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2020-10-31-accounts

REDEEMED CHRISTIAN CHURCH OF GOD GRACE CHAPEL CHESTERFIELD

COMPANY LIMITED BY GUARANTEE FINANCIAL STATEMENT FOR THE YEAR ENDED 31 OCTOBER 2020

Company reg. no 07396730 Charity reg. no.1140405

DIRECTORS' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Company Information

Directors/Trustees Obed Kwao Nortu
Mrs Faith Azala Okhuoya
Olusegun Emmanuel
Secretary Olutoyin Bolanle Taiwo
Company number 07396730
Charity number 1140405
Registered office 89 New Square
Chesterfield
Derbyshire
S40 1PH
Accountants DTT Consultancy Ltd
36 Daffodil Close
Hatfield
Hertfordshire
ALI0 9FF

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Reference and administrative details of the charity 3
Directors' report 4 - 7
Independent examiner's report 8
Statement of financial activities 9
Balance sheet 10
Notes to the financial statements 11 - 15

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

DIRECTORS' REPORT FOR YEAR ENDED 31 OCTOBER 2020

The directors and trustees present their report and the accounts for the year ended 31 October 2020.

The financial statements have been prepared in accordance with the accounting policiesset out in note 1 to the the accounts and comply with the charity's memorandum and articles, applicable by law (Companies Act 2006 and Charities Act 2011) and the requirements of the Statement of Recommended Practice "Accounting and Reporting by Charities"issued in March 2005.

Legal and Administrative details

REDEEMED CHRISTIAN CHURCH OF GOD GRACE CHAPEL CHESTERFIELD was incorporated as a private company, limited by guarantee, on 5 October 2011, company number 07396730

Trustees

The trustees who are also directors for the purposes of the Companies Act 2006 that served in the year were as follows:

Directors

Mr Obed Kwao Nortu Mrs Faith Azala Okhuoya Mr Olusegun Olumayokun Emmanuel

Secretary

Olutoyin Bolanle Taiwo

Structure, Governance and Management

Governing Document

The company is limited by guarantee and registered as a charity under the Charities ACT 2011. It is governed by its Memorandum and Articles of Association incorporated on 5th Oct 2011. The company has applied for charitable status for taxation purposes and is currently a registered charity.

Anyone over the age of 16 can become a member of the company subject to approval by the trustees.

Page 4

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

DIRECTORS' REPORT (Continued) FOR THE YEAR ENDED 31 OCTOBER 2020

Governing document continued…..

No director has any beneficial interest in the charitable company. The number of guarantees at 31 October 2020 was three. Every member of the Charity promises that if the Chairty is dissolved while he or she is a member or within twelve months after he or she ceases to be a member, to contribute such sum (not exceeding £10) that may be demanded towards the payment of debts and liabilities of the Charity.

Recruitment and Appointment of Trustees

Appointment of trustees begun from the first annual general meeting and was in accordance with the articles of association. At every subsequent annual general meeting, one third of the trustees are subject to retirement by rotation.

If the company at the meeting at which a trustee retires by rotation does not fill the vacancy the retiring trustee shall, if willing to act, be deemed to be reappointed unless at the meeting it is resolved not to fill the vacancy or unless a resolution is put to the meeting and lost. The number of trustees shall not be less than two and are not subject to any maximum . Trustees have the power to co opt members to a commitee so long as those co opted members do not exceed one half of the total number of trustees on that committee.

Trustee Induction and Training

Any new trustees undergo an orientation day to brief them on their legal obligations under Charity and Company Law, the content of the Memorandum and Articles of Association and the processes on decision making within the organisation. The Charity encourages trustees to attend, at their discretion; appropriate external training events were these will be of use for the undertaking of the role.

Organisational Structure

The trustees, which at present there are three, provide the strategic direction of the charity. The aims and objectives are communicated to the congregation and members of the church.

Assets held on behalf of another charity

There are no assets held on behalf of another charity.

Page 5

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

DIRECTORS' REPORT (Continued) FOR THE YEAR ENDED 31 OCTOBER 2020

Risk Management

The trustees have a risk management strategy that includes:

Financial risk is to be mitigated by the secretary monitoring the bank frequently to ensure no losses from error or fraud take place.

The policies of risk management are continuously reviewed to ensure they still meet the needs of the charity.

Objectives

The charity's objects are:

It pursues these objects by the operation of a centre for Christian worship at its premises in the town centre of Chesterfield town and by a programme of events aimed at reaching out to the un-churched together with a range of community-centred projects.

The charity’s main objectives for the year were :

The establishment forums to reach out to the community

To establish a new church

The promotion of festivals, celebrations and exhibitions and outreaches Mental Health Forum

Food parcels for struggling families Singing for pleasure to combat loneliness Coffe mornings on Mondays Operating a mother and Toddler group and other play schemes Soup kitchen – where the homeless are fed 3 times a week Running a wellbeing forum

STRATEGIES

The charity’s strategies for achieving these objectives were:

Page 6

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

DIRECTORS' REPORT (Continued) FOR THE YEAR ENDED 31 OCTOBER 2020

Activities for public benefit

The company currently carries out many activities that are for public benefit

Charity fund raising

The church has regular and commited members who give tithes and other donations for the furtherance of the church's activities.

The church operates a café which provides beverages and snacks. The food is subsidised and the café exists to attract customers who then may be introduced to the church and its works.

Achievements and Performance

The trustees are pleased to report the following

Plans for the future

The trustees look towards the future with the following proposals:

Approved by the Directors on 30th June 2021 and signed on their behalf by:

Mr Obed Nortu

Director

Page 7

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 OCTOBER 2020

TO THE DIRECTORS OF REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

I report on the accounts of the charity for the year ended 31 October 2020 which is set out on pages 9 to 14.

RESPECTIVE RESPONSIBILITIES OF THE DIRECTORS AND THE EXAMINER

The charity's directors are responsible for the preparation of the accounts. The charity's directors consider that an audit is not required for this year under section 476 of the Companies Act 2006 and that an independent examination is needed.

It is my responsibility to:

BASIS OF EXAMINER'S STATEMENT

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as Directors concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair" view and the report is limited to those matters set out in the statements below.

EXAMINER'S STATEMENT

In connection with my examination, no matter has come to my attention:

comply with the accounting requirements of Section 394 and 395 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities have not been met; or

Tunji Ogedengbe

36 Daffodil Close Hatfield Hertfordshire AL10 9FF

Date: 23rd June 2021

Page 8

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 OCTOBER 2020

Notes
INCOMING RESOURCES
Donations, legacies & similar incoming resources
2
Activities for generating funds
3
Total incoming resources
RESOURCES EXPENDED
Cost of generating funds
4
Charitable activities
5
Governance costs
6
Total resources expended
Net (Outgoing)/Income resources for year
Prior year adjustment
Balance b/fwd
BALANCE AT END OF YEAR
2020
2019
Unrestricted
Restricted
Total
Total
Funds
Funds
Funds
Funds
£
£
£
£
107,790
107,790
91,797
-
-
-
107,790
-
107,790
91,797
11,885
-
11,885
9,513
74,695
-
74,695
72,375
350
-
350
4,183
86,930
-
86,930
86,070
20,860
-
20,860
5,727
4,250
-
4,250
-
140,535
140,535
134807.673
157,146
-
157,146
140,535

The statement of financial activities includes all surpluses and deficits recognised in the year.

All incoming resources and resources expended derive from continuing activities.

Page 9

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Balance Sheet

At 31 OCTOBER 2020

2020 2019
Total Total
Funds Funds
Notes £ £
FIXED ASSETS
Tangible assets 9 333,570 337,137
CURRENT ASSETS
Debtors: amounts falling due after more than one year 11 1,850 1,850
Cash in hand 8,150 7,971
10,000 9,821
Creditors: amounts falling due
within one year 12 21,834 21,834
Net current assets/(liabilities) 21,834 21,834
Total assets less current liabilities 321,736 325,125
Creditors: amounts falling due after one year
(Note 13) 164,590 184,590
Net Assets 157,146 140,535
CHARITY FUNDS
General - unrestricted 9 157,146 140,535
General - restricted 8 - -
TOTAL FUNDS 157,146 140,535

For the year ending 31 October 2020 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

• The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

These financial statements were approved by the Directors on 30th August 2020 and signed on their behalf by:

Obed Kwao Nortu - Director

Page 10

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Notes to the Financial Statements FOR THE YEAR ENDED 31 OCTOBER 2020

1. ACCOUNTING POLICIES

The financial statements have been prepared under the historical cost convention and in accordance with the Statement of Recommended Practice, Accounting and Reporting by Charities (SORP 2005) issued in March 2005, together with the Financial Reporting Standard for Smaller Entities (effective April 2008) and with the Companies Act 2006 The principal accounting policies adopted in the preparation of the financial statements are as follows:

Incoming resources

All incoming resources are included in the statement of financial activities when the company is entitled to the income and the amount can be quantified with reasonable accuracy. The following policies are applied to particular categories of income:Service contracts and grants are recognised in full in the Statement of Financial Activities in the year in which they are receivable.

Where income has been received under service contracts but the related services have not been performed by the year end, the balance is carried forward as deferred income.

Resources expended

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered and is reported as the expenditure to which it relates. Charitable expenditure comprises costs incurred by the company in the delivery of its activities and services for its clients. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them. Governance costs include those costs associated with meeting the constitutional and statutory requirements of the company and include the accountancy and costs linked to the strategic management of the company.

All costs are allocated between the expenditure categories of the SOFA on a basis designed to reflect the use of the resource. Costs relating to a particular activity are allocated directly; others are apportioned on an appropriate basis as set out in note 13.

Tangible fixed assets and depreciation

Depreciation has been provided at the following rates in order to write down the cost or valuation, less estimated residual value, of the tangible fixed assets, by equal annual instalments on a straight line basis over their expected useful lives.

Fixtures & Fittings 10% reducing balance Equipment 15% straight line Motor vehicle 20% reducing balance

Investment income

Investment income is recognised in the accounts when it is received.

Value added tax

The compnay is not registered Value Added Tax as it reviewed its position and found that it did not require to be registered. Expenditure in these financial statements, incurred by Redeemed Christian Church of God Chapel Chesterfield, is therefore shown inclusive of value added tax.

Stocks

Stocks are stated at the lower of cost and net realisable value.

Taxation

The charitable company has dormant status for corporation tax by HMRC.

2. DONATIONS AND GIFTS

Tithes
Offering
Thanksgiving
Individual support income
Outreach
Other
Gift Aid
3. ACTIVITIES FOR GENERATING FUNDS
Little Gems
2,020
2,019
£
£
52,911
58,397
12,552
16,519
1,287
4,438
2,200
2,498
1,077
3,748
8,432
6,197
29,333
-
107,790
91,797
2,020
2,019
£
£
-
-

Page 11

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

4. COSTS OF GENERATING FUNDS

4. COSTS OF GENERATING FUNDS 4. COSTS OF GENERATING FUNDS 4. COSTS OF GENERATING FUNDS 4. COSTS OF GENERATING FUNDS
2,020
2019
£
£
Office Expense 553
Utility 6,809 5,764
Legal Expense 1,822
Café Expenses 3,254 3,195
11,885
9,513

5. CHARITABLE ACTIVITIES

5. CHARITABLE ACTIVITIES 5. CHARITABLE ACTIVITIES
2,020
2019
£
£
Staff costs 12,637 14,233
Honorariapayments 2,740 4,139
Stationaryandprinting 4,219 2,324
Conference costs 1,624 7,893
WEM/COF 1,800 1,650
TV Licence 13 239
Hospitality 34 481
Mortgage Interest 16,519 14,629
FOL 240 220
Donation 150 300
Vehicle expenses and travel costs 1,293 2,830
Insurance/Licence 3,336 2,777
Website costs & Telephone 5,129 4,681
Discipleshipcosts and training 2,167 1,141
Bank charges 505 755
Repairs and renewals(maintenance) 10,191 3,836
Depreciation 3,567 3,567
Dues/Evangelical 903 1,843
Volunteering - 75
Office Equip 6,645 2,594
Other 127
Mission support 983 2,042
Total charitable activities 74,695
72,375

Page 12

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

NOTES TO THE FINNANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

6. GOVERANCE COSTS

Legal and professional fees
Independent Examination
7. ANALYSIS OF NET ASSETS BETWEEN FUNDS
Tangible fixed assets
Current assets
Current liabilities
8. RESTRICTED FUNDS
Restricted funds comes from support of the RCCG church
network.
Haggai
Support from province
2020
2019
£
£
-
3,933
350
350
350
4,183
Restricted Unrestricted
2020
2019
£
£
£
£
333,570
333,570
337,705
10,000
10,000
4,589
21,834
-
21,834
-
20,350
-
2020
2019
£
£
-
3,933
350
350
350
4,183
-
321,736
321,736
321,944
B/f
Incoming
Outgoing
Outgoing
£
£
£
-
-
-
-
-
-
-
-
-
-
-
-

9. Unrestricted funds

Funds from Tithes and church offerings consist of the majority of the unrestricted funding.

Page 13

REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 OCTOBER 2020

10. TANGIBLE FIXED ASSETS

Cost
As at 1 November 2019
Additions
At 31 October 2020
Depreciation
As at 1 November 2019
Charge for the year
At 31 October 2020
Net book value at 31 October 2020
At 31 October 2019
11. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Debtors
Gift aid receivable
Property
Motor
Vehicles
Equipment,
Fixtures &
Fittings
Total
£
£
£
£
329,000
7,455
33,160
369,615
-
Property
Motor
Vehicles
Equipment,
Fixtures &
Fittings
Total
£
£
£
£
329,000
7,455
33,160
369,615
-
329,000
7,455
33,160
369,615
7,455 25,023
32,478
3,567
3,567
-
7,455
28,590
36,045
329,000
-
4,570
333,570
- 8,137
8,137
2020
2019
£
£
1,850
1,850
-
-
1,850
1,850

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REDEEMED CHRISTIAN CHURCH OF GOD - GRACE CHAPEL CHESTERFIELD

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 OCTOBER 2020

12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accruals and deferred income
Musical equipment
Mortgage payment
2020
2019
£
£
350
350
1,484
1,484
20,000
20,000
21,834
21,834

12. CREDITORS: AMOUNTS FALLING AFTER ONE YEAR

12. CREDITORS: AMOUNTS FALLING AFTER ONE YEAR
Mortgage payment
14. Directors and employees
Staff costs were as follows:
Wages and salaries
2020
2019
£
£
164,590
184,590
164,590
184,590
2020
2019
£
£
12,637
14,233
12,637
14,233

The directors did not receive any remuneration or expenses.

The average number of staff employed by the charity during the year was 3.There were no employees whose emoluments amounted to over £60,000 in the year. There were no employees for whom retirement benefits are accruing under a money purchase pension scheme.

Page 15