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← Every Life International

2025-03-31-accounts

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STRENGTH FOR TODAY, BRIGHT HOPE FOR TOMORROW

Trustees Annual Report 1-15
Foreward 1
Reference & Administrative Details 2
Structure Governance & Management 3
Objectives 4-5
Report ofActivities 6-15
Financial Statements 16 - 29
Independent Examiner's Report 16
Statement of Financial Activities 17-18
Balance Sheet 19
NotestotheFinancialStatements 20-29

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As | reflect on the past year, | am struck once again by the extraordinary strength and resilience of the communities we have the privilege of walking alongside. The period from April 2024 to March 2025 has been one of both challenge and deep encouragement. While global progress in poverty reduction has slowed and, in some regions, reversed, | have witnessed first-hand the remarkable ways hope has continued to rise in the most unexpected places.

At Every Life, we have always strived to love people in practical, transformative, and sustainable ways. Whether sitting with a family in crisis, gathering in a Life Group for learning and support, or celebrating the growing influence of local Community Champions, ! continue to see how small, faithful steps multiply into lasting change. This year, we have seen hundreds of families stabilised in moments of crisis, children restored to health, women empowered with new skills, men finding dignity and purpose, and entire communities strengthened through compassion, discipleship, and shared resilience.

Uganda and Kenya have faced significant pressures this year — from devastating floods in Kampala to the economic and social unrest in Kisumu. Yet it has been in these difficult moments that the courage, unity, and leadership within the communities themselves have shone the brightest. Our teams, along with our extraordinary champions, have responded with unwavering commitment. Their wisdom, insight, and relentless compassion are the heartbeat of our mission, and | could not be more proud of the way they continue to lead.

! am also deeply grateful for our trustees, partners, supporters, prayer community, and the growing Yovel network of leaders who stand together to serve, to preach the simple gospel, and to operate in the power of the Holy Spirit. Each expression of generosity — whether financial, practical, or spiritual — has directly contributed to lives transformed. None of this work happens in isolation, and the remarkable stories in this report reflect the faithfulness of many.

Our motto, Strength for Today, Bright Hope for Tomorrow, feels particularly fitting. We cannot always control the pace of global progress or the crises that arise, but we can choose to respond — with compassion, with wisdom, and with the unshakeable belief that light shines brightest in dark places. The work of Every Life is a daily reminder that hope is not theoretical; it is practical, relational, and infinitely powerful when rooted in love.

As we look ahead, our vision remains clear: to stand with the poor, to invest in local leaders, to see families flourishing, and to share the hope of Jesus wherever we go. Thank you for partnering with us on this journey. Together, we are part of a story far greater than our own —a story of restoration, dignity, and enduring hope.

Nicola Neal CEO

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The Trustees present their report and financial statements for the year ended 31 March 2025.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the Charity’s memorandum and articles of association, the Companies Act 2006, and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102} (as amended for accounting periods commencing from 1 January 2016).

TRUSTEES Rebekah Hammett (chairperson) Simon Call Juliet Knight Simon Neal Tim Shorey

CHIEF EXECUTIVE OFFICER Nicola Neal CHARITY NUMBER 1139406 (England & Wales)

COMPANY NUMBER 7390175 (England & Wales) REGISTERED OFFICE 9 Hampstead Close Fairford Leys Aylesbury Buckinghamshire HP19 7BQ INDEPENDENT EXAMINER Summers Morgan First Floor, Sheraton House Lower Road Chorleywood Hertfordshire WD3 5LH

BANKERS Natwest Bank PLC 33 High Street High Wycombe Buckinghamshire HP11 2AG

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Every Life International is a charitable company limited by guarantee. The Company was established under a Memorandum of Association which established the objects and powers of the Charitable Company and is governed under its Articles of Association. None of the Trustees has any beneficial interest in the company. In the event of the company being wound up, members are required to contribute an amount not exceeding £10.

The Directors of the Company are also Charity Trustees for the purpose of charity law and under the company’s Articles are known as Members of the Management committee. An additional five Members are not Trustees; Ann Neal, Bryn Neal, Catherine Grant, Stephen Wood, and Nicola Neal (CEO).

Trustees usually meet 3-4 times a year, with the non-trustee members only joining them for the Annual General Meeting with the exception of the CEO who is present at all meetings. Trustee are always members; members are not always trustees. Trustees serve a three-year term — and then can stand for immediate re-election. Members stay members until they resign, are removed by other members, or are deceased.

Trustees are appointed by existing trustees, and are chosen because of their ability to provide effective direction and oversight to Every Life. We expect all trustees to embrace the vision and values of Every Life, and seek a balance of skills and experiences. We believe it's important to always have some trustees from supportive churches and with international development experience. As well as bringing their particularly skills and experiences to Every Life, specific training programmes are also identified, which the trustees can participate in, to further enhance their ability to effectively perform their role as trustees. All trustees have visited at least one of our overseas mission bases some for extended periods.

In addition to the normal requirements Every Life trustees are also expected to go above and beyond and as such are often attending charity events, prayer meetings and checking in especially on senior leadership to ensure they are well supported. We believe this is essential to the efficient fulfilment of our objectives.

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the Charity should undertake. Within the parameters of the strategic plan and agreed budget, the trustees have delegated the day-today management of Every Life to the CEO. The CEO, together with the Non-Executive Director, Executive Director, Director of Operations and Head of Finance form an Executive Team and are considered to be the key management personnel.

Every Life International achieves its objectives by working with partners organisations in Uganda and Kenya. Every Life Uganda is a registered NGO (registration number (10056) S591/10491) and Every Life Kenya is registered as a Trust (registration number 1387). Our mission bases in Africa are overseen by the Every Life Uganda leadership team.

Every Life International, Every Life Uganda and Every Life Kenya each have their own board of trustees. Every Life International has partnership agreements with both organisations which set out expectations, reporting and accountability between the organisations.

All organisations that are part of the Every Life family share common vision, values and approach, and although the necessary contractual agreements are in place, it’s the strong relational connection that makes Every Life thrive. Every Life International provides Every Life Uganda and Every Life Kenya with grants, according to the budget that has been agreed. Mission bases provide regular reports with how grants have been used and information that enables us to monitor progress. Every Life Uganda is building relationships with other NGOs that operate in Kampala in order to work together to achieve more than we can apart. In addition to this they have strong relationships within focal and national government.

We are committed to ensure that the majority of personnel in our mission bases overseas are nationals. We strongly believe that they are best placed to identify needs in their communities, develop effective solutions, and lead programmes. The training of local staff is always a top priority. Currently all of our staff in Kampala and Kisumu are Ugandana and Kenyan respectively.

POLICY, PROCEDURES AND RISK MANAGEMENT

During 2019 all policies and procedures were reviewed by the charity's legal advisors. No major concerns were identified, and only a small number of minor modifications were required and have been enacted. Trustees regularly review identified risks and implement procedures designed to minimise or manage them. The trustees consider financial stability to be the greatest risk as the Charity is funded primarily by donations. This risk is mitigated by monitoring income, expenditure and cash flow closely, setting realistic annual budgets (and reviewing regularly), maintaining an unrestricted fund balance that allows for fluctuation in donor income, and having a proactive, and prayerful, fundraising strategy.

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In 2024 we continue to witness glimmers of hope in the fight against global poverty — yet the pace of progress remains frustratingly slow. According to the World Bank’s latest Poverty, Prosperity & Planet 2024 report, approximately 8.5 % of the world’s population (nearly 700 million people) now live in extreme poverty, defined as less than US $2.15 per day (in 2017 PPP terms). (World Bank) Meanwhile, about 44 % of humanity — some 3.5 billion people — survive on less than US $6.85 per day, a very modest benchmark that signals vulnerability rather than real flourishing. (World Bank)

What these numbers remind us is that progress is no longer automatic. The initial decades of rapid decline in extreme poverty have, for many regions, given way to a plateau — driven by the spiralling cost-of-living pressures, slower economic growth, a rise in climate and conflict shocks, and the lingering after-effects of the pandemic.

In the context of our work in Uganda and Kenya, this means the challenge remains vast — yet the opportunity to make difference at a local level has never been more urgent. When we engage one-to-one with families and communities, when we respond pragmatically to immediate needs, when we come alongside local leaders and help them become the catalysts of their own transformation, we see change unfold. It may not shift the global numbers overnight — but it shapes lives and hope in very tangible ways.

As we move through 2024 and into the future, our commitment remains to:

While global statistics remind us just how far we still have to go, they also strengthen our conviction that even small steps matter. In places where survival is measured in dollars a day, to walk alongside someone, to listen, to empower, to enable change from within — this is not minor. It is part of the long-arc towards justice, dignity and flourishing.

Every Life is a Christian charity committed to seeing hope restored and communities transformed. We believe that poverty is not an insurmountable obstacle if we work together, drawing upon the God-given potential of every person regardless of the circumstances one was born into. Our desire is to bring simple, practical support giving ‘strength for today’ that will lead to an upwards spiral in health, conditions, opportunities, and ultimately a ‘bright hope for tomorrow.’

Working Groups

At Every Life we always say that ‘love looks like something.’ In practice that will look different in each nation, city, and home. Everything we do, though, can realistically be categorised into one of three groups. If poverty is a trap and a downwards spiral then one single action will not reverse its affect; a holistic approach is required.

Community Approach

We are based in the UK and have mission bases in Kampala (Uganda) and Kisumu (Kenya). We work with people of all faiths, or none, irrespective of race, tribe, culture, gender, age or social position. Wherever we work, the specifics may look different — as the needs are always different — but our model always follows the same three steps.

Step 1: Frontline

Our teams begin by doing something simple but powerful — they sit, listen, and care. By taking time to hear people’s stories, we build relationships rooted in trust and dignity. Through those conversations, the real challenges of daily life emerge: sickness, hunger, grief, abuse, and loss. Rather than offering quick fixes, our teams walk with families through these hardships, offering practical help, prayer, and presence. It's in those moments of crisis and compassion that hope begins to take hold.

Step 2: Life Groups

Life Groups provide a safe, empowering space where transformation can flourish. Here, people gather to learn, share, and support one another — exploring practical skills like basket-making, hygiene, nutrition, and family relationships, all grounded in biblical values. These groups nurture both body and spirit, encouraging participants to see themselves as capable and valued. Having encountered God's love through Frontline, many are drawn to join a discipleship group, deepening their faith and discovering new purpose.

Step 3: Community Champions

As lives are changed — physically, relationally, and spiritually — we witnessa ripple effect of transformation. Those who have found hope and stability begin to share it with others, first within their families, then across their neighbourhoods. Some of these men and women become Community Champions: local ambassadors who model resilience, faith, and compassion. We invest in equipping and encouraging them, knowing that sustainable change comes from within. Their leadership continues the cycle of restoration and renewal long after our direct involvement ends.

Details

Every Life International achieves its objectives by working with partner organisations in Uganda and Kenya. Every Life Uganda is a registered NGO (registration number (10056) S591/10491) and Every Life Kenya is registered as a Trust (registration number 1387).

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Education

Sponsorship & Adult Literacy

Education remains the most critical tool for dismantling the intergenerational cycle of poverty. Beyond securing future economic opportunities, it instils the confidence to make better health choices and build more resilient families.

The School Sponsorship Programme has beena vital part of this work, providing the foundational education that has already set dozens of children on a path to a brighter future. Sponsorship covers more than just school fees, but holistic support to combat issues that might otherwise prevent them from attending school, such as essential medical aid, parental support, etc. We are dedicated to ensuring every currently sponsored child completes their primary education and realizes the full, life-changing benefits this support offers.

However, as our work deepens within communities, we have recognized that the traditional individual sponsorship model, while powerful for the recipient, can inadvertently create divisive tensions between neighbours and even family members. Questions like "Why is their child sponsored and not mine?" can undermine community cohesion and detract from the collective well-being we strive to achieve. We are therefore assessing ways we can strategically evolving our approach to focus on broader, more equitable educational programmes.

Parallel to this, our Adult Literacy Classes empowers parents and caregivers, providing them with essential reading, writing, and numeracy skills. By equipping both current and future generations with these fundamental tools, we are catalysing the long-lasting, positive change that transforms entire communities.

all the way through primary school. | 2 more children have graduated from the sponsorship programme this year, meaning they have passed

REPORT OF ACTIVITIES - UGANDA

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Infrastructure
Water, Sanitation and Hygiene (WASH)
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focused on the initial installation of key infrastructure,
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REPORT OF ACTIVITIES - UGANDA

RESPONSE Nico is a paralysed 22-year old man who has Medical been bedridden for over two years because his Treatment wheelchair had fallen into tatters and his family When — . couldn't afford to replace it. We were able to like a family is already stretched to afford essentials contact Mulago Hospital's Orthopaedic worship can food and rent, even a simple illness or minor ISM and secure a new wheelchair for Nico. become life-threatening. In these moments, a little support can make an enormous difference. By helping Samuel is a 14-year old boy from Kasubi who has with hospital transport and covering medical costs, our an amputated leg and was similarly kept houseteam eases the immediate burden and gives families bound because his artificial leg and crutches were the chance to recover without slipping deeper into beyond repair. We partnered with CoRSU poverty. This year we have addressed 285 medical Hospital to get Samuel a new leg and he is now cases, arranging the care they so desperately needed. able to go back to school!

Nutrition

In many urban slums, children suffer from malnutrition due to both financial strain and limited understanding of healthy eating. When our teams identify the signs — such as muscle loss, swollen stomachs, or brittle hair — we respond quickly. Parents are engaged in conversation, and the child is enrolled in our feeding programme, providing vital nourishment and relief for the whole family. With one child’s needs supported, household resources can stretch further for their siblings. Alongside this, we equip parents with simple, affordable ways to improve family diets using the same limited income. Every child’s recovery journey is unique, but most reach a healthy weight within four to six months of consistent care and guidance.

This year we have supported 73 children with nutritional help. Our ‘Nutrition Week' event to educate families about nutrition drew in 162 community members (including Local Council Leaders) and over 100 children.

Relief

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Flooding in slum communities can sweep through families’ homes with little warning, destroying the few
belongings they cherish and leaving them terrified and exposed. In the days that follow, parents struggle to keep
their children safe as they navigate contaminated water, makeshift shelters, and the heartbreak of losing the
spaces that once held their daily lives. Over time, repeated floods wear down their hope, forcing families to
rebuild again and again while living with the constant fear that everything they've pieced together could be
washed away once more. In November, Banda and Katoogo were hit with the worst flooding we have ever seen
in our 16 years there. Levels that would normal rise to knee-height this time rose to above head-height.
Through strong relationships with the community leaders we have been able to help the people most at need
during times of crisis by reconnecting people again with families elsewhere in the city/country, arranging
provisions such as food, clothing, mosquito nets, soap, and dry boxes.
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REPORT OF ACTIVITIES - UGANDA

We've been able help over 480 people with aid this year, a dramatic increase of almost double last-year's efforts thanks, in part, to the incredible generosity of donors who responded to our Crisis Flood Campaign.

Social

Domestic

In vulnerable slum communities, the intersection of limited opportunity and deep-seated despair frequently escalates into acts of domestic violence, manifesting as physical, emotional, and resource-based abuse. The widespread mistrust of official authorities means survivors are often reluctant to report cases, leaving them trapped in cycles of harm that lead to life-long mental and physical trauma. Our dedicated social workers provide a Vital lifeline in this environment. This year, they focused intensively on immediate safety and crisis intervention, including arranging secure relocation and shelter for the most vulnerable victims. Furthermore, our team has tirelessly advocated on their behalf, bridging the gap with authorities to ensure cases are fully investigated and survivors are protected, giving them a foundation to rebuild their lives.

This year we ran our second annual Child Protection campaign in the communities, focussing on education and awareness around child rights, prevention of abuse, access to education, health and nutrition, and the need for community collaboration. By empowering parents, caregivers, and local communities with the right information and resources, we hope to have created safer and healthier environments for children to grow and thrive. Our amazing team have worked with 77 families this year, reaching over 300 people.

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REPORT OF ACTIVITIES - UGANDA
DISCIPLESHIP
, , Fellowship
a i” ” Adults (inc. Mens & Marriage)
The ultimate goal of our discipleship ministry is to see
families and communities transformed. This year, our adult
. OM es = : house church gatherings continued to be the engine of this
a ieee eeem §=growth. Meeting in homes, these small communities foster
eo SE pe ge a genuine environment where every life is seen and
= ag. eee.em ae valued. They function as places of profound support,
at oe = TS allowing members to share the realities of their daily lives,
ha Eck offer practical encouragement, and find spiritual grounding.
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=( ne i 1, SP 4 place of healing, grace, and encounter with the Holy Spirit,
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recy 2 eee seen on average over 60 people gather each week.
Omar is a young man living in Kawanga. When we first met him he would refuse to join the discipleship
group's weekly meetings but would always be close by. Before long he began attending, listening but sitting
close to the exits. As he heard about the love of the Father he became more and more interested.
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For the longest time Omar would never be seen in public without a hat on or hood covering his head. One day, during the discipleship group's meeting, he opened up about why. When he wasa child his father said that he had a big head and mocked him for it. He would joke about how his head was large but completely empty as he was stupid and useless. This created a deep scar in Omar's heart and for over 20 years he would refuse to have his head uncovered in front of anyone.

We prayed for Omar to break the power of the words his father had spoken over him ail those years ago and that he would know the love his heavenly Father holds for him. The next time we saw Omar he removed his hat and began crying, worshipping, and thanking Jesus for lifting the burden he had been carrying in his heart!

Children’s

Our Children’s Ministry is committed to laying a strong spiritual and emotional foundation for the next generation. We intentionally create a fun, safe environment where every child is welcomed and known. These regular gatherings use games, activities, and dynamic teaching to help children encounter the love and teachings of Jesus. By fostering trust and security, the ministry moves beyond simple childcare; it actively shapes their character, empowering them to make positive life choices, understand their inherent worth, and grow into resilient young people who can lead their families and communities into a brighter future. This year we held two large events in Luzira and Kasubi with 100 children turning up each day. Because of the on going rain and floods in our communities, it was a great opportunity for us to teach our children about seemed to have an amazing time and were still talking about it weeks later! In all, 25 a personal hygiene and how to take care of themselves to avoid diseases. They all _[to!] children gave their lives to Jesus!

Training

Apprentices, Champions

We believe the deepest, most sustainable change is driven from within the community. Our strategy is to empower those who have personally experienced transformation to become the change agents they want to see. This journey begins with our Apprenticeship Program, which immerses participants in our core vision, values, and practices, equipping them to ethically represent our mission. Upon graduation, some choose to continue with us becoming Champions, serving as our essential frontline leaders in the slums 24/7. As trusted community members, their ability to influence change is unparalleled. They are the first to respond in a crisis, coordinating tasks such as accompanying victims to the police station, providing vital support for our nutrition programme, and transporting the sick to hospital. Champions are our most valuable resource, ensuring our work is relevant, connected, and powerfully driven by local insights.

This year another 15 people graduated from the apprenticeship programme of which 3 more have decided to become Champions in their communities!

Outreach

Encounter

Every other Friday afternoon, our Encounter Programme serves as a focal point for outreach and ministry. By gathering as a whole team in the slum communities, we create an open invitation for all those we engage with to join us. The programme is built around the powerful, transformative stories of hope. Through public testimonies—sharing what God has done—and expressive praise, singing, and dancing, we openly demonstrate the reality of faith. These gatherings are a consistent, high-energy platform for sharing the good news of the gospel, allowing us to multiply our message and extend the hope we carry to a broader audience.

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Baptisms
In November, 38 people from communities all over Kampala decided to make a declaration of their faith by
getting baptised. It was a beautiful day as people who once felt hopeless and alone came together to
celebrate the new life they have found in Jesus.
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Kenya once again experienced widespread demonstrations in 2024/25, echoing the unrest seen the previous year. The protests, which spread from Nairobi to Kisumu and other major towns, were sparked by public outrage over the proposed Finance Bill 2024, which introduced new taxes on everyday goods and services. For many already struggling to meet basic needs, the additional levies felt unbearable.

Although the government eventually withdrew parts of the bill and promised to review its approach, the unrest highlighted deep frustrations with the rising cost of living, unemployment, and concerns over governance and accountability. Inflation, though lower than its 2023 peak, remained high enough to strain households living on the edge. The months that followed saw continuing tension, with teachers, young people, and civil servants voicing demands for fair pay and better opportunities — symptoms of a society still grappling with economic inequality and limited access to essential services.

In Kisumu County, where we serve, the effects of these national challenges are acutely felt. Despite its rich agricultural and commercial potential, nearly half the population (around 47%) still lives below the poverty line, and health inequalities remain stark — with only one doctor for every 45,000 people and an HIV prevalence of 14.6%. In communities like Kochieng, poverty’s legacy is visible in the faces of grandparents caring for grandchildren orphaned or abandoned, a generation caught in cycles of hardship and loss.

Yet amid these difficulties, there is resilience. Our Kisumu team, led by Rose, a trained social worker who grew up in a Nairobi slum, continues to bring compassion and hope to the families we serve. Her lived experience gives her deep understanding and credibility within the community. Together with her small but dedicated team, she walks alongside families facing hunger, illness, and instability — offering practical support, encouragement, and the belief that transformation is still possible, even in uncertain times.

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REPORT OF ACTIVITIES - KENYA

FRONTLINE

Each week, our Kenya team faithfully goes out into the community of Kochieng in Kisumu — meeting, listening to, and spending time with people whom society, and sometimes even their own families, have long overlooked. Through simple acts of presence and compassion, hope begins to take root again. The team meets new families, children, and widows while deepening the bonds of trust with those they already know.

Their work takes many forms — delivering food parcels to households in crisis, arranging medical visits for the sick, or simply sitting together to share stories, laughter, and faith. These consistent gestures of care are transforming the community. Elderly and vulnerable residents, once isolated and forgotten, are now finding friendship and support among their neighbours, inspired by the team’s example. Over time, we’ve witnessed a tangible change in the atmosphere of Kochieng — a community slowly being restored through compassion, connection, and hope.

LIFE GROUPS

Each week, more than a dozen women gather in our Life Group — a space of encouragement, faith, and empowerment. This past year has been particularly difficult for many, with rising costs and limited business opportunities affecting their ability to provide for their families and keep children in school. Even so, the group has stood together in remarkable ways.

Through our savings programme, members have learned to set aside small amounts regularly, supporting one another to stay consistent even when money was tight. By year’s end, many were able to celebrate Christmas with food on the table and still have enough saved for essentials like school fees, clothing, home repairs, or seeds for planting. It’s a powerful reminder of how small, steady steps can lead to lasting change.

Beyond the practical help, the Life Group offers emotional and spiritual support. The women find strength in one another— sharing burdens, praying together, and discovering renewed confidence and dignity. During the year, we were also able to provide much-needed items such as clothing and sanitary products.

In addition, the group serves asa place of discipleship and faith-building. Together, the women explore the Bible, encounter Jesus, and encourage one another to grow spiritually. This year, we were thrilled to see a men’s discipleship group launched in Kadete, where men are now gathering to study Scripture and strengthen one another in faith and community.

CHAMPIONS

Community Champions are at the heart of a sustainable mission — local men and women equipped and inspired to lead change from within their own communities. Each of our Champions has personally experienced the impact of our programmes and, more importantly, the transforming power of encountering Jesus. Because they are deeply rooted in their neighbourhoods, they are uniquely positioned to connect with others, understand local challenges, and influence change in meaningful, lasting ways.

In Kenya, we now have five active Champions, each playing a vital role in serving their community. One oversees the group’s savings scheme, helping members manage and grow their finances wisely, while others assist in distributing food parcels, mentoring families, and supporting our Children’s Club activities. Their dedication and leadership have strengthened the bonds of trust within the community and expanded the reach of our work far beyond what our small staff team could achieve alone.

As we look ahead, we’re committed to growing the Champions programme — training and equipping more local leaders with the skills, confidence, and spiritual grounding to serve their neighbours. Empowering people to become the agents of their own community's transformation remains one of the most powerful and lasting aspects of our mission. |

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Now in it's third year, Yovel (the network setup by our CEO Nicola Neal and friends at Central Church in Marburg, Germany - John Nimmo) is steadily growing and maturing in it's identity and function.

YOVEL is a global network of Christian leaders, living to expand the Kingdom of God in the world. We aim to do this by unite around the three aforementioned simple yet transformative pursuits:

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THE SIMPLE GOSPEL
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THOSE IN NEED
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INTHE SPIRIT'S POWER
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The network aims to support and encourage one other in this mission - to build a global community where leaders are connected with peers, supported in their callings, and equipped with tools and encouragement. Practically this looks like sharing the principles from various platforms (be they stages at a conference, podcasts or interviews, books, etc.), meeting regularly either online or in person, and then providing training and/or finances (such as a conference training people how to support others through addiction recovery or small grants made to ministries for things like a car for transportation or equipment for outreach events.)

The network is growing and now includes members from Spain, Sweden, and Ireland as well as the existing -_— in the UK, Germany, Romania, Uganda, and Kenya.

Fundraising and Income Sources

This year we saw an income of £523,735, which represents a decrease of £191,763 compared to last year’s £715,498. This was unsurprising given that in the prior year we received a single donation of £250,000. The bigger picture shows that we have averaged a growth of income of 29.4% over the last 3 years. The decrease mostly came under unrestricted funds, falling from £358,453 to £181,372 whilst restricted funds remained relatively steady at £342,363 compared to last year’s total of £357,045.

We are regulated by the Fundraising Regulator and as such are committed to conducting our fundraising to the highest standards. To date we have received no complaints related to our fundraising.

Expenditure

Our expenditure this year increased by £248,544 compared to 2023-24 giving a total expenditure of £661,681. Though this does represent a 60.0% increase, this must be viewed in the context of last year’s financial activities in which our income significantly exceeded our expenditure. Our reason for doing so at the time was to ensure we made good, sound, decisions intended to ensure the financial sustainability of the organisation. The increase in expenditure this year demonstrates our willingness to spend the money we have received once we are confident in the effectiveness of its use.

Network Mission

This fund, provided by a major donor, is dedicated to establishing hubs for training, encouragement, and resource provision for individuals involved in Every Life’s programs, such as nutrition and discipleship. We aim to accomplish this through participation in conferences, media engagement, and the publication of books. Additionally, we actively support other missions and charities that share a similar focus to Every Life, and to build a support network.

Reserves policy

Every Life has a reserves policy to ensure that the charity has sufficient funds to meet our financial commitments and demonstrate our financial sustainability for the future. The reserves balances serve to ensure that excessive unrestricted funds are not held without a specific reason.

The trustees have agreed that a suitable amount will be roughly equal to two months of the total expenditure as opposed to a specific amount. This year we have ended the year with free reserves of £223,337.Of this, the trustees have agreed that a suitable reserve amount shall be £104,300, assuming a medium to high level of commitment expenditure, both restricted and unrestricted.

The trustees’ report was approved by the Board of Trustees.

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Mr Simon Neal

Trustee

Dated 03/12/2025

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HEE
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EVERY LIFE INTERNATIONAL

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF EVERY LIFE INTERNATIONAL

| report to the Trustees on my examination of the financial statements of Every Life International(the Charity) for the year ended 31 March 2025.

Responsibilities and basis of report

As the Trustees of the Charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006

Having satisfied myself that the financial statements of the Charity are not required to be audite the 2006 Act and are eligible for independent examination, | report in respect of my examination of the Charity's financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrying out my examination | have followed all the applicable directions given by the Charity Commission un the 2011 Act.

Independent examiner's statement

Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. | confirm that | am qualified to undertake the examination because | am a member of the Institute of Chartered Accountants, which is one of the listed bodies.

| have completed my examination. | confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

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| have no concerns and have come across no other matters in connection with the examination to which attention
should be drawn in this report in v7, to enable a proper understanding of the financial statements to be reached.
Nicholas ) ihn ¢
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For and on behalf of Summers Morgan.
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First Floor, Sheraton House
Lower Road
Chorleywood
Hertfordshire
WD3 5LH
Dated: 1h Deeunber 2S
----- End of picture text -----

-16-

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EVERY LIFE INTERNATIONAL

BALANCE SHEET AS AT 31 MARCH 2025

2025 2024
Notes £ £ £ £
Current assets
Debtors 12 190,115 35,173
Cash at bank and in hand 310,179 439,897
500,294 475,070
Creditors: amounts falling due
within one year 13 (172,973) (9,803)
Net current assets 327,321 465,267
Income funds
Restricted funds 16 93,758 150,876
Designated funds 10,226 6,000
General unrestricted funds 223,337 308,391
327,321 465,267

The Charity is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2025. No member of the Charity has deposited a notice, pursuant to section 476, requiring an audit of these financial statements.

The Trustees acknowledge their responsibilities for ensuring that the Charity keeps accounting records which comply with section 386 of the Act and for preparing financial statements which give a true and fair view of the state of affairs of the Charity as at the end of the financial year and of its incoming resources resources, including its income and expenditure, for the financial year in accordance with the requi sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the Charity.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 3/| 2/26

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TrusteeMr Simon Neal
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Cc
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Company registration number 07390175

-19-

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Charity information

Every Life International is a charitable company limited by guarantee incorporated in England and Wales. The registered office is 9 Hampstead Close, Fairford Leys, Aylesbury, Buckinghamshire, HP19 7BQ.

The accounts have been prepared in accordance with the Charity's memorandum and articles of association, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The Charity is a Public Benefit Entity as defined by FRS 102. The Charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £.

The accounts have been prepared under the historical cost convention.

The principal accounting policies adopted are set out below.

At the time of approving the financial statements, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Designated funds comprise funds which have been set aside at the discretion of the Trustees for specific purposes. The purposes and uses of the designated funds are set out in the notes to the financial statements.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income resources Income is recognised when the charity has entitlement to the funds, any performance conditions attached to the items of income have been met, it is probable the income will be received and the amount can be measured reliably.

1.5 Expenditure expended

Expenditure is accounted for on an accruals basis and has been classified under the headings that aggregate all costs related to the category. Where support costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks and bank overdrafts.

-20 -

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

(Continued)

1.8 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2 Donations and legacies

Unrestricted Restricted Total Unrestricted Restricted Total
funds funds funds funds
general
2025 2025 2025 2024 2024 2024
£ £ £ £ £ £
Donations and gifts 181,127 46,134 227,261 358,171 67,434 425,605
Grants received - 296,229 296,229 - 289,611 289,611
181,127 342,363 523,490 358,171 357,045 715,216

3 Income from charitable activities

Unrestricted Unrestricted
funds funds
2025 2024
£ £
Ancillary trading income 245 282
4 Expenditure on raising funds
Unrestricted Unrestricted
funds funds
2025 2024
£ £
Fundraising and publicity
Stagingfundraisingevents 8 42

-21-

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

5 Expenditure on charitable activities

Operations Operations Total Operations Operations Total
in Uganda_ elsewhere in Uganda Elsewhere
2025 2025 2025 2024 2024 2024
£ £ £ £ £ £
Direct costs
Direct Charitable
expenditure 36,801 3,761 40,562 20,925 - 20,925
Grant funding of activities
(see note 6) 203,306 212,318 415,624 155,408 61,844 217,252
Share ofsupportand governance costs (see note 7)
Support 201,189 - 201,189 169,671 - 169,671
Governance 4,298 - 4,298 5,247 - 5,247
445,594 216,079 661,673 351,251 61,844 413,095
Analysis by fund
Unrestricted funds 222,898 3,857 226,755 109,057 - 109,057
Unrestricted funds -
Designated 35,437 - 35,437 - - -
Restricted funds 187,259 212,222 399,481 242,194 61,844 304,038
445,594 216,079 661,673 351,251 61,844 413,095

-~22-

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

6 Grants payable
Operations Operations Total Operations Operations Total
in Ugnada_ Elsewhere in Ugnada_ Elsewhere
2025 2025 2025 2024 2024 2024
£ £ £ £ £ £
Grants to institutions:
Grants paid to EL Uganda
- Slum transformation and
other 159,857 - 159,857 112,508 - 112,508
Grants paid to EL Uganda
- Child and family
sponsorship 12,198 - 12,198 8,123 - 8,123
Grants paid to EL Uganda
- BHIR 5,745 - §,745 6,163 - 6,163
Grants paid to EL Uganda
- Covid 128 - 128 117 - 117
Grants paid to UK
Mission - 85,322 85,322 ~ 5,134 5,134
Grants paid to Kenya -
Slum Transformation - 476 476 - 11,472 11,472
Grants paid to Germany -
Network Grant - 86,123 86,123 - 33,241 33,241
Grants paid to Romania -
Network Grant - 17,658 17,658 - 4,660 4,660
Grants paid to Other -
Network Grant - 17,762 17,762 - 4,438 4,438
Grants paid to EL Uganda
- Network Grant 25,378 - 25,378 24,896 - 24,896
Grants paid to Sri lanka -
Network Grant - 4,977 4,977 - 5,000 5,000
Grants paid to Kenya -
Network Grant . - - - 1,500 1,500
203,306 212,318 415,624 151,807 65,445 217,252

-23-

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

7 Support costs
Support Governance 2025 Support Governance 2024
costs costs costs costs
£ £ £ £ £ £
Staff costs 134,982 - 134,982 121,607 - 121,607
Project support 18,003 - 18,003 3,021 - 3,021
Promotion 300 - 300 4,685 - 4,685
Office costs 16,486 - 16,486 8,772 - 8,772
Insurance 644 - 644 250 - 250
Travel 20,737 - 20,737 11,610 - 11,610
Conferences - - - 1,676 - 1,676
Other 1,379 - 1,379 803 - 803
Oversight 4,137 - 4,137 6,245 - 6,245
Network Support costs 4,521 - 4,521 11,002 - 11,002
Independent Examiners
fee - 1,350 1,350 - 1,350 1,350
Accountancy - 2,948 2,948 - 3,196 3,196
Legal and professional - - - - 701 701
201,189 4,298 205,487 169,671 5,247 174,918
Analysed between
Charitableactivities 201,189 4,298 205,487 169,671 5,247 174,918

Support and governance costs are allocated to the charitable activities on the basis of resource allocation within the accounting period as identified by the leadership team.

8 Net movement in funds

Net movement in funds 2025 2024 £ £ The net movement in funds is stated after charging/(crediting): Fees payable for the independent examination of the charity's financial statements 1,350 1,350

9 Trustees and Related Parties

During the year, Simon Neal who is a Trustee and director of the Charity, and Nicola Neal (Spouse), the CEO, who together comprise key management, received salary totaling £59,691. (2024 - £51,168). £17,582 of this was funded by a grant received from Lancaster Foundation, and £41,020 was funded by the Network Grant. Trustees incurred travel or subsistence costs of £ 1,365.41 during the year. (2024 - £635).

Simon and Nicola Neal are directors at SecureDesk, which supplies domains and antivirus protection to Every Life . During the year, the charity paid £2,689 to SecureDesk, and SecureDesk made unrestricted dona £6,000.

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

10 Employees

The average monthly number of employees during the year was:

2025 2024
Number Number
9 5
Employment costs 2025 2024
£ £
Wages and salaries 117,068 111,801
Social security costs 10,216 4,469
Other pension costs 7,698 5,337
134,982 121,607

There were no employees whose annual remuneration was more than £60,000.

11. Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12 Debtors

Debtors
2025 2024
Amounts falling due within one year: £ £
Other debtors 163,184 13,342
Prepayments and accrued income 26,931 21,831
190,115 35,173
Creditors: amounts falling due within one year
2025 2024
Notes £ £
Deferred income 14 160,000 -
Other creditors 252 -
Accruals 12,721 9,803
172,973 9,803

13 Creditors: amounts falling due within one year

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EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

14 Deferred income

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||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---| |2025|2024| |£|£| |Arising|from|the|Lancaster|grant|160,000|-| |The|Lancaster|Foundation|committed|to|a|grant|of £160,000|at|the|end|of|March|2025.| |2025|2024| |£|£| |Deferred|income|is|included|within:| |Current|liabilities|160,000|-| |15|Retirement|benefit|schemes| |2025|2024| |Defined|contribution|schemes|£|£| |Charge|to|profit|or|loss|in|respect|of defined|contribution|schemes|7,698|5,337|

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The Charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the Charity in an independently administered fund.

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EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

16 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Movement in funds Movement in funds
Balance at Incoming Resources Balance at Incoming Resources Balance at
1 April 2023 resources expended 1April 2024 resources expended 31 March 2025
£ £ £ £ £ £ £
Child and family
sponsorship 7,826 6,783 (7,375) 7,234 38,271 (12,158) 33,347
UK mission 625 27,013 (26,175) 1,463 8,289 (8,295) 1,457
UK leadership support
grant - 34,000 (34,000) - 34,000 (34,000) -
Uganda mission base
oversight grant - 6,000 (6,000) - - - -
Slum transformation
projects and otherwork
ofthe charity 13,944 108,319 (109,022) 13,241 94,293 (95,555) 11,979
Bright hope is rising 209 6,605 (6,163) 651 5,913 (5,429) 1,135
Goat Project 117 - - 117 - - 117
Covid 19 Africa 267 714 (117) 864 143 (716) 291
Network Mission 74,881 167,611 (115,186) 127,306 156,732 (241,944) 42,094
Kenya/Sri Lanka - - - - 4,722 (1,384) 3,338
97,869 357,045 (304,038) 150,876 342,363 (399,481) 93,758

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EVERY LIFE INTERNATIONAL NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

16 Restricted funds

(Continued)

Child and Family Sponsorship/Emergencies

This fund is used in Uganda to support children through education, pay for medical costs when required and fund family support programmes. This latter support provides funding for the nutrition programmes for malnourished children, as well as tackling essential needs of families in abject poverty. Additionally, during emergencies, Every Life provides support, from food, clothing, bedding, to, in extreme cases, assisting with resettlement and providing the means to treat those in need.

UK Mission

This grant was originally funded by a church partner for the specific purpose of researching UK community projects.

UK Leadership Support Grant

This grant, originally pledged for 3 years, has been set up by a major grant funder of Every Life to support the leadership team, as they manage and develop Every Life and all of its charitable aims from the UK. The fund employees Simon and Nicola Neal, as well as the Chief of Operations, and funds additional expenses incurred.

Uganda Mission Base Oversight

This fund has been set up by a major grant funder of Every Life with the specific intention of resourcing the oversight of the Uganda Missions Base.

Slum Transformation Projects and Other Works of the Charity

This fund is currently the primary fund to support the Ugandan Missions Base and its objectives. This is vital to the running of the mission’s base that implements the Charity's aims and objectives on the ground in Uganda. This has been principally funded by a major grant funder for Every Life. It originally pledged for 3 years.

Bright Hope is Rising

This is Every Life’s monthly giving programme. It is designed to facilitate all our work, primarily in Uganda, as well as our Kenya. The donor signs up to a monthly amount and Every Life sends regular updates to the donors on how community groups are progressing.

Covid 19

This fund is about getting food parcels to families who are part of our feeding programmes. It's building ‘tip taps' so people can wash their hands — and providing soap. It's about staying in touch and encouraging people via text messages — and in emergencies providing people with ‘mobile money’ (transferring money to them via their phone). It's about enabling our Health Champions to share accurate information with their neighbours about COVID-19 and how to prevent it. It's about preparing to support families to re-establish their income once the peak of the crisis has passed..

Network Mission

This fund, provided by a major donor, is dedicated to establishing hubs for training, support, and resources for participants in Every Life’s programs, including nutrition and discipleship initiatives. Our goal is to achieve this through participation in conferences, media engagements, and publishing books. Additionally, we actively support other missions and charities with similar goals to Every Life, working to build a strong net support.

EVERY LIFE INTERNATIONAL

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

17 Analysis of net assets between funds

Unrestricted Designated Restricted Total
funds funds funds
2025 2025 2025 2025
£ £ £ £
At 31 March 2025:
Current assets/(liabilities) 223,337 10,226 93,758 327,321
223,337 10,226 93,758 327,321
Unrestricted Designated Restricted Total
funds funds funds
2024 2024 2024 2024
£ £ £ £
At 31 March 2024:
Current assets/(liabilities) 308,391 6,000 150,876 465,267
308,391 6,000 150,876 465,267

Within current assets is restricted cash of £96,331 (2024 - £150,876) which cannot be used for the general purposes of the Charity, as well as cash that has been designated by the Trustees of £16,226 (2024 - £6,000).

18 Designated funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

Movement in funds Movement in funds
Balance at Transfers Balance at Incoming Resources Balance at
1 April 2023 1 April 2024 resources expended 31 March 2025
£ £ £ £ £ £
Uganda Compound 6,000 - 6,000 - (701) 5,299
Kenya - - - 39,663 (34,736) 4,927
6,000 - 6,000 39,663 (35,437) 10,226

This fund has been set aside to assist in the purchase of the Ugandan compound from where Every Life Uganda operate.

Kenya

This fund has been set aside to assist the mission in Kenya.

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