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2025-01-31-accounts

Trustees’ Annual Report for the period From 1 Feb 2024 To 31 Jan 2025

Charity name: Water Fall Charity

Charity registration number: 1140634

Objectives and Activities

Objectives and Activities
Summary of the purposes
of the charity as set out in
its governing document
As set out in its governing document, the charity’s purpose
is to relieve poverty and hardship among disadvantaged
communities in developing countries. This is achieved
through a range of programmes, including the provision of
education, food assistance, housing support, clean water
projects, and individual sponsorship initiatives.
Summary of the main
activities in relation to
those purposes for the
public benefit, in particular,
the activities, projects or
services identified in the
accounts.
Waterfall Charity is a non-profit humanitarian organisation
dedicated to supporting the poor and needy,irrespective
of race, religion, culture, or creed. Our work aims to
improve quality of life, promote dignity, and create
long-term opportunities for disadvantaged
communities.The charity’s purposes include:
● General charitable purposes
● Provision of clean water and sanitation
● Education and training programmes
● Advancement of health and the saving of lives
● Prevention or relief of poverty
● Overseas aid and famine relief
● Provision of accommodation and housing support
● Economic and community development, including
livelihood and employment initiatives
● Promotion of human rights, community harmony,
equality, and diversity
● Other recognised charitable purposes for public
benefit
Statement confirming
whether the trustees have
had regard to the
guidance issued by the
Charity Commission on
public benefit
The trustees always consider the guidelines set by the
Charity Commission on public benefit and are satisfied all
charitable work carried out are within the framework of the
guidance set.

Additional information

Policy on grant making Waterfall Charity follows a structured and transparent
process when awarding grants or funding to partner
organisations. This ensures that all grants are used
appropriately, align with our charitable purposes, and
deliver clear public benefit.
1. Due Diligence Requirements
Before any grant is considered, the charity
undertakes thorough due diligence. Partner
organisations are required to provide:
● Charity registration documents
● Official charity bank account details
● Identification of trustees or authorised
representatives
● The organisation’s mission statement
These documents must meet Waterfall Charity’s
compliance standards.
2. Project Proposal Submission
Once initial due diligence is completed to our
satisfaction, partners are asked to submit a detailed
project proposal outlining objectives, beneficiaries,
budgets, timelines, and expected outcomes.
3. Trustee Review and Assessment
Upon receipt of the proposal, the trustees convene to
review the project in full. During this process:
● Any objections, concerns, or questions are
raised
● Partners may be required to provide further
clarification or supporting evidence
● Trustees assess whether the proposal aligns
with our charitable objectives and offers
measurable public benefit
4. Decision Making
Following the review and any necessary follow-up,
trustees hold a decision meeting. A collective decision
is then made regarding approval, amendment, or
rejection of the proposal.
This process ensures all grants are responsibly
managed, properly documented, and directed towards
meaningful and impactful charitable work.
Contribution made by
volunteers
Volunteers play a vital role in supporting Waterfall
Charity’s work. Their contributions include assisting
with fundraising activities, promoting the charity
through community networks and online platforms,
and providing hands-on support during project
delivery both in the UK and overseas. The time and
commitment offered by our volunteers significantly
enhance the charity’s capacity to achieve its
objectives and extend its impact.

Achievements and Performance

India – Handpump Installations

Summary of the main In the Supaul District of Bihar, India, we funded and oversaw achievements of the charity, the installation of five community hand pumps in rural village identifying the difference the areas. These pumps provide reliable access to clean drinking charity’s work has made to the water for local families who previously had to walk long circumstances of its distances to collect safe water. The project has significantly beneficiaries and any wider improved daily living conditions, hygiene, and overall benefits to society as a whole. community wellbeing.

United Kingdom – Community Cohesion & Education Support

We provided support to Siraate Must Aqeem and Imaan Centre , a Leicester-based community group working to promote community cohesion, personal development, and interfaith understanding. Our contribution helped them continue their educational and community activities that benefit local residents.

Tanzania – Pemba Island & Mainland Projects Solar Home Systems We funded and installed 601 solar home systems in off-grid villages across Pemba Island. These systems have replaced unsafe kerosene lighting with clean, reliable electricity, improving household safety, children’s study conditions, and overall quality of life. Food Distribution Our trustees and volunteers conduct annual food distribution programmes in some of the most remote and economically deprived areas of Pemba Island. For Ramadan , 1,650 food parcels—each containing staple items such as rice, sugar, flour, oil, and dates, and sufficient to support a family for approximately one month—were delivered by our UK volunteer team. Additional distributions were also carried out in other parts of Tanzania. We also facilitated a distribution project in Kiunga, Kenya, where 600 food parcels were delivered to residents in the remote village of Kiwungwa. To support nutritional needs during the year, 6 goats and 23 cows were purchased, and the meat was distributed to vulnerable families. Water Projects We delivered a water project in Pujini Village, providing residents with access to clean and safe water, reducing reliance on unsafe sources and improving community health. Livelihood & Empowerment – Fishing Boats As part of our economic empowerment initiative, we provided nine fibre fishing boats to local fishermen who previously relied on traditional wooden boats. This support has enhanced their safety, productivity, and long-term income potential. Agriculture & Sustainability – Tree Plantation We planted 600 coconut trees in Kiyu Michweni as a long-term income-generating initiative to support our educational institutions.

Community Facilities – Prayer Facilities We constructed two community prayer facilities in areas where no communal space previously existed. These serve as essential hubs for community gathering and social cohesion. Housing Support We supported the reconstruction of a home for a family of seven whose property was severely damaged during monsoon floods, ensuring they had a safe and secure living environment. Sanitation We funded and completed a toilet sanitation project for an elderly widow, improving hygiene, safety, and dignity within her home. Waterfall Retreat – Income-Generating Project to Support Our Charitable Work Construction has commenced on Waterfall Retreat , a 5-acre development located in Makombeni, Pemba Island. The site will include a small eco-hotel, a restaurant, an organic farm with animals, a community mosque, and an international primary school for orphans and children from low-income families. The purpose of Waterfall Retreat is to create a long-term, sustainable income stream for the charity. The retreat will operate as a social enterprise:

All net proceeds generated from guest stays, the restaurant, farm produce, and associated activities will be used to fund our education programmes, orphan support, and community development projects across Tanzania. ● The on-site school will directly serve disadvantaged children, providing free international education. ● The project is designed to reduce long-term reliance on donations by creating a stable, ethical income source. Waterfall Retreat therefore forms a core part of our strategy for sustainability, empowerment, and long-term impact.

Tanga – Education, Welfare, and Community Support Orphan and Vulnerable Educational Support We provided educational support to 147 orphaned and vulnerable children attending Muzdalpha Primary School in Mwakadelia, Tanga. This assistance covered school-related needs to ensure consistent access to education for disadvantaged children. School uniforms were provided to students at Pongwe Albino School, ensuring they had appropriate and dignified clothing for their education. Secondary School Support We funded school fees for 18 orphaned and economically disadvantaged students enrolled in secondary education, enabling them to continue their studies without financial barriers. Degree Support A university bachelor’s degree scholarship was awarded to a student aspiring to become a doctor, enabling them to pursue higher education and professional training. Water Project A solar-powered water well was constructed in Handeni, an area facing significant water scarcity. This project now provides residents with dependable access to clean and safe water. A water pump, elevated tower, and storage tank were constructed at the Orphans Village in Mwakadelia, Tanga, providing reliable access to clean and safe water for the children and guardians on site. Food Distribution

We delivered monthly food parcels to families in need across Tanga, supporting households facing food insecurity. In addition, we carried out regular feeding programmes at: ● Muzdalpha School ● Pongwe Albino School ● Muzdalpha Orphan Village ● Rahmaniyya School

These programmes provided nutritious meals to children and vulnerable community members, improving health and educational engagement.

South Africa – Durban

Poverty Alleviation Network

We supported a community-based organisation in Durban that delivers feeding programmes and educational activities for vulnerable families. Our assistance helped them continue their work in reducing poverty and improving access to basic support services within the local community.

Additional information

Additional information
Achievements against
objectives set
Waterfall Charity has consistently met the objectives
established for each project. For the period reported, we
achieved a 100% completion rate across all planned
initiatives, ensuring that every project delivered the
intended outcomes for our beneficiaries. This reflects
our strong governance, effective project management,
and commitment to impact-driven charitable work.
Performance of
fundraising activities
against objectives set
Fundraising objectives were successfully met during the
reporting period. This was achieved through a
combination of online and community-based efforts,
including promotion of our projects via the charity’s
website, social media platforms, WhatsApp campaigns,
word of mouth, and engagement through personal
networks. These activities collectively enabled us to
reach our fundraising targets and sustain our
programme delivery.

Financial Review

Financial Review
Review of the charity’s
financial position at the
end of the period
The charity has surplus of unrestricted funds of £423
at the end of year and £5906 of restricted funds.
Additional information
The charity’s principal
sources of funds (including
any fundraising)
Public Donations

Structure, Governance and Management

Description of charity’s
trusts:
Water Fall is a non-profit humanitarian relief organisation
for the poor and needy irrespective of race, religion,
culture or creed
Type of governing
document
Trust Deed
How is the charity
constituted?
Trust
Trustee selection methods
including details of any
constitutional provisions
e.g. election to post or
name of any person or
body entitled to appoint
one or more trustees
The charity is governed by a board of trustees drawn from
skills and experience required to oversee the
management of the charity and operations.

Additional information

Policies and procedures
adopted for the induction
and training of trustees
All new trustees receive a planned induction programme
before taking up their place on the board. This includes an
explanation of their roles and responsibilities, an
introduction to other trustees, an overview of recent
business and an explanation of board format and process.

Reference and Administrative details

Charity name Water Fall Charity
Other name the charity
uses
Water Fall
Registered charity number 1140634
Charity’s principal address 33 Highmeres Road
Leicester
LE4 9LZ

Names of the charity trustees who manage the charity

1
2
3
Trustee name Office(if any)
Furqan Hajee Chair
Raihana Master Secretary

Names and addresses of advisers

Type of
adviser
Name
Address
Type of
adviser
Name
Address
Type of
adviser
Name
Address
Type of
adviser
Name
Address
Accountant The Zak Partnership
Ltd
20 Ashfield Road Leicester LE2 1LA

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Raihana Master Full name(s) Furqan Hajee Position (eg Secretary, Chair Secretary Chair, etc) Date 14/11/2025

Waterfall Charity Waterfall Charity 1140634
Receipts andpayments accounts CC16a
For the period
from
1-Feb-24 To 31-Jan-25
Section A Receipts and payments
Utitd
Section A Receipts and payments
Utitd
Rtitd Edt
A1 Receipts to the nearest £
21,067
495,038
516,105
-
-
-
516,105
627,323
59,327
364
820
1,080
7,463
696,377
-
-
-
696,377
- 180,272
185,755
5,483
nresrce
funds
to the nearest £
186,178
-
186,178
-
-
-
186,178
-
-
-
-
-
-
-
-
-
186,178
- 185,755
-
423
esrce
funds
to the nearest £
nowmen
funds
Total funds
to the nearest £
Last year
to the nearest £
Cash at bank b/f 21,067 - 207,245
495,038
-
-
702,283
95,022
616,893
-
300,000
1,011,915
Donations 495,038 -
Gift aid
Loans received -
Other miscellaneous receipts
Sub total(Gross income for AR) 516,105
-
(see table).
- - -
-
-
-
-
- -
Sub total - -
Total receipts
A3 Payments
- 702,283 1,011,915

Distribution of charitable donations
627,323 - 627,323
59,327
-
-
364
820
1,080
-
7,463
-
-
-
696,377
614,048
51,472
-
-
318
4,633
480
10,250
5,315
-
118,154
-
804,669
Wages & Salaries 59,327 -
Materials -
Import fees -
Bank charges 364
Travel 820 -
Professional fees 1,080 -
Consultancyfees
Marketing& Advertising 7,463
General expenses -
Retreat expenses
-
Sub total 696,377 -
A4 Asset and investment
- - -
-
-
-
- -
Sub total - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
- 696,377 804,669
- 180,272 - 5,906
-
-
5,906
207,246
-
-
207,246

185,755
-
-
5,483 -

Section B Statement of assets and liabilities at the end of the period

Categories Details Unrestricted Restricted Endowment to nearest £ to nearest £ to nearest £ Cash at bank as at 31 Jan 2025 5,483 423 - - - - - - - Total cash funds 5,483 423 (agree balances with receipts and payments account(s)) OK OK OK Unrestricted Restricted Endowment funds funds funds Details to nearest £ to nearest £ to nearest £ - - -

B1 Cash funds

B2 Other monetary assets

CCXX R1 accounts (SS)

11/14/2025

1

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- - -
- - -
- - -
- - -
- - -
Fund to which Current value
Details Cost (optional)
asset belongs (optional)
B3 Investment assets - -
- -
- -
- -
- -
Fund to which Current value
Details Cost (optional)
asset belongs (optional)
B4 Assets retained for the - -
charity’s own use - -
- -
- -
- -
- -
- -
- -
- -
Details Fund to which Amount due When due
B5 Liabilities Loans Received li bili l 300,000 ( i l) ( i l)
Excess of Receipts over Payments - 294,094
-
-
-
Date of
Signed by one or two trustees on Signature Print Name
approval
11/3/2025
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11/14/2025

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