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2021-03-31-accounts

Annual Report and Accounts 2020 - 2021

Charity registration number: 1140925 Company registration number: 07436153

disAbility Cornwall and the Isles of Scilly

Contents

Acknowledgements 1
Legal and Administrative Information 2
Management and People 3 - 4
Our Vision, Mission, Aims and Values 5
Foreword from the Chair of Trustees 6 - 7
Activities, Achievements and Performance 8 - 17
Plans for the Future 18 - 19
Structure, Governance and Management 20 - 23
Statement of Trustees’ responsibilities 24
Independent examiner’s report 25
Financial Statements 26 - 54
Contact information 55

Acknowledgements

A very special thank you to our grant funders, without whom we could not undertake our valuable work, supporting people with a long-term health condition or disability, their carers and families in Cornwall and the Isles of Scilly:

Charities Aid Foundation

Children in Need

Cornwall Community Foundation

Cornwall Council

Disability Action

Duchy Health Charity

European Regional Development Fund

European Social Fund

Garfield Weston Foundation

Lloyds Bank Foundation

Masonic Charitable Trust

Skills for Care

South West Community Matters

The National Lottery Community Fund

The Rank Foundation

The Sobell Foundation

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disAbility Cornwall and the Isles of Scilly

Legal and administrative information

Charity operating name disAbility Cornwall & Isles of Scilly Charity registered name Disability Cornwall and the Isles of Scilly Charity registration number 1140925 Company registration number 07436153 Governing instrument Constitution adopted 25 April 1997, amended 30 July 2003 and 6 June 2006. Memorandum and articles of association adopted 11 November 2010

Principal address Units 1G/H Guildford Road Industrial Estate Guildford Road Hayle Cornwall TR27 4QZ www.disabilitycornwall.org.uk Independent Examiner Mark Williams FCA DChA RRL LLP Peat House Newham Road Truro Cornwall TR1 2DP

Bankers CAF Bank Limited 25 Kings Hill Avenue West Malling Kent ME19 4JQ Solicitors Stephens Scown LLP Osprey House Malpas Road TR1 1UT

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disAbility Cornwall and the Isles of Scilly

Management and People

Trustees / Directors

Christine Simpson Chair Stephen Helley Vice Chair Francis Rowe Treasurer Trevor Bailey Joe Stinton Sharon Kilty George Le Hunte Benjamin Oliver Carole Gravett Resigned June 2020 Craig Carscadden MBE President Steve Paget MBE Resigned April 2021

Patron

David Wetherill

Advisers

Steve Harry Nigel Walker

Staff

Core Team

James Burrows Web Administrator Jane Johnson MBE Chief Executive Officer Romy-Jo Johnson Support Planning & Brokerage and Humans of the Peninsula Lead Katie Pratt Finance and Development Manager Vaughan Temby Personalised Care Lead Amy Findlater Project Lead & Disability Alliance Secretariat From March 2021 Sharon Riley Administration Assistant From March 2021 Dr Theo Blackmore Leaders with Lived Experience Project Manager From Jan 2021

Care and Support Service

Lynne Drew Care and Support Lead Fiona Wallis Care and Support Administrator Sharon Riley Care and Support Administrator Until Aug 2020 Christina Sandow Care and Support Administrator

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Advice Services

Theresa Court Advice Services Manager Debbie Iles Senior Independent Living Adviser (DIAL) Jeremy Toman DIAL Adviser

Inclusion Matters

Naomi Stevenson DIAL Adviser Susan Russell DIAL Adviser Michael Goodenough Community Coach Denise Lydall Community Coach Caroline Law DIAL Adviser Danielle Roberts Consultation Officer

Until Sept 2020

Until Sept 2020 From Nov 2020

Village Works

Helen Page Disability Adviser Allison Livingston Village Spotter Natalie Goldsworthy Village Spotter Henrietta Sloan Village Coach Sam Rowe-Johnson Village Coach Adele Nankervis Disability Adviser

Until July 2020 Until Aug 2020

Until Nov 2020 Until Sept 2020 From Aug 2020

Wellbeing Friends

Helen Page Wellbeing Friend Cath Galsworthy Wellbeing Friend Mary Pellow Wellbeing Friend Amy Findlater Wellbeing Friend Robert Bird Wellbeing Friend Anne Horsefall Wellbeing Friend

From July 2020 From July 2020 From Nov 2020 Dec 2020 – Feb 2021 March – April 2021 From March 2021

Other

Erin Hardy Office Cleaner

Volunteers

Community Kitchen food deliveries Vaccination Clinic stewards General

25 volunteers 50 volunteers 5 volunteers

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disAbility Cornwall and the Isles of Scilly

Our Vision, Mission, Aims and Values

Vision

A fully inclusive society with equality of opportunity for all.

Mission

To R epresent, I nclude, S upport and E mpower people of any age living with a long-term health condition or disability, their carers and families.

Strategic Aims

We:

Represent our stakeholders through ensuring ‘voice’ is central to decision-making processes, taking positive action, challenging inequality and advocating best practice.

Include our stakeholders in opportunities to shape a more inclusive society through sharing their needs and aspirations.

Support our stakeholders with the information, services and practical support necessary to meet their needs, achieve potential and enjoy quality of life.

Empower our stakeholders through promoting a rights-based approach towards achieving independence, choice and control.

Values

Our values represent what is important to us as an independent, user-led organisation. They guide our actions and behaviours as we work together towards our vision of ‘a fully inclusive society with equality of opportunity for all’:

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disAbility Cornwall and the Isles of Scilly

Foreword from the Chair of Trustees

This certainly has been an historic year, dominated by the Covid-19 Pandemic, and through which so much damage has been done collectively. We have seen deterioration in our physical health, emotional wellbeing, we have experienced the loss of loved ones, we have lost our connections and become so much more isolated. Quite shockingly, the gains made by the disabled people’s movement over decades has been eroded and our status as equitable citizens has been threatened and undermined. However, despite that, we will continue our work towards a fully inclusive society with opportunity for all, with an immediate focus on wellbeing and recovery for our stakeholders.

This past year we have never been prouder of our staff and volunteer team. Without hesitation, they stepped up and rose to the challenge of supporting the most vulnerable people in our community through enhancing provision and providing support in ways we have never done before, as well as undertaking more, volunteering in their own spare time, all to meet the emergent needs of our stakeholders, and in the most challenging of environments.

An overview of our activities is given further on in this report, from our ‘Hayle Community Kitchen’ to wellbeing checks for people who were shielding, to stewarding Vaccination Clinics and so much more in between. Our teams were a key part of the humanitarian uprising that provided the vital life-line support to our communities, the people who needed it the most.

As well as working ‘on the ground’, we managed to also continue our work at a strategic level with the local authority, various areas within Health, and the Cornwall Voluntary Sector Forum’s newly energised ‘Voluntary Emergency Response Alliance’ which connected us to so much more and enabled our teams to work more efficiently and effectively in a coordinated manner with the right information and resources.

Through this, we were also able to develop and chair the Cornwall Disability Alliance, one of many ‘thematic alliances’, through which we have been able to bring together and collaborate with another nine disability organisations to address the collective needs of our communities.

As a community response organisation, we continue to adapt and innovate to best meet our stakeholders needs, always using a person-centred approach and wherever possible, working with partners to help share our learning and to achieve more to improve people’s lives, together.

A dedicated focus on fundraising enabled us to increase resources to meet the demand, and as such, the charity has yet again seen its highest income (and expenditure) to date, and we both increased the working hours of current staff as well as recruited new people to enable us to achieve this. As always, we are extremely grateful to our funders who enabled us to fulfil our remit to Represent, Include, Support and Empower people of all ages living with a long-term limiting impairment or disability in Cornwall and the Isles of Scilly.

In February 2021, we joined a ‘Discharge to Access’ pilot, initially working with the Royal Cornwall Hospitals NHS Trust, to provide essential support and remove any barriers to

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people going home from hospital, helping them to readjust with the assistance of a wraparound package of support which includes Support Planning & Brokerage, along with the provision of Personal (Care) Assistants, DIAL advice and practical support, Wellbeing Friends calls, and accessing small crisis grants and equipment to improve the home environment and to help people become digitally included.

We had just one change in our Board this year. Carole Gravett stepped down in June 2020. Carole is a great friend of dC and I would like to record our thanks for her valuable contribution to the charity.

I would like to take this opportunity to remember and pay respect to all the people around the world, who lost their lives to Covid-19, a substantial number sadly were people with a long-term limiting health condition or disability. On behalf of us all at dC we would like to convey our heartfelt thanks to all front-line workers.

I hope everyone who was able to, has received their vaccination and I look forward to seeing more of you again in ‘real life’ this year.

Mrs Christine Simpson, M.Phil Chair

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Activities, Performance & Achievements

Covid Response:

Hayle Community Kitchen

When the first lockdown happened in March 2020, we were hearing from many of our stakeholders how vulnerable they were, yet had not been awarded shielding status from the government. This was due to the nature of their health condition or their age, which meant they should not leave their home. In addition, families were unable to mobilise and support each other in ways they normally would, and so we set up a Community Kitchen, in partnership with Hayle Rugby Club and the Cornish Oven bakery, through which we delivered 11,278 free hot meals to 501 households between 15 March and 27 June 2020.

Thanks to financial support from the Cornwall Community Foundation and the Masonic Charitable Foundation we were able to buy ingredients, pay a chef, and supported by an army of 25 volunteers ‘Community Heroes’ who delivered the meals twice weekly, we were able to provide sustenance, companionship and keep people connected with their community and know they are not alone. Our volunteers took the time to have doorstep chats with many of the clients, to ‘check in’ with them. In some cases this led to referrals to other support services, and on more than one occasion, emergency services were called.

Local businesses and supermarkets worked with us, donating hundreds of items for us to distribute in addition to the hot meals.

Wellbeing Friends

By June we ensured all our Community Kitchen clients had other provision in place in terms of getting food and essentials, as our deliveries had to end due to society opening up a little and our Community Heroes returning to work. By this time, some of our clients had families that could support them, or neighbours and friends and for those that did not have that, we continued to provide support and connected them with community services. However, what

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became clear was the loneliness and isolation so many people were experiencing which was affecting their emotional wellbeing, so we then developed a ‘Wellbeing Friends’ service for a friendly listening ear, companionship and a link to the outside world.

We recruited extra team members with advice-giving backgrounds, with thanks to funding from the National Lottery, and they provided regular phone calls to isolated and vulnerable people, many of whose mental health has been severely affected by the pandemic. The phone calls were something clients looked forward to and for some it’s the only contact they had with anyone else for days and even weeks at a time. Our Wellbeing Friends also gave advice and practical support. We have had some wonderful feedback and there have been many grateful people who told us we kept them going when times were really tough. By 31 March 2021 we had supported 472 clients through the Wellbeing Friends service, resulting in 5,225 individual actions.

Advice & Wellbeing Café

Two months into the above project, we applied for a small charities government grant to expand and extend the support, as we anticipated the needs of our client group were not going to go away any time soon.

We increased the staffing hours of Wellbeing Friends to match increasing demand and partnered with Citizens Advice Cornwall to broaden our offer and reach more people, including expert debt advice.

Our aim was to help overcome the issues the pandemic was creating by combining the Wellbeing Friends with getting people outdoors into a safe environment and which would provide a blended offer of advice, practical support, companionship, and physical exercise with a Wellbeing Friend using the grounds at Hayle RFC.

In addition to muscle mass waste, increase in anxiety, loss of confidence, fear of going out and not having usual treatments and therapies which led to deterioration in health and wellbeing generally, we knew many people were facing loss of jobs and income, their homes and more. They were unable to get trades people in when needed, or had essential household items which had broken such as fridges and microwaves. Our aim was to address this, maximise income, help people get grants where they qualified, or buy new items as necessary, we delivered animals to vets appointments and various other errands.

When restrictions allowed, we invited clients to come to the club for a walk around the grounds with the Wellbeing Friend they had built up a relationship with over the phone, however it was not long before the second and then third lockdowns happened so we were unable to realise this potential as we had envisioned it, but it did not stop our team supporting clients in a variety of ways.

For many of our clients, we now know they have in fact been isolated and in need of support long before the pandemic, but lockdown has exacerbated this for them and severely knocked

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their confidence to engage in their community and we think the recovery phase will be so much more complex and longer for our client group.

Voluntary Emergency Response Alliance (VERA)

Our Chief Executive was invited to join this emergency alliance established by Cornwall Voluntary Sector Forum, with 19 other Chief Executives across Cornwall as a disability partner. This ‘Strategic Alliance’, established and led by Cornwall Voluntary Sector Forum (VSF), has been vital for key organisations to collaborate, learn, share intelligence, information and resources and to work with the public sector to ensure they are aware of the key needs of our communities. VERA works with the Council to join up responses through the provision of intelligence from frontline organisations to enable us all to collectively support Cornwall’s communities at this unprecedented time. Moving on from the emergency response phase, the next step involved each of the Strategic Alliance Chief Executives chairing their own Thematic Alliance and we chaired the first virtual meeting of the Disability Alliance in August 2020. We are delighted to be working collaboratively with Cornwall’s disability related organisations to help learn of the impact on our stakeholders and collectively address issues.

Disability Alliance

As mentioned above, we are now working with the following organisations who comprise this body: iSight Cornwall, Hearing Loss Cornwall, Mid-Cornwall Lifestyles, Active8, Cornwall Accessible Activities Programme, Merlin MS Centre, Cornwall Mobility, Cornwall People First and the Cornwall Memory Café Network. Members meet regularly for peer support, to share information and work collaboratively to improve the lives of disabled people in Cornwall. During this year the Alliance took part in Digital Inclusion training, as we identified that this is a major barrier for many of our clients and we welcome the opportunities the Alliance and collaborating can bring.

Coproduction with Cornwall Council

We worked with the Council to prepare a mail-out to over 1,000 Direct Payment recipients, as we felt this client group were overlooked in terms of guidance and advice as employers of their own care staff. We wrote plain English information and guidance for recipients on how to keep safe, where to obtain PPE, and what community helplines were available for support, as many were being left without their usual care staff and becoming even more vulnerable. We know many people went without their care and support needs being met for a significant period of time which led to injury and further illness.

Highlighting the Impact of Covid-19 on Disabled People

When we saw the Government Office for Women & Equalities put out a call for evidence on the impact on people with protected characteristics, we knew we had to respond. We were concerned at seeing the government introduce easements to the Care Act (2014) and with that, the potential relaxation of duty on local authorities. In addition, there was inequality with

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the NICE priority guidelines, so in the event of health services coming under pressure, it would potentially mean our client group were a lower priority for life saving treatment and further, hearing of people being asked to sign DNR orders. This only served to devalue the lives of disabled people and threatened to undermine the gains made over 60 years in the independent living movement, which had been hard fought for.

We consulted with our members on the phone and through an online survey and then worked with our partners in Exeter University’s Inclusivity Project to compile all the responses into a comprehensive report with a set of recommendations and submitted ‘A rapid assessment of COVID-19 implications for disabled people in Cornwall (UK)’ to central government. Our MPs received the report, the regional media picked up on the story and we raised the profile of these issues by calling for the government to specifically consider disabled people, especially within their recovery plans and subsequently the Parliamentary Committee chose to publish it.

Our report included the following recommendations:

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Vaccination Clinics

We recruited 50 volunteer marshals across multiple sites, setting rotas and providing ongoing support to them to ensure older and vulnerable patients have a positive experience when going for their vaccination at our local surgery, Bodriggy Health Centre. Up to 2,000 people every weekend received their vaccine between January and March and we were delighted to be able to offer this support, especially knowing people would have increased anxiety at leaving the house, driving their car and seeing other people.

Our usual services and activities:

Disability Information & Advice Line (DIAL)

DIAL is a free service and is the gateway to many of our other services. For years, our phone lines have been staffed between 10am and 3pm each day, however in March 2020 we extended this to 9am to 5pm and increased staffing to meet increased demand, so that someone was there to support and reassure our clients when there was so much uncertainty surrounding the pandemic. People receive information and advice from our team of qualified, professional advisers and case record accordingly, across the areas of:

This year we supported 1,426 people through 4,387 individual actions and assisted in raising an additional £489,344 in household income for our clients.

Inclusion Matters

We are a partner in this Cornwall Council commissioned service, providing multi-faceted oneto-one support to adults with health and wellbeing needs, to increase connections to their community and improve each person’s sense of wellbeing. During the first lockdown, all partners worked flexibly and altered delivery to meet urgent needs. For example, staff who would usually be meeting clients face-to-face in the community were redeployed to delivering essentials to people who were shielding – supermarket shopping and collecting prescriptions

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etc. In the year to 31 March 2021, our staff working on this project supported 188 clients, resulting in 2,793 actions. This project will run until at least September 2022.

Village Works

We are a partner in this European Social Fund project, led by Inclusion Cornwall, providing one-to-one support to people who are economically excluded, unemployed or disadvantaged and living in rural coastal villages in targeted areas across the County. Staff working on this project altered delivery so that it could continue during the pandemic, by keeping in contact with clients remotely, checking on people, helping them stay resilient, and supporting people to complete online training courses. The project will run until at least December 2021.

Who Dares Works

We are a welfare entitlements specialist partner in this European Social Fund and National Lottery Community Fund project, which is led by Active Plus. It is focussed on assisting people in West Cornwall to reconnect with education, training and employment. Our adviser continued to support people to complete benefit forms throughout the lockdowns, doing this over the phone and on video chat instead of face-to-face. The project will run until at least March 2022.

The Inclusivity Project

This is a European Regional Development Fund research project, led by Exeter University and for which we are the disability expert partner. Broadly speaking, the Inclusivity Project explores the barriers to employment for disabled and older workers, with a view to developing new policies and products to overcome them. Our main focus and responsibility is to be the conduit for the project to reach disabled people, so their voice, experience and opinions are heard to inform its ongoing work. This year we introduced the Inclusivity Project to the newly formed Disability Alliance, who benefitted from funded training to improve the digital skills and knowledge of member organisation’s staff, so that they in turn can support their clients to be more digitally included.

Training for Personal Assistants and Employers

Utilising Skills for Care’s User Led Organisation funding, our training service 5 Degrees West, trained 116 Personal Assistants and 11 employers through online training sessions. Although we are strong advocates that there is no equal substitute for face-to-face training, our trainer ensured sessions were accessible, interactive and engaging. We saw many benefits to online training – attendance was better as people didn’t have to travel or take extra time away from the person they support. We will continue to use blended learning methods in the future, even when restrictions are removed. This year the sessions covered:

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We also supported an additional five employers to apply for a Skills for Care Individual Employer grant, which they used to commission our training service to provide bespoke training for their collective 21 Personal Assistants.

Care and Support Service

We provide affordable professional services to support people who receive a personal health budget from the NHS, or a social care personal budget from the local authority, to manage their own care package. They comprise payroll services for clients who employ their care staff directly, ensuring they receive all the support they need to fulfil their legal obligations as employers. We also provide a full wrap-around

managed account service, where we receive and make all payments relating to the client’s personal budget on their behalf, alleviating the additional stress which managing your own funds can cause. At the end of this financial year, we had 375 active clients, 96 of whom used just the payroll service, 106 just a managed account service and 173 used both. Our payroll clients collectively employ 598 Personal Assistants as of 31 March 2021.

Have a Go Days

Usually delivered at two venues in Cornwall, we decided to take these sports sessions for children with additional needs or disabilities ‘online’ via Zoom in partnership with Shilton Soccer. A Children in Need Booster Grant of £3,800 made this possible and we were able to buy each of the children and young people a piece of sports equipment and have it delivered to their homes during lockdown. They chose basketball hoops, football nets, tennis racquets, boxing games, fitness tracker watches, hula hoops and dart boards to name but a few. Our online group sessions helped reduce isolation and gave the children something to look forward to each week, where the Shilton Soccer coaches engaged with each child, encouraged them to engage with each other and get them doing some exercises together. Thankfully, ‘real life’ Have a Go Days were able to resume from Easter 2021.

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Discharge to Assess (D2A)

We were invited to join a pilot led by the Royal Cornwall Hospitals NHS Trust, along with other voluntary sector organisations, to enable them to transfer people home from hospital who were medically optimised, but for whom there were barriers to them going home. Using short-term Personal Health Budgets, we coordinated the logistics necessary to manage a sustainable transition home from hospital.

For each client we:

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Leaders with Lived Experience

We secured funding from the National Lottery ‘Leaders with Lived Experience’ programme to run a two-year project investigating the experiences of Disabled Peoples’ Organisations (DPOs) across England during this Covid-19 pandemic, which started in January 2021. This will also be an opportunity to bring the DPO sector together to think about broader questions, such as what is the role of a DPO, how can we attract younger disabled people and people with long-term limiting health conditions to be our future leaders, and what the future looks like for this vital sector.

Access Audit Advice and Consultancy

We facilitate various forms of consultation to ensure the voices of disabled people are heard and focus groups have proved to be the most popular option. We have held many focus groups over the years for major new road constructions, public realm schemes, significant changes to public services or public attractions, as well as for major business developments. This year we continued to fulfil requests

for this service, using video meetings instead of our usual face-to-face consultation. The projects we were consulted on include:

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Membership

As a user led organisation, our membership must comprise at least 51% disabled people. Our Board of Directors is elected from our membership and it must comprise at least 75% disabled people and / or carers. We had 398 individual members on 31 March 2021.

Websites

We manage the following websites:

www.disabilitycornwall.org.uk

www.humansofthepeninsula.co.uk and App

www.everycustomercounts.co.uk (and App under development)

Social Media

We have recognised how important social media is to engaging with our stakeholders, and have kept our ‘followers’ up to date with information, opportunities and items of interest via:

disAbility Cornwall & IoS Facebook page 3,400 followers Have a Go Days Facebook group 158 members PA Employer Network Facebook group 116 members Personal (Care Assistant Network) Facebook group 57 members disAbility Cornwall & IoS Twitter page 1,179 followers disAbility Cornwall & IoS LinkedIn account 50 followers disAbility Cornwall& IoS Instagram account 379 followers

Weekly Round-Up Emails

The Weekly Round-Up of items posted onto our social media platforms are sent as an email weekly to the 807 people who have requested to receive them.

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Plans for the Future

I am pleased that as I lay out our future plans, things are looking a little brighter for many of us than they were this time last year. A large proportion of the population has now been vaccinated, restrictions are easing, and life is starting to look a little bit more like it did before Covid-19. Our priority is now on a cautious but sustainable recovery for both our stakeholders and our organisation, in anticipation of potential further rises in infection rates. We know that our client group has been disproportionately affected by the pandemic, and the effects will be felt for many years to come.

We are part of a partnership, led by Cornwall Rural Community Charity that has just been awarded the Carers Contract for the next 5 years. This will commence on 1 July and we are delighted that we will provide the Information & Advice Line for the service – available via telephone, email, video chat, messenger and social media, including two evenings a week. We look forward to developing a quality service, where people accessing the Advice Line are provided with information, advice, low level advocacy and practical support.

The Clinical Commissioning Group has taken over and extended the ‘Discharge to Assess’ pilot and short-term enablement funding is being made available to continue this while the hospitals are under such incredible pressures. This has enabled us to provide the Support Planning & Brokerage service and reach and support many more people. We hope this will eventually become a contracted service and that we can be a part of that in the future as we believe the package of support we can provide, drawing also on community resources, can really help change people’s lives for the better.

Our major undertaking this year is developing Humans of the Peninsula (‘Humans’ or ‘Hope’ for short). We are establishing this as a trading subsidiary company and it will provide an essential bank of Personal Assistants who are available for paid work, such as that with Discharge to Assess, and people who are willing to undertake ‘random acts of kindness’ for one another, can sign up and learn of tasks that are available in their communities. A website, App and a great back-office team are already under development and plans for a fantastic training programme, offering all who sign up free access to training for their continued professional development. This we hope will help enhance supply of suitably qualified people and meet the needs of our communities and is very much a need right now. We have seen how well-trained Personal Assistants can be essential in meeting support needs in the home, even if only for periods in our lives, as well as the added benefit of supporting our hospitals to get people home promptly and free up their lean resources.

The Disability Alliance is now well established, and we have produced a great brochure which serves as our position statement, showcases our collective offer, and our mission, aims and values as well as our plan for the coming year. We are truly delighted about the future potential for this Alliance and its ability to shape and influence future policy, strategy, and systems to ensure they meet everyone’s needs. If we are to ‘build back better’ it can only be

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achieved through inclusive approaches that cater for all citizens and communities, both equally and equitably.

We are very excited to be launching Every Customer Counts in 2021. After launching the ‘beta’ version pre Covid-19, we were then halted due to the pandemic, but nothing will hold us back now. This will really help businesses to recover, by guiding them on how to improve accessibility to their business, which should lead to them gaining a larger market share of the ‘purple pound’. This is the spending power of disabled people and is said to be worth £279bn nationally. It is an incredible tool for self-assessing accessibility with solutions to putting barriers right.

We hope that the success of the roll-out of vaccinations means that more events and faceto-face activities can resume this year, as no amount of technology can truly replace these. Our Have a Go Days have already started back up, to the huge delight of the children and young people, and to the relief of many parents! We will need to assess closer to the time whether our Christmas Annual Family Fun Day can take place, which we usually hold in the first week of December to celebrate International Day for Disabled People.

We have of course embraced Information Technology this year to ensure we could continue to operate and support people throughout the various lockdowns. We have undergone an overhaul of our IT and telephone systems so that they meet our needs for flexible working.

We will continue to hold most meetings online as it is undeniable that its more time efficient and environmentally friendly. Working from home is something that benefits many people who have a disability or health condition and can help everyone with their work-life balance and wellbeing. We will encourage everyone to continue to work part of their hours from home if convenient for them, as the health and wellbeing of our people is fundamental to our ability to deliver on our mission to: Represent, Include, Support and Empower; and of course, to make Cornwall and Isles of Scilly a better place to live, for everyone.

Jane Johnson MBE Chief Executive

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Structure, governance and management

The Trustees are pleased to present their report together with the financial statements of the charity for the year ended 31 March 2021.

The financial statements comply with the Charities Act 2011, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015), including “Amendments to Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland”.

Governing document

disAbility Cornwall & Isles of Scilly is a company Limited by Guarantee governed by its Memorandum and Articles of Association adopted on 11 November 2010. It is a registered charity with the Charity Commission.

Recruitment and induction of Trustees

The directors of the company are also charity Trustees for the purposes of charity law. Members of the charity may put themselves forward as Trustees. Their appointment is confirmed by members at the charity annual general meeting. New Trustees are inducted into the workings of the charity and given training when required.

All Trustees give their time voluntarily and receive no benefits from the charity.

The organisation seeks Trustees who can provide advice and guidance based on experience on all aspects of disAbility Cornwall & Isles of Scilly’s work, utilising their specific skills, knowledge and expertise in making sound decisions. They must have the following attributes:

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Recruitment and induction of Trustees (continued)

The charity aims to provide a full induction programme for each new Trustee to absorb them quickly and effectively into their role within the organisation and make them feel informed, valued and welcome.

They will be given:

Organisation

The Trustees are legally responsible for the overall management and control of the charity.

The Trustees delegate to the Chief Executive, responsibility for the day to day management of the charity and administrative control of the charitable funds.

The policy and general affairs of the organisation are directed by the full Board of Trustees who may exercise all powers of the charitable company as set out in the Memorandum and Articles of Association.

Prior to each meeting the Board are presented with a briefing from the Chief Executive and financial reports from the Finance Officer including quarterly management accounts and projections. Project / service staff attend each meeting and provide an update on their area of work to the Board, which allows Trustees the opportunity to meet and consult with key staff on a regular basis.

Public benefit

The charity complies with the public benefit requirement through its charitable objectives.

The Trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the charity’s aims and objectives and in planning future activities. In particular the Trustees consider how planned activities will contribute to the aims and objectives they have set.

Equality and diversity

disAbility Cornwall & Isles of Scilly is committed to being an equal opportunities employer. We aim to ensure that no job applicant, volunteer, employee or Trustee receives less favourable treatment on the grounds of sex, age, disability, marital status, sexual orientation, religion, colour, nationality, ethnic or national origin, nor is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

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Risk management

The Trustees regularly assess the major risks to which the charitable company is exposed. A Risk Register is held and formally reviewed annually by the Board, or sooner if necessary. Potential risks are identified and scored based on likelihood and severity, and mitigating actions are taken as necessary. The Trustees will continue to review potential risks on a regular basis and will act to minimise or mitigate these risks as required.

The table below shows the principal risks identified by the Trustees as at 31 March 2021.

Risk area Key risk to disAbility
Cornwall & Isles of Scilly		 Mitigating actions
Funding Shortfall in funding leading to
an inability to deliver services
at the level currently provided
to clients.		 Opportunities to diversify funding streams
and control costs are constantly under
review.
An adequate level of reserves is held to
minimise the impact of a funding shortfall
in the short-term.
Human
resources		 Failure to attract and retain a
sufficient level of skilled staff
and volunteers to deliver our
services.		 The charity has successfully retained the
Investors in People Gold accreditation
since 2005 as a result of commitment to
excellent people management practices.
Training
and
career
development
opportunities are available, and total
reward packages are kept under review.
Operational Poor
service
or
noncompliance with terms
and conditions of grants and
contracts leading to loss of
funding and reputation.		 Regular performance monitoring for each
service is undertaken by senior staff and
reported on quarterly to the Board. Service
Strategies are in place and communicated
to relevant staff and accompanied by
training
and
mentoring.
We
collect
feedback from service users and any
complaints received are investigated.
COVID-19 Effects of the pandemic on
our client group leading to
increased
demand
for
services. Funding becoming
difficult to secure after the
initial short term emergency
grants have ended.
Future pandemics/lockdowns
affecting our ability to deliver
essential services.		 Senior Management Team focussed on
fundraising to secure grants to fund both
an emergency response and to increase
capacity for 6-12 months.
Fundraising will continue to secure the
stability of the charity longer term.
Systems to remote working are now in
place, policies developed to address
pandemic scenarios.

22

disAbility Cornwall and the Isles of Scilly

Financial review

The results for the year show net income of £103,936 (2020: net expenditure £41,156) as detailed in the statement of financial activities.

Grant making policy

When funding is received which the charitable company is unable to use itself, it is passed to another suitable organisation to use for the purpose it was intended.

Investment policy

The Trustees have considered the most appropriate policy for investing funds and find that the current arrangements with a 12-month fixed rate savings account, 60-day notice account and instant access accounts meet the requirement to generate a return on capital whilst maintaining access to funds for operational purposes.

Reserves policy

In order that the charitable company can meet its objectives for disabled people in Cornwall and Isles of Scilly, the Trustees have considered its resources and commitments. The charitable company is reliant on a combination of grant funding, contracts, self-generated income and donations, and the Trustees review the level of reserves required based on an assessment of the major financial risks to which the charity is exposed.

The Trustees consider that unrestricted reserves to cover approximately three months of the expected core running costs, plus costs of closing the charity, should be maintained. £145,000 of unrestricted funds have been designated for this purpose.

A separate future deficit reserve is held to cover the latest forecasted deficit position at 31 March 2021. £130,000 of unrestricted funds have been designated for this purpose.

Remuneration policy for key management

The Trustees consider the CEO, Advice Service Manager and Community Engagement Manager to comprise the key management personnel of the charity, to be in charge of directing and controlling, running and operating the charity on a day to day basis.

The pay of the senior staff is reviewed annually and normally increased in accordance with average earnings. In view of the nature of the charity, the Trustees benchmark against pay levels in other similar organisations.

23

disAbility Cornwall and the Isles of Scilly

Statement of Trustees’ responsibilities

The Trustees (who are also directors of disAbility Cornwall & Isles of Scilly, for the purposes of company law) are responsible for preparing the Trustees Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company’s transactions and disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006 and the Charities Act 2011. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to independent examiner

In so far as the Trustees are aware, there is no relevant information of which the charitable company’s independent examiner is unaware. Additionally, the Trustees have taken all the steps that they ought to have taken as Trustees in order to make themselves aware of any relevant information and to establish that the charitable company’s independent examiner is aware of that information.

This report has been prepared in accordance with the special provisions relating to small companies within Part 15 of the Companies Act 2006 relating to small companies.

By order of the Trustees

Mrs Christine Simpson, M.Phil Chair, Trustee

Units 1G/H Guildford Road Industrial Estate HAYLE Cornwall TR27 4QZ

24 September 2021

24

disAbility Cornwall and the Isles of Scilly

Independent examiner’s report to the Trustees of disAbility Cornwall & Isles of Scilly

I report to the charity Trustees on my examination of the accounts of the company for the year ended 31 March 2021, which are set out on pages 26 to 54.

Responsibilities and basis of report

As the charity Trustees of the company (who are also its directors for the purpose of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your company’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination, I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s report

Since the company’s income exceeded £250,000, your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England Wales.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a “true and fair view” which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102).

I have no concerns and have come across no other matters in connections with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mark Williams FCA DChA Chartered Accountant

RRL LLP Peat House Newham Road TRURO TR1 2DP

27 September 2021

25

disAbility Cornwall and the Isles of Scilly

Statement of financial activities (incorporating income and expenditure account)

For the year ended 31 March 2021

Notes_Restricted
funds
Unrestricted
funds
£
£
Income from:
Donations and legacies
_5
246,172
37,862
Charitable activities
6
78,700
246,229
Primary purpose trading
activities
7
-
198,786
Other trading activities
8
-
268
Investment income
9
-
831
Other income
-
-
_
_
Total income
324,872
483,976
_______
________
Expenditure on:
Cost of raising funds
_10
-
9,294
Charitable activities
11
285,576
410,042
_
_
Total expenditure
285,576
419,336
_______
________
Net income/(expenditure)
for the year
_13
39,296
64,640
Total funds brought forward
12,208
250,817
_
__
Total funds carried
forward
51,504
315,457

 Total
2021
£
284,934
324,929
198,786
268
831
-
__
808,848
_
9,294
695,618

704,912

103,936
263,025
___
366,961
 Total
2020
£
25,220
375,593
236,604
4,046
1,923
6,200
__
649,586
_
6,983
683,759

690,742

(41,156)
304,181
___
263,025

The statement of financial activities includes all gains or losses recognised in the year.

All income and expenditure are derived from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act.

26

disAbility Cornwall and the Isles of Scilly

Balance sheet

As at 31 March 2021
Notes
£
Fixed assets
Tangible assets
17

Current assets
Debtors
18
44,899
Cash at bank and in hand
331,861
_
376,760
Creditors: amounts falling
due within one year
19
(9,799)
_
Net current assets

Net assets
20,21

Funds of the charity
Restricted funds
24, 25
Unrestricted designated
funds
26
275,000
Unrestricted general funds
26
40,457
_

Total charity funds
 2021
£
£
-
_

-
94,790
199,757
_
294,547
(31,522)
_
366,961
_

366,961

51,504
208,000
42,817
_
315,457
_

366,961		 2020
£
-
_
-
263,025
_
263,025
12,208
250,817
_
263,025

27

disAbility Cornwall and the Isles of Scilly

Balance sheet (continued) As at 31 March 2021

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006 for the year ended 31 March 2021. No member of the company has deposited a notice, pursuant to section 476, requiring an audit of these financial statements.

The Trustees’ responsibilities for ensuring that the charity keeps accounting records which comply with section 386 of the Act and for preparing accounts which give a true and fair view of the state of affairs of the company as at the end of the financial year and its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

These financial statements have been prepared in accordance with the provision applicable to companies subject to the small companies’ regime.

Signed on behalf of the Trustees by:

Mrs Christine Simpson, M.Phil Chair, Trustee

Approved and authorised for issue by the Trustees on: 24 September 2021

Company registration No. 07436153

28

disAbility Cornwall and the Isles of Scilly

Cash flow statement
For the year ended 31 March 2021
2021
£
£
£
Net cash inflow/(outflow) from
operating activities
131,273
Cash flows from investing activities
Interest received
831
1,923
Proceeds from the sale of:
Investment properties
-
9,000
_
_
Net cash provided by investing
activities
831
_
Change in cash and cash equivalents in
the reporting period
132,104
Cash and cash equivalents at
1 April 2020
199,757
_
Cash and cash equivalents at
31 March 2021
331,861

Reconciliation of net movement in funds to net cash flow from
operating activities
Net movement in funds
103,936
Adjustments for
Depreciation charges
-
Surplus on disposal of
fixed asset
-
Interest received
(831)
Increase/(decrease) in debtors
49,891
Decrease/(increase) in
creditors
(21,723)
_
Net cash inflow/(outflow) from operating
activities
131,273

Analysis of cash and cash equivalents
Cash in hand
331,861
 2020
£
(85,786)
10,923
_
(74,863)
274,620
_
199,757
(41,156)
5,305
(6,200)
(1,923)
(65,828)
24,016
_
(85,786)
199,757

29

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

1 General information

The charity is incorporated as a company Limited by Guarantee and not having a share capital. In the event of a winding up, registered members are liable to contribute a sum not exceeding £1 per member towards the debts and liabilities of the charity and the costs and expenses of winding up. There were 398 members at 31 March 2021 (2020: 403).

2 Summary of significant accounting policies

2.1 Accounting policies

Charity information

disAbility Cornwall & Isles of Scilly is a company incorporated in England and Wales. The registered office is Unit 1G/H, Guildford Road Industrial Estate, Hayle, Cornwall, TR27 4QZ.

2.2 Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”), “Accounting and Reporting by Charities” the Statement of Recommended Practice for charities applying for FRS 102, the Companies Act 2006 and UK Generally Accepted Accounting Practice as it applies from 1 January 2015. The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

2.3 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

30

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

2 Summary of significant accounting policies (continued)

2.4 Incoming resources

Voluntary income is recognised where there is entitlement, certainty of receipt and the amount can be measured with sufficient reliability. Such income is only deferred when:

Legacies are recognised in the accounts in the period to which the charity becomes entitled to the income, unless it is incapable of financial measurement.

Income from trading activities is recognised as earned as the related goods and services are provided.

Investment income is recognised on a receivable basis.

Income from charitable activities includes income received under contract and grant funding. Any income subject to specific performance conditions is recognised as the related goods or services are provided. Income included in this category funding the support of performance activities is recognised when there is entitlement, certainty of receipt and the amount can be measured with sufficient reliability. Income is deferred when performance related grants are received in advance of the performances or events to which they relate.

No amount is included in the financial statements for volunteer time.

2.5 Resources expended

Expenditure is included on an accrual’s basis. The irrecoverable element of VAT is included with the item of expense to which it relates. Expenditure is recognised when a liability is incurred.

Certain expenditure is directly attributable to specific activities and has been included in those cost categories. Other costs, which are attributable to more than one activity, are apportioned across cost categories on the basis of an estimate of the proportion of time spent by staff on those activities.

31

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

2 Summary of significant accounting policies (continued)

Governance costs represent the costs of management committee expenses, independent examination fees and professional fees.

2.6 Funds structure

The charity has a number of restricted income funds to account for situations where a donor requires that a donation must be spent on a particular purpose or where funds have been raised for a specific purpose.

Unrestricted funds are available to the Trustees without specific conditions. The use of these funds is entirely at the discretion of the Trustees.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes.

2.7 Fixed assets and depreciation

Depreciation is provided on fixed assets to write off the cost less the estimated residual value of the assets by equal instalments over their estimated useful economic lives as follows:

Leasehold improvements Over the period of the lease Motor vehicles 20% per annum Computer equipment 33.33% per annum

2.8 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

2.9 Cash and cash equivalent

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of 12 months or less from the date of acquisition or opening of the deposit or similar account.

32

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

2 Summary of significant accounting policies (continued)

2.10 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity’s balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

2.11 Basic financial assets

Basic financial assets, which include debts, cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financial transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

2.12 Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

33

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

2 Summary of significant accounting policies (continued)

2.13 Basic financial liabilities (continued)

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

2.14 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or Section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

2.15 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

When employees have rendered service to the charity, short-term employee benefits to which the employees are entitled are recognised at the undiscounted amount expected to be paid in exchange for that service.

2.15 Pension costs

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2.16 Transfers

Transfers are made when appropriate from a specific fund to recover costs incurred not charged directly to that fund.

2.17 Operating leases

Rental charges are charged in the statement of financial activities on a straight-line basis over the life of the lease.

34

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

3 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

35

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

4 Prior year statement of financial activities

Restricted Unrestricted Total
funds funds 2020
£ £ £
Income from:
Donations and legacies 22,065 3,155 25,220
Charitable activities 79,520 296,073 375,593
Primary purpose trading
activities - 236,604 236,604
Other trading activities - 4,046 4,046
Investment income - 1,923 1,923
Other income - 6,200 6,200
_ __ ______
Total income 101,585 548,001 649,586
_ __ ______
Expenditure on:
Cost of raising funds - 6,983 6,983
Charitable activities 118,663 565,096 683,759
_ __ ______
Total expenditure 118,663 572,079 690,742
_ __ ______
Net expenditure for the
year (17,078) (24,078) (41,156)
Total funds brought forward 29,286 274,895 304,181
_ _ _
Total funds carried
forward 12,208
 250,817 263,025

36

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

5 Donations and legacies

Restricted Unrestricted Total Total
funds funds 2021 2020
£ £ £ £
Donations: -
Cornwall Masonic - 1,000 1,000 -
Benevolent Charity
Masonic Charitable - 1,000 1,000 -
Foundation
Other small donations - 8,195 8,195 3,155
Grants:
CAF Coronavirus 8,200 - 8,200 -
Emergency Fund
Children in Need 3,800 - 3,800 9,586
Cornwall Community
Foundation (Community
Kitchen) 7,500 - 7,500 2,500
Cornwall Community
Foundation (Advice &
Wellbeing Café) 11,391 - 11,391 -
Cornwall Community
Foundation (Digital
Inclusion) 9,000 - 9,000 -
Cornwall Community
Foundation (Crisis Fund) 500 - 500 -
Cornwall Council inclusion
grants - - - 4,979
Developing Skills for
Business - 2,000 2,000 -
Disability Action DPO
Covid-19 Emergency Fund 3,267 - 3,267 -
Duchy Health Charity 5,000 - 5,000 -
Garfield Weston
Foundation 30,000 - 30,000 -
HMRC Job retention
scheme grants - 15,672 15,672 15,672
Lloyds Bank Foundation
React Fund 6,835 - 6,835 -
37

disAbility Cornwall and the Isles of Scilly

Local Authority
Discretionary Fund grant - 10,000 10,000 -
Masonic Charitable
Foundation 3,675 - 3,675 -
South West Community
Matters 1,000 - 1,000 -
The National Lottery
Community Fund
(Wellbeing Friends) 46,900 - 46,900 -
The National Lottery
Community Fund
(Coronavirus Community
Support Fund) 61,121 - 61,121 -
The National Lottery
Community Fund (Leaders
with Lived Experience) 24,983 - 24,983 -
The Rank Foundation 18,000 - 18,000 -
The Sobell Foundation 5,000 - 5,000 5,000
__ __ _ _
246,172 37,867 284,034 25,220

38

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

6 Income from charitable activities

Restricted
funds
Unrestricted
funds
£
£
Contracts:
Inclusion Matters
-
122,736
Information Advice and
Support Programme
-
-
SENDIASS (Cornwall)
-
-
SENDIASS (Isles of Scilly)
-
-
The Inclusivity Project
-
34,183
Village Works
-
66,485
Who Dares Works
-
22,825
Performance related
grants:
Lloyds Bank Foundation
23,700
-
Skills for Care
55,000
-
_
_
78,700
246,229
7
Income from primary purpose trading activities
Restricted
funds
Unrestricted
funds
£
£
Discharge to Assess
-
3,888
5 Degrees West
-
14,574
Access audits, focus
groups and consultancy
-
1,600
Discover Magazine sale of
adverts
-
500
Managed Accounts
-
101,944
Payroll
-
76,245
Other
-
35
_
_
-
198,786


 Total
2021
Total
2020
£
£
122,736
64,100
-
48,165
-
70,725
-
1,604
34,183
35,678
66,485
46,273
22,825
29,528
23,700
23,800
55,000
55,720
_
_
324,929
375,593

Total
2021
Total
2020
£
£
3,888
-
14,574
31,496
1,600
16,754
500
4,420
101,944
106,155
76,245
77,710
35
69
_ _
198,786
236,604

39

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

8
Income from other trading activities
Cornish Pixels
Independent Living Insurance
Commission
Meeting room hire
9
Investment income
Bank interest receivable
10Cost of raising funds
Wages and salaries
Cost of raising donations and
legacies via Free Will Service		 2021
2020
£
£
-
86
268
68
-
3,892
__
268
4,046

2021
2020
£
£
831
1,923

2021
2020
£
£
8,849
6,983
445
-
_ _
9,294
6,983

40

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

11 Cost of charitable activities

Cost of charitable activities
2021 2020
£ £
Salaries and pension contributions 518,345 465,578
Staff travel 1,952 9,607
Staff working from home expenses 2,814 -
Staff training and recruitment 2,311 4,325
5 Degrees West – training fees 7,770 27,443
Skills for Care funded training fees and expenses 42,660 35,365
Community Kitchen project costs 8,087 -
Have a Go Days direct project costs 2,169 13,622
Discover Magazine - 7,916
Every Customer Counts direct costs 8,774 23,604
Humans of the Peninsula direct costs 3,663 -
Advice & Wellbeing Café 21,102 -
Discharge to Assess direct costs (exc. salaries) 909 -
Other direct project costs 949 6,411
Access audit, focus groups and consultancy costs 103 1,922
Advertising and marketing 1,446 3,940
Business rates 301 300
Rent and office maintenance 18,778 18,944
Light, heat and water 2,910 1,944
Equipment and furnishings 7,429 1,548
IT maintenance 11,546 13,471
Insurance 1,795 1,495
Telephone 12,241 6,345
Postage, stationery and photocopier 5,321 11,222
Cleaning (including wages) 2,042 2,811
Professional fees 294 2,868
Minibus costs - 272
Subscriptions 2,712 3,796
Volunteer expenses - 599
Bank charges 69 65
Sundries and waste disposal 1,958 4,922
Depreciation - 5,306
Governance (note 12) 5,133 5,416
Bad debt written off 35 2,702
_ _
695,618
 683,759

41

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

12 Governance costs
Restricted Unrestricted Total Total
funds funds 2021 2020
£ £ £ £
Independent examiner’s fee
-		 2,368 2,368 2,160
Professional fees - 2,561 2,561 1,063
Management committee
expenses - 204 204 2,193
__ __ _ _
- 5,133 5,133
 5,416
13 Net income/(expenditure) for the year is stated after charging:
2021 2020
£ £
Independent examiner’s fee 2,368 2,160
Depreciation -
 5,306
14 Staff costs and numbers
2021 2020
Staff costs were as follows: £ £
Salaries 482,802 432,573
Social security costs 35,549 32,237
Pension contributions 8,842 7,751
__ __
527,193
 472,561
No employee received remuneration of £60,000 or more.
The average monthly number of employees employed by the company
during the year was:
2021 2020
No No
Charitable activities 25
 21

42

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

15 Pension contributions

Defined contribution schemes

Charge to the SOFA in respect of defined
contribution schemes		 2021
£
8,842
 2020
£
7,751

The company operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the company in an independently administered fund.

Contributions amounting to £Nil (2020: £Nil) were payable to the scheme at 31 March 2021.

16 Related party transactions

No remuneration was paid to the Trustees in 2021 or 2020. Attendance fees and reimbursement of travel costs were paid to nil (2050: 5) Trustees totalling £nil for participation in disability events and not for their Trusteeship duties (2020: £223). Expenses of £204 were paid to or on behalf of 5 (2020: 4) Trustees (2020: £827).

Remuneration of key management personnel

The remuneration of key management personnel is as follows:

2021 2020
£ £
Aggregate compensation 139,099 136,835

43

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

17Tangible fixed assets
Leasehold
improv’ts
Computer
equipment
Motor
vehicles
£
£
£
Cost
At 1 April 2020 and
31 March 2021
53,058
5,823
-
_
_
_
Depreciation
At 1 April 2020 and
31 March 2021
53,058
5,823
-
_
_
_
Net book value
At 31 March 2021
-
-
-



At 31 March 2020
-
-
-



18Debtors
2021
£
Other debtors
42,800
Prepayments
2,099
_

44,899

19Creditors: amounts falling due within one year
2021
£
Trade creditors
1,158
Other creditors
5,855
Accruals
2,786
_

9,799
 Total
£
58,881
_
58,881
_
-

-

2020
£
93,254
1,536
_
94,790
2020
£
4,518
22,525
4,479
_
31,522

44

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

20 Analysis of net assets between funds

Restricted
funds
Unrestricted
funds
£
£
Net current assets
51,504
315,457

Prior year analysis of net assets between funds
Restricted
funds
Unrestricted
funds
£
£
Net current assets
12,208
250,817		 Total
£
366,961
Total
£
263,025

21 Prior year analysis of net assets between funds

45

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

22 Restricted funds

Restricted funds
At At 31
1 April March
2020 Income Expenditure Transfer 2021
£ £ £ £ £
Grants:
CAF Coronavirus
Emergency Fund - 8,200 (8,200) - -
Children in Need 9,586 3,800 (7,998) - 5,388
Cornwall Community
Foundation
(Community Kitchen) 2,500 7,500 (10,000) - -
Cornwall Community
Foundation (Advice &
Wellbeing Café) - 11,391 - - 11,391
Cornwall Community
Foundation (Digital
Inclusion) - 9,000 - - 9,000
Cornwall Community
Foundation (Crisis
Fund) 122 500 (151) - 471
Disability Action DPO
Covid-19 Emergency
Fund - 3,267 (3,267) - -
Duchy Health Charity - 5,000 (5,000) - -
Garfield Weston
Foundation - 30,000 (30,000) - -
Lloyds Bank
Foundation - 23,700 (23,700) - -
Lloyds Bank
Foundation React
Fund - 6,835 (6,835) - -
Masonic Charitable
Foundation - 3,675 (3,675) - -
Skills for Care - 55,000 (55,000) - -
South West
Community Matters - 1,000 (1,000) - -
The National Lottery
Community Fund
(Wellbeing Friends) - 46,900 (46,900) - -

46

disAbility Cornwall and the Isles of Scilly

The National Lottery
Community Fund
(Coronavirus
Community Support
Fund) - 61,121 (61,121) - -
The National Lottery
Community Fund
(Leaders with Lived
Experience) - 24,983 (4,729) - 20,254
The Rank Foundation - 18,000 (18,000) - -
The Sobell Foundation - 5,000 - - 5,000
_ _ _ _ _
12,208 324,872 (285,576)
-		 51,504

47

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

24 Restricted funds (continued)

Purposes of restricted funds

CAF Coronavirus
EmergencyFund		 To increase capacity in our Disability Information
and Advice Line(DIAL).
Children in Need To deliver ‘Have a Go Days’
Cornwall Community
Foundation (Community
Kitchen)		 To deliver the ‘Community Kitchen’, free hot
meals delivered to vulnerable people self-
isolatingdue to COVID-19.
Cornwall Community
Foundation (Advice &
WellbeingCafé)		 To run an Advice & Wellbeing Café from our
local Rugby Club and remotely.
Cornwall Community
Foundation (Digital
Inclusion)		 To fund digital inclusion training for Disability
Alliance organisations. To purchase tablets and
smartphones for digitally excluded people
returninghome from hospital.
Cornwall Community
Foundation (Crisis Fund)		 To directly benefit people in crisis who are
urgently in need of small, one off amounts of
money.
Disability Action DPO
Covid-19 Emergency
Fund		 To increase capacity in our Disability Information
and Advice Line (DIAL).
Duchy Health Charity A Covid-19 Emergency Fund grant to support
the charity’s Covid-19 response.
Garfield Weston
Foundation		 Towards core staff salaries.
Lloyds Bank Foundation
React Fund		 To increase capacity in our Disability Information
and Advice Line (DIAL), and towards additional
costs of transitioning to remote delivery to allow
continued support throughout the lockdown.
Masonic Charitable
Foundation		 To deliver the ‘Community Kitchen’, free hot
meals delivered to vulnerable people self-
isolatingdue to COVID-19.

48

disAbility Cornwall and the Isles of Scilly

Skills for care To provide training to improve the knowledge
and skills of personal assistants (PAs) and their
employers(individual employers).
South West Community
Matters		 Towards our Disability Information and Advice
Line(DIAL).
The National Lottery
Community Fund
(Wellbeing Friends)		 To expand our frontline service to include
regular wellbeing phone calls to people who
were isolated and vulnerable as a result of the
Covid-19 pandemic. For our CEO to address
issues facing disabled people at a strategic
level.
The National Lottery
Community Fund
(Coronavirus Community
Support Fund)		 To run an Advice & Wellbeing Café from our
local Rugby Club and remotely.
The National Lottery
Community Fund
(Leaders with Lived
Experience)		 A two year project investigating the experiences
of Disabled People’s Organisations (DPOs)
across England during the Covid-19 pandemic,
and providing a structured peer support
programme.
The Rank Foundation Towards core costs of the charity.
The Sobell Foundation To deliver 'Have a Go Days'.
Lloyds Bank Foundation
For England and Wales		 To provide longer-term support to clients who
have had issues relating to Employment Support
Allowance, Universal Credit or Job Seeker's
Allowance, and who would like to make a
positive change in their life.

49

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

24 Prior year restricted funds

At At 31
1 April March
2019 Income Expenditure Transfer 2020
£ £ £ £ £
Grants:
Children in Need - 9,586 - - 9,586
CCF Crisis Fund 216 - (94) - 122
Cornwall Community
Foundation - 2,500 - - 2,500
Cornwall Council
Inclusion Grants - 4,979 (4,979) - -
Lloyds Bank Foundation - 23,800 (23,800) - -
Skills for Care - 55,720 (55,720) - -
The Hedley
Foundation 1,343 - (1,343) - -
The Henry Smith
Charity 14,022 - (14,022) - -
The MacRobert Trust 4,200 - (4,200) - -
The Sobell Foundation 4,200 5,000 (9,200) - -
Development project
(fixed assets) 5,305 - (5,305) - -
_ _ _ _ _
29,286 101,585 (118,663) - 12,208

50

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

25 Unrestricted funds

Unrestricted funds
At At 31
1 April March
2020 Income Expenditure Transfers 2021
£ £ £ £ £
Designated funds:
Running costs
reserve 118,000 - - 27,000 145,000
Future deficit reserve 90,000 - - 40,000 130,000
Fixed asset reserve - - - - -
Contracts reserves:
Inclusion Matters - 122,736 (122,736) - -
The Inclusivity
Project - 34,183 (34,183) - -
Village Works - 66,485 (66,485) - -
Who Dares Works - 22,825 (22,825) - -
_ _ _ _ _
208,000 246,229 (246,229) 67,000 275,000
General funds 42,817 237,747 (173,107) (67,000) 40,457
_ _ _ _ _
250,817
 483,976 (419,336) - 315,457

The running costs reserve is to fund a period of approximately three months of the expected core running costs, plus costs of closing the charity. This is held to enable the charity to seek alternative funding should existing funding cease, and to close the charity if alternative funding cannot be secured.

The future deficit reserve is a fund held to cover the latest forecasted deficit position at 31 March 2022.

The fixed asset reserve represents the value of funds held in fixed assets owned by the charity.

The contracts reserves are for funds held for specific contracts.

51

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

Contracts information

Inclusion Matters A Cornwall Council commissioned service
delivered in partnership, providing multi-faceted
1-2-1 support to adults with health and wellbeing
needs to increase wellbeing and connections to
their community.
The Inclusivity Project An European Regional Development Fund
research project led by Exeter University in
which we are a disability expert partner,
exploring barriers to employment for disabled
workers with a view to developing new policy
andproducts to overcome them.
Village Works A European Social Fund project delivered in
partnership, led by Inclusion Matters, providing
the very first steps to individuals who have
multiple and complex needs, targeted in rural
coastal villages.
Who Dares Works A European Social Fund and Nation Lottery
Community Fund project led by Active Plus, in
which we are a welfare entitlements specialist
partner, helping people in West Cornwall to
reconnect with education, training and
employment.

52

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

26 Prior year unrestricted funds

Designated funds:
Running costs
reserve
Future deficit reserve
Fixed asset reserve
Contracts reserves:
Inclusion Matters
Information Advice
and Support
Programme
SENDIASS
(Cornwall)
SENDIASS (Isles of
Scilly)
The Inclusivity
Project
Village Works
Who Dares Wins
General funds		 At
1 April
2019
£
118,000
90,000
2,800
-
-
-
-
-
-
-
_
210,800
64,095
_
274,895
 Income
Expenditure
Transfers
£
£
£
-
-
-
-
-
-
-
(2,800)
-
64,100
(64,100)
-
48,165
(48,165)
-
70,725
(70,725)
-
1,604
(1,604)
-
35,678
(35,678)
-
46,273
(46,273)
-
29,528
(29,528)
-
_
_
_
296,073
(298,873)
-
251,928
(273,206)
-
_
_
_
548,001
(572,079)
-		 At 31
March
2020
£
118,000
90,000
-
-
-
-
-
-
-
-
_
208,000
42,817
_
250,817

53

disAbility Cornwall and the Isles of Scilly

Notes

(forming part of the financial statements)

28 Financial commitments

At the reporting end date, the charity had outstanding commitments for future minimum lease payments under non-cancellable leases which fall due as follows:

follows:
Land and Land and
buildings buildings Other Other
2021 2020 2021 2020
£ £ £ £
Operating leases which
expire:
In one year 18,432 18,432 917 4,200
Between two and five years - - 1,088 2,018
__ __ __ _
18,432 18,432 2,005 6,218

54

disAbility Cornwall and the Isles of Scilly

Contact us

Industrial Estate Guildford Road Hayle TR27 4QZ

Tel: 01736 759500 Email: hello@disabilitycornwall.org.uk www.disabilitycornwall.org.uk

Disability Cornwall CornwallDC

55