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2025-09-30-accounts

REGISTERED CHARITY NUMBER: 1138280

Trustees' Report and

Financial Statements for the Year Ended 30th September 2025

for

REDHILL ISLAMIC STUDY CIRCLE

Silver Arc Chartered Certified Accountants 1 Quality Court Chancery Lane London WC2A 1HR

REDHILL ISLAMIC STUDY CIRCLE

Contents of the Financial Statements FOR THE YEAR ENDED 30TH SEPTEMBER 2025

Page
Trustees' Report 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 12
Detailed Statement of Financial Activities 13

REDHILL ISLAMIC STUDY CIRCLE

Trustees' Report FOR THE YEAR ENDED 30TH SEPTEMBER 2025

The trustees present their report with the financial statements of the charity for the year ended 30 Sep 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

The Charity

Redhill Islamic Study Circle (RISC) is constituted as a charitable trust registered with charities commission in October 2010 under charity number 1138280.The charity is governed by its deed of trust and constitutes an unincorporated charity. Its main specialisation currently consists of a Mosque and Madrassah. RISC is continuously working with local authorities, charities and organisations to allow access to Islamic education and the use of our facilities.

Charity Trustees

There are seven Trustees of the Redhill Islamic Study Circle who oversee the smooth running of the Charity. Trustees are valuable assets for the charity because they bring an outside viewpoint and a wealth of experience and knowledge in community work.

Finance

Trustees meet regularly to discuss the financial health of the Charity.The Charity has implemented its own strict financial procedures to ensure all assets, including money are used responsibly. The Charity adheres to the Money Laundering Regulations and all members pay due regard to the Charity Commission guidance on Public Benefit when deciding its activities, ensuring it meets the Charity's aims. The Charity relies on donations from the community and fund-raising events to cover at least part of the running costs.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the Charity are to advance the Islamic faith in Redhill, Surrey area for the benefit of the public in particular through the holding of the prayer meetings, lectures, the public celebration of religious festivals.

A dedicated team of scholars and volunteers arrange regular Islamic events and talks both in English and Urdu. The masjid is led by Imam Hafiz Abdul Sattar (chair person), a teacher with exceptional knowledge and commitment.

RISC is an independent Muslim masjid that provides facility for 5 daily prayers for Muslims and also provides learning facilities for "The Holy Quran".

The promotion of good quality Islamic education has been a continuing aim and objective of the Charity since its establishment. The Charity also aims to promote a united community. It is continual in its condemnation of religious hate crimes.

Page 1

REDHILL ISLAMIC STUDY CIRCLE

Trustees' Report FOR THE YEAR ENDED 30TH SEPTEMBER 2025

OBJECTIVES AND ACTIVITIES Significant activities Religious Activities

1) Prayer

The Masjid provides five times daily prayer and activities associated with our faith. During the week we have about 100+ attendees for Friday prayers.

2) Religious Advice & Counselling

Muslims turn to masjid for guidance and advice in all matters of their day-to-day life. RISC has trained imams to advice and counsel on the many concerns of the community such as bereavement, cultural challenges, generational issues and matrimonial problems

3) Funeral Service

RISC cannot provide services for preparing the body for funeral. However, we do aid families to co-ordinate this with other Masjids who do have the facilities and with the local cemetery to secure plots. We can hold the funeral prayer at either the Masjid or at the burial site.

4) Children's Classes

We provide children's Quran & Islamic classes for children from ages 6+, these run from Monday to Friday 5pm to 6.30pm. We have almost 30+ children attending full or part-time.

5) Adult Learning

Some adults require Quran classes as they may not have had them during their childhood or would like a refresher course. We provide one to one class for those adults who may not want to do this in front of others.

Public benefit

The Trustees confirm that they have complied with the duty in section 4 of the Charities Act 2011 to have due regard to public benefit guidance published by the Commission in determining the activities undertaken by the Charity.

Volunteers

The charity benefits from a team of dedicated and committed volunteers, who are skilled in many areas. They are key to the success of the charity in delivering public benefit to the community.They have contributed their time and efforts to drive the organisation forward to ensure that more people, particularly the youth, can benefit from the services and activities that the charity offer.

FINANCIAL REVIEW

Principal funding sources

Our main source of funding is from the donations of the local community either by direct debit directly into the bank or by collections during the major prayers. For the expansion project we have been fundraising in Masjids and Muslim communities across the UK.

Page 2

REDHILL ISLAMIC STUDY CIRCLE

Trustees' Report FOR THE YEAR ENDED 30TH SEPTEMBER 2025

FINANCIAL REVIEW

Reserves policy

Charity has funds applied to the relevant purpose. An analysis of expenditure is shown in the Statement of Financial Activities on page 10.

The reserves currently stands at £452,126 and details are as follows: Unrestricted funds £450,496 Restricted funds £1,630

FUTURE PLANS

We have now reached the final stages of the extension project. A small number of outstanding items remain before we can obtain the final certificate from Building Control, including the installation of carpeting throughout the masjid.

In parallel, we are focused on expanding our educational programmes by increasing attendance at our Qur'anic classes and developing a more comprehensive and engaging programme for children to support their learning and development.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Systems are consistently being reviewed and updated as and when warranted to diminish identified risks to an acceptable level. Control systems, insurance cover and other measures are used as appropriate.

The trustees also recognise the need to maintain the Charity's independence and develop income strategies to ensure the Charity's financial stability.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1138280

Principal address

Battlebridge Hall 181 Frenches Road Redhill RH12HZ

Trustees

Mr Abdul Saattar Basar - Chairperson Mr Muhammed Saleem Khan - Secretary Mr Mohammed Furqan Alam Mr Mohammed Afzal Mr Zubair Basar Mr Nadeem Qureshi Mr Asif Hayat Akhtar

Page 3

REDHILL ISLAMIC STUDY CIRCLE

Trustees' Report FOR THE YEAR ENDED 30TH SEPTEMBER 2025

REFERENCE AND ADMINISTRATIVE DETAILS

Independent Examiner

Usman Zahoor (FCCA) Silver Arc Chartered Certified Accountants 1 Quality Court Chancery Lane London WC2A 1HR 22/07/2026 Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... Z Basar - Trustee

Page 4

Independent Examiner's Report to the Trustees of Redhill Islamic Study Circle

Independent examiner's report to the trustees of Redhill Islamic Study Circle

I report to the charity trustees on my examination of the accounts of Redhill Islamic Study Circle (the Trust) for the year ended 30th September 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Usman Zahoor (FCCA) The Association of Chartered Certified Accountants

Silver Arc Chartered Certified Accountants 1 Quality Court Chancery Lane London WC2A 1HR

Date: ............................................. 23-07-2026

Page 5

REDHILL ISLAMIC STUDY CIRCLE

Statement of Financial Activities FOR THE YEAR ENDED 30TH SEPTEMBER 2025

Unrestricted
Restricted
fund
fund
Notes
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
30,780
-
Charitable activities
Mosque and Community
4,984
508
Total
35,764
508
EXPENDITURE ON
Charitable activities
Mosque and Community
26,332
-
NET INCOME
9,432
508
RECONCILIATION OF FUNDS
Total funds brought forward
441,064
1,122
TOTAL FUNDS CARRIED FORWARD
450,496
1,630
30/9/25
Total
funds
£
30,780
5,492
36,272
26,332
9,940
442,186
452,126
30/9/24
Total
funds
£
46,863
6,913
53,776
30,286
23,490
418,696
442,186

The notes form part of these financial statements

Page 6

REDHILL ISLAMIC STUDY CIRCLE

Balance Sheet 30TH SEPTEMBER 2025

Unrestricted
Restricted
fund
fund
Notes
£
£
FIXED ASSETS
Tangible assets
5
448,025
-
CURRENT ASSETS
Cash at bank
8,503
1,630
CREDITORS
Amounts falling due within one year
6
(6,032)
-
NET CURRENT ASSETS
2,471
1,630
TOTAL ASSETS LESS CURRENT
LIABILITIES
450,496
1,630
NET ASSETS
450,496
1,630
FUNDS
7
Unrestricted funds
Restricted funds
TOTAL FUNDS
30/9/25
Total
funds
£
448,025
10,133
(6,032)
4,101
452,126
452,126
450,496
1,630
452,126
30/9/24
Total
funds
£
434,805
10,981
(3,600)
7,381
442,186
442,186
441,064
1,122
442,186

22/07/2026

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Z Basar - Trustee

............................................. A H Akhtar - Trustee

The notes form part of these financial statements

Page 7

REDHILL ISLAMIC STUDY CIRCLE

Notes to the Financial Statements FOR THE YEAR ENDED 30TH SEPTEMBER 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Tangible fixed assets are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using either a straight line or reducing balance method, as indicated below.

Depreciation is provided on the following basis:

Land & Building - 1% Straight Line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 8

REDHILL ISLAMIC STUDY CIRCLE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 30TH SEPTEMBER 2025

2. SUPPORT COSTS

SUPPORT COSTS
**Information ** Governance
Management Finance technology costs Totals
£ £ £ £ £
Mosque and Community 160 148 38 1,800 2,146

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30th September 2025 nor for the year ended 30th September 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30th September 2025 nor for the year ended 30th September 2024.

4.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
Restricted
fund
fund
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
46,863
-
Charitable activities
Mosque and Community
5,791
1,122
Total
52,654
1,122
EXPENDITURE ON
Charitable activities
Mosque and Community
30,286
-
NET INCOME
22,368
1,122
RECONCILIATION OF FUNDS
Total funds brought forward
418,696
-
TOTAL FUNDS CARRIED FORWARD
441,064
1,122
Total
funds
£
46,863
6,913
53,776
30,286
23,490
418,696
442,186

continued...

Page 9

REDHILL ISLAMIC STUDY CIRCLE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 30TH SEPTEMBER 2025

5. TANGIBLE FIXED ASSETS
Freehold
property
£
COST
At 1st October 2024 441,979
Additions 16,909
At 30th September 2025 458,888
DEPRECIATION
At 1st October 2024
Charge for year
7,174
3,689
At 30th September 2025 10,863
NET BOOK VALUE
At 30th September 2025
448,025
At 30th September 2024 434,805
6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors

30/9/25
£
4,232
1,800
30/9/24
£
1,800
1,800
6,032 3,600
7. MOVEMENT IN FUNDS
Unrestricted funds
General fund
Restricted funds
Restricted Funds
Net
At
movement
1.10.24
in funds
£
£
441,064
9,432
1,122
508
At
30.9.25
£
450,496
1,630
TOTAL FUNDS 442,186
9,940
452,126

continued...

Page 10

REDHILL ISLAMIC STUDY CIRCLE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 30TH SEPTEMBER 2025

7. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming Resources Movement Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 35,764 (26,332) 9,432
Restricted funds
Restricted Funds 508 - 508
TOTAL FUNDS 36,272 (26,332) 9,940
Comparatives for movement in funds
Unrestricted funds At
1.10.23
£
Net
movement
in funds
£
At
30.9.24
£
General fund 418,696 22,368 441,064
Restricted funds
Restricted Funds - 1,122 1,122
TOTAL FUNDS 418,696 23,490 442,186
Comparative net movement in funds, included in the above are as follows:
Unrestricted funds Incoming
resources
£
Resources
expended
£
Movement
in funds
£
General fund 52,654 (30,286) 22,368
Restricted funds
Restricted Funds 1,122 - 1,122
TOTAL FUNDS 53,776 (30,286) 23,490

continued...

Page 11

REDHILL ISLAMIC STUDY CIRCLE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 30TH SEPTEMBER 2025

7. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
Restricted Funds
TOTAL FUNDS
Net
At
movement
1.10.23
in funds
£
£
418,696
31,800
-
1,630
418,696
33,430
At
30.9.25
£
450,496
1,630
452,126

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds Incoming
Resources
Movement
resources
expended
in funds
£
£
£
General fund 88,418
(56,618)
31,800
Restricted funds
Restricted Funds 1,630
-
1,630
TOTAL FUNDS 90,048
(56,618)
33,430

8. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30th September 2025.

Page 12

REDHILL ISLAMIC STUDY CIRCLE

Detailed Statement of Financial Activities FOR THE YEAR ENDED 30TH SEPTEMBER 2025

30/9/25 30/9/24
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 30,780 46,863
Charitable activities
Madrassa Income 4,984 5,791
Zakat Income 468 442
Sadaka Income 40 680
5,492 6,913
Total incoming resources 36,272 53,776
EXPENDITURE
Charitable activities
Rates and water 109 1,103
Light and heat 6,875 4,545
Telephone 391 315
Postage and stationery 34 25
Sundries 137 258
Imam Services 12,275 14,068
Donation made 676 4,253
Printing & Publications - 296
Freehold property 3,689 3,520
Support costs 24,186 28,383
Management
Travel & Subsistence 160 -
Finance
Bank charges 148 103
Information technology
IT & Software 38 -
Governance costs
Independent Examiner's Fees 1,800 1,800
Total resources expended 26,332 30,286
Net income 9,940 23,490

This page does not form part of the statutory financial statements

Page 13