2022-03-31-accounts

CONTENTS
Section 1	ADMINISTRATIVE INFORMATION
Section 2	REPORT OFTHE TRUSTEES
Section B	INDEPENDENT AUDITOR'S REPORT
Section 4	STATEMENT OF FINANCIAL ACTIVITIES
Section 5	BALANCE SHEET
Section 6	NOTES FORMING PART OF THE FINANCIAL STATEMENTS

Charity name:		Age Concern Buckinghamshire (the "Charity" )
Charity Registration	number:	1139423
Company registration	number:	7101195;a company limited by guarantee registered in England	&Wales.
Registered Office and		145Meadowcroft
operational address:		Aylesbury
		Buckinghamshire HP19 9HH
		Telephone: 01296431911 Fax: [phone]
		Email: a e a eukbucks. or .uk Website: www. a eukbucks. or	.uk
Trustees (Board ofTrustees)
Mr SRussell		(Chairman 1n April 2021)
Mrs A. Horgan-Smith		(appointed 26'"July 2021)
Ms A. Parveen		(resigned 21"November 2022)
Mr A. Bailey		(appointed 24'" February 2022) (Treasurer 24'" February 2022)
Ms C. Ing		(appointed 26'" May 2022)
Ms R.Coleman		(appointed 26'" May 2022)
Mrs Ayusuf		(appointed 30'"September 2022)
Mrs S RGregory Mr M D Hopkins		(appointed 30'"September 2022) (appointed 1"August 2022) (resigned 18November 2022)
Mr C R R Fernandes		(appointed 30September 2022) (resigned 19October 2022)
Mr K Horlock		Chairman (to 31n March 2021)(resigned 31"March 2022)
Mr A Swann		(resigned 26'" July 2021)
Mr SBishop		Treasurer (resigned 31"March 2022)
Mr D Priest Mr N. Prentice-Harrison		(appointed 28'" November 2020) (resigned 27'"July 2021) (appointed 24'" May 2021)(resigned 1"March 2022)
Principal Officers
Chief Executive:		Bernadette Ashcroft - Consultant, temporary (resigned 29th October 2021)
		G.Shand —Interim CEO —8'" November 2021 (resigned 28'" April	2022)
Finance Manager:		Mrs CTabor
Honorary Legal Advisor		J.Blackman, Wrigleys Solicitors LLP, 19Cookbridge Street, Leeds LS2 3AG
Affiliation		Age Concern Buckinghamshire is a Brand Partner ofthe Age UK (National)
Associated Organisations		Five local voluntary Age Concern groups are affiliated to Age UK
		Buckinghamshire.
Banker' s		Main bankers: Lloyds, NationalClubs and Charities Centre, Sedgemoor
		House, Deane Gate Avenue, Taunton TA1 2UF.
Auditors		Jacob, Cavenagh &Skeet, 5 Robin Hood Lane, Sutton, Surrey SM12SW.

Satisfied with our service	95%i
Felt listened to and understood	100%
Found our service helpful	95%
Would recommend us toothers	100%

Satisfied with our service	100%
Had fewer money worries	67%
Felt they gained financially	95%
Would have been unable to manage
the application without our help	92oA

Happy with our support	100%
Felt better informed	87%
Felt less isolated	100%
Felt more independent	56%
Would recommend us to others	100%

(including the income and	expendit	ure account)
			ZOZZ			2021
		Unrestricted	Restricted	Total	Unrestricted	Restricted	Total
	Notes	Funds E	Funds E	Funds E	Funcb E	Funds f	Funds E
Income from:
Donations and legacies		10,880	5,651	16,531	11,171	8,119	19,290
Other trading activities		55,187		55,187	52,287		52,287
Investments:
interest receivable		1,711		1,711	3,469		3,469
Charitable activities:
Grants 8 Contmcts			225 080	225 080		221832	221832
Total Income		67778	230731	298509	66927	229951	296878
Expenditure on:
Raising Funds	6	82,739		82,739	69,653		69,653
Charitable Activities	7	128592	248 179	376771	46564	212503	259 067
Total Expenditure		211331	248 179	459510	11 217	212503	328 720
Net (expenditure)/income		(143,553)	(17,448)	(161,001)	(49,290)	17,448	(31,842)
Transfer between funds					20,000	(20,000)
Other recognised gains
and losses
Actuarial losses on defined
benefit schemes		(48,745)		(48,745)	2,000		2,000
Net movement in funds		(192,298)	(17,448)	(209,746)	(27,290)	(2,552)	(29,842)
Reconciliation offunds
Total funds as at1April
2021		1,155,063	17,448	1,172,511	1,182,353	20,000	1,202,353
Funds asat31March 2022		962 765		962 765	1155063	1744	1172 11

								2022	2021
						Unrestricted	Restricted	Total	Total
					Note	Funds f	Funds f	Funds f	Fundsf
Fixed Assets
Tangible Assets					12	24824		24 824	17448
						24,824		24,824	17,448
Current Assets
Debtors					13	16,579		16,579	10,935
investments						130,000		130,000	853,811
Cash at bank	and	in	hand			816539		816539	319657
						963,118		963,118	1,184,403
Creditors: amounts			falling due
within one year					14	25 177		25 177	25470
Net Current	Assets					937941		937941	1158933
Total Assets	less	Current
Liabilities						962,765		962,765	1,176,3$1
Defined benefit scheme				liability	15				3870
Net Assets								96 75
Funds
Restricted Funds					17				17,44$
Strategic development				reserve		426,960		426,960	515,735
Designated Reserve						2$6,407		286,407	335,502
Unrestricted	Funds		(General Reserve)			249398		249398	303826
						962 765		962 765	1172511

2.	DONATIONS	AND LEGACIES		2022	2021
				f
	Donations			14,541	13,290
	Legacies			1990	6000
				6531	19290
3.	OTHER TRADING INCOME
				2022	2021
				f
	Fundraising			16,273	28,095
	Footcare			15,359	9,729
	Handyman			247	585
	Iiairdressing			87	15
	Cleaning and	Help in the Home		15,309	9,384
	Gardening			7,752	4,359
	Commission
	Computer Training			160	120
				55,187	52,287
4.	INVESTMENT INCOME			2022	2021
					f
	Deposit Account Interest			1711	3469
S.	INCOMING	RESOURSES FROM	CHARITABLE ACTIVITIES
				2022 f	2021f
	Information	8 Advice	Grant income	29,471	65,540
	Befriending		Grant income	116,058	127,892
	Welfare Benefits		Grant income	39,471	28,400
	Listen Learn	Adapt	Grant income	5,985
	Walking Football		Grant income	9,975
	Digital Poverty		Grant income	15,000
	Digital Inclusion		Grant income	9,120
				22~Q	~22 ~82
6.	RAISING FUNDS
				2022	2021
				f	f
	Commercial	Services		44,575	55,043
	Fundraising	Costs		38 164	14610
				82 739	69653

CHARITABLE ACTIVITIES COSTS
	Direct Costs E	Management f	Office E	Premises E	2022f	2021 f
Information &Advice	22,539	21,006	3,765	1,508	48,818	69,064
Befdending	162,692	45,231	7,297	3,016	218,236	110,444
Welfare Benefits	27,909	15,755	2,732	1,131	47,527	45,582
Listen Learn Adapt Tackling
inequalities	4,215	1,770			5,985
Walking Football	9,975				9,975
Digital Poverty	13,225	1,775			15,000
Digital Inclusion	9,120				9,120
Hospital Discharge	1,517				1,517
Depreciation	8,614				8,614	4,697
Admin expense af defined
benefit scheme	3,000				3,000	3,000
Governance costs (see Note 8)	8979				8979	26280
	27 75	5537	13794	5	1	25

STAFF COSTS
			2022	2021
			f	6
Wages and salaries			246,929	175,185
Annual Leave outstanding			(163)	2,475
Employer's National	Insurance		15,302	3,250
Redundancy
Other pension costs
Operating costs ofdefined benefit pension		schemes	3000	3	000
The average monthly	number ofemployees	during the year was as follows:
Chief Executive
Information and Advice				4	4
Befriending Scheme				7	4
Welfare Benefits				1	2
Home Services				1	1
Management &Administration				7	5
			20		16

12. TANGIBLE FIXEDASSE	T	S
		Leasehold	Office	Total
		Equipment	Refurbishment
		E	E
Cost
At 1e April 2021		125,860	6,552	132,412
Additions			15990	15990
At 31u March 2022		125860	22 542	148402
~O«i u
As at 1"Apdl 2021		109,987	4,977	114,964
Charge forthe year		4022	4592	8 14
At 31"March 2022		114009	9569	123578
Net BookValue
31 March 2022			12973	24824
31"March 2021
13.DEBTORS: AMOUNTS	FALLING DUE WITHIN ONE YEAR
			2022	2021
			E	E
Trade debtors				1,461
Other debtors			16579	9474
			16579	10935
14.CREDITORS: AMOUNTS		FALLING DUE LESSTHAN ONE YEAR
			2022	2021
			E	E
Accruals			2 177	25470

DEFINED BENEFIT PENSION SCHEME	LIABILITY
			2022	2021
			E	E
Carrying amount at 1"April 2021			3,870	2,870
Actuarial (gain)/loss in the year		(15,255)		42,000
Gain/(loss) on scheme assets		31,000		(44,000)
Net interest expense and administration	cost		3,000	3,000
Paid during the year		55,615
Change in the effect ofthe asset ceiling		33,000
Carrying amount at 31"March 2022				3,870
OPERATING lEASE COMMITMENTS
The total future minimum lease payments	under non-cancellable	operating	leases are payable:
			2022	2021
			E	E
Within one year				980
After one year but within five years			600	2,140
				3120

MOVEMENT IN	FUND	S
			At 1April 2021	Movement	Transfer	Gains and	At 31March
				In Funds	between	losses	2022
					Funds
			E	E	F.
Unrestricted Funds
General fund			303,826	(143,553)	137,870	(48,745)	249,398
Strategic development		reserve	515,735	—	(88,775)		426,960
Other Designated	funds	(see Note 21)	335502	—	49095		286 407
			1,155,063	(143,553)	-	(48,745)	962,765
Restricted Funds
Information and	Advice
Befriending			17,448	(17,448)
Welfare Benefits
Building Fund Reserve
In Touch Plus
TOTAL FUNDS			1172511	161 01		48 745	2 765

ION6- NOTES TO T	HE FINANCIAL	STATEMENTS	FOR THE Y	EAR ENDED	31MARCH	2022
			Income	Expenditure	Movement	in
					Funds
				f	f
Unrestricted Funds
General fund			67,778	(211,331)	(143,553)
Restricted Funds
Information ILAdvice			29,471	(29,471)
Bef den ding			116,058	(133,506)	(17,448)
Welfare Benefits			45,122	(45,122)
Listen Learn Adapt Tackling inequalities			5,985	(5,985)
Walking Football			9,975	(9,975)
Digital Poverty			15,000	(15,000)
Digital Inclusion			9120	9120
			298,509	(459,510)	(161,001)
		At 1April 2020	Movement	Transfer	Gains and	At31March
			In Funds	between	losses	2021
				Funds
		f	f	f
Unrestricted Funds
General fund		846,851	(49,290)	(495,735)	2,000	303,826
Strategic Development	Fund			515,735		515,735
Designated fund (see Note 21)		335502				335502
		1,182,353	(49,290)	20,000	2,000	1,155,063
Restricted Funds
Information and Advice
Befriending			17,448			17,448
Welfare Benefits
Building Fund Reserve		20,000		(20,000)
TOTALFUNDS		1202 53	31842	-	2	1172 11

other liabilit	ies ofE286,407 made up as fol	lows:
		Balance asat 31"March 2022
RESERVES
Staff Notice	Period	37,261
Staff Redundancies		38,094
Accountancy	Fees	18,500
Site Works		40,000
		133,855
Closure Reserve re pension deficit		152,552
		286,407

Changes tothe present	value ofthe defined benefit obligation	during the year	2022	2021
			f'000s	f'000s
Opening defined benefit obligation			511	474
Interest expense			11	10
Actuarial (gains)/losses	on Scheme liabilities		(15)	42
Net benefits paid out			~16	15
Closing defined benefit	obligations		491	511
Changes tothe fair value ofScheme assets during the year
			f'000s	f'000s
Opening fair value ofScheme assets			507	471
Interest income on scheme assets			11	10
Gain/(loss) on scheme assets			(31)	44
Contributions by the Employer			56
Net benefits paid out			(16)	(15)
Administration costs incurred			(3)	( 3)
Closing fair value ofscheme assets			524	507
			f'000s	f'000s
Present value offunded	defined benefit obligations		(524)	(507)
Liability recognised on balance sheet			~651	511
			33
Scheme asset allocation
			2022	2021
			N
Equities			16.7	19.3
Diversified growth fund			12.6	12.5
Property			9.5	0
Gilts and Bonds			59.9	65.8
Cash			1.3	2.4
			100.0	100.0