St Marfs Churth. Wollaston, Northamptonshire Registered Charity Number: 1138471 Aim and purposes St Mary's Church Wollaston is part of the WEBS benefice, Wollaston. Easton Maudit, Bozeat and Strixton: Wollaston and Strixton are one parish, but with each church being run independently. However, being one parish there is one electoral role with a total of ninety- nine names, fifty-four being resident in the villages of Wollaston or Strixton and forty-five being non-resident. St Mary's Wollaston District Church Counctl, IDCC). has the responsibility of co-operating wtth the incumbent, the Reverend Adrian Morton. in promoting in the parish the whole mission of the church. The vision forst Marfs Wollaston is to be a church that increasingly sees God's Kingdom come. This is underpinned by promoting the Word of God, the Worship of God. the Works for God and the Wonders of God. A new Curate was appointed in July 2022. and we welcome Holly Horspole who has come to be with us for 3 years. with her husband Simon. During 2022. the diocese is continuing to fund the youth mission enabler, Mrs Sarah Howes. whi15t she is in training. Normal services have resumed during 2022, but there is still a feeling that numbers are down due to increasing Covid outbreaks and people are being careful. Structure. Governance and Management The method of appointment of Di5trirt Church Council (DCCI members is set out in the Church Representation Rules. At St Mary's Wollaston the DCC consists of the incumbent, the curate, the churchwardens. reader. licensed lay ministers, Deanerysynod Representative and members elected bythose members of the congregation on the Elertoral Roll of the church. All who attend services / members of the congregation are encouraged to register on the Electoral Roll and stand for election to the DCC. The DCC operdtes the three year rule forthe elected members. During 2022. the church was able to hold its Annual Parochial ChLsrch Meeting (APCMI on 1st May 2022 but no changesto the eletted body of the DCC were made. AdministTative information St Mary's Church is situated in the High Street, Wollaston in Northamptonshire. It is a parish in the Deanery of Wellingborough. in the Diocese of Peterborough. within the Church of England. The correspondence address is The Vicarage, 81 Irchester Road. Wollaston, Northamptonshire NN29 7RW. The PCC is a body corporate {PCC Powers Measure 1956, Church Representation Rules 2006.
updated 20201 and a registered charity registered with the CharEty Commission. DCC Members forthe current year at the date of this report are:_ The Reverend Adrian Morton Chairman The Reverend Holly Horspole Assistant Curate (from July 20221 Mrs Louise Morton Reader Mrs Jean Rose Secretary Mrs Diane Robinson TTeasurer Mrs Julie Rogers Church Warden Mr Matthew Beeby Deputy Church Warden Jayne Clent Mr Nigel Clent Mr Ivor Emmanuel Mrs Sarah Howes (Youth Mission Enabler) Mr Paul Sharratt Co-opted on to the DCC in May 2021: Mr David Rose (Fabric Officer) Mrs Barbara Macmillan {resigned January 2022) Bankers: Santander, Bridle Road, Bootle. Merseyside L30 4GB Independent Examiner: Paul Adams Worship. Prayer and Evangelism Sunday morning services have continued to be livestreamed using YouTube. Watching figures are good enough to continue this format. especially for members of the congregation who are still unsure about meeting together in one building. The Sunday Evening service was replaced with a twice-monthly Worship. Prayer & Prophetic meeting but this ceased before summer. From October onwards a monthly Sunday evening worship time of Pursuing His Presence was reintroduced in a slightly different format to the original pre-pandemic version. The Sunday morning service offers a time of testimonies. where congregation members can tell of answers to prayerthat have occurred in the preceding week. This portion of the service is not live-streamed, as testimonies can be very personal. They are, however. very
encouraging to the congregation, and rdise the expectation of seeing God at work in this community. Prayer Ministry-The Whats-App group which v4as set up in 2020 to meet any practical as well as prayer needs of the local church members is still in operation. Prayer Chain - The confidential préyer line is now based on email. Messages requesting prayer support are passed on to a wide numberof dedicated members who will pray for that need fortwo weeks. Requests for this service come from the church family and also the local community. This service continued to operate during the pandemic. Prayer Walking- From September 2021, a group of congregation members met regularly each week to pray around the village. This has continued with some prayer walking being undertsken in other local villages and towns. Youth and children's work-The youth are led by Sarah H. as the Youth Mission Enabler who has set up a Sunday morning youth group which runs toncurrentlywith the Sunday morning service. a weekly duringterm time Youth Cafe plus a weekly during term time evening Youth Group. All youth across the benefice are welcome to attend any of the meetings. The Outdoor Youth events which utilises a well-supervised fire pf( and other external activities have continued through 2022. These events are very well attended and very well received. The Primary School-aged children have their own Sunday moming group held in the Chancel in church and once a month come together for the whole service with the adults at the All Age Service on a third Sunday morning. There are also simple lunches held afterthe third Sunday service to encourage families to stay, participate and feel they belong to the family of the church. There are also family fun days held intermittently throughout the year. which take a Biblical theme and include craft attivities and a simple tea. The toddlers who attend church have their own room in which to play during the Sunday service and there are toys and activtties there which are changed on a regular basis. This facility is much appreciated bythe frdmilies who come. The service is relayed into the room via a speaker system so parents still feel a part of the proceedings. The Motherf Union has had its first full year of meetings following Covid. There was a very successful Afternoon Tea and Coffee and Cake morning which raised £440.00 which help fund projects abroad and at home. The Mothers. Union supports AFIA (Away From It All) holidays which offers free holidays to families who have met with adversity. A portion of the funds went to support AFIA. Prayer underpins the work of the Mothers. Union, so regular bulletins with prayer pointers are distributed. Much knitting has been undertaken with 48 blankets going to Ukraine, as well as hats, scarves and gloves also going to Ukraine with the Blythswood Care Christmas Shoe Box Appeal. Health and Wellbeing-The group undertook a full year's programme apart from the cancellation of the September meeting out of respect forthe death of Queen Elizabeth11. Meetings included a Tea Party forthe Platinum Jubilee. a Plant Swop and encouragement to Grow Your Own. an exploration of gut health, the history of photography. 3 guest speaker from Mission Aviation Fellowship, and many more. At the successful Christmas Supper. the guest speakerwas Nigel Clent, an Ordinand in Training. The profrt from the supper plus a retiring collection raised £150.00 for the local food bank.
3C's- {coffee. (ake and that) which is a regular meeting place on a Wednesday morning for all sorts of people in the community- Numbers attending have been lower since the pandemic but different people are attending now, which mean5 we are reaching approximately 50. mostly elderly. and mostly widowed people. The initiative is to provide warm and welcomingspace for people to make friends and come for a chat. Since November 2022, this event has become part of the government's Wami Spaces initiative. Film Night- This restarted in November 2022 showingthe film"Dream Horse" an inspirin& feel-good film based on a true story. Numbers attending were lower than usual due to it coinciding with England playing in the Football World Cup. Open Church-the church is open every Friday morning for anyoneto call in for a time of prayer, a listening ear, or information. Light refreshments are offered. This event is also now included in the Warm Space initiative. Quinquennial Inspection and Fabric Report The building is well maintained and up to date with maintenance despite the effects if the pandemic. The next Quinquennial Inspection is due in October 2023. Financial review Wollaston's Parish and Benefice shares for 2022 were paid in full. At year end 3Jn¥22 there was a balance of £45,824.89 in the current account. Comprised of unrestricted General Funds £5,234.93, designated Youth Benefice Fund £21,293.96, Fabric Fund £4,233.08. Financial Aid Fund £867.51, and New Extension Fund £11,871.42, restricted 3T's Parent and Toddler Fund £252.82 and Agency Funds of £2,071.17. In addition, the designated New Extension Fund has monies in two savings accounts. Kingdom Bank £IOO.110.14 and Charitles Aid Foundation £lOO,000. Financial Aid Fund- A hardship fund was instrtuted by the DCC (Distritt Church Council) in 2020, and is still in place. fulfilling its original role, which is to assist those who were suffering financially because of the pandemic/cost of living/energy crisis. The fund has helped those who were made redundant, those who were unemployed and those in food poverty. We are grateful to all who have given generously of theirtime and money over the past year. 'The current Reser¥Ye policy is to maintain sufficient cash flow to meet known commitment5 and to work towards building a reserve forthe building upkeep and the replacement of assets. Volunteers We would like to thank all the volunteers who VrktO make the church a lively and vibrant community- Churchwardens. secretary, treasurer. fabric officer. all DCC members, children and youth leaders, the pastoral care team, the music group. bell ringers, flower arrangers,
people on the refreshment rota. cleaning rota and services rota, in fact the majority of the congregation fortheir help in whichever way their gifting supports the church. Public Benefft Ststement The following are the ways in which advancing religion through the church's aims and objertives hasthe potential to be forthe public benefft: the provision of sacred spaces, churches and worship seniices." the provision of public rituals and ceremonies- as demonstrdted by hosting the Book of Condolence for the village following the death of Queen Elizabeth11. • contributing to the spiritual and moral education of children. • contributing towards a better society for example by promoting social cohesion and social capital and providing a moral or ethical framework for living; • carrying out, as a practical expression of religious beliefs, other activÈties (such as combatting loneliness. supporting local food banks). which may also be charitable: • contributing to followerg or adherents, good mental and physical heaFth; aiding the prevention of ill health, speeding recovery and fostering composure in the face of ill health., providing comfort to the bereaved: providing community space and activities to benefit the Ic>cal village population. Presented d approv the DCC meeting on 13 Marth 023 and signed on their beha:. Signed... Date.....
St Mary’s Church, Wollaston
End of Year Financial Statements Year ending 31/12/2022
Page 1
Statement of Financial Activities
| UnrestrictedDesignatedRestrictedEndowmentTotal Prior year funds funds funds funds funds total funds |
UnrestrictedDesignatedRestrictedEndowmentTotal Prior year funds funds funds funds funds total funds |
|---|---|
| Income and endowments from: | |
| Donations and legacies | 63,332.58 4,104.50 1,037.50 0.00 68,474.58 70,476.12 |
| Income from charitable activities | 1,214.00 680.96 0.00 0.00 1,894.96 1,865.96 |
| Other trading activities | 287.36 0.00 0.00 0.00 287.36 371.85 |
| Investments | 40.54 1,304.24 0.00 0.00 1,344.78 149.38 |
| Other income | 0.00 0.00 0.00 0.00 0.00 225,350.00 |
| Total income | 64,874.48 6,089.70 1,037.50 0.00 72,001.68 298,213.3 1 |
| Expenditure on: | |
| Expenditure on charitable activities | 65,111.05 4,935.95 754.68 0.00 70,801.68 67,685.50 |
| Other expenditure | 0.00 0.00 0.00 0.00 0.00 9,781.50 |
| Total expenditure | 65,111.05 4,935.95 754.68 0.00 70,801.68 77,467.00 |
| Net income / (expenditure) resources before transfer |
(236.57) 1,153.75 282.82 0.00 1,200.00 220,746.3 1 |
| Transfers | |
| Gross transfers between funds - in | 337.92 3,123.90 0.00 0.00 3,461.82 216,733.28 |
| Gross transfers between funds - out | (3,123.90) (307.92) (30.00) 0.00 (3,461.82) (216,733.28 ) |
| Other recognised gains / losses | |
| Net movement in funds | (3,022.55) 3,969.73 252.82 0.00 1,200.00 220,746.3 1 |
| Total funds brought forward | 8,257.48 235,710.6 2 0.00 0.00 243,968.1 0 23,221.79 |
| Total funds carried forward | 5,234.93 239,680.3 5 252.82 0.00 245,168.1 0 243,968.1 0 |
| Represented by | |
| Unrestricted | |
| General fund | 5,234.93 0.00 0.00 0.00 5,234.93 8,257.48 |
| Designated | |
| Fabric Fund | 0.00 4,233.08 0.00 0.00 4,233.08 2,994.88 |
| Financial Help Fund | 0.00 867.51 0.00 0.00 867.51 567.51 |
| New Extension fund | 0.00 213,285.80 0.00 0.00 213,285.80 213,468.88 |
| Under 18's Benefce Fund | 0.00 21,293.96 0.00 0.00 21,293.96 18,679.35 |
| Restricted | |
| Parent Toddler Group | 0.00 0.00 252.82 0.00 252.82 0.00 |
Page 2
Balance sheet
| Total funds Prior year funds |
Total funds Prior year funds |
|---|---|
| Current assets | |
| Cash at bank and in hand | 247,239.27 244,898.10 |
| 247,239.27 244,898.10 |
|
| Liabilities | |
| Creditors: Amounts falling due in one year | 2,071.17 930.00 |
| 2,071.17 930.00 |
|
| Net current assets less current liabilities | 245,168.10 243,968.10 |
| Total assets less current liabilities | 245,168.10 243,968.10 |
| Total net assets less liabilities | 245,168.10 243,968.10 |
| Represented by | |
| Unrestricted | |
| General fund | 5,234.93 8,257.48 |
| Designated | |
| Childrens Work Fund | 0.00 0.00 |
| New Extension fund | 213,285.80 213,468.88 |
| Fabric Fund | 4,233.08 2,994.88 |
| Financial Help Fund | 867.51 567.51 |
| Parochial Rooms | 0.00 0.00 |
| Sizewell Hall | 0.00 0.00 |
| WEBS Benefce | 0.00 0.00 |
| Under 18's Benefce Fund | 21,293.96 18,679.35 |
| Restricted | |
| Re-Ordering Fund | 0.00 0.00 |
| Parent Toddler Group | 252.82 0.00 |
Page 3
Funds of the church 245,168.10 243,968.10
Statement of assets and liabilities
| This year Last year |
|
|---|---|
| Cash at bank and in hand | |
| Santander current account | |
| Fabric Fund (Designated) - | 4,233.08 2,994.88 |
| Financial Help Fund (Designated) - | 867.51 567.51 |
| New Extension fund (Designated) - | 11,871.42 113,358.74 |
| Parent Toddler Group (Restricted) - | 252.82 0.00 |
| Under 18's Benefce Fund (Designated) - | 21,293.96 18,679.35 |
| General fund (Unrestricted) - | 5,234.93 8,257.48 |
| Agency collection (Restricted) - | 2,071.17 930.00 |
| 45,824.89 144,787.96 |
|
| Charities Aid Foundation savings account | |
| New Extension fund (Designated) - | 100,642.40 0.00 |
| 100,642.40 0.00 |
|
| Kingdom Bank savings account | |
| New Extension fund (Designated) - | 100,771.98 100,110.14 |
| 100,771.98 100,110.14 |
|
| Total for Cash at bank and in hand | 247,239.27 244,898.10 |
| Agency accounts | |
| Agency collections | |
| Agency collection (Restricted) - | (2,071.17) (930.00) |
Page 4
Total for Agency accounts (2,071.17) (930.00) Grand total 245,168.10 243,968.10
Analysis of income and expenditure
Total Unrestricted Designated Restricted Endowment This yearLast year
INCOME AND ENDOWMENTS
Donations and legacies
| Gift Aid - Bank | 39,440.50 2,570.00 0.00 0.00 42,010.50 44,416.40 |
|---|---|
| Gift Aid - Envelopes | 10.00 5.00 0.00 0.00 15.00 65.00 |
| Other planned giving | 9,713.98 0.00 0.00 0.00 9,713.98 7,495.00 |
| Digital Giving | 226.33 0.00 0.00 0.00 226.33 0.00 |
| Loose plate collections | 1,153.10 0.00 0.00 0.00 1,153.10 539.13 |
| One-of Gift Aid gifts | 250.00 0.00 0.00 0.00 250.00 0.00 |
| Donations | 1,205.00 834.00 30.00 0.00 2,069.00 1,830.00 |
| Tax recoverable on Gift Aid | 10,578.67 695.50 7.50 0.00 11,281.67 16,130.59 |
| Grants | 755.00 0.00 1,000.00 0.00 1,755.00 0.00 |
| Total | 63,332.58 4,104.50 1,037.50 0.00 68,474.58 70,476.12 |
Income from charitable activities
| PCC Fees for weddings and funerals |
1,214.00 0.00 0.00 0.00 1,214.00 1,185.00 |
|---|---|
| Grenke Photocopier Lease Reimbursed |
0.00 680.96 0.00 0.00 680.96 680.96 |
| Total | 1,214.00 680.96 0.00 0.00 1,894.96 1,865.96 |
Page 5
Other trading activities
| Other trading | activities |
|---|---|
| Fundraising | 37.36 0.00 0.00 0.00 37.36 111.85 |
| St Mary's Church Hall Hire | 250.00 0.00 0.00 0.00 250.00 260.00 |
| Total | 287.36 0.00 0.00 0.00 287.36 371.85 |
Investments
| Investments | |
|---|---|
| Bank and building society interest | 40.54 1,304.24 0.00 0.00 1,344.78 149.38 |
| Total | 40.54 1,304.24 0.00 0.00 1,344.78 149.38 |
Other income
| Other income | |
|---|---|
| Other Income | 0.00 0.00 0.00 0.00 0.00 225,350.00 |
| Total | 0.00 0.00 0.00 0.00 0.00 225,350.00 |
| INCOME TOTAL | 64,874.48 6,089.70 1,037.50 0.00 72,001.68 298,213.31 |
| EXPENDITURE |
| EXPENDITURE | Total | |||||
|---|---|---|---|---|---|---|
| Unrestricted | Designated | Restricted | ||||
| Endowment | This year | Last year | ||||
| Expenditure on charitable activities | ||||||
| Giving to mission and aid | 300.00 | 0.00 | 0.00 | 0.00 | 300.00 | 700.00 |
| societies | ||||||
| Other Giving-Speakers,Trusts etc | 1,200.00 | 0.00 | 0.00 | 0.00 | 1,200.00 | 970.00 |
| Parish share | 43,296.00 | 0.00 | 0.00 | 0.00 | 43,296.00 | 43,296.00 |
| Assistant staf costs | 0.00 | 195.00 | 0.00 | 0.00 | 195.00 | 468.00 |
| Bell Ringers Payments for | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 120.00 |
| Weddings and F | ||||||
| Verger payments for Weddings | 60.00 | 0.00 | 0.00 | 0.00 | 60.00 | 190.00 |
| and Funeral | ||||||
| Salary of Children and Family | 0.00 | 624.00 | 0.00 | 0.00 | 624.00 | 1,872.00 |
| worker | ||||||
| Benefce expenses | 4,174.00 | 0.00 | 0.00 | 0.00 | 4,174.00 | 3,802.00 |
| Toddler and Parent Group | 0.00 | 0.00 | 256.90 | 0.00 | 256.90 | 0.00 |
| Expenses | ||||||
| Childrens Work Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 79.49 |
| Youth Work Expenses | 0.00 | 309.05 | 0.00 | 0.00 | 309.05 | 0.00 |
| Parish training and mission | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 125.00 |
| Evangelism | 135.35 | 0.00 | 0.00 | 0.00 | 135.35 | 220.00 |
| Worship | 954.81 | 0.00 | 0.00 | 0.00 | 954.81 | 359.00 |
Page 6
| Church running - insurance | 3,489.27 0.00 0.00 0.00 3,489.27 3,396.15 |
|---|---|
| Church Upkeep | 490.00 250.00 0.00 0.00 740.00 4,464.00 |
| Church Supplies | 535.99 0.00 0.00 0.00 535.99 313.66 |
| Equipment Repairs and Renewals | 879.78 1,672.54 497.78 0.00 3,050.10 788.28 |
| Upkeep of services | 988.20 0.00 0.00 0.00 988.20 2,253.96 |
| Churchyard Upkeep | 270.00 0.00 0.00 0.00 270.00 610.00 |
| Administration/Stationery | 82.32 0.00 0.00 0.00 82.32 78.03 |
| Grenke Photocopier Lease Payments |
0.00 680.96 0.00 0.00 680.96 680.96 |
| Church running - electric | 748.54 0.00 0.00 0.00 748.54 380.12 |
| Church running - gas | 5,082.08 0.00 0.00 0.00 5,082.08 1,045.41 |
| Church running - water | 277.98 0.00 0.00 0.00 277.98 154.91 |
| Church running-Internet/WiFi | 1,239.73 0.00 0.00 0.00 1,239.73 0.00 |
| Licenses, Subscriptions, Memberships |
547.00 0.00 0.00 0.00 547.00 592.00 |
| Parochial Rooms running - electricity |
0.00 0.00 0.00 0.00 0.00 88.66 |
| Parochial Rooms running - gas | 0.00 0.00 0.00 0.00 0.00 31.75 |
| Parochial Rooms running - insurance |
0.00 0.00 0.00 0.00 0.00 81.19 |
| Parochial Rooms running - water | 0.00 0.00 0.00 0.00 0.00 (8.82) |
| Governance/professional/audit/s oftwear |
360.00 1,204.40 0.00 0.00 1,564.40 533.75 |
| Total | 65,111.05 4,935.95 754.68 0.00 70,801.68 67,685.50 |
Other expenditure
| Parochial Rooms-Profesional Fees | 0.00 0.00 0.00 0.00 0.00 9,781.50 |
|---|---|
| Total | 0.00 0.00 0.00 0.00 0.00 9,781.50 |
| EXPENDITURE TOTAL | 65,111.05 4,935.95 754.68 0.00 70,801.68 77,467.00 |
| GRAND TOTAL | (236.57) 1,153.75 282.82 0.00 1,200.00 220,746.31 |
Page 7
Approved by the Trustees at a DCC meeting held on 15[th] May 2023 and signed on their behalf.
Reverend Adrian Morton
Independent Examiner’s Report to the Trustees of St Mary’s Church, Wollaston.
I report on the accounts of the church for the year ended 31/12/2022.
Respective responsibilities of trustees and examiner
The church’s trustees are responsible for the preparation of the accounts. The church’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.
It is my responsibility to:
-
examine the accounts under section 145 of the 2011 Act);
-
to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act); and
Page 8
- to state whether particular matters have come to my attention.
Basis of independent examiner’s report
My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention:
-
which gives me reasonable cause to believe that in any material respect the requirements
-
to keep accounting records in accordance with section 130 of the 2011 Act; and
-
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or
-
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signed
Paul Adams 19 Wymington Park Rushden Northants NN10 9JP
Date 14[th] April 2023
Page 9
Independent Examiner’s Report to the Trustees of St Mary’s Church, Wollaston.
I report on the accounts of the church for the year ended 31/12/2022.
Respective responsibilities of trustees and examiner
The church’s trustees are responsible for the preparation of the accounts. The church’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.
It is my responsibility to:
-
examine the accounts under section 145 of the 2011 Act);
-
to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act); and
-
to state whether particular matters have come to my attention.
Basis of independent examiner’s report
My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention:
-
which gives me reasonable cause to believe that in any material respect the requirements
-
to keep accounting records in accordance with section 130 of the 2011 Act; and
-
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or
-
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signed
Paul Adams 19 Wymington Park Rushden Northants NN10 9JP
Page 1
th Date 14 April 2023 Page 2