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2026-03-31-accounts

COMPANY REGISTRATION NUMBER: 03886363 CHARITY REGISTRATION NUMBER: 1140227

North Wales Women's Centre Limited Company Limited by Guarantee Unaudited Financial Statements

31 March 2026

North Wales Women's Centre Limited

Company Limited by Guarantee

Financial Statements

Year ended 31 March 2026

Page
Trustees' annual report (incorporating the director's report) 1
Independent examiner's report to the members of North Wales
Women's Centre Limited 19
Statement of financial activities (including income and
expenditure account) 21
Statement of financial position 22
Notes to the financial statements 24

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 31 March 2026

The trustees, who are also the directors for the purposes of company law, present their report and the
unaudited financial statements of the charity for the year ended 31 March 2026.

Reference and administrative details

Registered charity name North Wales Women's Centre Limited Charity registration number 1140227 Company registration number 03886363 Principal office and registered 46-54 Water Street office Rhyl Denbighshire LL18 1SS The trustees S N Farrell S Walls A Ogle (Resigned 23 October 2025) A James Dr S Dubberley A J Hill Ms J Jones (Appointed 23 October 2025) Company secretary Abby Lewis Independent examiner Bruce Roberts FCA

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Structure, governance and management

LEGAL STATUS

The organisation is a charitable company limited by guarantee, incorporated on 30th November 1999
and registered as a charity on 4th November 2011. The company was established under a
Memorandum of Association which established the objects and powers of the charitable company and
is governed under its Articles of Association, as amended by special resolution, 5 December 2010.
The Company Number is 3886363 (registered in England and Wales) and the Charity Number is
1140227. The liability of each member in the event of winding up shall be restricted to £10.

RECRUITMENT AND APPOINTMENT TO THE BOARD OF TRUSTEES

Under the requirements of the Articles of Association, the number of Directors shall be not less than
three nor, unless otherwise determined by a general meeting, shall not be subject to any maximum.
Trustees are subject to retirement by rotation according to the terms dictated by the Articles (clause 59
on). If a trustee is willing to be re-appointed, and no alternative has been put forward, the trustee is
deemed to be re-appointed unless the meeting decides not to fill the vacancy or unless a a resolution
to re-appoint the trustee is lost.  Proposed new trustees must be recommended by the existing
trustees, or appropriate notice must have been given by a Member qualified to vote at the meeting.
Trustees may be removed subject to the conditions in the Articles.

Recruitment is normally achieved via the media of advertising, word of mouth and local volunteer
bureau or other agencies. Recruitment of new trustees is prompted by the retirement or removal of
existing trustees, or the perceived need to strengthen the board in particular areas of experience.

TRUSTEE INDUCTION AND TRAINING

Upon appointment to the board, each new trustee is provided with information on their responsibilities
as a trustee and director of the Company. Each new trustee is expected to familiarise themselves with
this information and the aims and objectives of the charity, and seek guidance on areas with which
they require additional advice or clarification. Trustees are encouraged to take advantage of training
where available.

RISK MANAGEMENT

The trustees have established a risk examination policy which looks at the major strategic, business
and operational risks which the charity faces and ensure that systems have been established to
mitigate the charity's exposure to the major risks. The trustees undertake to regularly consider the
major risks applicable to the charity and review during the year if deemed necessary. They also
undertake to decide how to respond to the risks in order to mitigate the effect of such risks. Internal
control risks (including the risk of fraud) have been minimised by the rigorous adherence to the
financial control measures in place. The trustees are satisfied with the current procedures in place.
During the year no incident involving Health and Safety has occurred that required reporting to a
statutory agency.

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

ORGANISATION

North Wales Women's Centre Ltd is governed by a Committee of trustees, who are appointed under
the terms of the Articles of Association. The trustees who served on the committee are as follows:

S Farrell
S Walls
A Ogle (resigned 23 October 2025)
A James
Dr S Dubberley
A J Hill
J Jones (appointed 23 October 2025)

Our Board of Trustees are a group of dedicated individuals who are committed to our vision. Together
they use their wealth of experience, knowledge, and skills to guide and support us to achieve our
aims.  The Board meet at least quarterly to develop and agree strategy and ensure that
organisational policies and processes are complied with.  Service delivery is delegated to the
Services Manager and in addition the trustees have delegated the day-to-day management of the
Charity to the Chief Executive Officer, Abby Lewis, who is also Company Secretary.  The Trustees
give their time voluntarily.

PUBLIC BENEFIT

The Trustees have reviewed the requirement to provide public benefit and are satisfied that the
activities of the charity are wholly focussed to provide benefit to the women of the community of Rhyl
and the surrounding area that it aims to serve, thereby complying with the duty in section 4 of the
Charities Act 2006 to have regard to the guidance provided by the Commission. The organisation
continues to evolve in answer to the well evidenced need for a gender specific approach to the
support and skills development of women in our community. Our mission remains:

'to advance the economic and social development of women in our communities'

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Objectives and activities

OBJECTIVES OF NORTH WALES WOMENS CENTRE LIMITED

� To develop the capacity and skills of women of the socially and economically disadvantaged community of Rhyl and North Wales, in particular but not exclusively women who have committed criminal offences or are at risk of committing criminal offences in such a way that they are better able to identify, and help meet, their needs and to participate more fully in society.

� To provide or assist in the provision of facilities in the interests of social welfare for recreation or other leisure time occupation of individuals who have need of such facilities by reason of their youth, age infirmity or disability, financial hardship, or social circumstances with the object of improving their conditions of life

� To promote general charitable purposes for the benefit of the women of North Wales, and to provide relief from financial hardship and social and/or economic disadvantage and to advance the education of women; and in particular, to provide opportunities for women to participate fully in the life of their community in ways which address and alleviate social and economic disadvantage. 

The North Wales Women's Centre carries out these objects by providing a safe 'one stop shop' for the
multi service provision of information, support, advocacy, training, and referral on issues relating to
work, health, and wellbeing.

The last 12 months

Strategic report

The following sections for achievements and performance and financial review form the strategic
report of the charity.

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance

1. Strategy & Planning - Women Centred Services

The NWWC are continuing to see an increase in demand for services and increased complexity of the
women's needs, added to this it is becoming increasingly difficult to secure funding from charitable
trusts and foundations due to the amount of competition faced when applying. Due to these
constraints the NWWC is increasing its partnership work with other voluntary organisations to secure
larger, longer termed contracts, strengthen and influence credibility and embedding lived experience
meaningfully within decision making.

The NWWC is also part of the National Women's Justice Coalition (NWJC), a group of 26 women's
organisations that is a recognised voice on women's justice, supporting policy engagement,
strengthening practice, and elevating the role of women's specialist services. The NWJC is a fierce
advocate for strengthening the case for sustainable investment in women's services.

2. Key Activity Areas

North Wales Women's Centre provides a safe place for women to access information, one to one
support, advocacy and training on issues relating to health, wellbeing, and work. Women can be
referred or self-refer for support. Typical issues dealt with are domestic abuse, homelessness, and
poverty.  Women come to access help for their problems, build their self confidence and learn new
skills in an environment that encourages socialising supportiveness dignity and respect.

We remain committed to the key delivery areas below which collectively work to achieve our goal of
'empowering women to live better lives'.

These are:

1. Education, Training, Personal Development and Employment Support including Volunteering - Providing services and activities which empower marginalised women to progress through participation in these areas

2. Health and Wellbeing - Providing information and services which empower women to improve their health and wellbeing and that of their families

3. Safer Communities / Community Justice - Providing a one stop shop for access to information and support for women who are or have been victims or witnesses of crime; Together with providing support for women who are at risk of offending or subject to the Criminal Justice System in order to address issues of offending behaviour and to divert them from custody and / or criminal justice system.

4. Strategic and Community Voice - To be a voice for women in our community and affect change in local, regional, and national issues and services which impact on women and gender inequality.

5. Organisational Sustainability - To develop and maintain the North Wales Women's Centre as a valued and sustainable resource, underpinned by ethical & robust policies and procedures.

3. Team / Staffing

On 31 March 2026, there were 8 staff in post providing 6 Full time equivalent workers.

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

4. The Women we provide services to

Who do we support?

The 3 centres are based in Rhyl, Bangor, and Llandudno, where women present with problems
associated with areas of urban deprivation including high unemployment and poverty rates, health
inequalities and low educational attainment. The North Wales Women's Centre provides a one stop
shop resource for women and girls from age 16 upwards.

How Many?

During 2025-2026, 556 women accessed services at the Centre. This figure comprises 105 women
who accessed support services for the first time and 131 women whose support was ongoing from the
previous year. The remaining women have accessed community and volunteering services.

Referrals

Word of mouth (self-referral) continues to be the main source of referrals.
Alcohol Mis-Use Services 4
Checkpoint / Pathfinder 19
Police - Domestic Abuse Officer 22
Citizens Advice Bureau 2
Police Custody Suite 68
Domestic Abuse Specialist 36
Employment Services 5
Employment Services 5
Health 20
Housing 2
Mental Health Services 19
Prison Community Rehabiliation Services 5
Probation Service 20
Self-referral 110
Social Services 2

Beneficiary protected characteristics and demographic information

(We collect protected characteristic information on an anonymous and voluntary basis.)

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Total
Age Range:
16-18 2
19-24 19
25-34 56
35-44 65
45-54 47
55-64 32
65+ 15
Physical or Sensory Impairment:
Language:
Welsh 2
English 231
Other 3
Women with Children: 111

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

Of a total cohort of 236 women who responded to the question, the breakdown of ethnicity was:

White

White
Welsh/ English/ Scottish/ Northern Irish/British
Irish 226
Gypsy or Irish Traveller 4
Other white background -
Mixed/multiple ethnic groups
White and Black Caribbean 2
White and Black African -
White and Asian -
Asian/Asian British
Indian -
Pakistani 1
Bangladeshi -
Any other Asian background -
Black/African/Caribbean/Black British
African 1
Other ethnic group
Other ethnic group 1
Prefer not to say 1 
Of the whole cohort of 236 women who accessed support and responded to the question, the
employment status was as follows;

Employment status

Total
Employed full time 39
Employed part time 31
Unemployed 120
Retired 19
Student 8
Unable to work (long term sick) 8
Self employed 8
Volunteering 3

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

5. Support

NWWC categorises its support into the following support pathways.  Women may have more than
one need for support, and this is reflected in the numbers of women who accessed support on each
pathway during the year. The data below reflects the 236 women who accessed support:

Pathway

Pathway
Number of
women
receiving
support with
pathway
Alcohol 28
Drugs 17
Accommodation 38
Personal Development (ETE) 121
Offending 56
Attitudes, Thinking & Behaviour (ATB) 100
Health, Wellbeing & Reducing Isolation (including mental health) 397
Domestic Abuse and Sexual Abuse 107
Finance Benefit & Debt 46
Children, Families & Relationships 80
Gambling 2
Sex working 2 
To assess the complexity of need we group the numbers of women by the number of needs a woman
states she needs support with. (e.g. support around domestic abuse often requires support around
accommodation and/or finance).  We therefore assume that the higher the number of needs, the
more complex the support requirements of the woman. Over the last year the proportion of women in
each category has remained at similar levels to the previous year.

Women with Multiple Needs

2025-2026
Women receiving support on 1-2 issues 32
Women receiving support on 3-4 issues 154
Women receiving support on 5+ issues 50 
The data below highlights the growing complexity of need

Key needs: Health

63 women were diagnosed with a chronic illness
189 women identified mental health as a need
122 women diagnosed with a mental health issue
77 women disclosed that they have self-harmed

Accommodation

Of the 38 women identifying housing as a problem:
8 women were homeless
15 women were living in a hostel
10 women were living with a relative or a friend
19 women were living with a parent or guardian.

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

The remainder were living in their own home or did not state where.

Children

Whilst the majority of women with children stated that they lived with them at home:

16 women stated that their children were with family or friends
7 women stated that their children were in foster care

3 women disclosed that their children have been removed
96 women were lone parents

Outcomes achieved as a result of support

The impact of the services we deliver is monitored through collection of a variety of evidence.
Outcomes related to each pathway, are evidenced by information gathered through supporting
documentation, through case notes or the use of the 'distance travelled' tools and case studies.  Of
the 236 women who accessed support services, many achieved one or more outcomes as the below
table demonstrates:

Outcomes Achieved - (there may be multiple outcomes for each woman)

omes Achieved - (there may be multiple outcomes for each woman)
Whole
cohort 236
Accommodation (e.g. moved from unsafe to safe accommodation; homeless to
accommodated). 61
Alcohol (e.g. management; reduced frequency; cessation) 38
Drugs (e.g. management; reduced frequency; cessation) 8
Attitudes, thinking and behaviour (e.g., reduction in offending behaviour; improved
anger management) 373
Children, families, and relationships (e.g., improved parenting skills; children
removed from child protection register; improv 58
Domestic Abuse and Sexual Abuse service outcomes (e.g., women and children
are safe; increased levels of self-esteem; empowered 164
Finance, benefit and debt (e.g., debt reduction; increased income and taking
control of finances) 150
Well-being & Mental Health 2,066
Personal development: education, training, and employment (e.g., gaining a
qualification; increase in confidence) 241

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

6. SUMMARY OF ACTIVITIES 2025-2026

I. Personal Development Workshops and Health and Wellbeing Interventions

Women can access a wide variety of specialist workshops and interventions once their need has been
assessed by a worker. The type of intervention is therefore related to the need identified. The
workshops and courses are delivered by skilled facilitators, and the positive impact can be
transformational for women.

During the year 291 women attended these courses listed below:

Confidence Building (6 x 2.5-hour sessions) 65 women completed
Managing Emotions (6 x 2hr sessions) 63 women completed
Managing Anxiety (6 x 2 hr sessions) 48
Understanding Relationships (6 x 2hr sessions) 44 completed
Own My Life (16 x 2 hr sessions) 34 Completed
Pathways (Offending behaviours - service user led) 37 completed

Course and workshop feedback : A sample of some of the feedback listed below demonstrates the hugely positive impact of these sessions on the lives of those who have taken part. 

Responses to "what have you gained and found helpful from the course":

� The tutor was so good at creating a calm, non-judgemental, fair environment, whilst giving general tools and personalised advice. The course was so daunting at first. It has helped identify more needs, but I have also shown some improvement, and it has given me tools to use and feel less guilty about looking after myself.

� That how I have been in relationships is due to childhood experiences and that I have the power to change negative traits and have positive relationships

II. Person Centred Counselling Service

Counselling remains a valued service delivered by student counselling volunteers. Over the last year,
8 volunteer counsellors have delivered more than 433 hours to 98 women. All students are BACP
accredited and are supervised by an accredited Counselling Supervisor.

The Counselling Service has been developed in partnership with Universities and Colleges. The

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

organisation provides placements to students who join us for an academic year of volunteering.
Supervision is provided to the counsellors, and they are allocated clients by the BACP accredited
Supervisor. A small number of volunteers elect to continue to volunteer beyond their placement if
capacity allows. Women benefit greatly from this service and whilst it isn't appropriate for all women it
can be crucial to many to address key barriers preventing them from moving forward.

Below is a sample of the feedback from women:

III. Information and Support Service

The Information and Support service supports women through provision of:

The service acts as the triage for women's initial contact with the centre as well as providing the
support intervention. Women seeking support around domestic abuse will also access this service.
Many women now contact us through the website to ask for help whilst those who can attend the
drop-in clinic can do so without an appointment.

One Wales - Early Intervention, Prevention and reducing Reoffending

The One Wales Service works to reach women in and or at risk of entering the Criminal Justice
System. The purpose of the service is to intervene as early as possible to prevent a cycle of offending.

Early intervention changes lives and below is a summary of Martha's (not her real name) experience:

Martha was referred to the NWWC (North Wales Women's Centre) by the Custody officer in St Asaph,
her offence was racial abuse.

Martha attended the Women's Centre in Llandudno, she disclosed that she had a dependency on
Alcohol and this was impacting on her Mental Health, this had also led to her offending behaviour. She
was struggling with Bereavement and isolation Anxiety due to being on Bail. It was agreed that we
would work on her Substance use, Mental Health and Emotional Wellbeing.

Martha agreed to attend the Pathways personal development course as the course would address the
needs that she felt she needed support with. Martha would also have 1-1 support. Martha attended the
group and soon became a valued participant and really engaged well with the sessions, in particular
the work we did around Alcohol use and relapse prevention.

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North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

Martha has attended every session of the course, and she enjoys being around the other women. She
has spoken with the Treatment service as she would like to try using Antabuse. Martha really started
to understand the impact her alcohol use was having on her behaviour and her decision making, we
looked at the impact alcohol use can have on her Mental Health and her emotional wellbeing as this
can heighten her emotional state. Martha recognised that this is her usual pattern of behaviour, feeling
lonely, start drinking and then become very emotional and irrational behaviour, she is still grieving the
loss of her son and then recently her husband we discussed the option of receiving counselling at the
NWWC. Martha agreed that this it would be helpful, she has since joined a local community group and
now attends coffee mornings with them.

Martha was informed that No Further Action will be taken regards the offence, as she has taken part in
Restorative Justice, she feels she can now move forward with her life and was happy to do the
Restorative Justice as she does feel guilty and ashamed about her actions and would wish never to
behave like that again, she has reduced her alcohol intake a lot and wishes to continue with her
recovery. Martha recognises the impact her alcohol use can have on her behaviour and would never
want to be involved with the Police again, she feels she has received the best support from NWWC,
and it has helped her recognise her alcohol use and the effect this can have not just on her but others
too.

Co-location of Probation and Brunch Clubs

Brunch clubs continue to be delivered on a weekly basis, with support from Probation Service. The
Brunch Clubs provide food and a welcoming space for women to chat informally with each other and
their probation officers. The Pathways Personal Development Course is also delivered at this time.
Women are also able to carry out their Unpaid Work hours at the centre, with many of the women
continuing to volunteer at the Centre once their hours have been completed.

North Wales Women's Centre Community Services

The community centre delivers a full programme each week of activities and groups including, Arts
and Crafts, Creative Writing, Yoga, Box fit, Planting & Garden Project, Computer Drop-In, Latin Dance
classes, Salt Dough, Reading Together, Cooking on a budget, British Sign Language, Reiki and
Massage Sessions. We also work closely with Adult Learning Wales to provide courses such as,
Sewing skills, Exploration Drawing and Materials and Processes.

We hold a free legal clinic every month and provide short courses on subjects such as, starting your
own business, becoming a sociologist and criminology.

We hold seasonal events where we invite guest speakers, local choirs, theatre groups and other local
organisations to provide a varied and fun filled day of celebration.

We have an onsite Café, with hot drinks, snacks and homemade cakes available, on Tuesdays and
Thursdays we provide a selection of jacket potatoes and toasties on a 'pay what you can if you can'
basis, with a suggested donation of £1.

We have onsite washing and drying facilities available to women who are homeless or living in
temporary accommodation, we have recently been awarded a grant to upgrade our toilet facilities in
the next financial year to include a shower room.

13

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Achievements and performance (continued)

New Volunteering Opportunities

New roles for volunteers were introduced, to support the many new activities. Volunteers were
involved in the development, introduction, and delivery of the wide range of new activities. Volunteers
receive an in-depth induction and access to various different training courses, including food hygiene,
first aid and gender responsive trauma informed training.

57 volunteers were active at the end of the March.

Cost of Living response

Warm space / warm food

To support women in our local communities with the rise in the cost of living and the emotional and
financial pressure that this can have upon individuals and families, our Rhyl Centre registered as a
'Warm Space' for the community to access. We provide a hot food every day of the week. With the
support of the Soroptimists, who will batch cook nutritious meals that we freeze, we are able to
distribute the meals to women who are living in temporary accommodation with no suitable cooking
facilities.

Free food

We also distribute food and other items received from Aldi Prestatyn Food Surplus on a Monday,
Tuesday and Wednesday. This food is available for women to help themselves, at a maximum of 5
items each and is providing a lifeline.

General Services Evaluation

Listening to the feedback from women using our services has always been important to us to help
measure how we are doing and if we could be doing things differently or better. The results are
summarised below:

Below are a few of the comments given to us by women.

� The support and guidance I have received has been amazing, I am truly thankful. It's changed my life for the better

� I don't think I would have been in a better place without the support I have had. I am a totally changed person. And I couldn't have done this on my own, without the support I have been getting though all this. Thank you, for all you help and support � During the time of working with yourselves my confidence has grown. It took a lot for me to realise I needed to speak to someone and get support, but your service has been nothing short of amazing. Thank you, x

14

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Financial review

A brief synopsis of our income and expenditure shows that headline income (2026 £258,161 - 2025
£322,830) decreased as explained in the report but, despite careful control and other factors,
expenditure (2026 £307,627 - 2025 £289,177) rose in the year. We are ever grateful to the following
organisations for their support in helping us sustain our services for another financial year:

Funders April 2025- March 2026

1. Lloyds Bank Foundation : funding towards Management costs and Capacity Building consultancy through their Enhance programme.

2. Nelson Trust : One Wales collaboration.

3. Ministry of Justice : funding towards Core Costs

4. Steve Morgan Foundation : Volunteer and Community Coordinator Position for 3 years.

5. BCUHB - Winter Wellbeing : information and support services.

6. Welsh Government VAWDASV : Building repairs.

Thank you : We would also like to thank the many un-named people who have given us donations throughout the year and the support of the wide range of agencies, organisations and individuals that work with us to change lives. Our sincere thanks for your support. 

A full breakdown of our income and expenditure is illustrated in the annual accounts report.

FINANCIAL CONTROLS

The charity manager oversees the day to day financial affairs of the charity, assisted by members of
her team. Appropriate segregation of duties and authorisation processes exist in the recording, posting
and payment of purchase invoices and the handling of cash. Appropriate financial reports are
available for the trustees if required. Appropriate control measures have been adapted and reviewed
and incorporated as appropriate into the current measures.

Draft financial statements are prepared as part of the process and after independent examination the
final annual accounts are produced and approved by the board.

Investment powers, powers and restrictions

Pursuant to the governing document, the company shall have the power, in furtherance of the object
of the charity but not otherwise, to raise funds. In doing so, the Company must not undertake any
substantial permanent trading activity and must comply with any relevant statutory regulations. The
charity may deposit or invest funds and arrange for the investments or other property of the Company
to be held in the name of a nominee. At present the Company has no investments.

15

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Reserves policy

It is the aim of the North Wales Women's Centre that unrestricted funds which have not been
designated for a specific use should be maintained at a level equivalent to at least between three and
six month's expenditure. The trustees consider that reserves at this level should ensure that, in the
event of a significant drop in funding, they will be able to continue the Charity's current activities whilst
consideration is given to ways in which additional funds may be raised. The level of reserves should
therefore be maintained at this level or more throughout the year. If North Wales Women's Centre
were to lose its funding, the Trustees would implement a strategic closure plan, and the reserves
would be used to manage the closure plan if alternative funds could not be found.

16

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

Trustees responsibilities

We are responsible for ensuring that the company operates within its objectives and meets the
financial and legal requirements of the Companies Act 2006 and the Charities Act 2011.

The trustees, who are also directors for the purposes of company law, are responsible for preparing
the trustee's report and the financial statements in accordance with applicable law and United
Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a
true and fair view of the state of affairs of the charitable company and the incoming resources and
application of resources, including the income and expenditure, for that period. In preparing those
financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and
explain the charity's transactions and disclose with reasonable accuracy at any time the financial
position of the charity and enable them to ensure that the financial statements comply with the
Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence
for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for ensuring that the company complies with laws and regulations
applicable to its activities and for establishing arrangements to prevent any non-compliance with laws
and regulations and to detect any that occur. This includes the maintenance and integrity of the
corporate and financial information included on the charitable company's website.

The trustees are also responsible for determining whether, in respect of the year, the charity meets the
conditions for exemption from an audit of the accounts set out in the Companies Act 2006
(Commencement No6, Savings and Commencement Nos.3 and 5) (Amendment) Order 2008 (SI
2008.674).

Under the Charities Act 2006 (Charitable Companies Audit and Group Accounts Provisions) Order
2008 (SI 2008.527), in respect of the year, the availability of the exemption from an audit of the
accounts causes the charity to require an Independent Examination and the trustees are responsible
for appointing an Independent Examiner to make a report to them as trustees of the charity.

INDEPENDENT EXAMINER

A resolution to appoint Bruce Roberts FCA of Bruce Roberts & Co Limited as Independent Examiner
for the ensuing year will be proposed at the annual general meeting. Bruce Roberts has expressed his
willingness to act in this capacity.

17

North Wales Women's Centre Limited

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 March 2026

This report has been prepared in accordance with FRS102 "The Financial Reporting Standard
applicable in the UK and the Republic of Ireland", the Statement of Recommended Practice applicable
to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in
the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102) and the Charities Act 2011.

The trustees' annual report and the strategic report were approved on 25 June 2026 and signed on
behalf of the board of trustees by:

S Walls
Trustee

Abby Lewis
Charity Secretary

18

North Wales Women's Centre Limited

Company Limited by Guarantee

Independent Examiner's Report to the Members of North Wales Women's Centre Limited

Year ended 31 March 2026 

I report to the trustees on my examination of the financial statements of North Wales Women's Centre
Limited ('the charity') for the year ended 31 March 2026.

Respective responsibilities of trustees and examiner

The trustees (who are also the directors of the company for the purposes of company law) are
responsible for the preparation of the accounts in accordance with the requirements of the Companies
Act 2006. The trustees consider that an audit is not required for this year under section 144 of the
Charities Act 2011 and that an independent examination is needed.

Having satisfied myself that the accounts of the company are not subject to audit under company law
(part 16 of the 2006 Act) and are eligible for independent examination, it is my responsibility to:

This report is made to the charity's members, as a body. My work has been undertaken so that I might
state to the charity's members those matters I am required to state to them in a report and for no other
purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone
other than the charity and the charity's members as a body, for my work, for this report, or for the
opinions I have formed.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body
listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination
because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW),
which is one of the listed bodies.

19

North Wales Women's Centre Limited

Company Limited by Guarantee

Independent Examiner's Report to the Members of North Wales Women's Centre Limited (continued)

Year ended 31 March 2026 

In connection with my completed examination, no material matters have come to my attention which
gives me reasonable cause to believe that, in any material respect:

� the accounts do not comply with the relevant accounting requirements under section 396 of the Companies Act 2006 other than any requirement that the accounts give a "true and fair" view which is not a matter considered as part of an independent examination; or

� the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities (FRS 102) 

I have come across no other matters in connection with the examination to which attention should be
drawn in this report in order to enable a proper understanding of the accounts to be reached.

Bruce Roberts FCA
Independent Examiner

Bruce Roberts & Co Limited
10 Edison Court
Ellice Way
Wrexham Technology Park
Wrexham
LL13 7YT

25 June 2026

20

North Wales Women's Centre Limited

Company Limited by Guarantee

Statement of Financial Activities (including income and expenditure account)

Year ended 31 March 2026

2026 2026 2025
Unrestricted Restricted Endowment
funds funds funds Total funds Total funds
Note £ £ £ £ £
Income and endowments
Grants and Donations 5 2,971 231,606 – 234,577 302,222
Charitable activities 6 11,074 – – 11,074 13,095
Investment income 7 2,010 – – 2,010 2,513
Other income 8 10,500 – – 10,500 5,000
---------------------------- -------------------------------- -------------- -------------------------------- --------------------------------
Total income 26,555 231,606 – 258,161 322,830
============================ ================================ ============== ================================ ================================
Expenditure
Expenditure on
charitable activities 9 25,288 282,339 – 307,627 289,178
---------------------------- -------------------------------- -------------- -------------------------------- --------------------------------
Total expenditure 25,288 282,339 – 307,627 289,178
============================ ================================ ============== ================================ ================================
---------------------------- -------------------------------- -------------- -------------------------------- --------------------------------
Net (expenditure)/income
and net movement in funds 1,267 50,733 – 49,466 33,652
============================ ================================ ============== ================================ ================================
Reconciliation of funds
Total funds brought forward 93,213 67,000 200,000 360,213 326,561
---------------------------- -------------------------------- -------------------------------- -------------------------------- --------------------------------
Total funds carried forward 94,480 16,267 200,000 310,747 360,213
============================ ================================ ================================ ================================ ================================ 
The statement of financial activities includes all gains and losses recognised in the year.
All income and expenditure derive from continuing activities.

The notes on pages 24 to 33 form part of these financial statements.

21

North Wales Women's Centre Limited

Company Limited by Guarantee

Statement of Financial Position

31 March 2026

2026 2025
Note £ £ £
Fixed assets
Tangible fixed assets 13 200,000 200,000
Current assets
Debtors 14 16,373 5,873
Cash at bank and in hand 97,032 161,339
-------------------------------- --------------------------------
113,405 167,212
Creditors: amounts falling due within one year 15 2,658 6,999
-------------------------------- --------------------------------
Net current assets 110,747 160,213
-------------------------------- --------------------------------
Total assets less current liabilities 310,747 360,213
================================ ================================
Funds of the charity
Endowment funds 200,000 200,000
Restricted funds 16,267 67,000
Unrestricted funds 94,480 93,213
-------------------------------- --------------------------------
Total charity funds 17 310,747
================================		 360,213
================================		 
For the year ended 31 March 2026, the trustees are satisfied that the charity is entitled to exemption
from audit under section 477 of the Companies Act 2006 relating to small companies, and that the
members have not required the company to obtain an audit of its Financial Statements for the year in
question in accordance with section 476.   The trustees acknowledge their responsibilities for:

(i) ensuring that the charity keeps adequate accounting records which comply with section 386 of the
Act, and

(ii) preparing financial statements which give a true and fair view of the state of affairs of the charity as
at the end of the financial year and of its surplus or deficit for the financial year in accordance with the
requirements of sections 394 and 395, and which otherwise comply with the requirements of the Act
relating to financial statements, so far as applicable to the charity.

These financial statements have been prepared in accordance with the provisions applicable to
companies subject to the small companies' regime and in accordance with FRS 102 'The Financial
Reporting Standard applicable in the UK and Republic of Ireland'.

The statement of financial position continues on the following page.

The notes on pages 24 to 33 form part of these financial statements.

22

North Wales Women's Centre Limited

Company Limited by Guarantee

Statement of Financial Position (continued)

31 March 2026

These financial statements were approved by the board of trustees and authorised for issue on 25
June 2026, and are signed on behalf of the board by:

S Walls
Trustee

The notes on pages 24 to 33 form part of these financial statements.

23

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 31 March 2026

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in
England and Wales and a registered charity in England and Wales. The address of the
registered office is 46-54 Water Street, Rhyl, Denbighshire, LL18 1SS.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial
Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities
SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis. Assets and liabilities
are initially recognised at historical cost or transaction value unless otherwise stated in the
relevant accounting policy note.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

The trustees are of the view that the charity has secured funding for the next 12 months, which
forms a crucial part in the trustees planning for the future. The charity is confident that this will be
achieved due to the continued support of its partners and the new and innovative ways of
working it put into practice, and the active way to charity continues to source further support from
the sector. On that basis the assessment of the trustees is that the charity remains a going
concern.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management on occasion to make
judgements, estimates and assumptions that could affect the amounts reported. These estimates
and judgements are reviewed as appropriate and applied as required, and are based on
experience and other factors, including expectations of future events that are believed to be
reasonable under the circumstances.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the
general objectives of the charity.

Restricted funds are subject to restrictions on their expenditure imposed by the donor.

24

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the Statement of Financial Activities when the charity is
entitled to the income, it is probable it will be received and the amount can be estimated with
reasonable accuracy. The following specific policies are applied to particular categories of
income:

Voluntary income is received by way of grants and donations and is included in full in the
Statement of Financial Activities when receivable.  Grants, where entitlement is not conditional
on the delivery of a specific performance by the Charity, are recognised when the charity
becomes unconditionally entitled to the grant.

Investment income is included when receivable.

Incoming resources from grants, when related to performance and specific deliverables, are
accounted for as the charity earns the right to consideration by its performance.

Resources expended

Expenditure is recognised on an accrual basis as a liability is incurred.  Expenditure includes
any VAT , which cannot be recovered, and is reported as part of the expenditure to which it
relates.

Costs of raising funds comprise the costs of associated with attracting voluntary income and the
costs of trading for fundraising purposes including the charity's provision of services.

Expenditure on charitable activities comprises those costs incurred by the charity in the delivery
of its activities and services for its beneficiaries. It includes both costs that can be allocated
directly to such activities and those costs of and indirect nature necessary to support them,
including those support costs associated with the constitutional and. statutory requirements of
the charity and include independent examination fee and costs linked to the strategic
management of the charity, together with back office costs, finance and personnel.

Other expenditure represents those items not falling under any other heading.

All costs are allocated between the categories of the SoFA on a basis designed to reflect the use
of the resource. Costs relating to a particular activity are allocated directly, and others are
apportioned on an appropriate basis as identified within the relevant notes to the accounts.

25

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

3. Accounting policies (continued)

Tangible assets

Fixed assets are stated at cost less accumulated depreciation.

Freehold Buildings and Renovation Costs are not depreciated as the Trustees expect the
residual value to be no less than cost

Small items of equipment and resources are not capitalised but shown as amounts expended in
the year, and rentals payable under operating leases are charged to the profit and loss account
on a straight-line basis over the period of the lease.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual
value, over the useful economic life of that asset as follows:

Plant and machinery

 - 25% reducing balance

Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic
financial instruments.

Basic financial instruments are initially recognised at transaction value and subsequently
measured at their settlement value with the exception of bank loans which are subsequently
measured at amortised cost using the effective interest method.

Pension scheme

The charity operates an autoenrollment compliant defined contribution pension scheme. The
assets are held separately from those of the company. The annual contributions payable are
charged to the income and expenditure account.

4. Limited by guarantee

The organisation is a charitable company limited by guarantee. The liability of each member in
the event of winding up shall be restricted to £10.

26

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

5. Grants and donations

Unrestricted Restricted Total Funds
Funds Funds 2026
£ £ £
Donations
Donations including Crisis Fund 2,971 – 2,971
Grants
Moondance Foundation/BurboBank – – –
Steve Morgan Foundation Grant – 29,928 29,928
Nelson Trust - One Wales – 70,000 70,000
DCC Grants – – –
Ministry of Justice – 95,900 95,900
Gwynt Y Mor – – –
Lloyds Bank Foundation – 25,000 25,000
Welsh Government VAWDASV Funding – 6,028 6,028
Postcode Community Trust – – –
Other grant making bodies – 4,750 4,750
----------------------- -------------------------------- --------------------------------
2,971 231,606 234,577
======================= ================================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Donations
Donations including Crisis Fund 3,627 – 3,627
Grants
Moondance Foundation/BurboBank – 3,907 3,907
Steve Morgan Foundation Grant – 29,928 29,928
Nelson Trust - One Wales – 70,000 70,000
DCC Grants – 13,723 13,723
Ministry of Justice – 94,390 94,390
Gwynt Y Mor – 23,038 23,038
Lloyds Bank Foundation – 25,000 25,000
Welsh Government VAWDASV Funding – – –
Postcode Community Trust – 25,000 25,000
Other grant making bodies – 13,609 13,609
----------------------- -------------------------------- --------------------------------
3,627 298,595 302,222
======================= ================================ ================================
6. Charitable activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2026 Funds 2025
£ £ £ £
Therapies, workshops and room hire 10,499 10,499 10,610 10,610
Coffee shop and catering 575 575 2,485 2,485
---------------------------- ---------------------------- ---------------------------- ----------------------------
11,074 11,074 13,095 13,095
============================ ============================ ============================ ============================

27

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

7. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2026 Funds 2025
£ £ £ £
Bank interest 2,010 2,010 2,513 2,513
======================= ======================= ======================= =======================
8. Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2026 Funds 2025
£ £ £ £
Other income 10,500 10,500 5,000 5,000
============================ ============================ ======================= =======================

9. Expenditure on charitable activities by fund type

The charity identifies its costs and then apportions them appropriately across the funds available
to it on the basis of allocated time, actual costs and usage.

The total amounts spent by each fund type is below:
The total amounts spent by each fund type is below:
Unrestricted Restricted Total Funds
Funds Funds 2026
£ £ £
Staff costs 1,112 194,168 195,280
Other Support 12,409 4,423 16,832
Catering Resources and Events 2,073 613 2,686
Building and Equipment Maintenance 8,058 31,765 39,823
Administration, Management and Governance Costs 1,636 51,370 53,006
---------------------------- -------------------------------- --------------------------------
25,288 282,339 307,627
============================ ================================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Staff costs – 186,529 186,529
Other Support 10,830 19,121 29,951
Catering Resources and Events – 2,402 2,402
Building and Equipment Maintenance 1 18,763 18,764
Administration, Management and Governance Costs 3,590 47,942 51,532
---------------------------- -------------------------------- --------------------------------
14,421 274,757 289,178
============================ ================================ ================================

28

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

9. Expenditure on charitable activities by fund type (continued)

10. Independent examination fees

2026 2025
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 4,440 4,320
======================= =======================

11. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows:
2026 2025
£ £
Wages and salaries 174,403 170,946
Social security costs 19,595 13,497
Employer contributions to pension plans 3,772 4,060
-------------------------------- --------------------------------
197,770 188,503
================================ ================================ 
The average head count of employees during the year was 8 (2025: 8). The average number of
full-time equivalent employees during the year is analysed as follows:
2026 2025
No. No.
Project manager 1 1
Project Support 5 5
-------------- --------------
6 6
============== ============== 
The centre benefits greatly from the involvement and enthusiastic support of its many volunteers,
details of which are given in our annual report. In accordance with FRS102 and the Charities
SORP (FRS 102), the economic contribution of general volunteers is not recognised in the
accounts.

No employee received employee benefits of more than £60,000 during the year (2025: Nil).

29

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

12. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were
received by the trustees.

13. Tangible fixed assets

Freehold Plant and
property machinery Total
£ £ £
Cost
At 1 April 2025 and 31 March 2026 200,000 6,479 206,479
================================ ======================= ================================
Depreciation
At 1 April 2025 and 31 March 2026 – 6,479 6,479
================================ ======================= ================================
Carrying amount
At 31 March 2026 200,000 – 200,000
================================ ======================= ================================
At 31 March 2025 200,000 – 200,000
================================ ======================= ================================
Debtors
2026 2025
£ £
Trade debtors 5,873 5,873
Prepayments and accrued income 10,500 –
---------------------------- -----------------------
16,373 5,873
============================ =======================
Creditors: amounts falling due within one year
2026 2025
£ £
Trade creditors 2,044 6,591
Other creditors 614 408
----------------------- -----------------------
2,658 6,999
======================= =======================

14. Debtors

15. Creditors: amounts falling due within one year

16. Pensions and other post retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined
contribution plans was £3,772 (2025: £4,060).

30

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

17. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At
At 31 March 20
1 April 2025 Income Expenditure 26
£ £ £ £
Unrestricted income fund 93,213 26,555 (25,288) 94,480
============================ ============================ ============================ ============================
At
At 31 March 20
1 April 2024 Income Expenditure 25
£ £ £ £
Unrestricted income fund 83,399 24,235 (14,421) 93,213
============================ ============================ ============================ ============================
Restricted funds
At
At 31 March 20
1 April 2025 Income Expenditure 26
£ £ £ £
Lloyds Bank Foundation 25,000 25,000 (33,733) 16,267
Womens's Pathfinder 42,000 – (42,000) –
Steve Morgan Foundation – 29,928 (29,928) –
Ministry of Justice – 95,900 (95,900) –
Gwynt Y Mor – – – –
Postcode Community Trust – – – –
DVSC /BCUHB grants inc Winter
Wellbeing – 4,750 (4,750) –
DCC Voluntary Organisations Grant – – – –
Moondance – – – –
DCC Social Isolation Grant – – – –
Nelson Fund – 70,000 (70,000) –
Morrisons Foundation – – – –
Neighbourly – – – –
Denbighshire Leisure Community
Grant – – – –
Welsh Government VAWDASV – 6,028 (6,028) –
---------------------------- -------------------------------- -------------------------------- ----------------------------
67,000 231,606 (282,339) 16,267
============================ ================================ ================================ ============================
At
At 31 March 20
1 April 2024 Income Expenditure 25
£ £ £ £
Lloyds Bank Foundation – 25,000 – 25,000
Womens's Pathfinder 43,162 – (1,162) 42,000
Steve Morgan Foundation – 29,928 (29,928) –
Ministry of Justice – 94,390 (94,390) –
Gwynt Y Mor – 23,038 (23,038) –

31

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

17. Analysis of charitable funds (continued)

Postcode Community Trust – 25,000 (25,000) –
DVSC /BCUHB grants inc Winter
Wellbeing – – – –
DCC Voluntary Organisations Grant – 11,723 (11,723) –
Moondance – 3,907 (3,907) –
DCC Social Isolation Grant – 4,148 (4,148) –
Nelson Fund – 70,000 (70,000) –
Morrisons Foundation – 9,386 (9,386) –
Neighbourly – 500 (500) –
Denbighshire Leisure Community
Grant – 1,575 (1,575) –
Welsh Government VAWDASV – – – –
---------------------------- -------------------------------- -------------------------------- ----------------------------
43,162 298,595 (274,757) 67,000
============================ ================================ ================================ ============================
Endowment funds
At
At 31 March 20
1 April 2025 Income Expenditure 26
£ £ £ £
Restricted Endowment Fund 200,000 – – 200,000
================================ ============== ============== ================================
At
At 31 March 20
1 April 2024 Income Expenditure 25
£ £ £ £
Restricted Endowment Fund 200,000 – – 200,000
================================ ============== ============== ================================ 
Welsh Assembly Building Fund

32

North Wales Women's Centre Limited

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 March 2026

18. Analysis of net assets between funds

Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2026
£ £ £ £
Tangible fixed assets – – 200,000 200,000
Current assets 94,480 18,925 – 113,405
Creditors less than 1 year – (2,658) – (2,658)
---------------------------- ---------------------------- -------------------------------- --------------------------------
Net assets 94,480 16,267 200,000 310,747
============================ ============================ ================================ ================================
Unrestricted Restricted Endowment Total Funds
Funds Funds Funds 2025
£ £ £ £
Tangible fixed assets – – 200,000 200,000
Current assets 93,213 73,999 – 167,212
Creditors less than 1 year – (6,999) – (6,999)
---------------------------- ---------------------------- -------------------------------- --------------------------------
Net assets 93,213 67,000 200,000 360,213
============================ ============================ ================================ ================================

19. Related parties

No transactions with related parties were undertaken such as are required to be disclosed.

33

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Signature 1

Signed by Abby Lewis using authentication code OWdXd1JNJXdrb3xW at IP address 62.3.71.153, on 2026/06/29 10:37:21 Z.

Abby Lewis's e-mail address is: Abby.Lewis@northwaleswomenscentre.co.uk.

Signature 2

Signed by Susan Walls using authentication code VzZKNnMkb3BxSEtj at IP address 94.9.168.71, on 2026/06/29 15:18:59 Z.

Susan Walls's e-mail address is: susanwalls300@gmail.com.