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2024-11-30-accounts

EMDR Association

A Charity and a Company Limited by Guarantee

Trustees’ Report and Financial Statements

For the year ended

30[th] November 2024

Company number 07428145

EMDR Association

Year Ended 30[th] November 2024

Contents
Page
Trustees’ Report 1 - 7
Independent Examiners Report 8
Statement of Financial Activities 9
Balance Sheet 10 - 11
Notes to the Financial Statements 12 - 16

EMDR Association

Trustees Report for the year ended 30[th] November 2024

The Trustees present their annual report and financial statements for the year ended 30[th] November 2024.

The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the SORP 2019 Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Section 1 Section 1 Legal and Administrative Information
Charityname EMDR Association
Charity Commission
registered number
1140865
Companies House
registered number
07428145
For the financial year
endingon
30thNovember 2024
Charity’s principal
address
Third Floor Horton House, Exchange Flags, Liverpool, Merseyside, L2 3YL
Description of the charity’s trusts:
Governing document EMDR Association is a company limited by guarantee and a registered charity
governed by its Memorandum and Articles of Association. Members of the charitable
company guarantee to contribute an amount not exceeding £10 to the assets of the
company in the event of the company being wound up while they are members, or
within oneyear thereafter.
Objects of the charity The relief of sickness without prejudice to the generality of the foregoing to Advance
the theory and practice of Eye Movement Desensitisation and Reprocessing (EMDR)
and the relief of poverty and distress wherever it may arise by the provision of
humanitarian aid.
Specific investment
powers
None
Professional advisers:
Accountants Bradshaws Limited,Charter Court,2 Well House Barns,Bretton,Chester CH4 0DH
Bankers The Co-operative Bank, PO Box 250, Skelmersdale, England WN8 6WT
CAF Bank 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ
The CharityBank Ltd,Fosse House,182 High Street,Tonbridge,TN9 1BF
Solicitors Brabner’s,Horton House,Exchange Flags,Liverpool,L2 3YL
CompanySecretary Graeme Hughes,CharitySolicitor Brabner’s

-1-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Section 2 Trustees and Governance
The Trustees of the charity meet at least four times a year to administer the charity and also meet to approve the
accounts.
Name of Trustee Trustee Role
Kath Norgate President. Europe Representative
Matthew Wesson Past President(resigned on Tuesday 23rd April 2024)
Colleen Swindon Treasurer
Louise Mackinney Secretary, Governance
Alison Russell Chair of the Accreditation Committee
Russell Hurn President Elect, Chair of the Child and Adolescent Section
Justin Havens Chair of the Communications Committee
Heena Chudasama Chair of the Equality, Diversity and Inclusion Committee
Oenone Dudley Regional Group and Special Interest Group Co-ordinator
Andrew Wilkinson Trustee appointed at the AGM Saturday 16th March 2024
Emma Mullins-Crocker Trustee appointed at the AGM Saturday 16th March 2024
Philip Andrews Trustee appointed at the AGM Saturday 16th March 2024
Maeve Crowley Trustee resigned at the AGM Saturday 16th March 2024
Richard Mitchell Trustee resigned at the AGM Saturday 16th March 2024
Michael O’Connor Trustee resigned at the AGM Saturday 16th March 2024
Marian Tobin Trustee resigned at the AGM Saturday 16th March 2024
Trustee selection method:
Election at the AGM and co-option by the board. Trustees are appointed by vote at the annual AGM. The elected
Trustees can co-opt further Trustees as needed. It is the board’s policy that the chairs of the Accreditation
Committee and Child and Adolescent Section should always have a seat on the board.

-2-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Statement of Trustees responsibilities

The trustees (who are also directors of EMDR Association for the purposes of company law) are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

Public Benefit

Under the Charities Act 2011 the Charity is required to demonstrate that its aims are for the public benefit. The Trustees consider that the charity has met the criteria under both of the objects of the charity. The principals of public benefit are as follows:-

Principle 1 – There must be an identifiable benefit or benefits

the benefit is the advancement of the EMDR theory and practise and in so doing to assist the public

to access accredited, research based, effective interventions for psychological malaise.

Principle 2 – the benefit must be to the public, or a section of the public

the benefit is to the public as stated in the second object of the charity by the relief of poverty and distress wherever it may arise by the provision of humanitarian aid.

-3-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Section 3 Activities and Achievements

To date we now have nearly 7000 members and the Association is still growing. Business support, has helped us to progress our charitable aims and objectives. We are now in the process of employing our own administration team. We recruited an Operations Manager in April 2024, who has made an enormous difference to the scope and focus of our digital development, she has been responsible for driving the Single Login Membership Management System (Coalesce) forward towards its launch in 2025.

The digitisation of the accreditation process online is now in the final stage of testing for generic practitioner accreditation. We except this facility to sit within the Coalesce System soon. C&A and Consultant Accreditation will follow close behind. Roughly 444 applications were processed this year – an increase in keeping with member numbers.

This year the Association invested in a move away from the expensive cloud-based computer servers to physical servers, hosted and managed by a trusted partner, and cybersecurity training for staff and Trustees to help ensure all our members’ data is kept safe, as part of the behind the scenes activities required before the launch of the Coalesce System allowing members to record their CPD, activity towards accreditation, payment history and other important documents in a personalised, password protected folder.

During this financial year Diversity Matters training was attended by Trustees and representatives from our Regional Groups and Special Interest Groups. With rising prices and inflation, the Association’s commitment to supporting members to access appropriate good quality Training and the Equality, Diversity and Inclusion committee have been working hard within the board, to provide a pilot bursary scheme for EMDR and Child and Adolescent EMDR training in 2025/6. This supports our work to improve equality, diversity and inclusion (EDI) in the profession.

The Association engaged a part-time Academic and Research Liaison to assist in the work of the Research and Scientific Committee.

During this financial year the EMDR UK Association commissioned Sheffield Centre for Health and related Research (SCHARR) to undertake two independent reviews on its behalf. They were:

The Effectiveness, safety and cost-effectiveness of Eye Movement Desensitisation and Reprocessing (EMDR) for treatment and prevention of Post-Traumatic Stress Disorder (PTSD) in adults: A systematic review and meta-analysis.

A systematic review of RCTs and cost-effectiveness studies (within-trial or modelling-based) of EMDR (eye movement, desensitisation and reprocessing therapy), compared with trauma-focused cognitive behavioural therapy (TF-CBT) or waitlist or usual care assessing PTSD symptoms in children and adolescents, the Association anticipates these papers being available in 2025.

-4-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Section 3 (Contd) The Communications Committee have rolled out the Forum to members bringing the Association firmly into the 21st Century; looking outwards we now have a presence in social media and looking inwards the Forum and Communications Hub is now available to enable members to securely connect, share information and network.

Section 3 (Contd) The Communications Committee have rolled out the Forum to members bringing the
Association firmly into the 21st Century; looking outwards we now have a presence in
social media and looking inwards the Forum and Communications Hub is now available to
enable members to securely connect, share information and network.
Section 4 Financial Review
Incoming resources
Income from subscriptions has increased by 9%. The Association still offers teg free 12-month introductory
offer to new members and we are pleased to note that most of these members stay with us after their initial
free period.
The AGM and Conference in March remain very successful, the in-person places quickly sell out. For those who
are unable to attend in-person, the event was Hybrid which of course incurs high overheads, it is very
expensive to record and distribute the conference in real time. The Conference is organised as a benefit to
members and the wider EMDR community and as such does not seek to make a profit.
Outgoing resources
This year, expenditure is up significantly by 21% to £702,094, because of our recent research activities and our
investment in the Coalesce System.
We have invested significant funds, to bring the Coalesce System to the members. The trustees have financial
responsibilities that include managing the Associations money in the best interest of it’ members, and the
Coalesce System provides improved services to all our members.
Engaging more contracted staff has increased the wage bill and of course as ethical employers, the fees or
wages the Association pays are above the living wage thresholds.
Outgoing resources listed under Legal and Professional are related to fees paid to our Business Support
Provider as well as to our Legal Team. The portion relating to Legal fees has risen due to the need to protect
the EMDR UK trademark with the aim to of protecting the public from rogue traders.

-5-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Section 5 Policies
Reserves policy The Trustees previously established a policy whereby the unrestricted funds not
committed or invested in tangible fixed assets, which are the free reserves of the charity,
should be approximately 50% of general (unrestricted) operating costs. This is due to the
high rise in the cost of new activities and developments. The trustees are agreed that it
would be prudent to set aside sufficient funds to cover management, support and
administration costs to allow the charity to continue its activities in the event of a
significant drop in funding or business interruption. The free reserves at the 30th of
November 2024 are above this policy, however the charity is in the process of investing
funds to support the financial security of the Charity alongside the development of and
engagement with a research strategy beneficial to the charitable aims.
Grant-making
policy
The Trustees make grants to support research projects involving EMDR or related topics.
They also make grants in support of Trauma relief and related Humanitarian projects or
charities. The grants are discussed and voted on by the Trustees prior to any grant being
made.
Investments
Selection
policy
Having considered several options available, the trustees decided to take out an
investment portfolio with Greenbank which has a reputation for ethical and climate
change aware investment. This will also address the security issues of having large sums in
a small number of banking institutions. Trustees will of course continue to review the
charity’s investment policy on an ongoing basis.
Review of major
risks
The Trustees have completed their review of the major risks to the charity and have
annual renewal procedures in place to manage these risks. They have appointed a Charity
Solicitor as Company Secretary and continue working with their Charity Legal Team to fine
tune policies and develop clearer processes.

-6-

EMDR Association

Trustees Report for the year ended 30[th] November 2024 (continued)

Plans for the future We also look forward to the completion of our website and software overhaul, complete digitisation of the accreditation and membership experience. Including full online integration of the accreditation application process, bypassing the need for PDF forms. Integration of the EMDR Association UK Forums, and Find a Therapist, allowing you to network with other members and update your details directly through the member dashboard. Since the AGM in 2024 a working party of Trustees have been working hard to explore the feasibility of the EMDR Association having an Accredited Register approved by the Professional Standards Authority and becoming a Professional Registering body in its own right. Once these projects are completed there will be time for consolidation. Future planning will be guided by the continued growth of the membership and the outcome of current projects.

Section 6 Signature and Declaration

This report has been prepared in accordance with the special provisions for small companies under Part 15 of the Companies Act 2006.

Section 6 Signature and Declaration
This report has been prepared in accordance with the special provisions for small companies under Part 15 of
the Companies Act 2006.
Declaration I declare, in my capacity as charity trustee, that:

the trustees have approved the report above; and

have authorised me to sign on their behalf.
Signature
Full Name Kath Norgate
Position President
Date 22ndMarch 2025

-7-

EMDR Association

Independent Examiner's Report to the Trustees of EMDR Association

I report to the charity trustees on my examination of the accounts of the company for the year ended 30[th] November 2024 which are set out on pages 9 to 16.

Responsibilities and basis of report

As the charity trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your company’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A J Bradshaw FCA Independent Examiner Bradshaws Limited Chartered Accountants

Charter Court Well House Barns Chester Road Bretton, Chester CH4 0DH

22[nd] March 2025

-8-

EMDR Association

STATEM ENT OF FINANCIAL ACTIVITIES YEAR ENDED 30[th] NOVEMBER 2024

(including income and expenditure account)

Notes
Unrestricted
Funds
£
Income:
Incoming from charitable activities:
Membership subscriptions
423,488
Accreditation fees
31,505
Consultants training
28,735
Other income
1,000
Regional group income
16
63,742
Investment Income
23,145
AGM and conference surplus
116,117
__
Total income
687,732
_
Expenditure:
Expenditure on charitable activities
3
644,425
Regional group expenditure
16
57,669

Total expenditure
702,094
Net income and net movement in funds
for the year
(14,362)
Reconciliation of funds
Total funds brought forward
991,165
___
Total funds carried forward
976,803
Total
2024
Unrestricted
Funds
£
£
423,488
387,679
31,505
26,210
28,735
26,620
1,000
14,061
63,742
72,272
23,145
3,811
116,117
182,079
__
_
687,732

712,732

644,425
501,479
57,669
78,372


702,094
579,851
(14,362)
132,881
991,165
858,284

___
976,803
991,165
Total
2023
£
387,679
26,210
26,620
14,061
72,272
3,811
182,079
__
712,732
_
501,479
78,372

579,851
132,881
858,284
___
991,165

There are no restricted funds for the current or comparative year.

The notes on pages 12 to 16 form part of these financial statements

-9-

EMDR Association

BALANCE SHEET AS AT 30[th] NOVEMBER 2024

2024
Notes
£
Fixed assets
Tangible assets
8
Current assets
Debtors
9
19,334
Cash at bank and in hand
10
1,008,713
__
1,028,047
Current liabilities
Creditors amounts falling due within one year
11
(52,986)
____
Net current assets
Total assets less current liabilities
Net assets
The funds of the charity:
Unrestricted income funds
12
Designated funds
16
Total charity funds
2023
£
£
1,742
78,689
952,785
__
1,031,474
(41,409)
_
975,061

976,803

976,803
426,803
550,000
___
976,803

£
1,100
990,065
__
991,165
____
991,165

441,165
550,000
______
991,165

The trustees’ statements required by Section 475(2) and (3) are shown on the following page which forms part of this Balance Sheet

-10-

EMDR Association

BALANCE SHEET (Continued) FOR THE YEAR ENDED 30[th] NOVEMBER 2024

For the year ended 30[th] November 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Trustees' responsibilities

• The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476; and

• The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements were approved by the board on 22[nd] March 2025 and signed on its behalf by

Kathleen Norgate President

Colleen Swindon Trustee / Treasurer

Company Registration Number:- 07428145

The notes on pages 12 to 16 form part of these financial statements -11-

EMDR Association

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30[th] NOVEMBER 2024

1

Accounting policies

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year and the preceding year.

1.1

Basis of accounting

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity’s governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic of Ireland published on 16th July 2014.

The trust constitutes a public benefit entity as defined by FRS 102. The Trustees consider that there are no uncertainties about the Trust’s ability to continue as a going concern over the next twelve months.

1.2

Fund accounting

Funds held by the Charity are:

Unrestricted general funds – General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Restricted fund – these are funds set aside by the Trustees out of restricted general funds for specific future purposes or projects.

1.3

Incoming resources

All incoming resources are included in the SOFA when the Charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

1.4 Grants payable and receivable

All grants are accounted for gross when receivable. Grants payable are recognised as expenditure when the commitment is entered into.

1.5

Resources expended

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with use of the resources.

-12-

EMDR Association

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30[th] NOVEMBER 2024 (Continued)

1.6

Tangible fixed assets and depreciation

Depreciation is provided at rates calculated to write off the costs less residual value of each asset over its expected useful life as follows;-

Fixtures, fittings and expenditure

1.7 Foreign currency

Monetary assets and liabilities denominated in foreign currencies are translated into sterling at the rates of exchange prevailing at the accounting date. Transactions in foreign currencies are recorded at the date of the transactions. All differences are taken to the Statement of Financial Activities.

2. Cashflow statement

The Charity is exempt from the requirement to prepare a cashflow statement because it is a small Charity.

3

Costs of charitable activities
Unrestricted
Funds
£
Wages
77,453
Employee Pension
911
Consultant training
25,412
Europe capitation and certificates
31,862
Insurance
2,195
Office costs
20,192
Newsletter
6,263
Press officer
29,079
Website costs
144,405
Software
17,341
Travel
9,938
Accommodation
10,570
Venue and catering
13,749
Legal and professional
144,071
Springer journal subscription
21,855
Eco Carbon Offset
(607)
Research
85,684
Accountancy
2,334
Depreciation of fixtures and equipment
799
Bank Charges
919
Interest on Overdue Taxation
-
______
Total Expenditure
644,425
Total
2024
Unrestricted
Funds
£
£
77,453
39,511
911
500
25,412
15,642
31,862
28,785
2,195
2,151
20,192
29,703
6,263
6,150
29,079
22,133
144,405
64,341
17,341
5,823
9,938
16,252
10,570
9,397
13,749
18,149
144,071
142,737
21,855
18,369
(607)
1,840
85,684
76,546
2,334
2,169
799
529
919
750
-
2
__
____
644,425
501,479
Total
2023
£
39,511
500
15,642
28,785
2,151
29,703
6,150
22,133
64,341
5,823
16,252
9,397
18,149
142,737
18,369
1,840
76,546
2,169
529
750
2
______
501,479

-13-

EMDR Association

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30[th] NOVEMBER 2024 (Continued)

4 Net incoming resources for the year

Net incoming resources is stating after charging:
Depreciation and other amounts written off tangible fixed assets
Accountancy fees for independent examination
Total
2024
£
799
2,334
Total
2023
£
529
2,169

5 Staff numbers and costs

There are 4 permanent part-time administrators employed by the charity working a combined total of 74 hours a week. The total employee benefits of the key personnel of the Trust were £77,453 (2023: £39,511).

No employee of the Charity received emoluments of more than £60,000 (2023: none). During the year the average monthly head count was 4 employees (2023: 3). The cost to the Charity were:

Wages & Salaries

Pension costs
Support costs
Total
2024
£
56,661
911
20,792
______

78,364
Total
2023
£
39,511
500
-
______
40,011

6 Trustees’ remuneration and expenses

In the annual year ending 30 November 2024, Ms M Crowley received £1,200 for assisting with Consultant’s Training in accordance with the Associations policy of renumerating trustees for services outside their portfolio. This year the Association’s payment to Ecoligi for activities to offset our carbon footprint was £3,642. 15 trustees claimed £8,464 in Travel and subsistence and the cost of sending 2 trustees as Europe representatives to the Europe board and committee meetings was £2,671 including accommodation.

7 Taxation

The company was a charity during the year therefore had no taxable income and hence no corporation tax to pay.

-14-

EMDR Association

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30[th] NOVEMBER 2024 (Continued)

Fixtures,
fittings and
equipment
8
Tangible fixed assets
£
Cost
At 1stDecember 2023
2,555
Additions
1,441
Disposals
-
__
At 30thNovember 2024
3,996
Depreciation
At 1st December 2023
1,455
Charge for the year
799
Disposals
-
_
At 30thNovember 2024
2,254
Net book Values
At 30thNovember 2024
1,742
__
At 30thNovember 2023
1,100
9
Debtors
Total
2024
£
Trade debtors
5,332
Prepayments
14,002

19,334
10
Bank
Total
2024
£
Cash at bank and in hand
843,525
Regional group - cash at bank and in hand
165,188
___

1,008,713
Total
£
2,555
1,441
-
__
3,996
1,455
799
-
_
2,254
1,742
__
1,100
Total
2023
£
66,598
12,091
_
78,689
Total
2023
£
808,515
144,270
___
952,785

-15-

EMDR Association

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30th NOVEMBER 2024 (Continued)
11
Creditors – amounts falling due within
one year
Total
2024
£
Trade Creditors
50,483
Accruals
522
Taxation and social security
1,981
Other creditors
-
52,986
12
Analysis of net assets between funds
Unrestricted
Funds
Designated
Funds
Fund balances at 30thNovember 2023
£
£
Are represented by:
Tangible fixed assets
1,742
-
Current assets
478,047
550,000
Less : Current liabilities
(52,986)
-
__
____
426,803
550,000
Total
2023
£
41,079
522
(303)
111
41,409
Total
Funds
£
1,742
1,028,047
(52,986)
______
976,803

13 Capital commitments

There were no capital commitments authorised or contracted for at the year-end.

14 Control

The Charity is under the control of the Trustees.

15 Company limited by guarantee

EMDR Association is a company limited by guarantee and accordingly does not have a share capital. Every member of the company undertakes to contribute such amount as may be required not exceeding £10 to the assets of the charitable company in the event of its being wound up while he or she is a member, or within one year after he or she ceases to be a member.

16 Charity funds ………...General Fund………… ………...General Fund………… ………...General Fund…………
Regional Designated
Total
EMDR Groups Total Fund Funds
£ £ £ £ £
At the beginning of the year 296,895 144,270 441,165 550,000 991,165
Income 623,990 63,742 687,732 - 687,732
Expenditure (644,425) (57,669) (702,094) - (702,094)
Transfer (14,845) 14,845 ______**- ** ______**- ** ______-
261,615 165,188 426,803 550,000 976,803
__ ____ __ ____ ______ __ __ __ ___ ___

The Association is keen to promote EMDR and possibly support research projects involving EMDR. A large, gold standard research project is phenomenally expensive thus the trustees continue to set aside funds for any potential future projects in the Designated Fund.

-16-