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2021-12-31-accounts

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF DORCHESTER AND WEST STAFFORD

REGISTERED CHARITY NO 1138023

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

The Team Ministry of Dorchester and the Winterbournes

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

CONTENTS

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Page
Members' report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 13
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PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

MEMBERS' REPORT FOR THE YEAR ENDED 31 DECEMBER 2021

ADMINISTRATIVE INFORMATION

The Ecclesiastical Parish of Dorchester and West Stafford is part of the Benefice of Dorchester and the Winterbournes in the Diocese of Salisbury within the Church of England. Its correspondence address is: The Parish Office, 20 Alexandra Road, Dorchester, DT1 2LZ.

The Parochial Church Council of the Ecclesiastical Parish of Dorchester and West Stafford (Dorchester and West Stafford PCC) is a body corporate under the PCC Powers Measure 1956 and Church Representation Rules 2006; and a registered charity, number 1138023.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the Church Accounting Regulations 2006, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

The PCC has considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion.

The PCC members who have served from 1 January 2021 until the date this report was approved are:-

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|||| |---|---|---| |Ex Officio - Beneficed and Licensed Clergy| |Team Rector|Revd Keith Magee| |Team Vicars|Revd Cora Yarrien| |Revd Jimmy Holden|From July 2021| |Licensed clergy|Revd Reji Raj-Singh|From May 2021 until January 2022| |Ex Officio - Churchwardens|Judy Cowling|Until April 2021| |Helen Lange|From April 2021| |Val Potter| |Ellie Stephens| |Trudy Tabone| |Caroline Taylor| |Ex Officio - Members of the Diocesan Synod|Canon John Wood|Dorset Clergy Retirement Officer| |David Elliott|From June 2021| |Jill Minchin|PCC Vice Chair| |Margaret Morrissey| |Margaret Walters|Until June 2021| |Ex Officio - Members of the Deanery Synod|Sue Allen| |Lauretta Kerridge| |Caroline McMeiken| |Janet Ranger-Dennis| |Cheryl Taylor| |Elected members|Sara Adams|From April 2021| |Hilary Attwell| |Tim Dennis| |Jonathan Farmiloe| |Cynthia Fry| |Brian Hellin| |Dorothy Maggs| |Robert Potter| |Jane Pryce| |In attendance|Janet Cooper|Secretary| |Beryl Shuttleworth|Treasurer| |Peter Vojak|Assistant treasurer|

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PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

MEMBERS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

The method of appointment of PCC members is set out in the Church Representation Rules. All congregations at the four churches are encouraged to register on the Electoral Roll, that totals 368, and to stand for election to the PCC.

EXAMINATION AND BANKING

Edwards and Keeping, Chartered Accountants, 34 High East Street, Dorchester are the examiners and Lloyds Bank plc, 1 High West Street, Dorchester, are the PCC’s bankers.

OBJECTIVES AND ACTIVITIES

The PCC has the responsibility of co-operating with the clergy in promoting the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical.

There are four churches in the parish, each with its own church committee: St George’s Church, Fordington Green; St Mary’s Church, Edward Road; Holy Trinity, St Peter and All Saints (commonly known as St Peter’s), High West Street; and St Andrew’s, West Stafford.

The PCC maintains an overview of worship throughout the parish and makes suggestions on how our services can involve the many groups that live within the parish. Our services and worship put faith into practice through prayer and scripture, music and sacrament.

The PCC has considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion.

The PCC complied with its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 by having due regard to the House of Bishops’ guidance on safeguarding children and vulnerable adults within the parish. Safeguarding is an item on every PCC agenda, giving opportunities for the Safeguarding Group to report on a regular basis. We are also fully compliant by showing the relevant link on the front page of the website.

The PCC met four times during the year. At each meeting there were reports, and opportunities for questions, from each of the four churches with reports from other groups being received in rotation.

The PCC is grateful and blessed that there is now a full clergy team. In November 2020 Revd Keith Magee was licensed as Team Rector with responsibility for St Peter's. In January Revd Cora Yarrien was licensed as Team Vicar with responsibility for St George's and St Andrew's. In July Revd Jimmy Holden was licensed as half-time Team Vicar with responsibility for St Mary's. Jimmy also serves two days a week as a Chaplain at Dorset County Hospital.

The retired clergy of our benefice continue to support and encourage the churches through their willingness to share in ministry and in the care if our worshipping communities. We are grateful for their willingness to serve and express our heartfelt thanks to them.

During the year, as we still journey the changing COVID climate, all the churches have continued to monitor how they gather for worship as well as for other activities. We hope that we will continue to gather for worship in an increasingly open manner which still seeks to care for those who are more vulnerable as well as those who are more able.

At the time of signing this report there were no Licensed clergy in the PCC. Inevitably this has put a heavy burden on the retired clergy and we extend our extremely grateful thanks for the extra work that they are undertaking.

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

MEMBERS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

FINANCIAL REVIEW AND RESERVES

Although church services and some regular activities are now taking place there are still many financial challenges to be faced, as the unrestricted funds have seen a decrease in income and an increase in expenditure. Income fell by £6,879 overall, with slight increases in collections, fees and hall lettings. Of greater concern is the drop in planned giving from £144,420 in 2020 to £138,283 with the implications this also has for tax recoverable from gift aid. As would be expected the income from fundraising has still not recovered and both these issues will need to be addressed by the church committees. There was a small increase in the restricted funds income of £482.

Expenditure, in the unrestricted funds, increased by £5,435 and as society faces a rise in prices across the board, but particularly for energy, there are many challenges for the coming years. The diocesan share (£156,205) was paid in full but with the current review taking place into how this is calculated there are likely to be significant increases in the future.

The total value of investments this year has again seen a considerable increase from £345,439 at the end of 2020, to £394,484 in 2021. The PCC's policy is to invest the major part of its endowment funds in CBF Church of England Investment Fund Income Shares to achieve a level of growth that at least outpaces inflation over the long term, with a modest level of income. The remainder of the PCC's funds are in CBF Church of England deposits and bank accounts.

THE PCC AND THE CHURCH COUNCILS

The Parochial Church Council of the Ecclesiastical Parish of Dorchester and West Stafford (Dorchester and West Stafford PCC) is a body corporate under the PCC Powers Measure 1956 and Church Representation Rules 2006 and a registered charity number 1138023.

In so far as the law allows, the authority for the day-to-day work, management and outreach is delegated to the Church Committees of each of the four Parish Churches. They are responsible for the exercise of that authority, in co-operation with the Team Rector and clergy team, in the maintenance of their buildings, care of the congregations, and development of worship and outreach. The PCC retains ultimate responsibility and its members are encouraged to undertake training through conferences and study days, the better to discharge their roles.

Approved by the PCC at its meeting on 23 March 2022

and signed on its behalf by:

Keith Magee, Team Rector

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PCC

I report to the members on my examination of the accounts of the Parochial Church Council of the Ecclesiastical Parish of Dorchester and West Stafford for the year ended 31 December 2021.

Responsibilities and basis of report

As the PCC’s members and also the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the PCC's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since the PCC’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no other matters have come to my attention that giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the PCC as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

01 April 2022

Edwards and Keeping Chartered Accountants

Unity Chambers 34 High East Street Dorchester Dorset DT1 1HA

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2021

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Unrestricted Restricted Endowment Total funds Total funds
funds funds funds 2021 2020
Note £ £ £ £ £
Income
Donations and gifts 3(a) 265,354 140 - 265,494 274,740
Church activities 3(b) 22,649 360 - 23,009 20,458
Fundraising income 3(c) 2,792 - - 2,792 3,531
Investment income 3(d) 1,988 8,406 - 10,394 10,520
Other income 3(e) 723 - - 723 42
Total income 293,506 8,906 - 302,412 309,291
Expenditure
Church activities 4(a) 272,632 7,606 - 280,238 267,292
Costs of raising funds 4(b) - - - - 160
Other expenditure 4(c) 2,568 - - 2,568 2,472
Total expenditure 275,200 7,606 - 282,806 269,924
Net income before gains and
losses on investments 18,306 1,300 - 19,606 39,367
Gains on revaluation of
investment assets 5 - - 49,045 49,045 22,173
Net income 18,306 1,300 49,045 68,651 61,540
Transfers between funds - - -
Net movement in funds 18,306 1,300 49,045 68,651 61,540
Funds brought forward 622,861 63,536 348,039 1,034,436 972,896
Funds carried forward 8 641,167 64,836 397,084 1,103,087 1,034,436
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PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

BALANCE SHEET AS AT 31 DECEMBER 2021

Note
Fixed assets
Investments
5
Current assets
Debtors
6
CBF Deposit Fund
Cash at bank and in hand
Liabilities
7
Net current assets
Net assets
Funds
Unrestricted income funds
Restricted income funds
Endowment funds
Expendable
Permanent
Total funds
8
Creditors falling due
within
Unrestricted
funds
£
-
9,905
221,844
414,908
646,657
(5,490)
641,167
641,167
641,167
-
-
-
641,167
Restricted
funds
£
-
-
62,764
2,072
64,836
-
64,836
64,836
-
64,836
-
-
64,836
Endowment
funds
£
394,484
-
2,600
-
2,600
-
2,600
397,084
-
-
179,383
217,701
397,084
Total funds
2021
£
394,484
9,905
287,208
416,980
714,093
(5,490)
708,603
1,103,087
641,167
64,836
179,383
217,701
1,103,087
Total funds
2020
£
345,439
11,855
286,775
396,076
694,705
(5,708)
688,997
1,034,436
622,861
63,536
156,933
191,106
1,034,436

Approved by the PCC at its meeting on 23 March 2022

and signed on its behalf by:

Keith Magee, Team Rector

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

1 Accounting policies

(a) Basis of preparation

The PCC constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with the Church Accounting Regulations 2006, the Charities Act 2011, Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011, the Companies Act 2006 and UK Generally Accepted Accounting Practice.

The financial statements have been prepared to give a true and fair view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The financial statements have been prepared on a going concern basis under the historical cost convention modified to include investment assets at fair value. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body nor those that are informal gatherings of Church members.

(b) Funds

Unrestricted funds are general funds which can be used for PCC ordinary purposes. Unrestricted funds may include designated funds representing amounts set aside by the PCC for particular purposes.

Restricted funds represent (a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or bequest, and (b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the year end must be carried forward as a balance on that fund.

Permanent endowment funds are funds, the capital of which must be maintained; only income arising from investment of the endowment may be used either as restricted or unrestricted funds depending on the purpose for which the endowment was established.

Expendable endowment funds are funds the capital and income of which may both be used.

(c) Income

All income is recognised once the charity has entitlement to the income, there is sufficient certainty of receipt and so it is probable that the income will be received, and the amount of income receivable can be measured reliably.

Planned giving, collections and donations are recognised when received and any income tax recoverable on gift aid donations is recognised when a claim is submitted to H M Revenue and Customs. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement and the amount due. Dividends are accounted for when receivable, interest is accrued. All income is accounted for gross.

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

(d) Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Expenditure is accounted for on the accruals basis and gross of irrecoverable VAT.

Church activity costs form the majority of the PCC resources used including charitable giving, clergy and service expenses, running and maintaining church property, church admin and magazine costs. Fundraising activity costs are shown separately from income. Other expenditure represents amounts paid for the compilation and independent examination of the statutory accounts.

The diocesan parish share is accounted for when payable. Any ‘share’ unpaid at 31 December is provided for in these accounts as an operational (though not a legal) liability and is shown as a creditor in the balance sheet.

(e) Investments

Investments are valued at mid market value at 31 December and the unrealised gain or loss on revaluation is shown in the statement of financial activities. Realised gains or losses on the disposal of investments are recognised in the statement of financial activities when investments are sold.

2 Staff costs, transactions with PCC members and independent examination

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|||| |---|---|---| |2021|2020| |£|£| |Wages and salaries|18,448|18,355|

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During the year the Parish employed an administrator, St Andrew's an organist, St George's a verger and an organist, St Mary's an organist and a verger and St Peter's an organist. None of the above was paid at the rate of £60,000 pa or more.

Apart from payments of £3,448 (2020: £1,337) to members of the clergy in performance of their duties noted below, no other payments or expenses were paid to any other PCC member, persons connected with them or related parties.

The independent examiner’s fees comprised an examination fee of £900 (2020: £900) and statutory accounts compilation work of £1,668 (2020: £1,572).

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

3
Income
Unrestricted
Restricted Endowment
Total funds
Total funds
funds
funds
funds
2021
2020
£
£
£
£
£
Planned giving:
Gift aid and non gift aid
138,283
138,283
144,420
Income tax recoverable on gift aid
31,172
31,172
39,339
13,379
13,379
12,440
Gift days
11,135
11,135
15,669
Sundry donations
17,907
140
18,047
7,982
Grants
41,914
41,914
31,361
Legacies
11,564
11,564
23,529
(a)
Collections (open plate) at all services
Donations and gifts
265,354
140
-
265,494
274,740
(b) Church activities
Magazines
1,804
1,804
3,406
Church hall letting
9,071
9,071
8,426
Fees
11,534
360
11,894
8,383
Office services
240
240
243
In 2020 income from donations and gifts totalled £274,740, all of which was attributable to unrestricted funds.
22,649
360
-
23,009
20,458
(c) Fundraising income
2,792
-
-
2,792
3,531
Fetes, bazaars and other
fundraising activities
In 2020 income from church activities totalled £20,458 of which £20,368 was attributable to unrestricted funds
and £90 was attributable to restricted funds.

In 2020 income from fundraising totalled £3,531, all of which was attributable to unrestricted funds.

(d) Investment income

UK dividends and interest receivable 1,988 8,406 - 10,394 10,520

In 2020 investment income totalled £10,520 of which £2,186 was attributable to unrestricted funds and £8,334 was attributable to restricted funds.

(e) Other income

VAT refund/insurance claims etc
Total income
In 2020 other income totalled £42 and w
723
-
-
293,506
8,906
-
as attributable to unrestricted funds.
723
302,412
42
309,291

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

4
Expenditure
Unrestricted
funds
£
Missionary and charitable giving
5,906
'Share'
156,205
Clergy expenses
3,448
Insurance
19,929
Church running expenses
6,807
Church maintenance
17,832
Youth and education
-
Upkeep of services
8,825
Major repairs and improvements
9,239
Church hall running costs
8,572
Salaries and honoraria
18,088
Parish magazine
2,922
Church administration
14,859
Other
-
272,632
(a)
Church activities
Restricted Endowment
Total funds
Total funds
funds
funds
2021
2020
£
£
£
£
5,906
7,926
156,205
154,739
3,448
1,337
19,929
20,515
6,807
6,684
17,832
15,815
-
677
8,825
6,659
9,239
4,836
8,572
8,901
360
18,448
18,355
2,922
4,904
63
14,922
15,884
7,183
7,183
60
7,606
-
280,238
267,292

In 2020 expenditure on church activities totalled £267,292 of which £267,133 was attributable to unrestricted funds and £159 was attributable to restricted funds.

(b) Costs of raising funds

Fetes, bazaars and other fundraising activities - - 160 In 2020 expenditure on fundraising totalled £160 all of which was attributable to unrestricted funds. (c) Other expenditure Independent examiner's fees 2,568 2,568 2,472

(c) Other expenditure

In 2020 other expenditure totalled £2,472, all of which was attributable to unrestricted funds.

Total expenditure 275,200 7,606 - 282,806 269,924

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

5 Investments

At 1 January 2021
Additions
Unrealised gains on revaluation
At 31 December 2021
Represented by:
No
CBF Investment Fund income units
St George's - Timothy Bequest
6,396.00
St George's - Puzey Bequest
7,660.00
St George's - Jack Bradshaw
417.30
St Mary's - Megisson Bequest
704.53
St Mary's - Wynne Bequest
961.39
St Mary's - Quibbell Bequest
318.00
St Mary's -Trustee Account
317.53
CBF Fixed Interest Securities Fund
St George's - Timothy Bequest
482.00
St Mary's - Quibbell Bequest
561.00
6
Debtors
Other debtors
7
Creditors
Accruals
Other creditors
2021
£
345,439
-
49,045
394,484
£
149,782
179,383
9,772
16,499
22,514
7,447
7,436
763
888
394,484
2021
£
9,905
2021
£
5,021
469
5,490
2020
£
323,266
22,173
345,439
£
131,037
156,933
8,549
14,434
19,696
6,515
6,505
818
952
345,439
2020
£
11,855
2020
£
5,244
464
5,708

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

8
Funds
Unrestricted funds
St Andrew's general fund
St George's general fund
St Mary's general fund
St Peter's general fund
St Peter's music fund
PCC general fund
Total unrestricted funds
Restricted funds
St George's bellringers fund
St George's Timothy bequest
Total restricted funds
Endowment funds
Expendable
St George's Puzey legacy fund
St George's Jack Bradshaw fund
St George's Timothy bequest
St Mary's Quibell, Megisson and
St Mary's Trustee Account
St Peter's Holy Trinity Institute fund
Total endowment funds
Total funds
St Peter's Development account
Wynne bequest funds
(capital) fund
St George's Puzey legacy fund
Permanent (where the
capital cannot be spent)
(income) fund
At 1
January
2021
£
28,340
180,073
159,860
116,925
5,371
122,252
10,040
622,861
1,994
41,979
19,563
63,536
156,933
8,549
131,855
41,597
6,505
2,600
191,106
348,039
1,034,436
Income
Expenditure Fund transfers/
investment
gains
£
£
£
14,611
(14,810)
(1,650)
57,912
(60,356)
(10,450)
69,773
(62,330)
(10,450)
107,751
(102,358)
(10,450)
-
-
-
33,372
-
-
10,087
(35,346)
33,000
293,506
(275,200)
-
500
(422)
-
4,574
(2,556)
-
3,832
(4,628)
-
8,906
(7,606)
-
-
-
22,450
-
-
1,223
-
-
18,690
-
-
5,751
-
-
931
-
-
-
-
-
26,595
-
-
49,045
302,412
(282,806)
49,045
At 31
December
2021
£
26,491
167,179
156,853
111,868
5,371
155,624
17,781
641,167
2,072
43,997
18,767
64,836
179,383
9,772
150,545
47,348
7,436
2,600
217,701
397,084
1,103,087

Sufficient resources are held to enable each fund to be applied in accordance with any restrictions.

Unrestricted funds

The St Peter's designated choral scholars fund represents sums earmarked by the council for choral scholars and St Peter's development fund represents funds earmarked for the development of the church.

All other unrestricted funds, whilst allocated to the parish or individual churches, can be used for ordinary PCC purposes.

PAROCHIAL CHURCH COUNCIL OF DORCHESTER AND WEST STAFFORD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2021

Restricted funds

Restricted funds represent amounts received via trust, bequest, donation or grant for specific purposes as provided in the terms of the trust, bequest or funding appeal. Such funds can only be expended on the specific object for which they were given. Where insufficient funds are held to complete a specific purpose, the PCC may approve a transfer from general funds to fund the deficit, which is repaid once funds become available.

Endowment funds

Expendable

The St George's Puzey Legacy Fund is an expendable endowment fund. Both income and capital is available for the general purposes of St George’s. The fund is administered at the discretion of the vicar and churchwardens of St George's.

Permanent

The St George's Jack Bradshaw and Timothy Bequest Capital Fund, St Mary's Quibell, Megisson and Wynne Bequest Funds, St Mary Trustee's Account and St Peter's Holy Trinity Institute Fund are permanent endowment funds where the capital is held permanently and cannot be spent.

Income arising on the Jack Bradshaw fund is unrestricted and is paid into St George’s general fund. Income arising on the Timothy Bequest is restricted for expenditure on the fabric of St George's. Income arising from the Quibell, Megisson and Wynne Bequest Funds is administered at the discretion of the churchwardens of St Mary's. Income arising on the St Peter's Holy Trinity Institute Fund is unrestricted and is paid into St Peter’s general fund. Income arising from the St Mary Trustee Account is unrestricted and is paid into St Mary's general fund.

9 Kenneth O'Brien Legacy Trust

The late Kenneth O'Brien left the residue of his estate to be held in trust for the religious and charitable work of St George's Fordington. The Trust is registered as a charity (no 1149746). The PCC holds 14,424.32 CBF Church of England Investment Fund income shares as custodian trustee for the Trust, valued at £337,790 at 31 December 2021. This investment is held separately and is not included in the PCC accounts.