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2025-12-31-accounts

REGISTERED CHARITY NUMBER: 1140734

Speen Baptist Church

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31st December 2025

Tobutt & Co 132 Northampton Lane North Moulton Northampton NN3 7QW

Speen Baptist Church

Contents of the Financial Statements for the Year Ended 31st December 2025

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13
Detailed Statement of Financial Activities 14 to 15

Report of the Trustees for the Year Ended 31st December 2025

Speen Baptist Church

The trustees present their report with the financial statements of the charity for the year ended 31st December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities. The objects are set out in the governing document mentioned below. In summary they are:

The managing trustees have the authority to make decisions concerning financial donations up to £500. Anything above that amount must be ratified by the members.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

We continue to offer weekly worship services, prayer meetings, home groups, home visits and other aspects of a Christian community throughout the year. The church membership and visitors continue to meet regularly on Sundays and throughout the week. We have seen some new faces arrive, two baptisms, some old friends move on, and we worship God throughout.

Tiddlers and Toddlers goes from strength to strength with growing numbers of mums, dads, grandparents and carers enjoying this weekly activity as much as the children. The Memory Café, for those affected directly or indirectly by dementia, has grown in popularity and benefit to the local community in this complex area of life. Many ad hoc events were also hosted across the year, including visits by the local school, various hospitality events for all ages, and special worship services to mark significant dates in the Church calendar.

2025 saw Speen Church resurface a section of the car park and footpaths to aid accessibility for all. This was funded by donations from church attendees and generous grants from local and national organizations (Bucks Community Association, Central Baptist Association, Garfield Weston Foundation, Lacey Green Parish Council and Shanley Foundation) for which we are grateful. The safety and attractiveness of the church grounds were also enhanced by a substantial amount of tree surgery, mainly removing trees suffering from Ash Dieback. Approximately £40,000 was spent on these two projects to keep the church environment in good condition for the future.

In less structured ways the church fellowship continued to serve the local community, especially given cost-of-living pressures, the ongoing war in Ukraine and global instability. We continue to welcome Ukrainian refugees into the fellowship, as well as building relationships with other local people including refugees from other nations, those struggling to make ends meet and dealing with the health and relationship challenges of daily life. We also sustained our support for overseas mission charities in India and Ethiopia, relieving poverty and sharing the love of Jesus with many at home and overseas.

Financially we retain reasonable reserves at the year end and at the time of signing off these accounts.

We thank God for all of these things. Praise God for a blessed year, with much to look forward to.

Page 1

Report of the Trustees for the Year Ended 31st December 2025

Speen Baptist Church

FINANCIAL REVIEW

Financial Review

The church received income for unrestricted use of £63,255 from various sources, with the largest share being regular donations from church attendees. We received £13,225 of donations and £19,750 of grants as restricted funds used on the car park resurfacing project. Finally, a total of £9,805 in interest was received, most of which is attributable to the Ethiopia restricted fund.

Unrestricted expenditure totalled £68,963 leaving a £5,708 deficit within the church funds for the year. Note that the unrestricted expenditure included the one-off costs of tree surgery and hedge planting of around £7,000. Normal monthly income now roughly matches our normal monthly expenses excluding this one-off item, hence giving comfort that the church can meet all financial obligations as they fall due in the future.

Expenditure included donations from the Ethiopia restricted funds of £5,682 sent to Ethiopia to support a rural church building project and some pastoral work by Ethiopian nationals. The building work has been completed despite ongoing political instability and we give thanks to God for this and for the courage of the people living and working in that unsettled region.

The policy on reserves is to aim to maintain at least 3 months of average normal expenses in net current assets. This objective was met throughout the year.

The public benefit objectives have been supported by the expenditure on serving the local community, making grants to Ethiopia and other charities, maintaining the church facilities and other general expenditure of the church. All of this supports our objectives of sharing the gospel of Jesus and putting it into practice amongst the local community, and further afield for the benefit of those in poverty and need.

FUTURE PLANS

The objective remains to continue providing the public benefits as set out in the summary of activities and financial review above.

The Chapel and Church Hall are in excellent condition and offer good facilities to the church and local community. Hospitality events, the Tiddlers and Toddlers group, Memory Café and our routine church activities will continue for the foreseeable future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Speen Church is an unincorporated charity governed by a constitution based on the Baptist Union guidance and adopted by the members. The existing members appoint managing trustees (see below) following the provisions set out in the above governing constitution. Significant decisions concerning Speen Church are debated by the managing trustees who then make a proposal to the membership, which is decided by a vote.

Public benefit

The church acknowledges its requirement to demonstrate clearly that it must have charitable purposes that are for the public benefit. The activities set out above illustrate the public benefit provided this year.

Trustees (Deacons)

Baptist Union Corporation Limited is the custodian trustee for the properties. The trustees listed below are managing trustees.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1140734

Page 2

Speen Baptist Church

Report of the Trustees for the Year Ended 31st December 2025

Principal address Chapel Hill Speen Princes Risborough Buckinghamshire HP27 0SP

Trustees Ms J E Hearn (resigned 27.3.25) S J C Booth J P H Entwisle Ms A L Wright Revd T R Deller Ms L J Pearce (appointed 27.3.25) Ms S Leach (appointed 27.3.25) Independent Examiner I A Tobutt FCCA Tobutt & Co 132 Northampton Lane North Moulton Northampton NN3 7QW Approved by order of the board of trustees on ............................................. and signed on its behalf by:

................................................................. J P H Entwisle - Trustee

Page 3

Independent Examiner's Report to the Trustees of Speen Baptist Church

Independent examiner's report to the trustees of Speen Baptist Church

I report to the charity trustees on my examination of the accounts of Speen Baptist Church (the Trust) for the year ended 31st December 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

I A Tobutt FCCA

Tobutt & Co 132 Northampton Lane North Moulton Northampton NN3 7QW Date: .............................................

Page 4

Speen Baptist Church

Statement of Financial Activities for the Year Ended 31st December 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Charitable activities
Grant income
Cost of charitable activities
Other trading activities
3
Investment income
4
Total
EXPENDITURE ON
Raising funds
5
Charitable activities
6
Cost of charitable activities
Total
NET INCOME/(EXPENDITURE)
Transfers between funds
13
Other recognised gains/(losses)
Gains on revaluation of fixed assets
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
60,449
-
-
2,504
302
63,255
10,037
58,926
68,963
(5,708)
(2,210)
24,845
16,927
723,176
740,103
Restricted
funds
£
13,225
-
19,750
-
9,503
42,478
35,185
5,682
40,867
1,611
2,210
49,496
53,317
1,957,913
2,011,230
2025
Total
funds
£
73,674
-
19,750
2,504
9,805
105,733
45,222
64,608
109,830
(4,097)
-
74,341
70,244
2,681,089
2,751,333
2024
Total
funds
£
249,730
850
-
2,795
891
254,266
3,916
65,143
69,059
185,207
-
190,769
375,976
2,305,113
2,681,089

The notes form part of these financial statements

Page 5

Speen Baptist Church

Balance Sheet 31st December 2025

Notes
FIXED ASSETS
Tangible assets
11
CURRENT ASSETS
Debtors
12
Cash at bank
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
13
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
711,639
10,693
17,771
28,464
28,464
740,103
740,103
Restricted
funds
£
1,818,187
-
193,043
193,043
193,043
2,011,230
2,011,230
2025
Total
funds
£
2,529,826
10,693
210,814
221,507
221,507
2,751,333
2,751,333
740,103
2,011,230
2,751,333
2024
Total
funds
£
2,455,485
11,194
214,410
225,604
225,604
2,681,089
2,681,089
723,176
1,957,913
2,681,089

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J P H Entwisle - Trustee

The notes form part of these financial statements

Page 6

Speen Baptist Church Notes to the Financial Statements for the Year Ended 31st December 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

The financial statements have been prepared on a going concern basis. The trustees have reviewed and considered relevant information, including the annual budget and future cash flows in making their assessment. Based on these assessments, given the measures that could be undertaken to mitigate the current adverse conditions, and the current resources available, the trustees have concluded that they can continue to adopt the going concern basis in preparing the annual report and accounts.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Tangible fixed assets are recognised at cost initially but annually revalued to their insured amount as this is deemed the most appropriate basis for valuing the assets.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Page 7

continued...

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

2.
DONATIONS AND LEGACIES
Donations
Gift aid
Legacies
Hall hire
3.
OTHER TRADING ACTIVITIES
Social events
Burial fees
4.
INVESTMENT INCOME
Interest
5.
RAISING FUNDS
Investment management costs
Property repairs
Maintenance charges
Car park and path resurfacing
6.
CHARITABLE ACTIVITIES COSTS
Grant
Direct
funding of
Costs
activities
£
£
Cost of charitable activities
61,773
2,093

Page 8

continued...

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

7. SUPPORT COSTS

SUPPORT COSTS
Governance
Finance costs Totals
£ £ £
Cost of charitable activities 142 600 742

8. TRUSTEES' REMUNERATION AND BENEFITS

During the year, Rev T Deller received remuneration of £30,000 (2024 - £29,000).

Trustees' expenses

During the year, members of the board of trustees - Ms J Pearce and Mr J Entwisle received reimbursement of £570.32 (2024 - £261.28) and £Nil (2024 - £4,255.16) respectively.

9. STAFF COSTS

Wages and salaries
Other pension costs
2025
£
30,000
3,774
33,774
2024
£
29,000
3,689
32,689

The average monthly number of employees during the year was as follows:

Ministry team
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
68,858
Charitable activities
Grant income
850
Other trading activities
2,795
Investment income
12
Total
72,515
EXPENDITURE ON
Raising funds
3,662
Charitable activities
Cost of charitable activities
63,643
Total
67,305
2025
1
Restricted
funds
£
180,872
-
-
879
181,751
254
1,500
1,754
2024
1
Total
funds
£
249,730
850
2,795
891
254,266
3,916
65,143
69,059

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Page 9

continued...

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

10.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted
Restricted
fund
funds
£
£
NET INCOME
5,210
179,997
Transfers between funds
46,053
(46,053)
Other recognised gains/(losses)
Gains on revaluation of fixed assets
139,250
51,519
Net movement in funds
190,513
185,463
RECONCILIATION OF FUNDS
Total funds brought forward
532,663
1,772,450
TOTAL FUNDS CARRIED FORWARD
723,176
1,957,913
11.
TANGIBLE FIXED ASSETS
Fixtures
Freehold
Church
and
property
Manse
fittings
£
£
£
COST OR VALUATION
At 1st January 2025
1,768,691
623,874
62,920
Revaluations
49,496
23,084
1,761
At 31st December 2025
1,818,187
646,958
64,681
NET BOOK VALUE
At 31st December 2025
1,818,187
646,958
64,681
At 31st December 2024
1,768,691
623,874
62,920
Cost or valuation at 31st December 2025 is represented by:
Fixtures
Freehold
Church
and
property
Manse
fittings
£
£
£
Valuation in 2020
33,503
12,894
-
Valuation in 2021
149,538
32,420
8,077
Valuation in 2022
153,701
76,963
5,468
Valuation in 2023
41,869
12,790
1,489
Valuation in 2024
51,519
137,417
1,833
Valuation in 2025
49,496
23,084
1,761
Cost
1,338,561
351,390
46,053
1,818,187
646,958
64,681
Total
funds
£
185,207
-
190,769
375,976
2,305,113
2,681,089
Totals
£
2,455,485
74,341
2,529,826
2,529,826
2,455,485
Totals
£
46,397
190,035
236,132
56,148
190,769
74,341
1,736,004
2,529,826

Page 10

continued...

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

Speen Baptist Church

12. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other debtors
13.
MOVEMENT IN FUNDS
At 1.1.25
£
Unrestricted funds
General fund
723,176
Restricted funds
Baptist Union Corporation
1,768,691
Ethiopia
189,222
Car park and path resurfacing
-
1,957,913
TOTAL FUNDS
2,681,089
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
63,255
Restricted funds
Baptist Union Corporation
-
Ethiopia
9,503
Car park and path resurfacing
32,975
42,478
TOTAL FUNDS
105,733
Net
movement
in funds
£
19,137
49,496
3,821
(2,210)
51,107
70,244
Resources
expended
£
(68,963)
-
(5,682)
(35,185)
(40,867)
(109,830)
2025
£
10,693
Transfers
between
funds
£
(2,210)
-
-
2,210
2,210
-
Gains and
losses
£
24,845
49,496
-
-
49,496
74,341
2024
£
11,194
At
31.12.25
£
740,103
1,818,187
193,043
-
2,011,230
2,751,333
Movement
in funds
£
19,137
49,496
3,821
(2,210)
51,107
70,244

Page 11

continued...

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

Speen Baptist Church

13. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Restricted funds
Baptist Union Corporation
Ethiopia
TOTAL FUNDS
At 1.1.24
£
532,663
1,763,225
9,225
1,772,450
2,305,113
Net
movement
in funds
£
144,460
51,519
179,997
231,516
375,976
Transfers
between
funds
£
46,053
(46,053)
-
(46,053)
-
At
31.12.24
£
723,176
1,768,691
189,222
1,957,913
2,681,089

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Restoration Fund
Baptist Union Corporation
Ethiopia
TOTAL FUNDS
Incoming
resources
£
72,515
254
-
181,497
181,751
254,266
Resources
expended
£
(67,305)
(254)
-
(1,500)
(1,754)
(69,059)
Gains and
Movement
losses
in funds
£
£
139,250
144,460
-
-
51,519
51,519
-
179,997
51,519
231,516
190,769
375,976
Gains and
Movement
losses
in funds
£
£
139,250
144,460
-
-
51,519
51,519
-
179,997
51,519
231,516
190,769
375,976
231,516
375,976

14. EMPLOYEE BENEFIT OBLIGATIONS

The charity operates a defined contribution pension scheme. Contributions payable by the charity amounted to £3,774 (2024 - £3,689).

Page 12

continued...

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2025

15. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2025.

Page 13

Speen Baptist Church

Detailed Statement of Financial Activities for the Year Ended 31st December 2025

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Legacies
Hall hire
Other trading activities
Social events
Burial fees
Investment income
Interest
Charitable activities
Grants
Total incoming resources
EXPENDITURE
Investment management costs
Property repairs
Maintenance charges
Car park and path resurfacing
Charitable activities
Wages
Pensions
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Sundries
Other costs
Ethiopia donations
Grants to individuals
2025
£
62,447
10,773
-
454
73,674
2,124
380
2,504
9,805
19,750
105,733
9,722
315
35,185
45,222
30,000
3,774
4,049
2,768
4,506
1,209
1,129
-
8,656
5,682
2,093
63,866
2024
£
56,933
11,194
180,618
985
249,730
2,695
100
2,795
891
850
254,266
1,857
2,059
-
3,916
29,000
3,689
2,951
2,789
4,799
1,216
908
424
16,585
500
1,500
64,361

This page does not form part of the statutory financial statements

Page 14

Speen Baptist Church

Detailed Statement of Financial Activities for the Year Ended 31st December 2025

Support costs
Finance
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net (expenditure)/income
2025
£
142
600
109,830
(4,097)
2024
£
222
560
69,059
185,207

This page does not form part of the statutory financial statements

Page 15