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2022-03-31-accounts

The Borrows Charitable Trust- A Registered Charity ChorityReglstr&ilon Nwnbèr 1140591 REPORT AND FINANCIAL STATEMENTS for the year erxjed 31 March 2022

The Borrows Charitable Trust- A Re istered Chari co￿ETr￿s Trustees, knnual Report lThJependent Auditots Report Statement of FinarKaal *dNitss Balan￿ Sheet 10 Notes to the Fknan(aal state￿nts

The Borrows Charitable Trust - A Re istered Chari TRUSTEES ANNUAL REPORT forthe year ended 31 MarGh 2022 Relgrence and admlnlstratlve lrfomiatlon Founder Simon Borrrrs Date of Deeds Trust Deed DeJ 0f￿Ointment OfN￿ Truths 27 January 2011 27 January 2011 Truste8S Sinon eorrThY5 Sally Borr P￿ther lo appoinl rew ty athJlioThal trustee5 isvested in the foundpr (Suring h lrfetirTE. Natu￿ of the Trust A regbtered tharitablB tNsL Wistered *Yth the Charty ComTrwssw)neT5 fot England and Waks a$ 1140591. Prinipal Offiee Borrows Charilable Tn clo 6th Flo 9 Appoby Street Li)ndon EG2A ZAP Audftor Moore ￿ngStOn Srnith LLP 8th Fbor 9 Appok1 Streel London EC2A 2AP Bankers Triodos Bank Deanery Road 8ristol BS1 SAS SolK4tors FanEr& Co 66 Lincoln's Inn FEkls London WC2A 3LH

The Borrows Charitable Trust - A Re istered Chari TRUSTEES ANNUAL REPORT forthe year 8rhJed 31 March 2022 Report of the Trnstees fortho y•arend8d 31 March 2022 The Trustees present their report along With the finanfaal ststerrnts ofthe tharity forthe year ended 31 March 2022. The financial statements have been prepared in at£Ordan￿ With the acc)uniing poliaes sel out on pages 10 to 12 and conyly th the ch3rty'5 Trust Deed. the CharitEs AL# 2011 aThY he Slatement of Recommended PraLR applicable lo charities preparing their a¢¢ounts in accordarKe with Ihe Financial Repth"ng Stat)dard applicabk3 in UK and Republi¢ of Ireignd tssued in July 2014. Objectives, GLWeman￿ and The Tyusiees shall pay or appty Ihe inccthe of the Trust Fund and may8180 pay or apply Managemert any part orpart$ of the caprtal of the Trust Fund 10 such charits ￿ for suth ¢harilable purpose5 as they shall from tirre to lirre in th8ir absolute dIs￿li0n th￿k (The meaning of charities. whelherfoundatYJns. institU￿nS. trusts or und?r4akings and chatitable puwses. rreaning purposes whth are exdusvety charitable. are éefined according to those [r￿an1rJS und¥ ENJli5h lawl. Howe%er. rfurir¥ the per1r￿ extendiNJ from the date of the Trust Deed ftYtr￿nty￿n8 yeaT5. the Trustees in theIrtlwet￿n may a￿un￿l2￿ for investrnent any or all ef the inco￿ of the TrLL8t Furbj nol a[pl￿d lor cha[itab￿ purposes. A(Iniities qnd Achvavem8nt8 During the year Ihe Trustees rnade donats.ons totalliNJ £422.08312021.. £385,638) to 92 12021.. 981 wtster&l cknai￿e$. as detailed in note 5 to the fina￿la1 statennts. Grant making p￿ICY arns Public 8enefrt The annual inix)me from the charitab￿ Tru$t and it5 cspilal i8 used from tin to lirrE to cover the annual charitable 9ranls and èxpenses. The Trustees decide what grants they wish to rnake out of Ihe incfxne. in LX)rdanc wth Ihe obRtaNe$ Set out above. A5 required by Ihe CharitES Act 2011. ts Trustees hav8 referred to the Charty ommts$ion's general guidan¢x ￿ pvWic berEffl when fomu&ling the granl making policy. induding the gu￿an￿'pUbIK benef￿. running a tharty IPB21.' In particular. the trustees have ¢OnsKler￿j ￿)W grants can be r￿de to ensure maximum benÈfil flow5 through to the intended ukn.mate ￿ner￿1?￿s. The grants ￿neffl a nurrt)er of public cases as detailed in note S. Finanual Re¥￿W The Chariys prin¢q)al source of incon i8 trom rts investr%nts, which amounted to £42.46012021.. £130.4981. The Inves￿nt ino)me. Supp￿mented by other inwmiro resources such as donated shares and deposit interest saw the Trustees Spe￿ £428.959 12021.. £392.0611 on charitable ac¥thes and governance and administration of the Charity. InveslThnt Poliw and Perf0m￿n Under the temE olthe Trusl the charty has the powerto make any investftnts Ihat the Trustees see fft. Twstees revi￿ investrnent performan( at ea¢h wetiry. and their polirm al ￿st annualty. Appointhnt of tfU51ees NÈW trustees rnay ￿ appointed by Ihe trustees. to fill a va¢anGy or a5 an additional trustee. The Trust shall se￿cl approwate trustees and premde them with an indu¢bon to a￿u#l￿t thwn with the gomano and policEs of the Trust a$ well as what is expected of them in their new roè. Additional trainir#J andlor inloEmation wll provided to the tru51ees on an orwng ba￿8. Inveslftnt Policy and Perfmn Shouhl the need arise 3t any tTh, otherlhan at the annual Treting, theTrustae$ rnay instrud Ihe try5V5 adrrrinistratorto make ¢y di5PC68 of in¥estrnents or suppty valuations or Other inve5tmnt inforNbon for the use of the Tru$tee$. in their continued n￿nItoring of the ChanV5 perf0rrnan￿. Risk manage￿nt The Trtsstees have considered the major risks to which the thanty is exposed and have re*iewed thos8 risk$ e5tsbli5hed systems and pr￿￿dureS to manage those risks.

The Borrows Charitable Trust- A Re istered Chari TRUSTEES ANNUAL REPORT forth8 yearendetl 31 March 2022 Impact of Covid-19 The oryoing Coronavtrus pandern¢ has W very liiue impad on grant-gi￿n9 activities of the Charty in Ihe year to 31 Marc 2022. in%estment porttolio has improved slnf Ihe yearto 31 March 2021. The tsustees eyc that the pandemK will have Irtue impact on Ihe Charity looking forwards over ihe next 12- 18 month5 and aecordngly have prepared tho a(xJunts on a goirvJ I￿￿M basi5. Rese￿e5 Polry is the Tw5tees' intenltrjn to Sustain the unr88tiiLled lurtds at a18V81 which will pro¥￿e 5ufft¢nt investment incorne to meet the IB¥el of donation5 pwd. tx)¥er the charity'$ managernentand Jnwnistration (x)sts and to be able to respond to any emergency applic9t￿n5 that may arise from to At the Balarte Sheeldate the free reserves of the thanty an￿￿￿ted to £977,19812021.' £768,697). TF trusees o)nsider Ihi$ level of free reserves i% adequate ￿ rr￿et 12 n￿nthS operating expen¢Jiture. The Trust ho￿5 an expendabk end￿￿ment to fund i¥5 grant making actMD"es. Alth8 year end the eXFÈndab￿ endownnt totalled £6.994.381 12021.. £6.661,21. Going GOn￿M The financ4al stakments have been prq)ared on a gtyng 0)n￿rn b85i$. The￿ are no material uncertainties about the Charitls abilty to conlinuE a$ a going concetn. Th¢ trustees ha% assessed whether the use of wing con￿rn ba$6 L% appropriate and have conS￿ered possibl8 events or 0)nd￿onS that rrighl cast signrficant doubt on the abilty of the Charity to ¢a)ntinue as a going o)ncm. The ttustees have conside￿d the irnpad of Covi&19 on the in%esknnt portfolio investment in￿)rne generation to t shert tern. The tmstees have made this a$s￿rnent fN a period of at least one yearfrom the date of approval ofthe finanual statements. The twstee$ condude there i% reasonab￿ expectation that the Chanty ha5 adequate resources and unrestricted reserveslca5h balances to cwbnue in O￿lab"Onal exi5ten( for the foreseeable future. The Charity therefore wntinues to adcpl the wirtg 0)ncem ba515 in prep¥￿g ts finanoal siaternents. statsment of Trust8es' ￿po￿lIbIlI￿a8 for the financlal stai8menlS The Trust8e5 a￿ r¢$wS1b￿ f￿ preparing the Trustees. Rewrt aThJ the financial $tstemenis in asxordance with ¥pp- liiatrjb law and United lQ'ngdom Accounting Standard$ Iunited ￿n9(￿•M Ge￿rallYArCepled knounting Pradicel. The law appS¢able to charit￿$ in England & Wa￿$ requi￿5 ihe Twstees to prEpare finanual s￿￿MentS for each financial year which give a true and fairview of the state of affaws ofthe chanty and of the ineoming resour￿$ and appliGation of resourc8s for that pei?)d. In pwarin9 those financial State￿ents. the Trustees are rtquired to.. - 8ekci Suitab￿ a¢¢ounting pol￿￿5 a￿1 then appty them cons$tenUy', - ¢￿Th￿lY with applKable ￿COUntIng standards. indudiThJ FRS 102. suliprato any rr0teTial departures di$¢bsed and explained in the finanaal Sta￿￿￿nts.. - state whelhera Stsiement ofRecornmended Pr¥c"¢e ISORPI appL¢$ and ha5 been foR(thBd. SL¢bFd to any material departures which ao eXplai￿d ￿ the finan¢4al staterrEnts'. - make judgements and estifttes that are teasonable and prudent and - p￿pare the financial Sta￿ments on a goiThJ L¥)r￿M basi8 unkn5 it i% inappropriate to P￿sUn that the Charity w￿1 continue in business.

The Borrows Charitable Trust- A Re istered Chari TRUSTEES ANNUAL REPORT forthe y8areTrJed 31 March 2022 Statsment of Trustees. ￿por￿lI￿l￿Oe5 for the ffirwlcial $tstements Icontlnuedl The Tru5te6s are responsibk for keepiThJ accounting reo)rds wh￿h ¢Jisdose with reasonable a(%urary al any lirne the rinanaal position ofthe Charty and to enable them to en$u¢ the finana￿ statements Cfjmpty wth the CharilK?3 Act 2011. They are al￿ responsible for safeguarding the asset5 of Ihe Chanty and F*n¢x fortaking re880n8bk steps for the prevention and the detection of arwj other wregularil￿. Approved ty th8 Truste8s on: and $Kjn￿ OTh th￿r behawty.. Twstee

The Borrows Charitable Trust- A Re istered Chari INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE 80RROWS CHARITABLE TRUST ftrthe year ended 31 March 2022 Opinion We have audrted the fInanG￿ statements of The Borro￿ Chaiitable Trusiforthe year ended 31 March 2022 whith crrfnprise the Statement of Financ&81 Athtss. the Balan￿ Sheet. ond ntjtes io the financval ststements, in¢luding a summary of sKJnificant accountirvJ poScies. The finanaal reporting framework that has been appw in their preparation is applicab￿ and United lQ'ngdom N￿ounting Standards. induding FRS 102 The Finanaal Reporting Standatd ￿ Ji(2ble in ihe UK and Ir8Lqnd' Ivnited Krydom GeneraItyk￿pte￿ Aw)unting Pract￿81. In our otMnK)n the finanoal statements.. gwe a true and fair v• of Ihe state ollhe charty5 affairs as at 31 Marth 2022, and of ts Incoming resourtes and application of resour￿. for the ￿ar erKll." have been property prepared in ao>)rdance ￿ United Kn9d￿ Generally kneptsd Ao)Junting Practice,. and have been prepared li oXdan￿ wlh the wuirernents ofthe charli￿ Ad 2011. Ba515 for opinlon We conducted our audrt in aCco[dan￿ wth Intemabonal Staodards on Auditing IUKI IISASIUKII and applicabla law. Our responsibilits U￿eT Ih05e standards are further descrtd in the Audrtorfs Responsibilthes forthe audr( of financial slaterwnts se¢tion of our rekK)ti We are indeperrfjent of the charity in ac£Ordan￿ with th8 ethtsl iequirements that are ￿leVant to our audit of the ￿ancra1 slat8meThts in the UK i¥chJding the FRC'S Eth￿al Standard. and we have fuinied our olher ethKal respon5ibfithes in accO￿an￿ wrth these requirements. We belve that the audit evthnc we have obtained k8 and appropriate to provth a basts for our opinK)n. Conclu51on$ rèlating to gO￿g Goncem In audrting the financial statements. we have corthed that Ihe trv51ees' use of IhE goiThJ contrrn ba$1$ of accounting in the preparation ofthe finanfial statewts i4 approprigte. 8ased on the work we have perfom)ed, have nol Alentir￿d any materia] U[￿rtaInli¢S ￿lating to events or fX)ndrtions that. Indi￿d￿allY or colknctiyety, may cast 519Thffi¢ant doubl on the cha￿5 abilty to r))ntinue as a going concem for a period Of at lea$¢ tWe￿e rnonths fr(m when the finanaal statements are authcrised for tssue. Our responsibilites aThJ the responskndbes of the tru5te8s with r8SFedtO9tyng tt￿￿r￿ ao described in the rekvant 88ction5 of thk repr Other Info￿atiOn The other infomiation compri5e$ th informakn induded in the annual ￿POrt. otherthan the finandal Statements and our auditorfs rewrt there￿. The trustees are respon5&ik forthe other wfftjmabon. Our opfftw)n on the finanfaal 5tstements does nol coverthe other infomalK)n and, except 10 the exlent explratty $tabJ in our repott we do not expre$$ any form of as5urant wndu%on thereon. In conneclton with our a￿rt of the fin￿cIal statements, our ￿p￿s￿lI￿•S to ￿ad Ihe othe¥ ¥ifomi"on and. n doing so, cons￿erY1htheF the other information is rnalenalty ino)nsistent ￿th the finanoal statement5 or ¢ur knowledge obtained in the audit or otherwuEe 8ppears to te rnaterialty msstat•S. If ￿ Klentfy suth material incon5iSten(aes or apparent material mi551alemÈnts. we are required to determine there ts a material misstatement in the financval Statements or a materrdl m6staternenl of the other informat￿. If, based on the work we have performed. ¢gndude that there is a material rnisslatement ofthi5 ots*r infrJnnatM. * ar? required to report that fa¢L We have nothin9 to tep)rt in thi5 regard

The Borrow5 Charitable Trust- A Re istered Chari INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE BORROWS CHARrrABLE TRUST for the year ended 31 March 2022 Matters on whlch w• are Trqulred to report by exception We have nolhing te report in resped of follovrin9 matters where Charth8Act 2011 ￿qUireS us to report to you rf. in our opinKsn'. tre inf¢rrnathJn gwen in the Trustees, Annual Report is in(x)tsiStent in any materfal re$tQ with th8 financjal statements." or charty has not kept adequate acLount1￿ records., or financ￿1 staiements are not in agreen%ntwith a¢country records and retJms." or we ha¥e not 011 wjfomiation and exrAanations required for our a￿lit. ResPOr￿[bIlItIeS of trustees As explained more fulty in the tru$lees' responsbiTrts stalernenl set out on page 3. the trustees a￿ respon8ibl8 for the preparation of the finanual ststem8nts and for being 58sr￿d Uiatthey gwe a true and fair v￿. and for such internal control as the twstees detemiine ￿ necessary to enab￿ the preparatJn of finanoal stments that are free m3terkql m￿la￿Ment whether due to fvaud ￿ error. In preparing the financial ststements. the twstees are re¥K)nstrJk for asse￿n9 the abilty to continue a6 a going conctrn, di8dosing. as aFvIKable, matters re￿Ied to goirvJ 0)n￿M and using the gong concem basi$ of accounting Un￿$5 the trustees elher intend to IKiuhJale Ihe canty or to oase operab"ons, QT have no realistic atternative but to do so. Auditor's respo￿lbilItIeS ft)t tl audlt of the Ilnanctal statements We have been appointed a5 auditor under secbofft 144 ofthe Charitses Ad2011 aml report in ac£JJrdance with regulations made under sethon 154 fAthat Act. Ourobjectives are to oblaii ￿asonab￿ assuran￿ abcArtwhetherthe financial statement5 as a whole are free from materhql misstaiement. whetherdue to fraud or error. and to ISS￿ an audilorfs report that includes our opinion. Reasonable assuraneÈ is a high ￿ve1 of asS￿rar￿. trtrt is rKJt a 9uarantee that an audit ¢￿dUc1ed in acwrdance wth ISAS IUKI will a￿ayS deted a material mi55ts1errEntwhen it exists. Mi55taternents can arise from fraud or effor and are con5wj￿ed material rf. Ind￿k￿ualfyor in aggregate. could r8ason8bty be expe￿e￿ to Influen￿ the eeonomic decBions of usws taken on Ihe basis of Ihe5e finanGal statemenL8. Irregukrrties. induding fraud. are instartss of nofft40rw•L￿n￿ wlh I•￿ and regulat￿n$. We desvJn protsdu￿$ in line %wth our responsibilit￿$, outlined aiM. to deted material mtsststements in resped of irregUlar￿eS, including fraud. The extent to thich our prO￿dUreS are capable of detecti)9 Ir￿¢u1aritie$. induding fraud detailed bellm. Explanation as to what extènithe auditwas consIde￿d ¢apable of d8tectlng Irwulorit¢5, Inc1￿￿[ng fraud The objectNes of our audit in respect of fraud, ar&." trj ￿entify assess the risk$ of malerk91 misstatement of the finan￿al stat￿ents due to traud,. io obtain $uffiLient appropriate auditevKlence regarding the assessed ii5ks of material mi55tatement due to fraud. through deshJnin9 and inpkmenting appropriate responses to ihose assessed rKsks', and to wpond approprkqtety to instsno5 of fraud or suspe(tsd fraud Klenlrfied during audit. However, the prirnary responsibli ity forthe preverthffj and detedM)n offraud restsith both m8nagemeni 4nd those charged with govemance of the charty. Our approach VA$ as folbw5'. We obtair￿d an Y￿efstanding of the ￿921 and reguLatory requ¥ements applKabk to the charty and Conside￿ that the most sYJnth¢%nt a￿ the Charths Ad2011 and UK fmanc4al reporbng $tandgTds as issued by the Finanfaal Reporttng Councl. We obtsined an understarKling of the canty complEsith these requwmertts by diSCLtssion8 with management ar￿ those charged wth govemarK8.

The Borrows Charitable Trust- A Re istered Chari INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE BORROWS CHARITABLE TRUST forth8 year endpd 31 March 2022 We assessed the risk of mai81ial rnisststemenl ofthe financial statemenls. tnduding the tsk of material mBstatement due to fraud and how R mwJM occur. by hohSirrfJ discussions with rngnag8m8nt and those ¢harggJ with go￿nan(￿. We inquired of rnanagement and those £arged with governan￿ asto any kncthn instancw of non- ojmp1lan￿ N $yspeded noTKompliarKe with aThJ regU￿tiOns. Based on this un￿rstandI¥J, thKJned speLik apwopt•ts audit WLKdures to byentfy instances of non-cornplM2nr with Law5 reguTatiens. Thi$ included rnakirvj enqui￿5 of management and those charged vrilh governance and obtaining addthnal corroborative evidence as required. A5 part of an audrt in accwdan¢e ISA5 IUKlweexerci5e profes$v￿al judgeNnt and mauitain profession swtiu5m throughout the a￿lit. We abo entify and asse5$ the nsks of m3terial misststernent olthe financial $tatement5, whether due to frau¢J or rror, desvJn and perfomi audit pr(Kdu￿$ respon5Ne to those risks. and obtan audit ence that 1$ sufftntaryJ appropriate to wovKYÈ a basisfor our opnK>n. The ri%k of nol dete¢bng material misstaternent resukn"TrJ from fraud is ￿￿)frET than for one ￿U￿1}g from ewor. a$ fraud may ¥0￿e co1￿810n, IoTyEry. kit8nthJnal ¢¢n￿$1)rts, m￿repreSe￿atiOnS, orthe overrJe of intemal conirol. obta￿ an understandin9 of internal cor5trol relevant lo the audit vi orderto des&n a￿lit proctdur8S that are apprupriate in the a￿￿m$￿n￿. but notlor Ihe purposes of eXpres￿ry an opinbjn on the effectNeness of the thartys internal Ix)ntrol. Evaluate the apprcgrwtsness of accounbng pol￿￿& used aThJ the reasonableness of acts)unting estmaies and relaied disdosures made ty Ihe tWStees. COr￿￿￿e on Ihe appropriateness of the tsustee$' use of Ihe g(xNJ o)ncem basi8 d accounting and, based on the audit evJence obtained. ￿ether a rnaterial Un￿rtaintyeX￿ts related to events or Gondthons that may cast $ba)￿unld¢ubl on the charW$ abilty to continue as a gong tx)nfrn. If we concluée that a material Un￿ rtainty exists. VE are required to draw attention in Qur audlorfs ￿portt0 the related disdo$ures in the finanfyal staiement5 or. rf such di5d05ures are inadequate, te rnodrfy our oFxnion. Our condus￿n$ are based on the audit evidence obtained up to the date cf our auditor's rEPOfL HoEver, fvture events or conditions may cause the ¢hantyto cea$e to conthue #$ a goiThJ concern. Evaluate the o¥emll presentslion. 5tru(lure and cortent of the fin8noal staternents. in￿dIng the d￿clOSure8, and whelherthe finanaal statements represent the Under￿￿9 transactions and event5 in a manner Ihat ach￿$ fair PrEsents1￿)n.

The Borrows Charilable Trust- A Re istered Chari INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE BORROWS CHARITABLE TRUST for the year endod 31 March 2022 Use of our report This report i8 rnade solety lo the rJwriWs Irustees, as a bc*. n accor1an￿ with Chapter 3 of Part 8 of the Charit￿$ ALI 2011. Our audit work has been undertaken so thai ￿ mwjhl slate to the tharitvs trusteÈs tho$e matters we are required to slate to them in an auditor's report and for no other purpose. To the fullest extent permrtted by law. we do not accept or assume responsibilty to any party other than the ¢harty and tharitys trustees as a boyy, for our audrt ￿rk. for report or lor the opirwon we have fmwj. Moore Kingston Smith LLP 6th Fh)or 9 Appold Street London EC2A 2AP Date 20 March 2023 MO0￿ TrQngsion Smlh LLP is elbabfe to art a5 auditor in temB of SectioTh 1212 01 the Compank?s Art 2006.

The Borrows Charitable Trust- A Re istered Chari Statom•nt of Financial Activities for the year endeil 31 March 2022 2022 2021 Unre5triGted Total Total &xpendablo Unrestricted Unrestricted Unre$trfct8d Incc*n8 Funds Fund$ Income and endowments Donation from founder Inveslrnent Income Total Income 252.6C 252.600 42.460 295.(60 408,31Y) 130.498 538.798 252.6C#) 42.460 Expenditur¢ Charrtable actNI1￿5 Totsl Expendi￿re 428,959 428.959 428.959 428.959 392,C61 392,061 Net Ib)$8ygain on investrnents 675.485 675,485 1.554,858 Net Incom8 I lexpenditurel 1386.4991 541,586 1.701.593 Transfern 13 595.000 Nel movement in funds 333.1 208.￿1 541,586 1,701,593 Balances broughtforward 6.661296 768.697 7.429.993 5,728.400 Bolancas carried foNard 6 994.381 7.971.579 7.429,993

The Borrows Charitable Trust- A Re istered Chari Balanco Sheet as at 31 March 2021 Nots 2022 2021 Flxed as88ts IrNestsnents 10 7.820.041 Current assets Cash at Bank 176.7Tr) 104,878 Liabilitie5 Credthrs.. fallbig duewlhin one 125,1621 (29,2341 N¢¢ ¢urrBntass6ts 151.538 75.$44 Total as8ets less ttstal liab￿rte8 7,971.579 7.429 993 Unrestri6ttd fund Expendable endo%4ment I￿oMe funds 12 6.994,281 977 198 7.971.579 6.661.296 768.e97 7.429.993 Approved bythè Tru$t&5 authorised for $sue on.. /7/3/hLS and 8wJned on tF*ir behay by. 10

The Borrows Charitable Trust - A Re istered Chari NOTES TO THE FINANCIAL sTATEMEP￿s for the year ended 31 March 2022 1. ACCOUNTING POLICIES lal Basi5 of Prepayailon These financlal siaiements a￿ prepared on a piig o)ncem ba￿. undw the cost conventK)n mcNJffied for the revaluab.on of investments to fair value. The finoncial staternents have been prepared in a¢X0rdan￿ with Ihe Flnanc#al ReportirvJ SlandaTd applicabk ￿ the UK and Republi¢ of Ireland IFRS 1021. Charty 15 a publ￿ beneft entty for the purposes of FRS 102 and thÈr8fore the Charity aL%o prepared its fina￿￿21 statements in aco)rdance with the Statement of Recomrnended Practice ap￿￿able to tharits preparing their ac(x)unts in accordan￿ with the Finanoal Rewrting stsndard applicable in the UK aTrJ Republ¢ of Ire￿nd 1Th8 FRS 102 Chaiitie5 SORPI indUd￿9 Update Bulwin 2 and tt)g harities Act 2011. The finanryal statements are Pr￿r￿j n $ter￿g. whth ¢ the fvrbjional ¢U[￿nCY olthe chanty. Moneiary amounts in se financial siatement$ are rounded lo the nearest pound. The prinapal 8ccounW polths adopted ￿ Ihe preparalpjn of Ihe financial ststennts are set bebyw. Ibl GOI￿3 Concem The financial slaternents have been prepa￿1 1)n 8 going coD(m bas. There a￿ no rnalerial un¢ertaintEs abo￿ th¢ Charills ability to coniinue as 2 going conttln. The trustees have Hssessed whetherthe us8 of the goirvj concern basks 15 approprkqte and have considered possknk events or Cond￿On5 that mwJhl cast 5VJn￿￿nt doubt on the abilty of the Ch3rityto ¢ontinue as a goirvj conom. The tru51ee5 ha￿ consthrrAI the impact of Covid-19 on the investment poruolio and investrnent income generation to be short t8mi. The trustee5 have made Ihis a5se55ment for a period ot at ka5t one year from the date of approval of the financial ststements. Thtr trustee5 ¢on¢lude thete is a reasonable expectation that the Charty has adequak resource5 8nd unrestricled reserveslcash babn¢e$ to contnue in operatYJnal existence for the foreseeab￿ fu1u￿. The Charity V￿refore conbnues to adopt the going cOr￿effi ￿$ in prepari)g tts f￿anCIal staternent> Icl Fund Strurtur• Unrestrid8d Funds comprhse those fiJnds whlth the tnJstee5 a￿ free to use in HwrdanTr ¥Mth the tharitable ebletxs. The EXpendats￿ Endowment Fund represents those assets wh￿h are heks forthe lorvJertemi for the Trust. in accordance with the te￿5 of the Trust Deed. Inu)me arising on the Expendab￿ Endowment Fund Can b8 used in Unre5trthd Inwme Fund. As an Expendabk End￿nt Fund can be used in acctstdanc8 ¥ilh the objects of tl* Trust and is indude¢J in the unrestriCt￿j ino)me. caprtal can a&0 te spent in ortain arcumstantes in fulfiknent of TN5fs obJe¢ts. Anycapital 9•ins or Ios8es ari5iNJ on the hekl in the EX￿ndable Entlo%Yment FuThd lom part ef Ih¥t Furnl.

The Borrows Charitable Trust- A Re istered Chari NOTES TO THE FINANCIAL sTATEME￿￿s for the yearended 31 Mar¢h 2022 1. ACCOUNTING POLICIES Icontinuedl Idl Income l in¢owe ￿ Trcognised in the Statement ef Finanoal ISOFAI when there is entrtlemenl lo the funds, the receipt is prebabk and the amunl cgn be measured reliabty. whe￿ a dairn for repayment of income tax has or wll ba made such income i8 gros8ed up fwthe tsx reo)¥erab. The a(xxunting polcies are apPl￿d lo drfferent ¢alegiYS of inojme.. Grarts and Donauons ReceivatA& Grants and donalh?ns are recogntsed i) the SOFAwhen ttre 15 entitlement to the fufftls. the r￿elpt ts probab￿ and amount can be relHbty. Inve8tm8nt Incom¢ 1rNeSth￿nt inco￿￿ 8ccountl tor when rece￿ab￿. (el ExpendltUTO Lkgbilits a￿ reGwni5ed as Tesources expeTrJed as soon as Ihere is a kgal or con$ttuctive oblbjation ttjmmitung the charityto the expenditure. Al expenditure is arLounted for on an acuua& ba515 and has teen cJasfd under headings that aggregate all Gc6ts reLqled to the fAtegory. Th8 follu•ArKJ acthuntirrfJ poli(xes a￿ applied to tfvedrfferen¢ ealegori&s of expenditure.. Choritsble ACthT1￿e8 Donations payab￿ a￿ recognised %then a￿ #pk¥ov•Y bythÈtrustee5 and the recpnt ofthe grant has ￿8ft inforned of the amunt to be papj. Govemanee Costs Governance costs wmprise all o)sts invohfing the pubk accountabiity¢fthe tharty aThl ts compl￿n￿ wlh reguLgtion and 9￿d pracbce. cJ)sts inthje cc6ts related to audit fees. lfj Flxed Asset Invests71ènls Investments are slated at fair value at ba￿rt￿ sheeidate. SOFAindudes the net gain5 and kjsses on ravaluation and d￿poSaL8 IhrougfK)Ut the year. Igl Reallsed and Unrealised Galns and L055e5 All gains and losses are taken to the SOFA as they artse. Rèali5ed gans k)55es on nvestments a￿ calcuL4ted as the differenf bdween sa￿S proceeds and 0[￿n￿g rnafket Val￿ IpurLase date rf later). Unrealised gains and losses are 131culat8d as the drfferen￿ betrveen the market valLE at the year erKI and ¢Jpening market value lor purthase dale rf latefj. h) Cash and cash equivalents Cash and cash equnIa￿nts indude cash in haThJ. depjsts h2kl atial wih banks. other shOrt-le￿ I￿4yl inveslmenL8 with original matUr￿*S of three month5 or less. 12

The Borrows Charitable Trust- A Re istered Chari NOTES TO THE FINANCIAL STATEMENTS forthe yoar¢nde(t 31 March 2022 I. ACCOUNTING POUCIES Icontlnu8dl 11 FlnanGlal Instrumenls The charity ha5 elected lo aFplythe prO¥BK$￿ of Se¢bty) 11 'Basic Fin¥nrAal Instruments. of FRS 102 to all of its rinaneial instrument$. Financia5 instrwnents are iecc•3nised in Ihe chartys balan￿ sheetwhen ¢harty becomes partyto the contractual ￿￿￿sOn$ of the instrurnenl Finanaal assets and labilitES are offset, wth the TIEt amounts presented in the financk81 ststernent5. when there is a legaly enforceab￿ righ¢to set off ihe rèwgnised arnajnts and there ￿ an intention to Sett￿ on a net ba5i% or to realise the asset and sett￿ thplobilty simultaneously. With the ex¢epts"on8 of deferred irKome au dher syeditor babrKes a￿ ¢￿$￿1ered to ie bas￿ financial in5ttuments under FRS 102. 11 crftlcal accountlng vstlmates and areas of j￿1vement In preparing financial statements ft i% r￿Ssary to make ¢ertan jujggments. esbmates 3nd assumptions that affect the amounts r8CO9ntsed in the financial 5tstennls. In the VEW of the trustees in applwng the aecounlin9 poIKaes adepied. no judgem?nts were rAuired that have a Slgnff￿8nl effect on Ihe amounts recogni%ed in the finanual statements nordo any esknates or assumpt￿￿$ rn¥Je carry a significant rtsk of materkql adjustrnent in ￿ next fmancial lear 2. REMUNERATION OF TRUSTEES AND KEY MANAGEMENT peRSONMEL The key management personnel are the TFu5tees. The totsl e[np￿)￿ benefrts of tTr￿ £ar￿5 key manag8m8ni pewnnel wefe £Nil12021". £Nill. No reffiunerat￿￿ vrds Pa￿ to anytrustees in the Itar. No expenses ￿re ￿lI)bUr8ed lo trustees in the ￿ar12021. £N4. 3. INVESTMENT INCOME Unr8Stricted Expendable UfvBstrfcted Endowment InGomg 2022 T¢)tsl Oonalion from founder Ir£ome from investments Irtsrest on ¢ash deposits 252,6 252,600 42,441 19 42.441 19 252,600 UnJ%strlct8d Expendobl8 Endovnnent Unre51rfct8d Incom¢ 2021 T*)tal DonatKn frorn founder Income from n¥esirnertts Interest on ¢a$h dep05it5 408,300 40B,300 130.481 130.481 408.300 130.458 13

The Borr4)ws Charitable Trust- A R istered Chari NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2022 cHAR￿ABLE ACTMTIES The Charity undertook ne direct charitable a(Iwbes but W￿rded donations lo a nuM￿r of institut¢n5 ￿ furtheran ol ts tharitab￿ actbwties. These atE a5 folknvs:_ 2022 2021 Communty Foundath)n for Sur F¢otsleps international ROH Fonteyn Collabomtwe SchwLs Nehyork The Eikon Charty Step by step Watt5 Gallery Ltd GASP Motor Proje¢l Royal Ballet S¢hool Habw Project Britk5h Red Cross Ressall FoundatK)n Teens Unite Oakleaf Ente￿rIge Ofpheus St Peterand St James, FképKS Challengers Meath Epilepsy Trust Caritas Anchor House PlayAdon Intefflatk?nal Open up rnu%c Breck Foundatw)n Carers UK Grange Festi¥81 Mind Mssing People Wheelpower Young Epilepsy Brain Tumor Re5earth Museurn of London mer￿ Curie Homestart Guldferd Prostate Cancer UK Learning Skills Research Phwlis Tu¢kwell HospKe SDAC 60.277 32,708 27,5W) 16.648 16,OC 15,0 15.0 10,0 10,0 10.0 10,(MJ) 24,0 50,000 35,531 16,648 16.000 17.000 15,000 10.000 5,000 22.153 9,000 7.000 6.000 5.000 5,000 5,0 5.000 50,0 10.000 10.0 10,000 5.000 5,OC S,OLII 333.133 88.950 6,876 324.332 61,305 6.424 other donations Made I￿$sthan £5.c￿ eaL*I Supports Cosls Isee Nofe 61 Total 428,959 392 061 14

The Borrows Cbarltablo Tntst- A Re iteYed Cha NOTES TO THE FINANCIAL STATEMENTS forth? year•nd¢d 31 March 2022 S. ANALYSIS OF DONATIONS MADE 2022 2022 2021 Prevention or relf of poverty 63.708 .531 Advan¢xment ofeducation 61,648 10,000 AdVan￿ment of heBlth orthe sa*ir#J of fves 69.￿0 81,348 AdVan￿rneTht ofthg arts. cutture. heritage or 8U8llL¥ 73.280 78.280 Advanrxnent ofcomrnunity deveb)pmenl 76.447 20 12,000 Relief of those in need by reason of ywih. age. heatth. éisakn"lity, financial hardshp or other dk%a(fvan¢age 78.￿0 126,978 Pr(molion of th? effiuency of Ihe armed forces ol the Cro￿. or of the effic4enry of the police. rire and resGue sèmees or arnbularKe servic4s 422.083 92 3B5,637 6. ANALYSiS OF SUPPORT COSTS Unrestrfcted Expefftdab￿ Unffjtrkted Endowm¢nt Incomo 2022 Total Gob£man¢e o)sts (see nol8 7) Bank Charge5 6.658 218 6.658 218 Unrestricted EX￿ndable Unrnstrlcted Endo4¥mt Incom• 2021 Total rronce wst$13ee noie 71 Bank Charges 6.362 62 6.424 62 6,424 15

The Borrows Chariiable Trust- A ReglsterÈd Cha NOTES TO THE FINANCIAL sTATEmE￿s for the year eThJed 31 MarGh 2022 7. ANALYSIS OF GOVERNANCE COSTS Unr•strfct8d EX￿ndable Endovmiont Unrestricted Income 2022 Total Jdit fee 6,658 6.658 6.658 Unrestrftt¢d Expendable un￿St￿ted Endowmont In¢om• 2021 Total Audit fee 6.362 6,362 6,362 8. AUDITOR'S REMUNERATION The Audtor5' remunerabjn conslituled a fee of £5.$5012021." £5.2021 exdLtswe olVAT. 9. EMPLOYEES The Charity hJ rK$ 8mployee$ in the ￿rrentOr pr•)r)tar. 10. FIXED ASSEf INVESTMENTS Movement in Ilxed asset inve5trnents Listed Securit183 2022 Llst8d Securtlies 2021 Market Value er0￿ht Forvrt Addition5 Less.. Disposal proceeds 7,354,349 252.600 462,393 7,144.556 8.058 667.427 7 820 041 5.677.377 408,300 286,184 5.799.493 40,197 1.514.659 7 354,349 Reali8ed gain on di%posals GaVlbssl on revaluatJn Market Value Caffd For%￿rd GeographiGal Anatysi8 Llsted So¢urities Llsted Securltle8 2021 2022 Unled Kingdom inve8trnents 7,820,041 7.354,349 Historical cost of investments 3.620.493 4.074,828 The Invesift*nts Ihr¢Jughout2022 arKI 2021 are in reL￿t￿n to se0Jr￿eS being The Ambrose Fund and 31 PLC and are hekj with investrnenl m￿age¥s, UBS. 16

The 8orrows Charitable Trust- A Registered Cha NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2022 11. ANALYSIS OF LIABIUTIES CredhoT8: falllng du¢ wlthln on8 year Unrgstrlcted Expendobl¢ Unrestricted Endowrnent Income 2022 Total Accrual$ Trade creditor5 Grants Payab 6,662 6,682 18.5CKS 25,162 18,SOCI 25.162 Unrestrlcted Expendable Unr85triGie En(Sob￿8￿1 Inco 2021 Totsl Accrua15 Trade c￿d*or8 Gran1$ Payable 6.244 1,740 21.250 29.234 6244 1,740 21.250 29.234 12. ANALYSIS OF CHARITABLE FUNDS Expendablg Unr8Strict8d Endowment Incom8 2022 Total Investrnents Cash at Bank Credito 6,828.591 165,790 991,450 10,910 25.162 7.820,041 176.700 25.162 7 971 579 6.994.381 Unrestri¢ted Expendable Unrestslct8d En￿5￿￿￿ent In¢ome 2021 Total Investments Cash ot Bank Credito¥$ 6,560,072 101224 794,277 3,654 29.234 768,697 7.354.349 104.878 29.234 7.429,993 6,661.296 13. TFiANSFERS Duriw the year the Trustees transfer￿ the surn of £595.15012021.. £353.2911 from the capital ofthe eThJewThent fund to the inu)me fund to supplernenl thefunds avaiL8ble fordisthbuttin to other tharItab￿ cause5. 17