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2020-12-31-accounts

Trustees Annual Report and Financial Report

of

The Parochial Church Council of the Ecclesiastical Parish of

St Peter’s Church, Cowfold

The Street, Cowfold, Horsham, West Sussex RH13 8BW

Registered Charity no. 1139699

For the year ended 31st December 2020

CONTENTS

Page 1 Trustees annual report 7 Annual financial report 13 Report of the independent examiner

Website: stpeterschurch-cowfold.org.uk Incumbent:[Revd Sue Wharton ] The Vicarage, Handcross Road, Lower Beeding RH13 6NU Independent Mr Martyn Gair examiner: The Old Bakery, Henfield Road, Cowfold RH13 8DR Bankers:[Lloyds Bank plc ] Horsham Branch, PO Box 1000, Andover BX1 1LT

St Peter’s Church, Cowfold Trustees Annual Re ort for 2020 p

Our aims and purposes as a charity

The PCC has the responsibility of co-operating with the incumbent, the Revd Sue Wharton, in:

The PCC is also responsible for the maintenance of the Grade I Listed parish church and churchyard. In addition, it appoints six Foundation Governors at St Peter’s Church of England (Aided) Primary School, and makes recommendations to the Diocese for two further Foundation Governors.

What we planned to do to achieve our charitable objectives

When planning our activities for the year, our incumbent and the PCC have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on ‘charities for the advancement of religion’.

The council has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016, fully recognising its duty to have due regard to House of Bishops' guidance on safeguarding children and vulnerable adults.

For this year we discussed and planned the following objectives and activities to fulfil our aims:

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

What we achieved and how we affected beneficiaries’ lives

Attendance at worship

We wish to enable as many people as possible to worship at our church and to become part of our parish community. As Anglican Christians, we are completely committed to meeting and unconditionally accepting all people, without discrimination of any kind, and welcoming them with spiritual and material hospitality.

Whilst attendance figures are in some ways a crude measurement of church activity they are still interesting. Due to the Covid 19 pandemic we were only open for in person worship for 31 Sundays during 2020. The average number of people attending the main Sunday service across the year was 20 adults and 3 children, but that hides a number of trends. It was a lower average than that of 26 adults in 2019 but the average number for the three Short and Sweet services before Lockdown 1 was 28 adults and 17 children. The average numbers for a Short and Sweet service in 2019 was 16 adults and 11 under 16s. It was the success of this informal service which drove the decision about how to handle the initial response to the first Lockdown when trying to produce something suitable for Holy Week. A story for Holy Week was broadcast from the Vicarage each day during Holy Week with services towards the end of the week.

During the first lockdown in March to May 2020, there were an average of 143 views or ‘hits’ on the St Peter’s Facebook page per week. Once broadcasting moved to the Holy Trinity Facebook page there were an average of 125 views or ‘hits’ on the site per week plus an average of a further 66 views via the share on to St Peter’s site. These virtual attendance numbers need viewing cautiously but do suggest that a need for worship was being met.

We have continued to offer an 8.00am service and a Taize service when possible for those who like a different style of worship.

During the year baptisms were postponed, as were weddings. We had 3 funerals in church and 2 in the churchyard as per the regulations at the time.

Teaching, baptising and nurturing new and existing believers

Our Lent groups which were held jointly with the two churches in Lower Beeding parish had to be suspended part way through because the country went into Lockdown.

Our response to the lockdowns has been to increase our use of social media. In common with churches across the country we have found that the numbers looking at our social media very encouraging. We know that those who have been housebound or shielding have appreciated the streamed services. Following them has been made easier by the emailing of the bible readings, collect and sermon before the broadcast. Even when people have been able to attend they have valued being able to print out the sermon because Covid 19 regulations have forbidden those leading worship from throwing their voices. So anyone who is hard of hearing has been able to have a text to follow. That was the purpose of providing the text but the feedback has been that people have re-read the sermon.

We have continued to strengthen our relationship with the families of our Short and Sweet congregation, meeting them at their point of need and encouraging a greater involvement in our church family.

Provision of the church building for people to enjoy

So far as our Church buildings are concerned, we believe that it is important that the church is available for private prayer not just to the church family but to the wider visiting community. To this end St Peters is always open under normal circumstances and the many entries in the Visitors’ Book testify to this. Many remark not only how refreshing it is to find an open church but, also the sense of peacefulness and spirituality the church pervades. In 2020 after the first Lockdown we opened on Wednesdays when we could. We look forward to being permanently open once more.

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

This year our Crib Service could not be held in its normal format. Instead we were able to provide a Nativity Trail on Christmas Eve. This was a lot of work for those involved but was much appreciated by the many who came. So much was cancelled and the school had just had a significant COVID outbreak so extra precautions were taken to reassure folk. This was a precious event.

Reaching out to the people of the village through work with St Peters Church of England Primary School, media, and putting on/hosting events

We have a strong link with our parish Primary School. The children usually came into church for their Easter service, Leavers service and Christingle service. The Harvest service is normally held in school.

It was with immense sadness that we were unable to hold the usual services. However Rev Sue has been posting acts of Collective Worship on Facebook for school.

Our main means of communication to the parish community beyond just the worshipping community is through our parish website. We also regularly update our Facebook page with news and pictures to reach a different audience to the website. Our services have been transferred to the website from Facebook after they have been broadcast.

During Advent we had an Advent Calendar event in the village. This was a church initiative but we included anyone who wanted to be involved. A new window in a participants home was added each evening. Photo’s of the new addition were posted on Facebook each night so that people could either walk round the village or look on Facebook. This was a gloomy time of year, with lockdown 2 and pre-Christmas restrictions and this added some badly needed cheer .

Provision of pastoral care for people living in the parish

We ran a Friday Café club in the Village Hall simply to give people who wished to do so a chance to meet. This had to be suspended in March.

A group from church take Holy Communion to the Residential Home for the Elderly within the parish, this is mostly Lay led, but had to be suspended in March. Holy Communion is also normally taken to the elderly in their own homes but was also suspended in March. Fr Martin does extensive visiting and phoning of those who are in pastoral need. Since March this has been restricted to phoning. He also visited the Welcome Club which is run in the village until that was suspended.

We make an effort to keep the churchyard neat and tidy for two reasons. There is a public footpath through it so it is a general amenity for the village and we want people to feel welcome whether or not they come to church. Secondly, it is of course important to keep it looking good and with suitable places to sit and rest awhile for those who have been bereaved. Two services for those who have been bereaved were held during the year.

Provision of tangible support to the poor and needy

We have continued to work with organisations that support the vulnerable in our community, across the Diocese and nationally. We have supported the RBL Poppy Fund. We have also supported the Diocesan Charity FSW.

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Financial Review

Incoming resources

Total receipts on general unrestricted funds were £26,568 and are detailed in the Financial Report.

Planned giving through the Parish Giving Scheme, standing orders and envelopes held up fairly well given the pandemic, falling by just £473. However, collections at services fell by £4,094, a drop of 64.5% on the previous year. This was a result of the church closure during two periods of lockdown and reduced numbers when inperson worship went ahead.

A significant boost to our resources came from income tax claimed as Gift Aid on some generous donations in the previous year. We are very grateful for all donations received in the year. The ways to give were expanded to include on-line giving and text giving for when we are unable to meet face to face, as well as by contactless card payment introduced in the previous year.

Statutory fees were received for six funerals during the year.

Fundraising activities were greatly reduced by the Coronavirus restrictions and the amount raised fell by £3,251 (72%) compared with the previous year. We are grateful to the church member who undertook a sponsored bike ride raising £521, and to everyone who took part in the Christmas Raffle raising £476.

Grants received

With the support of the local community, the Co-op Local Community Fund awarded a grant of £4,444 to repair the roof of the Grade I Listed out building that houses the equipment for maintaining the churchyard. The work was carried out after the end of the year by local company, Fowler Building Contractors.

Outgoing resources

Total payments on general unrestricted funds were £29,017 and are detailed in the Financial Report.

Sharing the ministry costs of the Diocese of Chichester

The largest item of expenditure was £16,420 paid to the diocese for our share of all churches’ Parish Ministry Costs. These costs are made up of the housing, support, stipend and pension costs of the clergy of this parish, training of curates and new ordinands, and a small contribution to the national church.

Our full share for 2020 was £23,329 so we were able to meet 70% of the cost allocated to St Peter’s. The amount paid was an increase of 3% on the previous year. This was pledged before Coronavirus hit and will unfortunately be reduced in the coming year as we recover from the financial effects of the pandemic.

Staff costs

We do not have a regular parish organist but borrow the services of a small number of church organists from the surrounding area.

We are very grateful to the volunteers who maintain the churchyard, clean the church, arrange the flowers, make the church ready for services and take care of the behind-the-scenes administration. We are blessed that so much service is provided without charge.

Trustee payments and expenses

The PCC support the clergy by paying 50% of Council Tax and water charges for The Vicarage plus other costs of travel, telephone, broadband and printing. All these costs are shared equally with the PCC of Lower Beeding Parish, with whom we share our parish priest.

The only other payments made to trustees were for the reimbursement of occasional purchases made on behalf of the PCC.

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Charitable giving

The congregation of St Peter’s was once again able to support the RBL Poppy Appeal raising £219 on Remembrance Sunday. A special appeal for Marfan Trust raised £250 in memory of Joan Gander. We continue to collect milk bottle tops on behalf of Chestnut Tree House children’s hospice and we had a successful collection of pre-loved winter coats for FSW to pass on to families in need. We were pleased to twin our new toilet with a facility in Zambia through Tearfund’s Toilet Twinning organisation.

Major repairs

Storm damage was incurred to the weathervane during the year. Most of the cost of inspection, removal and repair has been met by insurers. A new weathervane is currently under construction to be erected in 2021.

”I am fortunate to live within sight of the Church Tower and cherish the daily view. I look forward to seeing the weather vane on the straight and narrow again in due course and appreciate all the effort that goes on behind the scene”

Loan payments

We are grateful to the Archdeacon for agreeing to defer the final payment due on the interest free loan that was advanced in 2013 for repairs to the church roof. The final payment of £2,500 is now due in 2021.

Why we hold some money in reserve

It is PCC policy to maintain a balance of £7,500 on the general unrestricted fund, equating to approximately three months’ worth of unrestricted payments, as a contingency against unforeseen situations. The closing balance of £3,968 this year fell well short of that level as a result of the unforeseen restrictions brought in to combat the Coronavirus pandemic.

Surplus monies from the general fund are invested in a deposit account with Lloyds Bank so that they can be readily returned to the current account as soon as needed to pay day-to-day bills. The PCC also holds restricted funds set aside for the maintenance of the churchyard, a sound system, repairs to the organ, and sums held on behalf of the bellringers and flower arrangers. It is PCC policy to invest these restricted funds in an interestbearing account until needed, currently with National Savings and Investments.

Future Uncertainties

The deficit for the year and the shortfall in reserves are matters of concern. We have begun to address the shortfall with an appeal for an increased level of giving to ensure a financially sustainable future for St Peter’s. We need to rebuild our reserves to be in a strong position to meet our regular commitments. This will enable us to continue our mission in Cowfold, maintain our church building and repay the Archdeacon’s loan.

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Structure, governance and management of the charity

The Parochial Church Council (PCC) is registered with the Charity Commission as required by the Charities Act 2011. Its governing document is the Parochial Church Councils (Powers) Measure 1956.

During the year the following served as members of the Parochial Church Council:

Ex Officio members

Incumbent: The Revd Susan Wharton Chairman Curate: The Revd Martin Mills Churchwardens: Mrs Mary Chamberlin Mr Aidan Favell Vice Chairman Elected Members Mrs Jenny Baldwin Mrs Anita Casey Mrs Nichola Favell Secretary (from October 2020) Mr Peter Howes (until October 2020) Mr Simon Langton Mrs Linda Murphy Secretary (until October 2020) Mrs Helen Stanfield Treasurer Deanery Synod members Ms Gill Carpenter (until March 2020) Mr Peter Howes (until October 2020) Mrs Linda Murphy (from October 2020) Mrs Helen Stanfield (from October 2020)

Membership of the PCC is determined under the Church Representation Rules and consists of certain ex-officio members (the incumbent/priest-in-charge, curate, lay readers licensed to officiate in the church), the churchwardens and members of the Deanery, Diocesan or General Synods and nine members of the church who are elected at the Annual Parochial Church Meeting (APCM). Members are warmly encouraged to stand for election to the PCC and we try to ensure a balance of skills and experience where possible.

This Trustees’ Annual Report was approved by the PCC and

signed on their behalf by The Revd Sue Wharton, PCC Chairman

SJWharton

…………………………………………………………………..

Date………16/05/2021…………………………………

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Cowfold St Peter

TRUSTEES ANNUAL REPORT AND ANNUAL FINANCIAL REPORT

Annual Financial Report

of

The Parochial Church Council of the Ecclesiastical Parish of

St Peter’s Church, Cowfold

The Street, Cowfold, Horsham, West Sussex RH13 8BW

Registered Charity no. 1139699

For the year ended 31st December 2020

CONTENTS

Page 8 Summary of financial receipts and payments 9 Statement of assets and liabilities 10 Notes to the accounts 13 Report of the independent examiner

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699

Summary of Financial Receipts and Payments

The financial effect of our activities during the year can be summarised as follows:

Unrestricted
General
Fund		 Unrestricted
General
Fund		 Restricted
Funds		 Restricted
Funds		 Total
All Funds
2020		 Total
All Funds
2019		 Notes
3
9
19
Income and endowments from:
Donations and legacies
Charitable activities
Other trading activities
Investments
Other receipts		 £
19,093
1,741
1,295
507
3,932		 £
7,735
-
15
378
-		 £
26,828
1,741
1,310
885
3,932		 £
52,136
765
4,619
985
-
Total received 26,568 8,128 34,696 58,505
Expenditure on:
Charitable costs
Trading costs
Other payments		 28,860
157
-		 35,180
-
-		 -
64,040
157
-		 37,276
607
2,500
Total paid 29,017 35,180 64,197 40,383
Reconciliation of funds:
Net income or (net expenditure) (2,449) (27,052) (29,501) 18,122
Transfers between funds
Net movement in funds
Bank accounts at 1 January		 - - -
(2,449)
6,416		 (27,052)
38,907		 (29,501)
45,323		 18,122
27,201
Bank accounts at 31 December 3,967 11,855 15,822 45,323

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Statement of Assets and Liabilities

Our financial position at the year-end

Unrestricted
General Fund		 Restricted
Funds		 Restricted
Funds		 Endowed
Funds		 Endowed
Funds		 Total
All Funds
2020		 Total
All Funds
2019		 Notes
19
18
Assets:
Bank current account
Bank deposit account
National Savings & Investment account
Cash		 £
3,188
500
-
280		 £
-
6,040
5,814
-		 £
-
-
-
-		 £
3,188
6,540
5,814
280		 £
1,720
25,371
17,761
471
PCC-owned bank balance
Diocesan Assigned Fees received		 3,968
108		 11,854
-		 -
-		 15,822
108		 45,323
165
Total bank and deposit accounts 4,076 11,854 - 15,930 45,488
Listed Places of Worship Grant Scheme
Gift Aid recoverable		 -
1,384		 -
-		 -
-		 -
1,384		 1,503
4,770
Debtors 1,384 - - 1,384 6,273
CBF Investment Fund
CBF Fixed Interest Fund		 - 23,806
4,807		 23,806
4,807		 22,274
4,643
Investment assets at market value - - 28,613 28,613 26,917
Total assets 5,460 11,854 28,613 45,927 78,678
Liabilities:
Archdeacon's loan
Unpaid Diocesan fees for weddings/funerals
Unpaid clergy expenses
Building contractor and architect		 2,500
108
151
-		 -
-
-
-		 -
-
-
-		 2,500
108
151
-		 2,500
165
145
34,276
-
Total liabilities 2,759 - - 2,759 37,086

This Financial Report for the year ended 31st December 2020, including the notes following, was approved by the PCC and signed on its behalf by The Revd. Sue Wharton, PCC Chair:

SJWharton

……………………………………….………………………..

Date ……06/04/2021…………………………………

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Notes to the Financial Report

1 The financial statements of the PCC have been prepared in accordance with the Charities Act 2011 and current Church Accounting Regulations, using the Receipts and Payments basis.

2 The following assets are recognised but not valued in the Statement of Assets and Liabilities: Movable church furnishings held by the churchwardens on special trust for the PCC, which require a faculty for disposal.

3 Analysis of total received

Unrestricted
General
Fund		 Unrestricted
General
Fund		 Restricted
Funds		 Restricted
Funds		 Endowed
Funds		 Endowed
Funds		 Total
All Funds
2020		 Total
All Funds
2019		 Notes
4
4
5
6
7
8
Planned giving (excl. tax refunds)
Planned giving (no tax refunds)
Collections
Special appeals
Gift Aid recovered
Donations at fundraising events
Donations freely given
Legacies
Grants received		 £
6,279
1,978
2,252
-
6,329
115
2,052
-
88		 £
-
-
-
469
230
-
982
-
6,054		 £
-
-
-
-
-
-
-
-
-		 £
6,279
1,978
2,252
469
6,559
115
3,034
-
6,142		 £
6,018
2,712
6,346
367
3,830
170
29,238
-
3,455
Donations and legacies 19,093 7,735 - 26,828 52,136
Fees for weddings & funerals 1,741 - - 1,741 765
Charitable activities 1,741 - - 1,741 765
Fundraising events
Sales of the parish magazine		 1,280
15		 15
-		 -
-		 1,295
15		 4,619
-
Other trading activities 1,295 15 - 1,310 4,619
Bank & CBF deposit interest
CBF investment fund dividend		 41
466		 177
201		 -
-		 218
667		 337
648
Investments 507 378 - 885 985
Other receipts 3,932 - - 3,932 -
Total received on all funds 26,568 8,128 - 34,696 58,505

4 Planned Giving is received by direct debit through the Parish Giving Scheme, or by Standing Order, allowing the PCC to pay its regular costs including its share of the cost of the clergy.

5 Collection receipts fell considerably due to the closure of the church to collective worship during the Coronavirus pandemic.

6 Gift Aid is tax claimed on the previous year’s giving together with recoveries received each month from the Parish Giving Scheme and some online gifts. A higher amount of tax was claimed this year due to the generous donations received last year.

7 Grants were received from the Listed Places of Worship Scheme (£1610 Toilet & Teapoint Fund, £88 General Fund), and the Co-op Local Community Fund (£4444 Churchyard Fund, for repairs to the roof of the outbuilding).

8 Payment of an insurance claim was received following storm damage to the weather vane. The claim is on-going whilst repairs are completed.

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699 Notes to the Financial Report

9 Analysis of total paid

Unrestricted
General
Fund		 Unrestricted
General
Fund		 Restricted
Funds		 Total
All Funds
2020		 Total
All Funds
2019		 Notes
10
11
12
13
13
14
15
16
17
18
Charitable giving
Parish share to Chichester Diocese
Salaries and honoraria
Parsonage House
Clergy expenses
Mission costs
Children's work
Insurance
Water, Gas, Electricity, and Oil
Printing & photocopying
Other regular church running costs
Accounting and Examiner's fees
Church maintenance & repairs
Major repairs
Upkeep of churchyard
New building work		 £
95
16,420
550
1,443
711
134
100
2,208
1,624
-
164
-
927
4,484
-
-		 £
469
-
-
-
-
-
-
-
-
-
102
-
-
-
14
34,595		 £
564
16,420
550
1,443
711
134
100
2,208
1,624
-
266
-
927
4,484
14
34,595		 £
402
15,942
1,020
73
179
532
215
2,208
2,115
40
461
-
949
-
382
12,758
Charitable costs 28,860 35,180 64,040 37,276
Fundraising event expenses
Magazine printing		 27
130		 -
-		 27
130		 607
-
Trading costs 157 - 157 607
Other payments - - - 2,500
Total paid on all funds 29,017 35,180 64,197 40,383

10 Charitable gifts were paid to Marfan Trust £250, RBL Poppy Appeal £219, Toilet Twinning (Tearfund) £60 and National Churches Trust £35.

11 Parish share to Chichester Diocese is for the payment of clergy and other central costs. The full cost of parish ministry attributed to Cowfold amounted to £23,329 for 2020.

12 Staff costs

2Staff costs
Wages paid to PCC employees
Fees paid to others
Employer National Insurance and pension contributions		 2020 2019
£
-
550
-		 £

-

1,020

-
550
1,020

13 Parsonage House and Clergy expenses were shared equally with Lower Beeding PCC including Council tax £1,214, Environmental charges £229, Telephone, travel, printing, etc £711.

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

St Peter’s Church, Cowfold registered charity number 1139699

Notes to the Financial Report

14 Mission costs represent payments to hire a room in Cowfold Village Hall for the weekly Friday Café, suspended in March 2020 due to Coronavirus restrictions.

15 Major repair costs are for storm damage to the weathervane including the architect’s report, diocesan faculty and steeplejack fees.

16 The churchyard was generously maintained on an entirely voluntary basis this year.

17 Final payment was made to the building contractor and architect following completion of the Toilet & Teapoint project.

18 The final payment of £2,500 due to settle the Archdeacon’s loan, advanced in 2013 for roof repair work, was kindly deferred to 2021.

19 Statement of funds

Fund income and expenditure and final balances are as follows:

Balances
b/fwd
1 Jan 2020		 Income Expenditure Balances
c/fwd
31 Dec 2020
Churchyard fund
Flower fund
Toilet & teapoint fund
Sound system fund
Bellringers fund
Organ repair fund
Special appeals		 £
2,989
46
32,377
2,188
521
786
-		 £
5,299
114
2,218
18
4
6
469		 £
(14)
(102)
(34,595)
-
-
-
(469)		 £
8,274
58
-
2,206
525
792
-
Total of all restricted funds 38,907 8,128 (35,180) 11,855
General fund 6,416 26,568 (29,017) 3,967
Total of all unrestricted funds 6,416 26,568 (29,017) 3,967
Total funds £45,323 £34,696 £(64,197) £15,822

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT

Independent Examiner’s Report to the PCC of St Peter’s Church, Cowfold for the Year Ended 31[st] December 2020

This is my report to the Parochial Church Council of the Ecclesiastical Parish (PCC) of St Peter, Cowfold, on the annual report for the year ended 31[st] December 2020 set out on pages 7 to 12.

Respective responsibilities of trustees and examiner The PCC members are responsible for the preparation of the annual reports. The PCC members consider that an audit is not required for this year under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed. It is my responsibility to: 1. examine the accounts under section 145 of the Charities Act, 2. to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and Basis of independent 3. to state whether particular matters have come to my attention. examiner’s statement My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ Independent view and the report is limited to those matters set out in the statement below. examiner's statement In connection with my examination, no material matters have come to my attention ( ~~other than that disclosed below in Section B below~~ *) which gives me cause to believe that in, any material respect:

I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Examiner’s signature _ Please delete the words in the (brackets) if they do not apply_ MGair Examiner’s name CAPITALS ………………………………………………………………………………………………………………………………….. MARTYN GAIR Date Relevant professional ………………………………………………………………………………………………………………………………….. 28/04/2021 qualification(s) or body …………………………………................ if any Examiner’s address* …………………………………………………………………………………………………………………………………… THE OLD BAKERY, COWFOLD, RH13 8DR ……………………………………………………………………………………………………………………………………

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S t P e t e r , Cowfold

ANNUAL FINANCIAL REPORT