##
##
##
||Names|ofthe char|ity trustees wh|ity trustees wh|o ma|nage the charity|||||
|---|---|---|---|---|---|---|---|---|---|---|
||Trustee|name|Office (ifany)|||Dates acted ifnot forwhole
ear|Name
toa|ofperson (or body) entitled
oint trustee
ifan|||
|1|Vacant||Minister||||Church||Meeting||
|2|Melvyn|Finerty|Treasurer
&
Safeguarding||Office||Ditto||||
|3|Linda Nichols||||||Ditto||||
|4|Geoffrey Dunne||||||Ditto||||
|5|||||||||||
|6|||||||||||
|7|||||||||||
|8|||||||||||
|9|||||||||||
|10|||||||||||
|11|||||||||||
|12|||||||||||
|13|||||||||||
|14|||||||||||
|15|||||||||||
|16|||||||||||
||Names|ofthe trustees for the||charity,||ifany, (for example, any custodian||trustees)|||
||Name|||||Dates acted if not for a|whole year||||
||The Baptist Union||Corporation|Ltd|||||||
||Baptist|House, 129Broadway,||Didcot,|||||||
||Oxon,|OX11 8RT|||||||||
|Names and addresses ofadvisers (Optional
information)|Names and addresses ofadvisers (Optional
information)|
|---|---|
|T
eofadviser
Name|Address|
|Independent
Examiner
Clive|Ellis
77 Cassiobury
Park Avenue, WD18 7LD|
|Name ofchief executive or names ofsenior staff members
(Optional
information)||
|N/A||
|~
e|~ ~|
|Description ofthe charity's trusts||
|Type of governing
document|Constitution
(Approved
Governing
Document)|
|How the charity is constituted|Trust|
|Trustee selection methods|Trustees are elected by the Church
Members'
Meeting;
with the exception|
||ofthe Minister, each Trustee's term of office is ofthree years duration.|
|Additional
governance
issues (Optional
information)||
|You may choose to include
additional
information,
where
relevant,
about:|The church was granted separate charitable
status on 22"' February
2011.All ofthe above-named
Trustees are in possession
ofthe Charity
Commission
guidance
leaflet CC3 "What Trustees Need To Know".|
|~
policies and procedures
adopted for the induction
and|The charity is a member
church ofthe Baptist Union ofGreat Britain and|
|training
oftrustees;|its local division, the Central Baptist Association.
It is affiliated to the UK|
|a
the charity's
organisational
structure
and any wider|Evangelical
Alliance.
It is also part ofan inter- denominational
"Christians
Across Watford" group which co-ordinates
town-wide
activities.|
|network
with which the charity
works;
~
relationship
with any related
parties;|The Trustees meet on a monthly
basis to review and discuss various
governance
issues, e.g.:financial
administration;
facilities &property
management;
children's
& youth work. Finance and Facilities teams,
accountable
to the Trustees, also exist to manage
day-to-day
aspects of|
|~
trustees'
consideration
of|these functions.|
|major risks and the system||
|and procedures
to manage|Children's
and Vulnerable
Adults Safeguarding
Representatives
are (re)-|
|them.|appointed
annually
at the Church AGM each November.
Trustees
actively|
||undertake
Safeguarding
training
to maintain
appropriate
oversight.|
||||||The Charity
is governed
by an Approved
Governing
Document
which||
|---|---|---|---|---|---|---|
||||||states that its principal
purpose
is the advancement
ofthe Christian
faith||
|Summary
ofthe objects
charity set out in its
governing
document||||ofthe|according to the principles ofthe Baptist denomination;
to include the
advancement
ofeducation,
community
service and such other general
charitable
purposes
in such parts ofthe United
Kingdom
and the world
the Church
shall determine.
The Church occupies premises
which are|as|
||||||held by the Baptist Union Corporation
Ltd, on Trusts which are entirely||
||||||compatible
with the above object.||
||||||In order to achieve the principal
objective, which is set out above, the||
||||||church provides a variety ofactivities both to its membership
and to the||
||||||community
generally.
The aim is to show the love ofJesus Christ in both||
||||||word and deed and to bring people into a closer relationship
with Him as||
||||||living Lord.||
||||||Central to the work and witness ofthe church is the provision
ofa regular||
||||||public service of Christian
worship,
taking place each Sunday
morning|at|
||||||10.00a.m. A separate
children's
programme
is provided
during this||
||||||service. The church seeks to be a friendly and welcoming
community,||
||||||where
all are free to attend these services.||
||||||We have also continued
with alternative
style church services these||
||||||include Messy Church and Jimmy's
Cafe; both are aimed at the local||
|Summary
ofthe main
activities undertaken
for the
public benefit in relation to
these objects (include within|||||community
for whom a "traditional" Sunday church service might not
appeal. Messy Church
is a eral-based
form ofchurch service and
Jimmy's
Cafe is a cafe styled service reaching
out to another section of
our local community.
Further we have introduced
on Sunday afternoons||
|this section||the statutory|||once a month,
Film Club.||
|declaration||that trustees||have|||
|had regard||to the guidance|||The church also runs a series of midweek
small groups
in individuals'||
|issued by|the Charity||||homes for the growth
of faith and discipleship,
most groups meeting
on|a|
|Commission||on public|||fortnightly
basis. These provide a basis for pastoral care ofthe individuals||
|benefit)|||||who attend.||
||||||The church runs a Toddler Group which meets
in the Church
Hall on||
||||||Monday
& Friday mornings;
with the purpose ofassisting
the community||
||||||and demonstrating
the love ofJesus Christ. The church runs a fortnightly||
||||||craft group on Wednesday
Evenings.||
||||||Please note: - All ofthe above activities have been affected by the||
||||||COVID-19. As a church we have managed
some services either,
in the||
||||||church
hall or at the church,
having
made both premises COVID-19||
||||||secure. However, as restrictions
have developed
through
the year, most||
||||||ofthe activities are now undertaken
via the internet
on Zoom.||
||||||We have invited
many guest ministers to provide us with a service as we||
||||||are currently
without a full-time
minister,
either in person or via Zoom.||
##
||||~
~
~|
|---|---|---|---|
|Summary|of|the main||
|achievements
ofthe charity
during the year|||As a leadership
team, we meet once a month,
firstly to consider the
programme
ofevents, update
us on financial
matters,
then consider any|
||||facility matters
and also respond to any ongoing
matters.|
||||Our church membership
has fallen slightly from 25 members
to 23.This|
||||is a result oftwo members
leaving
during the year. The treasurer
reported that total receipts for the year atf70.2K with a deficit ofE7.8K,|
||||this was due to two items not included
in our original
budget.
One was|
||||the purchase
ofa new projector for the church which was approximately|
||||F7k and the other was f2k given to, one ofthe local charities we support,|
||||New Hope, to help their work through
the first lockdown
period.|
||||We have continued
to engage with our mission partners,
some ofwhom|
||||have visited us during the year to update us on their work. We have also|
||||taken a review ofour partners
and seen fit to revise the list according to|
||||need and included a new locally focused resource within our community.|
||||Also, we have added one-off donations
for specific needs.|
||||We continue
with our close relationships
with other churches
in Watford|
||||to promote the Christian
faith across our town. We also continue
with a|
||||pulpit exchange.|
||||Toddler Group, which meets on Monday 8 Friday mornings,
is a place|
||||where the world comes into our church twice a week! Many who come|
||||along are a long way from their families across the world. The sessions|
||||are a buzz ofactivity,
with the opportunity
to build relationships.
Following|
||||Jesus' example ofcoming to people, we are able to support people
in|
||||their difficulties
and thus earn the right to move on to matters offaith.|
||||Ruth reiterated
this message —we could be Jesus to people by serving|
||||them. The multicultural
and multilingual
integration
at Toddlers had been|
||||recognised,
described
by one attender as "like heaven
on earth.|
||||In terms of our facilities, the main items to report for the past year are as|
||||follows: As part ofthe Baptist Insurance
requirements
early in the year|
||||fire safety surveys were carried out for the church and hall„with their|
||||recommendations
being implemented.|
||||As much as possible routine maintenance
tasks have been continued|
||||throughout
the year despite the obvious impacts that COVID-19 has|
||||caused.|
||||Following
approval
at the church meeting
earlier this year a new projector|
||||for the church was purchased.
Also; work on renewing
our telephone
and|
||||broadband
agreement
with BTwas completed.|
||||A large amount ofspecialist work was carried out to navigate
us through|
||||the safety regulations
in order to make the church and hall buildings|
||||ready and COVID-19 secure, as required
by the evolving
regulations|
||||introduced
throughout
the year. Sothat we will be able to resume|
||||physical services when restrictions
permitted.|
||||During this coming financial year, the amount
and type offacilities work|
||||that will be undertaking
will inevitable
be influenced
to a large degree by|
||||COVID-19 and the restrictions.|
|Briefstatement
ofthe|Briefstatement
ofthe|Briefstatement
ofthe|Briefstatement
ofthe|The church aims to maintain
sufficient reserves to enable us to meet|our|
|---|---|---|---|---|---|
|charity's
policy on reserves||||essential expenses for at least six months,
together
with consideration||
|||||over any ongoing
pension
deficit liabilities,
large scale facilities items,||
|||||together with a general contingency
fund for unseen
expenditure.||
|Details ofany funds
in deficit|||materially|None||
|Further financial
review details||||(Optional
information)||
|You may choose to include
additional
information,
where
relevant about:
~
the charity's
principal||||The church continues
to raise funds which
it needs to carry on its
activities from within its own membership
and congregation.
It is not our
policy to raise funds via wider public appeal.||
||sources offunds (including|||The most significant expenses are the salary ofa Minister,
who leads and||
||any fundraising);|||co-ordinates
the church's
activities
including
the Sunday Services and in||
|~|how expenditure
has
supported
the key objectives
ofthe charity;|||mid-week; to provide
pastoral care for the congregation
and other people;
and to equip and encourage
the membership
in their life, Christian
witness and service.||
|~|investment
policy|and||The church expressed
its part in the life ofthe wider church
by making||
||objectives including||any|donations
to local, national
and international
Christian
organisations|and|
||ethical investment||policy|societies with aims and objectives compatible
with the church's
own||
||adopted.|||charitable
purpose.||
|||||The church is heavily dependent
on its membership
working as||
|||||volunteers
in all aspects ofthe church's
activities,
many ofwhich
run|with|
|||||little or no impact on the church's expenditure,
but nevertheless||
|||||contribute
substantially
to the achievement
ofthe church's objectives.||
|||||The financial
results for the year, together
with a summary
ofthe||
|||||accounting
policies adopted are set out in the accompanying
financial||
|||||statements.||
|||||The Trustees are satisfied that they have sufficient reserves at the||
|||||Balance Sheet date, together
with ongoing
income anticipated,
to enable||
|||||the church to function
effectively
during the forthcoming
year.||
|||||~ - . .
~||
|The trustees declare|||that they|have approved
the trustees'
report above.||
##
|GENERAL RECEIPTS&PAYMENTS ACCOUNT|||
|---|---|---|
|NOTE|2020|2019|
|RECEIPTSB|||
|WEEKLY OFFERINGS|32,500.39|43,103.06|
|PAYMENTS IN LIEU|12,599.17|17,062.77|
|GIFTS|378.70|383.10|
|INVESTMENT INCOME|353.98|409.56|
|RENT (CHURCH, HALL ILMANSE)|8,230.00|14,010.00|
|RAISED FOR OTHER CAUSES|16,196.88|14,678.88|
||70,259.12|89,647.37|
|PAYMENTS:|||
|MINISTRY|33,162.88|29,075.37|
|MISSION|27,423.84|18,216.86|
|UPKEEP OF CHURCH|12,088.43|9,508.97|
|AD04INISTRATION|5,367.00|5,589A6|
||78,042.15|62,390.66|
|SURPLUS /-DEFICIT FORTHE YEAR|-7,783.03|27,256.71|
|BALANCE BROUGHTFORWARD|95,011.23|95,004.52|
|TRANSFER TO RESERVE FUND||27,250.00|
|BALANCE CARRIED FORWARD|87,228.20|95,011.23|
|RESERVE RECEIPTS & PAYMENTS ACCOUNT|||
|NOTE|2020|2019|
|RECEBITS|||
|OTHER RECEIPTS|0.00|0.00|
|PAYMENTS:|||
|OTHER PAYMENTS|0.00|0.00|
|SURPLUS /-DEFICIT FOR THE YEAR|0.00|O.BO|
|BALANCE BROUGHT FORWARD|129,M3.53|102,593.53|
|TRANSFER FROM GENERAL FUND|0.00|27,250.00|
|BALANCE CARRIED FORWARD|129,843.53|129,843.53|
|STATEMENT OF ASSETS AND LIABILITIESAS AT 30TH SEPTEMBER2020|||
||2020|2019|
|ASSETS;|||
|BANK AND OTHER CASH BAlANCES|217,071.73|224JI54.76|
|REPRESENTING BALANCES ON THE FOLLOWING ACCOUNTS:|||
|GENERALACCOUNT|87,228.20|95,011.23|
|RESERVE ACCOUNT|129,843.53|129,843.53|
||217,071.73|224,854.76|
##
##
||||2020||2019||||||2020|2019|
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|1.THESEACCOUNTS HAVE BEEN||||||7.ADMINISHIATION|||||||
|PREPARE0ON A RECEIPTS Ik PAYMENTS||||||PRINTING IkSTATIONERY||||||252.02|
|BASISAND ACCORD WITH THE5.133||||||TELEPHONE AND POSTAGE|||||1,305A6|1,512.22|
|CHARITIES ACT2011||||||ADVERTISING|||||||
|||||||SUBSCRIPTIONS|||||||
|2.INVESTMENT INCOME||||||OTHER|||||3,996.60|3,825.22|
|BANK INTEREST|||353.98||409.56|LOAN|||||||
||||||||||||5,367.00|5,58946|
|3.OTHER CAUSES||RAISED|GIVEN|RAISEO|GIVEN||||||||
|CENTRAL BAPTISTASSOC.||2,100.00|2,100.00|2,100.00|2,100.00||||||||
|HOME MISSION/BMS||2,100.00|2,100.00|2,100.00|2,100.00|IL RESERVE RECEIPTS|||||0.00|0.00|
|SPORTS CHAPIAINCY|UK|1299.96|1899.96|1,299.96|1,299.96||||||||
|MARILYN BAKER||1,299.96|1,299.96|1899.96|1,299.96||||||||
|IFES||600.00|600.00|600.00|600.00||||||||
|TORCH TRUST||999.96|999.96|999.96|999.96|9.RESERVE PAYMENTS|||||0.00|0.00|
|WATFORD SCHOOLS TRUST||1,320.00|1,320.00|1,300.00|1,300.00||||||||
|UR6AN SABIRS||0.00|0.00|S0.00|50.00||||||||
|PCC WATFORD TOWN||1,200.00|1,200.00|1,679.00|1,679.00||||||||
|OPERATION RUDOLPH||0.00|0.00|0.00|0.00|10.DRIER MONETARY ASSETS|||||0.00|0.00|
|NEW HOPE TRUST||3,200.00|3,200.00|2,050.00|2,050.00||||||||
|CHRISTIAN AID||0.00|0.00|0.00|0.00||||||||
|WATFORD REFUGEES||0.00|0.00|0.00|0.00||||||||
|ALTERNATIVES||||1,100.00|1,100.00|11.OTHER NON MONETARY ASSETS|||||||
|OTHER||1,477.00|1,477.00|100.00|100.00|(A) HELD FOR INVESTMENT|||||||
|||16,196.88|16,196.88|14,678.88|14,678.88|PURPOSES|||||||
|4.MINISTRY||||||(8) HELD FOR CHURCH'SOWN||USE|||||
|STIPEND|||32,562.88||27,32587|CHURCH PRERKISES||||1,721,287.00||1,677,664.00|
|PULPIT SUPPUES|||600.00||1,750.00|CHURCH MANSE|||||250,000.00|250,000.00|
|NIANSE (SEEUPKEEP OF CHURCH PREMISES)||||||CHURCH COMENTS|||||90,277.00|87,989.00|
||||33,162.88||29,075.37|||||2,061,564.00||2,015,653.00|
|||||||Note the valuation|ofchurch and||contents||||
|5.MISSION||||||is as insured
by Baptist Insurance|||Company.||||
|OTHER CAUSES|||16,196.88||14,67ILBB|Valuation
ofmanse|is current market value.||||||
|FELLOWSHIP &OUTREACH|||2,574.74||1,635.45||||||||
|WDRSHIP &MINISiRY|||8,652.22||1,902.53||||||||
||||27,423.84||18,216.86||||||||
|||||||12.LIABILITIES|||||||
|6.UPKEEP OF CHURCH PREMISES||||||(A) CURRENT|||||0.00||
|LIGHTING AND HEATING|||3,182.62||4,216.85||||||||
|CLEANING|||320.58||1,066.98|(8) LONG-TERM|||||||
|INSURANCES|||2,610.97||2,369.77|BU PENSION FUND|DEFICIT||||93,100.0D|137,500.00|
|REPAIRS & MAINTENANCE|||5,974.26||1,855.37|Note the pension deficit valuadon|||is based||on the||
||||12,088A3||9,508.97|latest assessment
issued by The Baptist||||Pension Trust.|||
##
##
##
##
##
##