion as people from different ethnic groups came together under one roof.

We also partnered with Prison Fellowship UK to give prisoners the opportunity to send a Christmas present to their children through the Angel Tree project. We were able to donate gifts and wrap over 150 gifts.

Additionally, we went Christmas Carol Singing at the local hospital and Elderly Accommodation

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Brief statement of the charity’s policy on reserves

It is the policy of the charity that as far as is possible, unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to 6 months of running costs. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able continue the charity’s current activities while consideration is given to ways in which additional funds may be raised.

Details of any funds materially in deficit

N/A

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

The Charity depends on donations in order to carry out the objectives of the charity. These donations come primarily from those who attend our meetings and also partners who partner with us through our e- newsletter, social media forums or also view our online broadcasts and wish to contribute to our charitable efforts.

The donations received enabled the charity to give to those in need as well as provide essential training and support needed for young people, students, adults, children and families. As the charity key objective is the relief of poverty and furtherance of the Christian faith most of the events that took place in the year focused on improving relationships in the family, counselling youths in order to reduce gang crimes and providing for the needs of people in the community. Providing for the needs of the community in this context means opening up the church to the community so even people of other faiths are welcome to come and ask questions in order to understand what the Christian faith is about. Also, many of the community events have been used as a platform to counsel those struggling financially, help where we can and direct them to local agencies who can offer specific help. At these community events we give lunch or dinner packs to members of the community we know are struggling to make ends meet especially the single parents or those who have just lost jobs and are in the process of applying for job seekers allowance or other benefits. This we do because we are aware that every pound count and every little helps.

The trustees and management have put into place a policy that all monies donated to the charity must be kept in the bank as soon as possible. This is to ensure that there is an audit trail of all monies. Also every volunteer must produce receipts for all expenditures else they will not be reimbursed. The charity has in place an ethics code which volunteers, senior supervisor volunteers and trustees must adhere to.

Other optional information

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Section G Declaration
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The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Oyedele Full name(s) Isaiah Dare Position (eg Secretary, Chair, Secretary etc) Date 27/10/20

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	CHAPEL OF GRACE(RCCG)	CHAPEL OF GRACE(RCCG)		No (if any)	CC16a
		Receipts and paym
	For the period from		To
		01/01/2020		31/12/2020

Section A Receipts and payments
A1 Receipts	Unrestricted funds to the nearest £ 33,508 10,526 5,803 30,531 - 10 4,584 10,611 95,574 - - 95,574 985 2,460 13,048 10,886 1,460 114 241 1,805 278	Restricted funds to the nearest £ - - - - - - - - - - - - -	Endowment funds to the nearest £	Total funds to the nearest £ 33,508 10,526 5,803 30,531 - 10 4,584 10,611 95,574 - - - 95,574 985 13,048 10,886 114 241 1,805 278	Last year to the nearest £
TITHES	33,508		-
OFFERING	10,526		-
OTHER DONATIONS	5,803		-
GIFT AID & FURLOUGH	30,531		-
BUILDING FUND	-		-
BOOKS & CD SALES	10		-
PROJECTS & CONFERENCES	4,584		-
OTHER INCOME/GRANTS	10,611		-
*Sub total*(Gross income for AR)	95,574		-

A2 Asset and investment sales, (see table).
			-
	-		-		-
*Sub total*	-		-		-
*Total receipts* A3 Payments
			-		-

WEB DEVELOPMENT	985	-	-	985
OUTREACH	2,460
PASTOR'S SALARY	13,048			13,048
ADMINISTRATOR'S SALARY	10,886			10,886
HMRC PAYMENTS	1,460
TRAVELLING EXPENSES	114			114
GUEST MINISTER EXPENSES	241			241
TELEPHONE & INTERNET	1,805			1,805
PRINTING & STATIONERY	278			278

CCXX R1 accounts (SS)

27/10/2021

VEHICLE EXPENSES	1,778			1,778
VEHICLE INSURANCE	2,186			2,186
BUILDING INSURANCE	1,194			1,194
CENTRAL OFFICE & OTHER CONTRIBUTIONS	1,828			1,828
CCPAS MEMBERSHIP	129			129
HOSPITALITY & REFRESHMENT	364			364
UTILITY	4,563			4,563
HONOURARIUM	1,494			1,494
MORTGAGE REPAYMENT(RENT)	12,543	-	-	12,543
EXTERNAL ROOM HIRE	150			150
BOOKS & CDS	1,133	-	-	1,133
WELFARE & GIFTS	372	-	-	372
REPAIRS	977	-	-	977
MUSICAL INSTRUMENTS	100			100
CHURCH/OFFICE EQUIPMENT	2477			2,477
OTHER EXPENSES	360			360

	-	-	-	-
**Sub total **	62,925	-	-	62,925

A4 Asset and investment purchases, (see
table)
PROPERTY(BUILDING)		-		-	-
	-	-		-	-
*Sub total*		-		-	-	-

**Total payments **	62,925	-		-	62,925	-

*Net of receipts/(payments)*	32,648	-		-	32,648	-
A5 Transfers between funds	-	-	-		-	-
A6 Cash funds last year end	-	-	-		-	-
*Cash funds this year end*	32,648	-		-	32,648	-

CCXX R2 accounts (SS)

27/10/2021

Section B Statement of assets and liabilities at the end of the period	Section B Statement of assets and liabilities at the end of the period			Endowment funds to nearest £ - - - - OK Endowment funds to nearest £ - - - - - - Current value (optional) - - - - - Current value (optional) 27/10/2021
Categories B3 Investment assets B4 Assets retained for the charity’s own use B2 Other monetary assets B1 Cash funds CXX R3 accounts (SS)	Details PROPERTY(BUILDING) Details BANK MAIN ACCOUNT BANK SECOND ACCOUNT DEPOSIT ACCOUNT Details *Total cash funds* (agree balances with receipts and payments account(s)) Details 3	Unrestricte d funds to nearest £ 18,195 7,335 9,893 35,423 Agreement Error Unrestricte d funds to nearest £ - - - - - - Fund to which asset belongs Fund to which asset belongs 172,449	Restricted funds to nearest £ - - - OK Restricted funds to nearest £ - - - - - - Cost (optional) - - - - - Cost (optional)

CCXX R3 accounts (SS)

B5 Liabilities

Signed by one or two trustees on behalf of all the trustees

OFFICE EQUIPMENT & FURNITURE	11,314
MOTOR VEHICLES	1,929
MUSICAL INSTRUMENTS	2,137
				-			-
				-			-
				-			-
				-			-
	Fund to		Amount due			When due
	which		(optional)			(optional)
Details	liability ~~relates~~
N.I. CONTRIBUTION	155			-
P.A.Y.E	0			-
OUTSTANDING WAGES	1,261				-
MORTGAGE	39,122				-
Signature		Print Name				Date of approval

CCXX R4 accounts (SS)

27/10/2021