Trustees. Annual Report for the period
Pertc¥J start date
Period end date
From
October 2020
To
September 2021
Section A
Reference and administration details
Charity name
St James Road Baptist Church, Watford
Other names charlty Is known by
We are colloquially known as SJR
Registered charity number (if any)
1140528
Charity's principal address
1- 5 St James Road
Watford
Hertfordshire
Postcode
WD18 ODZ
Namos of the charlty trustoas who manage the charlty
Date8 acted if not fort*thol•
ear
Trustso narne
Offlc• {Ifaryl
N•me of person lor body) •ntitled
to¥
olnt tN8tee
If an
Church Meeting
Vacant
Minister
Treasurer &
Safeguarding Officer
M81vyn Finerty
1st October 2020 to 1V
August 2021 (")
1" October 2020 to 15°
August 20211")
1BI October 2020 to 15th
August 20211.)
('1 - At year-end the membership was in the pro¢ess of electing a new leadership team. Subsequently
to this date a full leadership team was duly elected and appointed.
Linda Nichols
Dttto
Geoffrey Dunne
Ditto
10
11
12
13
14
15
Names of the trustees for the charity. if any, Ifor example, any custodian trustees)
Name
Dates aded rf not for a whole year
The Baptist Union Corporation Ltd
Baptist House. 129 Broathway. Didcot.
Oxon, OX118RT
TAR
March 2012

Names and add￿SseS of advisers {Optional infomiation)
e of adviser
Name
Address
Independent Examinor
Clive Ellis
77 Cassiobury Park Avenue, WD18 7LD
Name of chief oxecutive or names of senior staff members (Optional infomiation)
NIA
Section B
Structure,
overnance and mana
ement
Descrlptlon of the charity's trusts
Type of goveming document
Constitution (Approved Governing Document)
How the chanty is constituted
Trust
Trustee seledion meththjs
Trustees are elected by the Church Members, Meeting., wrth the exception
of the Minister. each Trustee's lem of Offi￿ is of three years duration.
Addltlonal governance Issues (Optional infomiatlon)
You may ¢hoo$e to include
additional information, Wh￿re
relevant, aboLrt'.
The ¢hur¢h was granted separate charrtable status on 22nJ February
2011. All of the above-named Trustees are in possession of the Charity
Commission guidance leaflet CC3 'What Trustees Need To Know..
policies and procedures
adopted for the induction and
training of trustees.,
the chanty's organisational
8tructure and any wider
netsvork with which Ihe charity
The charty is a member church of the Baptist Union of Great Britain and
rts local division, the Central Baptist Association It is affiliated lo the UK
Evangelical Alliance. It is also part of an inter- denominational "Christian8
Across Wafford. group which co-ordinates town-wide activities.
The Trustees meet on a monthly basis to review and discuss various
govemance issues, e.g. financial administration," facilities & property
management,. children's & youth work. Finan￿ and Facilities teams.
accountable to the Trustees. also exist to manage day-to￿aY aspe￿$ of
these functions.
relationship with any related
parties.,
trustees, consideration of
major risks and the system
and procedures to manage
them.
Children's and Vulnerable Adults Safeguardin9 Representatives a￿ Ire)-
appointed annually at the Church AGM each November. Trustees actively
undertake Safeguarding training to maintain appropriate oversight.
TAR
March 2012

Section C
Ob'ectives and activities
The Charity is govemed by an Approved Goveming Document which
states that rts pnncipal purpose is the advancemenl of the Christian fatth
according to the principles of the Baptist denomination., to include the
advancement of education. community service and such other general
charitable purposes in such parts of the United Kingdom and the world as
the Church shall detemiine. The Church occupies premises which are
h8ld by the Baptist Union Corporation Ltd. on Trusts which are entirèly
compatible the above objecl.
Summary of the objects of the
Charity set out in its
governing document
In order to achieve the ￿'n¢1paI objective, which is set out above, the
¢hur¢h wovides a variety of activrties both to its membership and to the
community generally. The aim is to show the love of Jesus Christ in bolh
word and deed and to bring people into a closer relationship with Him as
living Lord.
Central to the work and witness of the church is the provision of a regular
public service of Chnstian worship. taking place each Sunday morning al
10.OOa.m. A separate children's programme is provided dunng this
service. The church seeks to be a friendly and welcoming community,
wher8 all are free to attend these services.
We have also continued with alternative style church services these
indude Messy Church and Jimmy's Cafe,. l)oth are aimed at the local
communrty for whom a 'traditional" Sunday church seNice might not
appeal. Messy Chur¢h is a craft-based form of church service and
Jimmy's Café is a café Styled service reaching out to another section of
our local communty.
Summary ofthe maln
activities undertaken for the
public benefit In relatlon to
these objects (include within
this section the statutory
declaration that trustees have
had rogard to the guldance
issued by the Charity
Commission on public
beneflt)
The church also runs a series of mI(￿￿k small groups In individuals.
homes for the growth of faith and discipleship, most groups meeting on a
fortnightly basis. These provide a basis for pastoral care of the individuals
who attend.
The church runs a Tc*Jdler Group which meets in the Church Hall on
Ftiday mornings.. wrth the purpose of assisting the communrty and
demonstrating the love of Jesus Christ. The church runs a fortnightly craft
group on Wednesday Evenings.
Please note: . Al of the above activities have been affected by the
impad of COVIt>19. As a church we have managed some services
erther, in the church hall or at the church. having made both premises
COVID-19 secure However, as restrictions have varied throughout the
year, most of the activilies where feasible have also been undertaken
virtually via the intemet on Zoom.
We have invited many guests ministers to provide us with a service as
we are Cu￿entlY wrthout a full-time minister, erther in person or via Zoom.
TAR
March 2012

The church operates systems to ensure that all people working with
children and vulnerable adults are appropriately vetted with regard to the
Disclosure & Barring Sefwce.
The ChU￿h provides financial and ppyer support for various individuals
and organisations enga9ed in mission activities (including practical care
and relief projects) locally in Wafford, elsewhere in the UK, and overseas.
The Trustees are aware of the Chanty Commission guidance on public
benefft and are satisfied that the activits'es outlined above clearfy
demonstrate that the chanty is providing a benefft to the public.
Additional detall8 of obJe¢tlv08 and activities (Optlonal infomiatlon)
A number of church personnel receive remuneration.. our Minister (offi
currently vacant) and deaners. However, the vast majority of our
activrties are run by members giving freely of their time as volunteers.
You may choose to include
further statements, where
relevant. about:
policy on grantmakn"ng',
policy programme related
investment.,
contribution made by
volunteers.
TAR
March 2012

Section D
Achievements and performance
Summary ofthe main
achievements of the charity
during the year
As a leadership team, we meet once a month. firstly to consider the
programme of events, update us on financial matters, then consider any
facilty matters and also respond to any ongoing matters.
Our Ghurch membership has fallen slightly from twenty-three members to
venty. This is a resutt of three members leaving during the year. The
treasurer reported that total receipts for the year at £54.5K with a surplus
of £9.8K, this was due to two main rtems not included in our original
budget One was the ongoing impact from COVID-19 on activities during
the year and the other was the continuing vacant role of our minister.
We have continued to engage wtth our mission partners dunng the year
to update us on their work. We have also taken a review of our partners
and seen fft to revise the list according lo their current need Also, we
have added one-off donations for specffic needs.
We continue wrth our Close relationships With other ¢hur¢hes in Watford
to promote the Christian faith aixoss our town. We also continue with
pulpit exchange.
Toddler Group, which meets on Friday momings, is a place where the
world ¢omes into our church weekl Many who come along are a long way
from their families across the wodd. The sessions are a buzz of activity,
wrth the opportunty to build relationships. Following Jesus, example of
coming to people, we a￿ able to support people in their difficulties and
thus eam the right to move on to matters of faith. We can be Jesus,
visible presence to people by serving them. The multicultural and
multilingual integration at Toddlers had been recognised, described by
one attender as 'like heaven on earth..
In tenns of our facilities the main rtem to report for the past year is as
follows.. The membership took the decision to refurbish the Mansè
(official residen￿ of our Minister- the posrtion currently being va¢ant}.
To ensure it was in a suitable state for a new minisler or to be rented out
at a later date.
As much as possible routine maintenance tasks have continued
throughout the year despite the obvious impacts thai COVID-19 has
caused.
A large amount of specialist work was carried out to Continue to navigate
us through the safety regulations in order to make the church and hall
buildings ready and COVID-19 secure, as required by the evolving
regulations upjated throughoul the year.
During this coming financial year. the amount and type of facilities work
that will be undertaking will inevitable be InflUen￿d to a large degree by
covit>19 and the revolution of restrictions.
In addition to activrties fomially linked to the churth, various members
also served as volunteers in other local charities and organisations, e.g..
Altematives Watford, Watford Schools Trust, YMCA, Pea￿ Hospi￿ and
one member is a trained Hope UK facilitator.
TAR
March 2012

Section E
Financial review
Brief statement of the
charity's policy on reserves
The church aims to maintain sufficient rv8e￿es to enable us to meet our
èssential expenses for at least six months, together with Gonsideration
over any ongoing pension deficrt liabilities, large scale facilrties items,
together wrth a general contingency fund for unseen expendrtur8.
Datalls of any funds materially
in deficit
None
Further financial rnvlew dètails (Optional infomiation)
You may choose to include
additional information, where
relevant aboLrt'.
The church continues to raise funds which it needs to carry on its
activities from wrihin rts own membership and Congregation. It is not our
policy to raise funds via wider public appeal.
the charity's principal
sources of funds (including
any fundraising)-
how expenditure has
supported the key objectNes
of the charity.,
investment policy and
objectives including any
ethi¢al investment policy
adopted.
The most significant expenses are the salary of a Minister (offi
currently vacant), who leads and COThordinates the church's activities
including the Sunday Servios and in mid-week.. to provide pastoral car8
for the congregation and other people,. and to equip and encourage the
membership in their life. Chnstian witness and service.
The church expressed its part in the life of the wider ¢hurch by making
donations to local, national and intemational Christian organisations and
societies wrth aims and objectives compatible wrth the chur¢h's own
chantable purpose.
The church is heavily dependent on its membership working as
volunteers in all aspects of the church's activities, many of which run with
little or no impact on the church's expenditure, but nevertheless
contribute substantially to the achievement of the church's objectives.
The financial results for the year, together with a summary of the
accounting poliues adopted are set out in the accompanying financial
statements.
The Trustees are satisfied that they have sufficient resetves at the
Balance Sheet date, together with ongoing income anticipated, to enable
the church to function effectively during the forthcoming year.
Section G
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charlty's trustees
Signature(s}
CR
Full name(sl
Position (eg Se¢retary, Chair.
etc)
Elizabeth Gray
Melvyn Finerty
Secretary
Treasurer
Date
TAR
March 2012

STJAMES ROAD BAPTIST CHURCH
REGISTERED (HARrrY No. 114>528
kA
TIST
FINANaAL STATEMEKf FOR THE YEAR ENDED 30Th SEPTEMBÉR 2021
GENEIiAL RECE￿5* PAYAIINT5ACCOUNT
NOTE
2021
2020
RECEIPT5'.
WEEKLYOFFEIU￿S
59L59
PAYNW4TSII4 UW
IZSg3.17
GIFf5
37&70
353.90
RENT ICHLHICIL IIAiL& hiAfoEI
RAISED FOR0￿RCAUsEs
4230.00
11119.18
$4S76.4S
Z5%
PAYAWlfS:
MipiisfRY
14797A)
MISSION
647.(¥)
27A73.
UPKEEP OF CHURO
.39
OBL45
ADMIMsfRITION
4483.32
367.00
44Th.11
7&042.IS
SURPLU51￿￿1C￿FoR￿yEAR
-7.nS.OJ
95011.29
IW15FER TO RESEAVE FUND
20.31S.i
eALIPKE CARRIEDFORWARD
74718.47
87.2J.20
RESERVE RECEIPTS • PAYMENTSACCQUNT
2021
2020
OThEfi RECEIPTS
PAYMEpif5.'
OTHER PAY￿1￿5
SURPlUSI￿FlQrlOft￿ytlm
TPAM5FER FROMGENEIIAL FUPID
129.845.53
STAIEMENTOF ASSEtSANO UABIUIIE5ASAT >)Th SEPTEMBER 2021
2021
2020
217.071.7Y
GElIE￿ACCoulIT
7471*47
87.228.20
PESEAVExcouKr
15&61
129,843.53
217.071.73
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REGISTERED CHARtfY No. 1140528
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ST JAMES ROAD BAPTIST CHURCH
REGISTERED CHARfpi No. 1140518
INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES & MEMBERS OF STJAMES ROAD BAPTIST CHURCH
l rnporton the xcounboltheStJ•mes ￿¢¥￿ w9tcl￿ChtOrthevzv¥V4•d >)th5•gtrn*•r 2021 W••to￿ In p¥es 1 & 2.
Aospertl¥e r•sponsSblltd•s of tn*•s and •Mm1r￿1
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foYthlsy••runderg•¢tlon 14112loltht Ch•rfdes•*t 2011 ltht 2011 Artl w¥J th•tan Independentv*nlnatlon Is needed.
It Is my mWOMlbllltylO.'
examlne the x¢ounts und•rse¢tlon 145oftht 2011 &"
tolollow the pro¢tdur¢s l•ld d¢)¥m Inthtrpnt￿ DIvo¢￿or￿￿¥fjn byth• cl￿ft¥coMm5￿l0ft urKl•rM¢kn 14ySllbl olthe 2011 Act,. •nd
to M•t• whether p•rt6ud•rrnrtter5 h•* t()mtio ffly¥ttenU(￿.
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Independent eXan￿￿e￿3 5tatsmEnt
In corlnectlortwtth myex*nln•tlon, no rMtt•rh••¢on* to myatt•N￿0tt.
lil whlch glws m• r•tton•￿• e•uu io b•lIV￿ thot In wry m*t•rf•l w•w•tt th• n9￿r•I￿￿ts'.
to ke•p xeountlrrf Yocovds In 4¢¢ord•￿• wlth s•¢tson 130 of tl* ))11 ACL. •wxl
to P￿p￿e accounts whlch 4£￿T0 tho F•¢4vds•nd t*Wywtth the Kco￿tIr*feq￿reMEftts ofth• 2011 ￿ h*e not
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SIGNED BYINDEPEIIDÉNfEYJMINai.'
NAJAEWITH QUALIFICATIC*I AIIDAtrfJAES&'
77 CASSKXURY PNjIKAV￿Iu
WATF(110. HERIFINIDSHIRE WD18nD
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