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2025-10-31-accounts

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049

Report of the Trustees and Financial Statements for the year ended 31 October 2025 For CORNERSTONE FOUNTAIN CHURCH

DTT Consultancy Ltd 36 Daffodil Close Hatfield Hertfordshire AL10 9FF

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049 Contents of the Financial Statements For the year ended 31 October 2025

Page
Reference & Administrative details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 9
Detailed Statement of Financial Activities 10 to 11

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

For the year ended 31 October 2025

REFERENCES AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTESS AND ADVISERS FOR THE YEAR ENDED 31 OCTOBER 2025

Trustees/Directors

  1. Mrs Martina Omotayo Oluwaniyi

2 Mrs Adekemi Adebukola Mormah

  1. Mr Kifayat Aderoju Aduki Ojoye

  2. Pedro Ndongala Daniel

Registered office

127 Campden Crescent Dagenham Essex United Kingdom RM8 2SB

Registered number

7394819 (England and Wales)

Registered Charity number

1140049

Accountants

Tunji Ogedengbe DTT Consultancy Limited 36 Daffodil Close Hatfield Herts AL10 9FF

Bankers

Bank of Scotland London Chief Office P.O.Box 54873 London SW1Y 5WX

Page 1

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

For the year ended 31 October 2025

The trustees present their report and the financial statements for the year ended 31 October 2025. The financial statements have been prepared on the basis of accounting policies set out on page 8 and comply with the constitution, applicable law and applicable accounting standards.

Objects and principal activities of the organisation

The Cornerstone Fountain Church is an organisation, registered as a company Limited by guarantee and also registered as a charity.

The objectives of Cornerstone Fountain Church are:

To advance the christian faith for the benefit of the public.

The preventation or relief of poverty in by such means as the trustees in their absolute discretion see fit.

Donations and offerings received during the year amounted to £60,336 and the details are shown in the detailed statement.

Trustees

Trustees, who are all members of the Management Committee, and who served during the year are set out on page 1. The trustees are elected at the Annual General Meeting, for membership of the Management Committee and serve until the end of the next Annual General Meeting, where they stand for re-election.

The Organisation pursued her objects by the operation of Christian worship and other activities.

The organisation runs a number of community-based vehicles of transportation that focus on assisting the disadvantaged and less well-off in our local communities.

Putting together adequate financial and administrative support for the running of the organisation activities includes: Building a network of relationships within the local and national community with a view to engaging them in joint community efforts.

Putting together project teams to coordinate various activities both in the church and in the various media activities.

Organisational Structure and Decision Making

The Trustees are consulted on all issues that are material in nature and determine the strategic direction of the charities affairs. Trustees meet formally as and when required to review the church's operations. The trustees meet at least twice a year. The trustees are elected at the Annual General Meeting, for membership of the Mangement Committee and serve until the end of the next Annual General Meeting, where they can stand for re-election as members of the new Executive Committee.

The main activities of the organisation over the past year include promoting Christian worship, training and organising seminars, Music events, Youth development, conducting outreach programmes to increase awareness of Christianity and more to further spread the gospel of our Lord Jesus Christ. We conduct Sunday worship services, bible study and mid week prayer meetings. We run seminars in the church with proven ministers of the faith to guide members in the various aspects of Christian faith, regular visitations within the local community to provide required support. The church has also been involved in the motivation of her members to develop fully their potential in every area of endeavor spiritually, mentally, economically and physically.

The church has continued to develop progressively in all aspects of service ministering to the needs of people from all works of life within and outside the church and our immediate community. This financial year has also seen the church increase her support for other charitable organisations through regular donations and support in every way possible. We continue to actively forge links with International ministries and charitable organisations such as Red Cross, Children in Need and TAPAC with whom we are committed to mention just a few

Page 2

For the year ended 31 October 2025

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049

Report of the Members of the Management Committee (Trustees) Continues

Operational Review

During the financial year, the operational base for the Church’s Sunday meetings remained Cornerstone Fountain Church, 227 Gascoigne Road, Barking, IG11 7LN , located in the heart of the Gascoigne Estate. The Church has continued to engage actively with the local community, strengthening relationships and ensuring that our activities reflect the needs of the people we serve.

In addition to our regular worship services, we participated in several community-based initiatives, including joint activities with Barking Churches Unite , further enhancing our visibility and impact within the local area.

The Church also hosted its annual worship festival, “Celebrate Jesus,” which was successfully held and well attended , drawing participants from within the congregation and the wider community. This event remains a significant part of our annual calendar, promoting unity, worship, and spiritual revival.

Future Developments

The Church remains committed to expanding its programs and outreach across all age groups within our immediate community, in alignment with our vision of being “a church without boundaries,” where all are welcomed to experience the love of Christ.

A key future objective is to secure suitable permanent premises , enabling the Church to broaden its range of

activities—particularly those benefiting youth and elderly members —and to enhance our long-term community impact.

Risk management

The Trustees regularly review all potential risks, with particular attention to major risks that may affect the Church’s operations. Measures and policies are continuously evaluated and implemented to safeguard the Church’s funds and assets. Where necessary, Trustees obtain professional legal advice to ensure compliance and the proper handling of significant matters relating to the Church and its ministry activities.

Statement of Trustees' Responsibilities

In accordance with charity law in England and Wales and the Companies Act 2006 , the Trustees are responsible for preparing financial statements for each financial year that present a true and fair view of the charity’s financial activities and its financial position at year-end.

In preparing these financial statements, the Trustees are required to:

b) Make judgements and estimates that are reasonable and prudent;

c) State whether applicable accounting standards and the Companies Act 2006 have been followed, subject to any material departures disclosed and explained within the financial statements;

d) Prepare the financial statements on a going-concern basis , unless it is inappropriate to assume that the charity will continue its operations.

The Trustees, who collectively form the Executive Committee, are responsible for maintaining accurate and proper accounting records that allow the financial position of the charity to be determined with reasonable accuracy at any time. They must also ensure that the financial statements comply with relevant laws, regulations, and the Trust Deed.

Furthermore, the Trustees are responsible for safeguarding the assets of the charity and for taking appropriate steps to prevent and detect fraud or other irregularities.

This report has been prepared in accordance with the Statement of Recommended Practice (SORP): Accounting and Reporting by Charities , and the special provisions of the Companies Act 2006 applicable to small companies.

Approval

Approved by the Management Committee and signed on its behalf by:

Mrs. Martina Oluwaniyi Chairperson

Date: 19th November 2025

Page 3

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049

For the year ended 31 October 2025

I report on the accounts for the year ended 31 October 2025 set out on pages four to nine. Respective responsibilities of trustees and examiner

The charity's trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year (under Section 43(2) of the Charities Act 1993 (the 1993 Act)) and that an independent examination is required. The charity's gross income did not exceed £250,000 and I am qualified to undertake the examination.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to:

Basis of the independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view ' and the report is limited to those matters set out in the statements below. Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that, in any material respect, the requirements

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Tunji Ogedengbe DTT Consultancy Limited 36 Daffodil Close Hatfield Herts AL10 9FF

Date: 19th November 2025

Page 4

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

Statement of Financial Activities

For the year ended 31 October 2025

2025 2025 2025 2024
Unrestricted Restricted Total Total
Funds Funds Funds Funds
Notes £ £ £ £
INCOMING RESOURCES
Incoming resources from generated funds
Voluntary income 60,336 60,336 61,782
Investment income 2 1,236 1,236 1,598
Grant - - -
Gift aid 15,317 15,317 15,418
Total incoming resources 76,889 - 76,889 78,799
RESOURCES EXPENDED
Cost of generating income 72,271 72,271 71,037
Charitable activities - - -
Governance costs
Total resources expended 72,271 0 72,271 71,037
NET INCOMING RESOURCES 4,618 0 4,618 7,762
RECONCILIATION OF FUNDS
Prior year adjustment 10
Total funds brought forward 132,637 132,637 124,875
TOTAL FUNDS CARRIED FORWARD 137,255 - 137,255 132,637

Page 5

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

Balance Sheet

As At 31 October 2025

2025 2025 2025 2024
Unrestricted Restricted Total Total
Funds Funds Funds Funds
Notes £ £ £ £
FIXED ASSETS
Tangible assets 5 300 300 401
CURRENT ASSETS
Debtors: amounts falling due after more than on 6 - - -
Prepayment - - -
Cash in hand 137,405 137,405 132,686
Total Asset 137,705 0 137,705 133,087
CREDITORS
Amounts falling due within one year 7 450 450 450
Accruals - - -
NET CURRENT ASSETS/(LIABILITIES) 137,255 0 137,255 132,637
TOTAL ASSETS LESS CURRENT LIABILITIES 137,255 0 137,255 132,637
CREDITORS
Amounts falling due after more than one year 8 - - -
NET ASSETS 137,255 0 137,255 132,637
FUNDS 9
Unrestricted funds 137,255 0 137,255 132,637
Restricted funds
TOTAL FUNDS 137,255 0 137,255 132,637

Page 6

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049

Balance Sheet - continued As At 31 October 2025

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the charitable company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

(a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

(b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small charitable companies and with the Financial Reporting Standard for Smaller Entities (effective April 2008).

The financial statements were approved by the Board of Trustees on 19th November 2025 and were signed on its behalf by:

Mrs Martina Ogunniyi Chair person

Page 7

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

Notes to the Financial Statements For the year ended 31 October 2025

1. ACCOUNTING POLICIES

Accounting convention

The financial statements have been prepared under the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities (effective April 2008), the Companies Act 2006 and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.

Incoming resources

All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Resources expended

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property -2% on reducing balance
Fixtures and fittings -25% on reducing balance
Motor vehicles -25% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

Bank interest received
3. NET INCOMING/(OUTGOING) RESOURCES
Net resources are stated after charging/(crediting):
2025
2024
£
£
1,236
1,598
2025
2024
£
£
4,618
7,762

Page 8

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049 Notes to the Financial Statements - continued For the year ended 31 October 2025

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 October 2025

Trustees' Expenses

There were no trustees' expenses paid neither for the year ended 31 October 2025

5. TANGIBLE FIXED ASSETS

Freehold
Fixtures and
property
fittings
£
£
COST
At 1 November 2024
7,273
Additions
-
-
At 31 October 2025
-
7,273
DEPRECIATION
At 1 November 2024
-
6,873
Charge for year
100
At 31 October 2025
-
6,973
NET BOOK VALUE
At 31 October 2025
-
300
6. PREPAYMENTS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Prepayments
7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Mortgage
Other creditors
Freehold
Fixtures and
property
fittings
£
£
7,273
-
-
Motor
Building
vehicles
Totals
£
£
£
7,273
-
-
-
7,273
-
-
7,273
-
6,873
100
-
-
6,873
-
100
-
6,973
-
-
6,973
-
300
-
-
300
2025
2024
£
£
-
-
2025
2024
£
£
450
450
450
450

Page 9

CORNERSTONE FOUNTAIN CHURCH

REGISTERED CHARITY NUMBER: 1140049

Notes to the Financial Statements - continued For the year ended 31 October 2025

8 CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

Mortgage
Finance lease
2025
2024
£
£
-
-
-
-

9 MOVEMENT IN FUNDS

Unrestricted funds
Unrestricted funds
Restricted funds
Restricted
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
Net
movement in
At 31/10/25
funds
At 31/10/2024
£
£
£
137,255
4,618
132,637
137,255
4,618
132,637
Incoming
Resources Movement in
resources
expended
funds
£
£
£
76,889
72,271
4,618
76888.98
72270.83
4618.15

Page 10

REGISTERED COMPANY NUMBER: 7394819 (England and Wales)

REGISTERED CHARITY NUMBER: 1140049

Detailed Statement of Financial Activities for the year ended 31 October 2025

INCOMING RESOURCES
Voluntary income
Tithes & Offering
Gift -Aid
Voluntary income - Total
Investment income
Bank interest receivable
Bank interest received
Investment income - Total
Total incoming resources
RESOURCES EXPENDED
Charitable activities
Donations/Gifts
Costs of generating income
Rent and Rates
Travelling expenses
Telephone & Fax
Printing & Stationery
Maintenance
Office expenditure
Honorarium & Hospitality
Utlity
Training, Conference & Congress
Website
Furniture
Insurance
Cleaning
Motorvan Expense
Equipment
Charges
Music
Carried forward
2025
2024
£
£
60,336
61,782
15,317
15,418
75,653
77,201
-
-
1,236
1,598
1,236
1,598
76,889
78,799
-
300
-
300
40,400
32,600
2,798
1,945
2,187
1,222
8
223
3,365
10,870
1,330
4,187
8,884
2,602
1,476
692
7,934
1,353
-
155
-
2,850
2,998
825
-
211
351
8,645
-
1,125
439
-
-
300
72,171
69,803

Page 11

REGISTERED COMPANY NUMBER: 7394819 (England and Wales) REGISTERED CHARITY NUMBER: 1140049 Detailed Statement of Financial Activities for the year ended 31 October 2025

Brought forward
Legal, Accounting & Consultancy fees
Professional fees
Depreciation - MV
Total resources expended
Net income
2025
2024
£
£
72,171
70,103
-
450.00
-
350.00
100
100
72,271
71,003
72,271
71,003
4,618
7,796

Page 12