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2021-12-31-accounts

Registered number: 07584098 Charity number: 1141375

Net Church Dartford

(A company limited by guarantee)

Unaudited

Trustees' report and financial statements for the year ended 31 December 2021

Net Church Dartford

(A company limited by guarantee)

Contents

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 5
Independent examiner's report 6
Statement of financial activities 7
Balance sheet 8
Notes to the financial statements 9 - 22

Net Church Dartford

(A company limited by guarantee)

Reference and administrative details of the Charity, its Trustees and advisers for the year ended 31 December 2021

Trustees R Morley
P Judd
T McAtear
D Durham
S Alex
Company registered
number
07584098
Charity registered
number
1141375
Registered office
30 Spital Street
Dartford
Kent
DA1 2DL
Senior Pastors
R Morley and K Morley
Accountants
Kreston Reeves LLP
Chartered Accountants
Montague Place
Quayside
Chatham Maritime
Chatham
Kent
ME4 4QU
Bankers
Reliance Bank
Faith House
23-24 Lovat Lane
London
EC3R 8EB
Kingdom Bank
Ruddington Fields Business Park
Mere Way
Ruddington
Nottingham
NG11 6JS

Page 1

Net Church Dartford

(A company limited by guarantee)

Trustees' report for the year ended 31 December 2021

The Trustees present their annual report together with the financial statements of the Charity for the year from 1 January 2021 to 31 December 2021. The Annual report serves the purposes of both a Trustees' report and a Directors' report under company law. The Trustees confirm that the Annual report and financial statements of the Charity comply with the current statutory requirements, the requirements of the Charity's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the Charity qualifies as small under section 382 of the Companies Act 2006, the Strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

The Charity previously operated under the name Emmanuel Church Dartford.

Objectives and activities

a. Policies and objectives

To advance the Christian Faith and relieve poverty in the area of Dartford, Kent and elsewhere in the world.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Achievements and performance

a. Review of activities

This year has been another productive and busy year in every area of the church’s life. Growth has been seen in Sunday attendance, finance, development of leaders and volunteers and in its areas of outreach to the community.

Youth:

Under the leadership of Youth pastors the youth group has grown in the number of young people attending on a weekly basis to over 80. Extraordinary Youth runs a programme for 12 to 18s on a Friday night offering a wide range of activities, mentoring and teaching in life skills based on Christian teaching. Midweek small groups also run after school one day a week to keep connections and friendships strong. The Youth Pastors have trained a team of volunteers to assist in the youth work programmes and provide regular management and training of those volunteers. Our Staff also assist local schools by running assemblies, PSHE lessons and run a programme helping young people prepare for university.

Children’s:

The children’s programme on a Sunday has developed from a Sunday school to a full children’s service. Another venue across the road from the main building has been hired and is now used for children’s church on a Sunday. Regular training is undertaken for all volunteers.

18 to 30s:

This group ran programmes throughout the year encouraging this age group to to connect with Church and to build strong friendships. The programmes were both teaching and social. Trips were arranged to the local cinema, bowling, restaurants, BBQs as well as programmes held at the church. This group was run by one part time member of staff and a number of volunteers.

Connect Groups:

These are the church’s small groups which are run fortnightly in homes. Each group has around 10 or 12 people attending and aims to offer pastoral support to those who attend. A Bible study is undertaken at each group and then a time of prayer for needs and support. Currently 14 connect groups are held at various times in the week.

Page 2

Net Church Dartford

(A company limited by guarantee)

Trustees' report (continued) for the year ended 31 December 2021

Achievements and performance (continued)

Bible Academy:

The academy is an 8 week online course. Students have the opportunity to study the Bible in its original Languages, Greek and Hebrew, as well as subjects such as Doctrine, Leadership and Biblical history and culture.

Mothers and Toddlers:

This group has continued to run on a Wednesday afternoon. Run by volunteers this activity offers a fun social environment for parents to socialise and bring their young children. Many young families attend this group.

Child Sponsorship Programme:

This is run in partnership with the charity Compassion UK. Net Church sponsors over 200 children in an area of Ethiopia. Children in the sponsorship programme are given an education and have access to healthcare. Many of the children who go through the programme go on to get employment and then are able to release their whole family from poverty.

Building Programme:

The renovation programme of our building continued throughout this year, to modernise and bring every area up to date.

Building Use:

The Building has been made available to other groups and charities. It is used on a monthly basis by a fostering support group, and has been hired out to other organisations who have used it as a conference venue.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

The Board of Trustees has established a policy whereby free reserves (defined as the amounts held as current assets less current liabilities in the general fund) of the Charity should be maintained at approximately three months of expenditure, i.e. approximately £67,000. Currently the free reserves amount to £310,668 and therefore are above the stated reserves policy.

As at 31 December 2021, the unrestricted reserves stood at £951,813, of which £641,145 was represented by the capital fund (reflecting property and equipment less the outstanding mortgage thereon), and £310,668 was held in general reserves (see note 14).

c. Restricted funds

Vision Offering - This fund represents a special offering from church members for church planting and community projects.

Closer - This has been left over and carried forward to next year for our ladies conference.

Summer Camp - This fund is money collected to run our youth conference in the summer the surplus will be carried over into next year.

Page 3

Net Church Dartford

(A company limited by guarantee)

Trustees' report (continued) for the year ended 31 December 2021

Structure, governance and management

a. Constitution

Net Church Dartford is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association on 30 March 2011.

The Charity is constituted under a Memorandum of Association dated 30 March 2011 and is a registered charity number 1141375.

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Memorandum of Association.

c. Organisational structure and decision-making policies

The policy and operating decisions of the Charity rest with the Trustees who meet regularly to monitor the activities of the Charity.

d. Risk management

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finances of the Charity, and are satisfied that systems and procedures are in place to mitigate our exposure to the major risks.

The Trustees have reviewed the risks to which a small charity operating with few employees is exposed. Appropriate procedures are in place to identify, monitor and review these risks on a regular basis. The most significant risk facing the Charity is the potential for there to be a significant fall in the size of the congregation.

Plans for future periods

The Trustees will continue to support the objectives and activities of the Charity for the foreseeable future.

Page 4

Nèt Church Dartford IA company limited by guarantee} Trustees. report Icontinuedl for the year ended 31 December 2021 Statement of Trustees. responslbllltles The Tru51ees (who are also the Director5 of the Charty for the purposes of company lawl are responsible preparing the Trustees, report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards Iuniled Kingdom Generally Accepted Accounting Praclicel. Company law requires the Trustee5 to prepare finan¢ial stalements for each financial . UTKler company law. the Trustees must not approve th8 financial statements unless they are satisfied that they give a true and fair wew of the stale of affairs of the Charity and of it8 income and application of reSoU￿s, including ils income and expenditure, for Ihat period. In prep8ring these financial stalemenls, the Trustees are required lo- select suitable accounting policies a￿( then app￿theM consistent￿. observe the mdhods and principles of the Charities SORP IFRS 1 tr2>', make judgements and accounting e51iwnales that are reasonable and prudent., stale whether 8pplicable UK Accounting Standards IFRS 1021 have been followed. subjeGt lo any matorial departures disclosed and explained in the financlal statemènts., prepare the financial stslements on the going concem basis unless it ￿ inappropTtate to presume that the Charity will continue in busin8ss_ The Tmslees ale responsible for keeping adèquate accounting records that are suffi¢ient to show and explain the Charity's transaclKJns and disclt)se with reasonable accuracy al any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Companies Act 201￿. They are also responsible for safeguarding the assets of the Charty and hence for taking reasonable st8ps for the prevention and deleGtion of fraud and other irregularities. App￿Ved by order of the member5 of the Board of Trustees and signed on their behaw by.. R Morley Trustee Date". Page 5

Net Church Dartford

(A company limited by guarantee)

Independent examiner's report

for the year ended 31 December 2021

Independent examiner's report to the Trustees of Net Church Dartford ('the Charity')

I report to the Charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2021.

Responsibilities and basis of report

As the Trustees of the Charity (and its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the Charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Charity as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Signed: Dated: 28/09/2022 Susan Robinson BA FCA FCIE DChA MCMI

Kreston Reeves LLP

Chartered Accountants Chatham Maritime

Page 6

Net Church Dartford

(A company limited by guarantee)

Statement of financial activities (incorporating income and expenditure account) for the year ended 31 December 2021

Note
Income from:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net income/(expenditure)
Transfers between funds
14
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Restricted
funds
2021
£
3,366
16,160
-
19,526
12,096
12,096
7,430
3,780
11,210
36,589
11,210
47,799
Unrestricted
funds
2021
£
286,033
4,108
79
290,220
346,895
346,895
(56,675)
(3,780)
(60,455)
1,012,268
(60,455)
951,813
Total
funds
2021
£
289,399
20,268
79
309,746
358,991
358,991
(49,245)
-
(49,245)
1,048,857
(49,245)
999,612
Total
funds
2020
£
323,221
19,693
322
343,236
268,861
268,861
74,375
-
74,375
974,482
74,375
1,048,857

The notes on pages 9 to 22 form part of these financial statements.

Page 7

Net Church Dartford IA company limited by guarantee) Registered number: 07584098 Balance sheet as at 31 Docomber 2021 2021 2020 Note Flxed assets Tangible assels Current assets 10 1.305.723 1.283.469 Debtors Cash at bank and in hand 11 8,572 305,598 46.497 217,653 314,170 264.150 Creditors.. amounts falling due within one year 12 (21,1121 {45.082) Net current assets 293,058 219.￿8 Total assets less current Ilabilities 1,598,781 1,502.537 Creditots.. amounts falling due after more than one year 13 1599,169) {453.680) Total net assets 999,612 1.048,857 Charlty fvnds Restricted fund8 Unrestri¢Aed funds 14 47.799 951.813 36.589 1,012,268 14 Total funds 999.612 1,048,857 The Charity wa8 entitled lo exemption from audit under section 477 of the Companies Acl 20(￿. The members have not required the company to obtain an audbt for the year In queslh)n in accorda￿e with S8ction 476 of Companies Acl 2006. The Trustees aCkno￿edge their responsibililies for C(￿pty1ng with the requirements of the Act with reSp￿t to accounting records and preparation of financial slalements. The financial slalements have been prepared in accordance with the provi%ions applicable lo enliliès subject to the small companies regime. Th8 financial slalemants were approved and authorised for issue by the Tru8tee8 and signed on their beha]f by: R Morley Tmslee Date: The notes on pages 9 to 22 fomi part of these finanGial stralemenls. Page 8

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

1. General information

The Charity is a charitable company limited by guarantee. The members of the Charity are the Trustees named on page 1. In the event of the Charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the Charity.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Net Church Dartford meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Going concern

The Trustees assess whether the use of going concern is appropriate i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on the ability of the Charity to continue as a going concern. The Trustees make this assessment in respect of a period of at least one year from the date of authorisation for issue of the financial statements and have concluded that the Charity has adequate resources to continue in operational existence for the foreseeable future and there are no material uncertainties about the Charity's ability to continue as a going concern, thus they continue to adopt the going concern basis of accounting in preparing the financial statements.

2.3 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.5 Government grants

Government grants are credited to the Statement of financial activities as the related expenditure is incurred.

Page 9

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

2. Accounting policies (continued)

2.6 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.7 Tangible fixed assets and depreciation

Tangible fixed assets costing £2,500 or more are capitalised.

A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shorfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments. Impairment losses are recognised in the Statement of financial activities.

Tangible fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Freehold buildings - Straight line over 50 years (land is not
depreciated)
Motor vehicles - Straight line over 3 years
Fixtures and fittings - Straight line over 3 to 7 years

2.8 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.9 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.10 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.11 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 10

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

2. Accounting policies (continued)

2.12 Pensions

The Charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Charity to the fund in respect of the year.

2.13 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

3. Income from donations and legacies

Church and other giving
Gift Aid
Government grants
Other income
Total 2020
Restricted
funds
2021

£
3,366
-
-
-
3,366
-
Unrestricted
funds
2021
£
257,640
17,928
-
10,465
286,033
323,221
Total
funds
2021
£
261,006
17,928
-
10,465
289,399
323,221
Total
funds
2020
£
239,891
59,365
7,100
16,865
323,221

Page 11

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

4. Income from charitable activities

Events and programmes
Youth
Bible Academy
Team income
Resources
Vision offering
Little Angels
Total 2021
Total 2020
Restricted
funds
2021
£
34
-
-
-
-
16,126
-
16,160
12,453
Unrestricted
funds
2021
£
941
-
711
2,365
20
-
71
4,108
7,240
Total
funds
2021
£
975
-
711
2,365
20
16,126
71
20,268
19,693
Total
funds
2020
£
10,892
1,600
562
276
300
5,882
181
19,693

5. Investment income

Unrestricted Total Total
funds funds funds
2021 2021 2020
£ £ £
Bank interest 79 79 322

All of the investment income, in both 2021 and 2020, related to unrestricted funds.

6. Analysis of expenditure by activities

Charitable activities
Total 2020
Direct costs
2021
£
234,196
165,709
Support
costs
2021
£
124,795
103,152
Total
funds
2021
£
358,991
268,861
Total
funds
2020
£
268,861

Page 12

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

6. Analysis of expenditure by activities (continued)

Analysis of direct costs

Staff costs
Youth
Ministry team expenses
Events and outreach
Media and technology
Children's Department and Little Fishes
Bible Academy
Woolwich Church Plant
Resources
Subscriptions and membership fees
Welcome
Tamil Congregation
Befriending service
Music and worship
Net Young Adults
Building projects
Staff wellbeing
Sabbatical fund
Total 2020
Restricted
funds
2021
£
-
501
-
10,576
-
-
-
-
-
-
-
-
-
-
-
-
1,019
-
12,096
29,952
Unrestricted
funds
2021
£
125,862
2,182
6,024
12,104
4,861
247
-
-
297
6,719
2,016
1,217
38
3,701
381
53,324
-
3,127
222,100
135,757
Total
funds
2021
£
125,862
2,683
6,024
22,680
4,861
247
-
-
297
6,719
2,016
1,217
38
3,701
381
53,324
1,019
3,127
234,196
165,709
Total
funds
2020
£
109,542
1,300
1,478
38,362
1,606
93
80
1,700
261
6,129
1,389
432
12
2,489
221
284
331
-
165,709

Page 13

Net Church Dartford (A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

Analysis of expenditure by activities (continued)

Analysis of support costs

Unrestricted
funds
2021
£
Staff costs
16,620
Depreciation
41,848
Utilities
17,718
Telephone and internet
1,096
Insurance
5,363
Minibus expenses
237
Stationery
1,190
General building maintenance
8,225
Cleaning
3,863
Printing
1,121
Interest payable
25,204
Professional fees
2,310
124,795
Total 2020
103,152
7.
Independent examiner's remuneration
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts
Total
funds
2021
£
16,620
41,848
17,718
1,096
5,363
237
1,190
8,225
3,863
1,121
25,204
2,310
124,795
103,152
2021
£
2,310
Total
funds
2020
£
15,593
29,028
16,012
1,499
3,774
1,370
1,291
8,240
1,495
648
21,805
2,397
103,152
2020
£
2,100

Page 14

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

8. Staff costs

Wages and salaries
Social security costs
Pension costs
2021
£
133,250
6,125
3,107
142,482
2020
£
110,449
8,725
5,961
125,135

The average number of persons employed by the Charity during the year was as follows:

2021 2020
No. No.
Employees 9 8

No employee received remuneration amounting to more than £60,000 in either year.

Remuneration and benefits paid to key management personnel during the year, including employer's national insurance contributions, amount to £62,255 (2020: £57,560)

9. Trustees' remuneration and expenses

During the year R Morley, one of the Trustees, received remuneration and benefits amounting to £47,600 (2020 - £46,863) for his position as Pastor.

During the year ended 31 December 2021, no Trustee expenses have been incurred (2020 - £NIL).

Page 15

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

10. Tangible fixed assets

Cost or valuation
At 1 January 2021
Additions
At 31 December 2021
Depreciation
At 1 January 2021
Charge for the year
At 31 December 2021
Net book value
At 31 December 2021
At 31 December 2020
Debtors
Due within one year
Trade debtors
Tax recoverable
Freehold
property
£
1,451,411
-
1,451,411
167,942
29,028
196,970
1,254,441
1,283,469
Motor
vehicles
£
7,500
-
7,500
7,500
-
7,500
-
-
Fixtures and
fittings
£
47,711
64,102
111,813
47,711
12,820
60,531
51,282
-
2021
£
6,077
2,495
8,572
Total
£
1,506,622
64,102
1,570,724
223,153
41,848
265,001
1,305,723
1,283,469
2020
£
199
46,298
46,497

11. Debtors

Page 16

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

12. Creditors: Amounts falling due within one year

Bank loans and overdrafts
Other taxation and social security
Other creditors
Accruals and deferred income
2021
£
14,128
4,032
642
2,310
21,112
2020
£
42,441
-
541
2,100
45,082

13. Creditors: Amounts falling due after more than one year

Bank loans
Included within the above are amounts falling due as follows:
Between two and five years
Bank loans
Over five years
Bank loans
2021
£
599,169
63,010
536,159
2020
£
453,680
202,444
251,236

The aggregate amount of liabilities payable or repayable wholly or in part more than five years after the reporting date is:

Repayable by instalments 2021
£
536,159
536,159
2020
£
251,236
251,236

The bank loan was used to assist with the purchase of the church property in Spital Street, Dartford. It is secured with a first charge on that property and is repayable over 15 years with interest at 4% per annum.

During the year, the charity re-mortgaged the property, secured by a charge on that property, and is payable over 25 years with interest at 3.75% above base rate per annum.

Page 17

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

14. Statement of funds

Statement of funds - current year

Unrestricted funds
Designated funds
Capital fund
General funds
General Fund
Total Unrestricted funds
Restricted funds
Youth Conference/Summer
Camp
Vision Offering 2020
Vision Offering Dartford
Vision Offering Tamil
Bike Offering
Women's Conference - Closer
Church Plant
Foodbank
Staff Wellbeing
Total of funds
Balance at 1
January
2021
£
787,348
224,920
1,012,268
1,649
20,366
-
-
16
2,033
11,500
6
1,019
36,589
1,048,857
Income
£
-
290,220
290,220
34
-
12,979
2,870
-
-
3,643
-
-
19,526
309,746
Expenditure
£
-
(346,895)
(346,895)
(501)
(10,554)
-
-
(16)
-
-
(6)
(1,019)
(12,096)
(358,991)
Transfers
in/out
£
(146,203)
142,423
(3,780)
-
(9,011)
-
-
-
(1,546)
14,337
-
-
3,780
-
Balance at
31
December
2021
£
641,145
310,668
951,813
1,182
801
12,979
2,870
-
487
29,480
-
-
47,799
999,612

Page 18

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

14. Statement of funds (continued)

Statement of funds - prior year

Unrestricted funds
Designated funds
Capital fund
General funds
General Fund
Total Unrestricted funds
Restricted funds
Youth Conference/Summer
Camp
Vision Offering 2020
Bike Offering
Heating Offering
Women's Conference - Closer
Church Plant
Foodbank
Venture
Staff Wellbeing
Total of funds
Balance at
1 January
2020
£
823,443
98,422
921,865
79
32,800
-
3,129
6,609
10,000
-
-
-
52,617
974,482
Income
£
-
330,783
330,783
1,600
10
16
-
4,129
3,200
6
2,142
1,350
12,453
343,236
Expenditure
£
-
(238,909)
(238,909)
(30)
(12,444)
-
(3,420)
(8,705)
(1,700)
-
(3,322)
(331)
(29,952)
(268,861)
Transfers
in/out
£
(36,095)
34,624
(1,471)
-
-
-
291
-
-
-
1,180
-
1,471
-
Balance at
31
December
2020
£
787,348
224,920
1,012,268
1,649
20,366
16
-
2,033
11,500
6
-
1,019
36,589
1,048,857

Page 19

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

14. Statement of funds (continued)

Purpose of designated funds

Capital fund - The capital fund represents the value of land and buildings included in tangible fixed assets, less the outstanding balance on the charity's mortgage.

Purpose of restricted funds

Youth Conference/Summer Camp - Money given to pay for putting on a youth conference in the summer.

Vision Offering - A specific offering once a year to go towards church planting and community partnership projects.

Vision Offering Dartford - A specific offering once a year from Dartford congregation to go towards church planting and community partnership projects

Vision Offering Tamil - A specific offering once a year from Tamil to go towards church planting and community partnership projects

Bike Offering - At Christmas a special offering was taken to be able to buy bikes for children and young people from families that couldn't afford to buy them.

Women's Conference - Closer - Money raised for the church to run a womens conference, and ladies contributed towards the cost of the event.

Church Plant - Money contributed for the church plants in London and Ethiopia

Foodbank - Money donated for our foodbank service, which runs from the church premises.

Staff Wellbeing - Money contributed towards the annual staff away day. which staff also contribute towards.

Heating Offering - We took a special offering to pay for heating repairs for the building.

Venture - Money raised for the church to run a men's retreat, and men contributed towards the cost of the event.

Page 20

Net Church Dartford (A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

15. Summary of funds

Summary of funds - current year

Designated funds
General funds
Restricted funds
Balance at 1
January
2021
£
787,348
224,920
36,589
1,048,857
Balance at
1 January
2020
£
823,443
98,422
52,617
974,482
Income
£
-
290,220
19,526
309,746
Income
£
-
330,783
12,453
343,236
Expenditure
£
-
(346,895)
(12,096)
(358,991)
Expenditure
£
-
(238,909)
(29,952)
(268,861)
Transfers
in/out
£
(146,203)
142,423
3,780
-
Transfers
in/out
£
(36,095)
34,624
1,471
-
Balance at
31
December
2021
£
641,145
310,668
47,799
999,612
Balance at
31
December
2020
£
787,348
224,920
36,589
Summary of funds - prior year
Designated funds
General funds
Restricted funds
1,048,857

Page 21

Net Church Dartford

(A company limited by guarantee)

Notes to the financial statements for the year ended 31 December 2021

16. Analysis of net assets between funds

Analysis of net assets between funds - current year

Tangible fixed assets
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Restricted
funds
2021
£
-
47,799
-
-
47,799
Unrestricted
funds
2021
£
1,305,723
266,371
(21,112)
(599,169)
951,813
Total
funds
2021
£
1,305,723
314,170
(21,112)
(599,169)
999,612

Analysis of net assets between funds - prior year

Tangible fixed assets
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Restricted
funds
2020
£
-
36,589
-
-
36,589
Unrestricted
funds
2020
£
1,283,469
227,561
(45,082)
(453,680)
1,012,268
Total
funds
2020
£
1,283,469
264,150
(45,082)
(453,680)
1,048,857

17. Pension commitments

The Charity operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the Charity in an independently administered fund. The pension cost charge represents contributions payable by the Charity to the fund and amounted to £3,107 (2020: £5,961). Contributions of £642 (2020: £541) were payable to the fund at the Balance sheet date.

18. Related party transactions

Mrs K Morley, wife of R Morley (who is a trustee of the charity), received remuneration and benefits totalling to £12,818 (2020: £12,324) during the year, in her capacity as a church worker.

Mr E Morley, son of R Morley (who is a trustee of the charity), received remuneration and benefits totalling to £4,770 (2020: £1,517) during the year.

Net Church Dartford received income from Net Church Sittingbourne of £1,889 (2020 - £2,729), and paid donations to Net Church Sittingbourne of £nil (2020 - £675). P Judd, R Morley, T McAtear, D Durham and S Alex, are all Trustees of Net Church Sittingbourne.

Page 22