Trustees, Annual Report for the period
Period start date
Peric¥J end date
sept￿nber 2023
From
Section A
Reference and administration details
Charfty name
St James Road Baptist Church, Watford
Othèr names charity is known by
We are coll¢)quially known as SJR
Registsfed charity number (rf any)
1140528
Charity's principal address
1- 5 st James Road
Watford
Hertfordshire
Postcode
WD18 ODZ
Names of the charlty trustees who manage the charlty
Date• •cte(I If not for who
ear
Trugtee Mm•
Office {If any)
NAM• of pèrson lor bodyl èntltl•d
olnt trustse
Ifan
Church Meeting
Church Meeting
Church Meeting
Church Meeting
Church Meeting
Church Meeting
Andrew Gate
Elizabeth Gray
Melvyn Finerty
Robin Roberts
Minister
From 1* April 2023
Secretary
Treasurer
Ruth Finerty
Ruth Roterts
Safeguarding Offi￿r
10
12
13
14
15
Names of the trustees for the charity, if any, Ifor example, any custodian trustees)
Name
Dates acted if not for a whole year
The Baptist Union Corporation Ltd
Baptist House, 129 Broadway, Didcot,
Oxon. OX118RT
TAR
March 2012

Names and addresses of advisers (Optional information)
e of adviser
Name
Address
Independent Examiner
Geoffrey Dunne
52 By The Wood, Watford. Hertfordshire WD19 SAF
Name of chief executlve or namès of ￿nIOr staff members Iopllonal infomiation)
NIA
Section B
Structure,
overnance and mana
ement
Description of the charity's trusts
Type of governing document
Constrtution (Approved Goveming Document)
H¢Jv the ¢harity is constituted
Trust
Trustee selection methods
Trusteès are elected by the Church Members, Meeling., with the exception
of the Minister, each Trustee's tem of office is of three years duration.
Addltlonal governance Issues (Optlonal Infomiallon
You may choose to include
additional information, whe
relevant, about..
The church was granted separate charitabl8 status on 22nd February
2011. All of the above-named Trustees are in possession of the Charity
Commission guidance leaflet CC3 '1lthat Trustees Need To Kno￿.
policies and procedures
adopted for the induction and
training of trustees.,
the charity's organisational
structure and any wider
network with which the charrty
works.,
relationship with any related
parties.,
trustees, consideration of
major nsks and the system
and procedures to manag8
them.
The chanty is a member church of the Baptist Union of Great Britain and
its local division, the Central Baptist Association. It is affiliated to Ihe UK
Evangelical Alliance. It is also part of an inter- denominational 'Christian8
Across Wafford. group which Cowordinates town-wide activitie8.
The Twstees meet on a monthly basis to review and discu$s various
governanc8 issues. 8.g. finanual administration. facilities & property
management. children's & youth work. Finance and Facilities leams,
accountable to the Trustees, also exist to manage day-to4ay aspects of
these functions.
Children's and Vulnerable Adults Safeguarding Representatives a￿ Ire)-
appointed annually at the Church AGM each November. Trustees actively
undertake Safeguarding training to maintain appropriate oversight.
TAR
March 2012

Section C
-Ob"ectives and activities-
The Charty is govemed by an Approved Goveming Document which
states that rts pnncipal purpose is the advancement of the Christian faith
according to the principles of the Baptist denomination., to include the
advancement of education. community Servi￿ and such other general
charitsble purposes in such parts of the United Kingdom and the world as
the Church shall detennine. The Church occupies premises which are
held by tt)e Baptist Union Corporation Ltd, on Trusts which are entirely
compatible with the above objed.
Summary of the objects of the
charity set out in its
governing document
In order to achieve the principal objective, which is set oul above, the
church provides a variety of activities both to its membership and to the
community generally. The aim is to show the love of Jesus Christ in both
word and deed and to bring people into a closer relationship with Him as
living Lord.
Central to the work and bwtness of the church is the provision of a regular
public service of Christian worship, taking Pla￿ each Sunday moming at
10.OOa.m. A separate children's programme is provided during this
service The church seeks to be a friendly and welcoming community,
where all are free to attend these services.
We have also continued with attemative style church services these
include Breakfast Church and Jimmy's Cafe,. both are aimed at the local
community for whom a "traditional" Sunday ¢hur¢h service might not
appeal. Breakfast Church is a communal-based form of church seNi¢e
and Jimmy's Café is a café Styled service reaching out to another section
of our local community.
Summary of the main
activities undertaken for the
public benefit In rolatlon to
these objects linclud• withln
this section tho statutory
declaration that trustees have
had regard to the guidance
Issued by the Charity
Commission on public
benefit)
The church Nns a Toddler Group which meets in the chU￿h Hall on
Friday momings,. with the purpose of assisting the communty and
demonstrating the love of Jesus Christ. The church runs a fortnightly craft
group on Wednesday Evenings.
During the year the church appointed Andrew Gale as our new Minister
on a part-time basis. Vtho commenced his new appointment from 18t
Apnl 2023.
The church OFerates systems to ensure that all people working with
children and vulnerab5e adults are appropriately vetted. the Disclosure &
Barring SeprfI￿.
The church provides financial and prayer support for various individuals
and organisations engaged in mission activities (including practical care
and relief projects} locally in Watford, elsewhere in the UK, and overseas.
TAR
March 2012

The Trustees are aware of the Charity Commission guidance on public
benefft and are satisfied that the activrties outlined above cleady
demonstrate that the charrty Is providing a benefrt to the public.
Additlonal detslls of objacllvés and acllvltl88 Ioptlonal inforniationl
A number of church personnel receive remuneration.. our Minister and
cleaners. However. the vast majonty of our activities are run by members
giving freely of their time as volunteers.
You may ch003e to include
further statements. where
relevant, about..
policy on grantmaking.
policy programme related
investment.
contribution made by
volunleer5.
TAR
March 2012

Section D
Achievements and performance
Summary of the main
achievements of the charity
during the year
As a leadership team, we meet once a month. firstly to consider the
programme of events. uwlate us on financial matters, then consider any
facilty matters arKI also respond to any ongoing matters.
Our church membership has increased from elev8n members to twelve.
The treasurer reported that totsl re￿IPtS for the year at £56.4K with a
deficrt of £13.2K, this was primarily due to one main item not included in
our original budget. The church hall sustained rainwater damage, as a
result of a roof leak in De￿rnber 2022. This resulted in an unplanned
repair cost totallin9 £16.8k.
We have continued to engage wtth our mission partners dunng the year
to update us on their work. We keep under review our commitment to all
of our partners in light of their current need. Also, we continue to make
one-off donations for Spe￿fiC needs.
We continue wrth our close relationships with other churches in Wafford
to promote the Christian faith across our town.
Toddler Group. vthich meets on Friday momings, is a place Whe￿ the
world comes into our church weekl Many who come along are a long way
from their families across the wodd. The sessions are a buzz of activrty,
bmth the opportunity to build relationships. Following Jesus, example of
coming to people, we are able to 5UPPOrt people in their drfficulties and
thus earn the right to move on to matters of faith. We Can be Jesus,
visible presence to people by serving them. The multicultural and
multilingual integration at Toddlers had been recognised, described by
one attender as 'like heaven on earth".
In tems of our facilities the main ttems to report for the past year are as
follows." Firstly. as detailed about major expenditure was incurred in
solving a roof leak in the church hall. Secondly, the membership took
the de¢ision to continue to refurbish the Manse in advan￿ of our new
Minister taking up their appointment from April 2023
As much as possible routine Maintenan￿ and safety tasks on both the
church and church hall have continued throughout the year.
During this coming financial year, the amount and type of facilities work
that will be undertaking will inevrtable be InflUen￿d to a large degree by
emerging demands and the ongoing work of ensure all properties are
maintained and safe.
In addition to activrties fonnally linked to the church, vanous members
also served as volunteers in other local chanties and organisations, è.g.,
Altemats'ves Watford and New Hope Trust.
TAR
Mafch 2012

Section E
Financial review
Bri8f statsment of the
charity's policy on reserves
The church aims to maintain sufficient resep4es to enable us to meet our
essential expenses for at least six months, together with consideration
over any ongoing pension defictl liabilities, large scale facilities items,
together with a general conts'ngency fund for unseen expenditure.
Details of any funds materlally
in deficit
None
Furth8r financial review details (Optional infomiation)
You may choose to include
additional information, where
relevant about..
the charity's principal
sourG8s of funds (including
any fundraising);
how 8xpendrture has
supported the key objectives
of Ihe tharity,
investment policy and
objedives including any
ethical investment policy
adopted.
The church continues to raise funds which it needs to carry on its
activities from wrthin rts own membership and congregation. It is not our
policy to raise funds via WKler public appeal.
The most signfficant expenses are the salary of a Minister (part-time).
who leads and Cothordinates the church's activtties including the Sunday
servI￿s and in mid-week.. to provide pastoral care for the congregation
and other people: and to equip and encourage the membership in their
lrfe, Christian wrtness. and seNice.
The church expressed its part in the lrfe of the wider church by making
donations to local, national. and intemational Christian organisations and
societies wth aims and objectives compatible with the church's own
charitable purpose.
The church is heavily dependent on its membership working as
volunteers in all aspects of the church's activities, many of which run with
little or no impact on the ¢hur¢h's expendrture, but nevertheless
contribute substantially to the achievement of the church's objectives.
The financial resutts for the year, together wrth a summary of the
accounting policies adopted are set out in the accompanying financial
statements.
The Trustees are satisfied that they have sufficient reserves at the
Balance Sheet date, together with ongoing income anticipated, lo enable
the church to function effectively during the forthcoming year.
Section G
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charlty's trustees
Signaturè(s)
[112&tsetL
Full name(s)
Position (eg Secretary, Chair.
Elizabeth Gray
Melvyn Finerty
Secretary
Treasurer
Date
TAR
March 2012

ST JAMES ROAD BAPTIST CHURCH
REGISTERED CHARITY No. 1140528
FINANCIAL STATEMENT FOR THE YEAR ENDED 30TH SEPTEMBER 2023
GENERAL RECEIPTS & PAYMENTS b￿Coul1T
P40TE
2023
2022
RE￿IpTS..
WEEKLYOFFERINGS
85&04
Zl.541.07
PAYMENTS IPI UEiI
i.soui
IOm42A7
GIFTS
zoj￿￿}
INVESThIEI4TINCOME
79&09
iJJ83
RENTICHURCH. HALL & MJJ4SEI
RAISED FOROThEII CAUSES
JsJyo.00
14A23.(￿$
7XiI.TrJ
lo.￿1.91
56,42Z.$4
77.9>1.13
MINISTRY
.02
9.699ffjD
MISS1014
16M71.9Z
19.117.20
UPKEEP OF OIIJRCH
IS.J24.52
13.742.75
ADMINISTNAIION
2&)l.OY
1742.67
69.592.55
45.￿1.70
5URPWSI 4JEFIQTFOR THÉ YEAA
.J3J70.QI
3I689A3
BALAIICE BROUGHTFORWAAD
54321.
76,Y13AY
TRANSFER YO AESEAWE FLINO
2.795.09
Sl,081.78
8ALANCECARRIEDFORWAAD
4Z.3￿.￿l
58,321.12
RÉSERVE RECEIPTS & PAYMENTS ACCOUP
2023
2022
OTHERRE(E￿
OIHERPAYMtNTS
SURPLtSSI4)EFIOTFC41 T+IEIENJI
ALANCE OROUGIITFORWAAD
20L14th39
tsO,IS8.61
IVANSFER FROM GEPIERAL Flmo
51,Q81.78
201.03&4B
ZOI,140.39
STATEMENT OF ASSEtS AND LIABILFllES ASAT31YThI SEpTEm￿R 20
2023
2022
259.S61.51
GENÉRALACCOL*4T
J56.Q2
S8.32X.12
RESERVEACCOLWf
20L240.39
2S9.S61.SI

STJAMES ROAD BAPTIST CHURCH
REGISTERED CHARITY No. 1140528
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ST JAMES ROAD UPTIST CHURCH
REGISTERED CHARITY No. 1140528
INDEPENDENT EXAMINER'S REPORT TO THE TRUSYEES & MEMBERS OF ST JAMES ROAO WTIST CHURCH
I rwrt on th••ctounts ol th•StJam•5 R•d 8•ptittawrth lorth•ywr 30th Sept•mlMr 2023 K s•t •1Jl In l & 2.
R4spertlv• r•sponslbllltl•sof tntst•ts*nd •x•mln
The Stjomes Baptlsi trustees•re resp￿Ible101 the Prew1￿￿￿ ofthÈ •ccounts. The trwtees wslderth•t an •udlt ￿ not requlred
forthls year under sedon 14412lof thtCh•rttles Aci 2011 Iihe 2011 Artl ondthbt ￿ 1Thdep￿ &umlnatSon Is needed.
tt li my rt5ponslbllltyto'.
Èxamlne theaccounts urKlersertlon 145 of thè 2011 A￿.
to loliowthe pr0eed￿e$ lald dowh l* the ¢&￿11 DlrettIonsi￿tTr by tho(tsrlty C•rrwnlth 145ISllbl ofthe2011 A￿. Ind
to sthte whethtr pl1￿cUlar m•tt•s have tome to my•ttefitlort.
88slsof Independ•Trt exambner's report
myt￿mInatIOn urrled out In •etord•ntÈwlth i•*rnl Olrtttlorts by the(h•rlty Cofflffll¥skn. An ex•mln•don IrKludes a re¥lew
of the ar￿¥￿In1 rewrds bythe St￿me$ *o•d B•pVsi Owrth •r•d4 c•mp•rfson olthÈbt¢*Uhts prtsènted wbth those re￿rds. It•lso
¢onsldor*lon of arby unusual or dlsdowrosln th• xwunts, and see*lt)8 expl•nèilo￿ Imm )*+u ¥$ the trustÈ*s tonctrnln8 •rry
5uth mitters. The pr¢xedureJ uTrde￿ken th not pro¥ldeall the evldw th•1 would befeq¥lfed In w )udlt •ndfot)seouentt¥ no oplnSDn Is
ilven asto whethtr thtaccourts prtsent •'tn* and hlrvIe￿ Ind thE rewt h Ilff*ed tolTrw m•ttets set In tr*sutement below.
Independent ex8mlner's ststement
In connectlon my eNamSTratlon, no m•ttorh•swmeto rny •tteMIon:
111 whlth ilve4 me r¢•¥on•ble ¢•we to bdle¥e th•tln •rry rn•¢•d•l rwpertthefeguSrem&ts'.
to ketp attouN￿￿1 retords In *ttorthncÈwlth 130 01 the 2011 kl: •nd
to prÈp•re ictounts whSth attordTAIth r•thrds Ind t4n¥ly •raKWrtln8 requlrements ofthe ZOII Act hbve not
121 to whlth, In myoplrAon.8It•￿fv shodd be &•*n In oth t0￿bIt4 olthe •¢c•unts to be re•cled.
SIGNED BY INDEPEIIDENTEXAMIIIER:
NAME WITH (Wh￿FIcA￿oN ￿lD ￿..
¢*OFFREY DUNNE
52 bYIHE Wc￿￿1
OATE".
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