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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 1139600

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

FOR

NISHKAM SIKH WELFARE & AWARENESS

Macalvins Limited Chartered Accountants 7 St John's Road Harrow Middlesex HA1 2EY

NISHKAM SIKH WELFARE & AWARENESS

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12

NISHKAM SIKH WELFARE & AWARENESS

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2025

TRUSTEES

TRUSTEES H Lall S S Sira S S Padham (appointed 1.1.2025) PRINCIPAL ADDRESS NishkamSWAT HQ Kiran House Springfield Road Hayes Middlesex UB4 0JT REGISTERED CHARITY NUMBER 1139600 INDEPENDENT EXAMINER Macalvins Limited Chartered Accountants 7 St John's Road Harrow Middlesex HA1 2EY

Page 1

NISHKAM SIKH WELFARE & AWARENESS

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

NishkamSWAT is a charity that supports the homeless and displaced community in London and nationally. We were founded in 2008 and since have grown to a formidable force for good with a volunteer bank of over 1000 volunteers, serving up to 4000 hot meals every week along with warm clothing, sleeping bags and blankets, hats, scarves and gloves particularly during the colder months. Exceptionally, NishkamSWAT is a 100% voluntary organisation meaning we do not pay any wages, salaries or expenses to our board members or have paid staff at the charity. All of our income is deployed back specifically to helping those in need. We are a value led organisation with selflessness at its core where word Nishkam translates to 'selfless'. We ask all our volunteers to serve selflessly and simply for the love of serving humanity. We have 27 weekly outreach sessions from 19 locations including The Strand in Central London to Kings Cross, Shoreditch, Slough, Reading, Oxford and Lancaster to name a few.

We have been recognised by a number of extremely prestigious organisations for the ongoing work we have been blessed to do in the community and our most recent accolade was being honoured to receive the Queens Award for Voluntary Service along with five other separate invitations for volunteers to visit Buckingham Palace in the last two years.

As well as the homeless project we offer our homeless and displaced friends / guests access to our healthcare project where we have had a huge impact in taking the strain off of the NHS dealing with basic medical needs of a homeless person. Set up in 2015, we have a network of volunteer doctors, dentists, pharmacists and other healthcare professionals that go out weekly with our ambulance to support those who may not have access to basic medical care.

Page 2

NISHKAM SIKH WELFARE & AWARENESS

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

ACHIEVEMENTS AND PERFORMANCE Charitable activities

Overview of the Charity's Work:

NishkamSWAT (Nishkam Sikh Welfare Awareness Team) continued to operate in line with its charitable objectives during the year ended 31 March 2025, focusing on community welfare, humanitarian support, and public benefit initiatives. The charity's activities were delivered primarily through volunteer-led programmes aimed at supporting vulnerable individuals and promoting social responsibility, equality, and community cohesion.

Community Welfare and Support:

During the reporting period, NishkamSWAT provided practical support to individuals and families experiencing hardship. This included the distribution of essential food supplies, hot meals, and emergency provisions to those in need. Support was offered without discrimination, reflecting the charity's commitment to inclusivity and the Sikh principles of seva (selfless service) and sarbat da bhala (welfare of all).

The charity worked both independently and in collaboration with local community groups, faith organisations, and partner charities to maximise reach and impact.

Humanitarian and Emergency Response:

NishkamSWAT responded to humanitarian needs as they arose during the year, including assistance to individuals affected by poverty, homelessness, and other forms of social deprivation. Where required, the charity mobilised volunteers and resources quickly to provide relief, demonstrating flexibility and responsiveness to emerging community needs more so during the colder months of the year.

Awareness, Engagement, and Outreach:

A key focus of the charity during the year was raising awareness of social issues affecting local communities. NishkamSWAT engaged with the public through outreach activities, educational engagement, and community presence at events. These activities helped promote understanding, mutual respect, and awareness of welfare issues, while also encouraging volunteering and civic responsibility.

Volunteers:

The charity's activities were made possible through the dedication and commitment of its volunteers. Throughout the year, volunteers contributed significant time and effort to the planning and delivery of charitable activities. The trustees acknowledge and thank all volunteers for their continued support and service.

Public Benefit:

The trustees confirm that they have had due regard to the Charity Commission's public benefit guidance when planning and carrying out the charity's activities. The trustees believe that the activities undertaken during the year have provided clear public benefit by relieving need, supporting vulnerable members of society, and fostering stronger, more inclusive communities.

Looking Ahead:

NishkamSWAT intends to continue and, where possible, expand its charitable activities in the coming year, subject to available resources. The charity will remain focused on delivering meaningful community support, strengthening partnerships, and responding effectively to the needs of those it serves.

FINANCIAL REVIEW

Reserves policy

The charity maintains reserves of at least three months worth of total expenditure.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

Trustees are recruited through a recommendation scheme and they are recruited initially on a 6 month trial basis and then voted in or out.

Approved by order of the board of trustees on 26 February 2026 and signed on its behalf by:

H Lall - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF NISHKAM SIKH WELFARE & AWARENESS

Independent examiner's report to the trustees of Nishkam Sikh Welfare & Awareness

I report to the charity trustees on my examination of the accounts of Nishkam Sikh Welfare & Awareness (the Trust) for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Harish Gaglani FCCA

Macalvins Limited Chartered Accountants 7 St John's Road Harrow Middlesex HA1 2EY

26 February 2026

Page 4

NISHKAM SIKH WELFARE & AWARENESS

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
221,060
Charitable activities
Food and health support
-
Other income
35,909
Total
256,969
EXPENDITURE ON
Charitable activities
Food and health support
238,543
NET INCOME
18,426
RECONCILIATION OF FUNDS
Total funds brought forward
929,456
TOTAL FUNDS CARRIED FORWARD
947,882
Restricted
funds
£
-
-
-
-
-
-
-
-
2025
Total
funds
£
221,060
-
35,909
256,969
238,543
18,426
929,456
947,882
2024
Total
funds
£
291,353
5,000
16,200
312,553
285,081
27,472
901,984
929,456

The notes form part of these financial statements

Page 5

NISHKAM SIKH WELFARE & AWARENESS

BALANCE SHEET 31 MARCH 2025

Notes
FIXED ASSETS
Tangible assets
6
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
CREDITORS
Amounts falling due after more than one year
8
NET ASSETS
FUNDS
10
Unrestricted funds
TOTAL FUNDS
Unrestricted
fund
£
1,024,980
348,768
(34,424)
314,344
1,339,324
(391,442)
947,882
Restricted
funds
£
-
-
-
-
-
-
-
2025
Total
funds
£
1,024,980
348,768
(34,424)
314,344
1,339,324
(391,442)
947,882
947,882
947,882
2024
Total
funds
£
1,042,412
359,456
(62,970)
296,486
1,338,898
(409,442)
929,456
929,456
929,456

The financial statements were approved by the Board of Trustees and authorised for issue on 26 February 2026 and were signed on its behalf by:

H Lall - Trustee

The notes form part of these financial statements

Page 6

NISHKAM SIKH WELFARE & AWARENESS

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 25% reducing balance Motor vehicles - 25% reducing balance

The freehold property is maintained to a high standard and no depreciation is charged as in the opinion of the trustees, any such sum is immaterial.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. TRUSTEES' REMUNERATION AND BENEFITS

During the year, Mr R Lall who has since resigned as trustee received total employee benefits of £43,000 for his role as a CEO of the charity.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

continued...

Page 7

NISHKAM SIKH WELFARE & AWARENESS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

3. STAFF COSTS

The average monthly number of employees during the year was as follows:

2025
Chief Executive
1
No employees received emoluments in excess of £60,000.
4.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
Restricted
fund
funds
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
291,353
-
Charitable activities
Food and health support
5,000
-
Other income
16,200
-
Total
312,553
-
EXPENDITURE ON
Charitable activities
Food and health support
285,081
-
NET INCOME
27,472
-
RECONCILIATION OF FUNDS
Total funds brought forward
901,984
-
TOTAL FUNDS CARRIED FORWARD
929,456
-
5.
INDEPENDENT EXAMINER'S FEES
The fee for independent examination for the period ended 31 March 2025 is £4,000 (2024: £4,000) net of VAT.
6.
TANGIBLE FIXED ASSETS
Fixtures
Freehold
and
Motor
property
fittings
vehicles
£
£
£
COST
At 1 April 2024 and 31 March 2025
951,190
6,337
238,538
DEPRECIATION
At 1 April 2024
-
5,208
148,445
Charge for year
-
283
17,149
At 31 March 2025
-
5,491
165,594
NET BOOK VALUE
At 31 March 2025
951,190
846
72,944
At 31 March 2024
951,190
1,129
90,093
2024
1
Total
funds
£
291,353
5,000
16,200
312,553
285,081
27,472
901,984
929,456
Totals
£
1,196,065
153,653
17,432
171,085
1,024,980
1,042,412
2024
1
Total
funds
£
291,353
5,000
16,200
312,553
285,081
27,472
901,984
929,456

continued...

Page 8

NISHKAM SIKH WELFARE & AWARENESS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 9)
Taxation and social security
Other creditors
8.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 9)
9.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
10.
MOVEMENT IN FUNDS

At 1.4.24
£
Unrestricted funds
General fund
929,456
TOTAL FUNDS
929,456
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
256,969
TOTAL FUNDS
256,969
2025
2024
£
£
21,687
18,000
710
(4,292)
12,027
49,262
34,424
62,970
2025
2024
£
£
391,442
409,442
2025
2024
£
£
21,687
18,000
391,442
409,442
Net
movement
At
in funds
31.3.25
£
£
18,426
947,882
18,426
947,882
Resources
Movement
expended
in funds
£
£
(238,543)
18,426
(238,543)
18,426

continued...

Page 9

NISHKAM SIKH WELFARE & AWARENESS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.4.23
£
Unrestricted funds
General fund
901,984
TOTAL FUNDS
901,984
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
312,553
TOTAL FUNDS
312,553
A current year 12 months and prior year 12 months combined position is as follows:
At 1.4.23
£
Unrestricted funds
General fund
901,984
TOTAL FUNDS
901,984
Net
movement
At
in funds
31.3.24
£
£
27,472
929,456
27,472
929,456
Resources
Movement
expended
in funds
£
£
(285,081)
27,472
(285,081)
27,472
Net
movement
At
in funds
31.3.25
£
£
45,898
947,882
45,898
947,882
At
31.3.24
£
929,456
929,456
27,472
At
31.3.25
£
947,882
947,882

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
569,522
569,522
Resources
Movement
expended
in funds
£
£
(523,624)
45,898
(523,624)
45,898
Resources
Movement
expended
in funds
£
£
(523,624)
45,898
(523,624)
45,898
45,898

continued...

Page 10

NISHKAM SIKH WELFARE & AWARENESS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

11. RELATED PARTY DISCLOSURES

During the year the company rented premises under normal commercial terms from a company in which Mr S Sira, a trustee, is director and shareholder. The total rent paid during the year was £19,992 (2024 - £19,992).

12. COMPARATIVES

Some comparatives have been reclassified to reflect the correct position.

Page 11

NISHKAM SIKH WELFARE & AWARENESS

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Charitable activities
Grants
Other income
Rental income
Other income
Total incoming resources
EXPENDITURE
Charitable activities
Insurance
Light and heat
Donations
Food & other homeless support
Rates
Sundries
Motor & travelling
Repairs
Advertising & promotion
Bank charges
Accountancy fees
Cleaning expenses
Depreciation - Furniture & Fix
Depreciation - Motor vehicles
Printing & stationery
Loan interest
Telephone
Computer costs
Rent
Staff training
Subscriptions
Support costs
Governance costs
Trustees' salaries
Trustees' pension contributions
Wages
Pensions
Total resources expended
Net income
2025
£
221,060
-
31,800
4,109
35,909
256,969
4,503
16,873
1,711
20,380
7,049
4,693
51,837
1,831
1,977
110
5,342
434
282
17,148
-
36,054
476
1,589
19,992
-
2,159
194,440
-
-
43,000
1,103
44,103
238,543
18,426
2024
£
291,353
5,000
16,200
-
16,200
312,553
11,629
20,462
2,250
19,621
18,073
343
66,362
3,493
1,220
845
9,494
124
376
22,864
483
37,464
1,262
2,009
19,992
200
2,412
240,978
43,000
1,103
-
-
44,103
285,081
27,472

This page does not form part of the statutory financial statements

Page 12