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2020-12-31-accounts

REGISTERED CHARITY NUMBER: 1140734

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2020

for

Speen Baptist Church

Haines Watts Chartered Accountants Milton House Gatehouse Road Aylesbury Buckinghamshire HP19 8EA

Speen Baptist Church

Contents of the Financial Statements for the Year Ended 31 December 2020

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13
Detailed Statement of Financial Activities 14 to 15

Speen Baptist Church

Report of the Trustees for the Year Ended 31 December 2020

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities. The objects are set out in the governing document mentioned above. In summary they are:

The managing trustees have the authority to make decisions concerning financial donations up to £500, anything above that amount must be ratified by the members.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

We continued to offer weekly worship services, prayer meetings, home groups, home visits and other aspects of a Christian community throughout the year. Many of these were online for much of the year as Covid precautions required. The church membership and visitors continue to meet regularly, see some new faces arrive, and some old friends move on, and to worship God throughout.

We had some opportunities across 2020 to bless the community with a toddler group and the lovely weekly café, Chapel Hill Kitchen. Covid prevented these from continuing in their normal form, but we adapted our café capability to deliver lunches and other encouraging treats and meals to the local community. All surplus cash raised by the latter is used in charitable ways, and all staff give their time entirely voluntarily.

The planned improvements to the insulation quality of the walls in the Manse were completed and have made it more energy efficient, dry and warm.

We appointed our new minister from March 2020, just in time for lockdown. It has been a very challenging time for Tim and Rosi Deller to arrive from Brazil, but they have kept smiling in the face of adversity!

2020 saw Speen Church continuing to grow and evolve in our ability to benefit the local community especially given the difficulties of the Covid pandemic. We still sustained our support for overseas mission charities in India and Ethiopia and to share the love of Jesus with many at home and overseas. Financially we retain healthy reserves at the year end and at the time of signing off these accounts.

We thank God for all of these things.

Praise God for a blessed year, with much to look forward to.

FINANCIAL REVIEW

Financial Review

The policy on reserves is to maintain at least 3 months of average expenditure. This objective was met throughout the year. The public benefit objectives have been supported by the expenditure on repairs and refurbishment and the general expenditure of the church, all of which support our objectives of sharing the gospel of Jesus and putting it into practice amongst the local community, and further afield for the benefit of those in poverty and need. We also donate amounts detailed in these accounts to a number of local and international charities.

Page 1

Speen Baptist Church

Report of the Trustees for the Year Ended 31 December 2020

FUTURE PLANS

The objective remains to continue providing the public benefits as set out in the summary of activities above.

The Chapel and Church Hall are now in excellent condition, so as to offer good facilities to the church and local community. The Chapel Hill Kitchen, Tiddlers and Toddlers group, alongside other routine church activities and our policy of directly supporting and donating funds to two local and two international charities (all supporting those in extreme poverty), are all planned to be continued for the foreseeable future, noting that many of our activities have been adapted to deal with pandemic requirements.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

Speen Church is an unincorporated charity governed by a constitution based on the Baptist Union guidance and adopted by the members. The existing members appoint managing trustees (see below) following the provisions set out in the above governing constitution. Significant decisions concerning Speen Church are debated by the managing trustees who then make a proposal to the membership, which is decided by a vote.

Public Benefit

The church acknowledges its requirement to demonstrate clearly that it must have charitable purposes that are for the public benefit. The activities set out below illustrate the public benefit provided this year.

Trustees

Baptist Union Corporation Limited is a custodian trustee. The trustees listed above are managing trustees (Deacons).

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1140734

Principal address

Speen Church Speen Princes Risborough Buckinghamshire HP27 0SP

Trustees

Ms J Pearce Mr K Brown (resigned 2.4.20) Mr S Booth Mr J Entwisle Ms J Hearn Mr A Blundell (resigned 6.1.20) Revd T Deller (appointed 1.3.20) Ms A Wright

Independent Examiner

Haines Watts Chartered Accountants Milton House Gatehouse Road Aylesbury Buckinghamshire HP19 8EA

Page 2

Speen Baptist Church

Report of the Trustees for the Year Ended 31 December 2020

26/08/2021 Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.................................................................... Mr J Entwisle - Trustee

Page 3

Independent Examiner's Report to the Trustees of Speen Baptist Church

Independent examiner's report to the trustees of Speen Baptist Church

I report to the charity trustees on my examination of the accounts of Speen Baptist Church (the Trust) for the year ended 31 December 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Shaun Brownsmith FCA Haines Watts Chartered Accountants Milton House Gatehouse Road Aylesbury Buckinghamshire HP19 8EA

25/08/2021 Date: .............................................

Page 4

Speen Baptist Church

Statement of Financial Activities for the Year Ended 31 December 2020

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Other trading activities
3
Investment income
4
Total
EXPENDITURE ON
Raising funds
5
Charitable activities
6
Cost of Charitable Activities
Total
Net gains on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
55,726
3,295
(50)
58,971
37,514
61,568
99,082
12,894
(27,217)
436,212
408,995
Restricted
funds
£
-
-
-
-
-
-
-
33,503
33,503
1,707,278
1,740,781
31.12.20
Total
funds
£
55,726
3,295
(50)
58,971
37,514
61,568
99,082
46,397
6,286
2,143,490
2,149,776
31.12.19
Total
funds
£
82,747
14,965
8,711
106,423
9,479
44,469
53,948
-
52,475
2,091,015
2,143,490

The notes form part of these financial statements

Page 5

Speen Baptist Church

Balance Sheet 31 December 2020

Notes
FIXED ASSETS
Tangible assets
12
Investment property
13
CURRENT ASSETS
Debtors
14
Cash at bank
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
15
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
364,284
-
364,284
10,426
34,285
44,711
44,711
408,995
408,995
Restricted
funds
£
1,418,117
322,664
1,740,781
-
-
-
-
1,740,781
1,740,781
31.12.20
Total
funds
£
1,782,401
322,664
2,105,065
10,426
34,285
44,711
44,711
2,149,776
2,149,776
408,995
1,740,781
2,149,776
31.12.19
Total
funds
£
1,736,004
322,664
2,058,668
13,827
70,995
84,822
84,822
2,143,490
2,143,490
436,212
1,707,278
2,143,490

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 26/08/2021

............................................. Mr J Entwisle - Trustee

The notes form part of these financial statements

Page 6

Speen Baptist Church

Notes to the Financial Statements

for the Year Ended 31 December 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

The financial statements have been prepared on a going concern basis. The Trustees have reviewed and considered relevant information, including the annual budget and future cash flows in making their assessment. In particular, in response to the COVID-19 pandemic, the Directors have tested their cash flow analysis to take into account the impact on their business of possible scenarios brought on by the impact of COVID-19, alongside the measures that they can take to mitigate the impact. Based on these assessments, given the measures that could be undertaken to mitigate the current adverse conditions, and the current resources available, the Directors have concluded that they can continue to adopt the going concern basis in preparing the annual report and accounts.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Church manse

The Church Manse is the premises used by the vicar and is included in the accounts at the recently insured value.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 7

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

2. DONATIONS AND LEGACIES
31.12.20 31.12.19
£ £
Donations 45,142 68,920
Gift aid 10,584 13,827
55,726 82,747
3. OTHER TRADING ACTIVITIES
31.12.20 31.12.19
£ £
Fundraising events - 602
Burial Fees - 620
Chapel Hill Kitchen sales 3,295 13,743
3,295 14,965
4. INVESTMENT INCOME
31.12.20 31.12.19
£ £
Rents received (50) 8,711
5. RAISING FUNDS
Investment management costs
31.12.20 31.12.19
£ £
Property repairs 37,514 9,479
6. CHARITABLE ACTIVITIES COSTS
Support
Direct costs (see
Costs note 7) Totals
£ £ £
Cost of Charitable Activities 60,986 582 61,568

continued...

Page 8

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

7. SUPPORT COSTS

Governance
Finance costs Totals
£ £ £
Cost of Charitable Activities 186 396 582

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019.

9. STAFF COSTS

Wages and salaries
Social security costs
Other pension costs
The average monthly number of employees during the year was as follows:
Ministry team
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
78,127
Other trading activities
14,965
Investment income
8,711
Total
101,803
EXPENDITURE ON
Raising funds
6,669
Charitable activities
Cost of Charitable Activities
42,659
Total
49,328
31.12.20
£
19,272
3,394
6,474
29,140
31.12.20
2
Restricted
funds
£
4,620
-
-
4,620
2,810
1,810
4,620
31.12.19
£
2,200
-
3,553
5,753
31.12.19
1
Total
funds
£
82,747
14,965
8,711
31.12.19
£
2,200
-
3,553
5,753
31.12.19
1
Total
funds
£
82,747
14,965
8,711
106,423
9,479
44,469
53,948

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

continued...

Page 9

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Unrestricted Restricted Restricted Total
fund funds funds
£ £ £
NET INCOME 52,475 - 52,475
RECONCILIATION OF FUNDS
Total funds brought forward 383,737 1,707,278 2,091,015
TOTAL FUNDS CARRIED FORWARD 436,212 1,707,278 2,143,490
11. TRANSFERS
In the current year the statement of financial activities shows a transfer between the restoration fund an
the unrestricted fund.
This was for the purpose of paying a loan that had been taken out for the restoration project. The loan h
not previously been allocated to the restoration fund as this would have caused a deficit in what is
restricted fund.
12. TANGIBLE FIXED ASSETS
Improvements Fixtures
Freehold to and
property property fittings Totals
£ £ £ £
COST OR VALUATION
At 1 January 2020 1,338,561 351,390 46,053 1,736,004
Revaluations 33,503 12,894 - 46,397
At 31 December 2020 1,372,064 364,284 46,053 1,782,401
NET BOOK VALUE
At 31 December 2020 1,372,064 364,284 46,053 1,782,401
At 31 December 2019 1,338,561 351,390 46,053 1,736,004

In the current year the statement of financial activities shows a transfer between the restoration fund and the unrestricted fund.

This was for the purpose of paying a loan that had been taken out for the restoration project. The loan had not previously been allocated to the restoration fund as this would have caused a deficit in what is a restricted fund.

continued...

Page 10

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

13. INVESTMENT PROPERTY

FAIR VALUE
At 1 January 2020
and 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
14.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
15.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
Restricted funds
Baptist Trust Corporation
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
58,971
Restricted funds
Baptist Trust Corporation
-
TOTAL FUNDS
58,971
At 1.1.20
£
436,212
1,707,278
2,143,490
Resources
expended
£
(99,082)
-
(99,082)
31.12.20
£
10,426
Net
movement
in funds
£
(27,217)
33,503
6,286
Gains and
losses
£
12,894
33,503
46,397
£
322,664
322,664
322,664
31.12.19
£
13,827
At
31.12.20
£
408,995
1,740,781
2,149,776
Movement
in funds
£
(27,217)
33,503
6,286

continued...

Page 11

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

15. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Restricted funds
Baptist Trust Corporation
TOTAL FUNDS
At 1.1.19
£
383,737
1,707,278
2,091,015
Net
movement
in funds
£
52,475
-
52,475
At
31.12.19
£
436,212
1,707,278
2,143,490

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Ethiopia and India
Restoration Fund
Outreach
TOTAL FUNDS
Incoming
resources
£
101,803
1,580
2,810
230
4,620
106,423
Resources
Movement
expended
in funds
£
£
(49,328)
52,475
(1,580)
-
(2,810)
-
(230)
-
(4,620)
-
(53,948)
52,475

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
Baptist Trust Corporation
TOTAL FUNDS
At 1.1.19
£
383,737
1,707,278
2,091,015
Net
movement
in funds
£
25,258
33,503
58,761
At
31.12.20
£
408,995
1,740,781
2,149,776

continued...

Page 12

Speen Baptist Church

Notes to the Financial Statements - continued for the Year Ended 31 December 2020

15. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 160,774 (148,410) 12,894 25,258
Restricted funds
Ethiopia and India 1,580 (1,580) - -
Restoration Fund 2,810 (2,810) - -
Baptist Trust Corporation - - 33,503 33,503
Outreach 230 (230) - -
4,620 (4,620) 33,503 33,503
TOTAL FUNDS 165,394 (153,030) 46,397 58,761

16. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

Page 13

Speen Baptist Church

Detailed Statement of Financial Activities
for the Year Ended 31 December 2020
31.12.20 31.12.19
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 45,142 68,920
Gift aid 10,584 13,827
55,726 82,747
Other trading activities
Fundraising events - 602
Burial Fees - 620
Chapel Hill Kitchen sales 3,295 13,743
3,295 14,965
Investment income
Rents received (50) 8,711
Total incoming resources 58,971 106,423
EXPENDITURE
Investment management costs
Property repairs 37,514 9,479
Charitable activities
Wages 19,272 2,200
Social security 3,394 -
Pensions 6,474 3,553
Rates and water 3,017 1,008
Insurance 2,491 2,452
Light and heat 3,353 2,605
Telephone 830 621
Postage and stationery 1,267 93
Sundries 47 476
Cleaning 1,438 1,192
Computer costs 2,650 1,132
Home Mission Contribution 1,320 1,320
BMS Donation 1,320 1,320
Ethiopia Donation 1,650 4,802
Baptist Union Fees 169 175
Graveyard 541 3,070
Refreshments 453 544
Donations made - outreach 300 5,400
Professional fees restoration 355 288
CCLI 366 368
Carried forward 50,707 32,619

This page does not form part of the statutory financial statements

Page 14

Speen Baptist Church

Detailed Statement of Financial Activities for the Year Ended 31 December 2020

31.12.20 31.12.19
£ £
Charitable activities
Brought forward 50,707 32,619
Agape donations 1,600 1,300
Events/speaker costs 2,938 4,683
Fire extinguisher 186 194
Chapel Hill Kitchen costs 1,655 5,065
One can 2,200 -
Wycombe Homeless Connection 1,700 -
60,986 43,861
Support costs
Finance
Bank charges 186 230
Governance costs
Accountancy and legal fees 396 378
Total resources expended 99,082 53,948
Net (expenditure)/income before gains and
losses (40,111) 52,475
Unrealised recog gains/losses
Unrealised gains/losses in prop 46,397 -
Net income 6,286 52,475

This page does not form part of the statutory financial statements

Page 15