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2022-12-31-accounts

Annual Report 2022

May 2023

St. Luke’s Church, Ramsgate

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Contents

1 Introduction – Vicar’s Report ..............................................................................3
2 Aims and Purposes ..............................................................................................5
3 Activities .............................................................................................................5
3.1 Cafe4All Report ...............................................................................................5
4 Achievements and Performance ..........................................................................7
4.1 Sunday Services: In-Person and Online ...........................................................7
4.2 Pastoral Offices ...............................................................................................7
5 Structure, governance and management .............................................................8
5.1 Electoral Roll Report .......................................................................................8
5.2 PCC Membership ............................................................................................8
5.3 PCC Policies .....................................................................................................9
5.4 PCC Report ......................................................................................................9
5.5 Staffing ......................................................................................................... 10
5.6 Church Fabric Report .................................................................................... 10
5.7 Thanet Deanery Synod Report ...................................................................... 11
5.8 Minutes of Annual Parochial Church Meeting – Sunday 22nd May 2022 ........ 12
6 Administrative Information ............................................................................... 16
7 Financial Review ............................................................................................... 16
7.1 Financial Review 2021 ................................................................................... 16
7.2 Independent Examiner’s Report .................................................................... 19
7.3 General R and P ............................................................................................ 20
7.4 Fund Totals ................................................................................................... 22
7.5 Income and Expense Analysis ....................................................................... 24
7.6 Statement of Assets and Liabilities ............................................................... 27
7.7 Notes to help explain the 2022 accounts ....................................................... 28

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1 Introduction – Vicar’s Report

I write this reflection on 2022 at the start of May. Spring is in the air. The trees outside are transforming from dead skeletons into luscious green canopies and the lawns are growing thicker and deeper with a beautiful sprinkling of daisies, dandelions and even bluebells. The cold winter has ended, new life abounds.

St. Luke’s sprang to life again in 2022. The pandemic had severely restricted church activities in 2020 and 2021 - but did not kill it. In those years God planted new seeds and their first shoots of growth sprung up, but 2022 was the year when this new life flourished. Cafe4All, started in 2021, continued to develop and blossom in 2022, even adding more hours in the form of a ‘Warm Space’ as winter began. The music group, newly reformed, grew in numbers, confidence and strength throughout the year, culminating in a wonderfully expanded choir at our Christmas services. Claire Coleman, our curate, who started in 2021, continued to bloom as her ministry developed and grew. She was Priested at Canterbury Cathedral in June, which was one of the highlights of the year.

The number of young people who attend the church has grown steadily. They have not returned to prepandemic levels, but things are heading in the right direction. Play and Praise, our parent and toddler group, gained new leaders as Fiona stepped down after many years of faithful service. The Sunday morning children’s groups grew steadily, although Sparklers, the group for the very youngest had to close temporarily in September due to lack of leaders and members. The Youth Initiative has developed over the year and been a great support to the handful of young people who attend. They have also joined with other local groups once a month for a larger gathering called the Event.

The relationship with St. George’s church strengthened significantly. I was appointed as Priest in Charge in May 2021, but 2022 saw a growth in ties between the two churches. This occurred through a number of events: a performance of Mark’s gospel by one man (‘I am Mark’) in February, a joint service and barbecue to celebrate the Queen’s Platinum Jubilee in May, a celebration Barbecue after Claire’s priesting, watching the Queen’s funeral on the big screen at St. Luke’s and a Commemoration service for her majesty at St. George’s church. A new social events group was formed in the summer with members from both St. Luke’s and St. George’s. Their first event was a Light Party for both churches held at St. Luke’s, which was a great success.

Small groups returned in 2022. These brought together people from St. Luke’s, St. George’s and Christ Church. They began in February with five groups running Christianity Explored. This ultimately, led to seven people being confirmed at St. Luke’s in November along with seven from other local churches. What better expression of new life in 2022 could you have? In May we joined with Churches Together in Ramsgate for four sessions led by Robin Plant, called ‘Can we trust the gospels?’ In the summer the small groups learnt about wisdom from Proverbs, before moving on to studies based on the Sunday sermons in the autumn. Although not all five groups continued throughout the year, three of them have become well established and I believe are a great aid to the growth of community and discipleship in the churches.

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More now use our church building. Not only did Cafe4All expand with Warm Spaces at the end of the year, but in the summer the local Youth with a Mission group started using the church on Fridays for as a place for women to find safety, hope and community. The Thanet Light Orchestra also used the church for their rehearsals on Wednesday evenings throughout the year and put on a wonderful concert in the summer. It was also used for other concerts, especially in the lead up to Christmas.

The year was not without its challenges. It was the year when the war in Ukraine began, the queen died and the cost-of-living crisis began to bite. St. Luke’s broke even financially despite not asking people to increase their regular giving in 2022. This was because of a number of generous donations in the last couple of months, for which we are very grateful.

There were also challenges for the wider church in Thanet. Sadly, Christ Church had to take the decision to cease Sunday services after Easter and Glo Gen church decided to close in the early summer. This left many people feeling homeless when it came to church, but we hope that some of those have been able to find a home with us at St. Luke’s.

A challenge came for St. Luke’s at the end of the year. In November a storm caused serious damage to the wall on the east end of the church. A number of the stones that cladded the upper wall fell off and cascaded down the North side of the chancel roofs. Thankfully, the insurers agreed to pay for the damage, which cost around £30,000.

The year ended with great sadness. Chris Tull, our maintenance worker and gardener for eight and a half years, died unexpectedly two days before Christmas. We deeply miss his friendship, skills and hard work.

The lawn grows thicker and deeper outside my study window. It is bitter-sweet. It reminds me that Chris is not around to mow it, but also that God is constantly bringing new life to his people as he has done for St. Luke’s in 2022.

Paul Worledge

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2 Aims and Purposes

St Luke’s Church PCC has the responsibility of co-operating with the incumbent, the Revd. Paul Worledge, in promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has responsibilities for the maintenance of the St. Luke’s church building and church hall. The hall is situated next to the church building in St. Luke’s Avenue, Ramsgate.

3 Activities

2022 saw the growth in a number of activities. These were the regular weekly activities running by the end of the year:

11:00-12:00 Sunday Service, including groups for ages 0-14. With Livestream. 17:00-19:30 Youth Initiative

Monday 09:30-10:00 Daily Prayer (St. Luke’s) Study Group in evening

Tuesday 09:30-10:00 Daily Prayer (St. George’s) 09:30-11:30 Christ Church Toddlers in St. Luke’s Hall

Wednesday Study group in the afternoon and Study group in the evening

Thursday 09:30-10:00 Daily Prayer (St. Luke’s) 10:00-11:30 Café4All (See below) 11:30-15:00 Warm Space

Friday 10:00-11:30 Play and Praise (Parent and Toddler Group) 12:30-14:30 Gather Women’s Drop In (Run by Youth With a Mission at St. Luke’s)

Saturday 09:30-10:00 Daily Prayer (St. George’s)

There were also termly prayer meetings, often on a Monday evening.

The hall was regularly rented to slimming groups on a Tuesday and Thursday evenings and the Church to the Thanet Light Orchestra on Thursday evenings.

3.1 Cafe4All Report

Café 4 All takes place each Thursday between 10-11.30am at St Luke’s Church Building. We aim to provide a welcoming and safe space where we hope that the 20+ people attending will feel special and see something of ‘God’s Love’ through

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the offer of free coffee, tea, pastries, cakes etc. and also enjoy the welcome interactions and opportunity for a relaxing chat. We continue to let the project evolve through the inclusion of all who take part. Although we don’t specifically provide a Christian message, being in the Church building we are able to support others meeting during Café 4 All and to ‘signpost’ people to other church activities and to explore ways of getting any support needed. We trust in God that visitors are encouraged to want to explore further. On occasions we take cake out during visits to those currently unable to attend church.

The Café 4 All team is led by Andrew McMillan and the members include Charlie, Lesley, Mike, Peter Richard & Lois. Unfortunately Rosa and Claudia had to step back from the being core team members for personal reasons, however they still support us through prayer. We also enjoy additional support from others who attend the Café 4 All on a regular basis. Part of running Café 4 All is looking after each other within our core team and we hold a couple of social events one in the summer and one around Christmas time. These give us a chance to thank team members and give time for both celebration and reflection on how God is using us for His work. The running costs for Café 4 All are funded by donations for which we thank God. A key feature is: what is provided to people using Café 4 All, is provided free of charge. We do however received donations which are paid into church funds. Anyone who wants to offer support by making cakes etc. but isn’t in a position to buy ingredients can speak to a member of the team and we will endeavour to supply what is needed.

We have team meetings as necessary where we work to plan ahead. We always start our meeting with a bible focus e.g. Hebrews 10:24-25 And let us consider how we may spur one another on toward love and good deeds, not giving up meeting together, as some are in the habit of doing, but encouraging one another and all the more as you see the Day approaching.

Developments during the year:

As we look ahead to 2023, we give thanks and praise to God for all that has been achieved especially recent increase in visitors to ‘Warm Places’ and we ask for His blessing and help that we can both continue in our current format and to develop stronger links between Café 4 All and people who could benefit from what we offer.

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Andrew McMillan

4 Achievements and Performance

4.1 Sunday Services: In-Person and Online

2022 was the first year since 2019 where attendance was not impacted in a major way by Covid. The chart below shows that adult attendance returned to more normal levels for St. Luke’s, but the number of children was lower than prepandemic. There was also still a significant number watching online at home.

The usual attendance on a normal Sunday was 61 adults and 15 children, with an estimated 134 people in the worshipping community at the end of 2022:

Children(Age 0-10) 25
YoungPeople(Age 11-17) 11
Adults(Age 18-69) 72
Adults(Age 70+) 26

4.2 Pastoral Offices

In 2022, we had 9 baptisms (including 1 adult baptism), 3 marriages and 10 funerals linked with St. Luke’s.

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5 Structure, governance and management

5.1 Electoral Roll Report

This year we removed 14 names from the electoral roll (people who had moved away or changed churches) and added 15 new names of those who had applied to join the electoral roll this year. The new roll has thus increased from 99 to 100. Of the 100 on the 2023 electoral roll 33 live in the parish, down from 36 last year. James Patterson (Electoral Roll Officer).

James Patterson – Electoral Roll Officer

5.2 PCC Membership

The PCC is the Parochial Church Council of St. Luke's church. Members include the vicar and those elected at the Annual Parochial Church Meeting by those who are on the church electoral roll. It has responsibility to oversee the running of church life and the churches mission in collaboration with the vicar and has a legal responsibility to oversee the upkeep of the church buildings and the running of the church finances. Here is the membership:

Licensed Clergy: Rev. Paul Worledge (Chair) Rev. Claire Coleman

Wardens Mr. Christopher Waldie (Resigned May 2022) Mr. Andrew McMillan (Elected May 2022) Mrs. Brenda Walters-Erlam (Elected May 2022)

Representatives on the Deanery Synod:

Mr. Peter Shakeshaft (Resigned May 2022) Mr. Andrew McMillan (Resigned May 2022) Mr. Mike Turner (Elected May 2022) Mrs. Alison Hawthorn (Elected May 2022) Elected members: Mr. David Perkins (Elected 2022) Mr. Olamilekan Asa-Afariogun (Elected 2022) Mrs. Claudia LeBaigue (Elected 2022)

Mrs Pauline Emptage (Elected 2021) Mrs Audrey Tucker (Elected 2021) Dr. John Neden (Elected 2020) Mr. James Patterson (Elected 2020) Mrs. Willow Whybrow (Elected 2020) Mr. Simon Williams (Elected 2020)

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Co-Opted Members

Mrs. Nicky Galer (Treasurer) Vacant (Secretary)

The PCC has a standing committee consisting of the Incumbent, Secretary, Treasurer and Wardens. This group can meet to make decisions on behalf of the PCC when decisions need to be made quickly.

In addition, The PCC also appointed the following officers:

Parish Disclosure Officer: James Patterson

Health and Safety Officers: David Perkins and Simon Williams

Cheque Signatories: Nicky Galer, Paul Worledge, Andrew McMillan, Brenda Walter-Erlams Online authorization of payments: Nicky Galer and Peter Shakeshaft

Hall Bookings Manager (Regular bookings): Pauline Emptage

5.3 PCC Policies

As well as setting a budget each year, the PCC annually reviews a number of policies to ensure that we are meeting our legal responsibilities to care for the people who we work with. These include:

5.4 PCC Report

During 2022, 7 PCC meetings took place including the APCM. The Standing Committee also met prior to each meeting to discuss pressing issues and to draft the agenda for the PCC meeting. All meetings were quorate with, on average, 10 members attending each PCC meeting during the year, an increase of 2 when compared with the 2 previous years. The APCM was also well attended, with a total of 44 members of the congregation attending (including PCC members).

In 2022, there was a total of 15 PCC members, as follows: Rev Paul Worledge, Rev Claire Coleman, Andrew McMillan, Nicky Galer, Brenda Walters-Erlam, David Perkins, Pauline Emptage, Audrey Tucker, Willow Whybrow, Simon Williams, Alison Hawthorn, Mike Turner, Olamilekan Asa-Afariogun, John Neden and Claudia LeBaigue. These are some of the things discussed and approved by the PCC in 2022:

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Following the end of the Pandemic years and after a slow return to ‘normal’, we saw new shoots spring up at St Luke’s, with an increase in the numbers joining the congregation. Livestreaming of Sunday services has continued, and the music group has improved under Alison and Fiona’s guidance.

The number of members attending PCC meting has improved, with members engaging better at meetings. We pray that new members will be added to the PCC, thus bringing more expertise where it is greatly needed.

May God’s blessings be with us all.

Brenda Walters-Erlam April 2023

5.5 Staffing

The PCC employs 3 part-time staff:

5.6 Church Fabric Report

In January 2022 St Luke’s was awarded the Eco Church Silver award. Our thanks to Christopher Waldie for doing all the preparatory work that was needed to obtain the award.

During 2022 we see the departure of Christopher Waldie, as he and his family moved to Ireland to start a new life.

We also had the sad and sudden passing of Chris Tull our Gardening and Maintenance person, late December 2022. This has left a void in the Building Maintenance Team.

During the year Chris Tull did many plumbing, electrical and general repair works to the Church and the Hall. The toiles in the Church have been the most problematic, with many breakdowns. Chris Tull also completed Work to areas of the stonework of the church building during the year.

The new Buildings Team met twice during the year. The team was made up of members of the PCC and were as follows: Brenda Walters-Erlam, Simon Williams, David Perkins, Claudia Le Baigue and Chris Tull who was on the team by virtue of his role as St Luke’s Gardening and Maintenance person.

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The team conducted a review of the current Health & Safety Policies, and minor changes were made to the policy. There was also a review of the asbestos situation, and it was agreed that the last report stated that there was low risk in the church and as such we would obtain sticker to warn of the danger that could arise if the surfaces were broken. The team discussed the possibility of members doing a short asbestos awareness course as we do not have the necessary knowledge or expertise in that area.

In September 2022, the Quinquennial Inspection took place, and the report highlighted area for attention.

The Building Team Going forward.

It is hope that new members will be appointed or co-opted to strengthen the team. There is much work to be done on a regular basis to maintain the buildings. In 2023 we will be focusing replacing Chris Tull, the upgrading of the toilets and kitchen work-surfaces of the hall with a view to making the hall more attractive for hirers. We will also be hoping to increase the hiring of the hall so that it can achieve sufficient income to at least cover all its costs. We will also be calling upon the talents within the congregation for advice and assistance as needed.

Brenda Walters-Erlam Church Warden, April 2023

5.7 Thanet Deanery Synod Report

This year we had a few Deanery Synod meetings. The first was from a minister who had been give the job of the Ministers representative for rural affairs, he was from a city so I think he mostly wanted to have a go driving a tractor but spoke very well on the plight of farmers having a relatively solitary existence and asked for volunteers who could keep him abreast in the locality. We also had a visit from a vicar who was looking into the role of rural / village churches and how they could be used.

The Deanery Roadshow in September was a presentation from the new Archdeacon and the Diocesan Secretary about the Diocesan finances and how these would impact the amount that each Parish would be asked to pay in 2023. There were opportunities for questions and discussions about the final pressures we were all under. We also had a meeting where the local schools work “ACTS” gave a very good presentation on the role they play and the challenges they have in keeping the work running.

Sadly the Deanery Lay Chair of several years standing, Carole Bean, died suddenly at the end of November.

Mike Turner (Deanery Synod representative) and Paul Worledge (Vicar)

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5.8 Minutes of Annual Parochial Church Meeting – Sunday 22[nd] May 2022

Present: The vicar and 43 others attended in person. (List attached)

Apologies for absence

Kate Neden, Nicky and John Galer, Rosemary Ebelthite, Terry Harrison and Simon Williams

Minutes of the APCM of 18th May 2021

The minutes were accepted as a correct record of the Annual meeting.

Matters arising

There were none

Annual Reports

Members were sent the link to access the Annual reports pack on St Luke’s website. At the meeting, the content of the report will be taken as read.

At the end of the year there were 99 people on the Electoral Register. 10 people were removed and 15 added to the register. Of the 99 people on the register 36 live in the Parish as compared with 33 in 2021.

During 2021 the Church Warden (Christopher Waldie) along with the Maintenance Worker Christopher Tull have managed to address and resolve many issues relating to the Church Fabrics. These included the following:

Facilitating the independent fire safety inspection commissioned by St Lawrence College. Also following up with relevant actions to resolve points raised.

Resole low water pressure and track and fix at the rear of the church.

Routing of the wires through the Crypt to provide sockets for the live-streaming equipment.

Completing the application and registration of St Luke’s as an Eco-Church.

Compilation of the Inventory of the Church’s assets. The on-going process of ensuring that higher value items are security marked. Also, the marking of the church’s metalwork as required by our Insurer.

In 2021 the Deanery Synod met 3 times (twice on Zoom and once in-person).

The in-person meeting was an open event, in conversation with Bishop Rose held on 25th November 2021. “This was an interesting evening with some Deanery Reps attending from across Thanet putting questions to Bishop

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Rose and hearing her words of wisdom. It was a good opportunity to get to know and understand more from Bishop Rose.”

4iv Finance Report – including approval of Accounts (page 23-35)

Member unanimously gave a vote of thanks to Nicky Galer (Treasurer) for managing to complete the annual accounts during such a challenging time for her personally.

It was useful to start 2021 with no debt. We are thankful for the grant from the Diocese which allowed us to payoff the remaining Parish Share for the year.

Proposal: That the Annual Accounts are adopted in its entirety following the report of the Independent Examiner.

Proposed by: Christopher Waldie Seconded: Ced Hann

Passed unanimously.

Other reports in the annual report pack were taken as read.

Prayers of thanksgiving for 2021 - were said by Andrew McMillan and Willow Whybrow

Thank you to those who have served

During 2021 there were 14 members on the PCC including the Vicar. PCC members are elected to hold office for 3 years on a rotational basis. Each year 3 members are expected to step down or stand for re-election.

There are 2 Deanery Synod member who are on the PCC by virtue of being Deanery Synod Representatives.

Paul Worledge thanked everyone who has helped during the year. He then went on to thank in particular:

Ced Hann for serving St Luke’s for many years, especially by leading services, which he had recently stepped down from doing. He continues to help with the counting, and preparing money for banking among other duties.

Christopher Waldie has been the sole Church Warden for 2 years and will be leaving the congregation because of his family move to Ireland. Some of the many duties Christopher performed as Church Warden and a member of St Luke’s congregation were leading Sunday Services, helping in setting up live-streaming, gardening, complete application and obtaining Eco-Church credential for St Luke’s.

Paul Worledge thanked Christopher for all the work he has done and support he has provided. A gift was given to Christopher on behalf of the PCC.

Election and appointment of PCC members

6i Churchwarden x2 – Annual Parish Meeting

Andrew McMillan and Brenda Walters-Erlam were proposed and duly elected as Churchwardens.

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David Perkins and Olamilekan Asa-Afariogun were re-elected to the PCC. New member Claudia le Baigue was also elected to the PCC.

6iii Deanery Synod Reps x2

Alison Hawthorn and Mike Turner were confirmed as the new Deanery Synod Representatives.

Alison Hawthorn

Proposed: Pauline Emptage Seconded: Victoria Waldie

Mike Turner

Proposed: Peter Erlam Seconded: Willow Whybrow

6iv Independent Examiner

Peter Cottington to continue as the Independent Examiner for another year.

Proposed: Andrew McMillan Seconded: James Patterson

Unanimously agreed.

Prayer for the PCC Officers

Christopher Waldie and Claire Coleman led prayers.

Three Challenges and Opportunities Ahead

Vicar’s Reflection

Paul Worledge in his Vicar’s report put forward 3 challenges for us in 2022. These were:

growing disciples and building community, Children and Youth and changing structure to improve our organisation and efficiency.

Jesus said, “Go and make disciples of all nations….” (Matthew 28:19)

We need to pray for the prosperity of people around us. We need to encourage and support each other in the way we live. For example, Cafe4All allows us to speak to each other outside the regular Sunday services, to support each other where we can help and with prayers. It allows us to build community within the church and outside the community.

Several initiatives have taken place during the year to re-ignite people and to develop our faith:

Christianity Explore Courses and away day.

Robin Plant 4 weeks course at the Salvation Army.

Daily prayers at St. Luke’s and St. Georges.

Youth Initiative

Plans for developing Growth Communities.

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7ii Children and Youth

Play and Praise help young mothers to meet others in their situation and find support.

Since the start of Covid isolation period the number of children attending St Luke’s have fallen by around 50%.

“Our Sunday Club has changed the way they run their meetings slightly and we are completely reimaging the way we do our youth work to be more focused on building up the faith of those attending and equipping them to lead, rather than trying to have contact with as many young people as possible.”

The plan is to continue to develop Play and Praise, the Youth Initiative and introduce the Church of England Growing Faith initiative to young people.

The plan is to set up 4 sub-groups within the PCC. These are:

Buildings Sub-group

Finance Sub-group

Human Resources sub-group

Evangelism & Discipleship Subgroup

The hope is that members of the congregation with specific skills and expertise can be

co-opted into a sub-group to strengthen that group as is necessary.

Discussions, questions, and Comments

It was felt that the year had posed many challenges that have been overcome by the grace of God. As a community we can move forward and face the big challenges that we have ahead. We can do so by being more creative for example by sharing resources, times of services etc.

Any other business – There were none.

Closing prayers for the future by Paul Worledge.

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6 Administrative Information

St Luke’s Church is situated on the corner of Hollicondane Road and St Luke’s Avenue, Ramsgate. It is part of the Deanery of Thanet, in the Diocese of Canterbury, within the Church of England.

The Parochial Church Council was registered with the Charity Commission on 25th October, 2010. Registration No: 1138535.

Church Office: (10am-2pm, Tuesdays and Thursdays).

Bankers:

CAF Bank Ltd. 25 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JQ CCLA Investment Management Ltd. , The CBF Church of England Funds, 80 Cheapside, LONDON, EC2V 6DZ

Independent Examiner: Mr. Peter Cottington, 81 Dane Crescent, Ramsgate CT11 7JS

7 Financial Review

7.1 Financial Review 2021

Financial Review 2022

General Fund

This fund includes all transactions concerned with the day to day running of the church, church building, the cost of running services, outreach and both adult and child training. The largest commitment is the Parish Share, paid to Canterbury Diocese to cover the cost of our vicar and various other Diocesan expenses and initiatives.

The Parochial Church Council (PCC) always knew that 2022 would be a challenging financial year with a predicted budget shortfall of £14,633.40. This was the amount needed from extra donations to make ends meet and ensure we could pay our Parish Share (£52,007). However, for the first time in a number of years, there was money left over after paying the Parish Share. This was partly down to the fact that £10,000 was given towards the Parish Share by The Canterbury Diocesan Board of Finance.

We are encouraged and grateful to God that in the midst of such a difficult year, with the cost-of-living crisis, so many people have continued to be so generous and been able to continue to support the church through faithful regular giving and generous one-off donations. Without these, we would not have been able to break even.

To increase giving to St Luke’s a commitment Sunday is held annually towards the end of the year. This is an opportunity for people to consider their support to the church in the coming year, both in action and financially. The response allows for an accurate budget to be prepared for the following year and is crucial for informing decisions made by the PCC. However, in 2022 we did not hold a commitment Sunday, as St Luke’s were sensitive to the hardship a number of people faced due to the cost-of-living crisis.

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Hall Fund

Due to the coronavirus restrictions the hall could not be used for a lot of the 2021, although these restrictions did not affect the Hall during 2022, there were no new groups coming forward to hire the Hall on a regular basis. Total income from rentals amounted to £7,363 which was slightly higher than 2021 due to more one-off bookings. This year the Thanet Winter Shelter was again unable to use the hall (previously the hall was being used once a week over the winter period – it was provided free of charge to support the local multi church homeless project).

We were however able to make a number of savings to mitigate the lost income on the hall fund, this included sharing the costs with the Church for the first time in a number of years, such as cleaning and gardening costs.

Donations

As detailed on the page ‘Notes to Accounts 2022’, a number of one-off donations were made by some individuals towards the general running of the church in 2022, including large one-off donations of £1,000, £7,000, £4,000 and £2,000, as well as some donations of over £100. There was also a £500 donation towards the Excess on the Insurance claim for the roof leak which occurred in 2022. The Independent Examiner kindly donated his gift (£60) to his chosen charity, the Red Cross Ukraine appeal. Donations were received to the new Capital Fund of £5,000, this was a legacy payment from the estate of Pam Morecroft. This restricted Capital Fund is only to be used for capital works or projects and not on ongoing costs. E.g., it could be used to replace the heating system, but not used for maintenance works or gas bills. It had also been agreed to have a policy where any legacies received, where no specific designation is given as to how it will be spent, will be added to this new Capital Fund.

Reserves Policy

It is considered good practice to hold around three months of general expenses as a reserve fund. Based on 2022 expenditure this would amount to around £17,500. The PCC endeavours to keep £5,000 in the hall fund to cover ongoing maintenance and agreed that £5,000 should be held in a Church Building Fund for one off essential repairs to the church building. At the end of 2022 the Hall Fund stood at a deficit, however due to there being money left over in the General Fund, a transfer took place and the Hall deficit was wiped out. The Church Building Fund stood at £5,000. It should be noted that with the Capital Fund holding £22,000, there is less danger of cash flow problems.

Charity Commission

The Parochial Church Council (PCC) of St Luke’s Ramsgate is a registered charity with the Charity Commission. There is a requirement to upload financial information with the Annual Report to the Charity Commission website each year. Our charity number is 1138535.

Finance Personnel

The PCC appoints its Treasurer at the first meeting after the Annual Church Parochial Meeting (APCM). The PCC Treasurer is Mrs Nicky Galer. The PCC has a Bank Mandate which confirms the signatories to the accounts and this stipulates that two signatures are required at all times. In addition, other personnel have been appointed to assist the smooth running of the finances. These include a Hall Manager; responsible for bookings and collection of rents for the church hall. A Utilities Manager; who oversees the utility bills. A Banker; who collects all money and pays it to the bank. A Second Authoriser; chosen from the PCC to check and confirm all electronic payments. Additionally,

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nominated people have been chosen to maintain the petty cash accounts that are held within the various church groups.

Financial Risk Assessment Policy

This policy was updated in 2021 to show some name changes, it was updated again in 2022 to show a new process for donations towards refreshments at Sunday Services and Cafe4All (which takes place on a Thursday morning).

2023

Having seen a good response to help with the financial needs from 2022 the PCC now look to the expected financial position for 2023. After preparation of a budget, it is anticipated that we are facing a deficit of £11,228 for 2023 although due to refunds at the beginning of the year on gas and electricity bills from 2022, this may be reduced. The Parish Share has increased slightly to £56,768. Any deficit will need to be covered through extra donations or increased regular giving. To reduce the deficit the PCC will continue to consider cost saving strategies and keep finances on the agenda at all PCC meetings.

Whilst the PCC is keen to pay the Parish Share in full each year, it acknowledges that it would not be good stewardship of money to deplete all funds which may be needed to keep the church building working, safe and in good repair. For this reason, the PCC resolved in Feb 2020 to hold back the following reserves, even if it means not paying the Parish Share; £5,000 in the Hall Fund and £5,000 in the General Fund. Additionally, if the sum of the balance in the General Fund and the Hall fund would fall below £5,000 on payment of the Parish Share, then payment of the Parish Share should be suspended, the Diocese informed and the PCC to monitor future payments.

Some of the heaters in the hall are not working and will need replacing, we are also considering improvements to the hall toilets.

Please continue to pray about the financial needs of St Luke’s and our individual response to this need. If you are a tax payer, please remember to sign a Gift Aid Declaration and ensure that any gifts you make are identifiable by putting your name on the slip available with giving envelopes. Tax reclaims increase giving without further cost to donors. Donations can always be made via BACS, but please do advise the treasurer if the gift is for any other purpose than the General Fund. Please also remember to look at Give as you Live. This is a scheme where the church receives a donation when you make online purchases. Please look at their website or app and consider using this scheme when making purchases.

If you have any questions about church finance, please do not hesitate to ask.

Nicky Galer Treasurer to the PCC St Luke’s Church Ramsgate

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7.2 Independent Examiner's Report Thts Teporton thellDandal olthe PCCktTtheyMrtDJtd 31Dethnber20ZL tthe audft requlrpmthtunders(110th.14412101 th• CharlthArt2011 notapptya¥¥dtha¢a Independent examthatlon li Is my Tespon5ibllltyto.' EumlThe the fln•ntlal mreTnenty 14S rfth• 2011 Art F￿0 th• proredure5 la￿ down lrt Ib• A•tt•ral dtr•¢llons Lyih• aMTXy ¥J•r Cllon 145ISI(b)of th• 201 l A¢r. Ind Th$¥ rwL IndUd1￿ myx•t•m•nL pr¢p•r•d otylyfuYth•d4rltyi body. My work hasE•eTh undeTtakeN so that I mJt%tat• to the d￿￿￿11￿51¥e those m•ntrs l rtquirt4 are ￿ them In an Indewudent tyamlnerfs rtport•nd for noOtherpUry￿ To fvll¢# tThut permltted by law. I do Iccworas￿mt reynglblHrywin)￿rbt other the ch•rlryand the cknrlwi mLrtee isi bodyfrjr mymmlnaiion WQTK foTthl¥ orforthexthmenu I hayr m•d CommlsloLAoxmln•tlofi Ind¥d•i a r•th¥olthe actryJnttn8 records kw byth• Pccand • compArlton tsfth•¥ecounts those r•cord% It¥lso In(Jdn conthjerlryany Itemi or dlsdosures In th• finincknl ttatemtnts Ind ￿￿r4eXPl•mIIo￿rrOffl truJteeamrrnlw ¥uth m•tter& Th• pr￿ed￿TelY￿deft1keD do w pro￿ ￿1 the thd¢K¢th•twould bt requlrtd In ￿ 4udlL •D41 consequently I do noi e¥prtss •n iudlt4wnlon •s toetherthe finiociil A•ttTrffliprxN¢•tr and talrvW And th• T*POrt li Ilmrted to those m•rtern Sn the below. attoundn8 r•corth In xcordan(¢wlth Mltlon 130dth¢ Zoll A¢L' and 10 iYep•rt hhinctsl rtatemeg whlch ac(oYd wJthth•a£¢0unr￿r￿•rdi and(Oll￿tY￿1￿IlI¢ requtrtmemtsofihe ZOII hrt h•ve not been ML. or (21 to whl¢h, In myoplrtt¢n.atten¢kn th￿kIb• dra￿ In ord•rto th• IID•nd•J s¢•t¢mentstob¢ r¢xhe 17/1/ Il•y202J P.E. 81, DantCrn5¢tn( RaM41￿K¢￿t CTII 19

7.3 General R and P St Luke's Church Rarnsgat• Receipt5 and payrnents S•le¢t•d p•riod.' 01 January 2022 10 311)•c•mb•f 2022 •1 J•nU•ry 2121 TO 31 D•¢•mb•f 2021 01 J4fl111ry 2021 31 O•¢wAD•r 2021 G•n•rw. GM•r•i Iiwi ,iflityJ 911?C 7892CO 40 179 O) Y 2eJo0 1S.•>SJX 7,671 Cl) Onwjwoth Abjo Ic c ?427 TJ •¢2 y20tr 2.•BY 78 IWQ74 ?1 21CO) 1040 Iijo 14 OAII 10.104 1.913 47 ?71 Athjff￿ ODnoni •DC O) Tuty O.M7.?0 T•f•i e74 ¢3 I tee AS9.11 51 C•J $6 CO 41497Qt 60.U49.00 p•r4D a•wdStry S.712 )1 •B401 5,11". 95 512 01 cos 7Sth).7 L72?.41 20

Frwj •1 J•iMINy 2•22 To 31 D•c•rnb•r 2022 •1 J•niJ•iy 2•ZI 31 D•¢•rnb•r 2•ZI Chllrth Run￿n9 Exp•ns¢5 Fts b) Sill9 31S >J 17 cb￿￿60Tk on 4163 Chufth Chufth c4k• •20 ?Ji 197 2S4 t•0 o) Or￿n i r44no Churth •57 9b JT9 g1?oi cMr9 iJJ81 J.7•S 04 30J ¢hUfth rnWdn•. cNuFth •rA 17171 * 80407 204e4 7 É9.8S>3¢ $1,$52.70 1•.34 1113UOI IE SEI OIJB?I TDtsI *•￿￿ Ipnvlrn 21

7.4 Fund Totals St Luke's Church Ramsgate Fund iotals - Summary Selected parlod: 01 January 2022 to 31 Decembgr 2022 F￿￿0 Owning balance Cb)sing balanco CAPITAL. Coplal FuThl 17J79.99 22J79.99 1.15&75 670.39 ACTS-ACTS CMS. ￿•￿n.Cl￿jVth I1••1￿ So¢4rtylSAIAS I￿70 287.$9 CPAS. Clwch P48t￿l Akl Socl•ty 527.15 29).((I 9￿71.51 IIALL- H•1 1&1Th761 110￿ 110 SPONSOR. Sp¢Xm￿A CIMld TEARFUMO. IIAMkn.Twlw lJ64J4 VEIIABLES. & Sy*ii Ven 49).C8 22

Fund Clo•lng ￿thne• 121.17 121.17 PLaYPIIAI•E . pwy & PrnK• 401.11 602.11 22•. 221. YOUTH- Yo•th 162.1• C•iVP. Pl•y a Pff•￿. Mlty ••$ C••￿Ty1- Tu•￿*Y Ffl•ftdlWP cl￿- ••#h FIXEO . Th•0 AsHls. H•1 1t•.Doo.•• 144.014.G7 161741.24 23

7.5 Income and Expense Analysis St Luke's ch￿￿fv Rarnsgats Analysis ol In￿rne and •xp•nditurn se10￿•d period." 01 January 2022 to 31 Ooe•fflt>•r 2022 T•tsl . Ai4. GhlTr 0101 . oknv gMry9 1.7XIQO 1.617 QO 76920¢ 33.64J.UD .137OQ 7W4Q Pl•nn•d gl¥ln9 T￿1• 40.$7Y QQ 1.7XtIo 4?.775 0￿1 . LOW 3.vA o• 1S.•JS 00 1JI.•D IOPB4S 475YIJ 410 00 410110 2.4YT.•O Col￿￿0￿ ro￿1 10.151 X.9•7 Q3 30.4￿.11 oth•r ¥Ottrnry rne•w I)￿￿. Ca6fy 1? io B•n ?m7 7• IJ•O 74 Sffli Ov•r••d 21 04 ?1 ?lQ QO 12a5. 2153? I24Q.ch￿ H•ii ¥r•. 1¥ft4f•wrffj 1243. 81hbAl¥4 Wdrt•. Chufth kl1 ?71•5Q 3.IXQD churth oo 7XIO lJ.7Q. 7.8n.ll• GIftAld fV.I•1 17 ljjll 47 Jll.•1 11J2Q. t(￿11￿ •517 •517 10)D. rou .2120 63J '27w¥e I3.￿17 o•wTh¢p 3. ￿￿1￿£ Jts GRANT IX5. OY4 IJ 074 IJ 71140 71•AO oth•rrn¢•¥x ro 674 03 71610 391 13 2.472 24

T•lW 1 101 F¢¢$ •vJ •.i•bQD 47$ DD rom Roceipts Grand totals 7XPSf '¢7VY IN3$634 gY.OJ5 P￿rnents SSBSn Tot• parllh 43 ¢)Jl U7 cJvow 305D. ol pdioh ?101 oxp•nMsol L713 11 sj 73W70 1.727 11 1701 . FIs p4tt iJnd raxeis 7471 I . rn2D 1 74J.11 2•5 >J 4•12 2130. PVm•ll 7ZT li I.1￿1• 2J1Q.ChWth71Prf io ?)1 •0 ?)1 •0 S•• H7 ?JJQ.Chwth )1 . CbWthC•Tr i. .J)••• 057 •• 1.J)•QO OSTI 101 OC 2134. PAT I•Abn9 311fl 95731 $14• 13341 T?a 33•2. 2351 . 1•4• I•AII J71S14 J7•S•4 rj) 03 496 YD 241g. 4.503 52 4.SC3 52 17871 g*SS ••yfj 107 25

Tgtsl 2C 461 75 351 85 "sc6Do 22 323 04 6.$32 22 To 2¥Y . H•b . phrN •n4 35311. Hil •knL*klty 61• Oll 1.10147 4a1 sz 1rn197 2550. Hal 6Th14 a5

SSS . HII. 2559. Hap ThS7 115.0Tr 443 U2 1.975 73 f.m173 14aS44 448S44 1.292 IS7 99 105 Y3 559¢ 165 Y3 5SYQ 2991 . H•1. 7?￿1? Hall R•p•lrn & AlnThne• 2bJ1 R•p•n & TO￿ '.cwoo PaYrn￿ts Grand totals •• 8S• 51 155116 721216 3.J176B 26

7.6 Statement of Assets and Liabilities St L￿ke'S Church Ramsgate Statement of Assets and Liabilities (by code) As ai: 31 Dècèrn￿r 2023 Tot•1 80fy) Chur£h Hal 120.1)CO.C 120.000.00 120.000.Th) T< 120.IJA.IY) 120.0￿.th) 120.0ty).th1 9.W.97 4.228.INI 10.433.Q 24221.59 20.624.49 16.792.42 17.564.42 12.500.84 6510 .. C¢XA (CBFld•k￿It 12.94 659J.' Cath 226.47 226.47 237.22 9.572.91 5.tM)J. 28.437.13 43.010 04 34.347 17 21.00 T< 21.th1 10.311.SO 10.311.50 9.$72.91 S.tM)J. 148.168.33 162.741.24 144.014.67 27

7.7 Notes to help explain the 2022 accounts

1. The financial statements of the PCC have been prepared in accordance with the Church Accounting

Regulations 2006 using the Receipts and Payments basis.

2.Fixed Asset:

Fixed Asset retained for church use is the Church Hall. Valuation for sale obtained during 2019, £120,000.

3.Type of Funds:

Unrestricted/General Funds: Money given to the PCC with no restriction on its use. Designated Funds: The PCC can ‘designate’ unrestricted money for a particular purpose. This money can be re-designated as ‘unrestricted’ by the PCC if needed. Restricted Funds: Money given to the church for a specific purpose. The money and any tax claimed from it can only be used for this purpose.

Endowment Funds: Money given to the church for investment, where only the income derived can be spent.

4. Bank Accounts:

The PCC holds a current and savings account with CAF Bank (Charities Aid Foundation). Since August 2022 the monthly account fee has reverted back down to £5.

A savings account is also held with Central Board of Finance (CBF). The PCC allow the treasurer to transfer funds between accounts as needed. The treasurer uses online banking. In accordance with the Bank Mandate, two signatories sign all cheques. Payments are also made electronically by BACS, set up by the Treasurer and authorised by a second signatory.

5. Cash in Hand:

Petty cash accounts are maintained by individuals on behalf of their church group/activity and reported to the church treasurer at the end of the year. These are, Play and Praise, Flowers, and the Men’s Group.

6. Gift Aid:

Tax reclaims are made from HMRC where individuals have signed a gift aid declaration in favour of St Luke’s Church. St Luke’s is also eligible to claim tax under the Gift Aid Small Donations Scheme (GASDS) on gifts £30 and under.

7. Transfers between funds:

Money is transferred between the various church funds as agreed by the PCC. In 2022:

£212 was transferred from the General Fund to the I am Mark Fund.

£5105 was transferred from the General Fund to the Hall Fund.

£344 was transferred from the General Fund to Sponsor a child

£500 was transferred from the General Fund to the Church Building Fund, this was a donation given towards the fabric of the church.

£ 603 was transferred to ACTS from the Local Mission Fund as this was the only local mission supported during 2022.

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8. Mission money:

Donations are made throughout the year for the various missions supported by St. Luke’s. Where gift aid declarations have been signed, tax is reclaimed. The donations and tax are forwarded to the mission societies once or twice a year. During 2022 the Missions supported were, Greg & Sylvia Venables, Dick & Caroline Seed (via Church Mission Society, CMS 1/3, Seeds 2/3) Church Pastoral Aid Society (CPAS), Local Mission (being ACTS – Active Christianity in Thanet Schools for 2022) and Tearfund. A total of £5,328 was forwarded to mission during 2022. This includes the children’s collections (see below).

9. Mission: Sponsor a Child.

This is the Sunday Club collection to support a child in The Philippines through Compassion UK. It costs £28 per month and at the end of 2022 the fund had a deficit of £344. This was taken from the General Fund to ensure the payments were made.

10. Harvest.

Once a year at Harvest a collection is taken for a particular project chosen by the PCC. In 2022 this was Compassion UK and £670 was donated and will be forwarded to Compassion.

11. Gift Day

The PCC launches a collection once a year towards a specific project. However, due to the cost-of-living crisis, it was decided not to hold a Gift Day in 2022.

12. General Fund.

This fund contains all income and expenditure relating to the running of the church services and upkeep of the building. After the year end accounts were finalised, we still had £9,573 which is the healthiest the account has been at the end of the year for a long time.

Expenditure – General Fund: Total expenditure for 2022 £69,860. St. Luke’s was able to meet the full Parish Share to Canterbury Diocesan Board of Finance of £43,007 in 2022. The diocese had given us £10,000 towards the Parish Share at the beginning of 2022.The Parish Share pays for our Vicar and contributes towards various other Diocesan expenses and projects.

Main costs for the year were:

Gas is supplied by SSE (£4,504) and electricity is supplied by SSE Southern Electric (£3,785), however there has been confirmation that these were calculated incorrectly and credits will be received in the future to counter the discrepancies. The boiler was serviced at a cost of £658. Insurance cover is provided by Trinitas Church Insurance, (£2,106). Another large expense is the cost of employing the Parish Administrator (£5,712). Office expenses of £469 include stationery items and toner cartridges for the printer. Publicity costs (£187) were still much lower than previous years due to the reduction in services taking place. Copyright Licence (£957). We hold six licences. We are legally allowed to project song lyrics, create service sheets, access and use instrumental and vocal arrangements and service recordings. We are permitted to photocopy, scan and fileshare music and photocopy from non-music publications. A video licence allows video to be shown within the church and we are permitted to perform music in services and at social activities. A licence is also held to enable live streaming to take place. Website subscription was £59, this is now an annual payment, rather than every other year with the previous provider. A payment that is every other year is PAT Testing (£108), that is to

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ensure any portable appliances conform to legislative requirements. Parish Training and Mission (£964) includes outreach events such as Christmas Unwrapped, Easter Cracked, refreshments for functions and Light Party expenses. It is higher than 2021, as a lot of the events had not taken place in 2021. The fees for debit and credit card transactions have been transferred to the bank charges account, hence why the figure is higher than just the bank account fee. Church running – maintenance was £862 for 2022, this included the Quinquennial Inspection fee, as well as a new tap and an Eco award. A new sound system (£597) was purchased; however, donations were received to cover this cost. This year was the first time in a number of years that the cleaning, gardening and telephone/internet costs were split between the Church and the Hall, which is why there are figures of £1,336, £1,804 and £950 respectively.

Income – General Fund: Total income for 2022 £86,206.

£46,579 from planned giving. £19,724 from cash collections and donations, including large one-off donations of £1,000, £7,000, £4,000 and £2,000. £12,122 tax reclaimed from both Gift Aid and Gift Aid Small Donation Scheme. £1,166 fees from weddings and funerals. £5,530 from other donations, which included an individual donation of £200 each and a donation from the town council as a one-off grant for opening the church up as a warm space for the community. During the year we received £410 in online donations.

13. Hall Fund.

This includes all income and expenses related to the running and maintenance of the church hall and grounds. Total income £7,363 which is from hall rental income.

Total Expenditure for the year £7,557.

Main expenditure items are the cost of employing the gardener (£1,980). The gardener maintains both the church and hall grounds and this year is the first time in a number of years we have split the cost with the Church. The cleaner (£1,485) cleans both the hall and the church, so again this cost has now been split with the Church. Annual insurance (£629) is just slightly more than the previous year. Gas £1,065 (slightly less than last year), running costs £277 (this includes cleaning materials etc). There were no commercial waste charges due to a query with the frequency of collections. Electricity was more than the previous three years at £1,102, mainly due to the coronavirus restrictions being lifted, therefore the hall was used more. Hall running – maintenance (£443) includes replacement of a light and bulbs, as well as a toilet connector, new lock and repairs to the heating system. As well as a transfer from the General Fund to help cover the Hall costs, the Play and Praise also made a generation donation of £100.

14. Coronavirus Hardship Fund.

A one-off donation was received during 2019 to be used if a member of the congregation was suffering financial hardship due to the effects of coronavirus, we are currently unaware of anyone who is in this situation.

15. Royal Harbour Outreach.

A new initiative to minister to people around Ramsgate Harbour was started in early 2020 by Rev Gordon Warren. Funds for this started during 2018. Unfortunately, due to the death of Gordon, this initiative is not currently taking place.

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16. Capital Fund.

This fund was set up with legacies in mind, it was agreed that if large one-off donations/legacies are received and no stipulation as to where the money should go, they should be allocated to this fund. This means they money can be used for capital projects, rather than day to day running/maintenance.

These church accounts were approved by St. Luke’s PCC by email on Thursday 11[th] May 2023.

Rev. Paul Worledge, PCC Chair

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