harbour church Harbour Community Church Folkestone Trustees. Report and Annual Accounts for the Year End 30 June 2025 Charity Registration Number: 1140131
Harbour Community Church Folkestone Charity Information Ministers: Gareth & Sarah Webber and Mary-Jayne Mccarthy Principal Address: Harbour Church Canterbury Road Folkestone Kent CT19 5NR Bankers: HSBC 41 Sandgate Road Folkestone Kent CT20 1SA Independent Examiner: Mr Daniel Payne FCCA Beresfords Chartered Certrfied AOUnntS 1-2 Rhodium Point Spindle Close Hawkinge Folkestone Kent CT18 7TQ
Harbour Community Church Folkestone Contents Page Trustees, Report Independent Examinerfs Report Statement of Financial Activities Balan Sheet Notes lo the Financial Statements 9-14
Harbour Community Church, Folkeslone- Trustees, Report for the Period Ended 30 June 2025 iv The Church was constituted by a trust deed dated 20 May 2007 with the charitable objectives to.. Advance the Christian faith in accordance with the Statement of Beliefs in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit, Relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods, or services of any kind, including through the provision of counselling and support in such parts of the United Kingdom or the world as the Trustees from time to time may think fwt, Advance education in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit. When planning activities for the period, the Trustees have considered the Charity Comrni55ion'5 guidance on public benefit and in particular the specific guidance for the advancement of religion. The charity promotes the Christian faith by providing regular public worship and teaching for all. providing training. nurture and activities for children and young people- serving the community through giving pastoral care and support to members and others in need, particularly those in sickness, distress or poverty and providing premises and resources for commLrnity groups and attivities. Financial Period The Financial Period wa5 1 July 2024 to 30 June 2025. Premises The Church operates out of Harbour Church, formally St. Saviours. hurch Activities Coffee Morning A weekly coffee morning, an outreach to the community, staffed by church volunteers. We take a voluntary donation for cake and coffee. The coffee morning runs every Thursday morning 10am- 12pm and we welcome in both church members and people from the wider community. The team leaders have been trained by the Trussell trust food bank to issue food bank vouchers when neSSary. Church Weekly Service A relaxed, welcoming time with contemporaryworship and engaging and relevant preaching, followed by refreshments and fellowship. There is a crèche available throughout the service and a Sunday School for primary school aged children during the latter part of the service.
Harbour Communty Church, Folkestone- TrUSts, Report for the Period Ended 30 June 2025 Ploy Cafe An opportunity foryounger children to play. do crafts. sin& and interart together in a relaxed and safe atmosphere and where parents and carers can enjoy a cup of coffee and spend time with other parents. Harbour Kids weekly children'5 club for primary school age children. Kids love the fast-moving programme that teaches them about God and the Bible in a fun way. Songs, stories, quizzes, memory verses, videos, and games make Harbour Kids the best place to be on a Wednesday night. We have attendance of between 50 and 60 per week. Harbour Youth This isanotheropportunityforyoungpeopleto hang outwith friend5 butwith a morespiritual focus as they engage in group activitie5 and hear and discuss the big questions of life as they discoverGod's amazing plan fortheir lives. We have an average attendance of 50 each week. Youth Connect A group for teens wanting to go deeper in their faith, and for those curious about getting to know God better. The Bible and faith are discussed in a frank and open manner. Primarily, Youth Connect is about spending time together and having loads of fun about being a young Christian. Connect Group5 An opportunity to build friendships with others from church. It's where members of the church come to share life, to talk about what God is doing in our lives and pray for one another. These small mid-week gatherings are open to all and are a vital part of our church. Community Events As part of its commitment to the local community, the church organises two major events each calendar year.. A Family Funday in July called 'Harbour Church Fun Dav, which attracts over 1500 people for an afternoon of food, fun, creative activities, and music. Support to Locul Schools Experienced children's workers from the Church support local schools and teachers in preparing assemblies, with their RE curriculum and pastoral care of children. Summer Comp The Youth Team took a group of over 25 young people to Limitless Festival in the Summer. Connecting und Conferences Another unique aspect of Harbour Church is its ability to generate and host gatherings of different groups within the local cornmunity for both short and long-term purposes. Harbour Crochet has been meeting monthly since 2014. Harbour Church regularly provides regular meetings and activities for both men and women to connect and grow socially and spiritually.
Harbour Communiiy Church, Folkeslone- Trustees, Report for the Period Ended 30 June 2025 Baby 805ics Folke5tone During the year Harbour Church partnered with Baby Basics, this involves assisting with finance and storage to enable Baby Basics to fulfil their aim5. Baby Basics is a volunteer-led project aiming to support new mothers and families who are struggling to meet the financial and practical burden of looking after a new baby. Wider Folkestone Cornmun Churches Together Folkestone The church is an active member of the wider Christian presence in Folkestone through Folkestone Churches Together ICTFI. with members of Harbour Church's leadership being part of CtF's management and planning committees. CTF organise public acLs of worship at Christmas and Easter. a variety of social activities for children. youth and older folk and encourage prayerful support for the civic life in Folkestone as well as many other practical and social activities. Folkestone Charities Harbour Church also financially supports other local Christian charities who share its airn5 and charitable objertives and encourages its member5 to participate in their activities. Organisations include the Folkestone Rainbow Centre, Operation Sunshine, Shepway Food Bank. Winter Shelter Church members participate in the Folkestone Churches Winter 5helterf programme for people who are homeless, which is run in conjunttion with 5hepway Council and other local agencies. During the winter month5, different churches in Folkestone open their doors for one night each week to provide food. shelter, and a bed for the night, ensuring there is shelter and support for each dayof the week. This ministry has developed into a broader referral and advice service for those using these facilities. The Wider World In addition to itsfocus on the local community. Harbour Church alsoencouraged its member5, youth, and children to engage with the wider world in mission and community development. The church commits a percentage of tts unrestricted income to world mission which included support for people working in Romania and South Africa as well as activities with a more local focus. Member5 of Harbour Church have worked alongside members of another church in Folkestone to raise money to build and support a primary school in Burkina Faso. Harbour Church also has links with Mission Aviation Fellowship who have their main offices in the town. Volunteer Support The trustees are extremely grateful to the dozens of volunteers from the church who give generously of their time. as without this very little of the activwties outlined above would happen.
Harbour Communrty Church. Folkestone- Trustees, ReF)Ort for the Period Ended 30 June 2025 Building Repairs and Improvements During the accountinE period, various building and roof works were made to repair or improve the buildin8. The Trustees will look at fundraising options for future building works. New toilets and a new heating system was implemented in the year. Finoncial Review. The incomeforthe yearwa5 £208,651 which was £16,484 more than the previous period. The church has enjoyed seeing growth during this period as well as receiving a grant of £9,500 towards roof works. Total costs of £205,101 are £16,120 hi8her than the previous periods figure of £188,980. Free Reserves of £36.102 amount to 2.38 months of unrestricted expenditure. The Trustees aim to hold between three- and 5ix-months' worth of expenditure. Harbour Church aim to give IO%of the general income to missionarie5 and mi55ions. overseas and in the UK. This provides long term support for people working overseas and finance for short term missions, projects and capital projects. Also, we often raise additional money for specific projects, e.g. school building construction. At the period end there was £704 in the Missions Fund, in comparison to £2,000 at the last period-End. The Buildings Fund, had a balance of £5,CMXI at the year end maintaining the balance from the year prior. Hordship Fund Trustees and Spiritual leadership agreed to initiate a Hardship fund in March 2020. The Hardship fund exists to help people in need within the Harbour Church family and anyone who approaches the church for assistance. Alongside the assistance from the fund all other avenues of aid will be signposted to the person receiving the help, such as= Foodbank, benefits, and local hot meals. Church Affiliution Harbour Community Church is affiliated to the Assemblies of God. Trustee Appointments New trustees are appointed by the spiritual Leadership. All trustees must subscribe and adhere to, in belief and lifestyle, the Statement of Beliefs. Investment Powers The Trust Deed authori5es theTru5tee5 to make and hold investments in accordance with the provisions of the Trustee Act 2(X)o. Statement of Trustee5' Respon5ibilitie5 The Trustees are responsible for preparing the trustees. report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdorn Generally Accepted Accountancy Practice) and applicable laws and regulations. The law applicable to charities requires the trustees to prepare financial 5tatement5 for each financial year which give a true and fair view of the state of affairs of the charity and of the
Harbour Communty Church, Folkestone - Trust*s' Report for the Period Ended 30 June 2025 incoming resources and application of resources of the charity for that period. In preparing those financial statements. the trustees are required to: select suitable accounting policies and then apply them consistently,. observe the methods and principles in the Charities SORP- makejudgements and estimates that are reasonable and prudent,. state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements- and prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in busines5. The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008 and the provision5 of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitys website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions. Trustees The Trustees who served during the period were: Rev Gareth Webber {Chairman} Christopher Kellers (resigned May 20241 Katy Lockey Peter Truss Joshua Cottingham Jo Nyirenda (appointed 10 January 20241 David Williams (appointed 10 July 20241 Approval This report was approved by the trustees on by Rev. Gareth Webber. nd signed on their behalf Rev. G Webber
Harbour Communlty Church Folkestone Independent Examinerfs Report to the Trustees of Harbour Community Church Folkestone I report to the trLLStee5 on my exanination of the accounts of HartrM>ur Community Church Folke5tone for the year ended 30 June 2025. Rt5P015ibilities alld ba5l5 of rert A5 the charity trustees ol Ilarbour Co]nmunity alurch Folkestone you are rc5pDnsible for the pwaration of thc aLcount& in attordan¢e with (he quIrements of the Charitits Act 2011 {'the Art'l. I report in resrnof my examination ofthe HarbrcOMMUnityChurCh FOlke5nedccOunts¢fTioutUnderS¢ctiO[ 145 of the 2011 and in trm'ing out m%" ¢xaTniDation I have followed 811 the applicable Dir&xions given by the Charipi Commission under secuon 145151(b) of th¢ ACL IDdtpeDdeDt txamintr'5 Statement I have completrd examinaiion. I confmn that no en2] mati¢rs have come m) attention in connection %vith the examination giving tne cau5E io believe in any trial restttt". accounting record5 Wtre not kept in respect of Ilarbour Community Church Folkestone a5 required by section 130 of the Act; or 2. the accounts do not accord with thi>se Rcords", or 3. the &¢counts do ttoi cornply 1th the accouniing requiremetts coneerning the forni and Content olac¢ounts se¢ out in the Charities (Aetounts aod Rep(prts) Regul*ions 2008 other than anv wuirement thai the accounis 8ive a'true and fr Yiew which is noi a matter conside as part of an independent examination. I have no conc£rn5 and have corne across no other maNeo in connecuon with the examination to Hrtjich attention should be dram'n in this report in order io enable a proper w¥Jer5tanding of the accounts to be re&he Mr D E)aJne l.'CCA Beresfords Chartered Certified Accouniat 1-2 Rhodium Point spIre C11>5e Hdwkinge Folke5tone Kenr cr187TQ 27th April 2026
Harbour Cornm1ty Church Folkestone statement otFinanGial Activities For th¢ Year End 30 June 2025 NQTES 2025 Lknr8$triC Reskn¢tOLI Total 2D24 Unrestrictert Resthcled Total INCOMING RESOURCES Vduntary Inc) 157.857 31,628 189.485 134.783 37,640 172.423 Adiwbes trGeneratiTrJ Funts lrton frtyn Invesltnetts 1.755 1.2T2 1.272 Cr¢h Acbwties 17.158 17.411 18.1 18.472 Other In0rn9 Resourtss TOTALINCOh1E 151.159 RESOURCES EXPENOED Fundpasng TwJiivJ Co%ts Chwch PaMiI88 177.167 21.848 199.015 16Z8LK Y2.874 185.674 GcNernan 6.088 3.306 TOTAL EXPEKIITLIRE 183.2S3 21.848 205.101 166,108 22,874 18B,980 Net Ir[[1 Reswrces bthe Trrte 16.483) 10.033 3.550 111.94n 15.134 .187 FL¥KJ Tra[ 2.781 12.7811 11.6831 Net Movemtin Funds 3.70 7252 3.187 Brought Frv4ard At 30Juno 2024 320.S80 24.295 344.87$ 10.844 341.688 Carried FoThrnrd at30 June >J25 344,875 nttNkng OpgrAtt¢W Total Rwnlsld GaSn8 and Lc6sv
Harbourccrfnmunty Church Folkestone Balance Sheet As at 30 June 2025 2025 Unrestrictsd Fle5Cled 2024 Vnrgstrfc¢8d Res¢ficled Totsl FIXED ASSETS 2.855 230,775 230.775 CURRENT ASSETS 7,879 7,137 7.805 C3sh In H &781 119.748 23,627 110.07 117875 CURRENT LWUTIES Critcr3 faliw dLEwttin (hie Ye 6.056 8.056 3.775 3.775 NET CURRENT ASSETS 9D.023 31.548 121,571 89.805 24,295 114.100 TOTALA5SETS LESS CLIRRENT LL4BiunES 31 878 31.S48 34426 REPRESENTED BY.. Fr Reserves 26.102 .102 39.804 39.804 Desynaed R85W 776 2811.776 28D.TT6 280.776 RQY¥Es 31.548 31,548 24,295 24.295 TOTAL FLWDS 31&878 320,580 344,875 This statemtrtof8¢XXXrtYas 4wv&l by thaT[tee5 rtabI Rev GhWettÉr, Ch*rotTrustee5 For and on tsphawof the Trustees ZG D•l¢d
Horbourcommunlty Church Folkwtong N¢)tss to th• Flnanclal Stomthntr For the Year Ended 30 Junè 2025 IIAccounln9 PofitlAs al Basis of A£coUThn9 oflFEland IFRS 1021 PuxyJnbn9arf StaterrentofRecommerh aFf4Kabkn (tsribe¥ yeparifio 1021 HatbLvCommLryy ClwJrGh rneetstrE(kfinon Lla blenIUnr FRS 102. The STatents i PFepared hthtsl LY5tcon¥Enkn exWtsLaMand $cwrEd atth8rn costL4erthe trJDsiic bl FUTr applKaiion on the purPe5 Dlthe Chtwth. Thea15 1 a55ets arvj crCh 1$re¥Kb kn Lw. ¢1 Incomiry ReBtyJrco4 Volunlwylnrnme WjdcawS0LvreS CollÉCtK)n$Ats i£ctrJnlS wr7 rÉeei¥ ty0r t101¢1 GtaDtsand the Clth ate tot a5 5LW a51the chL¥this a. Olherordlnary Income DIYendS aro inteta T&Y $LK k)trÈsw ng5ar. LaJrLlandBthldlngs Fooié Road Churth HOH" St saasCh Buiklirg- No deweclabon is Larged Land aryJBuikthrys a5theTruSts t£knetr4ithe rnakeiva i4eAcess otfrTrrdluakn provwtsj. 'Th6 F(w)td R¢¥a leton 8 lo kase ID TryJ5e tsa n(rUn renl of£1 Wye8r. ' Dmng th2019 attouthng wod Harty)ur puth35e (St sawwstwlhng knrÉ1.A speaal as maye athwCOryFegn rnbers. i1lWsoiShat èath. - In Ktsrch 22 a wOfwval rnaon Frud Roèj Churd Hal vti&l nrrt¥deErrdto b2£85.OOP Other•lss•ts 8S,IR)J rMI - PrDfe5sVaILWti(Xl 0Wlh&resDmai&#selU1re wrJ thestragN&renrwK*
H•rbourComrnuThty ¢Tt FolegtoDe Notes tothg Flnanclal Stat•mgnts IconLI Forthe Year Ended 30 J¢ 2025 NOTES 202$ 2Q24 IP4C MIN RE C¢IieLln. Cash aTwJ Bank 132.7B3 189.559 111A02 148.447 GIftAid 25.074 3.8$ 2)281 25.976 VOLUNTARY INCOME 1ST 31,628 ACnVJTES FOR GENERATING FUP Bank 1,755 1,755 INCOhlE FROU INVESTMENTS 1.755 Lad ferenc 5.821 S.K21 3.513 3,513 Cthtrh Fun Party Inthg t)aJ Pknbile com$ Fbry Reni Retrlved 097 6.861 8.86t Grwts CvffeeCB3h 49D 4¥Y) 5.240 5240 7.2 INCOME FROII CHURCH ACTIVITIES TZ MhEdLaneov OTHER INCWNG RESOURCES TOTAL INCOIThIG RESCiIRCES 192 167
Harbourcommunty Church Folktstone Notss tothe FinanGial Stat•m•nb For the Year Ended 30 Jure 202S 2025 2024 Totsl FUNDRAISING TRADING COSTS Rumlng ¥J Generalll•Thtrwr£ Costofsem Hosptiaty Gff IrwJBn¢e 670 fj,670 2.170 2.170 4213 9.436 4.213 9.436 Internshy ExpeThifftpte LeakTship D&YdowEDt F EXfftd Exwthknie P&Ysonnel 725 6.725 5.935 5.419 79.6r 5.419 79.672 88.679 2.317 subsptions Sundry Expendiiure TelephOandwI-FI CHURCH RUNNING EXPENMP 1317 1218 12T 1206 9htar Host 14.482 0.849 9,849 1,012 3.wal 3.921 6.435 1.012 Rep31rsBnd Rene¥M set.up Evre$ and Equw Water 3.001 3.001 807 107 107 CHURCH BUILDING EXPENCffiJRE 26.050 4.zzi Alolrnent srtourcfutr and Cowses 4.281 4.281 1510 3.333 2.801 Cr( FUTr Day artrx)urChurch WKer Shdtsr 2.510 2.eoi OtE Off AGtswbes 3.179 3.179 a24 P¥ty in Ihe Da Ythth ¢hildier* Y<xth ChildTen Gran CHURCH ACTIVITY EXPENDrriJRE 6.045 6.334 15 Fa80 1.949 1.949 5,000 20D Cthrches TOrFoeStlle CrAW0Th UK Folke8C Raini1 Cwib 424 424 300 SchrGIfts I Worf 812 e12 aFdship FuThl Au5kna 1.828 525 SZS Baty Bc$ FrAkes&)ne 7.023 3.616 3.616 4.973 4,973 South Ea¥1 StsrnwC8mp ljniless Ukraine 6.545 8278 MISSION EXPENDITURE 1S 26.065 16,ssJ 26,331 TOTAL CHURCH EXPEIlT1jRE 177 167 21 21874 185.674 AOG Conthtvts 1.316 Bank Charge$ L£0 and Prol8ssA)nal Faès GOVERNANCE COSTS 2.902 1.681 TOTAL RESOURCES EXPENDeD 21.818 88.98Q
HarbourCLYnmunty Churth Fo8sion• Note$ tothe Financlal Statempnts IconLI For the Year End 30 Juno 2026 NOTES 2025 2024 Unr45trkted R•StriU Tth WAGES AND SALARIES Sen1 Pa5tQF 29.3s2 17.317 29.352 27.X6 27,366 Assware Pas 17.317 1S.329 1?.920 JS,329 12.920 14,812 3221 Centre Manag Pa 11994 17.317 13.994 17.317 14.812 Youleader 3.221 Soriai Qo Pens Costs 6034 6.025 6.025 08.679 IRUSTEE EXPENSES th8year wate madpty 4 27,749 1.162 2B.932 27.997 3.522 31.519 Qul.ol.P¢¢k4 t mbursed 12024 5Tlljeuswvj 2 L¥Xts(bJ arts.1 Tot BuihJinQO FIF COSTIVAWAMQN BFIxj9htFo¥d 198.020 33.768 Z41.78B 1.020 7.555 205.5T5 26.213 28213 BalaKeCarried FllThHd DEPRECiATION Balae BrixJohlForward Chaetse YFar Elkniftaièd Dis B31arts C8rrd Fcrf*a 1.012 J.921 1.012 1.trt2 1.012 NET B¢)OK VALUE A$ ai 30Jure 2024 AS al 30June 2025 198.020 32.7$5 230.775 198,020 198 020 7,3 31T55 205.575 DEBTORS AND PFiEPAW EXPENSES Recoveth 581 5.427 5,477 Olhei Deblo Prepayrnen15 2,452 2.4$2 779 2.328 1328 581 CREDITORSAND ACCRUALS Unre6knctsd Resbithd Toiil Unreslricteo Rè#tsitt4d Total AOG Contnbkniknr4 1,197 1.107 720 720 720 Ta%ation and &Kial SeuJrty Other Credit3 1.898 1,418 440 440 3,775
Harbour Corrvnunty Chur¢h Folkeston¢ Notes to the FInancl Statwnen¢s l¢onLI Forthe Yoar Ended 30 June 2028 NOTES l Jutrrf 2024 ¢IF 30 Jur 2Q25 Ir(ry ExwThJurÈ BaLlre Trnrolern CH ITYF FREE REseRVES 176.m 117S.713) 1.0$7 147591 .102 DESIGP4ATEtJFLV40S.. FoNd Road 3Q.(KKI 168.020 30.oc 168.02 SD.QDD St Sathurs Ppty Cash 50.OCQ Ir,540) É7.5401 PropwToEal Fixture5 aj 248.OZQ 32.756 (T.0 .540Tr 246.020 32.7S6 280 nE .540) .540 280.778 )16 878 UNRESTRICTED FiD$ 320.5BO 781 RESTRICTEO FUNDS (8.944) (2.381} 13.233) (7.0231 3.59) 450 550 Mi5Slons 63$ 11.7481 6.781 11.68SI 704 BLthdiw5 Baby Basks Fmd 1Q014 s.000 610 15.(XX 24.50D H3m8W F 4511 183 24.295 31.881 10.03J 3.551 31.548 TOTAL FUNDS AS AT 30 JUNE 2024 344.87$ 208.6$1 5.101 The Pvoperty Fund ierrfesents the n£4 tthk oltsFqDFerties hekt lucash kn sthj Ve5brert) The Hardshlp Fundwasueated tr 2(120 aCcntIlg wod kn resrx)Ise Te pwkwi5 LWI p vi n8ed. The Bulldlng Fund vetsttÉ speci C1&1¥dStr5e cla rww(uth The Roof F¥nd vtas $etvp In Ihe 24 Vtr) up r¢#)twr& Bètsy ¢¥ FOlk•SlOn• is WiS¥tth tralMYkSlhr(w CIJLID W L[1XX1pXuts ¢8$11i(a iew8sentunyntgrtir¥x¥refty4w (*Lse&
Harbour CMTrty Churth Folktrsto Nots8 to tho Flnancial Staiements Icortl For the Y&ai Ended 30 2025 NOTES BIF 1 Juty 2023 CIF 3Q n0 Z024 FREE RESERVES so 154.159 116Z16SI 18,CWJ61 1114761 29.804 DESIGMATED FUNDS: F¢Exd Ro H811 30.000 168.020 st Sayurs Buil<fj 168.02D Prorc8sh 64.983 13.941) 13.9411 111.0421 5Q.OCO PtDpetty Total FrS aw FIIUr¥Js 2fj3.003 1&941) 13.941) 111.042 25.201 248 020 7.555 32.756 270.558 11941) 166.lQ6 rJ.9411 11.Y 14.1Sg 1,683 28D.Tt6 32V.SUQ UNRESTWTED FWDS 330.844 14159 IlESeTED FufiD8 4.973 (4.97¥ {6236} (fj.221) (3M16Tr Mission5 1.073 1354 10.671 4.310 (3.W21 4.4SO 2.000 s.000 8.170 1.e01 (7.620) B¥tty Ba RrtfFund 2.295 15.000 15.iYJO 15.OLK Hardsh FuTrJ 1.128 10.844 38.008 21874 15.134 (1.6831 24295 TOTAL FUNDS AS ATJO JUNE 702 341.688 75 The Proptrrty Fund eSents r t0)k¥a1 olthe rrfoperbes Icrfcash ¥fftn Fernng nveSlet) The Hardshlp Fund VAS creaied bi tr 2020 a¢wmbng rthise kn Coranawu& Thg pUry 10 PPA0F4e kn n. Ttrt B1019 Fund rewesentsthe Speci¥1 repars CA The Rty)f Fund wa$ set up iThts2D24 finartsi¥ ts) rrw• rtyrlIPPrA Fojkeslong $1 kna1[$ Chwth orr 14