2024-12-31-accounts

Gower Ministry Area CIO Annual Report 2024 Charity number 1210801

Introduction from the Ministry Area Leader (MAL), Revd. Peter Lewis

Gower Ministry Area was inaugurated by Bishop John on May 31st 2023, and since that inception, our twenty congregations have been working together to create a new identity, church culture and stronger focus on both local and joint mission. We’ve seen how God’s faithfulness has drawn us together and given us a vision for recognising how the gifts God provides can be used together for the Kingdom. This was celebrated in a ministry area event in June at Oxwich Bay Hotel where folk from all over the ministry area came together to celebrate how God’s provision has blessed us.

Administratively, our finance team have been consolidating our practices, leading us to the My Fund protocols and the share Gift Aid applications for 2025. Our regular meetings for those involved in lay worship and leading have allowed us to plan more of our ongoing training and projects in our churches, especially fuelled by the weekly gatherings of our clergy. The building up of friendships and interdependency has been a hallmark of the clergy ethos, replicated by laity joining together in such ventures as our Open the Books team, Wonder of Wellbeing Project, Safeguarding training, Harvest Quiz, support for Persecuted Christians, Presence in the Gower Show, Village Christmas outreach in Reynoldston (sadly cancelled owing to extreme winter weather), a Youth outing to Spree.

As we move into 2025, we will be building on this inter-dependence in relation to our mission to the local communities in churches in both our Swansea & rural contexts as well as the visitors to Gower. May everyone, or all ages and backgrounds, who participate in the life of our churches be blessed as we encourage the Lord through our service and worship.

A list of all the Clergy, Officers and Trustees of the Ministry Area and those who serve on the Ministry Area Council

Ministry Area Leader: Revd. Peter Lewis Team Vicars: Ven Peter Brooks, Revd. Tim Ardouin, Revd. Layfetta Masih Non Stipendiary and house for duty clergy: Canon Roger Donaldson, Revd. Nigel Doyle, Revd. Hilary Evans, Revd. Sue Waite, Revd. Nigel King

Licensed Lay Readers: Ross Davies, Barry Ecclestone, David Ball Ministry Area Wardens: Marian Williams, Pam Dennis Ministry Area Treasurer: Peter Townsend Ministry Area Council (MAC) Lay chair: Barry Fox MAC Secretary: Caroline Wassell Ministry Area Safeguarding Officer: Sue Mobbs

Elected MAC members: Alan Glass, Catherine Thomas, David Harry, Roger Draisey, Merlin Kingham, Penny Henderson, Simon Davies, Enid Jones, Pam Meakins, John Tucker, Gillian Morgan, Celia Hall, Charlotte Foxell, Roger Button, Paul Shenston, Leslie Sheills.

MA representation

Standing Committee: Rev Layfetta Masih Diocesan Conference: Simon Davies, Alan Glass, Catherine Thomas, Liza Lomax, David Harry

Independent Examiner of Accounts: David Jenkins ACA

An overview of the work of the Ministry Area Council

Much of the 2024 MAC business was related to administration. In November, Gower Ministry Area cio (charitable incorporated organisation) was successfully registered with The Charity Commission. We briefly had Bethan working as our MA administrator, but sadly owing to family responsibilities, she had to resign. However, whilst with us, she set up protocols for our MA to work well through various polices, especially safeguarding, ensuing that church members and officials were able to undertake appropriate

training.

In September 2024, the MAC agreed to a church review programme that would help each congregation to discern the particular calling that they feel God is revealing to them. At a time when the MAC is very aware of the challenges of reaching the diocesan ministry share, and in the context of many congregations voicing concerns of an elderly parishoners, we petitioned the diocese to re-examine the amounts being asked for the ministry share, but were informed that the amount reflects the actual costs for clergy and ministry.

The ‘working agreement’ for the MA, prepared in 2023 was ratified in 2024 with much of the year seeing various aspects of our governance developing in both the MAC level of responsibility and devolved responsibility at the local congregations..

Over the year we organised social and worship gatherings as a MA, with combined services on the 5th Sunday of the month, and much support in the various groups like Open the Book, Treasurers’ meetings and the wellbeing project.

Going into 2025 we plan to dissolve the charity of Killay with Dunvant churches, implement the My Fund software and register the charity with the HMRC so we can claim Gift Aid as a MA. In mission and worship, we’re intending to organise retreats, continue our shared children’s and youth work, and support our different enterprises in outreach. Peter Lewis MAL

Report from the Ministry Area Wardens

The combined services on the 5th Sunday of the month have enabled us to join the congregations of other churches in the Ministry Area. This has been a really positive experience thanks to the welcome we have received. I spent 7 weeks in October and November travelling around Gower and sharing Lay led services, Morning Prayer, Eucharist and Baptism services. This was a wonderful experience, all so different, yet so familiar and getting to know so many people in Gower. This is something which we recommend and which you might consider.

Once again this year, each cluster was represented at Reynoldston on Good Friday, Pam and I travelled with Barry Fox to our MA Away Day at Llangasty, we came together at Oxwich to mark our first birthday at the beginning of June, our first MA Vestry Meeting held at Killay on June 30th, many of the churches hosted Gower Festival performances highlighting the beauty and serenity of our churches, and joined together to raise money for Tear Fund in their Big Quiz. Of course there have been many meetings which have enabled the Ministry Area Chapter to work closely together and become a close knit team, together with the Diocesan networking meetings for MA Wardens held in person or online.

Conducting reviews of the churches started before Christmas, and we have attended congregational meetings. Wild Church has brought people together and given a different insight to all of us.

We both feel that coming together in this way is one of the ways in which our Ministry Area can grow and our clusters can be linked. Once again, this year, it has been a delight to read about all the events in the Ministry Area in the MA Magazine.

Report from the Ministry Area Ministry Team

The MAMT, consisting of the clergy and lay worship leaders in the MA, brought a focus in 2024 of meeting up to share good practice and resources on liturgical seasons. It was also clear that the majority of the lay worship leaders received their formal training many years ago and it was agreed at the end of the year that we will use 2025 as a time to train new leaders and also encourage existing leaders to have ongoing training through the MAMT meetings.

The clergy continued to meet each Tuesday for prayer and planning, creating more joined up ways of working together and supporting each other in our variety of ministries. Peter Lewis MAL

Report from the Ministry Area Administrator

Since joining the team in January, the early part of the year has been spent getting to know the structure of the MA and the teams within. There was particular focus on updating the Membership app and helping Congregational Wardens in this process. Current activity is focused on adding remaining Trustees to the Charity Commission and DBS checks. Future plans involve bringing PAT testing ‘in-house’ to cut costs and

taking on tasks to support MA magazine.

Report from the Property subgroup

Since our coming together in 2024, this small group has concentrated on creating a list of approved contractors, supporting congregations in addressing the needs identified in the 2023/24 Quinquennial Inspection (QI) building reports. The Property subgroup reported to congregations several policies and provision procedures such as asbestos reports, insurance information and the collation of data in a church handbook to be held in each church building. Peter Lewis MAL

Report from the Eco subgroup

It has been a challenge to enable this group to keep working, and so much of the Eco responsibility, in practice has been approached by individual church congregations. Many undertook the A Rocha Ecochurch audits, with half of our churches now attaining Bronze status. Partnership with Swansea Council continued specific work with the Area of Outstanding Natural Beauty project (those in Gower), with particular progress at Oxwich church and Llanrhidian for bats, Port Eynon and Wernffrwd for swifts, Penmaen for a small natural area. Peter Lewis MAL

Mother’s Union Branches Killay MU

In January 2024 I began my 16th year as Branch Leader. Our first MU Archidiaconal Eucharist at St Mary’s, Swansea was led by Rev Sue Waite.

Rev Layfetta welcomed us to St Hilary’s for our first branch eucharist of 2024. During refreshments in the Hall, we collected a variety of items for the Safe Houses.

In February our AGM was chaired by Marian Williams and our accounts presented by Alan after they had been inspected by Ken Ellis. Our “Wave of Prayer” service in February was led by me in St Hilary’s Church. I was very proud to read about our founder, Mary Sumner and how in 1876 she formed a group of mothers drawn from all social classes to meet together to discuss Christian faith and family life.

In March we really enjoyed Mike Powell’s talk on “Prayer, Poems and Worship”. Our second speaker was Rev Layfetta who gave a talk about Lent and its real purpose – loving God and each other. During March our members donated £45.50 to “Make a Mothers’ Day” appeal.

Our excellent speaker in April was Sally Bowen who talked about, “Royal Memorabilia”.

Thanks to Biddy O’Kane for another excellent talk about her experience of pilgramages to Lourdes. Another speaker in May was Rev Jim Page who is the Bishop’s Officer for social responsibilty and the Chaplain of Faith in Families.

Our first meeting in June was to remember and give thanks for all those who planned and took part in the D-Day landings 80 years ago. We loved our singalong to the D Day Darlings.

At the June Archidiaconal Eucharist in St Mary’s, we handed over 2 huge sacks full of new items for women and children in the Safe Houses. Thank you if you have donated to our collection.

The fundraising afternoon in our church hall in June was in aid of caravan holidays for needy families (AFIA). The hall was full of MU members and friends from so many areas. Those present enjoyed refreshments, bought books, cakes, raffle tickets etc. £900 was a fantastic sum of money raised by so many generous people (thank you if you helped or donated).

We celebrated the centenary of St Hilary’s, Killay, Mothers’ Union on 2nd July. It was a very meaningful service written and led by Rev Tim Williams our MU Chaplain. Parts of the service were conducted by Rev Peter Lewis and Archdeacon Peter Brooks. The buffet was amazing and our celebration cake was enormous. Rev Tim Williams reminded us that the branch of Dunvant and Killay was formed in 1924 when 42 members were recorded. The newly built St Hilary’s was opened in 1926 and MU presented an oak lectern which is still in use.

In September, Mr Sidney Wilkins from Mumbles RNLI gave us a very interesting talk on the history of The Mumbles Lifeboat and station since 1832. Our members collected and donated £55 to Mumbles RNLI. In September we sent £86 to our Diocesan Treasurer to help with MU projects. Our Church Treasurer was sent £150 to cover some of the costs of us using the hall in such comfortable surroundings.

In October Nabeel Masih, our vicar’s husband, spoke to us about his faith, music and worship. Nabeel put great emphasis on how we should treat others in a caring helpful and compassionate way. Our second meeting in October was attended by Rev Tim Williams, Mothers’ Union Chaplain, his wife, Helen who is the MU Diocesan Secretary and our Diocesan President, Ruth Roberts. Rev Tim spoke to us about his role of chaplain at the Royal Welsh Show (RWS) and the team of people that he works with.

Our first meeting in November was about “Remembrance” by Andy Jones. Andy is an amazing speaker with such a wealth of knowledge about the first and second world wars.

Debra John, a local actress, performed a story called “Gower Dreaming” (smuggling and shipwrecking etc) in November and we thanked her for fantastic presentation.

The last meeting of the year was early December and was a ‘bring and share’ buffet and social afternoon. Due to Alan’s heart operation and lengthy recovery and my deteriorating sight loss I needed to announce that Alan and I have now finished organising Mothers’ Union at the end of its 100th year in Killay Branch. During my sixteen years as Branch Leader, Alan has helped enormously, especially in his role as Treasurer and Secretary. I would like to thank our current and former Bishops, presidents, trustees, clergy, church wardens, branch leaders, secretaries, treasurers, committee members and everyone else we have worked with. We look forward to seeing the Killay Branch continuing into the future under new leadership.

THREE CLIFFS MU

Mothers’ Union has changed over the years; Whereas it used to be open only to married women, it is now available to all – even men! At our branch, we have about 30 members of various ages with at least three over 90. However, that doesn’t restrict our programme at all.

We started off our year with the Annual Meeting and a quiz. As Lent was approaching, we had a pancake race down the aisle of our Church which isn’t wide enough for two runners so we had time trials. A bit of cheating was going on but we had fun. The Rev. Sue Waite led our Lady Day Service. At our next meeting, Debra John told us all about the life of a Victorian maid. She was in costume and acted the part with knowledge and humour. The Diocesan Festival was held in May at Brecon Cathedral. This usually involves taking a picnic which is delightful when shared by the river on a sunny day, but is often eaten in our cars because of rain. Our Summer evening out was held in June. Our Archdeacon Peter and his wife Andrea, have a very talented daughter in law. She gave us some of her free time (not much of this as a mother of a young family) to show us how to make an Autumn wreath. This could also be re-designed for Christmas . Our last speaker of the year told us all about her dog charity and all it involves.

Mothers’ Union is a group who try to do God’s work, the way our founder, Mary Sumner, did, but while this is our first priority, we also have fun and friendship at the same time.

Llanrhidian MU

We may be small in our membership in Llanrhidian, but members are loyal and faithful, meeting on the 1st Tuesday of the month at our village hall. Transport is available to ensure members arrive safely. We hold a short service each time before various activities and discussions. We are keenly aware of the vast numbers of our members globally as we light candles and pray for our Diocesan links worldwide in our “Wave of Prayer”. This is a vital part of the prayerful nature of our Christian Organisation with over 4 million members in 83 countries worldwide.

We celebrate the main Christian festivals in our church year with Lenten and Advent reflection both at Branch and Archdeaconry level. A very memorable, moving, Advent reflection led by Father Mark Griffiths, left us all with food for thought.

We were humbled to join a service for 16 days of activism against gender-based violence and domestic abuse as we stand in solidarity for those experiencing such violence.

The Diocesan Festival at Brecon Cathedral is a highlight for Mothers Union as we gather to say thank you to our organisation, proudly displaying our Branch banner.

Our Archdeaconry fundraising event for AFIA was a huge success, held in St Hilary’s church hall, very well attended by all branches who thoroughly enjoyed chatting and spending time together, raising £1000 for AFIA funds.

Our branch enjoys “time out” meeting for lunch during our summer break and again at Christmas time. I value the support of all my members and clergy, thank them for continuing to meet with each other and uphold the values of Mothers Union.

Church discipling groups

In addition to the weekly online Tuesday evening bible study, the Lamplighter started a bible study and two bible studies began in the East cluster. For Lent there was a MA Lent course, but the very cold and wet weather created many challenges in our rural context with an early date for Easter meaning that we were having to travel at a very dark time of the year. Over the year, lots of people did contribute and attend parts of the wellbeing Project and the new Wild Church monthly activities attracted people from all over the MA as a fresh expression of discipling.

Report from the Wonder of Wellbeing Project

Chloe started working in the Project in February 2023, through funding from the Alun Walters Trust connected to Oxwich church and the Rural Anchor levelling up fund. It was an amazing year of stepping out in faith and trying all sorts of activities and approaches to creativity, art, prayer, walking, the Outdoors and evangelism. Chloe and Peter worked with lots of folk from within our congregations and from the community to test the waters in a range of wellbeing session, prayerful activities, spiritual tourism that saw us working with Faith in Families on the beach, leading monthly Wild Church outside in torrential rain, ministering alongside hurting people in some creative art workshops and developing resources that local schools are now using for wellbeing. With one eye on these activities and the other on the future opportunities, Peter worked with the diocese to make a bid for the Church in Wales Growth Fund to make this a 5 year project, becoming successful in January 2025. Chloe Thomas

Missional and outreach activities across the Ministry Area

In 2024, the new Open the Book groups engaged well with local churches, with plans for two more groups being training in 2025 for us to cover all the primary schools who are requesting us. All the clergy, with several lay people developed great relationships with schools visiting the churches and groups delivering lessons and assemblies. On D Day ‘s 80[th] anniversary, Knelston school played a full part of the Rhossili commemoration with St Mary’s. New in-roads were made with Olchfa Comprehensive and Fr Tim took on some additional roles with Faith at Bishopston comprehensive school. Killay and Dunvant congregations provided members who went on Bubble church training with Revd. Layfetta, to start up special services on the first Sunday of the month for younger children – a great way to link faith with their Tots group. Much planning and effort went into a family Christmas event in Reynoldston, which had to be cancelled owing to a spate of terrible wet and windy weather.

The Lamplighter in Bishopston welcomed people for worship, friendship groups and café and Christian resources being purchased. The bishop arrived as part of their 30[th] anniversary celebration. Thanks again to Louise Rigdon who coordinates the volunteers and the business.

The North Gower Food Hub, supported by lots of churches and with staff from the Ma continued to reach out to people in need, with more people requesting food than that which could be provided.

Our churches continued to be heart of many community events, with St Hilary’s bringing together lots of the community in a new Carol service. The MA clergy

Gower Ministry Area Magazine

It is hard to believe but there have been 1,500 monthly editions of the Magazine since it started. It goes back to the very beginning of the last century. Our stalwart correspondent, Valerie Beynon, brings alive for us each month what was going on in Gower a hundred years ago, but the Magazine was twentyfive years old even then.

Of course, the Magazine has changed over the years. Thanks to all those who give their time to make it successful today. Some write articles. Some take pictures. And a wonderful team organise: they collect subscriptions and distribute the copies when they are printed.

There are many reasons for having a magazine, but the most important one is to bring the Ministry Area together. We get to hear about the successes of all the other congregations and sometimes their problems too. On top of that it does, also, make a small profit for the MAC largely because of the support of our printer Jim Harford who charges far less than he could. Income comes roughly half from advertising and half from subscriptions.

We especially thank Frances Owen-John, for all the work she has done sending out invoices and paying bills. Frances is now stepping down as Treasurer and Andy is taking over. Frances rescued the magazine from bankruptcy in 2019 and brought it back to solvency. We are very grateful for her patience, wisdom and hard work.

Peace and blessings Nigel King (Editor)

Gower Pilgrimage Way

In 2025 the Gower Pilgrimage Way will be managed as part of the Wonder of Wellbeing Project. In 2024, we had many visitors and our plans are to expand the pilgrimage experience with the extra staff members to bring their ideas and skills.

Report from the Ministry Area Treasurer

The full report is part of the annual Financial statements.

In summary:

Thank you to all who are giving towards the finances of our church life and mission. Regular and realistic giving, especially through the Give Direct scheme, is commended.

Thank you to all the treasurers and everyone involved in collection of monies and Gift aid for your work in 2024.

The investment portfolio held by some of the churches has seen a 3.9% rise in value over the past year. The Ministry Share for Gower for 2024 was paid in full. With increasing financial pressures, it is not clear whether this will be possible in the future.

The consolidated accounts show a net movement of £40K in unrestricted funds in 2024. The performance of churches is not uniform, however, with a number showing significant deficits. In some churches this has put their finances in a precarious position.

Overall, the net assets of the Ministry Area rose by approximately £16K or 1.32%

The implementation of the My Fund computer software was not possible in 2024 in the absence of the provision of appropriate training for church treasurers

Peter Townsend MA Treasurer

Reports from our twenty congregations in the Ministry Area

St. Hilary’s Church, Killay

We suffered the devastating loss of our organist Huw Thomas and his wife Janie, one of our choristers, at the beginning of the year. The hall was full when we were invited to a memorial lunch in their memory.

Church services changed slightly when the Lay led service on the 4th Sunday of the month moved to the 1st. Sunday School was held on the 2nd and 3rd Sundays with the numbers increasing slowly. Midweek services attract approximately 20 regular worshippers, led by Mike, one of our Lay Worship leaders when Layfetta couldn’t be there. Tots group has grown, and Bubble Church was launched in December. Killay MU branch celebrated its Centenary.

Our Brownie pack celebrated Shrove Tuesday with pancakes and a presentation in church by Layfetta. The Experience Easter was a great success, visited by children and teachers from Dunvant, Hendrefoilan and Cilâ Primary Schools. The church was full when Dunvant school came on two Sunday mornings and for our Carol Service with Killay Community Council, Siloam Baptist Church and Hendrefoilan School. The Air

Cadets came for the Battle of Britain Memorial Service in September.

Our grant application and Faculty regarding repairs to the Lychgate were successful and work is now underway. Our asbestos survey was clear, and the usual PAT testing and servicing of Fire extinguishers took place. Social and Fundraising events raised funds for our church - the Annual East Cluster Lunch at Clyne Golf Club in January, a Community Choral Event, Harvest Supper, Coffee morning, Gwalia Concert and Christmas Raffle. We joined in MA events on Good Friday, at Oxwich in June, at the Away Day at Llangasty, Wellbeing events on the beach and hosted the Tear Fund Big Quiz. We were also involved in preparation for our office to become the Gower MAA Office prior to an appointment being made.

St. Martin’s, Dunvant

Our first Murder Mystery in April boosted Church Funds by £850, St Hilary's and St Martin's involved local friends. Sadly, one of our hard-working regulars, Ann Stone passed away in August. September the leak in our roof was repaired. Our first Macmillan Coffee Morning raised £260, contact and friends were made with our near church neighbours. In October we held our first Harvest Supper. We invited our new friends from the Macmillan coffee morning and we now have 4 more regular worshippers at St Martin's. We will continue with both these new ventures and have started House Bible Study Group. In December, Bubble Church started in St Hilary's and 6 members of St Martin's were there to support Layfetta in, as well as supporting Tot's Club and ‘Open the Book’ in Pen Y Fro School. We also presented Christingle at the school and they came to our Candlelight Carol Service where some 64 Adults enjoyed this festive treat. Over Christmas we also flew the flag at Dunvant Social Centre where we had a table showing people where and what we do in the community, alongside the WI, the Ramblers Society, Ebenezer Chapel, all organised by our local council. Due to weather damage, our Outside Notice Board had to be replaced, but thanks to a donation from Ann Nicholls, we have new Aluminium Notice Board, informing passers by the times of our Services. In the Spring we are going to try to find a way to encourage local youngsters to our Church. Pen Y Fro School will be visiting us once again to Easter Experience in April.

We will also be visiting the Sick, and administering Holy Communion. Carol and Clive Lewis celebrated their Diamond Wedding Anniversary in February and had their vows blessed by Layfetta during Sunday Morning Service. Following refreshments, they showed us their Anniversary card from King Charles.

All Souls Church, Tycoch

Church life continues to bloom as we welcome new worshipers to our fold. Attendance is consistent across our services, and participation by the young people is encouraged and growing. We welcomed Ben and his mum. He asked to be baptised with full immersion which, was facilitated in October. An increase of young people pushes forward plans for new forms of worship, plus preparation for confirmation begins in January 2025. Messy Christingle brought a busy year to and end with a fun and festive gathering of young and old. A summer fundraiser with the concert band and two musical afternoon tea events put the fun in fundraising. Seasonal festivities are a good excuse to enhance our post service fellowship with home baked goods. As a congregation we welcome any reason to celebrate together. The Experience Easter event with Sketty Primary School was a huge success, and led to a request to do same at Christmas. Both events involved donkeys who, at Christmas, brought Mary into Church enhancing our story. Plans to hold similar events at Easter 2025 are underway. A group session was well attended to assist those required to complete the online safeguarding course. The contractor engaged to extend the Garden of Remembrance has let us down again. Contact made with new contractor and we are hopeful for completion in spring 2025. Exterior painting of the Church windows and doors completed in September. Further work required by Quinquennial inspection to be carried out in 2025. Rising costs has meant our Church Hall only made enough to cover costs. To retain the hall for our community as well as a source of income for our church, we intend to use a considerable amount of our reserves and seek other funding opportunities over the next two years. No incidents or accidents reported.

St Teilo’s, Bishopston

Congregations at St Teilo's continue to grow, with our Sundays feeling more and more like pre-Covid times. It is a joy to be able to stay after the service and chat over a cup of coffee. Something that had been

greatly missed. Work on our buildings continue, all be at a slower pace with delays and problems with various trades. Finally, however, we have installed a much-needed handrail on the Chancel steps, meeting with everyone's approval. We are still trying to arrange for the stone mason, hopefully later this year to treat the walls in the Chancel for damp. We are now looking to start work on the damp in the bell tower but first have to comply with the regulations of the Bat Protection Officers. Our Hall Committee have set up a monthly community cinema which is proving to be quite popular and helping to fund the maintenance and upkeep of the hall. We look forward to continuing our outreach and growth of the Church in 2025.

St Mary’s, Pennard

We are pleased to see that our attendance has returned to pre-pandemic numbers. Our monthly Services in the Community Hall remain our most popular. Average attendance for our Sunday services in church and Wednesdays is pretty much the same. All Easter and Christmas Services were well attended especially Christingle on Christmas Eve afternoon. Once again, we had atrocious weather for Carols on the Cliffs but the event was much appreciated by those who braved the elements. Darran Hickery, a former member of our congregation, was ordained in June 2024. Our proposed renovation work was put out to tender resulting in several applications. In January 2025 the Ven Peter, a Warden and the Treasurer met with Architect Carl Morgan and agreed upon a contractor. We are hopeful that building work will at last commence during the year. We know that 2025 will be a year of changes and challenges but we will put our hands into the hand of God and go forth.

St. John’s, Penmaen and St. Nicholas, Nicholaston.

This year at St. John the Baptist, was spent concentrating efforts to facilitate the Faculty works and finally secure enough tenders for the work involved. Time was also spent canvassing the Community Council to try to drum up support for a Friends of St. John’s, to enable the local community to take more responsibility for keeping St. John the Baptist church viable.

Progress was made by the end of the year with enough tenders submitted for the work, to enable approaches to be made to fundraising charitable bodies. This resulted in grants totalling £14,760 being offered. Together with parishioner’s and residents fundraising and donations of £4,900, bringing our total funds towards the work to £19,660. We also applied to join Swansea City Council’s Biodiversity Scheme for Gower Churches. This application was successful and the City Council applied for a Faculty to cover the proposed works.

At St. Nicholas the year was less hectic and demanding. We had another CADW Open Doors day again in September. Chloe Thomas took the opportunity to set up a table of activities for youngsters in the back of the church as part of the Gower Wellbeing Project.

We were very pleased at Nicholaston and Penmaen to help celebrate Rev Nigel King’s 80th birthday during the summer, Nigel holds a special place in our hearts.

For 2025, we hope to see the completion of the Faculty works at St. John’s and perhaps give some time and thought to St. Nicholas church.

St Illtyd’s, Oxwich

With the Clergy cover available, we had little requirement for lay-led services, this all looks set to change, with both Roger and Hilary moving away. The Wellbeing Project used St Illtyd's for a number of events, some of which took place on the beach, and drew in a number of people. With funding for two more staff, this project looks set to grow. To make the building multi-functional, plans progressed to install a water supply, W.C. and kitchenette. The W.C. should be accessible to wheel-chair users. Coffee is invariably served after Sunday services, and it will be wonderful to have a water supply onsite for washing up. Regrettably, the organ will be too large to be accommodated, and so it will be replaced with a modern keyboard with more flexibility. Bats inhabit the tower, but do not interfere with the operation of the church, efforts have been made to minimise interference with them. The tower has been made darker and temperature stable, to encourage more bats to roost at no cost. Storms have been more severe recently and made the ground less stable. The power line to the church was brought down three times, fortunately with no loss of power, but compromising access to the church. As part of the proposed building

programme, an underground duct for the power cable will be laid, alongside the incoming water supply pipe and will be a visual improvement, as well as a storm-proof. One of the tree falls was a large sycamore which fell the whole width of the churchyard. It damaged a number of graves, and efforts are underway to try to locate the families involved. Damage to the footpath should be dealt with by the proposed building works, as this is the intended route for the water supply, ducts and drainage.

St David’s Church, Llanddewi

St David’s, is a Grade Two listed church building, set in a farmyard, between the villages of Knelston and Scurlage. We have appreciated the priestly services, teaching, and pastoral ministry of Rev Peter Lewis, and also the support and care given by Rev Roger Donaldson. Regular worship services continued to be monthly Sunday Holy Communion at 9:30, and weekly mid-week communion services, which include a short Bible study with questions, discussion, teaching, fellowship with members of other churches, and prayer. Our Sunday congregation is small, comprising people from our local communities, with usually a slightly larger mid-week congregation. We hosted two joyful Festival services: on St David‘s Day people from north and south Gower enjoyed worship and praise mainly in the Welsh language and at Harvest people from came from South West Gower cluster. The church was filled for both services. Finances give cause for concern, with expenditure exceeding income. We depend on regular giving and fundraising, which challenge our small, scattered congregation. We have no legacies. We held two social and fundraising activities: a coffee morning and a talk followed by refreshments. Temporary repairs to the church tower roof were carried out prevent leaking. permanent repairs are awaited. The Quinquennial inspection reported highlighted the need for tower roof repairs and some other minor repairs, mainly to cracks in the church walls and damaged coping stones. The Churchyard cutting area has been reduced, to reduce costs and to encourage natural habitat. The Gower Pilgrimage continues to bring visitors. The church is always open and beautiful comments are left in the visitors’ book about the calming nature of the building. Its simplicity and natural light are perfect for quiet contemplation. We pray St David’s will serve in a fresh and sustainable way as a centre of Christian faith and hope.

St Andrew’s, Penrice

We have sustained our witness and worship each Sunday morning, and celebrated Easter, Ascension, St Andrew’s Day, Harvest and Christmas Day. Our Harvest Supper at the Britannia Inn was again one of our largest. Given St Andrew’s longstanding interest in older liturgies, we continue to celebrate, on the first Sunday of the month, the Eucharist using the Book of Common Prayer of 1662. We held four Penrice Lectures in 2024, which were given by Andrew Dulley, Hugh Dunthorne, Jeff Childs and Canon Roger Donaldson, and were well attended by 60+ neighbours and visitors. The Penrice Calendar for 2025 was produced thanks to the generosity of Jim Harford and sold out. These fund-raising actions were in the hands of Michael and Angela Barnett. Our charity work for 2024 was led by Cathy Dorran, an indefatigable supporter of people in need. Under the supervision of William Doran, we were able to repair the fabric and completely redecorate the church over the autumn of 2024; while the work was in progress, each Sunday we managed to hold a service, often in the vestry. We thank our contractors Charlie Short of South Wales Heritage Plasterwork and Digs Electrical Ltd for their excellent efficient services.

St Cattwg’s, Port Eynon

The change to Sunday evening services at 5.00pm has proved to be a success with several members of our congregation either coming back or being new to Sunday worship. We have also attracted members from other churches in the ministry area who come when they do not have a communion service in their “home Church”. With the installation of a large screen monitor the ability to vary the way services are presented has also been popular. Our alternate Saturday morning café continues to bring both locals and visitors together in a friendly, relaxed atmosphere. Apart from worship our church is used by various music groups and has been used in the summer holidays by The Wellbeing Project when the weather was not suitable for the beach. We have had visits from the local primary school as part of the Open The Book initiative.

St Mary the Virgin, Rhossili

Over 2024 we set up artwork and prayer installations in St Mary’s for locals and visitors to use as part of their reflections on life, spiritual journeys and to express themselves in challenging times. Over 1,500 people interacted with these presentations, and, to build on that success, funding was granted to extend our wonder of wellbeing project in Gower for another five years. Highlights in the art projects were connecting with Knelston Primary School for Rhossili’s village D-Day commemorations, being a place for those on the Gower Peninsula Macmillan Mighty Hike to express their feelings and prayers as they walked in memory or support of others, and being a venue for the wellbeing project reflective walks, Wild Church and Prayer meetings. Come rain or shine, Rev Peter walked his dogs around Rhossili on Thursday mornings for Ebb and Flow reflections; people can join him at 8.15am every week all year. Visitors leave prayer requests at the Lady Altar which are shared at monthly services. The church opens daily thanks to those who diligently make this possible; we are also grateful to our generous benefactors, in particular the Bowen Richards Trust and Rhossili Council. Gower Festival thrilled again with a sell-out summer concert by the Castalian Quartet. Autumn harvest combined a convivial supper with entertainment in the Village Hall, and food-hub donations. Storm Darragh ripped into the church roof in December, however it did not deter the traditional joining with Pitton Chapel for a shared carol service, and a packed-out all-ages nativity service at St Mary’s set a joyful mood for Christmas celebrations. This has all helped us be a place where Spirituality, Creativity and Nature interweave, somewhere where we can come alongside visitors and bless their lives as well as creating a quiet sacred space for people to privately express their hopes and fears.

St. George’s, Reynoldston

St. George’s has continued with its weekly Sunday services, Holy Communion and All Age services alongside weekday Morning Prayers. The introduction of Welsh language Communion services, on behalf of the Ministry Area, has been most welcome. The Remembrance Service was well attended, a moving service. Many of our services are presented via a TV screen, now with upgraded media facilities. Congregation numbers have reduced over the year due to illness, deaths and moves from the village. The Church’s Social Group has again been active during the year, organising a number of community events - Village Quiz, Harvest Supper and Community Carols. Church members were involved in organising the Christmas food collection for the Gower Food Hub and the Salvation Army. We have an ageing and reducing congregation, but the Diocesan charge has not reduced in line with falling income. To ensure long term survival, we need an urgent and significant reduction in annual payments. 2025 will see the completion of the repairs to the bell tower and the work required in and outside the church, identified in the Quinquennial Report. We thank Revd. Peter and Canon Roger for their ministry throughout the year.

St Cenydd’s Llangennith

St Cenydd’s has been open to a small but steady congregation, strengthened in the summer months by visitors. One wedding was celebrated and one funeral took place as well as several well attended concerts. The church continues to be opened daily and receives large numbers of visitors who enjoy the historic, peaceful setting. The small Church Council meets regularly and keeps in touch with manage church affairs. There is a location in the porch for donations to North Gower Food Hub. A ‘Friends of St Cenydd’s’ group was successfully set up in the spring. In April, the new heating, lighting and PA system was installed and motion sensitive lighting is proving very helpful to visitors, especially in the darker months. At the rear of the church there is now an interesting exhibition of church and village history and a collection of old photographs which we are hoping to expand. The churchyard is well maintained with regular cutting around the graves but leaving the margins and several ‘wild’ areas uncut for wildlife. A small cowslip bank has been planted at the entrance and it is hoped that more wild flowers will be sown this year. Storms caused damage to two sections of roof and a more serious hole high on the south side of the nave roof allowing the ingress of water. The insurers quickly oversaw repairs by a trusted local contractor and the experience has given us much reassurance. Following receipt of the Quinquennial inspection report, work was undertaken to clean gutters and cut back undergrowth around the church walls and part of the churchyard wall. As recommended, a structural engineering company has been instructed to survey the tower, so plans can be made to carry out necessary repairs, if financially feasible. This will be the main

focus for 2025.

St. David’s Church, Gwernffrwd

Attendances remain good at our weekly services and we held several special services during the year including the Dydd Gŵyl Dewi service, Good Shepherd Sunday when we were joined by two magnificent Suffolk rams, the Ascension Day Breakfast Service, Harvest Thanksgiving and services at Easter and Christmas. The Service of Nine Lessons and Carols saw the church nearly full to capacity with many people from our local community joining us. Our finances remain satisfactory thanks to generous weekly giving, fund raising and bequests and donations. Thank you to everyone who has contributed in any way and to Lorraine for keeping our accounts in good order. We have continued to support the North Gower Food Hub with food and cash and collected monetary donations for ABCD, Tŷ Hafan, Faith in Families and Gower YFC tractor run for Cancer Research. Barry continues to keep an eye on the fabric of our building including the bell repair and we thank Sid Davis for maintaining the churchyard. We are grateful to the anonymous donor of the information board installed in the churchyard and to Margaret Coppin for buying two electric heaters in memory of her husband, Derrick. We have rejoiced with two families during the year. Suzanne Evans and Ian Donaldson were married in April and in June Idris Connor, the son of Anwen and Sophie was baptised. Sadly, we have shared the sorrow of the families of Sonia Davies, Cliff Jones, Olga Hughes, Ernie Beynon, Jacob Crane, Denise Doyle, Alastair Elkes-Jones and Cath Mathewson. We would like to record our appreciation to Frs Tim and Nigel, Revd. Keith and Reader Ross for conducting our services throughout the year and everyone who contributes in any way to keeping our ’little church on the marsh’ such a warm and friendly place to worship.

St. Cadoc’s, Cheriton and St. Madoc’s, Llanmadoc

This year, by using what’s left in our reserve funds, we will be able to pay our parish share. Next year may be a problem. To this end – our main drive will be to make our communities of Llanmadoc, Cheriton and Landimore aware of the present financial situation – re: possible closures of St Madoc and / or St Cadoc due to lack of funds – and to generate possible solutions for a positive way forward. We have embarked upon a mail shot to all households in these three communities (some 200) advising them of the risks we face – and seeking feedback and help. This will be followed by a village meeting (once all the feedback is received). Peter Lewis and Tim Ardouin have agreed to attend this meeting and help us in any way they can. Our main aim will be to increase ‘Friends of St Madoc and St Cadoc churches’ with annual contributions of say £50 (or even better monthly payments of £5). We are also mentioning the exhausted and elderly committee who are finding it difficult to keep on top of running the churches in terms of the day-to-day operations, repairs, fund-raising and grant applications – with the aim of seeking helpers.

St Rhydian and St Illtyd’s, Llanrhidian

Perched in a commanding position above the marsh, the church of Llanrhidian is one of the most beautiful places of worship on the Gower peninsular. Despite this, congregations have been slow to return after the covid pandemic, and it has been difficult to view this trend with anything less than deep concern. One response has been to institute a service of Eucharist and Evensong on the second and fourth Sunday afternoons each month. We have seen the initial handful of attendees grow, even through the cold and damp winter. We have every hope that as the year turns, our numbers will continue to grow in response to more creative thinking about how to spread the Word. The natural beauty of our surroundings and the humble warmth of our building have attracted many couples choosing St Rhydian and St Illtyd’s as their special place for the solemnisation of wedding vows. We have also held many joyful christenings, and we have joined many people in their saying their formal farewells to loved ones. We continue to reach out to the wider community with our message of peace and hope and have welcomed the school into the church for a range of festive services. We have also held special gatherings off site at key times in the church year, including Christmas Carols at GG’s in Penclawdd and our regular Observances on Good Friday, and the very special Easter sunrise service which is held every year on Cefn Bryn. We owe a debt of gratitude to Pam Meakin and Jennifer Griffiths in their roles as Wardens, especially at weddings and funerals. Pam has tirelessly kept the church open, and a brigade of ladies have cleaned and arranged flowers. Jennifer

Griffiths has helped with weekly newsletters. Fr Tim and Fr Nigel, supported by Ross have provided clerical guidance and devotion.

St Gwynour’s, Llanyrnewydd (Penclawdd)

As may be noted from this year’s attendance figures, our church is locally regarded as a venue for funerals rather than for more joyous celebrations. As a congregation we are seeking ways to change this deep-rooted perception, and in so doing, to find the means to keep our church open and to act as a focus for our local community needs. To this end our fundraising efforts towards the end of last year were well received. A ukulele concert in the church in early December, followed by mulled wine, attracted an appreciative audience. We are grateful to the staff of GG's Ice Cream, in Penclawdd, for allowing us to hold a carol concert there, and our own church carol service on Christmas Eve was as always well attended. Our congregation remains small in number, but steady and faithful. We will continue to seek ways in which we may translate local awareness of our church into a willingness to use our building as a place where local needs may be met.

Church Statistics for 2024

The following table uses the average figures for attendance and reflects our church registers for Life Event services (occasional offices).

Gower Ministry Area Church Statistics 2023	Llanyrnewydd	Wernffrwd	Llanrhidian	Cheriton	Llanmadoc	Llangennith	Rhossili	Port Eynon	Llanddewi	Reynoldston	Penrice	Oxwich	Nicholaston	Pemaen	Ilston	Pennard	Bishopston	Killay	Dunvant	Tycoch	TOTALS
wedding services in 2024	0	1	0	0	0	1	0	1	0	5	2	3	0	0	0	3	4	2	0	0	22
infant baptisms in 2024	1	0	2	0	0	0	0	0	0	1	0	1	0	1	0	3	0	1	0	1	11
baptisms of 8 years+ in 2024	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	0	2	0	1	4
confirmees confirmed in 2024	0	0	0	0	0	0	0	0	0	0	0	0	0	0	6	0	0	0	0	0	6
2024 Sunday service attendees	9	23	14	13	12	14	10	19	10	19	8	15	10	11	12	29	28	55	14	20	345
average number of 2024 mid- week Communon attendees	0	8	0	0	0	0	0	0	5	0	0	0	0	0	0	15	7	20	0	8	63
funeral services in church /grounds	5	2	4	1	2	2	0	0	0	3	1	0	1	0	2	8	7	16	0	4	58
funeral services clergy took (not in church/ grounds)	13						0	0	0	0	0	0	0	0	1	4	2	0	0	0	20

Accounts for St Hilary’s and St Martin’s Churches Charity Number 1138042 For the Year ending 31[st] December 2024

I would like firstly to report that 2024 was the first full year that the two churches in the Parish of Killay were wholly combined with the other eighteen Gower Anglican Churches to form the Gower Ministry Area CIO. The new Charity Number is 1210801 and our Annual Report and Financial Statement are part of the consolidated documents prepared for the Gower Ministry Area. I will therefore include those documents in our Charity Commission submission for 2024.

The information in this Financial Report is included in the Gower Ministry Area Financial Statement but rather prepared in the format used by the former Parish of Killay.

I am happy to report that the 2024 accounts show a year-end surplus. This is a welcome turnaround in our finances and the £11,480 net surplus is a much-needed top-up to reserves.

Several factors have contributed to this change in fortune since 2023, the main ones being:

• £9,211 fall in Ministry Share since joining the MA.

• £6,011 fall in building maintenance costs and no major refurbishments.

• £3,645 fall in fuel costs.

• £4,528 increase in fundraising over six social events, 100 Club, raffles (cost of fundraising taken into account so this is all profit).

One disappointing outcome in 2024 was the decrease in income from hall letting. This was largely due to the loss of the long-running School of Ballet due to Miss Kim’s retirement at the end of the summer term. Although we have picked up a few more bookings, these are no substitute for the loss of a very popular dance school that ran classes two evenings a week during term time.

Hopefully, with continued efforts to advertise our hall we will go on to attract new bookings in 2025, preferably regular weekly classes / groups.

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The closing balance across all accounts was £100,494 divided in the following way:
Current Account Gold Account
Restricted £1,488 £29,260
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	Current Account	Gold Account
Restricted	£1,488	£29,260
Designated	£0	£50,092
Unrestricted	£18,738	£916

The Restricted Funds are divided as follows:

The Restricted Funds are divided as follows:
Grant (Diocese Lychgate admin)	£3,000
St Hilary’s Building and Fabric	£415
St Martin’s Building and Fabric	£2,952
St Martin’s Stained-Glass window	£25
Parish Centre	£607
Graveyard and Grounds.	£22,372
Tots / Sunday School	£586
Easter flowers	£162
Children’s Ministry at Christmas	£243
Jamaica donation	£386
The Designated Funds are divided as follows:
Sale of Parsonage to building repairs	£40,092
Bequest for repair of Lychgate	£10,000

I would like to thank Mr Ken Ellis and Mr Alan Pickard for their continued advice and support this year. Grateful thanks and appreciation also go to Mrs Geraldine Rees, our Gift Aid Secretary and Ms Marian Williams, our Warden..

Diane Holohan

Treasurer, St Hilary’s and St Martin’s Churches

ST HILARY’S AND ST MARTIN’S CHURCHES, SWANSEA RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDING 31[ST] DECEMBER 2024

RECEIPTS Direct Giving Planned Giving Open Plate Indirect Giving HMRC Charities Special Collections World Church and Other Good Causes Magazine Advertising and Sales Money Raising Fetes, Raffles, Outings, Socials, Fund Raising Group Events (incl. Monthly Draw) and Sponsors Exceptional Income Legacies & In Memoriam Donations & Gifts Other including Grants, Insurance Claims and Loans Other Income Funerals and Burials - Restricted Funerals - Unrestricted Weddings/Baptisms Photocopying, Tots, Flowers, MA mag etc. Bank Interest Parish Centre Income Letting TOTAL RECEIPTS	THIS YEAR 2024 £ £ 39,132 3,724 42,856 12,637 1,626 983 7,799 344 2,076 6,637 9,057 3,311 780 840 1,620 1838 1,900 15,858 99485	LAST YEAR 2023 £ £ 41,764 2,572 44,336 10,557 1,384 1,344 4,868 500 1,623 6,568 8,691 4,384 1,292 301 1,593 80 3,240 17,200 97,677	LAST YEAR 2023 £ £ 41,764 2,572 44,336 10,557 1,384 1,344 4,868 500 1,623 6,568 8,691 4,384 1,292 301 1,593 80 3,240 17,200 97,677
	344 2,076 6,637	500 1,623 6,568
	780 840	1,292 301
			97,677

PAYMENTS Mission and Outreach Local World Maintenance of the Ministry Ministry Share, Clergy expenses, MA costs Maintenance of the Churches Heat, Light, Water and Insurance Maintenance and Repairs (incl. Grounds) Maintenance of Services Altar Requisites, Organist, Choir, Organ Parochial Expenses of Clergy Travel, Books, Courses Vicarage incl. Telephone (Proportion), General Parish Expenses Stationery, Printing, Photocopying, Sundries Licences, Petty Cash, bank Cost of Money Raising Parish Centre Outgoings Heat, Light, Water, Insurance, Maintenance, Cleaning supplies Exceptional Costs Hall refurbishment, support costs etc TOTAL PAYMENTS NET SURPLUS / DEFICIT 1st January Bank Balances 1st January Cash Balances 31st December Bank Balances 31st December Cash Balances	THIS YEAR 2024 £ £ 1,291 0 1,291 51,749 6,050 4,892 10,942 6,585 0 1,050 77 2,315 7,040 3,961 11,001 2,995 88,005 11,480 89,014 0 89,014 100,494 0 100,494	LAST YEAR 2023 £ £ 793 600 1,393 60,960 10,516 7,789 18,305 3,891 0 3,363 3039 6,219 7,075 13,294 37,467 141,712 -44,035 133,049 0 133,049 89,014 0 89,014
	6,050 4,892	10,516 7,789
	7,040 3,961 89,014 0	6,219 7,075 133,049 0
	100,494 0	89,014 0

Gower Ministry Area CIO Charity Number 1210801 May 19th, 2025

Financial Statements Year ended December 31[st] 2024

Contents

INDEPENDENT EXAMINER’S REPORT STATEMENT OF FINANCIAL ACTIVITIES BALANCE SHEET AS AT 31 DECEMBER NOTES TO THE ACCOUNTS

1. Financial Review

The year 2024 was the first full year that the Gower Ministry Area had overall responsibility for the financial management of the twenty Gower Anglican churches. The consolidated accounts presented here bring together all the finances of the individual churches and have been prepared with the help of all seventeen church treasurers as well as one or two who look after the finances of church halls. A debt of gratitude is owed to them all.

At the end 0f 2024, the Gower Ministry Area had assets in excess of 1.2 million pounds which included some £421K of invested funds. Inspection of the consolidated Income and Expenditure figures shows a positive net movement of £10,000 which contrasts with a negative movement in 2023. This gives a slightly distorted picture, for some of this positive movement came from a one time release of funds from Benefice accounts. This was when those accounts were closed as the Ministry Area took over overall financial responsibility. For individual churches there is still concern for over half saw a reduction in their assets as they spent more of their unrestricted funds than they received in income. This has led to a reduction in their reserves with some churches now in a precarious financial position. Plans for a Ministry Area stewardship campaign in 2025 will hopefully alleviate the financial strains.

Investments generally showed increases of about 7% although the total Ministry Area holding rose by just 4% as one church sold off a substantial investment to stabilise its finances.

In 2024, the Ministry Area continued to pay in full the Diocesan allocation of Ministry Share. Continuing financial pressures make full payment ever more difficult and may not be possible in the future.

It was the intention that the MyFund accounting package would be fully implemented across the Ministry Area starting in January 2025. However, progress has been hampered by the lack of training. Implementation will have to wait until appropriate training is put in place.

On a more positive note to end this brief report, the Well Being project completed phase one very successfully in 2024 and new funding has been approved for an expanded five year project to start in 2025.

2. Risk Review

The Ministry Area Council considers the major risks to which the Ministry Area is exposed and establishes polices to mitigate those risks. The principal risks include declining and ageing church membership, the state of repair of the church buildings and the financial requirements to meet day to day administration. The fabric of each church building is continually monitored by the respective SubWardens and reported upon to the Ministry Area Council. No significant spend on fabric is permitted unless the church can demonstrate it has the requisite funding in place.

Signed ______ Date: 19[th] May 2025 Chair of Gower Ministry Area Council Mr Barry Fox

Signed ______ Date: 19[th] May 2025 Trustee

INDEPENDENT EXAMINER'S REPORT TO GOWER MINISTRY AREA

| report on the accounts for the year ended 31st December 2024

Respective responsibilities of trustees and examiner

The Gower Ministry Area are responsible for the preparation of the accounts. The Ministry Area considers that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.

It is my responsibility to:

• examine the accounts under section 145 of the 2011 Act;

• to follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act); and

• to state whether particular matters have come to my attention.

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

independent examiner's statement

• In connection with my examination, no material matters have come to my attention: (1) which gives me reasonable cause to believe that in any material respect the requirements ¢ to keep accounting records in accordance with section 130 of the 2011 Act; and

• to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met;

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or
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(2) to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signed 10) a Date 21-Apr-25
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David Jenkins ACA

Gorseinon Swansea

STATEMENT OF FINANCIAL ACTIVITIES 2024 Unrestrided Funds Restricted Funds Total All Funds 2023 restated Funds for Ccnsolidated Ministry Area Accounts INCOMING RESOURCES I RECEIPTS Plarned Givin Loose Collectior Donatior For Mission ax Refunds Gift Aid ax Refunds GASDS Legacy Gifts Recerved Grants Mon Fees 154,￿4 38,FA4 22,240 10,390 46.C63 6.1Chl 24.&80 27.382 57,353 39.S80 21,933 24.412 473.756 154,964 38,664 24,379 12,016 51,141 6,104 24,680 79.065 64,225 50,499 22,002 24,722 552,463 166,686 29,135 32.398 6.524 45.163 4.421 1,429 25,239 40,000 51,147 6.908 37.560 446.609 1139 1,626 5,088 olunw Irwme 51,683 6,872 10.919 69 310 78,706 Raisin Investment Inc(yne Other Ir￿MIn Resources otal Incomi Resources l Recei RESOURCES EXPENDEDI PAYMENTS Ministry Share Exp￿SeS d Cleric ther MainÈnance of SeDiices General Chwch Expenses MainÈnance of Chjrches Mainlenance of Pr tiona Ex nditlre Church Home I Wortd Ca ilal Pa ments st of Mon Raisin 244,tB4 17,355 8.552 lo.￿7 26.CE6 49.150 S2,￿0 244,094 17,355 39,375 11,661 27,449 50,305 66,309 60,169 7,993 8,930 4,622 4,131 266,836 24,185 3,532 11,869 18.929 65.910 83,266 31,77 4.062 11,407 8,421 8.347 Supp(xt fvl. nistry 30.823 674 1.383 1,155 13,759 54.629 3,697 1572 Church Activilies Church Prcpety 4.2 6.358 4.622 3,419 Grants fcx Flnancial SLPPOrt Other Re￿)UrceS E Net CFNJrch Transfers otal Resources Expended nd￿1 712 Payments 432,989 109,404 542,393 538,538 Net thvement in Funds rdnsfw between FurKJs Loss on valLtstion of assets Balance Brou ht Fward Balance Carried FOrw￿d 40.768 3.451 -30.69 -3.451 10,070 -91,92 1 Janua 31 D￿Mt￿r 558,flJO f￿2,819 214,073 179,925 772,673 782,743 864.602 772,673

BALANCE SHEET AS AT 31 DECEMBER

The Notes on the following pages form part of the balance sheet

Approved by the Ministry Area Council 19[th] May 2025 and signed on its behalf by

Chair of the Ministry Area Council Ministry Area Treasurer

NOTES TO THE ACCOUNTS

1. General information

The financial statements have been prepared in accordance with the Accounting and Reporting by Charities:Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102), the Charities Act 2011 and in accordance with the Church in Wales Accounting Regulations.

The financial statements have been prepared on a going concern basis as the trustees of the Ministry Area Council believe that no material uncertainties exist. Debtors and creditors receivable or payable within one year are recorded at the settlement amount.

No trustees received remuneration or expenses during the year ended 31 December 2024.

2 (a) Income and Expenditure of Churches Penclawdd GI￿rDffvwd Uanrhkll INCOMING RESOURCES I RECEIPTS Planned Givi L<x)se Colleciwjns nats'ons ission un un Gft5 Received oluntary Incnme Granls Mone F￿S Generated Income Raisi 581 60 Investment IrKX)me ther Incomi esources ota ncc4n esources Minist Share nses of Clencs Other Maintenance o en￿al hur Intenance o Inlenance o ceptsona Church HonE I ￿￿rkj ital Pa trÈnts st of Mone Raisi Supw for Minbty rv￿eS Church Acts'vilies hur ropert ture Church Property Grants lor Flrwbckal Other Resour hurch ran ota urce5 ments vemenl in unds rans er tween un Loss on valJalion of assets Balan￿ Bro ht Forward 1 Janua Balar￿ Carried FoTrvard 31 December 6034 eA)34 7838 3118 31186 28478 3280 3280 671

2 (b) Income and Expenditure of Churches L1anMathg￿herlt0n UaTrJennlth Rhosslll llllnNllllnHllnn INC(AIING RESOURCES I RECEIPTS anned Givi L￿se CollectDns nations L8￿on 67 105 oluntary Incnme c￿lts Received Grants Generated Incnme Raisi 50 50 27 F￿S Investrnent Ir￿rne ther Incomin esources crta ncoml esources Minisl Share nses of Cleri( Other inlenance o en881 hurch Inlenance o Inlenance o cepbona Churth Horre J IAbrkJ ital Pa ments Cost of M)r Raisi &Jpw)rt for Ministy rvres nses urc ropert ture Church ￿tr.￿lIeS Church Prop8rty Grants for Fin￿￿91 Other Resour et ota ran esources mènts vement In rans er tween unts Loss on valuation of assets Balar￿ Bro ht Fonvard 1 Janua Balan￿ Carried Forward 31 December 704 7955 8659 117X) 30169 72576 102745 144736 22235 22235 25145

2 (c) Income and Expenditure of Churches Part Eyn<)n Llanddewl Rèynoldston INCOMING RESOURCES I RECEIPTS Planned Givin LcK)se CollectK)ns natsons CY Ms￿on urKIs { oluntary IrK£)me 'fts Re￿1Ve￿ Grants Generated Income Raisi 816 Fs Investment In￿rne ther Incomin Resources cla 8sources Minisl Share nses of Clerics Other Maintenance o e￿al hurch inlenance o inlenance o cepbona Churth Home I ￿￿rk￿ ital Pa rrEnts Cost of ￿ne Raisi ppjt for Minbty ès Church nses Ljrc ropert lure Church Property Grants for Fin￿￿91 Other Resour 44 44 72 et ala hur ran esources nts vennt In ran er tween Loss on valLJation of assets Balan￿ Brou ht Forward 1 Janua Balar￿ Carried Forward 31 December 10431 174 12175 179 3329 77 11065 5488 83929 -73 83856 80953

2 (d) Income and Expenditure of Churches Pffirk• Oxwlch NlcholastonlPenmaen INCOMING RESOURCES I RECEIPTS Flanned Givi Lwse ColleGth)ns nab'ons ission Vduntary Inrx)me c￿lts Re￿iVed Grants Generated IrKL)me Rai 08 08 F*s Investment In￿rne er Incomin esources ota ncom esourcos Minisl Share Ex nses of Clerics Other inlenance o IV￿eS en￿al hurch Ex inlenance o ur Inlenance o ropert ceptsona ture Churth me l ￿tIr￿j ital Pa ments Cost of fft)ne Rai for Minlsty Church kts'vib'es nses Church Property Grants for Fin￿la1 216 216 hurth rans èsources ers alal ments Ve￿nt In unds rans er tween un Loss on valuation of assets Balan￿ Brou ht Forward 1 Janua Balar￿ Carried Forward 31 December 18954 18954 20174 2799 27995 35247 26407 5853 32260 15881

2 (e) Income and Expenditure of Churches Ilston Pennard Blshopston INc￿lING RESOURCES I RECEIPTS Flanned Givin Lcx)se CollectK>ns nabons Ls&on ur)ds oluntary Income ¢3fts Received Grants Generated IrbCL)me Raisi Investment Inix)me ther Incon esources ota Incoml esource• Minisl Share nses of Clerics Other inlen8nce o ewal hurch inlen8nce o Inlenance o ceptsona Churth Home I Wbrkj it21 Pa ments Cost of fft>ne Rai Support for Ministy rvres nses Church ktivities urc ropert lure Church Property Grants for Fin￿￿91 Other Resources et Church Transfers ¢Yial ReT•ources Ex ments et venEnt In er tween unts Loss on valuation of assets Balano Brou ht Forward 1 Janua Balan￿ Carried Forward 31 Decern￿r 46061 10439 500 54759 146416 -5 145860 119159 31253 22341 53594 46749

2 (fj Income and Expenditure of Churches KlllaylDunvant Tycoch Mlnlstry Area account INCCAIING RESOURCES I RECEIPTS anned Givin L￿se CollectK)ns nabons sion un oluntary Ino)me ax ax un c￿ftS Receibpd Grants L)ne Generated Income Raisi nvestrnenl In￿)me er Incomi e9￿rCeS Minisl Share nses of Clerics ther intenance o enwal urc Inlenance o Inlenance o cepbona Church HorrE I IAbrkl ital Pa ￿nIS Cost of V£>ne Raisi •V. suPF￿￿t for Ministy es Church ktivities urc roFert lure Church Prowty Grants for Fina)clal Olher Resources el hu esources rrnts vennt rans er tween Loss on valuation of assets Balan￿ Bro hl Forward 1 Janua Balance Carried Fomard 31 D￿rnber 69413 31081 100494 89014 1260 16346 2895 36883 31457 4483 35940 31794

3 (a) TOTALASSETS OF CHURCHES Penclawdd 2023 2024 7838 6034 Gwerffrwd 2023 2024 23845 25290 Llanrhidian 2023 2024 4675 3280 Chwiton & Llanmadog 2023 2024 14134 8659 Bank actounts Cash in Hand Deposit wlth RB Investments at Market Value ADD debtjrs (prepayments etc) DEDUCT cf8dilors (Unspe￿ grants etc) Funds h81d in Central MA account Total A•set• 4107 133eK) 37150 25000 4632 5897 4004 2384 247 19641 474 31861 474 287 392 9051 11945 28477 37821 11750 Llang8nnlth 2023 2024 144736 102745 Rr￿jsSIII Port Eynon 2023 2024 17182 12150 859 25 LI￿dd￿vI 2023 2024 5289 11Q)O 199 2023 25509 2024 22235 Bank a(Eounts Cash in Hand Deposit with RB Investments at Matl(8t Value ADD debt)rs {prepayments etc) DEDUCT ¢￿dItorS (unspent grants etc) Funds hald In Central MA account Total A88•t8 13021 14148 14415 15222 TT88 8462 364 162 25307 85 474 117367 293 22528 439 27836 71 13347 183 19710 157757 32533 Reynoldston 2023 2024 89725 93586 Penrlce Oxwl¢h NIcholast(￿ & Penm*n 2023 2024 15881 32261 2023 31631 20 2024 16160 2023 39177 2024 29599 Bank ac£ounts Cash in Hand Deposit with RB Investment5 at Markèt Value ADD debtjrs {prepaym8ntS etc) DEDUCT credllor5 (unspent grants etc) 9616 224940 113 51593 958 s54￿) 958 4811 60 5199 2856 233593 9730 9730 11537 61 4043 1604 Funds h81d in Central MA account Total Assets 257 132803 683 140987 81 244 24398 219 270021 597 262185 234 32495 15881

3 (b) TOTALASSETS OF CHURCHES Ilston Pennard 2023 2024 11915 145881 Bishopston 2023 2024 46749 51115 Killay & Dyrniant 2023 2024 8￿14 100494 2023 54759 2024 565CK) Bank actounts Cash in Hand Deposit with RB Investments at Market Value ADD debkjrs {prepaym8nts etc) DEDUCT creditors (unsperrt grants etc) Funds h81d in Central MA account Total Assets 517 32723 641 35059 2477 13777 14532 242 56.742 636 147 189 1231 81.220 617 89,268 6461 109 52 1092 54,759 119800 Tycoch Ministry Araa Central 2023 2024 2894B 37239 2023 38240 139 2024 29512 54 Bank a(£ounts Cash in Hand Deposit wlth RB Investments at Market Value ADD debtjrs {pr8paym8ntS etc) DEDUCT cf8dltors (Unspe￿ grants etc) Funds held in Central MA account Total A%s•ts 6.384 1496 613 1539 1.3JO -7.577 28.362 2.388 39.271 256 29,209 -11,325 20.468

1. SUMMARY OF BANK Accouwrs 2023 2024 7,838 6.034 23.845 25,2 4,675 3,2 14,134 8.659 144,736 102,745 25,SCB 22.235 17,182 12,150 Movement -1,804 -1,395 ,475 41,991 4,275 -5,032 2023 2024 5.289 11 .OCXJ 89,725 93.586 31,631 16,1frf) 39,177 29,599 15,881 32,261 54.759 56.5ChJ 119,159 145,861 PAovement 5,711 3,861 -15.471 .578 16.380 1,741 26,702 2023 2024 46,749 51,115 89.014 100.494 38,240 29,512 26,948 37,239 794,491 783,720 Movement 4,366 11, .728 10.291 -10,771

2. ANALYSIS OF CASH BALANCES Bank Accojnts Cash in Hand 25.29 3.280 8.659 102.745 22.23 12.150 25.290 3.280 8.659 102.745 22.235 12.175 un￿St￿Cted Restricted 25.29 2,38 900 704 7.955 8.659 31.394 71.351 102.745 2223 9,272 2,903 12.175 25.290 3.280 22.235 Bank Acc￿ntS Cash in H￿d 11.IX)O 93.58 16.160 29.599 32.261 56.500 145.861 11.065 93.586 1￿160 29.599 32.261 56.500 145.861 Unrnslrieted Restricted 3,329 7.736 11,065 93.58 16.160 6.734 22.86S 29.599 26.4(A8 5.853 32.261 46.061 10,439 56.500 145.252 60 145.861 93.$86 1&160 Bank Accwnts Cash in H￿d 51.115 1￿.494 29.512 37.239 783.720 51,115 1(Kl.494 29,566 37.239 783.864 Unrestricted Restricted 28.776 22.339 51.115 1￿.494 29.566 23.￿0 13.279 37.239 617.63 166.229 783.864 1(KJ.494 29.566

Gower Ministry Area Financial Statements 31 December 2024

6. TOTAL INVESTMENTS

7. DEBTORS AND CREDITORS

17