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2025-04-05-accounts

Charity Registration No. 1141198

UMMAH HANDS ANNUAL REPORT AND UNAUDITED ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

1

UMMAH HANDS ANNUAL REPORT AND UNAUDITED ACCOUNTS CONTENTS

Page
Company information 3
Trustees' report 4
Statement of Financial Activities 5
Statement of financial position 6
Notes to the accounts 7-19
Independent Examiner’s Report 20

2

UMMAH HANDS CHARITY INFORMATION FOR THE YEAR ENDED 5 APRIL 2025

Trustees Abdul Gaffar Rehena Begum Charity Number 1141198 – (England & Wales) Date of Registration 06 April 2011 Start of Financial Period 06 April 2024 End of Financial Period 05 April 2025 Legal Status Standard registration Governing Instrument DECLARATION OF TRUST DATED 10/05/2010

Charitable objects

The organization is dedicated to enhancing well-being in Bangladesh, focusing on orphans and the economically disadvantaged. Our efforts include advancing education, training, and employment opportunities, relieving poverty and distress, and promoting good health. We remain open to additional charitable purposes as determined by the law of England and Wales.

Primary Bankers

HSBC Bank

Registered Office

Ummah Hands Unit 8 Church Road Studios 62 Church Road, London E12 6AF United Kingdom

3

UMMAH HANDS CHARITY NO: 1 1 4 1 1 9 8 TRUSTEES' ANNUAL REPORT

The trustees present their report and accounts for the year ended 5 April 2025.

Trustees

The following trustees held office during the whole of the period:

Abdul Gaffar Rehena Begum

Report on Charitable Activities

Throughout the year, the charity has diligently pursued its mission to uplift the underprivileged in Bangladesh. International funds were channeled into impactful projects, including the Tubewell Project, ensuring access to clean water, and initiatives focusing on education to empower individuals for a brighter future. The construction of houses has provided shelter to those in need, addressing a critical aspect of poverty alleviation.

Moreover, the charity has extended its reach by distributing food packs, offering essential sustenance to vulnerable communities. The provision of special Ramadan Packages has brought joy and relief during the holy month.

The implementation of the Qardhe Hasna program has been instrumental in providing interest-free loans, promoting financial stability among the less fortunate.

In conclusion, the trustees express gratitude for the support that has enabled the successful execution of these impactful initiatives, aligning with the charity's core objectives and significantly contributing to the betterment of lives in Bangladesh.

Statement of trustees' responsibilities

The Charities Act 2011 requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the surplus of the Charity for that period. In preparing those financial statements the trustees are required to

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the accounts comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities..

Signed on behalf of the board of trustees

............................................................................

Abdul Gaffar Chair

Approved by the board on: 4 February 2026

4

UMMAH HANDS STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2025

Incoming resources (Note 1)
Income and endowments from:
Donations and legacies
Charitable activities
Other trading activities
Investments
Separate material item of income
Other
Total
Resources expended (Note 2)
Expenditure on:
Raising funds
Cost of Charitable activities
Governance Costs
Other
Total
before investment
gains/(losses)
Net gains/(losses) on investments
Net income/(expenditure)
Extraordinary items
Transfers between funds
gains/(losses):
Loans & Advances
Other gains/(losses)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
Restricted
income funds
Endowment
funds
£
£
£
F01
F02
F03
29,330
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Total funds
05 April 2025
Prior year
funds 05
April 2024
£
£
F04
F05
29,330
62,048
-
-
-
-
-
-
-
-
-
-
29,330
-
-		 29,330
62,048
230
-
-
55,184
-
-
210
-
-
6,347
-
-		 230
256
55,184
18,919
210
210
6,347
2,308
61,971
-
-		 61,971
21,693
32,641
-
-
-		 32,641
-
40,355
-
-
-		 -
-
32,641
-
-
-		 32,641
-
40,355
-
-
-
-
-
-
-
-
-
-		 -
-
-
-
-
-
-
-
32,641
-
-
-		 32,641
-
40,355
111,620
-
-		 111,620
71,265
78,979
-
-		 78,979
111,620

5

UMMAH HANDS STATEMENT OF FINANCIAL POSITION AS AT 05 APRIL 2025

Fixed assets
Intangible assets
Tangible assets
Total fixed assets
Current assets
Stocks
Debtors
Cash at bank and in hand (Note 9)
Total current assets
Creditors: amounts falling due within
one year (Note 8)
Net current assets/(liabilities)
Total assets less current liabilities
Creditors: amounts falling due after
one year (Note 8)
Total net assets or liabilities
Funds of the Charity
Restricted income funds (Note 10)
Unrestricted funds
Revaluation reserve
Total funds
Signed by one or two trustees on behalf of all
the trustees		 Unrestricted
funds
Restricted
income funds
Endowment
funds
Total
05 April 2025
Total last
year 05
April 2024
£
£
£
£
£
F01
F02
F03
F04
F05
- - -
-
-
- - -
-
-
- - -
-
-
- - -
-
-
47,609 - -
47,609
47,609
31,580
- -
31,580
64,011
79,189
- -
79,189
111,620

210 - -
210
210
78,979
- -
78,979
111,410
78,979
- -
78,979
111,410
- - -
-
-
78,979 - -
78,979
111,410
-
-
-
78,979 - -
78,979
71,055
-
78,979
- -
78,979
71,055

Date of
approval
04/02/2025
04/02/2026
Print Name
ABDUL GAFFAR

6

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

----- Start of picture text -----
Note 1 Analysis of income
Unrestricted Restricted Total funds 05 Prior year
funds income funds April 2025 05 April 2024
Analysis £ £
Donations and Donations and gifts 29,330 - 29,330 62,048
legacies: Gift Aid - - - -
Legacies - - - -
General grants provided by
government/other charities - - - -
Total 29,330 - 29,330 62,048
Charitable
activities: - - - -
- - - -
Total - - - -
Investement
Income - - - -
Interest - - -
Dividend - - -
Total - - - -
TOTAL INCOME 29,330 - 29,330 62,048
----- End of picture text -----

7

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 2 Analysis of expenditure

----- Start of picture text -----
Unrestricted Restricted
funds income funds Total funds
Analysis £
Expenditure on Incurred seeking donations 230 - 230
raising funds: Incurred seeking grants
Total expenditure on raising funds 230 - 230
Expenditure on These expenditures are dedicated to improving the
charitable lives of people in Bangladesh, particularly orphans and
activities the economically disadvantaged. Our focus includes
advancing education, training, and employment
opportunities to break the cycle of poverty. We also
aim to provide relief from sickness, distress, and
promote good health through community initiatives.
Committed to flexibility, we embrace any lawful
charitable purpose as determined by the laws of
England and Wales. Through collaboration and
adaptability, Ummah Hands Charity aspires to be a
catalyst for positive change in Bangladesh.
55,184 - 55,184
Total expenditure on charitable activities
55,184 - 55,184
Governence Accountancy Fees 210 210
Costs
- - -
- - -
Total 210 - 210
Other
Admin Expenses 6,347 - 6,347
Total other expenditure 6,347 - 6,347
TOTAL EXPENDITURE 61,971 - 61,971
----- End of picture text -----

8

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 3 Basis of preparation

This section should be completed by all charities .

3.1 Basis of accounting

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The accounts have been prepared in accordance with:

The charity constitutes a public benefit entity as defined by FRS 102.*

Yes

3.2 Going concern

If there are material uncertainties related to events or conditions that cast significant doubt on the charity's ability to continue as a going concern, please provide the following details or state "Not applicable", if appropriate:

An explanation as to those factors that The charity's continued financial stability, positive growth support the conclusion that the charity is a trends, and strategic plans affirm its status as a going going concern; concern. Disclosure of any uncertainties that make the Not applicable going concern assumption doubtful; Where accounts are not prepared on a going Not applicable concern basis, please disclose this fact together with the basis on which the trustees prepared the accounts and the reason why the charity is not regarded as a going concern.

3.3 Change of accounting policy

The accounts present a true and fair view and the accounting policies adopted are those outlined in note { }.

Yes*
* -Tick as appropriate
No*
Please disclose:
(i) the nature of the change in accounting policy; Not applicable
(ii) the reasons why applying the new accounting policy
provides more reliable and more relevant information; Not applicable
and

9

UMMAH HANDS NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 5 APRIL 2025

(iii) the amount of the adjustment for each line affected Not applicable in the current period, each prior period presented and the aggregate amount of the adjustment relating to periods before those presented, 3.44 FRS 102 SORP.

3.4 Changes to accounting estimates

No changes to accounting estimates have occurred in the reporting period (3.46 FRS 102 SORP).

Yes

No		 * -Tick as appropriate
Please disclose:
(i) the nature of any changes; Not applicable
(ii) the effect of the change on income and expense or
assets and liabilities for the current period; and		 Not applicable
(iii) where practicable, the effect of the change in one or Not applicable
more future periods.

1.5 Material prior year errors

No material prior year error have been identified in the reporting period (3.47 FRS 102 SORP).

----- Start of picture text -----
Yes
 -Tick as appropriate
No
Please disclose:
(i) the nature of the prior period error; Not applicable
(ii) for each prior period presented in the accounts, the
amount of the correction for each account line item
affected; and
Not applicable
(iii) the amount of the correction at the beginning of the Not applicable
earliest prior period presented in the accounts.
----- End of picture text -----*

10

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 4 Accounting policies

4.1 INCOME

Note 4
4.1 INCOME		 Accounting policies
Recognition of income These are included in the Statement of Financial Activities (SoFA) when:
 the charity becomes entitled to the resources;
· it is more likely than not that the trustees will receive the resources; and
 the monetary value can be measured with sufficient reliability.
There has been no offsetting of assets and liabilities, or income and expenses, unless required
Offsetting or permitted by the FRS 102 SORP or FRS 102.
Grants and donations are only included in the SoFA when the general income
Grants and donations recognition criteria are met (5.10 to 5.12 FRS102 SORP).
In the case of performance related grants, income must only be recognised to the extent
that the charity has provided the specified goods or services as entitlement to the grant
only occurs when the performance related conditions are met (5.16 FRS 102 SORP).
Legacies Legacies are included in the SOFA when receipt is probable, that is, when there has
been grant of probate, the executors have established that there are sufficient assets in
the estate and any conditions attached to the legacy are either within the control of the
charity or have been met.
Government grants The charity has received government grants in the reporting period
Gift Aid receivable is included in income when there is a valid declaration from the
Tax reclaims on donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift
donations and gifts and is treated as an addition to the same fund as the initial donation unless the donor or
the terms of the appeal have specified otherwise.
Contractual income and This is only included in the SoFA once the charity has provided the related goods or
performance related services or met the performance related conditions.
grants
Donated goods Donated goods are measured at fair value (the amount for which the asset could be
exchanged) unless impractical to do so.
The cost of any stock of goods donated for distribution to beneficiaries is deemed to be
the fair value of those gifts at the time of their receipt and they are recognised on
receipt. In the reporting period in which the stocks are distributed, they are recognised
as an expense at the carrying amount of the stocks at distribution.
Donated goods for resale are measured at fair value on initial recognition, which is the
expected proceeds from sale less the expected costs of sale, and recognised in 'Income
from other trading activities' with the corresponding stock recognised in the balance
sheet. On its sale the value of stock is charged against 'Income from other trading
activities' and the proceeds from sale are also recognised as 'Income from other trading
activities'.
Goods donated for on-going use by the charity are recognised as tangible fixed assets
and included in the SoFA as incoming resources when receivable.
Gifts in kind for use by the charity are included in the SoFA as income from donations
when receivable.
Donated services and Donated services and facilities are included in the SOFA when received at the value of
facilities the gift to the charity provided the value of the gift can be measured reliably.
Donated services and facilities that are consumed immediately are recognised as
income with an equivalent amount recognised as an expense under the appropriate
heading in the SOFA.

The charity has incurred expenditure on support costs.

Support costs

11

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

The value of any voluntary help received is not included in the accounts but is described Volunteer help in the trustees’ annual report. Income from interest, This is included in the accounts when receipt is probable and the amount receivable can royalties and dividends be measured reliably. Income from membership Membership subscriptions received in the nature of a gift are recognised in Donations subscriptions and Legacies.

Insurance claims are only included in the SoFA when the general income recognition Settlement of insurance criteria are met (5.10 to 5.12 FRS102 SORP) and are included as an item of other claims income in the SoFA. Investment gains and This includes any realised or unrealised gains or losses on the sale of investments and losses any gain or loss resulting from revaluing investments to market value at the end of the year.

4.2 EXPENDITURE AND LIABILITIES

Liability recognition Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty.

Liability recognition
4.2 EXPENDITURE		 Liabilities are recognised where it is more likely than not that there is a legal or
constructive obligation committing the charity to pay out resources and the amount of
the obligation can be measured with reasonable certainty.
AND LIABILITIES
Governance and support
costs		 Support costs have been allocated between governance costs and other support.
Governance costs comprise all costs involving public accountability of the charity and its
compliance with regulation and good practice.
Support costs include central functions and have been allocated to activity cost
categories on a basis consistent with the use of resources, eg allocating property costs
by floor areas, or per capita, staff costs by the time spent and other costs by their usage.
Grants with performance
conditions		 Where the charity gives a grant with conditions for its payment being a specific level of
service or output to be provided, such grants are only recognised in the SoFA once the
recipient of the grant has provided the specified service or output.
Grants payable without
performance conditions		 Where there are no conditions attaching to the grant that enables the donor charity to
realistically avoid the commitment, a liability for the full funding obligation must be
recognised.
Redundancy cost The charity made no redundancy payments during the reporting period.
Deferred income No material item of deferred income has been included in the accounts.
Creditors The charity has creditors which are measured at settlement amounts less any trade
discounts
A liability is measured on recognition at its historical cost and then subsequently
Provisions for liabilities measured at the best estimate of the amount required to settle the obligation at the
reporting date
Basic financial
instruments		 The charity accounts for basic financial instruments on initial recognition as per
paragraph 10.7 FRS102 SORP. Subsequent measurement is as per paragraphs 11.17
to 11.19, FRS102 SORP.

4.3 ASSETS

Tangible fixed assets for These are capitalised if they can be used for more than one year, and cost at least use by charity

They are valued at cost.

12

UMMAH HANDS

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

The depreciation rates and methods used are disclosed in note 9.2.

Intangible fixed assets The charity has intangible fixed assets, that is, non-monetary assets that do not have physical substance but are identifiable and are controlled by the charity through custody or legal rights. The amortisation rates and methods used are disclosed in note 9.5

They are valued at cost.

Investments Fixed asset investments in quoted shares, traded bonds and similar investments are valued at initially at cost and subsequently at fair value (their market value) at the year end. The same treatment is applied to unlisted investments unless fair value cannot be measured reliably in which case it is measured at cost less impairment.

Investments held for resale or pending their sale and cash and cash equivalents with a maturity date of less than 1 year are treated as current asset investments

Stocks and work in Stocks held for sale as part of non-charitable trade are measured at the lower or cost or net progress realisable value.

Goods or services provided as part of a charitable activity are measured at net realisable value based on the service potential provided by items of stock.

Debtors (including trade debtors and loans receivable) are measured on initial recognition at Debtors settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received.

The charity has has investments which it holds for resale or pending their sale and cash and Current asset cash equivalents with a maturity date less than one year. These include cash on deposit and investments cash equivalents with a maturity date of less than one year held for investment purposes rather than to meet short term cash commitments as they fall due.

13

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 5 Details of certain items of expenditure

5.1 Fees for examination of the accounts

Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner. If nothing was paid please enter '0' in the appropriate box(es).

Independent examiner’s fees Assurance services other than audit or independent examination Tax advisory fees

This year Last year
£ £
210.00 210.00
- -
- -

Note 6 Paid employees

6.1 Staff Costs

Salaries and wages
Social security costs
Pension costs (defined contribution scheme)
Other employee benefits
Total staff costs		 This year
Last year
£
£
- -
- -
- -
- -
- -

14

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 7 Debtors and prepayments

7.1 Analysis of debtors
Trade debtors
Qardhe-Hasna Loan to Other
Other debtors		 This year
Last year
£
£
- -
14,609 14,609
33,000 33,000
47,609 47,609

Total

7.2 Analysis of debtors recoverable in more than 1 year (included in debtors above)

Trade debtors
Prepayments and accrued income
Other debtors
Total		 This year
Last year
£
£
- -
- -
- -
- -

Note 8 Creditors and accruals

8.1 Analysis of creditors


Accruals for grants payable
Bank loans and overdrafts
Trade creditors
Payments received on account for contracts or
performance-related grants
Accruals and deferred income
Taxation and social security
Other creditors
Total		 This year
Last year
This year
Last year
£
£
£
£
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
210
- 210
-
Amounts falling due
Amounts falling due after
210
- 210
-

Note 9 Cash at bank and in hand

Short term cash investments (less than 3 months maturity date) Short term deposits Cash at bank and on hand Total

This year Last year
£ £
- -
- -
31,580 64,010
31,580 64,010

15

UMMAH HANDS NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 5 APRIL 2025

Note 10 Charity funds

10.1 Details of material funds held and movements during the CURRENT reporting period

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

----- Start of picture text -----
Fund Fund
Type PE, balances balances
EE R or Purpose and Restrictions brought carried
UR * forward Income Expenditure Loans forward
Fund names £ £ £ £ £
Unrestricted charity funds are financial contributions
given to a charitable organization without specific
earmarks or restrictions on their use. These funds
Donations & Gifts UR
provide flexibility for the organization to allocate
resources based on immediate needs, ongoing
programs, or unforeseen challenges, enhancing
adaptability and responsiveness to their mission. 111,620 29,330 - - 140,950
These expenditures are dedicated to improving the
lives of people in Bangladesh, particularly orphans
and the economically disadvantaged. Our focus
includes advancing education, training, and
employment opportunities to break the cycle of
poverty. We also aim to provide relief from
Charitable sickness, distress, and promote good health
UR - - 55,184 - - 55,184
Activities/Projects through community initiatives. Committed to
flexibility, we embrace any lawful charitable purpose
as determined by the laws of England and Wales.
Through collaboration and adaptability, Ummah
Hands Charity aspires to be a catalyst for positive
change in Bangladesh.
Charity fundraising expenses encompass crucial
Charity Fund elements such as marketing, Google Ads, YouTube
Raising UR Ads, videos, and email campaigns. These - 230 - 230
investments are instrumental in promoting our
Expenditures
cause, expanding outreach, and garnering vital
support for our mission
The Qardhe-Hasnah Project exemplifies Islamic
principles by providing interest-free loans to those
Qardhe-Hasnah in need. Rooted in compassion and guided by the
UR concept of Qard al-Hasanah, this initiative aims to - -
Project
offer financial support without imposing interest,
promoting a community spirit of benevolence and
mutual aid.
Charity Governance Costs and Administrative
Expenses cover essential elements such as rent,
Charity
website and software costs, telephone expenses,
Governenace
UR as well as accounting and independent examiner - - 6,557 - - 6,557
Costs & Admin
fees. These expenditures are vital for maintaining
Expenses effective organizational operations, transparency,
and compliance, ensuring that resources are
efficiently utilized to further our charitable mission.
Total Funds 111,620 29,330 - 61,971 - 78,979
----- End of picture text -----

16

Note 12 Transactions with trustees and related parties If the charity has any transactions with related parties (other than the trustee expenses explained in guidance

11.1 Trustee remuneration and benefits

This year

None of the trustees have been paid any remuneration or received any other benefits from

TRUE

In the period the charity has paid trustees remuneration and benefits. Please give the amount of, and legal

Name of trustee
Legal authority (eg
order, governing
document)		 Remunerati
on
Pension
contribution
Redundancy
(including
loss of
office)/ex
gratia
Other
TOTAL
£
£
£
£
£
- - - -
-
- - - -
-
Amounts paid or benefit value

Please give details of why remuneration or other employment benefits were paid.

N/A

Where an ex gratia payment has been made to a trustee, provide an explanation of the nature of the payment.

Last year

None of the trustees have been paid any remuneration or received any other benefits from an employment with their charity or a related entity (True or False)

TRUE

In the period the charity has paid trustees remuneration and benefits. Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee by the charity or any institution or company connected with it.

Name of trustee
Legal authority (eg
order, governing
document)		 Remunerati
on
Pension
contribution
Redundancy
(including
loss of
office)/ex
gratia
Other
TOTAL
£
£
£
£
- - - -
-
- - - -
-
Amounts paid or benefit value

Please give details of why remuneration or other Where an ex gratia payment has been made to a

N/A

17

12.2 Trustees' expenses

If the charity has paid trustees expenses for fulfilling their duties, details of such transactions should be No trustee expenses have been incurred (True or False) TRUE

----- Start of picture text -----
No trustee expenses have been incurred (True or False) TRUE
This year Last year
Type of expenses reimbursed
£ £
Travel - -
Subsistence - -
Accommodation - -
Phone - -
- -
TOTAL - -
----- End of picture text -----

Please provide the number of trustees reimbursed for expenses or who had expenses paid by the charity

12.3 Transaction(s) with related parties

Please give details of any transaction undertaken by (or on behalf of) the charity in which a related party has a material interest, including where funds have been held as agent for related parties. If there are no such transactions, please enter 'true' in the box provided.

This year

There have been no related party transactions in the reporting period (True or False) transactions in the reporting period (True or False) transactions in the reporting period (True or False) transactions in the reporting period (True or False) TRUE TRUE
Amounts
Name of the
trustee or
related party
Relationship
to charity		 Description of the
transaction(s)		 Amount Balance at
period end		 Provision for bad
debts at period end		 written off
during
reporting
period
In relation to the transactions above, please provide
the terms and conditions, including any security and
the nature of any payment (consideration) to be
provided in settlement. N/A
For any related party, please provide details of any
guarantees given or received. N/A

18

Last year

----- Start of picture text -----
There have been no related party transactions in the reporting period (True or False) TRUE
Amounts
Name of the written off
Relationship Description of the Balance at Provision for bad
trustee or Amount during
to charity transaction(s) period end debts at period end
related party reporting
period
£ £ £ £
In relation to the transactions above, please provide N/A
For any related party, please provide details of any N/A
----- End of picture text -----

19

UMMAH HANDS FOR THE YEAR ENDED 5 APRIL 2025

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees UMMAH HANDS

On accounts for the year 05th April 2025 Charity no 1141198 ended (if any) Set out on pages I report to the trustees on my examination of the accounts of the above charity (“UMMAH HANDS”) for the year ended 05 / 04 / 2025. Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011. I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's I have completed my examination. I confirm that no material matters have statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

 the accounting records were not kept in accordance with section 130 of the Charities Act; or

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Z Munawar ACCOUNTANT 232-236 Green Street London E7 8LE

04 Feb 2026

20