Folkestone Baptist Church
Folkestone Baptist Church
Annual Report April 2024-March 2025
Ministers
Reverends Chris and Katy
Ruddle
Hill Road (obove)
Copel Street (below)
Pastor Pam Barr

Contents Page
Principal Aim and Objectives and Artivities Page 3
Overview of the Vear Pages 4-5
Worship and Prayer Page 6
The Churth Buildings Page 7
Activities Pages &11
House Groups 8
Sunday Club 8
Holiday Club 8
Familie5 and Children'5 Work 9
Cldguiding 9
Women's Work 10
Men's Work 10
Communlty Wcrk io
Boptlst Assembly 10
Mediation Course 10
Ecumenicol Relotlonshlp$ 11
Financial Review Page5 12-13
Strurture, Governance & Management Page 14
Administrative Information Page 15
21Page

This report covers the period 1st Apnl 2024 to 31st March 2025 and can be
read in conjunction with the Financial Report. In preparing this report the
Leadership Team have had ￿gard to the Chanty Commission s guid8nce on
public ben8frt including th8 guidance on advancem8nt of relig￿n.
Principal Aim
The Charity is governed by an Approved Governing Document. The principal
purpose of Folkeslone Baptist Church is the advan¢ement of the Christian
faith according to the principles of the Baptist denomination. The Church may
also advance education and carry out other charitable purposes in the United
Kingdom andlor other parts of the world.
Objectives and Activities
The Leadership Team is committed to enabling as many people as possible to
worship at our Church and lo become part of Ihe Church community. The
Leadership Team maintains an overview of worship within the life of the
Church and makes suggestions on how our services can involve the many
groups that live within the area surrounding the Church sites both at Hill Road
and Capel. Our services and worship put faith into practice through prayer,
scripture, music and teaching. When planning our activities, the Leadership
Team consider the Charity Commission's guidance on public benefit and, in
particular, the specific guidance on charities for the advancement of religion.
We try to enable people lo live out their faith as part of our Church community
through=
Worship and prayer., learning about the Gospel,. and developing their
knowledge and trust in Jesus.
Provision of pastoral care for people both within the Church and those
living in the wider community.
Missionary and outreach work.
To facilitate this work, it is important that we maintain the fabric of Folkestone
Baptist Church with its buildings al Hill Road, Capel Street and Ihe Manse at
Dover Road.

Overview of the year
This was a year of signfficant challenges, but also of some encouragements.
We had to draw deeply on our trust in God and his promises, especially on our
motto for 2024 "Be strong and courageous. Do not be afraid or terrified, for the
Lord your God goes wth you,. he will never leave you nor forsake you."
Deuteronomy Ch 31 v 6.
The year began well on Easter Monday with a Holiday Bible Club for primary
school age children. On 20 April we had the privilege of celebratirbg Mung
Hatzaw's Ordination to Baptist Ministry. This was the first ordination to be held
at the Church in a great many years. A truly international event full of great
joy, this was attended by friends from Manipur and Bletchley, family. friends
and well-wishers. Shortly afterwards a group of us from Folkestone attended
his Induclion al Bletchley on 11th May.
However, setting the budget this year was quite difficult. The death of several
friends during the previous year caused a sharp decline in the amount we
could expect to receive in offerings. The worst case scenario would have seen
us eat deeply into our reserves. After seeking advice from our Regional
Minister, we took the difficult decision to present the budget with the deficrt lo
the Church Meeting. Meanwhile the Trustees worked on an action plan to
reduce outgoings and increase revenue. Members and regular worshippers
were sent a lelter outlining the seriousness of the situation and asking them lo
consider increasing their giving. I'm pleased to report that the Church rose to
the occasion. Meanwhile the redundant front office was cleared and
redecorated to create a new hire space. Chris took on marketing our rental
space and organising invoicing. We negotiated a modest increase in room
rental charges wrth our hirers. A number of new groups began to use our
space including an orchestra, support groups and a sewing group. This all had
a beneficial effect on our finances and also on our service for the local
community.
In July we conducted a membership review. Unfortunately this exercise had
been overlooked for several year5, which meant fifteen removals and transfers
of membership in one year. July also saw the removal of the large sycamore
tree by the entrance to the Hill Road car park, which had become diseased.

In September we rejoiced with Beck and Christine as they were baptised. We
also gave away several hundred copies of John's Gospel. This followed a
very en¢ouraging Anniversary Thank Offering which was divided between part
funding a replacement boiler for the krtchen and a donation to the Pocket
Testament League who provided the Gospels.
Our Harvest Festival was a great celebration, well attended by our Girlguiding
groups and their families and followed by a buffet lunch for oveT one hundred
people. We collected gifts of food for Shepway Foodbank. In October we
hosted SEBA Core Leaders training led by Rev Paul Kerley.
The Christmas season saw the return of our All Age Christingle SeNice. We
also hosted Castle Hill School for their Christmas servi¢es as well as our
traditional Carols by Candlelight Service for the community-
However, as the year ended it become apparent that Chris was quite unwell.
He had attempted lo return to work ors a staged return in January 2024 but
had never managed lo resume many of his duties. As his condition had once
again worsened in January 2025. Chris went off sick again and the difficutt
decision was taken that he should move towards retirement on ill heahh
grounds. We were grateful once again for the support and advice of our
Regional Minister Joth Hunt during this difficult time.
Katy continues lo minister as sole Minister part-time, wilh Pam as Locally
Recognised Minister at Capel. The Leadership Team have worked extremely
hard under drfficult circumslances. This has been a year of team building and
bonding as some of our newer members began to find their confidence.
We were delighted to be joined by experienced deacons Belinda and
Boaz las tfftasurer) in January 2025 bul were sorry to lose Rod and Glynis
who both retired. Several of us attended the SEBA Partners in Mission
Conference in March at Tonbridge Baptist Church and found it very
encouraging. A metaphor used by Anne Calver the keynote speaker of
churches as little working ships wrth all hands on deck rather than cruise liners
wrth passengers in deckchairs seemed very apt to our situation as we went
into the New Year.
Katy Ruddle -minister

Worship and Pra5er
The Leadership Team and Church Members are keen to offer a range of
worship services during the course of the year that our community find both
beneficial and spiritually fulfilling. The congregation at Capel led by Pastor
Pam Barr offer a traditional but friendly worship service al 10.30am each
Sunday.
At Hill Road All Age Services are held on the first Sunday of each month often
with contributions from the young people. On other Sundays there 15 Sunday
Club for children during the second half of the service. The services at Hill
Road are also at 10".30am. Both Capel and Hill Road offer 8 Strong emphasis
on Bible teaching.
Details of other services and activities are shown on Folkestone Baptist
Church Fa¢ebook and Ouf weekly newsletter. The newsletter and sermon are
posted on our websrte wvM.folkestonebaptistchurch.org each week.
As well as our regular services, we enable our community to celebrate and
thank God al the milestones of their journey through life..
infant dedications
believers baptism when we thank God for the gift of new life in Christ
in marriage as public vows are exchanged wrth God's blessing
through funeral services where friends and family are enabled to
express their grief and give thanks for the life which is now complete
in this world and to commend the person into God's keeping.
During the year, there were 2 new Members, 1 Member died, 3 transfers and
12 removals. We slarted the year with 75 Members and ended with 61.

The Church Buildings
The Church building at Hill Road was designed to be mutti-purp05e and
avai18ble as a resource for the local community. The suite of rooms makes it
an ideal location for youth activities, local Residents, Association meetings,
Pulmonary Rehabilitation, Blood TransfLksion Service, Community Choir,
Bridge Club, Stroke Association and food ministry. This year, the old office at
the front of Hill Road was cleared out and redecorated and made available for
use for small meetings.
The Church building at Capel Street is a chapel which can accommodate a
congregation of fifty. It has served the Comrnunity in a variety of ways
iFicluding providing a Sursday worship service, meetings for prayer and Bible
sttkdy, monthly craft club and is used by community groups from outside the
Church. The members help run Messy church once a month together with St
Radigunds Church. Messy Vintage continues to be held on alternate Thursday
afternoons, it is a good opportunity to invite non-churched friends and family
lo worship via Ihe medium of craft and fellowship as well as a time of worship.
Both Church buildings are wheelchalr aceesslble and Incorporate
disabled toilet facilities. We seek to be inclusive and to also ensure that
provision is made for those who are impaired in either sight or hearing.
The Manse is situated in Dover Road, Folkestone. Chris and Katy live and
have their study there. They host smaller meetings and conduct pastoral work
in the Manse.
We also have responsibility for a disused Burial Ground in Bradslone
Road, Folkestone.
71Page

Activities
The Church hosts a wide variety of groups.
Houso Groups
The Hill Road house group meets hvice a month in the evening. It is made up
of Members of the Church as well as a number of ex-members who have
moved out of the area. We studied what it means to be a Christian in the
modern world, covering topics such as feminism, racism, homosexuality and
gender identity. We also looked at the mira¢les of Calvary in the run up to
Easter. The group continues to be a source of fellowship and prayerful
support for one another. We ￿lebrated two of our members becoming
ordained and moving to take up their roles as Pastors of their own churches.
The Cheriton house group meets on the 1 and 3 Tuesday afternoons each
month. We are of the older generation and sometimes need to adjust timings
to ae¢ommodate hosprtavdoctor's appointments and even holidays. Our
studies have included the books of Ephesians and James with other random
studies from lime to lime. We are a very caring group and are eager to learn
more about our amazing God through His precious word.
Sunday Club
On average around six children plus oe¢asional others attended on Sunday
mornings. Children remained in for the first part of the service and then went
out with their leaders to take part in various activities including craft, art and
drarna, all relating to the bible passage I character being studied and also
playing games. The children are a friendly welcoming group, ranging in age
from 3-17 years and also enjoyed some $ocial activities from time to lime with
or without their PaTrntsIcare￿.
Holiday Club
During the Easter Holiday we ran a club for three days for children aged 4-
16yrs. This was based on the theme of 'The Unexpected Visltor, which
explored different encounters wrth Jesus following his Resurrection. Up to
thity children from within the Church, the local community and beyond,
enjoyed garnes, storytelling, drama, craft activrties and more. It culminated
with a breakfast and Sunday morning all age Service to which all were invited.
81Page

Farnilies and Children's Work
The families and children work is based on the ￿nviCtion that parents are a
vital part of children's growth in faith. The aim is to equip parents to lake an
active role in the development ol their children's faith. We do this by providing
resources and support for parents, building relationships between children
and parents, behveen the children and between the families. Another
important aim is to build the relationship between the children and the wider
Church family. During the year, there were a number of sessions to bring the
children, their families and the Church family together. These included
games evenings and country walks. We continued to encourage
opportunities to invite and involve families in events run by the Church.
An important emphasis of the Church lrfe 15 that it is truly intergenerational.
Apart from encouraging Church Members lo develop relationships acros5
different generations, we also aim lo enable all-age worship once a month.
The All Age Services reach beyond the Church families, as Girlguiding joined
us for some services during the year. It is a wonderful opportunity to bLtild
relationships with the families of this group.
Girlguiding
Girlguiding, which includes Rainbows, Brownies, and Guides, provides a
space for girls to develop confidence, skills, and make a positive communrty
impact. The groups meet weekly during terni time. and some of the leaders
are members of Hill Road Baptist Church. Katy serves as their Chaplain,
offering support and visiting some of the meetings. During the year, the gids
participated in joint activities wrth other units, including a Division Thinking
Day focused on caring for the environment and a Fun Festival Day. The
Brownies also had the opportunity lo take part in adventurous activities at
County Event called °Fearless on the Farm..
The Church and Girlguiding groups collaborated on several occasions. The
leaders and girls took part in a number of Church Parades held with the All
Age Services, and they brought donations for the local Rainbow Centre
Foodbank to the Harvest Festival. They also supported the coffee morning
held in aid of Christian Aid including making cakes to sell. A Nativity play was
held on a unrt meeting night in early December, which was well-supported by
parents. family, and friends. Katy delivered an epilogue at the end of the play.
91Page

Women's Work
This year we offered several occasions for women of all ages to attend. The
activities were varied lo appeal to as many as possible. From badminton and
board games, to pampering evenings, and craft afternoons, to walks by Ihe
sea, the group was open and welcoming, offering friendship, refreshments
and generally a lot of laughter loo. The ladies attending were also invited to
come to other events including services and community lunches leading lo a
strengthening of relationship be￿een church and community-
Men's Work
The men continued to meel on a Friday at the Clifton Hotel. We regularty
have four to six attendees and enjoy a bit of banter and a coffee. More
importantly we share our highs and lows, study the Bible and pray for each
other. Recently we've been looking at 'false gods, and the story of Jacob as
he wrestles with his inner demons. Through our life experiences we've helped
each other.
Elsewhere we've senl a delegation to the annual Christian Vision for Men
Gathering, in a field near Swindon. It's great to mix with other Christian men
and know that new men are giving their lives to Jesus. We pray that at a
more local level we'll see more men {and boys) committing themselves and
that we can build on our existing events. such as the Thursday lunche5. As
Jesus said the harvest is plentiful so let's keep sowing, reaping and keepingl
Community Work
Our very popular Thursday lunch club continued throughout Ihe year including
very well attended Christmas lunch. We continue to offer a 3 course lunch
for a suggested donation of £3. Lunch is attended by a broad cross section of
people and offers food, warmth and companionship.
Baptist Assembly
The Baptist Assembly at Telford wa5 attended by Chris, Katy and Lynden as
the Church representstive. There were some very interesting sessions and
plenty of opportunities to meet people.
Meditation Course
The meditation course
baptismldiscipleship course.
sumed briefly and developed into
10IPage

E¢umenl¢al Relatlonshlps
Thank God for Churches Together in Folkestonel This is an umbrella
organisation of the mainstream churches in the town who work together lo put
on events such as the walk of the crosses, an annual joint Pentec05t servi
and a schools carol service. As well as this, there are groups focussing on
specific issues such as schools and young people, civic life and menlal health.
Since the pandemic, there has been less involvement from local Christians
and the executive committee has been looking at ways of reviving interest.
It's important that, while honouring our unique perspective as Baptists. we
engage with and learn about other denominations.
Prayer support is
invaluable.
The Church supports local ecumenical charities Rainbow Centre and MAF.
The Church also supports Christian Aid which is a relief and development
charity, raising money in May during their yearly fundraising event through
donations via special envelopes and holding a coffee morning.
Courses
We hosted the South Eastern Baptist Association {SEBAI Core Leaders
course in October giving basic training to Leaders and Trustees in Baptist
Churches. Katy, Chris, Paul, Pam and Wei Li attended some or all of this
year's course.
11 IPage

Financlal Review
The Church continues lo raise the funds it needs to carry on its activities from
within its own membership and congregation. We are grateful for the
Members and friends who have maintained their giving and others who
increased their monthly giving following an appeal in October 2024.
The Church also receives income frorn hiring premises and the number of
groups and organisations increased during the year.
The most significant expense relates lo the slipend for the ministers (on
shared stipend) to lead and co-ordinate the Church's activities including the
Sunday Services, to provide pastoral care for the congregation and other
people and to equip and encourage the membership in their life, Christian
witness and service.
The Church expressed its part in the life of the wider church by making grants
to national and international Christian organisalions and societies with
Christian aims and objectives compatible with the Church's own Christian
purpose.
The Church is mainly dependent on its membership working as volunteers in
all aspects of the Church's aclivilies, many of which run with little or no impact
on the Church's expenditure, but nevertheless Contribute substantially to the
achievements of the Church's objectives. The financial resutts for the year are
set out in the accompanying financial statements.
Despite finding il necessary at the beginning of the year to set a deficrt budget,
we actually finished the year with a small surplus. This was in part due to an
increase in giving, for which we are deeply grateful, and we are equally
thankful for the increased revenue from the rental of our buildings, which
resulted from both more bookings and a moderate increase in hire charges.
We also managed to reduce our expenditure, although the payment for
electricity is under negotiation and is still pending resolution. No wider public
appeal was made for funds during the year.
121Page

The Trustees have established a Reserrfes Pollcy with the following Policy
Statement for the financial year ending 31, March 2025'.-
The Reserves Policy of Folkestone Baptist Church is to hold reserves
sufficient to be able lo pay six months, salary of the Joint Ministers and other
staff together with three months running costs in order to be able to adapt to
any changes in the income and expenditure of the Church. 11 is therefore
agreed that there will be a General Resetve Fund set up of £28,310. The next
£5,000 of any available funds will be allocated to a designated Fabric
Reserve.
The Trustees are satisfied that there are existing reserves sufficient to
continue to operate effectively for the coming year.
131Page

Structure. governan￿ and management
Folkestone Baptist Church is a Charitable Unincorporated Association. The
method of appointment of Leadership Team Members Ilhe Trustees) 1$ Set out
in the Church Approved Governing Document. Al Folkestone Baptist Church,
the membership of the Leadership Team, comprising of our Ministers,
Deacons, Elders, Treasurer, Church Administrator and Pastor for Capel, are
elected by those Members of the congregation who are on Ihe Membership
roll of the Church. The Leadership Team are responsible for dealing with
matters of general concern and importance to the Church including how the
funds of the Church are to be spent and making recommendations to
meetings of Church Members as appropriate. Any substantial expenditure
must be ratified by a rneeting of the Church Members.
All those who attend our services and members of the ￿ngregatIOn are
encouraged lo put their faith in Jesus Christ. Those who have committed their
lives to him are encouraged to become Members, following baptism. The
Church Members meetings are normally bi-monthly on a Sunday after the
moming worship service.
Boaz became our Treasurer in January 2025. We are slill Currently without an
Administrator. Tasks are shared by members of the Leadership Team and
other Church Members. Dawn Kellers continues to serve as our Finance
Officer and carried out some administrative tasks for us. She is not a Church
Member.
Appropriate Insurance is in place. Risk assessments are carried out on a
regular basis. We have a Health and Safety Policy which is reviewed on an
annual basis and a report presented to the Church Meeting. A Member of the
Church is appointed as Safety Officer to oversee this under the direction of
the Leadership Team.
The Church subscribes to the Baptist Union Safe to Grow guidelines. We have
Safeguarding Policy for Children and Young People together with Adults at
Risk which is reviewed on an annual basis and presented to the Church
Meeting. A Safeguarding team is in place inclt¢ding a Designated Person for
Safeguarding with a deputy. All Trustees are DBS checked together with
volunteers who work with Children, young people and vulnerable adults.
141Page

Administrative information
Folkeslone Baptist Church has hvo worship centres. one at Hill Road in
Folkestone and one al Capel Street in Capel-l&Ferne. The registered address
is..
Folkestone Baptist Chur¢h, Hill Road, Folkestono, Kent CT19 6LY
Charlty Registration Number 1142068
Property Trustees in respect of Bradstone Road Burial Ground- The
Baptist Union Corporation Limited, Baptist House, 129 Broadway, Didcot,
Oxfordshire OX118R T
Leadership Team members who have served during the period of this report
are as follows..
Ex Officio Members
Ministers (gach part tim•) - Reverends Christopher Ruddle and Katherine
Ruddle
Elected Members
Elder- Emma Brunton
Pastor for Capel- Pam Barr
Treasurer - Boaz Nyika elected on 24 November 2024 and served from 1.
January 2025
Deacons - Patricia Dunning, Wei Li Hu and Paul Lanza. Glynis Coombes and
Rod Wood until 31" December 2024. Belinda Walker elected on 24
November 2024 and served from 1 January 2025.
Bankers- HSBC and COIF
Independent Examiner- Phil Goodwin
This report was approved by the Church Meeting on 30
November 2025 and signed on their behalf by..
Signed....
Prinl......K A..AutsDL£
Date. 80. il.
151Page

Indepenllent Exaininerj Report
Folkestone Baptist Chuirh
Finmiicigl yeai. ended 31" March 2025
I set out below for good m•5ure the of examitiation re8￿d￿￿ the examiDetsott of d
hurch at¢ounts.
This is on tk basis members and the COTnmittee can how the ftudit has been
eondllcted. The (h￿ity'S trust￿5 T¢spoJJsible for th¢ pre￿ation of th¢ wcounts. The
¢harity's lJus*es coDsideT that att audlt is not T¢quir¢d for th5 yw ulld¢T the Chatities Act
2011 and th&tan indeFth examin2tioD is required.
The Ctlurch tsE&surer forthis fiDallciai ytar w&8 Mrs Dawfj Keller&
It is my WD5ibi]ity to..
To follow priK¢dures laid th)wn tts th¢ gen¢rn] direc¢iolls wvell by the Cbarity
Commissiotl UDdeT the 2011 Act. and
To tste whetherFwticu]aT matters bave ￿met0 my attetttiojj.
f lllde
t Ex&mi
My ¢XamiDatiottwTr8carri￿Outina¢COrrtfinCC withthe8eneTrl diwts0E4￿v¢n bytheCbaTity
Com￿10n. The exATnination in¢l(thd a fu]1 teview of tbe a¢countittg Tccords kept by the
charity 8nd a eompxrison of th aLyo￿ts presettt￿ wib those r￿ra8. It 8150 tncludes
consider8ti0tt of &ay ￿lUS￿&1 Etems or disclosur¢s ift tk and S￿ling eXpl￿￿tio￿$
ncernJn8 any Such mitth.
The pr(Kedures ￿t￿¢rtakell do not pro￿lde all the evidencethat would b¢ requir¢d in all audit
and consequently no opittion is ￿vell s5 to wheth¢Tthe ac£ountspr¢s¢tLt a'ttr￿ and fairvicW'
od the TerA)rt 1$ limitcd to thos¢ matters s¢t out ID th¢ StateD￿￿t￿loW.
Inde
tExAmitt
Ststejllent
tD ¢otinectioll with my examinatio￿ no Jn8tt¢r ¢ometo my attention:
(J) Which ￿VeS m¢ re&8onAble cause to beJi¢ve tbAt in ally mllteri￿ tesrrtl the
To keep ac¢ountin8recoTds itl a¢¢ordan¢e with the 2011 Act., and
To PTetAre&¢counts thich acwTdwith theacc4)untingr¢¢ords 8tKicomptywiththE
a¢¢ountiD8 f¢¢oTds of the 2011 ACL
Have Dot beell nJe¢ or
(2} To whicl in Tny OPittiOT4 attention 5hou]d be dtawD ID or&r to enable a prorEr
wtht5talldtJJg of the ae¢ounts to Ix rwhed.
The thks cam&1 aioJJ8 WTth (b"scussions enable me to cth an"urtqualifi&l" rerrf"
the signed ch#kedaLXOUlltS ore attacb¢d
Phil G￿}dWI￿
Q￿lIfiCAtio￿5.' Pbil G(¥xlwtti
Qu￿lfied byextfftience, rrfiTed Majwr
tW¢stBwLk alld S¢bool Finance Director
D&ted.. 14 July 2025

Svmm8ryofAppe81 Income 8nd Expendf(ure
TheThank Offenn8Appe81raised £2,800.65throuBh donation9 receivedfromthe¢ongreg8tion.
Addition8lly, the church receivedtwo sèparat8gr8nts and B Late don8tlonfrom another BBpt15t
church, bringingthe total8y9i￿b16Iun￿s i(k£4,300.65.
Incorne Brèakdo¥
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DirectGr&nt (Paid to Boiler Enwne8rl E400.W Restricted Grant Bolleronly
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ILt"12.2>

Independent Examiners Report
Folkestone Baptist Chuith
FinMuci81 year ended 311t M&rch 2025
I set out below for good ￿￿￿re the F￿￿esS of exAmination the cxamio8tiott of t
church arKounts.
This is tk basis tnembers and the co[n￿1tt￿ can uDdBTStand how the Audit has been
tonductsd. Th¢ chazity's trustees ar¢ respollsible for th¢ prepaEatioJJ of the ￿ullts. Th¢
charity'5 ttustees collsid¢T tbat th audtl Is not requiT¢d for thi5 ye4r under the ch￿ttleS Act
201 l and that an indeFtTrthth examin2tion is requiTCd.
Tr Chwcb tr¢4surer Eorthi5 finatt¢ialyear WAS Mrs DawllKe]l¢t&
It is my re5txwibility to..
To follow pr£￿edureS laid down in the 8¢ncrn] dirrKtions 8L'vcn by the Charity
Cottttlli55ion uDd¢rthe 2011 A¢t: and
To state wh¢therrArti¢uJar m2ttets bavc co]n6to my attention.
B95is of I
Endekt Exa￿]￿er.
orL
My exsminationwss¢8ryIedoutinac￿rda￿¢e with th¢g￿]e￿I th.￿CtiO￿3 ￿Ven bythecknity
CoJJJmi&sioJL Thr ejramitiation included a full rewew of the accounting r￿rdS kept by th¢
c]Jatity a ¢omrdrisoJJ of the at¢OLmts presented with those records. It also includes
consider8tioll of 2tty ￿￿sU81 it¢ms or dts¢losures ttt the xeouttts 8lld s* explati2tioL
¢fjiicernin8 atty such tllatters.
The prI￿lureS ulldertsken do not provide all the evidenc¢that w¢uld be required in In audit
and CODsequently DO opinion is gl'ven as to whetherth¢ accoulltspresettt a'mrue and fa￿ vie￿,
alld T¢￿)rt is limited tothose JJJatter5 set out inthe swe][￿￿tE¢l0w.
ndett
a￿l￿er'S
ement.
ID C4)ntte¢tion my examiDation. no matter come to my 8ttetLtiori
11) Ivhich gjvcs me r¢wnabl¢ ca￿e to bejieve that in any Materi￿ res￿ the
Tquiretixjrts".
To kcep ac¢oulltiDg recoTd5 in a¢¢ordattc¢ withthe 2011 AGL and
To prerATeac¢outLts which accordWithth¢ac￿u4ti￿BTecoTds artdcomplywiththe
&ccountiDg records ofth¢2011 ACL
Have ttot been m¢ or
(2) To wlJiGI in my Opinio￿ ￿tt￿tr"0n 5tLOU]d be dtawtt ID to ¢tthle a ptorEr
ttde￿tY￿dth8 of the accounts to Ix rwhed.
The c]wks cam&1 aiojJ8 WTth discussions etsable me to cth ￿'￿￿qUalIfi￿. rem"
the siw]¢d check£daccouBts Are &ttscbed
Phil Goodwi
QualifiC￿l￿n5'. PFul Qo(xlwti
Qu￿lfIed byLy*ri¢nce, [th1T￿ M8Jwr
tWestBJnk alld S¢knool FinatKe Director
DAied.. 14 July2025