CHARITY NUMBER 1142425
PAROCHIAL C'HURCH COUNCIL OF THE
ECCLESIASTICAL P4RloeH OF aT MARY AT LATTON, HARLOW
(ST MARY AT LAryON PCC, HARLOW)
TfP4mf*lT
r(rYOit i Ai4u riliAINi•lAL S I A I EIviGIN I
FOR THE YEAR ENDED 31 DECEMBER 2020

ST MARY AT LArroN PCC, HARLOW
Report and Financial Ststements
the year ended 31 December 2020
Contents
Page
Trustees, Report
Statement of Trustees responsibilities
Independent Examiner's Report
Statement of Financial Activities
Statement of Assets and Liabilities
Notes to the Financial Statements

ST MARY AT LATTON PCC, HARLOW
Trustees, Report
for the year ended 31 December 2020
Chairman
Vice Chairman
Revd Lynn Hurry, Incumbent
Mrs Mary Miller
Ex Officio Trustees .
Revd Lynn Hurry, Incumbent
Revd Malcolm Green, Assistant Curate
Revd Beth Joss-Pothen, Assistant Curate
Mr Piers Northam, LLM
Mrs Christine Cox, Diocesan Synod Representative
Elected Trustees .
Church Wardens
Mrs Mary Miller
Mrs Lois Pannell
Representatives on Deanery Synod
Revd Malcolm Green
Mr Derek J Humphrey
Mrs Mary Miller
Members
Mrs Rachel Griffiths
Mrs Eve Knights
Mrs Jayne Maynard
Mrs Chriss Sheppard
Mr Chris Tate
Ms Elizabeth Thurlow
Mrs Denise Woolcomb
Office
The Vicarage
The Gowers
Harlow
Essex CM20 2JP
Hon Secretary
Hon Treasurer
Mrs Christine Cox
269 Ladyshot
Harlow
Essex CM20 3EY
Mr Derek J Humphrey
3 The Swallows
Harlow
Essex CM17 OAR
Independent Examiner
Bankers
Mr S Webster Bsc
88 Pilkingtons
Church Langley
Harlow
Essex CM17 9DR
National Westminster Bank plc
12 The Rows
Harlow
Essex CM20 1 DA

ST MARY AT LArroN PCC, HARLOW
Trustees, Report
For the year ended 31 December 2020 (contd)
Who we are and what we do
The Parochial Church Council of the ecclesiastical parish of St Mary at Latton, Harlow, known as St
Mary at Latton PCC, Harlow, has the responsibility of co-operating with the incumbent in promoting in
the ecclesiastical parish the whole mission of the Church - pastoral, evangelical, social and ecumenical.
It also has the management and maintenance responsibilities for St Mary at Latton Church and
Churchyard, and the Church Hall.
Governance and management
St Mary at Latton PCC, whose membership is shown on page 1 of this report, discharges its duties
through a number of committees that meet between full meetings of the PCC.
Standing Committee- this committee meets to discuss agenda items and to act between PCC
meetings. Its membership consists of the Incumbent, the Churchwardens, the Secretary, the
Treasurer and one other member of the PCC.
Fabric Committee (Church & Churchyard) - this committee meets to advise the PCC on
Church fabric matters. Its membership consists of the Incumbent, Churchwarden (1) and two
PCC members.
Fabric Committee (Church Hall) - this committee meets to advise the PCC on Church Hall
fabric matters. Its membership consists of the Incumbent, Churchwarden (2) and two PCC
members.
Finance Committee- A committee under the chairmanship of the Treasurer. Its membership
consists of the Incumbent, the Treasurer and the Churchwardens.
ChurGh attendance and the Electoral Roll
Regular Church attendees are able to join the Electoral Roll of the Parish, and it is from the Electoral
Roll that members are nominated and duly elected to the PCC at the Annual Parochial Church Meeting
(APCM). The Electoral Roll is revised for each APCM, but every four years a new Electoral role is
prOdU￿d.
There are now 76 people on the Church Electoral Roll, 40 of whom are not resident in the Parish.
Objectives and activities
In pursuance of the objective of promoting in the Ecclesiastical Parish the whole Mission of the Church,
our activities include:
Regular public worship open to all; The provision of sacred space for personal prayer and
contemplation; Pastoral work, including visiting the sick and the bereaved; Teaching of Christianity
through semons, courses and small groups. Taking of religious assemblies in schools; The provision of
a youth club with a Christian ethos; Promoting the whole Mission of Church through the provision of
activities for senior citizens, parents and toddlers, and other special need groups; Supporting other
charities in the UK and overseas.

ST MARY AT LATTON PCC, HARLOW
Trustee's Report
For the year ended 31 December 2020 (contd)
Review of the Year
Review of our Activities
We are an active, open and welcoming Church within the Church of England and take very
seriously our commitment to Mission. Through the good governance of our Parochial Church
Council (PCC) we are able to support the life of the Church here at Latton and in the wider
community that is our parish.
The reports of our activities presented to our Annual Parochial Church meetings show clearly
how this is achieved. They are too detailed to be reproduced here but copies can be obtained
by contacting the PCC Secretary.
The main focus of our worskiip is our Sunday morning service, although services are held
throughout the week. In September 2014, we intrOdU￿d a second Eucharist on a Sunday at
11 .30am, moving the first service to 09.45. This second Eucharist is specifically designed to
appeal to children and their families and has been very well received. The Wednesday morning
Eucharist also continues to grow after which refreshments are now available. Our Toddler
Group continues to grow. There are many opportunities for Lay Leadership and Ministry in
these activitiés anci these opportunities are enthusiasticai£y taNen up m¥ifibers Oi Oui-
community.
We continue to develop close links with the two Primary Schools in our parish through
assemblies held in school and seNices held in Church (sadly suspended during the Covid-19
pandemic).
In our Parish our work with the elderly plays an important part in our community's life. Our
monthly lunches continue to expand providing a real opportunity for fellowship for those of our
community attending. The over 60's group which meets on a weekly basis is proving very
popular with numbers attending regularly above 40. Additionally, we work with "Contact the
Elderly" in Harlow in providing afternoon teas (sadly suspended during the Covid-19
pandemic).
We are a generous community supporting a wide variety of Charities, from mission and relief
charities to secular charities and including charities for the homeless and deprived, and a
number of animal charities etc.. Approximately 10 % of our income goes direct to these
charities, but this sum does not include the large quantities of food donated to the Harlow food
Ban,k, toiletries and clothing for the homeless charities and goods for special appeals. We
continue to support Streets2Homes in two ways: by providing a venue (our churchyard) for the
annual sleepout fund raising event, and our church hall on Friday evenings each January for
those slepping roijgh on Harlow - providing a warm bed and a heaty breakfast.
Our Good News Project continues. The Development Fund grew to £22,073 during 2020 but
little progress has been made as a consequence of the Covid-19 pandemic. We will restart
again in 2021 with the aim of making St Mary at Latton a true Servant of the community in
wliich it is situated.
As with all churches the Covid-19 pandemic has had a major impact on our worship and
outreach. All of our services have moved on-line using Zoom software, including study groups
and other social activities. A typical week would include . Sunday Eucharist 10.00; Sunday
Family Service 16.00" Wednesday Morning reflection 10.00; Thursday Lent I Study Group
20.00; Thursday Craft-ernoon 15.00. All business meetings (PCC, standing c,ommittee, etc.)
have moved on-line. We would hope to return to face-to-face contact in thr early summer of
2021

ST MARY AT LAThON PCC, HARLOW
Trustee's Report
For the year ended 31 December 2020 (contd)
2. Review of our Finances
In 2019 we reported a deficit in our Parish (General) Fund of £6,309. We are pleased to advise
that this was cleared in early 2020 with unsolicited donations being received. The Covid-19
pandemic has severely curtailed our ability to fund-raise and also removed the Church Plate
income almost completely. However, a COn￿rted effort to move all members of the planned
giving scheme to using Bankers Standing Orders, an appeal to the parish to help with the
expected deficit and an increase in regular stewardship giving means that this year we are
reporting a small surplus in our Parish (General) Fund.
The overall funds we have available have increased year on year.
Signed on behalf of the Trustees:
.Chairman
.Vice Chairman
2021

ST MARY AT LAThON PCC, HARLOW
Statement of Trustees Responsibilities
For the year ended 31 December 2020
The Trustees are responsible for preparing the annual report and the financial statements in accordance
with the applicable law and United Kingdom eJenerally Accepted Accounting Practi￿.
The Trustees are responsible for the preparation of the financial statements for each financial period,
which give a true and fair view of the charity's financial activities during the period and of the financial
position at the end of the period. In preparing those financial statements the trustees are required to:
Select suitable accounting policies and apply them consistently,
Make judgements and estimates which are reasonable and prudent,
State whether applicable accounting standards and statements of recommended practice have
been followed, subject to any departures disclosed and explained in the financial statements,
Prepare the financial statements on a going concern basis unless it is inappropriate to presume
that the charity will continue in operation.
The Trustees are responsible for keeping proper accounting records under section 130 of the Charities
Act 2011 which disclose with reasonable accuracy at any time the financial position of the charity and to
enable them to ensure that the financial statements CL)mply with the Charities Act 2011. The Trustees
are also responsible for safeguarding the assets of the charity and hen￿ for taking reasonable steps for
the prevention and detection of fraud and other irreguiartties.
The financial statements have been prepared in accordance with the Statements of Recommended
Accounting Practice: Accounting and Reporting by Charities (SORP FRSSE 2015), UK Accounting
Standards and the Charities Act 2011.

ST MARY AT LArroN PCC, HARLOW
Independent Examinerfs Report to the PCC
For the year ended 31 December 2020
This report on the accounts of the St Mary at Latton PCC for the year ended 31st December 2020,
which are set out on pages 6 to 9 is in respect of the examination carried out in accordance with the
Church Accounting Regulations 2006 and s.145 of the Charities Act 2011.
Respective responsibilities of Trustees and the Examiner
As the members ofthe St Mary at Latton PCC you are responsible for the preparation of the accounts;
you consider that the audit requirement of the Regulations and section 144(2) of the Charities Act 2011
(the Act) do not apply. It is my responsibility to issue this report on those accounts in accordan￿ with
the terms of the Regulations.
Basis of Independent Examinerfs Report
My examination was carried out in accordance with the General Directions given by the Charity
Commission under section 145(5)(b) of the Act and to be found in the Church Guidance, 2006 edition,
issued by the Archbishops, Council. That examination includes a review of the accounting records kept
by the P.C.C. and a comparison of the accounts with those records. It also includes considering any
unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning
any such matters. The procedures undertaken do not provide all the evidence that would be required in
an audit, and consequently I do not express an audit opinion on the view given by the accounts.
Independent Examinerfs Ststement
In connection with my examination, no matter has come to my attention:
1)
which gives me reasonable cause to believe that in any material respect the requirements
to keep accounting records in accordan￿ with section 130 of the Act; and
to prepare accounts which accord with the accounting records and to comply with the
requirements of the Act, and the Regulations
have not been met; or
2) to which, in my opinion, attention should be drawn in order to enable a proper understanding
of the accounts to be reached.
2021
Mr Steve Webster Bsc Dip BKLI
88 Pilkingtons
Church Langley
Harlow
Essex CM17 9TH

ST MARY AT LArroN PCC, HARLOW
ststement of Financial Activities
For the year ended 31 December 2020
Unrestricted
Restricted
Funds
Flower Church ChHall Reorder Total
Redec
Main
Church
Funds
2020
2019
Parish
Fabric
Organ
Total
INCOMING RESOURCES
Income - Donors
Planned Giving
Covenants
Income Tax Recovered
Uncovenanted
Collection5 & Church Box
Mlsc. Gifts & Donations
Other Voluntary Income
Mlsslon
Speclal Collections
Ancilliary Income
Fees
Magazines
H.all Incom.e
47,632
15,392
47,632
15,392
43,919
11,361
883
15,613
883
15,613
4,307
390
133
9,139
133
9,139
611
2,156
572
572
2,508
641
361
361
1,415
5,278
1,415
1,319
3,279
18,749
Fund Ralsing
Other Ordinary Income
Dlvldends & Interest
2.336
10
1,813
32
32
78
TOTAL INCOME
92,492
2.336
10
1,613
96,451
87,999
OLrrcoiNG RFSOURCES
Glvlng
Grants l Donations
Charity Collections
Vicars Discrelionary Fund
The Minlstry
Diocesan Quota
Clergy Expenses
Services Sacristy & Music
Children & Youth
Contact
Mlsslon
Church Running Expenses
General Malntenance
Churchyard
Hall Running Expenses
General Malntenance
Admlnlstration
General
Books
Fund Raislng Costs
2,420
10,337
2.420
10,337
3,115
2,103
55,500
485
4,727
55.500
485
4.727
54,900
610
5,025
300
300
350
7,426
7,426
18,146
96
5,260
5,260
5,996
3,720
23
100
3,720
23
211
4,618
62
111
645
TOTAL EXPENDITURE
90,298
111
90,409
95,711
NET INCOME I EXPENDITURE
2,193
2,336
-101
1,613
6.042
-7,714
Transfers between Funds
6,106
-2,203
4.004
101
NET MOVEMENT IN FUNDS
8,299
133
4,004
1,613
6,042
-7,714
BALANCES from last year
-6,309
4,216
16,436
2,794
4,207
20,439
41,782
49,495
BALANCES at 31 December
1,991
4,349
12,432
2,794
4,207
22,052
47,824
41,782

ST MARY AT LArroN PCC, HARLOW
Statement of Assets and Liabilities
As at 31 December 2020
2020
2019
Note
CURRENT ASSETS
Cash at Bank:
Reserve Account
Current Account
40,015
1,000
36,316
1,000
41,015
37,316
Add DEBTORS
Debtors
8,278
6,665
Less CURRENT LIABILITIES
Creditors (Due within one year)
Creditors (Over one year)
1,289
180
390
1,809
-1,469
-2, 199
NET CURRENT ASSETS
47,824
41,782
TOTAL NFT ASSETS
47,824
41,782
Represented by:
FUNDS
Unrestricted
Parish
1,991
-6,309
1,991
-6,309
Restricted
Fabric
Organ
Church Hall Maintenence
Church Redecoration
Church Development
Flower
4,349
12,432
4,207
2,794
22,052
4,216
16,436
4,207
2, 794
20,439
45,833
48,091
TOTAL FUNDS
47,824
41,782
These Financial Statements were approved by the St Mary at Latton Parochial Church Council
on the q 2021 and signed on their behalf by:
..Chaiman
I￿ Chairman
on Treasurer
The notes on pages 8 to 9 form part of these Accounts.

ST MARY AT LArroN PCC, HARLOW
Notes to the Financial Ststements
For the year ended 31 December 2020
Principle Accounting Policies
The Financial Statements have been prepared in accordance with the Church Accounting Regulations
2006 together with the applicable Accounting Standards and the Charities SORP.
(a) Basis of Accounting:
The Financial Statements have been prepared on the historical cost basis except where
otherwise stated.
(b) Incoming Resources:
Voluntary Income - all voluntary income, unless otherwise stated, is recognised when received
by or on behalf of the PCC
Income tax recoverable on covenants and gift aid donations is accounted when repayable
Income from diaritable and ancillary trading is accounted for as due
Bank Interest and Dividends, received gross, are accounted for when receivable.
(c) ReSoUr￿S Used:
.1! expAndi+ure 1¢ rAftnrflod tha ?ftTr.ri 19! bgoio 2nd ancnLJrite.d for a.o eypenditure due or
accrues.
(d) Fixed Assets
Consecrated and beneficed property is excluded from the Accounts by s.96(2)(a) of the
Charities Act 1993. Except as noted below no value is placed on moveable church furnishings
held by the Churchwardens on special trust for the PCC or any other property or investment
which requires faculty for disposal or atteration
All capital equipment is written off, as incurred, as expenditure in the Statement of Financial
Activities.
(e) Reserves Policy
We try to maintain a reserve of between one and three months normal monthly expenditure at
all times.
In 2020 we have made good progress in restoring this policy following the problems
encountered during the previous two years
2. Funds
(a) Parish Fund
The Parish Fund represents the Funds of the PCC that are not subject to any restrictions
regarding their use and are available for the general purposes of the PCC.
(b) Fabric Fund
The Fabric Fund represents those Funds of the PCC that are to be used solely for the
purposes of repair and Maintenan￿ of the Fabric of the Church Building.
(c) Church Hall Maintenance Fund
This is a new Fund, established in the Autumn of 2010 with an anonymous donation from a
parishioner, and with the sole purpose of providing funds for future Church Hall maintenance
bills such as redecoration etc..

ST MARY AT LArroN PCC, HARLOW
Notes to the Financial Statements
For the year ended 31 December 2020
(d) Church Redecoration Fund
This Fund, established in the Autumn of 2010 with an anonymous donation from a parishioner,
and with the sole purpose of providing funds for future redecoration works in our Church.
(fj Organ Fund
The Organ Fund represents those Funds of the PCC that are to be used solely for the
purposes of replacement of the electronic organ with a pipe organ.
(g) Flower Fund
The Flower Fund represents those Funds of the PCC that are to be used solely for the
purposes of the provision of flowers in Church whether it be for normal services, weddings,
etc., or for Flower Festivals.
(h) Church Development Fund
This Fund established in 2017 brings together all the costs and the income associated with our
Good News Project.
3. Major Fabric expenses during the year
There were no major items of expenditure incurred during the year
-10-