PITA8ÉB
RAMLUXMI CHARITABLE FOUNDATION
UK Registered Chafity No: 1142901
hlnk of Charity Do Chari
W￿￿LL￿)6[r
3 The Orchard, Wlckford, Essex, SS12 OHB, EnOJnd
Tel . CKI 44 1268 766624 Wha￿App .. 00 44 7956 369557 E-mall . ramluxM12CQO@￿￿a¥I.(oM
ML
XMI
HARrrABLE
NDATI
Report of the Trustees for the year ended 31 July 2024
The Trustees are pleased to present their report together with the financial statements of
the charity for the year ended 31 July 2024.
Legal and Administrattve information..
Ramluxmi C2haritsble Fou8ndation is a registered charity with the charity registration
number 1142901.lt operates throughout London, Essex, India and Sri Lanka.
Principal OffKe: 3 The Orchard
Wickford
Essex
S512 OHb
Bankers:
Barclays Bank plc
Independent Examlner: Mr Soorippi113i Bala5ingham
Charte￿d Accountant
156 Kensington Avenue
Manor Park
London
E12 6NN
Directors and Trustees:
The Executive Committee members of the charity are its trustees for the purpose of charity
law and throughout this report are collettively referred to as the trustees.
The Trustees serving during the year and since the year end were as follows:
Mr Vyramuttu Rattinam Ramanathan
Mr Subaharan Balasubramaniam
Mr Kugan Cassius Ramanathan
Mrs Vijeyaladchumy Ramanathan
Dr Velayutham Sangaranarayanan Pillai
Mr Vyramuthu Rattinam Loganathan

Strategy:
Our programmes will identify, make partners and work through accountsble organisations in
Sri Lanka and India.
Our Values:
always place people at the heart of our activities
be practical, ftexible and adaptable.
be strategic and long-term in approach.
Our Partners:
The Ramluxmi Charitable Foundation wo￿5 with a wide range of partrers to achieve its
goals .Partners may be community organisations, temples, schools, and non-govemmental
agencies.
The Procedure and policy for grant making.
Grant maklng pollcy:
The RCF'S grants programme aim to support the growth and development of village level
groups to implement its village regeneration programmes in Sri Lanka and India.
The organisation does this by providing core funding to partner organisations together with
some livelihood supp)rt for pc¥)r and less privileged people.
The programmes are periodically reviewed to ensure that operational guidelines are.
being met and reports obtsined from each project.
Investment Policy:
The organisation had no investments.
Risk Management:
The trustees have a risk management strategy which comprises:
Periodical review of the risks the charity may fa￿.
The estsblishment of systems and procedures to mitigate those risks identified by the plan.
The implementation of procedures designed to minimise any potential impact on the charity
should those risks materialise.
Achievements and performan￿.
Last Financial year our priority was to collect MO￿ funds for the renovation of Hindu
temples in Sri Lanka, and we have achieved in renovating the damaged temples, and
Local village schools
All our other ongoing projetts are also had been funded and all projects completed.

Structure Governan￿ and Management
The Declaration of Trust made on 2nd July 2011 made by the first tNstees is the governing
document of the charity. The charity was established under the Trust Deed which
established the objetts and powers of the charity and is governed under the Trust deed.
Objectivities and activities:
Such charitable purposes for the public benefit as are exclusively charitable according to the
laws of England and Wales as the trustees may from time to time detemiine but not
exclusively by the provision of grants in Sri Lanka and India.
Activities:
Relief of sickness on poor young and elderly Feople by setting up medical campsi providing
financial assistan￿ for poor chIld￿n for their education and living needs in Sri Lanka and
India. Providing a voluntary service to visit a help old and vulnerable people living alone in
Essex and London area.
Appointment of Trustees:
Under the temi of the charity's Declaration of Trust, Management of the charity's affairs is
vested in a board of trustees of not less than five or more than nine members. The board of
trustees has the right to appoint members to the management committee either as
additional members or to fill any casual vacancies.
Trustees Induction and Trainin9:
The President of the trustees is responsible for the induction of any new trustees which
involves awareness of trustees, responsibilities the governing document, administrative
procedures and the history and philosophical approach of the charity.
A new trustee would receive copies of the previous yearfs annual report and accounts and a
copy of the Charity Commission leaflet "The essential trustee: What you need to know"
Organisation:
Wision:
Enriching the quality of lffe of the people, especially the poor, the under privileged and the
disabled, by empowering them through active participation and sustsining
communities.
Mission:
Striving to improve the living conditions of the people by supporting and creating
opportunities for the elderlyi poor and under privileged and strengthening local.
organisations, groups, and institutions to improve the quality of life of such people and
make them to have a normal life, while providing humanitarian assistance in time of need.

Renovation of Hindu Temples affected by Civil war in Sri Lanka
Since year 2010 we are providin9 fijnds to rebuild and renovate the village temples, and the
people to go and pray and do cultural activities and use as a meeting point for them to
socialise and live in harmony.
Renovatlon of Vlllage Small schools affected by clvll war In Srl Lanka
Since year 2010 we are providing funds to renovate and rebuild the village small schools
which were damaged in the civil war. These village schools are very essential for the
edu8cation of poor children in the village,
Annual Catarnct eye operatlons for vlllage poor people In Indla
Since year 2004 yearly we are providing funds to perform a minimum of 100 catsract eye
2operations for the poor needy people in the villages of Tirupati district in India, this is an
annual programme and enrich the lives of the elders by providing new vision to them.
W2e are very much thankful to our partner organisation Navajeevan Blind Relief Centre in
Tiruchanoor, Tirupatl - 517 503 A.P India who organise the eye camps properly and send us
reports promptly for the last 22 years.
Chlldren Orphanages In Srf Lanka and Indla
Slnce year 2000 we are provldlng funds to look after the expenses of food, educatlon, health
and welfare needs of orphaned children living in the above home with other children.
Elders Centre - Pannalai Elders Centre, Pannalai , Tellippalai, Sri lank
Since year 2014 we are provldlng funds to run the above elders centre in the village for poor
elderly people, the activities provided at the centre a￿ designed to improve physical, merstal
2and intellectual well-being through health tslks, advlce on health and healthy eating
and keep-fit exercises,
Flnanclal Revlew:
The Charity's annual income was £ 89,961.85 and expenses was £ 80, 816.31 reserve at the
end of the year is £ 9, 145.54 and the restricted reserves was £ Nil.
Our actual bank balance was as of 31 July 2024 was 14,776.62, which includes £ 5,631.28
brought from last year 31 July 2023
We received Gift ald payrnents £8,058 during this financial year.
Prlnclpal Funding Source5:
The principal funding source for the charity is currently by way of one off and regular
monthly donations from well-wishers, and specific donations for specific projects from
individuals.
Mr Vyramuttu Rattinam Ramanathan
President
15 May 2025

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs
report on the accounts
Section A
Independent Examiner's Report
Report to the tru5teesl
members of
RAMLUXMI CHARITABLE FOUNDATION
On a¢¢ounts for the year
ended
31 JULY 2024
Charity no
Ilf any)
1142901
Set out on pages
1&2
I r8POrt to the trustees on my examination of the accounts of th8 abov8
harity 1.the Trust"} for the year ended 31 JULY 2024
As the charity trustees of th8 Trust, you ar8 responsible for the preparation
Re8ponslbllltl88 and of the accounts in accordance with the requirements of the Charities Act
ba818 of raport 2011 1.the Act").
I report in respect of my examination of the Trust's accounts carried out
und8r section 145 of the 2011 Act and in carrying out my examination, I
have followed the appllcable Direclons glv8n by th8 Charity Commission
under seclion 145151(b) of the Act.
I have completed my examination. I confirm that no material matters have
come to my attention {other than that disclosed ￿loW '} in connection with
the examination which gives me cause to believe that in, any material
respect:
accounllng records were not kept In accordanc8 w￿h s8Ctlon 130 of
the Act or
the accounts do not accord with the accounting records
Independent
examiner's statement
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reache2d.
Please delete the words in the brackets if they do not apply.
Slgned:
Date:
23 MAY 2025
Namé:
MR SOORIPPILLAI BALASINGHAM
Relevant professlonal
quallflcatlonlsl or body
Ilf any):
CHARTERED ACCOUNTANT
Address..
156 KENSINGTON AVENUE
MANOR PARK. LONDON
E12 6RN
Section B
Disclosure
Only comple8te if the examiner needs to highlight matters of concern Isee
CC32, Independent examination of charity accounts.. directions and guidance
for examiner51.
IER
October 2018

Give here brief detalls of
any items that the
examiner wishes to
disclose.
NONE
IER
October 2018

CHARITY COMMISSION
FOR ENGLAND ANO WALES
Recei
ts and
ments accounts
For the Pe￿0￿
from
To
Section A Receipts and payments
Unrostrict#d
lunds
to tho no8r••t
Restricted
funt1$
toth• fi••f••t £
Endowment
fund8
Totsl funds
Last ye8r
to t￿ ng•wt£
totho ¢M8r••t£
A1 Re¢el ts
PUBLIC DONATIONS
GIFT AID HMRC
B1,9)4
8,05B
32,243
9,Crfl
1.059
ross Income
or
AR?
89,962
89,962
•￿t an
80• tsbl•.
nv•8tment Sa
9.982
A3P8
m•n
HINDU TEIAPLES RENOVATION
LOCAL VILLAGE SCHOOLS
ORPHANGES RUNNING EXPENSES
HEAL TH CARE PREVENTION
FINANCIAL HELP FOR POOR
OLD PEOPLE CENTRES
COLLEGE EDUCATION FOR
DONATIONS TO CHARITÉS
OTHER EXPENSES
12,214
17,•69
42,264
17,￿9
13,459
767
6,438
2,766
8,037
1,323
4,146
1,361
3,774
40,071
2,600
6,212
1.200
2,824
1,312
2,124
1,4J4
Sub total
80,815
A4 A8$et aftd Fnve$lm¢nt
Sub total
80.B16
10.818
40,071
Net of rec¢ipts/(paymgnts)
AS Transfers be￿fren fund$
A6 Cash funds last year end
Cash funds thls year end
9,146
9,148
1,233
9,146
9,146
1,233
CCXX R1 ac¢ounts Issi
2910512025

Section B Statement of assets and liabilities at the end of the period
Unrestrlcted
Restricted
funds
to noar¥st£
Endowment
lunds
to ne8re8t £
to ￿)reSt£
81 Cash funds
Total cash funds
Unrestrlcted
fund8
to n•arMt £
Re•lrfcted
fund8
lo n••Tr$t E
Endowmont
fund8
to neamt £
Details
Fund to whlch
Dct311s
¢o•l loptlonall
Cvrr•nt¥•lu•
Fund to whlch
•¢ trAlon
Current Y•lu•
Dotails
Co•t loptlonbl}
84 A8••ts rntaln•d for th•
¢harlty'8 own u••
Funo to whl¢h
Details
Amouryl du•
èndv
BS Li•billtl••
Sgned by one or ts¥o trust￿5 on
behaw of all thè tru$tOOS
Slgnature
PrSnt Name
Date of
rov81
MR V R RAMANATHAN
15-Ma
-25
CCXX R2 a¢wunl$ ISSI
2910512025

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs
report on the accounts
Section A
Independent Examiner's Report
Report to the tru5teesl
members of
RAMLUXMI CHARITABLE FOUNDATION
On a¢¢ounts for the year
ended
31 JULY 2024
Charity no
Ilf any)
1142901
Set out on pages
1&2
I r8POrt to the trustees on my examination of the accounts of th8 abov8
harity 1.the Trust"} for the year ended 31 JULY 2024
As the charity trustees of th8 Trust, you ar8 responsible for the preparation
Re8ponslbllltl88 and of the accounts in accordance with the requirements of the Charities Act
ba818 of raport 2011 1.the Act").
I report in respect of my examination of the Trust's accounts carried out
und8r section 145 of the 2011 Act and in carrying out my examination, I
have followed the appllcable Direclons glv8n by th8 Charity Commission
under seclion 145151(b) of the Act.
I have completed my examination. I confirm that no material matters have
come to my attention {other than that disclosed ￿loW '} in connection with
the examination which gives me cause to believe that in, any material
respect:
accounllng records were not kept In accordanc8 w￿h s8Ctlon 130 of
the Act or
the accounts do not accord with the accounting records
Independent
examiner's statement
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reache2d.
Please delete the words in the brackets if they do not apply.
Slgned:
Date:
23 MAY 2025
Namé:
MR SOORIPPILLAI BALASINGHAM
Relevant professlonal
quallflcatlonlsl or body
Ilf any):
CHARTERED ACCOUNTANT
Address..
156 KENSINGTON AVENUE
MANOR PARK. LONDON
E12 6RN
Section B
Disclosure
Only comple8te if the examiner needs to highlight matters of concern Isee
CC32, Independent examination of charity accounts.. directions and guidance
for examiner51.
IER
October 2018

Give here brief detalls of
any items that the
examiner wishes to
disclose.
NONE
IER
October 2018

CHARITY COMMISSION
FOR ENGLAND ANO WALES
Recei
ts and
ments accounts
For the Pe￿0￿
from
To
Section A Receipts and payments
Unrostrict#d
lunds
to tho no8r••t
Restricted
funt1$
toth• fi••f••t £
Endowment
fund8
Totsl funds
Last ye8r
to t￿ ng•wt£
totho ¢M8r••t£
A1 Re¢el ts
PUBLIC DONATIONS
GIFT AID HMRC
B1,9)4
8,05B
32,243
9,Crfl
1.059
ross Income
or
AR?
89,962
89,962
•￿t an
80• tsbl•.
nv•8tment Sa
9.982
A3P8
m•n
HINDU TEIAPLES RENOVATION
LOCAL VILLAGE SCHOOLS
ORPHANGES RUNNING EXPENSES
HEAL TH CARE PREVENTION
FINANCIAL HELP FOR POOR
OLD PEOPLE CENTRES
COLLEGE EDUCATION FOR
DONATIONS TO CHARITÉS
OTHER EXPENSES
12,214
17,•69
42,264
17,￿9
13,459
767
6,438
2,766
8,037
1,323
4,146
1,361
3,774
40,071
2,600
6,212
1.200
2,824
1,312
2,124
1,4J4
Sub total
80,815
A4 A8$et aftd Fnve$lm¢nt
Sub total
80.B16
10.818
40,071
Net of rec¢ipts/(paymgnts)
AS Transfers be￿fren fund$
A6 Cash funds last year end
Cash funds thls year end
9,146
9,148
1,233
9,146
9,146
1,233
CCXX R1 ac¢ounts Issi
2910512025

Section B Statement of assets and liabilities at the end of the period
Unrestrlcted
Restricted
funds
to noar¥st£
Endowment
lunds
to ne8re8t £
to ￿)reSt£
81 Cash funds
Total cash funds
Unrestrlcted
fund8
to n•arMt £
Re•lrfcted
fund8
lo n••Tr$t E
Endowmont
fund8
to neamt £
Details
Fund to whlch
Dct311s
¢o•l loptlonall
Cvrr•nt¥•lu•
Fund to whlch
•¢ trAlon
Current Y•lu•
Dotails
Co•t loptlonbl}
84 A8••ts rntaln•d for th•
¢harlty'8 own u••
Funo to whl¢h
Details
Amouryl du•
èndv
BS Li•billtl••
Sgned by one or ts¥o trust￿5 on
behaw of all thè tru$tOOS
Slgnature
PrSnt Name
Date of
rov81
MR V R RAMANATHAN
15-Ma
-25
CCXX R2 a¢wunl$ ISSI
2910512025