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2022-12-31-accounts

Trustees Annual Report and Financial Report

of

The Parochial Church Council of the Ecclesiastical Parish of

St Peter’s Church, Cowfold

The Steet, Cowfold, Horsham, West Sussex RH13 8BW

Registered Charity no. 1139699

For the year ended 31st December 2022

CONTENTS

Page 1 Trustees annual report 7 Annual financial report 13 Report of the independent examiner

The Revd Sue Wharton Incumbent: The Vicarage, Handcross Road, Lower Beeding RH13 6NU Independent Mr Martyn Gair examiner: The Old Bakery, Henfield Road, Cowfold RH13 8DR Lloyds Bank plc Bankers: Horsham Branch, PO Box 1000, Andover BX1 1LT

St Peter’s, Cowfold Trustees Annual Re ort for 2022 p

Our aims and purposes as a charity

The PCC has the responsibility of co-operating with the incumbent, the Revd Sue Wharton, in:

The PCC is also responsible for the maintenance of the Grade I Listed parish church and churchyard. In addition, it appoints six Foundation Governors at St Peter’s Church of England (Aided) Primary School, and makes recommendations to the Diocese for two further Foundation Governors.

What we planned to do to achieve our charitable objectives

When planning our activities for the year, our incumbent and the PCC have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on ‘charities for the advancement of religion’. The council has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016, fully recognising its duty to have due regard to House of Bishops' guidance on safeguarding children and vulnerable adults.

For this year we discussed and planned the following objectives and activities to fulfil our aims:

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

What we achieved and how we affected beneficiaries’ lives

Attendance at worship

The church family has an extended network of relationships which welcomes both newcomers and regular worshippers to our Sunday services. During 2022 collective public worship was allowed without restrictions. Distribution of the sacrament was permitted in both kinds, albeit by intinction for part of the year. This was all the cause of much rejoicing after the previous restrictions.

There are 51 parishioners on the church electoral roll. The entire worshipping community was 64, including nine people under the age of 10 years, three between the ages of 11 and 17, twenty seven between the ages of 18 and 69, and twenty five over the age of 70 years. Eighteen adults and five children joined the worshipping community, two adults left and there was a keenly felt loss of one member who died in the summer. During the Easter period there were 34 worshippers, with 271 over the Christmas Eve and Christmas Day services. These numbers are in fact significantly up on the previous year which shows that our policy of providing a range of services - which includes BCP, Eucharists in modern language, informal Short and Sweet services and Taize – is a serious attempt to serve the community I which we live.

Teaching, baptising and nurturing new and existing believers

There were three Baptisms and a Confirmation within the parish in 2022. Two funerals were held in church and three in a crematorium and two burials of ashes were conducted. We also had a Memorial Service for one member of the congregation. There was one wedding and a service of prayer and dedication after a civil marriage. The Lent course was run in person again including parishioners from both parishes.

Reaching out to the people of the parish

Cowfold Church continues to maintain a strong link with our parish primary school. We have enjoyed a year in which we have been able to invite the school family into church for Easter, Harvest and Christmas services or events. As planned, Open the Book was launched in January 2022 in both parishes of the Benefice. This is a well respected scheme, approved by OFSTED, in which Bible stories are acted out, often with the help of some of the children. For the launch in January a Lay Reader friend of the Priest in Charge who is a gifted needlewoman made us a set of beautiful 40 cm square banners representing each day in the creation story. This got us off to a strong start and made the launch special because the youngest children had no experience of a full school Assembly.

The Remembrance Day service was held in St Peter’s churchyard and was particularly well attended by the uniformed organisations.

We were able to hold our usual Crib Services on Christmas Eve, which was wonderful. The church was absolutely packed.

Provision of the church building for people to enjoy

A teenage musician uses the church building for rehearsal as his home is unsuitable. The church acoustics are excellent for the purpose. Cowfold Community Choir also use the church as a venue for their weekly singing group.

We believe that it is important that the church is available for private prayer not just to the church family but to the wider visiting community. To this end, St Peter’s is always open during the day and we know that people do pop in. There were no significant building works undertaken in 2022.

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Provision of pastoral care for people living in the parish

In the autumn of 2021, the Weald Church ceased to meet. That meant that the group for babies, toddlers and their carers was in danger of folding. This had been run by various groups/people for 30 years in the village and the PCC was determined that it would continue. It is now run by some of the mothers but under the leadership of Caron Anderson and Rev Sue Wharton. This provides a very strong link between young families and the church.

The church runs Friday Café in the Village Hall on Friday mornings which is open to all and deliberately run away from the church building to encourage the whole community to participate.

There is a Eucharist Service once a fortnight in Homelands, our residential nursing home. This is run by Fr Martin Mills and Linda Murphy.

Two services for the bereaved were held, one at All Souls and the other a few days before Christmas.

Provision of tangible support to the poor and needy

FSW regards this United Benefice as a steady source of provision for its Food Bank. We have also supported the RBL Poppy Appeal, Christian Aid, and Chestnut Tree House children’s hospice.

Childminders travel from a local area of deprivation (Crawley) and a local town (Horsham) – where ordinary people are feeling the pinch financially - to Church Mice. This is because our pricing is deliberately modest in order not to exclude the villagers who are not well off.

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St Peter, Cowfold

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Financial Review

Incoming resources

The total receipts on general unrestricted funds were £29,168 and are detailed in the Financial Report. Excluding the previous year’s insurance claim, this is an increase of 9% on 2021.

Voluntary giving

Planned giving by direct debit through the Parish Giving Scheme, together with envelopes and standing orders, remained steady at approximately £9,000 for the year. Collections at services recovered by 25% on the previous year but remain some 40% below pre-pandemic levels.

The PCC was grateful to receive a legacy of £1,000 from the estate of Anthony Lea, and donations of £900 in memory of Vera Guy. All donations and legacies received are greatly appreciated and make a genuine difference to the life of the church in the parish.

Fundraising

We were pleased to host a concert by harpist and jazz singer Magdalena Reising, an event that raised £313 for church funds and one that we hope to repeat in 2023. A Gift Day and Fete to celebrate our patronal festival brought the community together in our beautiful churchyard and raised funds of £1,140. Cowfold Community Choir performed at our Harvest Supper, a joyful occasion raising a further £466. Our Christmas Tree Festival is now established as an annual event in the village. Together with the Christmas Raffle, it raised £1,396. Other activities were our ever-popular stall at Cowfold Festival, the Ride + Stride sponsored bike ride, and we continued to make use of the Easyfundraising online platform. Overall, fundraising activities brought in £3,976 after expenses. That is £600 more than in 2021 and close to the amounts raised in pre-pandemic years.

Grants received

Grants totalling £700 were awarded by Cowfold Village Festival “Cowfest” to support our provision in the community of a weekly Friday Café, the Church Mice Stay & Play toddler group, and repairs to the Church Path. The PCC was also awarded an Energy Cost Grant of £475 by Chichester Diocese to mitigate the significantly increased cost of heating and lighting the church during the winter of 2022/23.

Outgoing resources

Total payments on general unrestricted funds were £26,625 and are detailed in the Financial Report. Excluding insurance-funded repairs in 2021, this is an increase of 22% on the previous year.

Sharing the ministry costs of the Diocese of Chichester

The largest item of expenditure was £13,200 paid to the diocese for our share of Parish Ministry Costs. These costs are made up of the housing, support, stipend and pension costs of the clergy of this parish, training of curates and new ordinands, and a small contribution to the national church.

Whilst the amount paid was £1,200 more than in 2021, it represents only 54% of the total cost allocated to Cowfold Parish. The PCC is increasing its contribution as funds allow, to take greater responsibility for the resources provided to us. Now that the Archdeacon’s Loan has been repaid in full, and our reserves have been replenished following the lifting of Covid-19 restrictions, we are paying an additional £2,000 in 2023 bringing us close to the amount paid in 2019.

Staff costs

We do not have a regular parish organist but borrow the services of a small number of church organists from the surrounding area.

We are very grateful to the volunteers who maintain the churchyard, clean the church, arrange the flowers, make the church ready for services and take care of the behind-the-scenes administration. We are blessed that so much service is provided without charge.

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Trustee payments and expenses

The PCC supports the clergy by paying 50% of Council Tax and water charges for The Vicarage plus other costs of travel, telephone, broadband and printing. All these costs are shared equally with the PCC of Lower Beeding Parish, with whom we share our parish priest.

The only other payments made to trustees were for the reimbursement of occasional purchases made on behalf of the PCC.

Children’s work

The PCC took over responsibility for the Church Mice Stay & Play toddler group at the start of 2022 and has been paying Cowfold Village Hall for the weekly hall hire and cupboard storage since the start of April.

Most of the craft activities and refreshments provided at the monthly “Short & Sweet” family service are funded by the volunteers involved. We are very grateful for all these contributions, whilst making it clear that out of pocket expenses can be reclaimed from the PCC.

Charitable giving

The congregation was once again able to support the RBL Poppy Appeal raising £234 on Remembrance Sunday. Small donations were also made to the Christian Aid Ukraine Appeal, St Catherine’s Hospice, and National Churches Trust. We continue to collect milk bottle tops on behalf of Chestnut Tree House children’s hospice and donations of groceries for the Family Support Work food bank for families in need across Sussex.

Loan payments

The final instalments were made during the year to repay the Archdeacon’s loan, originally advanced in 2013 for repairs to the church roof. The PCC is very pleased to have cleared this debt.

Designated funds

General funds of £1,300 have been set aside in a designated fund for the estimated architect fee for the over-due Quinquennial Inspection, now scheduled for the summer of 2023. This is in addition to a designated fund of £1,000 that was set aside at the end of 2021 for improvements to the West End of the church, work that has begun in 2023.

Why we hold some money in reserve

It is PCC policy to maintain a balance of £7,500 on the general unrestricted fund, equating to approximately three months’ worth of unrestricted payments, as a contingency against unforeseen situations. The balance held at the end of 2022 was some £1,800 more than this due to some delayed invoices for payment and some caution in the knowledge that the 2023 Quinquennial Inspection is likely to identify further expenditure in the coming year.

Surplus monies from the general fund are invested in a deposit account with Lloyds Bank so that they can be readily returned to the current account as soon as needed to pay day-to-day bills.

The PCC also holds restricted funds set aside for the maintenance of the churchyard, the sound system, repairs to the organ, repairs to the fabric of the building, and sums held on behalf of the bellringers and flower arrangers. The installation of a new sound system is ongoing, making use of the sound system fund that has been held for many years. It is PCC policy to invest these restricted funds in an interest-bearing account until needed, currently with National Savings and Investments.

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Structure, governance and management of the charity

The Parochial Church Council (PCC) is registered with the Charity Commission as required by the Charities Act 2011. Its governing document is the Parochial Church Councils (Powers) Measure 1956.

During the year the following served as members of the Parochial Church Council:

Ex Officio members

Incumbent: The Revd Susan Wharton Chairman Curate: The Revd Martin Mills Reader: Mr Geoffrey Peckham Wardens: Mr Aidan Favell Vice Chairman Mrs Helen Stanfield (From 8[th] May 2022) Elected Members Mrs Jenny Baldwin Mrs Anita Casey Mrs Lorna Dimmock Mrs Nichola Favell Secretary Mr Simon Langton Mrs Linda Murphy Mrs Helen Stanfield Treasurer Deanery Synod Mrs Linda Murphy Mrs Helen Stanfield

Membership of the PCC is determined under the Church Representation Rules and consists of certain ex-officio members (the incumbent/priest-in-charge, curate, lay readers licensed to officiate in the church), the churchwardens and members of the Deanery, Diocesan or General Synods and nine members of the church who are elected at the Annual Parochial Church Meeting (APCM). Members are warmly encouraged to stand for election to the PCC and we try to ensure a balance of skills and experience where possible.

This Trustees’ Annual Report was approved by the PCC and

signed on their behalf by The Revd Sue Wharton, PCC Chairman

SJ Wharton

……………………………………………………………………………

Date…………21/05/2023………………………………………

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Annual Financial Report

of

The Parochial Church Council of the Ecclesiastical Parish of

St Peter’s Church, Cowfold

The Street, Cowfold, Horsham, West Sussex RH13 8BW

Registered Charity no. 1139699

For the year ended 31st December 2022

CONTENTS
Page
8 Statement of financial receipts and payments
9 Statement of assets and liabilities
10 Notes to the accounts
13 Report of the independent examiner

St Peter’s Church, Cowfold registered charity number 1139699 Summary of Financial Receipts and Payments

The financial effect of our activities during the year can be summarised as follows

----- Start of picture text -----
Unrestricted Total Total
General Designated Restricted All Funds All Funds
Fund Funds Funds 2022 2021 Notes
£ £ £ £ £
Income from:
Donations and legacies 22,366 - 1,749 24,115 22,848
Charitable activities 1,552 - - 1,552 1,116
Other trading activities 4,716 - - 4,716 3,767
Investments 534 - 309 843 822
Other receipts - - - - 4,964
Total received 29,168 - 2,058 31,226 33,517 3
Expenditure on: -
Charitable costs 24,414 - 1,543 25,957 30,989
Trading costs 711 - - 711 1,154
Other payments 1,500 - - 1,500 1,000
Total paid 26,625 - 1,543 28,168 33,143 10
Reconciliation of funds:
Net income or (net expenditure) 2,543 - 515 3,058 374
Transfers between funds (1,300) 1,300 - - -
Net movement in funds 1,243 1,300 515 3,058 374
Bank accounts at 1 January 8,114 1,000 7,082 16,196 15,822
Bank accounts at 31 December 9,357 2,300 7,597 19,254 16,196 20
----- End of picture text -----

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699

Statement of Assets and Liabilities

Our financial position at the year-end was

Unrestricted
Total
Total
General
Designated
Restricted
Endowed
All
Funds
All
Funds
Fund
Funds
Funds
Funds
2022
2021
Notes
£
£
£
£
£
£
3,772
-
-
-
3,772
5,308
4,968
2,300
1,777
-
9,045
5,040
-
-
5,820
-
5,820
5,814
617
-
-
-
617
34
9,357
2,300
7,597
-
19,254
16,196
20
-
-
-
-
56
9,357
2,300
7,597
-
19,254
16,252
2,350
-
-
-
2,350
2,073
2,350
-
-
-
2,350
2,073
-
-
-
24,009
24,009
27,212
-
-
-
3,885
3,885
4,487
-
-
-
27,894
27,894
31,699
11,707
2,300
7,597
27,894
49,498
50,024
-
-
-
-
-
1,500
-
-
-
-
-
56
92
-
-
-
92
173
324
-
-
-
324
-
155
-
-
-
155
-
-
571
-
-
-
571
1,729
General
Designated
Restricted
Endowed
All
Funds
All
Funds
Fund
Funds
Funds
Funds
2022
2021
Assets:
Bank current account
Bank deposit account
National Savings & Investment account
Cash 617
-
-
-
617
PCC-owned bank balance
Diocesan Assigned Fees received		 9,357
2,300
7,597
-
19,254
-
-
-
-
Total bank and deposit accounts 9,357
2,300
7,597
-
19,254
Gift Aid recoverable 2,350
-
-
-
2,350
Debtors 2,350
-
-
-
2,350
CBF Investment Fund -
-
-
24,009
24,009
CBF Fixed Interest Fund
Investment assets at market value -
-
-
27,894
27,894
Total assets
Liabilities:
Archdeacon's loan
Unpaid Diocesan fees for weddings/funerals
Unpaid clergy expenses
Architect fee for site visit in November 2022
Electricity usage in November 2022
Total liabilities 571
-
-
-
571
1,729

This Financial Report for the year ended 31st December 2022, including the notes following, was approved by the PCC and signed on its behalf by The Revd. Sue Wharton, PCC Chair:

SJ Wharton

…………………………………..….………………………..

Date ……20/04/2023………………………………

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Notes to the Financial Report

1 The financial statements of the PCC have been prepared in accordance with the Charities Act 2011 and current Church Accounting Regulations, using the Receipts and Payments basis.

2 The following assets are recognised but not valued in the Statement of Assets and Liabilities: Movable church furnishings held by the churchwardens on special trust for the PCC, which require a faculty for disposal.

3 Analysis of total received

----- Start of picture text -----
Unrestricted Restricted Total Total
General Fund Funds All Funds All Funds
2022 2021 Notes
£ £ £ £
Planned giving (excl. tax refunds) 6,730 - 6,730 6,923 4
Planned giving (no tax refunds) 2,266 - 2,266 2,108 4
Collections 3,929 - 3,929 3,117 5
One-off donations 4,156 1,170 5,326 6,702 6
Special appeals - 279 279 335
Gift Aid recovered 3,410 - 3,410 2,823 7
Legacies 1,000 - 1,000 - 8
Grants 875 300 1,175 840 9
Donations and legacies 22,366 1,749 24,115 22,848
Fees for weddings & funerals 1,552 - 1,552 1,116
Charitable activities 1,552 - 1,552 1,116
Proceeds of fundraising events 4,218 - 4,218 3,035
Sale of memorials 455 - 455 708
Magazine/bookstall income 43 - 43 24
Other trading activities 4,716 - 4,716 3,767
Bank & CBF deposit interest 35 94 129 132
CBF investment fund dividend 499 215 714 690
Investments 534 309 843 822
Other receipts - - - 4,964
Total received on all funds 29,168 2,058 31,226 33,517
----- End of picture text -----

4 Planned Giving is received by direct debit through the Parish Giving Scheme, or by Standing Order, allowing the PCC to pay its regular costs including its share of the cost of the clergy.

5 Collections at services include Gift Aided envelopes, cash, contactless card payments and some giving by bank transfer.

6 One-off donations were gratefully received into the General Fund from parishioners and members of the church as well as visitors who kindly leave a donation in the wall safe or donation tin. Donations were also received for restricted purposes, namely the fabric of the building and for church flowers.

7 Gift Aid is tax claimed on the previous year’s giving, together with recoveries received each month from the Parish Giving Scheme.

8 The legacy received during the year came with no restrictions and will help the PCC to meet the requirements of the Quinquennial Inspection in the coming year.

9 Grant funding of £700 was received from Cowfold Village Cowfest to support our provision of Friday Café, Church Mice Toddler Group, and to fund repairs to Church Path. The PCC was also awarded an Energy Cost Grant of £475 by Chichester Diocese to mitigate the significantly increased cost of heating and lighting the church during the winter of 2022/23.

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Notes to the Financial Report

10 Analysis of total paid

10Analysis of total paid
Unrestricted
General Fund		 Restricted
Funds		 Total
All Funds
2022		 Total
All Funds
2021		 Notes
Charitable giving £
55		 £
279		 £
334		 £
371		 11
Parish share to Chichester Diocese 13,200 - 13,200 12,000 12
Organists 1,440 - 1,440 1,150 13
Parsonage House 1,252 - 1,252 1,588 14
Clergy expenses 768 - 768 629 14
Mission and outreach 471 - 471 142 15
Children's work 811 - 811 108 16
Church services and other running costs
Church utilities bills		 375
3,170		 540
-		 915
3,170		 414
1,134		 17
Church maintenance & repairs
Major repairs
Churchyard upkeep
Insurance		 583
-
-
2,289		 -
-
724
-		 583
-
724
2,289		 385
10,811
42
2,215		 18
Charitable costs 24,414 1,543 25,957 30,989
Cost of fundraising events
Memorial costs
Magazine/bookstall costs		 241
360
110		 -
-
-		 241
360
110		 313
711
130
Trading costs 711 - 711 1,154
Other payments 1,500 - 1,500 1,000 19
Total paid on all funds 26,625 1,543 28,168 33,143

11 Charitable gifts were made to RBL Poppy Appeal £234, Christian Aid Ukraine Appeal £45, National Churches Trust £35 and St Catherine’s Hospice £20.

12 Parish share to Chichester Diocese is for the payment of Clergy and other central costs. The full cost of parish ministry attributed to Cowfold was £24,576. The PCC is grateful for the support of other churches in the Deanery who subsidise our share of the full cost.

13 Staff costs

The PCC does not directly employ any staff of its own.

----- Start of picture text -----
2022 2021
£ £
Wages paid to PCC employees - -
Fees paid to others 1,440 1,150
Employer's National Insurance and pension contributions - -
1,440 1,150
----- End of picture text -----

14 Parsonage House and Clergy expenses are shared equally with the PCC of Lower Beeding Parish. Payments include council tax £1,252, environmental charges £140, telephone, travel, printing etc £768.

15 Mission and outreach costs are mostly the room hire paid for the weekly Friday Café held in Cowfold Village Hall.

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Notes to the Financial Report

Endowed funds are required by the donors to be invested and the income spent on specific objectives.

The PCC has four endowments invested in CBF Investment Fund shares, one of which requires the income to be spent on the churchyard, the remaining three for general purposes.

The PCC also has three endowments invested in CBF Fixed Interest Funds, two of which require the income to be spent on the churchyard, with one for general purposes.

Restricted funds are not invested permanently but are to be spent within reasonable timescales.

Unrestricted funds are not subject to any donor restrictions and can be spent as the PCC decides.

Income and expenditure with opening and closing balances on the restricted and unrestricted funds are as follows:

----- Start of picture text -----
Balances Balances
1 Jan 2022 Income Expenditure Transfers 31 Dec 2022
£ £ £ £ £
Restricted funds
Churchyard fund 3,522 605 - 724 - 3,403
Flower fund 37 270 - 263 - 44
Sound system fund 2,206 2 - 277 - 1,931
Bellringers fund 525 1 - - 526
Organ repair fund 792 1 - - 793
Building fabric fund - 900 - - 900
Special appeals - 279 - 279 - -
Total of all restricted funds 7,082 2,058 - 1,543 - 7,597
General fund 8,114 29,168 - 26,625 - 1,300 9,357
Designated improvement fund 1,000 - - - 1,000
Designated Quinquennial fund - - - 1,300 1,300
Total of all unrestricted funds 9,114 29,168 - 26,625 - 11,657
Total funds 16,196 31,226 - 28,168 - 19,254
----- End of picture text -----

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Independent Examiner’s Report to the PCC of St Peter’s Church, Cowfold for the Year Ended 31[st] December 2022

This is my report to the Parochial Church Council of the Ecclesiastical Parish (PCC) of St Peter, Cowfold, on the annual report for the year ended 31[st] December 2022 set out on pages 7 to 12

Respective The PCC members are responsible for the preparation of the annual reports. The PCC responsibilities of members consider that an audit is not required for this year under section 144 of the trustees and examiner Charities Act 2011 (“the Charities Act”) and that an independent examination is needed.

It is my responsibility to:

  1. examine the accounts under section 145 of the Charities Act, 2. to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and 3. to state whether particular matters have come to my attention.

Basis of independent My examination was carried out in accordance with general Directions given by the examiner’s statement Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent In connection with my examination, no material matters have come to my attention examiner's statement ( ~~other than that disclosed below in Section B below~~ *) which gives me cause to believe that in, any material respect:

I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

* Please delete the words in the (brackets) if they do not apply

Examiner’s signature

M Gair

………………………………………………………………………………………………………………………………….. Examiner’s name CAPITALS MARTYN GAIR ………………………………………………………………………………………………………………………………….. Date 16-05-23 Relevant professional …………………………………................ qualification(s) or body if any …………………………………………………………………………………………………………………………………… Examiner’s address THE OLD BAKERY, HENFIELD ROAD, COWFOLD RH13 8DR ……………………………………………………………………………………………………………………………………

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St Peter, Cowfold TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Independent Examiner’s Report to the PCC of St Peter’s Church, Cowfold for the Year Ended 31[st] December 2022

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners) Give here brief details of any items that the examiner wishes to disclose

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St Peter, Cowfold

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT