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2025-01-31-accounts

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B563-Charity accounts (final)-AJB-20260507- Filename: 123154-889[3647699].PDF Client of: Sephton & Co LLP

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Name: Diane Watt Email: diane@bechildcanceraware.org Date & Time: 12/05/2026 14:45:03 PM (BST) IP Address: 94.11.232.201 Beads Of Courage UK agrees and approves the Signing Statement: contents of this document.

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REGISTERED CHARITY NUMBER: 1141987

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2025

FOR

BEADS OF COURAGE UK

Sephton & Company LLP Chartered Certified Accountants Marston House

5 Elmdon Lane Marston Green Solihull West Midlands B37 7DL

BEADS OF COURAGE UK

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2025

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Cash Flow Statement 5
Notes to the Cash Flow Statement 6
Notes to the Financial Statements 7 to 10
Detailed Statement of Financial Activities 11

BEADS OF COURAGE UK

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JANUARY 2025

The trustees present their report with the financial statements of the charity for the year ended 31 January 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Trust was established by a Trust Deed dated 3rd October 2010 to raise awareness of all cancers that affect children, to provide information regarding the signs and symptoms of childhood cancer to parents, teenagers and young adults, to support such other charitable purposes or organisations connected with childhood cancer as the trustees may from time to time determine. The objects were amended and the charity changed its name to Beads of Courage UK.

UNDER LICENCE FROM BEADS OF COURAGE INC., BEADS OF COURAGE UK OFFERS EMOTIONAL SUPPORT TO CHILDREN WITH CHRONIC AND SERIOUS ILLNESS BY PROVIDING BEADS OF COURAGE PROGRAMMES TO ONCOLOGY/HAEMATOLOGY, BURNS, CARDIAC, NICU, AND CHRONIC CONDITIONS UNITS THROUGHOUT THE UNITED KINGDOM AND IRELAND. BEADS OF COURAGE RESTORES A CHILD'S SENSE OF SELF WHEN COPING WITH A SERIOUS ILLNESS

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity Number

England and Wales Charity No 1141987

Scotland Charity No SC044198

Approved by order of the board of trustees on 7 May 2026 and signed on its behalf by:

Ms S Drummond - Trustee

Page 1

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF BEADS OF COURAGE UK

Independent examiner's report to the trustees of Beads Of Courage UK

I report to the charity trustees on my examination of the accounts of Beads Of Courage UK (the Trust) for the year ended 31 January 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Steven Connell

Sephton & Company LLP Chartered Certified Accountants Marston House 5 Elmdon Lane Marston Green Solihull West Midlands B37 7DL

Date: .............................................

Page 2

BEADS OF COURAGE UK

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 JANUARY 2025

31/1/25
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
636,252
EXPENDITURE ON
Raising funds
3
432,803
NET INCOME
203,449
RECONCILIATION OF FUNDS
Total funds brought forward
464,479
TOTAL FUNDS CARRIED FORWARD
667,928
31/1/24
Total
funds
£
409,272
333,038
76,234
388,245
464,479

The notes form part of these financial statements

Page 3

BEADS OF COURAGE UK

BALANCE SHEET 31 JANUARY 2025

31/1/25
Unrestricted
fund
Notes
£
CURRENT ASSETS
Stocks
6
200,000
Cash at bank
469,728
669,728
CREDITORS
Amounts falling due within one year
7
(1,800)
NET CURRENT ASSETS
667,928
TOTAL ASSETS LESS CURRENT
LIABILITIES
667,928
NET ASSETS
667,928
FUNDS
8
Unrestricted funds
667,928
TOTAL FUNDS
667,928
31/1/24
Total
funds
£
361,902
105,937
467,839
(3,360)
464,479
464,479
464,479
464,479
464,479

The financial statements were approved by the Board of Trustees and authorised for issue on 7 May 2026 and were signed on its behalf by:

S Drummond - Trustee

K West - Trustee

The notes form part of these financial statements

Page 4

BEADS OF COURAGE UK

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 JANUARY 2025

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by/(used in) operating activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning
of the reporting period
Cash and cash equivalents at the end of the
reporting period
31/1/25
£
363,791
363,791
363,791
105,937
469,728
31/1/24
£
(46,084)
(46,084)
(46,084)
152,021
105,937

The notes form part of these financial statements

Page 5

BEADS OF COURAGE UK

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 JANUARY 2025

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net income for the reporting period (as per the Statement of Financial
Activities)
Adjustments for:
Decrease/(increase) in stocks
Decrease in creditors
Net cash provided by/(used in) operations
2.
ANALYSIS OF CHANGES IN NET FUNDS
31/1/25
£
203,449
161,902
(1,560)
363,791
31/1/24
£
76,234
(122,318)
-
(46,084)
At 1/2/24 Cash flow At 31/1/25
£ £ £
Net cash
Cash at bank 105,937 363,791 469,728
105,937 363,791 469,728
Total 105,937 363,791 469,728

The notes form part of these financial statements

Page 6

BEADS OF COURAGE UK

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
31/1/25 31/1/24
£ £
Donations 636,252 409,272

continued...

Page 7

BEADS OF COURAGE UK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JANUARY 2025

3. RAISING FUNDS

Raising donations and legacies

31/1/25
£
Support costs
171,560
Other trading activities
31/1/25
£
Opening stock
361,902
Purchases
99,341
Closing stock
(200,000)
261,243
Aggregate amounts
432,803
SUPPORT COSTS
Governance
Management
Finance
costs
£
£
£
Raising donations and legacies
169,652
58
1,850
31/1/24
£
200,539
31/1/24
£
239,584
254,817
(361,902)
132,499
333,038
Totals
£
171,560

4. SUPPORT COSTS

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 January 2025 nor for the year ended 31 January 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 January 2025 nor for the year ended 31 January 2024.

continued...

Page 8

BEADS OF COURAGE UK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JANUARY 2025

6.
STOCKS
Finished goods
7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
8.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS

At 1/2/24
£
464,479
464,479
Incoming
resources
£
636,252
636,252
At 1/2/23
£
388,245
388,245
31/1/25
31/1/24
£
£
200,000
361,902
31/1/25
31/1/24
£
£
1,800
3,360
Net
movement
At
in funds
31/1/25
£
£
203,449
667,928
203,449
667,928
Resources
Movement
expended
in funds
£
£
(432,803)
203,449
(432,803)
203,449
Net
movement
At
in funds
31/1/24
£
£
76,234
464,479
76,234
464,479

continued...

Page 9

BEADS OF COURAGE UK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JANUARY 2025

8. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
409,272
409,272
Resources
Movement
expended
in funds
£
£
(333,038)
76,234
(333,038)
76,234

9. RELATED PARTY DISCLOSURES

Trustee Ms S Drummond provides the full Oncology Beads of Courage service, paid by Children with Cancer UK.

Page 10

BEADS OF COURAGE UK

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 JANUARY 2025

31/1/25 31/1/24
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 636,252 409,272
Total incoming resources 636,252 409,272
EXPENDITURE
Other trading activities
Opening stock 361,902 239,584
Purchases 75,266 231,681
Storage costs 24,075 23,136
Closing stock (200,000) (361,902)
261,243 132,499
Support costs
Management
Insurance 506 487
Postage and stationery 2,745 5,701
Sundries 21,214 4,562
IT costs 11,427 21,650
Management costs 133,760 166,241
169,652 198,641
Finance
Bank charges 58 168
Governance costs
Accountancy and legal fees 1,850 1,730
Total resources expended 432,803 333,038
Net income 203,449 76,234

This page does not form part of the statutory financial statements

Page 11