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2025-09-30-accounts

Christ Church Derby

Report and Accounts Year ended 30th September 2025

Christ Church Derby

COMPANY INFORMATION

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Trustees

Rev. Joel Kendall Timothy Houghton Matthew Newboult John George McCartney

Company Secretary

John George McCartney

Key Staff Rev. Joel Kendall Governing Document Memorandum and Articles of Association dated 6th August 2010

Company Registration Number 7338676 Charity Registration Number 1140038 Principal Address Christ Church Derby Great Northern Road DERBY DE1 1LR

Registered Office

Independent Examiner

Bankers

David Patterson 16 Oldbury Close Derby DE21 2JS HSBC Bank Virgin Bank

Contents Page
Company Information 1
Trustees' Annual Report 2-5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8-9
Notes to the Accounts 10-18
Detailed Statement of Financial Activities with Comparatives 19

Page 1

Christ Church Derby

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 30 SEPTEMBER 2025

The trustees, who are the charity's directors for the purposes of company law, have pleasure in submitting the Report and Accounts for the year ended 30 September 2025

Objects of the charity

Christ Church Derby is a charitable company limited by guarantee and is governed by its memorandum and articles of association dated 6th August 2010. The objects of the charity, as set out in the governing document are

a) to advance the Christian faith in accordance with the Statement of Beliefs in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit;

b) to relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services of any kind, including through the provision of counselling and support in such parts of the United Kingdom or the world as the Trustees from time to time may think fit; and

c) to advance education in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit.

The trustees note that the Church is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ, were also committed to love and care for each other and to bring a blessing to the area in which they lived. Christ Church Derby; its trustees, elders and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is re-discovering the excitement of knowing Jesus Christ. The vision is to see the people of Derby and indeed the UK and to the far ends of the Earth come into this experience of knowing Jesus as their Lord, Saviour and friend.

Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

A) Sunday Services

We continued meeting at 10:45am and 6:00pm on Sundays, along with morning services on Christmas Day and Good Friday. Regular morning attendance varies between 70-100, including c25 children; evening attendance is c40, including a handful of children. We continued to welcome a notable number of new regular attenders from the local area, including internationals.

B) Midweek meetings

Every Wednesday, CCD meets together from 7.30-9pm for fellowship, prayer and study either at Great Northern Road or in homes in smaller groups called ‘Community Groups’. There are four Community Groups consisting of approximately 75% of the congregation.

Page 2

Christ Church Derby

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 30 SEPTEMBER 2025

C) Events

In October 2024, we held a children’s holiday club during the half term along with a special service on the Sunday. The holiday club served a significant number of local children. In December 2024, we held an afternoon carol service event for regular attenders, guests and visitors. In February 2025, the church held a ladies ‘swap shop’ for church regulars and guests. In September 2025, the church also began a fortnightly ladies’ Bible study. Several times during the year, the church held lunches after the morning service to build community in the church and welcome guests and visitors.

D) Young people’s Work

We have continued to run our teaching and activity groups for primary and secondary aged children on Sunday mornings at 10:00am. The primary aged group delivered a gift to the local foodbank in October 2025. We have continued to run the ‘Connect’ group for secondary age young people on alternate Friday evenings.

E) Missionary Support

We continued our partnerships with Mission Partners around the World in Kosovo, Madagascar, Papua New Guinea and North Africa. In particular, the church was able to send financial support of £24,875 (2024: £0) to Trinity College in Myanmar. Trinity College, formerly known as Dai College, is an evangelical theological institution training local Christians to teach and preach the word of God. Trinity College is a Mission partner of the church and one of our Elders and Trustees has visited the college in past years and is in regular contact with the partners at the college.

F) Deacons

The deacons have continued to maintain a bank of basic food and personal items for those in immediate need, and developed an ongoing partnership with the local foodbank. They also continued the ‘Boxes of Joy’ Christmas initiative in partnership with 2 local schools, gathering and distributing Christmas foodstuffs to local families.

Future Plans

Christ Church Is looking forward to having Ben Alexander join us as Associate Minister in December 2025, with the aim of expanding our outreach and discipleship as well as growing leadership and teaching capacity. The church also intends to continue its ‘Boxes of Joy’ initiative with local schools, and it’s Christmas carol service event. In January, the church is planning to hold a parenting day in partnership with the organisation Growing Young Disciples.

The trustees are also looking to convert from a Charitable Company to a CIO as soon as possible.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Page 3

Christ Church Derby

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Volunteers

Most of the charity's activities are undertaken by volunteers and the charity could not operate effectively without their efforts.

Structure, Governance and Management

Responsibility for making operating decisions rests with the trustees who meet regularly to monitor the activities of the charity. New trustees are recruited and appointed by the existing trustees, by a majority vote.

Joel Kendall who is a director and trustee was employed full-time as Church Minister.

Christ Church Derby is a congregation of the International Presbyterian Church and is a member of the First IPC Presbytery of the Uniter Kingdom. The International Presbyterian Church is a Reformed Church with congregations in the UK, Europe and Asia. The government of the church is Presbyterian.

Financial review

During the year income decreased by £46,264, to £148,125 and expenditure increased by £52,025, to £252,112. This is mainly due to the churches support of a church plant in Coventry in 2024 and a change in accounting policy to depreciate the church building, resulting in a higher depreciation expense this year than would normally be expected. As a result the deficit for the year increased by £98,289, to £103,987 and the charity's net assets decreased by the same amount, to £377,607.

Reserves policy

The trustees have determined that the charity should aim to hold unrestricted cash of no less than £30,000 (which equates to about 3 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £71,206 and the charity is complying with its reserves policy.

Going concern

After reviewing the Church budget, the Trustees have a reasonable expectation that the Charitable Company has adequate resources to continue in operational existence for the foreseeable future.

Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

Page 4

Christ Church Derby

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Responsibilities of trustees under company law

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure, for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any material

departures disclosed and explained in the financial statements; and

  1. prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report, which has been prepared in accordance with the provisions of the Companies Act 2006 relating to small companies, was approved by the trustees and signed on their behalf by:

Timothy John Houghton (Apr 21, 2026 12:28:53 GMT+1) _______ Timothy Houghton Director and Trustee Apr 21, 2026 Date: _______

Page 5

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

Christ Church Derby ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 September 2025 on pages 7 to 19 following, which have been prepared on the basis of the accounting policies set out on pages 10 to 18.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

David Patterson

David Patterson (Apr 25, 2026 15:51:22 GMT+1)

David Patterson

Date: Apr 25, 2026

Page 6

Christ Church Derby

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Other income
4
Total income and endowments
EXPENDITURE ON:
Charitable activities
5
Total expenditure
Net income/(expenditure)
Transfers between funds
14
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
14
Unrestricted
Funds
£
130,568
1,495
132,062
164,237
164,237
(32,175)
-
(32,175)
(32,175)
450,219
418,044
Restricted
Funds
£
16,063
-
16,063
32,875
32,875
(16,813)
-
(16,813)
(16,813)
31,375
14,563
Total
Funds
2025
£
146,630
1,495
148,125
197,112
197,112
(48,987)
-
(48,987)
(48,987)
481,594
432,607
Total
Funds
2024
£
187,884
6,504
194,388
200,087
200,087
(5,698)
-
(5,698)
(5,698)
487,292
481,594

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations. Total Funds 2024 have been restated from the prior year. See note 17 for further details. The statement of financial activities also complies with the requirements for an income and expenditure account required by the Companies Act 2006.

The notes on page 10-18 form part of these accounts.

Page 7

Christ Church Derby

BALANCE SHEET

AS AT 30 SEPTEMBER 2025

Note
FIXED ASSETS
Tangible assets
7
CURRENT ASSETS
Debtors
8
Cash at bank and in hand
9
CREDITORS: Amounts falling
due within one year
10
Net current assets / (liabilities)
Total assets less current liabilities
CREDITORS: Amounts falling due
11
after more than one year
Net assets / (liabilities) excluding
pension asset / (liability)
TOTAL NET ASSETS
FUND BALANCES
14
Unrestricted Funds
General funds
Restricted Funds
Unrestricted
Funds
£
493,140
493,140
1,909
71,206
73,115
(6,657)
66,458
559,598
(141,553)
418,044
418,044
418,044
-
418,044
Restricted
Funds
£
-
-
-
14,563
14,563
-
14,563
14,563
-
14,563
14,563
-
14,563
14,563
Total
Funds
2025
£
493,140
493,140
1,909
85,768
87,677
(6,657)
81,020
574,160
(141,553)
432,607
432,607
418,044
14,563
432,607
Total
Funds
2024
£
547,675
547,675
-
87,235
87,235
(5,425)
81,809
629,484
(147,890)
481,594
481,594
450,219
31,375
481,594

Page 8

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006 however, in accordance with Section 145 of the Charities Act 2011, the accounts have been examined by an independent examiner and their report has been included in these financial statements.

The directors (who are the charitable company's trustees for the purposes of charity law) acknowledge their responsibilities for:

The financial statements have been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors and were signed on its behalf by:

Timothy John Houghton (Apr 21, 2026 12:28:53 GMT+1) --------------------------------------Timothy Houghton Apr 21, 2026 Date: _______

Company number: 7338676 Charity number: 1140038

The notes on page 10-18 form part of these accounts.

Page 9

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

1 Statutory Information

The charity is a charitable company limited by guarantee and is incorporated in the United Kingdom. The company's registered number and registered office address can be found on the Company Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention.

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102"), with the Companies Act 2006 and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

The trustees (who are the charitable company's directors for the purposes of company law) have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. In particular the trustees have considered the charity's forecasts and projections and the possible implications should projected income and / or expenditure vary unexpectedly. The trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

b) Income

Income including investment income is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part, income is generally recognised when it is received. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period.

Income from donations includes:

The charity relies on volunteers to carry out many of its activities. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured.

When donated goods, services and facilities are distributed or consumed, an expense in respect of those items is included in the Statement of Financial Activities. At the year end any goods that have not been distributed or consumed are recognised as stock; donated fixed assets are capitalised.

Income from charitable activities represents income receivable from goods, services and facilities supplied in furtherance of the charity's charitable objects.

Income from other trading activities represents income receivable from activities undertaken to generate funds for the charity.

Investment income represents income generated by the charity's assets and includes income from letting the charity's property and bank interest.

Page 10

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

c) Expenditure

Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured reliably.

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

e) Tangible fixed assets

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £2,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Freehold buildings Over 50 years after taking account of the building's residual value Equipment Over 3 to 7 years

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate that the carrying value may not be recoverable.

f) Pension scheme arrangements

The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

g) Taxation

The company is a registered charity; it has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

h) Financial instruments

The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Except for loans, creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). The charity recognises liabilities for the principal of those loans that remains outstanding at the year end (i.e. the liabilities exclude any interest chargeable on the loans in future years).

i) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

j) Critical accounting estimates and areas of judgement The trustees do not consider that there are any material sources of estimation or uncertainty at the balance sheet date that could result in a material adjustment to the carrying values of assets and liabilities in the next reporting period.

Page 11

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

3 Donations

Donations of cash
Grant
Gift aid recoverable
4
Other income
Church Weekend Away
Bank Interest
5
Charitable expenditure
a
Costs incurred directly on specific activities
Staff Costs
Utilities
Premises Costs
Mortgage Interest
Ministry Costs
Weekend Away
Depreciation
Grants payable (note 5c)
b
Costs incurred on support & administration
Governance costs
Independent examiner's fee
Administation
Insurance
Total expenditure
2025
£
117,472
-
29,158
146,630
2025
£
-
1,495
1,495
2025
£
57,371
4,544
3,277
12,423
5,572
-
54,535
137,722
56,120
-
-
1,820
1,450
3,270
197,112
2024
£
116,354
35,000
36,531
187,884
2024
£
4,940
1,564
6,504
2024
£
92,664
6,313
1,646
13,966
4,956
7,112
-
126,657
50,211
200
200
21,604
1,415
23,219
200,087

The fee payable to the independent examiner for preparing and examining the accounts was £0 (2024: £200);

Page 12

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

c Grants payable

Grants for UK and overseas mission
Grants for education, including ministry training
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
Grants for education, including ministry training
The charity's principal grants to institutions comprised:
Trinity College, Myanmar
Grace Church Coventry
Serving in Mission
Frontiers
Pioneers
Missionary Aviation fellowship
Rotherham Evangelical Church
International Presbyterian Church
Grants to institutions for less than £1,000 each
Institutions
£
53,370
2,750
56,120
Institutions
£
47,611
2,600
50,211
Individuals
£
-
-
-
Individuals
£
-
-
-
2025
£
25,195
10,000
1,960
1,300
1,250
1,275
2,750
11,500
890
56,120
2025
£
53,370
2,750
56,120
2024
£
47,611
2,600
50,211
2024
£
-
33,011
1,850
1,230
1,120
1,200
2,600
8,000
1,200
50,211

6 Analysis of staff costs, the cost of key management personnel and trustee remuneration

The average monthly number of employees during the year was 2 (2024: 3). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees. Total employment benefits payable to key management for the year were as follows:

Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
Rev. Joel kendall
45,614
3,645
following amounts were payable in the previous year:
Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
Rev. Joel kendall
44,420
3,562
2025
£
49,260
49,260
2024
£
47,982
47,982

The following amounts were payable in the previous year:

Joel Kendall served as church leader and received the above payments for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.

Page 13

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

7 Tangible fixed assets

Cost
At 30 September 2024
At 30 September 2025
Accumulated depreciation
At 30 September 2024
Charge for the year
At 30 September 2025
Net book value
At 30 September 2025
At 30 September 2024
Freehold
Property
£
547,675
547,675
-
54,535
54,535
493,140
547,675
Total
2025
£
547,675
547,675
-
54,535
54,535
493,140
547,675

Previously, freehold property was not depreciated. Following a review during the year, the trustees determined that the value of the church building should be depreciated over a 50 year period leaving a residual value of £275,000. In accordance with FRS 102 section 10, this change is accounted for prospectively. Prior year comparatives have not been restated. The effect of this change on the current period results an increase in depreciation charge for the year of £54,535 (10 years). The Freehold property was purchased at £275,000 in 2014, prior to substantial works which have been included at cost The trustees have not had the property re-valued.

8 Debtors

Falling due within one year:
Gift aid recoverable
h at Bank and in Hand
Cash at bank
itors: liabilities falling due within one year
Accruals
Mortgage Loan
itors: amounts falling due after more than one year
Mortgage Loan
2025
£
1,909
1,909
2025
£
85,768
85,768
2025
£
320
6,337
6,657
2025
£
141,553
141,553
2024
£
-
-
2024
£
87,235
87,235
2024
£
-
5,425
5,425
2024
£
147,890
147,890

9 Cash at Bank and in Hand

10 Creditors: liabilities falling due within one year

11 Creditors: amounts falling due after more than one year

Page 14

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

12 Loans and finance leases

The liabilities for loans, finance leases and concessionary loans referred to in notes 10 and 11 fall due for repayment as follows:

Repayable:
Within one year
Between one and five years
After five years
Otherwise
than by
instalments
-
-
-
-
By
instalments
6,337
30,995
110,558
147,890
2025
2024
£
£
6,337
5,425
30,995
28,694
110,558
119,196
147,890
153,316
Mortgage loan

The morgage loan referred to in the above notes is secured on the church building on Great Northern Road, Derby with a carrying value of £438,140 (2024: £547,675) by way of a fixed and floating charge on the charity's assets. Interest is payable at a variable rate, which at the balance sheet date was 7.50% (2024: 8.50%). The loan is being repaid in monthly instalments and must be repaid in full by November 2039.

13 Pension commitments

During the year employer’s pension contributions totalling £3,645 (2024: £6,498) were payable to defined contribution personal pension schemes. No pension contributions were owing at the balance sheet date (2024: £nil)

Page 15

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

14 Funds

During the year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Additional Minister
Grace Church Coventry
Trinity College , Myanmar
Aggregate of funds
Opening
balance
2025
£
450,219
450,219
-
10,000
21,375
31,375
481,594
Incoming
resources
2025
£
132,062
132,062
16,063
16,063
148,125
Outgoing
resources
2025
£
(164,237)
(164,237)
(1,500)
(10,000)
(21,375)
(32,875)
(197,112)
Transfers
in the year
2025
£
-
-
-
-
Gains and
losses
2025
£
-
-
-
Closing
balance
2025
£
418,044
418,044
14,563
-
-
14,563
432,607

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
Creditors falling due after one year
General
Designated
funds
funds
£
£
493,140
1,909
71,206
-
(6,657)
(141,553)
418,044
-
Unrestricted Funds
Restricted
funds
£
14,563
14,563
2025
£
493,140
1,909
85,768
(6,657)
(141,553)
432,607

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Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

In the previous year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Additional Minister
Grace Church Coventry
Trinity College , Myanmar
Aggregate of funds
Opening
balance
2024
£
445,917
445,917
20,000
-
21,375
41,375
487,292
Incoming
resources
2024
£
143,934
143,934
-
50,454
-
50,454
194,388
Outgoing
resources
2024
£
(129,633)
(129,633)
(20,000)
(50,454)
-
(70,454)
(200,087)
Transfers
in the year
2024
£
(10,000)
(10,000)
-
10,000
-
10,000
-
Gains and
losses
2024
£
-
-
-
-
-
-
-
Closing
balance
2024
£
450,219
450,219
-
10,000
21,375
31,375
481,594

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
Creditors falling due after one year
General
Designated
funds
funds
£
£
547,675
-
55,860
-
(5,425)
(147,890)
450,219
-
Unrestricted Funds
Restricted
funds
£
31,375
31,375
2024
£
547,675
-
87,235
(5,425)
(147,890)
481,594

The Grace Church Coventry restricted fund was for money set aside to support the new church plant in Coventry The Trinity College, Myanmar fund was for Money set aside to support the work of Trinity College in Myanmar The Additional Minister restricted fund is to enable the church to save funds towards employing an additional minister in the future

Page 17

Christ Church Derby

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2025

15 Transactions with related parties

During the year the charity:

16 Members

Each member of the company commits to contribute if the charity is wound up an amount of £1.

17 Reconciliation with previously reported funds

During the year the charity realised that funds for the previous year (2024) had been classified as agency funds but these should have been classified as the charity's income and expenditure. The comparatives presented in these accounts have been re-stated to adjust for the reclassification of the charity's income and expenditure. The reserves are unaffected and a reconciliation with the results reported previously follows:

Reconciliation of results

Previously reported income results
Adjustments arising from funds previously reported as agency:
Income
Re-stated results
Previously reported expenditure results
Adjustments arising from funds previously reported as agency:
expenditure
Re-stated results
2024
£
154,448
39,940
194,388
160,147
39,940
200,087

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Christ Church Derby

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Other income
4
Total income and endowments
EXPENDITURE ON:
Charitable activities:
5
Total Expenditure
Net income/(expenditure)
Transfers between funds
14
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
14
General
Restricted
2025
2025
£
£
130,568
16,063
1,495
-
132,062
16,063
164,237
32,875
164,237
32,875
(32,175)
(16,813)
-
-
(32,175)
(16,813)
450,219
31,375
418,044
14,563
Unrestricted funds
Total
2025
£
146,630
1,495
148,125
197,112
197,112
(48,987)
-
(48,987)
481,594
432,607
General
Restricted
2024
2024
£
£
137,430
50,454
6,504
-
143,934
50,454
129,633
70,454
129,633
70,454
14,302
(20,000)
(10,000)
10,000
4,302
(10,000)
445,917
41,375
450,219
31,375
Unrestricted funds
Total
2024
£
187,884
6,504
194,388
200,087
200,087
(5,698)
-
(5,698)
487,292
481,594
General
2025
£
130,568
1,495
132,062
164,237
164,237
(32,175)
-
(32,175)
450,219
418,044

Page 19