OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-02-28-accounts

The J Cohen Family Charitable Trust The J Cohen Family Charitable Trust The J Cohen Family Charitable Trust 1140810 1140810 CC16a
For the period
from		 01/03/2024
Period start date		 To 28/02/2025
Period end date
Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest
£
7,120
-
-
7,120
-
-
-
7,120
26,500
2,160
290
28,950
-
-
28,950
- 21,830
23,660
2,513
4,343		 Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Endowment
funds
to the nearest £
-
3,750
15,000
-
18,750
-
-
-
18,750
-
-
-
-
-
-
-
18,750
- 23,660
157,081
152,171		 Total funds
to the nearest £
7,120
3,750
15,000
-
25,870
-
-
-
25,870
26,500
2,160
290
28,950
-
-
-
28,950
- 3,080
-
159,594
156,514		 Last year
to the nearest £
Income from Interest 7,120 4,579
HMRC Gift aid 6,250
Additions from settlor - 25,000
- -
Sub total(Gross income for
AR)		 7,120 35,829
A2 Asset and investment sales,
(see table).
Sale of investments -
- -
Sub total - -
Total receipts
A3 Payments
35,829
Charitable Payments 26,500 36,033
Trust administration charges 2,160 2,160
Cash management charges 290 296
**Sub total ** 28,950 38,489
A4 Asset and investment
purchases, (see table)
Investmentpurchases
-
**Sub total ** - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
38,489
- 21,830 - 18,750 - 3,080 - 2,660
23,660 - 23,660 - -
2,513 157,081 159,594 162,254
4,343 - 152,171 156,514 159,594

CCXX R1 accounts (SS)

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds		 Details
Investment portfolio
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Capital account
Income account
Signature		 Details
Investment portfolio
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Capital account
Income account
Signature		 Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
4,343
-
-
-
4,343
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
Endowment
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
Print Name
Christopher Thurlow on behalf of Ludlow
Trust CompanyLtd
 Endowment
funds
to nearest £
152,171
-
-
152,171
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
Christopher Thurlow on behalf of Ludlo
Trust CompanyLtd
 22/12/2025
Ch ~~T~~)
~~ris Thurlow (Dec 22, 2025 20:40:50 GM~~

CCXX R2 accounts (SS)

2

Trustees’ Annual Report for the period

From 01/03/2024 To 28/02/2025

Charity name: The J Cohen Family Charitable Trust Charity registration number: 1140810

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 The Trustees shall hold the capital and
income of the Trust Fund upon trust to apply
the income and all or such part or parts of
the capital at such time or times and in such
manner to or for the benefit of such
exclusively charitable objects and purposes
in any part of the world as the Trustees may
in their absolute discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 In furtherance of the charity’s objects for
the public benefit the trustees provides
grants in accordance with the trust deed.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 In determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38
Policy on social investment
including program related
investment		 Para 1.38
Contribution made by
volunteers		 Para 1.38

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 Grants awarded totalled £26,500. They
were distributed to the following recipients:
-
CHABAD lubavitch UK
-
Halev Ltd
-
The Chicken Soup Shelter
-
Neveh Shalom
-
Shema Bni
-
University
College
School
Hampstead
-
StandWithUs UK
-
Beit Halochem UK
-
JNF Charity

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against
objectives set		 Para 1.41
Performance of fundraising
activities against objectives
set		 Para 1.41
Investment performance
against objectives		 Para 1.41

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period		 Para 1.21 At the end of the reporting period the charity
had free reserves of £4,343 (2024: £2,513).

In addition to the free reserves the charity
has bank balances of £152,171 (2024:
£157,081 and no investments within the
expendable endowment fund which can be
released to support the activities of the
charity.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves		 Para 1.22

Details of fund materially in Para 1.24 deficit Explanation of any Para 1.23 uncertainties about the charity continuing as a going concern

Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Trust deed dated 08/02/2011
How is the charity
constituted?		 Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 Trustees are appointed by the existing
trustees.
Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees		 Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works		 Para 1.51
Relationship with any related
parties		 Para 1.51 No trustee received any remuneration or
was reimbursed any expenses in the year
under review.
Ludlow Trust Company Limited was paid
£2,450 for trust administration services and
cash management fees during the year
under review. These fees are authorised
under clause 3.16 of the trust deed.
During the period a grant was made to the
University College School, Hampstead.
Joseph Cohen declared that he is a trustee
of the University College School and would
not therefore take part in consideration of
the proposed grant. In the circumstances
Ludlow Trust Company, as the sole

remaining unconflicted Trustee, and in exercise of the powers contained in clause 2.3 of the original Trust Deed, and in accordance with the provisions contained in clause 5.2, approved the proposed grant.

Reference and Administrative details

Charity name The J Cohen Family Charitable Trust
Other name the charity uses
Registered charity number 114810
Charity’s principal address Ludlow Trust Company Ltd
Tower Wharf
Cheese Lane
BRISTOL
BS2 0JJ

Names of the charity trustees who manage the charity

1
2		 Trustee name Office (if any) Dates acted if not for whole
year		 Name of person (or body) entitled
to appoint trustee (if any)
Ludlow Trust
CompanyLtd
Joseph Cohen

– Corporate trustees names of the directors at the date the report was approved

Director name Gary St John Collins Walter Duncan Coxon Ali Reza Sarikhani Ziba Christina Sakine Sarikhani Christopher Ian Thurlow Matthew John Wickers John Dennis (Resigned 25/10/2024)

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser Name
Address		 Name
Address
Investment Managers
Bankers
Accountants Charter Tax Consulting
Limited		 8th Floor 1 Southampton Street,
London, United Kingdom, WC2R 0LR

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

----- Start of picture text -----
Signature(s)
Chris Thurlow (Dec 22, 2025 20:40:50 GMT)
Full name(s) Christopher Thurlow on behalf of
Ludlow Trust Company Ltd
Position (eg Secretary,
Chair, etc)
Date
22/12/2025
----- End of picture text -----

2025-12-22JCohenFamilyCT-ReceiptsAndPaym ents

Final Audit Report 2025-12-22 Created: 2025-12-22 By: Marta Kurpickaja (marta.kurpickaja@ludlowtrust.com) Status: Signed Transaction ID: CBJCHBCAABAAQzQ2a_UBUFQUAEhaJ38fDBTYtgqlHXTN

"2025-12-22JCohenFamilyCT-ReceiptsAndPayments" History

Document created by Marta Kurpickaja (marta.kurpickaja@ludlowtrust.com) 2025-12-22 - 8:32:57 PM GMT

Document emailed to Chris Thurlow (chris.thurlow@ludlowtrust.com) for signature 2025-12-22 - 8:33:02 PM GMT

Email viewed by Chris Thurlow (chris.thurlow@ludlowtrust.com) 2025-12-22 - 8:40:31 PM GMT

Document e-signed by Chris Thurlow (chris.thurlow@ludlowtrust.com) Signature Date: 2025-12-22 - 8:40:50 PM GMT - Time Source: server

Agreement completed.

2025-12-22 - 8:40:50 PM GMT

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name members of The J Cohen Family Charitable Trust On accounts for the year 28 February 2025 Charity no 1140810 ended (if any) Set out on pages Financial statements page 1-2 Trustee report page 3-10 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 28/02/2025 .

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 23/12/2025 Signed: Name: Ian Rodd Relevant professional BSc FCA qualification(s) or body (if any): Address: TC Group 10 Bridge Street, Christchurch Dorset BH23 1EF

1

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

n/a

2

IER