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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 1138079

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2021

for

THE RIBAT INSTITUTE

Owadally & King Chartered Certified Accountants 73 Park Lane Croydon Surrey CR0 1JG

THE RIBAT INSTITUTE

Contents of the Financial Statements FOR THE YEAR ENDED 31 DECEMBER 2021

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 11
Detailed Statement of Financial Activities 12 to 13

THE RIBAT INSTITUTE

Report of the Trustees FOR THE YEAR ENDED 31 DECEMBER 2021

The trustees present their report with the financial statements of the charity for the year ended 31 December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1138079

Principal address

PO BOX 1352 Woking Surrey GU22 2GH

Trustees

R Qureshi (resigned 11.9.2022) N Qureshi (resigned 11.9.2022) H Masud A Mahmood (appointed 11.9.2022) M Joghee (appointed 11.9.2022)

Independent Examiner

Owadally & King Chartered Certified Accountants 73 Park Lane Croydon Surrey CR0 1JG

Approved by order of the board of trustees on 31 October 2022 and signed on its behalf by:

H Masud - Trustee

Page 1

Independent Examiner's Report to the Trustees of The Ribat Institute

Independent examiner's report to the trustees of The Ribat Institute

I report to the charity trustees on my examination of the accounts of The Ribat Institute (the Trust) for the year ended 31 December 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of ACCA which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Owadally and King ACCA Owadally & King Chartered Certified Accountants 73 Park Lane Croydon Surrey CR0 1JG Date: .............................................

Page 2

THE RIBAT INSTITUTE

Statement of Financial Activities FOR THE YEAR ENDED 31 DECEMBER 2021

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
132,888
Other trading activities
2
116,271
Total
249,159
EXPENDITURE ON
Raising funds
3
223,833
Other
16,152
Total
239,985
NET INCOME
9,174
RECONCILIATION OF FUNDS
Total funds brought forward
489,632
TOTAL FUNDS CARRIED FORWARD
498,806
Restricted
funds
£
48,397
-
48,397
-
43,199
43,199
5,198
18,284
23,482
2021
Total
funds
£
181,285
116,271
297,556
223,833
59,351
283,184
14,372
507,916
522,288
2020
Total
funds
£
193,373
47,664
241,037
116,525
75,365
191,890
49,147
458,769
507,916

The notes form part of these financial statements

Page 3

THE RIBAT INSTITUTE

Balance Sheet 31 DECEMBER 2021

Notes
FIXED ASSETS
Investments
8
CURRENT ASSETS
Debtors
9
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
11
NET ASSETS
FUNDS
12
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
432,802
104,841
144,523
249,364
(16,693)
232,671
665,473
(166,667)
498,806
Restricted
funds
£
-
-
23,482
23,482
-
23,482
23,482
-
23,482
2021
Total
funds
£
432,802
104,841
168,005
272,846
(16,693)
256,153
688,955
(166,667)
522,288
498,806
23,482
522,288
2020
Total
funds
£
196
424,605
87,446
512,051
(4,331)
507,720
507,916
-
507,916
489,632
18,284
507,916

The financial statements were approved by the Board of Trustees and authorised for issue on 31 October 2022 and were signed on its behalf by:

H Masud - Trustee

The notes form part of these financial statements

Page 4

THE RIBAT INSTITUTE

Notes to the Financial Statements FOR THE YEAR ENDED 31 DECEMBER 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Motor vehicles - 20% on cost Computer equipment - 20% on cost

Related party exemption

The charity has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Page 5

continued...

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

2. OTHER TRADING ACTIVITIES

OTHER TRADING ACTIVITIES
Activities income
Gift aid
Other income
Tuition Fee
2021
£
187
74,618
17
41,449
116,271
2020
£
615
14,712
25
32,312
47,664

3. RAISING FUNDS

Raising donations and legacies

Fundraising
Tuition costs
Support costs
2021
£
2,814
176,880
795
180,489
2020
£
2,198
75,228
4,172
81,598

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2021 nor for the year ended 31 December 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2021 nor for the year ended 31 December 2020.

5. STAFF COSTS

The average monthly number of employees during the year was as follows:

2021 2020
Number of employees 3 2

No employees received emoluments in excess of £60,000.

Page 6

continued...

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

6.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
Restricted
fund
funds
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
140,130
53,243
Other trading activities
47,664
-
Total
187,794
53,243
EXPENDITURE ON
Raising funds
116,525
-
Other
19,338
56,027
Total
135,863
56,027
NET INCOME/(EXPENDITURE)
51,931
(2,784)
RECONCILIATION OF FUNDS
Total funds brought forward
437,701
21,068
TOTAL FUNDS CARRIED FORWARD
489,632
18,284
7.
TANGIBLE FIXED ASSETS
Motor
Computer
vehicles
equipment
£
£
COST
At 1 January 2021
5,880
685
Disposals
(5,880)
-
At 31 December 2021
-
685
DEPRECIATION
At 1 January 2021
5,880
685
Eliminated on disposal
(5,880)
-
At 31 December 2021
-
685
NET BOOK VALUE
At 31 December 2021
-
-
At 31 December 2020
-
-
Total
funds
£
193,373
47,664
241,037
116,525
75,365
191,890
49,147
458,769
507,916
Totals
£
6,565
(5,880)
685
6,565
(5,880)
685
-
-

continued...

Page 7

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

8. FIXED ASSET INVESTMENTS

8. FIXED ASSET INVESTMENTS
Unlisted
investments
£
MARKET VALUE
At 1 January 2021 196
Additions 432,606
At 31 December 2021 432,802
NET BOOK VALUE
At 31 December 2021 432,802
At 31 December 2020 196
There were no investment assets outside the UK.
9. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021 2020
£ £
Trade debtors 39,534 13,078
Other debtors 65,307 411,527
104,841 424,605
10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021 2020
£ £
Taxation and social security 252 554
Other creditors 16,441 3,777
16,693 4,331
11. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021 2020
£ £
Other creditors 166,667 -

continued...

Page 8

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

12. MOVEMENT IN FUNDS

Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
At 1.1.21
£
489,632
18,284
507,916
Incoming
resources
£
249,159
48,397
297,556
At 1.1.20
£
437,701
21,068
458,769
Net
movement
At
in funds
31.12.21
£
£
9,174
498,806
5,198
23,482
14,372
522,288
Resources
Movement
expended
in funds
£
£
(239,985)
9,174
(43,199)
5,198
(283,184)
14,372
Net
movement
At
in funds
31.12.20
£
£
51,931
489,632
(2,784)
18,284
49,147
507,916

continued...

Page 9

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

12. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
Incoming
resources
£
187,794
53,243
241,037
Resources
Movement
expended
in funds
£
£
(135,863)
51,931
(56,027)
(2,784)
(191,890)
49,147
Resources
Movement
expended
in funds
£
£
(135,863)
51,931
(56,027)
(2,784)
(191,890)
49,147
49,147

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
At 1.1.20
£
437,701
21,068
458,769
Net
movement
in funds
£
61,105
2,414
63,519
At
31.12.21
£
498,806
23,482
522,288

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Community Support
TOTAL FUNDS
Incoming
resources
£
436,953
101,640
538,593
Resources
Movement
expended
in funds
£
£
(375,848)
61,105
(99,226)
2,414
(475,074)
63,519
Resources
Movement
expended
in funds
£
£
(375,848)
61,105
(99,226)
2,414
(475,074)
63,519
63,519

continued...

Page 10

THE RIBAT INSTITUTE

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 DECEMBER 2021

13. RELATED PARTY DISCLOSURES

Other debtors balance is a loan which was given to Organic Beginnings Ltd and Sihha Limited, a trading entity where The Ribat Institute has controlling interest. Any profit made by Organic Beginnings Limited and Sihha Limited are donated back to the Charity.

Page 11

THE RIBAT INSTITUTE

Detailed Statement of Financial Activities FOR THE YEAR ENDED 31 DECEMBER 2021

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Grants
Other trading activities
Activities income
Gift aid
Other income
Tuition Fee
Total incoming resources
EXPENDITURE
Raising donations and legacies
Fundraising
Tuition costs
Other trading activities
Wages
Social security
Pensions
Cost of merchandise
Education resources
Activities expenses
Other
Rent
Staff training
Insurance
Computer consumables
Support costs
Management
Postage and stationery
2021
£
164,535
16,750
181,285
187
74,618
17
41,449
116,271
297,556
2,814
176,880
179,694
36,117
1,544
110
1,062
2,553
1,958
43,344
5,871
-
324
5,504
11,699
583
2020
£
173,750
19,623
193,373
615
14,712
25
32,312
47,664
241,037
2,198
75,228
77,426
30,000
1,726
-
78
2,804
319
34,927
11,197
122
1,117
5,514
17,950
322

This page does not form part of the statutory financial statements

Page 12

THE RIBAT INSTITUTE

Detailed Statement of Financial Activities FOR THE YEAR ENDED 31 DECEMBER 2021

Management
Finance
Bank charges
Other
Motor and travelling expenses
Other 2
Donations
Governance costs
Accountancy
Total resources expended
Net income
2021
£
2,691
534
43,199
1,440
283,184
14,372
2020
£
1,575
2,223
56,027
1,440
191,890
49,147

This page does not form part of the statutory financial statements

Page 13