DEDZA WELFARE TRUST
ANNUAL REPORT AND
ACCOUNTS
FOR YEAR ENDED 31 IIIARCH 2026

DEDZA WELFARE TRUST
ANNUAL REPORT AND ACCOUNTS
CONTENTS
Page
Chodty Inform•llon
RoPOrt of tho Tru•teeb
Indep•nd•nl Examinorf• Report
8t•l•m•nt of FInf￿¢1•1 AcU¥ltl•s
B￿an¢0 Sh••t
Ncts• lo the Axount•
8-11

DEDZA WELFARE TRUST
CHARITY INFORMATION
CHARITY TRUSTEES
Mr Mussa A Sal•h
Mr B88hlr Ahmed Adem
Mr Suleman Ahmed Mogm
Mr Sabir Ebrahlm Akull
Mr Mahomad Equbal MBkda
Mr Ismail Yu8uIAlibhal
Chairman
Vlce Chalmian
Treasurer
WKe Tr005urer
Secretary
Mr Mehboc* Mussa Sldal
MrAb¢Jobak6r Ahmed
Mr Hassgn Momon
Mr Ayub Adam
Mr Bllal Mulla
Mr Zubalr Sldal
Tru8t•o
Tru8ts0
Trusteè
Tru$le&
Truste8
Tru51ee
ReG18TERED OFFICE
PO Box 10388
Leke8ter
LES 9HG
REGISTERED CHARITY
NUMBER
1139363
INOEPENDENT EXAMINER
Yusul Ghumra
Ghumra & Co Llmlted
Chartered A¢¢ounlant
45 Broadway Road
LO1￿51er LE5 STB
P4p1

DEDZA WELFARE TRUST
REPORT OF THE TRUSTEES
Tho Chanty Tru•tsg8. who are the mombers &xxuUv• CqMillle8 oftha TnMI prewit the* ￿nual
report and oc¢ounts forthe yoarended 31* March 2028. The Ch8rffy Tru8lee8 havo adoplwj the
prov181on8 of tho Slatemont ol Recommandod Practlc• (SORP)°Ac￿￿rttIn9 and Reportlng by
CharltEe8': In prwdng tho annual report and financial 8ts16m8nts of the chadty,
Governlng documént
The Trust Is an unlnwrated organlsatlon fomied by adoption of the Or￿Inal eonstmutlon daled 9
May 2010 aj amended on 20 November 2010 and Is regiSt•rad os a Charity wllh Charity Commlsslon
ft)r England and W•lo• ￿d•re￿IlY nwnber 1139383.
ObJ•¢ts 0lth• A••oclatlon
Th• wlnc*l oblo¢t• of D•dza WoWar• TN8t are:
The r•ll•f ol ne•d and poverty by provldlng 9ra¢)ts. •qulpm•nt. •rn•rg•wi and
r•8ourca• 06 the tru8togJ from tlm• to tlmo detemlne.
To promoto tho fellglon of18lam and underjtandlng ol l•l•m fortho publte b•n•l
Th• rn1Sof of •l¢kn••$ and tha Fwmotlon of h•allh.
The advanc• of •duc4tlon.
Th• promotlon o18uch oth•r 4M •xelu•fv•ly ¢h•rllth undw th• lawl of
England ond WO1￿ 41 lh• tru8t•88 from thne to tlm• d•t•Tmlne.
Charlty Tvu•t•••
The Ex•eutiv• Commltt•• land Honorary Offk•r8) l• elected by Ihè fflamborn al th• 4nftu￿ genoMI
ma8tlng to lor a porkd ol Iwo year commonclng the end of Ihat m•otlng.
Th• Curr•nt Charlfy Tru•t•M w• •hown on p•g• 1.
Th• followlng reglgned on 28 Nprll 2025..
Mr AslfGul•m Mohamm•d Om•iil
Gov•m•ne• and minao•m•nt
The Tru•t l• governod by an Exocu¢l¥e C¢xnmMeg, whl¢h h rn8pon•lbh lo tho member8hlp for tho
fectlvo monogemenl of the Tfu•L The EX￿U￿) Commlttèé eofflpd•￿ 8 n￿NIffl￿n ef 3 Hon
Olftcers m•mb•rn.
Maotlnq• awe h•ld on • r•gulgr b••lB.
Th• tN81••8 arn r•8pon•lbl• lor prwrkng Iho TnJ•t•••' R•port and th• Accounts In aceordanco wlh
appll¢able law and Unmed Klngdom AKounllng Stsndard8 (Unlted Klngdom Ganeralty AeeApl
Accountlng Prncllc8I.
P•9a 2

DEDZA WELFARE TRUST
REPORT OF THE TRUSTEES
(Contlnugd)
The law appllcable to chafhles in Effjland & Wath rèqu1rn8 the trusie86 to preparo aocourts for
finan¢lal yoar, whlch gNe a true arKI falr wew crf the state of affairn of thg chaffty and ol the inDJmlng
rosourcas and appltcation of r•soL¢rces ot the chartty for that pwlod. kn prepwing thesg financbl
8tatements. th• tru8tee$ are requlred to..
8el&t $ultable accounung polld85 and then appty thom ¢on8l*nly:
obsaNo the methods and prlnclples In tho Charilles SORP:
make ludpmonts and estlmate5 thal are r8a8onablo and pn￿On￿,
state whother applicable UK Accountlng Standards hav6 beon fdl¢yNed. 8ubJoct to any mater
departures dls¢losed and 8xpl8lned In the financlal 8tstemonts:
prepare the accounts on the golng COrt•m beslg unl8#8 * Is InapFwriate to prefjumé that tho
¢horltable company wlll Con￿nUe In operatlon.
The trustoos aro rosponslble for keeplng proper ae¢ounllng record¥ that dl8cIoge wlth reawnablg
ac¢urocy at any tlm• the financsal position of the ¢har6table company and enabk them to en6uro that
the 8ccounl8 comply with tha Charliles Ad 2011, Ihe Charfty (Accounts Report8) Regulalion8 2015
and tN8t deod. They are also responslbb for 8afeguardlng the 88sets of the charltabl& compgny and
henco for taking rnasonable Steps for the preventton and detectton d fraud and oth•r Irregul8riUa8.
Rovl•w of Actfvftle8 and Futurn D8v•lopm•nts
The statement dfinanclal a¢UvlU•s for th? year18 lot +)ul on pag• 6 af the artounts.
The tnMI eoll•cted volunw dorAtlon8 am¢￿ntIng to £982,462 fram wdl4vlshers and th? gongrol
publk.
Th18 hes been used In P￿￿dI￿d vltal ald to off￿led part# of Mala*i •)d Qthgr parts of tha wodd.
Durlng tho year, tho IN81 di$trlbut•d £ 732,955 lor needy ¢au808~ note 2 On pag• 10.
8uolu8 li b•lng hold p8ndlng evaluatbn of Somé •peeM¢ pr48c18 that the trusteas feel we￿d be of
endurlng bènèfft to allevlale p)vety and dlse88e.
Irugtees aW8 beer In mlnd wrforeseen enwJerK196 that may require urgent applk•tton
nd8.
Publlc IntOrn8t
In plannlng 8cllvltles the tNstees kepl in mlnd th• Charity Commb81(Thrf8 guidanee on publlc benefft
at tho Mo￿n9$.
Our maln parthern In the delfvery of to beneftclarfè8 and affected areas In Mal8wi arn Oedza
Weware Charfty Trust. An￿8S1h8h Trust and16lamlc Zthat F￿d.
R•gUI￿On9 and Oul•kle Bodles
We ha¥e registsred as data controller with thè 1nf0mi8llL￿ Comfttsther a# wulred by the D*
Protedon Act 1998.
Voluntsern
On many occa8lon8 Ihe A8soclatlon Involv88 volunleern In tho dellvery of it8 artfvMle8. We hove a full
range of polkle8 and pro￿d￿re4 cyeratlng lo en8iir8 Ihls Inthmwrt 1$ successful and bonefidal lo
all partles.
Pago 3

DEDZA WELFARE TRUST
REPORT OF THE TRUSTEES
(Contlnu
Rlsk Managament
The trustees 8cti%*ty thfr ii5ks tho ¢h¥Ny faces on a regular b&g1s and bellave that
malntslnlng reaerves at ¢urrenl18%*1s. C¢xnbin￿ wlh an annual revithy of ¢xx*o18 over koy 1kno￿la1
8ystem8, w]11 8ufflchrt rn6(¥Jreas h) the evant of•*4eroe condllorn.
roved ty tho Bowd allh? Chwty Tru8iee8 cffj 10 August 2026 on tholr b&wff:
Mussa A 8al•h
Chalrman

INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF
DEDZA WELFARE TRUST
I r•port to thé eharfty Inmtees on my examlnaUDn ol lh• Kcount• oftPn charity for the year •nded 31
Morch 2028vthlch ern out on p•go1 8 to 11.
R•8pon•lbllltlu and b•81• of r•port
A• thg charttys trust86& you are reBpon8lblo lor the prepar•tion ol th• accounll In aceudar￿a Twllh
the r•qulr0monts oftho Chwitio1 A(* 2011 Ilh•A¢l).
I rw In rnspect ol my •xamlnatkni of th• charty'8 accoun18 cathed out under 8¢dlon 145 of th• A¢t
•nd In ￿rry1ry r)ut my examlnatlon I ha¥e loll*)￿d all lh• appllcable Dlr4¢tlon• glven by th• Chwty
Commls8bn under •ectIc￿ 145(5)(b) of tho Act,
Ind•p•nd•nt •xamln•f• •tat•mont
SlrK• lh• c￿rIty.• gr￿¥ Ine<*ne ox¢•odod £250,QOO your •xomln8r mu8t b• a mfAnb•r d a boty
Ibjted In •o¢llon 145 01 the Act. l Conllmi that l am qualwlod lo und•rlake th• •xamlnallon ba￿UleI4
mom￿r of lh• In•Ututa ol Chirt•rod Ac¢ounlant8 In Engl•nd and Wa￿, whlGh 1$ ort• of th8 Iljtsd
bodle•.
I have CLMnploted my •xamlnatlon. l ¢onfimi th•t no mot•rfo1 matter8 hov• ¢¢m• lo my *l•ntlon
eonnoatlon wtth thg •x4mlnatk)n gmng m• lo ￿118¥0 that In ony m•1•￿1 rn8p•cL'
accountlng r•cord• w•r• not kept In raw•ct ol lh• ¢h•r*y u requlrod by Mdlon 130 alth• A¢. or
2. th• •¢counl• do nol 8¢cord w￿h tho•• rneord8', (v
3. thg accoun18 do not comply wtth tho appll¢ablé r•qutrnments concemkng th• forni and cont•nt
a¢￿untI lot out In tho Charflhi (Accounts and Reports) Regulotlon• 2008 oth•r thgn any
requlremgnt th•1 th• account• gfv• a 'tN• and l•lr vl•w' whlch h not a m•tt•r conold•Ted ai part
an knd•p•nd•nt oxanknll¢)n.
I hm no eonc•rn• and h•v• Mme •croi• no other rn￿0￿ In ¢onne¢tlon wlth thé •xamlnatbn to
whkh att•ntlon •hould bo drawn In Ihls report In ord•r to •nabl& a proper undgr•tandng ol th•
acc¢￿nI• to b• raachod.
Yu•ufGhumrn B8c FCA
46 Broadway Road
Lo1¢0oler
Le5 6T
Chart•r•d Accountant
10 Auqu•t 2ty28
P•pS

DEDZA WELFARE TRUST
STATEMENT OF FINANCIAL ACTMTIES
FOR THE YEAR ENDED 31 MARCH 2026
nth
In¢¢yno from:
vo￿ntary donaU¢)n•
Gviahj
981462 962.462 894,594
92.998
Total I￿oM9
Expendltur• on:
Charltable actfvftles
732,955
732.955
33,038
759,468
20,676
Total •xp•ndkuM
33,038
732,955
765.993
780.144
N•t In¢om• l (•xp•ndllurn)
133x138)
249,507
216.469
207.448
139.408
347.368 48fiT16 279,328
T¢Xal funda carrled foTwaYd
106.370

DEDZA WELFARE TRUST
BALANCE SHEET
A8 AT 31 MARCH 2026
CURREp¥f A88ET8
D•btor8
Caoh at b•nk and kn hond
3.748
785,317
3.748
875.945
1.324
588,150
110.628
110,828
769,lJ85
879,693
587.474
CREDITOR8
Amount• f4lHng duo w#hln (w y￿r
(4,2581 (172,190) (176,448) (100,e98
Nrf CURRENT A88ET8
108 370
596 875
703 245
NET A88ET8
703 246
INCOME FUND8
Unre6lrkted fund•
R•strfdod fuF
108.370
106,370
596.875
139,408
347,388
598.875
106 370
703 245
Approv•d by th• 80ord of the Charlty TnMt••8 on 10 August 20M 8nd 8lgn•d on Iholr bohalP.
8ul
an Mogrn
ur•r
Chalmbln
Th• rKth8 on paw 7 And 10 fomi pwl 01th￿ Kwjnts.
Pagè 7

DEDZA WELFARE TRUST
NOTES TO THE ACCOUNTS
AS AT 31 MARCH 2026
1. Summary ol •lonHIc￿t accountlng poltcl•8
G•n•ral krforniatlon and ba•1• ol pr•parntlon
Walfwe TNst18 ￿ unlnc(ryirated organlsotlon fomied by adoptlon of the orfglnal eon8titutlon
datsd 9 May 2010 and 1$ raglstgrod as o Chartty wlth Chawity Commi881on for England and Wal
und•r ¢hArfty numbor 1139363, Th• addrns• of the reglBtered office 18 givon In the charity Inlomatlon
on pago 1 of tha88 financlol •tat•m•n18. Th• natur• of tho ¢harity's operallono and prineipal aC1M￿a8
Tho f¢llol ol nood •nd poverty by providlng grants. •qulpm•nt. •m•ry•ncy ald and
rn8our¢•8 a8 th• tru&l¢e6 from Ilme lo Ilm8 delemilne.
To promole the ro11glon ol Islwn and undernlandlng of l•lAm fry the publk b•n•fiL
Tha rell61 of •kkne88 and th• promolbn ol haolih.
Th• 8dvan¢o ol •duc411on.
Th• promolknn of such oth•r •r• exclu￿¥•ty ¢hathl• und•r th• la￿ 0¢
Englind and Walos as the Iru8ts08 from tlmo to tlmo det•m)In•.
Th• ¢hwlty a P￿1¢ b•n•ll¢ •ntlty a8 d•lln•d by FRS 102. Th• finwclal itat•m•nt• hw•
ba•n pr•piMd In •¢¢Ordan￿ wlth:
A￿oUnt￿n9 and R•portlw by Chorltlm.. 8tat•m•nt of RKomm•nd¢d Proth• •pplk•bl• to
¢h•rlUu prwarlng tholr account8 In accordanc• wlth tho Fln8ndal R•portln9 &•nd4rd •pplkabl•
In the UK and Republtc ol Iro￿nd (FRS 102) IBsu•d In October 2019;
Iha Flnan¢lol Reportlng Slandord opplkable In the Unltod Klngdom •nd RepubU¢ ol Irthnd {FRS
102).,
the Chorftl•• A¢t 2011;
UK GonernI￿ Accepl•d Prn6Xk•.
Th• ilnanclal statements are pr•yr•d on a golng COn￿M l)ag1• undw lh• hl8lorf￿l co8t con￿ntI¢M,
fflodln•J lo Inelude certaln It•m• •t tslr valu•.
The fln8nclal •tat•m•nts ar• pr•¥nt•d In st•rNng whlch ￿ lh• fvncttonal curr•ncy ofth• chartty.
Tho •*nlffMnt accountlng pollctol appNed In th• pr•paratlon of th080 finwclal •tatement• 8Ot o
b•lryi. Th•M policies h•ve bwi C￿$1110n1￿ appllod to all y•ai• preMnt•d unl•M olhwloo 8tatod.
Fundo
Unra•trktod lund• ar• avaIknb￿ for u•• at th• d18Crntlon ol th• InMt••8 h furthamnu ol th• g•n•r•l
t*loCtlve8 ofthe chortty wd whlch have nol boon de819n￿o0 for other
D¢*n•t•d funds ¢ompTi&e unr•¥trkted lunds thal hav6 been sel aslde by the Iru8tee6 for partlculgr
purpo8•1. Th• akn and ol ￿¢b d••ignthd fundls •el out In th• not￿ lo th• financial Blat￿onI•.
Re8trktod lund8 are fund$ whkh 8r• 1¢ b• u￿d In accordance wtth ip•¢rflG mtrfctlon¥ impowl by
donors cr whkh h8V8 been ral8•d by thè charty for partkular purpo808. Tho ¢￿t ¢1 ralslng and
admlnlstsAng 8uch funds ara charged ag8ln6t the 8peclfic lund. The alm and ol éach mlrkted
fund i• i•t out In lh8 noto6 lo I￿ finwolol $latement8.
Pag0 8

DEDZA WELFARE TRUST
NOTES TO THE ACCOUNTS
AS AT 31 MARCH 2026
(CONTINUED)
Incom• r•Mgnltlon
AM Incomlng rn8ourceJ am Ineknled In Slatemert of Flnan¢knl Actfvrtle8 (SOFA) wh•n th• ¢h8rty 1$
legally ontllled lo the Ineomo after any porfomwnce C￿￿1￿1n$ hav• bo￿ m8( Ihé amount be
measured rell8bly and li18 prob•bl¢ that tha Incomo will be re¢elved.
For donatlons to ￿ recognl8ed the Charty VAII have been ndfied of the amounts and the selllemenl
dats In wrillng. Ifthoro are condAlon8 att8ched ts the donatbn and th1$ requlras a lovel of perf¢mMnce
before entmlwnent can b8 obtalned then Income is d¢ferred until Ihoge conditlon8 ara fvlty mgt or the
fulfilment CA It￿38 cond611on8 16 wilhln the conlml of the ¢harity and it 1$ probab￿ that thoy wlll be
fuffilled,
Donated fac116t1￿ and donai•d prdasslonal servicaa arè reeogn18ed In Income at their fair value whgn
th•lr econom￿ benefft is probable, il can be me88ured rellabty and tho charity hag wntiol over tho
Item. Falr valuo 18 detemilned on Ihe b8818 of th8 value ol the glft to the Chorlty. For axample the
amount the charty would be wllllng io pay In the open market for ou¢h faclmles and 8ervlceB. A
Cm8pondlng amourf16 fgMgn180d In ¢xp8nd*ure.
No amounl Is Incl￿ed in th8 financial statOm￿￿ for volunteer Iwie wth th• SORP IFRS 102).
Furtherdotall b given in Iho TNst•è8' Annual RepoiL
Exp•ndlturo rocognttlon
All ¢xpondfturo 18 aKguntgd for on an accruals ba818 and ha8 beon ¢h88bfi8d under headlngs th81
aggregato all costs fel*8d to tho category. Expendhure ts recognl$od W￿re there Is a Wl or
¢on$tru¢tlve obligalh)n to make payments to thlrd parUe8. it 18 probablè Ihat the settlement wlll be
requlred ond the amount of the oblgallon ean be measured relIab￿. It Is cotegorfsed under the
following headlngs:
• Expondtture on chgrltable adlvllo• I￿lude$ grants mada and funds a￿ed to provhjo dlrocl
88816tanee
• Other expendlurg repre8onts those It¢ffN not falllTrJ Into the categorle8 above.
Irroco¥waNe VAT ￿ ¢hargod 46 an expen60 ayln6t tho a¢lIV￿ f¢rwhkh gxpendlure al0￿.
Grants payable lo thlfd parttes we withln the ¢harftable objedlves. lthere uncondlilonal grants are
offered. thls Is accrued a8 saon as the reciplent 18 noiified of the grant, as this gpR6 rise to a
ro08onable expectallon that the recipient will recelve Ihe grants. lfyh¢r¢ grants are ¢l￿d71k)nal retstlng
to perf0mlan￿ then thg grant 18 only 0￿ry•# T*thgn any unfulfilled condttlon$ are outskla ol the
Cont￿ of th• ¢harMy.
For•lgn currnncy
Forelgn currency transacllons are initialty recognised by apptying to the lorolgn Currenw amountth•
spot excharye rote beiween Ihe funthnal ￿rrency and the foretgn currency at the d* ofth•
transacuon.
Monetary a8#18 8nd Ilabllltle8 d•nomlnat•d In i forel9n ¢wron¢y at tho b81anca st*8t date aro
tran81ated uslng the c1081ng rate.
Tax
Th• chath Is an oxempt charlly wtthln the meanlng of Schadulo 3 of th• Charitkn8 Act 2011 and I
nsklarad to Pals tha tests tst •Jut Sn Paragrnph 1 Schadul? 6 Flnance Act 2010 and therefore It
mèets the definRlon of a ctrthable company for UK corPoratu￿ tax purpose
Page 9

DEDZA WELFARE TRUST
NOTES TO THE ACCOUNTS
AS AT 31 MARCH 2026
(CONTINUED)
119.897 119.897 43,032
226,153 226,1S3 280,320
7.740
7,740
134.81x1 134.8Q) 109.248
Malawt. Educati￿ & Spon8or•Np
Malowl- Women w•llwe and •d￿tk
MalwArf- Islomlc •ducatlon and Bulldk)p
malnt•ngnc•
34.IXQ 34.000 87.850
38.71x1
38.7QO
26.300
10.OLKI
10.0(X)
8.375
133.365 133,365 181,410
18,31)0
18,3C#) 36,933
10,000
10,0
Malvwl-clean Wat•r Pr
M•lawl. C•l8rAct I madkal Opwthil
Gknbal Ahl apw
M•l*wl- S•lfSustalnln8 ProJ•cts (pat f4rmts)
732 955 732 955 759 468
Anaty•h ol •xp•nthir• on lA•nag•M•￿ and admlnl•tratlon
Pdntlng
Ind•p•rKl•nt Exthnw•' r•munw
Bank ¢h•ry
Sundfle•
W•hMe •>pwo••
MarketSn8
Co81 ol TnJth•'• mI￿n9¥
Trwellln8
Consult•Ky
3,920
510
3,387
1.510
4.087
7,367
510
3,387
1,510
4,087
7.367
762
3,093
9.000
2,TT2
2.128
521
1,879
6,454
2,740
3,093
33.038
33,038 20,676
Pffjo 10

DEDZA WELFARE TRUST
NOTES TO THE AccouKrs
AS AT 31 MARCH 2026
(CONTINUED)
Non•
Nl
Nll
2028
3.748
1.324
Cr•dKorn: amowts falllng duo wllhkn on• y••r
2023
Oiher credllm- ur￿tr￿ knds
Loans from INliYkluals- Restrkled funds
4.258
172.190
1.324
99.374