OFFICIAL 


## **Trustees’ annual report (including Directors’ report) for the period** 

**From:  Period start date 01 December 2020 To: Period end date 30 November 2021** 

**Charity name:** AFMIM CROYDON FELLOWSHIP 

Charity registration number: **1138816** 

## **Company number:** 

## **Objectives and activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|1. 1.The advancement of the Christian religion<br>according to the Holy Scriptures, within<br>Croydon and surrounding areas.<br>2. Relieving sickness, poverty and financial<br>hardships through promotion and<br>preservation of good health by provision of<br>prayers, counselling, goods and funds.<br>3. Promotion of social cohesion by<br>establishment of youth empowerment<br>activities, funfairs, community and voluntary<br>work.|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or services<br>identified in the accounts.|Para 1.17 and<br>1.19|**Objectives**<br>Croydon Fellowship commits itself to carrying out<br>God’s will through prayer, worship, learning and<br>action.|



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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|1.<br>**Establishing a sanctuary for worship**|
|---|
|We are called to the highest vocation of man on|
|earth, that of worshipping God. Creating that|
|environment is of paramount importance to Croydon|
|Fellowship to enable God’s people men and women,|
|young and old to worship God in the liberty the Spirit|
|gives, without class or prejudice.|
|2.<br>**Life Changing**|
|This is a critical ministry which prepares God’s|
|people for the life changing salvation of God and|
|transformation of believers by grounding them in the|
|Biblical truth. We share the joy of freedom and the|
|freedom to worship Him in Spirit and in Truth, be it in|
|church or in home group meetings.|
|3.<br>**Impacting**|
|•<br>Demonstrate the biblical truths to the|
|fractured communities by the way we relate to|
|and care for one another regardless of|
|personal circumstances.|
|•<br>Equip believers as disciples to disciple|
|through teaching and training believers to|
|lead others to the glory of the God.|
|•<br>Communicate God to the communities|
|through Evangelism and Missions either|
|directly or supporting such.|
|•<br>Impact our community by participating in|
|community programs and global humanitarian|
|efforts local or abroad.|



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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• Nurse and nurture the habit of prayer in our church life and in our home groups as well. The planning and execution of activities undertaken by AFMIM Croydon Fellowship have been in accordance to the Commission’s guidance on public benefit, and in particular the guidance on the advancement of religion. • AFMIM Croydon Fellowship provides an enabling environment for people within the Croydon catchment area to come, worship and pray with us every Sunday. We operate from Shirley High School. In these services the congregation is brought into the true knowledge of GOD through teachings. These services provide an ideal environment for spiritual growth to all. • We believe the result of our relationship with God is the relationship and fellowship among believers. We desire to demonstrate the biblical truths to the fractured communities by the way we relate to and care for one another. This is regardless one is a long term member, a new member, or just passing through or just visiting us for the day or one’s personal circumstances. • We equip believers as disciples to disciple others and thus carry out the important work of sharing the good news. We train and teach believers to lead others to the glory of the 

Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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living God. We communicate God to the communities through Evangelism and Missions either directly or supporting such. • We provide services which contribute to the spiritual and moral education of children. We provide Sunday school classes every Sunday where children are taught on the Christian doctrine. The teachings bring children to the full knowledge of Jesus Christ. Children are taught good moral behavior. • The church will continue to spread the good news of Christ through bible teachings in established home/cell groups. Home groups are conducted every week on a Wednesday to equip members with the word of God and these study groups are open to church and non-church members. • Our youth service is aimed at moulding our young generation into responsible citizens. Our youth are involved in various activities which make them interact with other youth groups from other churches. We have sponsored our youth to national conferences. We have also managed to sponsor our youth for social outings to allow them to interact with society thus imparting the Christian morals to the public. • AFMIM Croydon Fellowship organizes prayer outings each quarter to allow members an uninterrupted time of seeking the Lord. 

Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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• Carrying out, as a practical expression of religious beliefs, other activities (such as advancing education or conflict resolution, or relieving poverty), which may also be charitable-Jesus Christ commanded us in John 13:34 to love one another. As a church we have become our brother’s keeper by providing for the needy. In the period under review we have provided food, clothing, spiritual guidance, prayers and counselling to those in need. • Contributing to followers’ or adherents’ good mental and physical health; aiding the prevention of ill health, speeding recovery and fostering composure in the face of ill health- We carried out home visits to fellow members who were unwell from ill health. We also held prayers for their quick recovery and ensured that members had adequate clothing, food and financial support. • To help both the elderly and the young people through: The provision of recreational and leisure time activities provided in the best interest of Social Welfare and designed to improve their living conditions 


Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|We as Trustees of AFMIM CROYDON<br>FELLOWSHIP are committed to always abide by the<br>guidelines governing public benefit as issued by the<br>Charity Commission|
|---|---|---|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other 

Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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## **Achievements and performance** 

|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|**Church Board:**<br>The vision of Croydon Fellowship is “Building an<br>Inwardly Strong and Outwardly Focused believer and<br>Church. All departmental functions are therefore<br>aligned to the vision of the church. The year’s theme<br>was carried over from 2020 i.e. Missional Church<br>based on Mat 28:16 was recapitulated and<br>emphasised to the leadership team and roles were<br>outlined.<br>**Church Health:**<br>Croydon Fellowship church services were paused<br>when the government announced the first UK<br>national lockdown on 08thMarch 2020 due to the<br>Covid-19 pandemic. At this point church moved from<br>physical building to online platforms mainly Zoom<br>and Facebook. This continued throughout 2020 and<br>into 2021.<br>Throughout this period, we were able to sustain an<br>average 30 gadgets logged on the Sunday services<br>which on the law of averages meant the whole<br>membership would attend online services weekly.<br>The online Biblical teachings and preaching<br>continued to focus on building internal capacity of the<br>believers and church to sustain the outward focus.<br>The church continues to witness modest growth in<br>membership year on year with some new members<br>coming in.<br>The church continued to face challenges reaching<br>out and supporting the membership as they struggled<br>to cope with the pandemic. Over the course of the<br>pandemic the church continued to use opportunities<br>to meet outside in limited numbers to mitigate the<br>impact of social isolation. Members and the<br>leadership often found adaptation, isolation and<br>remote peer support quite difficult especially when<br>some members became unwell due to the Covid-19<br>infection.<br>During 2020/21 pastors continued to provide bible<br>teaching albeit virtually every Wednesday. The online<br>platforms enabled members that previously could not<br>attend face to face home groups meetings, to attend<br>the virtual bible studies in the comfort of their own<br>homes.<br>Many of the approaches which were successful in<br>2020 were carried over in 2021, in particular, the<br>intercession team continued to hold prayer meetings<br>weekly to allow virtual support to each other, to<br>intercede for the church, for the healing of the nation<br>and protection of the citizens from Covid-19 and that<br>the peace of God dwells among us. The November<br>annual weekend prayer and fasting was successfully|
|---|---|---|



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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convened online with speakers from within the region speaking through the weekend. All individual department (Ladies, Youth, Children and Men’s ministries continued to be suspended due to the Covid pandemic and all activities streamlined and consolidated to ensure safety of the congregants and compliance with the law and national public health guidelines. 

## **Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Achievements against<br>objectives set|Para 1.41||
|Performance of fundraising<br>activities against objectives<br>set|Para 1.41|£2190.00 net was generated towards the building<br>fund under a 5-year plan to raise £100 000 towards<br>the purchase of a building for charitable purposes to<br>the benefit of the local community|
|Investment performance<br>against objectives|Para 1.41||
|Other|||



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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## **Financial review** 

|**Financial review**|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|**See attached Financial statements**|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|The Charity will keep at NatWest Bank saving account<br>funds enough to cover one year’s current rentals and<br>building onto these funds enough to deposit for a church<br>building.|
|Amount of reserves held|Para 1.22||
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>deficit|Para 1.24||
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23||



**Additional information (optional)** You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47|The principal source of funds for Croydon Fellowship<br>remains its membership. The charity does not have any<br>other investments other that the normal savings account<br>with NatWest where the building fund remains ring<br>fenced.|
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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## **Structure, governance and management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document:<br>for example,trust deed,<br>memorandum and articles of<br>association etc|Para 1.25|**TRUST DEED**|
|How is the charity<br>constituted?<br>for example limited company,<br>unincorporated association,<br>CIO|Para 1.25|**TRUST**|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|**APPOINTED**|



## **Additional information (optional)** You may choose to include further statements where relevant about: 


**----- Start of picture text -----**<br>
Policies and procedures<br>Para 1.51<br>adopted for the induction and<br>training of trustees<br>Para 1.51<br>The charity’s organisational  Board of Trustees<br>structure and any wider<br>network with which the  Mr A Gandi  –Chair<br>charity works<br>E TAPA- Secretary<br>Dr HM Saziya, Mrs F Mupamhadzi, Mr M<br>Mukuwa, Mrs A Paradza, Mrs G<br>Chimbganda–Committee Members<br>CHURCH BOARD<br>Chairperson/Pastor (A.Chirara)<br>Vice Chairman (S Maruzani)<br>Secretary (M Mukuwa)<br>Adminstrator (J Mutudza)<br>Youth Pastor (Pastor D Zhwau)<br>Committee Members<br>P.Nyakunika/P Hodza/B Domingo<br>**----- End of picture text -----**<br>


Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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Para 1.51 Relationship with any related parties Other 

## **Reference and administrative details** 

|Charityname|AFMIM CROYDON FELLOWSHIP|
|---|---|
|Other name the charity uses||
|Registered charitynumber|1138816|
|Charity’s principal address|**4 Rushetts Close, Crawley Downs, RH10 4AX**|



## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year**|**Name of person**<br>**(or body) entitled**<br>**to appoint trustee**<br>**(ifany)**|
|---|---|---|---|---|
||A GANDI|BOT<br>CHAIRPERSON|||
||E TAPA|BOT SECRETARY|||
||H M SAZIYA|BOT COMMITTEE<br>MEMBER|||
||MR M MUKUWA|BOT COMMITTEE<br>MEMBER|||
||MRS F<br>MUPAMHADZI|BOT COMMITTEE<br>MEMBER|||
||MRS G<br>CHIMBGANDA|BOT COMMITTEE<br>MEMBER|||
||Ms A PARADZA|BOT COMMITTEE<br>MEMBER|||
||||||
||||||
||||||
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Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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– Corporate trustees names of the directors at the date the report was approved **Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 

## **Funds held as custodian trustees on behalf of others** 

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (optional information)** 

|**Names and addresses of advisers (optional information)**|**Names and addresses of advisers (optional information)**|**Names and addresses of advisers (optional information)**|
|---|---|---|
|**Type of**<br>**adviser**<br>**Name**<br>**Address**|||
||||
||||
||||
||||
|**Name of chief executive or names of senior staff members (optional information)**|||
||||



Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 



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## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 

## **Declarations** 

**The company has taken advantage of the small companies’ exemption in preparing the report above.** 

**The trustees declare that they have approved the trustees’ report (including directors’ report) above.** 

**Signed on behalf of the charity’s trustees/directors** 


**----- Start of picture text -----**<br>
Signature(s)<br>Full name(s)  Dr Harriet M Saziya<br>Alfred Gandi<br>    Position (for example  BOT Committee Member  BOT Chairman<br>Secretary, Chair, etc)<br>Date<br> 24/09/2022<br>**----- End of picture text -----**<br>


Trustees Annual Report AFMIM Croydon Fellowship 2020-2021 




## **AFMIM Croydon Fellowship** 

## **1138816** 

**Receipts and payments accounts For the period Dec-20 Nov-21 To from** 

## **CC16a** 

## **Section A Receipts and payments** 

|**A1 Receipts**|**Unrestricted**<br>**funds**<br>**to the nearest      £**<br>**32,109**<br>**2,190**<br>**1,060**<br>**4,015**<br>**1,140**<br>**40,514**<br>**-**<br>**-**<br>**40,514**|**Unrestricted**<br>**funds**<br>**to the nearest      £**<br>**32,109**<br>**2,190**<br>**1,060**<br>**4,015**<br>**1,140**<br>**40,514**<br>**-**<br>**-**<br>**40,514**|**Restricted**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Restricted**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Endowment**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Endowment**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Total funds**<br>**to the nearest £**<br>**32,109**<br>**2,190**<br>**1,060**<br>**4,015**<br>**1,140**<br>**40,514**<br>**-**<br>**-**<br>**40,514**|**Total funds**<br>**to the nearest £**<br>**32,109**<br>**2,190**<br>**1,060**<br>**4,015**<br>**1,140**<br>**40,514**<br>**-**<br>**-**<br>**40,514**|**Last year**<br>**to the nearest £**|
|---|---|---|---|---|---|---|---|---|---|
|Tithes & Offerings|**32,109**||||||||**33,003**|
|FundraisingActivities|**2,190**||||||||**3,239**|
|Ladies Fund Contributions|**1,060**||||||||**1,980**|
|Other Donations|**4,015**||||||||**2,227**|
|Other Income|**1,140**||||||||**815**|
|||||||||||
|**_Sub total_**_(Gross income for_<br>_AR)_|**40,514**||||||||**41,264**|
|||||||||||
|**A2 Asset and investment sales,**<br>**(see table).**||||||||||
|Interest Income|**-**||||||||**-**|
||||||||||**-**|
|**_Sub total_**|**-**||||||||**-**|
|**_Total receipts_**<br>**A3 Payments**||||||||||
||||||||||**41,264**|
|||||||||||
|Rent & Venue Hire|**2,500**||**-**||**-**||**2,500**||**5,790**|
|Fuel & Travel Costs|**-**||**-**||**-**||**-**||**260**|
|Subscribtion & Fees|**950**||**-**||**-**||**950**||**-**|
|Welfare Donations|**2,600**||**-**||**-**||**2,600**||**530**|
|Hall Hire & Other FundraingCosts|**-**||**-**||**-**||**-**||**-**|
|Motor Vehicle RunningCosts|**-**||**-**||**-**||**-**||**-**|
|Other Costs|**710**||**-**||**-**||**710**||**1,419**|
|Communication|**909**||**-**||**-**||**909**||**969**|
|Prayer Outing|**495**||**-**||**-**||**495**||**755**|
|Gifts and Honararium|**11,720**||**-**||**-**||**11,720**||**12,139**|
|Conferences|**-**||**-**||**-**||**-**||**1,320**|
|Card Machine Charges|**716**||**-**||**-**||**716**||**1,184**|
|Insurance|**658**||**-**||**-**||**658**||**654**|
|Equipment Purchase|**-**||**-**||**-**||**-**||**1,745**|
|PA System Maintenance|**-**||**-**||**-**||**-**||**32**|
|||||||||||
|||||||||||
|**_Sub total_ **|**21,258**||**-**||**-**||**21,258**||**26,797**|
|||||||||||
|**A4 Asset and investment**<br>**purchases, (see table)**||||||||||
|Church Equipment|**-**||||||||**-**|
||**-**|||||||||
|**_Sub total_ **|**-**||||||||**-**|
|**_Total payments_**<br>**_Net of receipts/(payments)_**<br>**A5 Transfers between funds**<br>**A6 Cash funds last year end**<br>**_Cash funds this year end_**||||||||||
||||||||||**26,797**|
|||||||||||
||**19,256**||||||||**14,467**|
||||||||||**-**|
||**87,007**||||||||**72,540**|
||**106,263**||||||||**87,007**|



CCXX R1 accounts (SS) 

24/09/2022 

1 



## **Section B Statement of assets and liabilities at the end of the period** 

|**Categories**<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**B5 Liabilities**<br>**B3 Investment assets**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B1 Cash funds**<br>**B2 Other monetary assets**<br>|**Details**|**Details**|**Unrestricted**<br>**funds**<br>**to nearest £**|**Unrestricted**<br>**funds**<br>**to nearest £**|**Restricted**<br>**funds**<br>**to nearest £**|**Restricted**<br>**funds**<br>**to nearest £**|**Endowment**<br>**funds**<br>**to nearest £**|
|---|---|---|---|---|---|---|---|
||**Main bank account**||**32,809**||**-**||**-**|
||**Ladies bank account**||**8,713**||**-**||**-**|
||**Building fund**||**64,741**||**-**||**-**|
||||**106,263**||**-**||**-**|
||||||||OK|
||||||||**Endowment**<br>**funds**<br>**to nearest £**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**Current value**<br>**(optional)**|
||||||**-**||**-**|
||||||**-**||**-**|
||||||**-**||**-**|
||||||**-**||**-**|
||||||**-**||**-**|
||**Details**<br>**Details**||**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**liability relates**||**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Amount due**<br>**(optional)**||**Current value**<br>**(optional)**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**-**|
||||||||**When due**<br>**(optional)**|
||||||**-**|||
||||||**-**|||
||||||**-**|||
||||||**-**|||
||||||**-**|||
||Signature<br>||Print Name<br>**Alfred Gandi (MIET)**<br>**Dr Harriet M Saziya**|||||
||||||||Date of<br>approval|
||||||||**24/09/2022**|
||||||||**24/09/2022**|
|||||||||



CCXX R2 accounts (SS) 

24/09/2022 

2 



OFFICIAL 


# **Independent examiner's report on the accounts** 

**Section A                        Independent Examiner’s Report** 

**trustees/directors/ Report to the AFMIM Croydon Fellowship members of** 

**On accounts for the year** 30 November 2021 **ended** 

> **Charity no.:** 1138816 Company no.: 

**Set out on pages** 

||I report to the charity trustees on my examination of the accounts of the|
|---|---|
||Company for the year ended**30 / 11 / 2021**.|
|**Responsibilities and**|As the charity’s trustees of the Company (who are also the directors of the|
|**basis of report**|company for the purposes of company law), you are responsible for the|
||preparation of the accounts in accordance with the requirements of the|
||Companies Act 2006 (“the 2006 Act”).|
||Having satisfied myself that the accounts of the Company are not required|
||to be audited for this year under Part 16 of the 2006 Act and are eligible for|
||independent examination, I report in respect of my examination of your|
||charity’s accounts as carried out under section 145 of the Charities Act 2011|
||(“the 2011 Act”).  In carrying out my examination, I have followed the|
||Directions given by the Charity Commission (under section 145(5)(b) of the|
||2011 Act.|



|**Independent**<br>**examiner's statement**|I have completed my examination. I confirm that no material matters have<br>come to my attention which gives me cause to believe that:|
|---|---|
||• accounting records were not kept in accordance with section 386 of the|
||Companies Act 2006; or|
||• the accounts do not accord with such records; or|
||• the accounts do not comply with relevant accounting requirements under|
||section 396 of the Companies Act 2006 other than any requirement that the|
||accounts give a ‘true and fair’ view which is not a matter considered as part|
||of an independent examination; or|
||•the accounts have not been prepared in accordance with the Charities|
||SORP (FRS102).|



I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

|**Signed:**<br>**Name:**||23/09/2022|
|---|---|---|
||||
||Munya Mtetwa||



**Relevant professional** 

1 

**IER** 



OFFICIAL 

## **qualification(s) or body (if any):** 

**Address:** 4 Shiers Avenue, Dartford, DA1 5FQ 

## **Section B                           Disclosure** 

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

**Give here brief details of any items that the examiner wishes to disclose** . 

2 

**IER** 

