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2024-12-31-accounts

Bible Pattern Church Shaw Road, BLACKPOOL FY1 6HA

ANNUAL REPORT 2024

1 REFERENCE & ADMINISTRATIVE DETAILS

2 STRUCTURE, GOVERNANCE & MANAGEMENT

3 FINANCIAL REVIEW

Income received is spent on normal running costs for a Church and is set out in detail in our Annual Accounts which are attached. During 2024, We made a net profit of £4,562.

At the end of 2024 there was approximately £10,960 in our HSBC account for running costs and a further £36,972 in a building society account for future repairs/renewals to the Church property.

We support financially, through various UK based charities, several orphanages and missions worldwide and also purchase gospel literature for free distribution locally.

4 OJECTIVES & ACTIVITIES

During 2024, we have been holding one service a week on Sunday mornings and also Sunday School for the children. During the spring and summer we held a Prayer Meeting on Wednesday nights.

We have provided pastoral care for Church Members and those who, through illness, have been unable to attend. Also, we have given financial support for those in need in the church and in the locality and have supported various missions as stated above.

Angus MacLeod Church Elder & Trustee Signed: …………………………… Date: ………………...

REGISTERED CHARITY NUMBER: 1138218

Report of the Trustees and

Financial Statements

for the Year Ended 31st December 2024

for

Bible Pattern Church

Towers + Gornall Ltd Chartered Certified Accountants River View

96 High Street Garstang Preston Lancashire PR3 1WZ

Bible Pattern Church

Contents of the Financial Statements for the Year Ended 31st December 2024

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 8
Detailed Statement of Financial Activities 9

Report of the Trustees for the Year Ended 31st December 2024

Bible Pattern Church

The trustees present their report with the financial statements of the charity for the year ended 31st December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

During 2023, we have been holding one service a week on Sunday mornings and also Sunday School for the children. During the spring and summer we held a Prayer Meeting on Wednesday nights.

We have provided pastoral care for Church Members and those who, through illness, have been unable to attend. Also, financial support for those in need in the church and in the locality and have supported various missions as stated above.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

We support financially, through various UK based charities, several orphanages and missions worldwide and also purchase gospel literature for free distribution locally.

FINANCIAL REVIEW

Financial position

Income received is spent on normal running costs for a church and is set out in detail in our annual accounts which follow. During 2024, we made a net profit of £4,562.

Reserves policy

At the end of 2024 there was approximately £10,960 in our HSBC account for running costs and a further £36,972 in a Building Society account for future repairs/renewals to the church property.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

We are a self-governing church which operates under a Trust Deed dated 30 November 1982.

Recruitment and appointment of new trustees

Trustees are retained as long as they are willing and able to serve in this capacity. If a Trustee wishes to resign from that office, or leaves the church, a new Trustee would be appointed from the regular church membership.

Decision making

Decisions on the day to day running of the church, expenditure of funds and so on is normally overseen by the Leadership Team with the approval of the voting membership of the church at regular church business meetings. Also, the Diaconate and Trustees have met together where necessary to discuss urgent and essential building repairs.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1138218

Principal address

Bible Pattern Church Shaw Road Blackpool Lancashire FY1 6HA

Trustees

Mr A Macleod Mr P Stevens Mr A A Omotade M Simpson

Page 1

Bible Pattern Church

Report of the Trustees for the Year Ended 31st December 2024

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Towers + Gornall Ltd Chartered Certified Accountants River View 96 High Street Garstang Preston Lancashire PR3 1WZ

Approved by order of the board of trustees on 18th March 2025 and signed on its behalf by:

Mr A Macleod - Trustee

Page 2

Independent Examiner's Report to the Trustees of Bible Pattern Church

Independent examiner's report to the trustees of Bible Pattern Church

I report to the charity trustees on my examination of the accounts of Bible Pattern Church (the Trust) for the year ended 31st December 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Michael Gornall

Towers + Gornall Ltd Chartered Certified Accountants River View 96 High Street Garstang Preston Lancashire PR3 1WZ

Date: .............................................

Page 3

Bible Pattern Church

Statement of Financial Activities for the Year Ended 31st December 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
38,888
Investment income
2
701
Total
39,589
EXPENDITURE ON
Other
35,027
NET INCOME
4,562
RECONCILIATION OF FUNDS
Total funds brought forward
49,193
TOTAL FUNDS CARRIED FORWARD
53,755
2023
Total
funds
£
38,431
205
38,636
38,222
414
48,779
49,193

The notes form part of these financial statements

Page 4

Bible Pattern Church

Balance Sheet 31st December 2024

2024
Unrestricted
fund
Notes
£
CURRENT ASSETS
Debtors
5
4,801
Cash at bank and in hand
48,954
53,755
NET CURRENT ASSETS
53,755
TOTAL ASSETS LESS CURRENT LIABILITIES
53,755
NET ASSETS
53,755
FUNDS
6
Unrestricted funds
53,755
TOTAL FUNDS
53,755
2023
Total
funds
£
3,751
45,442
49,193
49,193
49,193
49,193
49,193
49,193

The financial statements were approved by the Board of Trustees and authorised for issue on 18th March 2025 and were signed on its behalf by:

Mr A Macleod - Trustee

The notes form part of these financial statements

Page 5

Bible Pattern Church

Notes to the Financial Statements for the Year Ended 31st December 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
2024 2023
£ £
Deposit account interest 701 205

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st December 2024 nor for the year ended 31st December 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st December 2024 nor for the year ended 31st December 2023.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 38,431
Investment income 205
Total 38,636

EXPENDITURE ON

Page 6

continued...

Bible Pattern Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2024

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted
fund
£
Other 38,222
NET INCOME 414
RECONCILIATION OF FUNDS
Total funds brought forward 48,779
TOTAL FUNDS CARRIED FORWARD 49,193
5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£ £
Other debtors 900 -
Prepayments 3,901 3,751
4,801 3,751
6. MOVEMENT IN FUNDS
Net
movement At
At 1/1/24 in funds 31/12/24
£ £ £
Unrestricted funds
General fund 49,193 4,562 53,755
TOTAL FUNDS 49,193 4,562 53,755
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 39,589 (35,027) 4,562
TOTAL FUNDS 39,589 (35,027) 4,562
Comparatives for movement in funds
Net
movement At
At 1/1/23 in funds 31/12/23
£ £ £
Unrestricted funds
General fund 48,779 414 49,193
TOTAL FUNDS 48,779 414 49,193

Page 7

continued...

Bible Pattern Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2024

6. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 38,636 (38,222) 414
TOTAL FUNDS 38,636 (38,222) 414

A current year 12 months and prior year 12 months combined position is as follows:

Net
movement At
At 1/1/23 in funds 31/12/24
£ £ £
Unrestricted funds
General fund 48,779 4,976 53,755
TOTAL FUNDS 48,779 4,976 53,755

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 78,225 (73,249) 4,976
TOTAL FUNDS 78,225 (73,249) 4,976

7. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2024.

Page 8

Bible Pattern Church

Detailed Statement of Financial Activities for the Year Ended 31st December 2024

2024 2023
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Gifts 1,518 1,001
Donations 31,315 32,146
Gift aid 6,055 5,284
38,888 38,431
Investment income
Deposit account interest 701 205
Total incoming resources 39,589 38,636
EXPENDITURE
Other
Visiting Speakers 5,760 3,440
Missions 12,051 9,955
Sick and Needy 1,625 1,671
Cleaning 1,935 1,915
Sunday School 604 283
Catering 614 561
22,589 17,825
Support costs
Management
Insurance 3,901 3,760
Light and heat 933 1,939
Postage and stationery 146 263
Sundries 914 861
Repairs & Renewals 1,323 12,502
7,217 19,325
Finance
Bank charges 184 190
Governance costs
Accountancy and legal fees 5,037 882
Total resources expended 35,027 38,222
Net income 4,562 414

This page does not form part of the statutory financial statements

Page 9

REGISTERED CHARITY NUMBER: 1138218

Report of the Trustees and

Financial Statements

for the Year Ended 31st December 2024

for

Bible Pattern Church

Towers + Gornall Ltd Chartered Certified Accountants River View

96 High Street Garstang Preston Lancashire PR3 1WZ

Bible Pattern Church

Contents of the Financial Statements for the Year Ended 31st December 2024

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 8
Detailed Statement of Financial Activities 9

Report of the Trustees for the Year Ended 31st December 2024

Bible Pattern Church

The trustees present their report with the financial statements of the charity for the year ended 31st December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

During 2023, we have been holding one service a week on Sunday mornings and also Sunday School for the children. During the spring and summer we held a Prayer Meeting on Wednesday nights.

We have provided pastoral care for Church Members and those who, through illness, have been unable to attend. Also, financial support for those in need in the church and in the locality and have supported various missions as stated above.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

We support financially, through various UK based charities, several orphanages and missions worldwide and also purchase gospel literature for free distribution locally.

FINANCIAL REVIEW

Financial position

Income received is spent on normal running costs for a church and is set out in detail in our annual accounts which follow. During 2024, we made a net profit of £4,562.

Reserves policy

At the end of 2024 there was approximately £10,960 in our HSBC account for running costs and a further £36,972 in a Building Society account for future repairs/renewals to the church property.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

We are a self-governing church which operates under a Trust Deed dated 30 November 1982.

Recruitment and appointment of new trustees

Trustees are retained as long as they are willing and able to serve in this capacity. If a Trustee wishes to resign from that office, or leaves the church, a new Trustee would be appointed from the regular church membership.

Decision making

Decisions on the day to day running of the church, expenditure of funds and so on is normally overseen by the Leadership Team with the approval of the voting membership of the church at regular church business meetings. Also, the Diaconate and Trustees have met together where necessary to discuss urgent and essential building repairs.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1138218

Principal address

Bible Pattern Church Shaw Road Blackpool Lancashire FY1 6HA

Trustees

Mr A Macleod Mr P Stevens Mr A A Omotade M Simpson

Page 1

Bible Pattern Church

Report of the Trustees for the Year Ended 31st December 2024

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Towers + Gornall Ltd Chartered Certified Accountants River View 96 High Street Garstang Preston Lancashire PR3 1WZ

Approved by order of the board of trustees on 18th March 2025 and signed on its behalf by:

Mr A Macleod - Trustee

Page 2

Independent Examiner's Report to the Trustees of Bible Pattern Church

Independent examiner's report to the trustees of Bible Pattern Church

I report to the charity trustees on my examination of the accounts of Bible Pattern Church (the Trust) for the year ended 31st December 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Michael Gornall

Towers + Gornall Ltd Chartered Certified Accountants River View 96 High Street Garstang Preston Lancashire PR3 1WZ

Date: .............................................

Page 3

Bible Pattern Church

Statement of Financial Activities for the Year Ended 31st December 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
38,888
Investment income
2
701
Total
39,589
EXPENDITURE ON
Other
35,027
NET INCOME
4,562
RECONCILIATION OF FUNDS
Total funds brought forward
49,193
TOTAL FUNDS CARRIED FORWARD
53,755
2023
Total
funds
£
38,431
205
38,636
38,222
414
48,779
49,193

The notes form part of these financial statements

Page 4

Bible Pattern Church

Balance Sheet 31st December 2024

2024
Unrestricted
fund
Notes
£
CURRENT ASSETS
Debtors
5
4,801
Cash at bank and in hand
48,954
53,755
NET CURRENT ASSETS
53,755
TOTAL ASSETS LESS CURRENT LIABILITIES
53,755
NET ASSETS
53,755
FUNDS
6
Unrestricted funds
53,755
TOTAL FUNDS
53,755
2023
Total
funds
£
3,751
45,442
49,193
49,193
49,193
49,193
49,193
49,193

The financial statements were approved by the Board of Trustees and authorised for issue on 18th March 2025 and were signed on its behalf by:

Mr A Macleod - Trustee

The notes form part of these financial statements

Page 5

Bible Pattern Church

Notes to the Financial Statements for the Year Ended 31st December 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
2024 2023
£ £
Deposit account interest 701 205

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st December 2024 nor for the year ended 31st December 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st December 2024 nor for the year ended 31st December 2023.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 38,431
Investment income 205
Total 38,636

EXPENDITURE ON

Page 6

continued...

Bible Pattern Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2024

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted
fund
£
Other 38,222
NET INCOME 414
RECONCILIATION OF FUNDS
Total funds brought forward 48,779
TOTAL FUNDS CARRIED FORWARD 49,193
5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£ £
Other debtors 900 -
Prepayments 3,901 3,751
4,801 3,751
6. MOVEMENT IN FUNDS
Net
movement At
At 1/1/24 in funds 31/12/24
£ £ £
Unrestricted funds
General fund 49,193 4,562 53,755
TOTAL FUNDS 49,193 4,562 53,755
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 39,589 (35,027) 4,562
TOTAL FUNDS 39,589 (35,027) 4,562
Comparatives for movement in funds
Net
movement At
At 1/1/23 in funds 31/12/23
£ £ £
Unrestricted funds
General fund 48,779 414 49,193
TOTAL FUNDS 48,779 414 49,193

Page 7

continued...

Bible Pattern Church

Notes to the Financial Statements - continued for the Year Ended 31st December 2024

6. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 38,636 (38,222) 414
TOTAL FUNDS 38,636 (38,222) 414

A current year 12 months and prior year 12 months combined position is as follows:

Net
movement At
At 1/1/23 in funds 31/12/24
£ £ £
Unrestricted funds
General fund 48,779 4,976 53,755
TOTAL FUNDS 48,779 4,976 53,755

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 78,225 (73,249) 4,976
TOTAL FUNDS 78,225 (73,249) 4,976

7. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2024.

Page 8

Bible Pattern Church

Detailed Statement of Financial Activities for the Year Ended 31st December 2024

2024 2023
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Gifts 1,518 1,001
Donations 31,315 32,146
Gift aid 6,055 5,284
38,888 38,431
Investment income
Deposit account interest 701 205
Total incoming resources 39,589 38,636
EXPENDITURE
Other
Visiting Speakers 5,760 3,440
Missions 12,051 9,955
Sick and Needy 1,625 1,671
Cleaning 1,935 1,915
Sunday School 604 283
Catering 614 561
22,589 17,825
Support costs
Management
Insurance 3,901 3,760
Light and heat 933 1,939
Postage and stationery 146 263
Sundries 914 861
Repairs & Renewals 1,323 12,502
7,217 19,325
Finance
Bank charges 184 190
Governance costs
Accountancy and legal fees 5,037 882
Total resources expended 35,027 38,222
Net income 4,562 414

This page does not form part of the statutory financial statements

Page 9