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← Blackheath And Crystal Palace Circuit

2025-08-31-accounts

BLACKHEATH AND CRYSTAL PALACE CIRCUIT OF THE METHODIST CHURCH

REGISTERED CHARITY No. 1137991

ANNUAL REPORT

for the period 1° September 2024 to 315t August 2025

Introduction

| am pleased to be able to present the Annual Report for our Methodist Circuit, and trust that you will find the contents to be of interest.

It is my strongly held belief that the churches of our circuit remain firm in faith and resolute in their determination to offer the Gospel message to the people of South London.

Revd Craig Gaffney, Superintendent Minister

The registered address for correspondence is:

Circuit Administrator,

Blackheath & Crystal Palace Circuit Office,

Burnt Ash Methodist Church Hall,

Burnt Ash Hill, London, SE12 0QD

The trustees who serve the charity are those specifically appointed to positions within the circuit, those who represent each ofthe[nine] church communities,[plus][ministers][of][ religion] who[reside][within] the circuit or who have served within the Methodist Church and who have retired to live in the area.

Aims and organisation

The registered objectives of the Charity for the Methodist Church:

The purposes of the Methodist Church are and shall be deemed to have been since the Date of Union

the advancement of:

.

a) The Christian faith in accordance with the doctrinal standards and discipline of The Methodist Church;

b) Any charitable purpose for the time being of any Connexional, District, Circuit. local or other organisation of The Methodist Church;

,

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c) Any charitable purpose for the time being of any society or institution subsidiary or ancillary to The Methodist Church;

d) Any purpose for the time being of any charity being a charity subsidiary or ancillary to The Methodist Church

The charity’s mission statement states that

The Blackheath and Crystal Palace Circuit promotes Methodism and Christian communities by actively Empowering, Supporting, Resourcing and Encouraging its member churches to increase awareness of God’s saving grace through Christ and His everlasting love.

The Charity’s approach to achieving that mission is by:

Public Benefit

We confirm the trustees have had regard to the Charity Commission’s guidance on public benefit.

Structure, Governance and Management

The governing document for the circuit is the Deed of Union (1932) and Methodist Church Act (1976)

Detailed governance arrangements are outlined within the Constitutional Practice and Discipline of the Methodist Church by order of the annual conference (CPD).

The practical management of the charity is undertaken by a Circuit Leadership Team comprising the ministers of religion, who are each appointed initially for five years - but who may stay for longer, the circuit stewards who are appointed each year by the Circuit Meeting and the Circuit Treasurer who is also appointed annually.

The circuit was successful in satisfying all of its key responsibilities, i.e. in the provision of ministers, co-ordinating the preaching plan, maintaining the manses, monitoring the governance of each of the nine churches, as well as supporting and encouraging each church in their mission of proclaiming the gospel of Jesus Christ. The circuit has been represented at District Synod.

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Trustee Training

A range of guidance produced by Methodist Connexion to support the effective running of the circuit, specifically the leaflet ‘The Role of a Trustee in The Methodist Church’ is available to all new Circuit meeting members via the Circuit website, as induction to their role as trustees.

The handbook ‘Role of a Circuit Steward’ has been made available to all Circuit Stewards.

Related Parties

The Circuit is part of the London District and is also accountable to the Methodist Conference.

The following Methodist Churches are linked to the circuit

Anerley Methodist Church

Burnt Ash Methodist church Eltham Park Methodist Church Forest Hill Methodist Church Hither Green Methodist Church Lewisham Methodist Church Sunfields Methodist Church

Upper Norwood Methodist Church

Wesley Hall Methodist Church

The circuit has denomination regulatory oversight of the work of the churches within the circuit but has no legal or operational control of those churches and their governing bodies except in extreme circumstances.

Risk Management

The major risks have been identified and recorded by the Circuit Finance and Property Committee with professional advice taken as required.

There is a regular annual review process undertaken and recorded.

Income and Expenditure is being monitored in total and is compared with the approved annual budget on a half yearly basis to detect trends as part of the risk management process to avoid unforeseen calls on reserves.

Safeguarding

Every person has a value and dignity which comes directly from the creation of male and female in God’s own image and likeness. Christians see this potential as fulfilled by God’s re-creation of us in Christ. Among other things this implies a duty to value all people as bearing the image of God and therefore to protect them from harm.

Methodist Connexional practice outlines commitment to the following principles:

e the care and nurture of, and respectful pastoral ministry with, all children, young people and adults

a)

e the safeguarding and protection of all children, young people and adults when they are vulnerable

e the establishing of safe, caring communities which provide a loving environment where there is informed vigilance as to the dangers of abuse.

° We will carefully select and train all those with any responsibility within the Church, in line with Safer Recruitment principles, including the use of criminal records disclosures and registration with the relevant vetting and barring schemes.

e We will respond without delay to every complaint made which suggests that an adult, child or young person may have been harmed, cooperating with the police and local authority in any investigation.

e We will seek to work with anyone who has suffered abuse, developing with them an appropriate ministry of informed pastoral care.

e We will seek to challenge any abuse of power, especially by anyone in a position of trust.

e We will seek to offer pastoral care and support, including supervision and referral to the proper authorities, to any member of our church community known to have offended against a child, young person or vulnerable adult.

e We will seek to strongly encourage consideration for, and training in, principles of Equality, Diversity and Inclusion.

e In all these principles we will follow legislation, guidance and recognised good practice

The Blackheath & Crystal Palace Circuit commits itself to ensuring the implementation of Connexional Safeguarding Policy; government legislation, guidance and safe practice in the circuit and in the churches.

The Blackheath & Crystal Palace Circuit commits itself to the provision of support, advice and training for lay and ordained people that will ensure people are clear and confident about their roles and responsibilities in safeguarding and promoting the welfare of children and adults who may be vulnerable.

Brief financial review of the year

Income

Circuit income is primarily drawn from the assessment of £250,000 paid in full by the Circuit churches.

Expenditure Expenditure in the year was £284,431.

73% Of expenditure was on stipends, travel costs. etc. 20% was the Circuit contribution to the District and Connexion, of which a significant part is used to fund the work of the wider Methodist Church. The other expenditure, 7%, includes administration and manse costs.

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Fund balances

As at 31 August 2025, the net current assets of the Circuit (including the Circuit Model Trust Fund) were £149,796 compared to £164,773 at the start of the year. All churches honoured their assessments during the year. In addition, the circuit received £16,498 from Forest Hill Church as repayment of funds owed.

Sufficient reserves are held to cover day-to-day expenditure, unexpected maintenance costs and to provide funding for any projects required to meet the Circuit's Mission Statement.

Plans for 2025/26

Circuit financial plans for the coming year have been prepared on the basis that there are three full time ordained staff and one part administration staff with anticipated cost of living stipend increases.

Basis of preparation and legal framework

The circuit accounts to 31 August 2025 were prepared on an accrual basis, in line with Charity Commission requirements, as we anticipate circuit income consistently to exceed £250,000. The accounts showa true and fair view of the Circuit’s financial position and activities and are compliant with FRS 102. Based on the monetary assets and human resources available at 31 August 2025, the trustees believe that the Circuit is a going concern.

Full Name of Charity: Blackheath & Crystal Palace Circuit

Registration Charity Number: 1137991 Date of registration: 1 September 2012 . Main communication address: The Circuit Administrator, Burnt Ash Methodist Church Hall, Burnt Ash Hill, London, SE12 0OQD

The members of the Blackheath & Crystal Palace Methodist Circuit meeting are the Charity Trustees, membership being made up of circuit office holders, ministers and representatives appointed by the local churches.

Fully membership is shown as Appendix A to this report.

Active Circuit Ministers Rev Richard Grocott
Rev Charles ILunga
Rev Craig Gaffney
Rev William Davis
Circuit Stewards Dr Garry Young (Senior)
Mrs Jeannette Warren
Mrs Margaret Boreham
Mrs Helena Green
MrSam Newlove-Agbonlahor
Dr Linda Ryan
MrsJessicaMatumika-Limbaexofficio

Administrator:

Dr Linda Ryan

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Names ofthe[circuit] stewards who[acted][as][the][principal][officers][overseeing][the][day-to-day][financial] management and accounting for the circuit during the year (treasurer) was Mrs Jessica MatumikaLimba.

Independent examiner: Mr George Ajassi, FCCA

Investment Bankers Central Finance Board of the Methodist Church Trustees for Methodist Church purposes

Current bank accounts Barclays

Reserves Policy

As at 31 August 2025, the total cash balance was £149,796, made up as follows:

  1. Central Finance Board — £82,335

  2. HSBC Current Account & Cash — £13,032

  3. Circuit Model Trust Fund Cash — £54,428

Circuit funds have decreased by £14,000 from the opening balance of £164,673, reflecting the current year deficit. The circuit also holds investments managed by the Trustees for Methodist Church Purposes valued at £25,252 as of 31 August 2025

The total unrestricted General Funds available to the circuit, including investments, amount to £175,048 (£149,796 + £25,252).

Level of Reserves

General Fund reserves of £175,048 support the smooth operation of the circuit and have been designated as follows:

1. District Assessment Reserve — £60,000

This reserve ensures the circuit can meet the 2025/26 District Assessment obligation of £56,680.

2. Cash Flow Reserve — £70,000

To ensure timely payment of ministers’ stipends, NIC, pension contributions, and related costs, a cash flow reserve equivalent to approximately 42% of these expenses has been set aside. Stipends account for around 80% of total circuit costs.

3. Manse Maintenance & Ad Hoc Reserve — £45,000

In line with quinquennial requirements, manses must be maintained to an appropriate standard. Regular repairs are undertaken as needed, and the anticipated long-term vacancy of one manse reinforces the need for adequate funds to be held in reserve

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Declaration

The trustees declare that

Signed on behalf of the charity’s trustees

Signatures:

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----- Start of picture text -----
Jo Rev. Craig Gaffney
7 (Chairman)
i | or, Mr. Jessica Matumika-Limba
(Treasurer)
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Date: |4th Rioivoas A02b

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APPENDIX A

Names of the trustees who managed the charity in the year 1 September 2024 to 31 August 2025:

Rev. Richard Grocott

Rev. William Davis Mrs Claire Pennycard Mrs Margaret Boreham Mr Graham Sparkes Mrs Marian Young Dr. Linda Ryan Mrs Barbara Charlick Mrs Marion Thompson Mrs Brenda Renshaw Mrs Saira Bonhan-Croft Ms Bernadetta Banda Mrs Alecia Austin Ms Cynthia Davis Mrs Judith Crane-St.Hill Mrs Margaret Price Miss Sandra Clifton Mrs Evelyn Richards Mrs Hilary Waterhouse Mrs Comfort Oppong Mrs Helena Green Mr Alfred Macauley-James Mrs Gifty Quartey Miss Lorna White Ms Vicky Hayford Mrs Rosie Dada

Rev. Craig Gaffney

Rev Charles ILunga Dr Garry Young Mr. Milton Boothe Mr Andrew Tredinnick Miss Ruth Potter Mrs Esme Russell-Mitra Mr Samuel Newlove-Agbonlahor Mrs Margaret Baker Mr. Gerald Hardy Mrs Jessica Matumika Limba Mr. Winston Fraser Mr Graham Green Mr Andrew Gibbs Mr Kwesi Eshun Mrs Jean Taylor Ms Sandra Floy Mrs Valerie Tredinnick Mrs Mary Sparkes Mrs Sibongile Mnguni Mir Sylvester Oppong Mr Chris Watkins Ms Eunice Millett Mrs Jeannette Warren Mr Robert Munro Mr Winston Graham

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| | |

,

Black Heath & Crystal Palace Circuit

Charity Registration No 1137991

FINANCIAL STATEMENTS

For the Year ending31 August 2025

Circuit No 35/28

Name of the Circuit: BlackHeath & Crystal Palace

Statement of Financial Activities (SOFA) for the year ended 31 August 2025

==> picture [477 x 334] intentionally omitted <==

----- Start of picture text -----
|||||||||||| |---|---|---|---|---|---|---|---|---|---|---| |Notes|to|Circuit|Model|Designated| |the|General|Fund|Trust|Funds|Restricted|Endowment|Total| |accounts|(Unrestricted)|(Unrestricted)|(unrestricted)|Funds|Funds|2024-25| |£|£|£|£|£|£| |Income| |1|Donations|and|legacies|723|0|0|0|0|723| |2|income|from|monetary|investments|2,655|3,017|0|0|6|5,672| |3|Income from|investment|properties|0|ie)|0|0|0|8| |4|Assessmenis|on Churches|250,000|9|0|0|0|250,000| |5|Capital|Receipts|0|0|0|0|0|0| |§|Grants|received|9|Q|0|0|Q|9| |7|Other income|17,385|ie)|0|0|0|17,385| |8|Total|income|270,763|3,017|0|0|0|273,780| |Expenditure| |9|Grants and|donations|0|ie|0|0|0|0| |10|Salaries|and|associated|costs|206,972|0|0|0|0|206,972| |11|Property maintenance|0|0|0|0|0|0| |12|Connexional|assessment &|model|trust levy|0|0|0|0|0|0| |13|District Assessment & Levy|57,608|ie)|0|0|0|57,608| |14|Depreciation|958|0|0|ie)|0|958| |15|Office|expenses|14,170|0|0|0|0|44,170| |16|Other outgoings|2,493|2,230|0|0|0|4,723| |17|Total|charitable|expenditure|282,201|2,230|0|0|0|284,431| |18|Gains/(losses) on|monetary|irvestments|787|787| |19|Gains/(losses) on|investment|properties| |20 Net|income/(expenditure)|(11,438)|1,573|a|i]|0|(9,864)| |21|Transfers|between|funds|0| |22|Other gains/(losses}| |23|Net|movement|in funds|(11,438)|1,573|0|0|0|(9,864)| |24 Total funds|brought|forward|0| |25 Total funds|carried forward|(11,438)|1,573|0|0|0|(9,864)|

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Circuit No 35/28

Name of Circuit; Blackheath & Crystal Palace

Balance Sheet as at 31 August 2025

: GN
- Notes tothe GeneralFund
{Unrestricted}		 Circuit Model Designated
Restricted		 Endowment
Totals
Trusts
Funds
Funds
Funds
2024/25
(Unrestricted) }(Unrestricted)
Accounts é £
£
£
£
‘3		 £
Fixed Assets
CircuitManses
& Equipment		 Pt Lee
.
_
2.447.087
27087		 R
aA
A
Total fxedassets		 ___2aa7oni]
25,282]
of
of
of 272.30]
Current Assets
[Prepayments
linvestmentswithTMCP
CentralFinanceBoardDeposits		 eos}
64015}
sts
1515}
TT
A)
rs
es
es
pew
A		 ds
97.999]
7
L_Totatcurrentassets

Current abilities		 160,869 94528)215,398
Creditors (due in under 1 year) & 4
Accruals
Er
ee ee
Sea
ee
Netcurrentassetsiiabilities		 2,035
2,035
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159835]
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Long term abilities
(due after morethanone year}
TRRRIGGS 4G
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Netassets}
—s_s		 2,605,922 79,780,
Ot
885,702		 2,578,322
Fundsofthe Circuit
GeneralFund (Unrestricted)
CircuitModelTustFund(Umretited)		 [st
 __ 2,805,929]
TotalUnrestrictedFunds
Resmaedrnds
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Important note:

Comparatives for the summary of assets and liabilities of each category of fund of the charity and for the detail in the movements in material individual funds. Therefore notes BS10 and BS 11 need to be reproduced to cover the previous year.

GUIDANCE NOTES

Please see sparate document ‘suggested framework for Circuit annual report’. This shows examples of items to include in the annual report. Use this as guidance to write the annual report.

1 Depreciation
£
CostofPhotocopier 01/09/2024 4,788.00
Disposals/Additions/Revaluation/Transfers -
Chargeforthe year -5yearsStraight line 957.60
NBVClosingBalance 31/08/2025 3,830.40
Manses
Win Road §46,002.00
Mottingham Lane 571,149.00
EversleyRoad 585,128.00
Kings Hall Road 640,978.00
CurrentValuation 91/09/2024 2,443,257.00
2 Debtors
£
Roots forChurches 1,515.00
Circuitassessment 62,500.00
64,015.00
3 Prepayments
RootsforChurches 1,515.60
1,515.00
4 Creditorsdue<1year
Ministerexpenses 1,100.00
Water 934.79
2,034.79

The Blackheath & Crystal Palace Circuit

Notes to the accounts for the year ending 31 August 2025

1) Basis of accounting and accounting policies

I. Accounting standards

The financial statements have been prepared in accordance with accounting and reporting by Charities: Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the financial reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective from 01 January 2015) - (charities SORP(FRS 102))

ll. Public benefit entity

The Blackheath & Crystal Palace Circuit meets the definition of public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes below.

Ill. Basis

These accounts have been prepared on the basis of historical cost except that the investments are shown at their market value at the end of the year. The accrual basis has been used, and the trustees present accounts that showa true and fair view of the Circuit’s financial position and activities.

IV. Content

The financial information presented is relevant, reliable, comparable and complete. Where estimates are used, these are based on experience, research and judgement. The accounts are expressed in £Sterling, rounded to the nearest pound.

Vv. Public benefit entity

This is the first year that the FRS102 has been applied to the Circuit’s accounts. These accounts are compliant with FRS 102. The previous year’s published accounts have been restated to be on the same basis; details of the adjustments appear in Note XVI The accounts have been prepared in accordance with applicable charity law in England this being the charities Act 2011 and SI 2008/629(Charities Accounting and Reporting Regulations).

Vi. Going Concern

Based on the monetary assets and human resources available at 31 August 2025, the trustees believe that the Circuit is a going concern

The Blackheath & Crystal Palace Circuit

Notes to the accounts for the year ending 31 August 2025

Vil. Consolidation

The circuit has denomination regulatory oversight of the work of the churches within the circuit but has no legal or operational control of those churches and their governing bodies except in extreme circumstances. For this reason, the financial statements of Churches within the Circuit are not consolidated into these financial statements.

Vill. = Income recognition Income is brought into account when there is entitlement, and the amountis reliably measurable once it is more likely than not that the economic benefit will be forthcoming. Individual amounts categorised as other income in SOFA will be shown separately if they are considered material

IX. Expenditure

This is recognised whena liability is incurred, or a constructive obligation arises, where the amount is reliably measurable and it is considered more likely that that there will be outflow of economic benefit.

X. VAT

Since the Circuit is not VAT registered, all input VAT is charged with the expenses to which it refers

Xi. Tangible fixed asséts

These are capitalised if they can be used for more than one year, and individually cost £4,500

The freehold residential property is shown in the accounts at deemed historical cost representing each property’s gross carrying values as at 01 September 2024, being that the property’s insurance reinstatement value. No depreciation is provided because the trustees consider the current residual value of the property in its condition to be less than its historical cost and, in the absence of any evidence of impairment, any depreciation provision for the buildings component of the property would be immaterial.

The Circuit has made use of the deemed cost option on transitioning to FRS102 as outlined above

Xl. Monetary Investments

The Circuit’s investments are in monetary assets classified as basic financial instruments under FRS102 and are held by the Trustees for the Methodist Church

The Blackheath & Crystal Palace Circuit

Notes to the accounts for the year ending 31 August 2025

Purposes (TMCP) as custodian trustees. The valuation, at market value, are those provided by TMCP.

Xill. |Receivables and Payables; Bank and Cash (Basic Financial Instruments)

Debtors are stated at the amounts owed to the circuit or prepaid. Creditors that are current liabilities are measured at cash expected to be paid, the liquid funds of the bank balances and deposit fund balances are shown at realisable values.

XIV. Methodist Connexional Funds

The Methodist Church Connexion raises assessments against Circuits and these are paid quarterly to their Districts. The Circuits raise assessments against Churches in the Circuit. The District quarterly remits to The Methodist Church Fund most of the sum received from the Circuit. A small sum is retained by the District to meet its own cots.

XV. Minsters’ manse costs

The circuit is required to provide accommodation for each minister in the Circuit and their families, and this is seen a benefit to the Circuit. Ministers are expected to occupy the manse provided for them. The Circuit bears the cost of repairs, maintenance, building Insurance, Council Tax and water charges. These figures are not separately disclosed as benefits-in-kind for ministers as HMRC does not seek to tax these receipts in the hands of the ministers.

Circuit No 35/28

XVI Name of Circuit; Blackheath & Crystal Palace

Statement of Financial Activities (SOFA) for the year ended 31 August 2024

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|||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---| |Notes|to|Circuit|Model|Designated| |the|General|Fund|Trust|Funds|Restricted|Endowment|Total| |accounts|(Unrestricted)|(Unrestricted)|(unrestricted)|Funds|Funds|2023-24| |s|£|£|£|£|£| |Income| |1|Donations|and|legacies|0|0|0|0|0|6| |2|income from monetary|investments|4,184|0|is]|0|0|4,184| |3|Income from|investment|properties|0|0|0|0|9|0| |4|Assessments on|Churches|250,000|0|0|9|0|250,000| |5|Capital|Receipts|0|0|0|0|0|0| |6|Grants|received|0|ie]|0|0|0|Q| |7|Other charitable income|0|is)|0|0|0| |8 Total income|254,184|0|Oe,|0|0|254,184| |Expenditure| |9|Grants|and|donations|3,188|0|0|0|0|3,188| |10|Salaries and|associated|costs|212,878|0|0|0|0|212,878| |11|Property maintenance|0|0|0|0|0|Q| |12|Connexional|assessment|&|model|trust|levy|0|0|0|0|0|0| |13|District Assessment &|Levy|47,740|0|0|ie}|0|47,740| |14|Depreciation|6|0|0|6|0|6| |15|Office expenses|4,095|0|0|0|0|4,095| |46 Other outgoings|4,920|0|ie]|Q|ie)|4,320| |17|Total|charitable|expenditure|269,820|0|0|0|0|269,820| |18|Gains/(losses)|on monetary investments|0|1,345|0|ie)|0|1,345| |19|Gains/(losses) on|investment|properties| |20|Net|income/(expenditure)|(15,636)|1,345|0|0|0|(14,291)| |21|Transfers|between|funds|0| |22|Other gains/(losses)| |23|Net movement|in funds|(15,636)|1,345|0|0|0|(14,291)| |24 Total|funds|brought forward|0| |25 Total funds carried forward|(15,636)|1,345|6|0|0|(14,294)|

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Name of Circuit ...BLACKHEATH & CRYSTAL PALACE... No 35/28.

Declarations and Scrutiny

| confirm that these accruals-based accounts for the year to 31 August 2025 have been prepared from the records of the Circuit and that they include all funds under the control of the Circuit meeting.

time em vate. AU LAS. Name and address of treasurer Ms...Jessica Matumika, 30... Westmead Court.

09 ERA hd Soa taney es en even RaG Seanins o< 249HS 18 0d 149 IE SHEE GTRO SVE; e~se-ceeeeneme POSE COOS SESAEB

Presentation to the Circuit meeting

| confirm that the annual report and accounts for the year ended 31 August 2025 were/will * be presented to the Circuit meeting held on: .................

Signature of the Chair of the meeting: a < —————e Name of the Chair of the meeting: Rev Craig Gaffney......... Date... 15°! ee

Independent Examiner’s Report to the Trustees of the

BLACKHEATH & CRYSTAL PALACE Circuit

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Responsibilities and basis of report

| report to the trustees on my examination of the accounts of the Blackheath & Crystal Palace .... Circuit for the year ended 31 August 2025 set out on pages ... to.... As the Circuit's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

| report in respect of my examination of the Circuit's accounts carried out under section 145 of the Act and, in carrying out my examination, | have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

  • delete or circle as appropriate

aaaES ES FEST

| | |

Name of Circuit ...... BLACKHEATH & CRYSTAL PALACE ... No...35/28....

! have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

| Rave/have not* obtained independent verification of all investments with the Trustees for Methodist Church Purposes or held in other trusts, bank balances and funds at the Central Finance Board of the Methodist Church which are individually in excess of £10,000 (ten thousand pounds) at the balance sheet date.

Ae o" o) Oe, Z Signature of independent examiner ............... 94 a el ala A Name of independent examiner: Mr George PAGSY cxvescnemnccesaryvemaobediieacieeixsteuanens0a nis vores Relevant professional qualification of independent examiner:......POCA... ccesvececsevsrseveerecanseene

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