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2025-12-31-accounts

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

Company registration number 07118015 (England and Wales) Charity registration number 1137825 (England and Wales)

THREE SPIRES FAMILY SUPPORT TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Jayne Davies Naomi Grew Jean Howard James K McCabe Sarah J Ockenden Paul S Morris Margaret R Parker (Appointed 28 January 2025) Jane M L Williams (Appointed 2 June 2025) Charity number 1137825 Company number 07118015 Registered office The Wave Waterpark New Union Street Coventry CV1 2PS Independent examiner Demsey Slater FCCA Spencer Gardner Dickins Limited 3 Coventry Innovation Village Cheetah Road Coventry CV1 2TL

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CONTENTS

Page
Chairman's statement 1 - 2
Trustees report 3 - 13
Independent examiner's report 14
Statement of financial activities 15
Balance sheet 16
Notes to the financial statements 17 - 27

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CHAIRMAN'S STATEMENT

FOR THE YEAR ENDED 31 DECEMBER 2025

Report from Chair of Trustees

2025 has been another outstanding year for Coffee Tots, continuing a pattern of growth, development, and positive impact across the communities we serve. While it would be easy to summarise the year by simply saying that Coffee Tots has gone from strength to strength, there is so much more to celebrate and share.

Coffee Tots at The Wave continues to expand and evolve, and our partnership with CV Life grows stronger each year. This ongoing collaboration has created exciting opportunities and enhanced the support available to families. We have also continued to strengthen relationships with a wide range of agencies across the city, particularly Start for Life (Council Early Years), whose support has been invaluable. SENDIASS hosts a monthly coffee morning at The Wave, and families are regularly referred to Coffee Tots by external agencies, reflecting the high regard in which our provision is held.

Each week is filled with a wide range of timetabled activities within the café, alongside courses, workshops, and training opportunities. One particularly encouraging development has been the increase in the number of fathers accessing our services. Our school holiday programmes remain extensive, thoughtfully planned, and well attended. A major highlight of the year was the Baby & Toddler Olympics, which brought everyone together for a memorable and enjoyable event. Other highlights included our Christmas activities, which received tremendous support. The Christmas Appeal saw a particularly strong response, and over 80 people attended the Community Christmas Meal. We were also delighted to host a Summer BBQ for staff and Trustees, and our sincere thanks go to Nige and Val for their wonderful hospitality.

Coffee Tots has continued to benefit from its relationship with Coventry University, particularly through Occupational Therapy student placements at The Wave. A significant development this year was the introduction of an Internship position. One of the placement students successfully secured the role and began a year-long internship in September, which incorporates external professional supervision ensuring that the role contributes towards professional development for the intern.

As always, our finances have been exceptionally well managed. Trustees receive regular financial updates, enabling informed discussion and oversight, and we are deeply grateful to Catherine, supported by Ros, for their diligent and professional management of our accounts. Catherine continues to work tirelessly in identifying and securing new funding opportunities. This year we were delighted to receive support from both the National Lottery and the Greggs Community Foundation, alongside the continued generosity of our "Building Blocks for Coffee Tots" supporters. We were also pleased to participate in a Three-Legged Fun Event to raise funds for BBC Children in Need. Thanks to our funding, we have been able to continue heavily subsidising café prices, ensuring our services remain affordable and accessible to all. The café remains extremely busy, welcoming an average of more than 200 customers each week.

Safeguarding continues to be a key priority. All concerns have been managed appropriately, and following a data breach that occurred outside of Coffee Tots' control, those affected received full support. Staff participated in safeguarding training delivered by the Diocese of Coventry, alongside the regular safeguarding training provided through induction and ongoing staff development. Trustees have also introduced Risk Management as a standing agenda item at Board meetings (previously reviewed annually), strengthening oversight and organisational resilience.

Among the year's notable events was the Celebration Evening held at The Wave in July. The event welcomed 105 attendees, including supporters, volunteers, staff, families, and partner organisations. It was a wonderful evening with a warm and positive atmosphere, and feedback from attendees was overwhelmingly encouraging. Catherine also attended The Mercers Company Livery Dinner, which not only provided an enjoyable occasion but also created valuable networking opportunities with potential partners and supporters. We remain extremely grateful for the ongoing support of the Mothers' Union and were honoured to welcome the Mothers' Union Worldwide President from Canada to The Wave during the year.

Our heartfelt thanks go to all our staff and volunteers for their unwavering commitment and support. Their hard work, patience, compassion, humour, and dedication enable Coffee Tots to make such a positive difference in the lives of families across the city. Their contribution is truly invaluable.

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CHAIRMAN'S STATEMENT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

My thanks go to the Trustees for their faithfulness, support and desire to help enable Coffee Tots to flourish. This year saw new Trustees, Margaret Parker and Jane Williams, settle into their roles and become valued members of the team. We were saddened to say goodbye to Jane Halliday, who has supported Coffee Tots since its inception. As she moves on to other responsibilities, we will greatly miss her expertise, wisdom, and encouragement. We extend our sincere thanks to Jane for her many years of service. We would also like to express our gratitude to Naomi Grew, who stepped down as Chair of Trustees in the autumn. Naomi continues to serve as a Trustee and remains a constant source of support and guidance.

As we look ahead to the coming year, we do so with excitement, confidence, and gratitude. We pray that God will continue to guide and bless Coffee Tots in all that we do, enabling us to serve families, strengthen communities, and build on the many successes of this remarkable year.

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.............................. Jayne Davies Chair of Trustees Jul 2, 2026 | 18:45 BST Date: .........................

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) FOR THE YEAR ENDED 31 DECEMBER 2025

The trustees present their annual report and financial statements for the year ended 31 December 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charitable company's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Objectives and activities

Three Spires Family Support Trust, known as Coffee Tots, exists to provide a welcoming community where families can connect, belong and thrive.

A Christian charitable organisation established in 2010, our mission is to demonstrate God's love through practical support, meaningful relationships and opportunities for families to flourish. We believe that strong communities help families overcome challenges, build resilience and create brighter futures for their children.

Based at The Wave in Coventry city centre, we offer a welcoming café environment alongside dedicated spaces for group activities and family support programmes. The Wave is a well-known and accessible community venue, easily reached by foot, public transport, or car, enabling us to support families with children aged 0–5 years, particularly those living in some of the most disadvantaged areas of the city.

During 2025 we have continued to grow, welcoming more families than ever before while maintaining the relational approach that sits at the heart of everything we do. Alongside increased attendance, we have developed new programmes, strengthened partnerships, expanded volunteering opportunities and deepened our work around school readiness, play, poverty reduction and family wellbeing.

Our impact at a glance

2025 Highlights

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

The Café - the heart of Coffee Tots

The café remains at the centre of everything we do. It is where relationships are built, trust is developed and support begins. Through daily conversations, shared experiences and time spent together, we learn about the challenges families face and we can respond in ways that are personal, flexible and meaningful.

As attendance continues to grow, maintaining this sense of connection has become increasingly important. While larger numbers bring exciting opportunities, they also create challenges in ensuring every family feels welcomed and valued. In response, we recognise changes are needed to ensure new families receive a warm welcome, identify support needs and create opportunities for meaningful conversations. We are looking at various ways to implement this within our staff team as well as developing a team of parent volunteers who will be trained and mentored to support the welcome process.

Our goal remains simple: every family who walks through our doors should know that they matter.

Helping Families feel safe and included

Many parents tell us that attending a new group can feel overwhelming, particularly when they are experiencing anxiety, isolation or poor mental health. Families consistently report that attending a structured activity feels easier than simply walking into an unfamiliar space.

In response, we have increased the number of advertised drop-in sessions taking place within the café environment, alongside more informal ‘pop-up’ activities that can be introduced when needed. These sessions provide natural opportunities for conversation and participation, helping families feel safe, included and connected from their very first visit. What may seem like a simple activity often becomes the first step towards friendship, confidence and wider support.

Open Tables

A significant development this year has been the growth of our Community Area and Open Table programme. Each lunchtime, families gather around shared tables to explore topics ranging from parenting and mental wellbeing to cooking, budgeting, local services, and healthy eating. Importantly, many of these sessions have been shaped and delivered with input from parents themselves. By creating opportunities for peer-to-peer learning and support, Open Table has strengthened community connections and empowered parents to share their own skills, experiences, and expertise. The result has been increased confidence, stronger friendships, and greater resilience amongst participating families.

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THREE SPIRES FAMILY SUPPORT TRUST

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

The First 1000 Days

The first years of a child's life have a profound impact on future development and wellbeing. Our First 1000 Days pathway continues to be a cornerstone of our work which has grown in numbers with supportive and connecting sessions run by our wonderful Children and Families Support Worker Claire. Families can access a progression of support including:

These programmes provide structured opportunities for parents to engage positively with their children while building supportive networks with other families experiencing similar stages of parenthood.

Play

At Coffee Tots, we believe play is one of the most powerful tools available to support children's development. Through both structured activities and everyday experiences within the café, we aim to increase opportunities for children to develop language, communication, social interaction, creativity and confidence. Importantly, we want parents to feel confident in supporting this learning at home.

Throughout the year we have focused on demonstrating that meaningful play does not require expensive toys or specialist equipment. Some of the most effective play experiences can be created through simple household items, everyday routines and quality interactions between parent and child.

Our goal is that every family leaves Coffee Tots with ideas, confidence and practical skills they can continue using at home.

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Boromi Bags

In May 2025 we were delighted to begin working with Boromi Play Libraries through Coventry's Start for Life programme. Boromi is a not for profit organisation dedicated to promoting the importance of play through carefully designed play bags built around four key principles:

The play bags have become a valuable addition to our café-based activities and pop-up play sessions.

Alongside delivering sessions, we are working with Boromi to help make their library model more accessible to families facing literacy and language barriers. This partnership has gained wider recognition, with our joint case study being selected by the Department for Education for national circulation as an example of how play can support school readiness and family engagement.

Music

What began as a successful Baby Rhyme Time initiative, developed by Occupational Therapy students, continued after their placement had ended. Led by our new OT intern, this created an opportunity for families to learn new songs and interact with their babies, helping to establish the parent child bond as well as confidence.

Alongside rhyme time, the sensory sessions led by our Children and Families Support Worker, Claire Smith, have helped parents grow in confidence through regular song time that takes place at the end of every sensory session. Many parents have told us that they had never previously heard or sung some of the nursery rhymes and songs used in the sessions. As their confidence has increased, they have begun incorporating these songs into daily life at home, often returning to share new songs and verses they have discovered with other families and staff, further strengthening community connections and confidence.

This is exactly the kind of peer-led learning we seek to encourage throughout Coffee Tots.

School Readiness

National attention has increasingly focused on the number of children starting school without the communication, social and self-care skills needed to thrive. Research suggests that by age five, around 40% of the attainment gap observed at age sixteen is already established. This is a challenge we see reflected in many of the families we support. We ran a 4 week school readiness programme for families before the summer to help get the whole family ready for this transition.

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THREE SPIRES FAMILY SUPPORT TRUST

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Occupational Therapy Students

We have continued to support OT students from Coventry University with their role-emerging placement. This creates an opportunity for students to recognise the benefits of occupational therapy in a non-traditional environment as well as offering Coffee Tots different ways to support families, with new ideas from an OT perspective. Families have enjoyed meeting and having conversations with our students, who stay with us for 1012 weeks.

Internship

In September, as a pilot project, we were delighted to offer a year-long internship to Lucy, a former Occupational Therapy student who completed her placement with us and has now qualified as an Occupational Therapist. This role provides her with the valuable opportunity to work directly with children and families, an experience that can be difficult to access as a newly qualified OT. During her internship, Lucy will gain insight into the operational side of the charity, including finance and grant applications, while also becoming a familiar and consistent presence in the café. She will support Claire in delivering the First 1000 Days sessions and will develop and lead her own weekly café-based sessions, bringing an Occupational Therapy perspective to support children and families.

Olympics Day

Next to our setting is a large church hall, and over the past year we have been fortunate to work in partnership with Central Hall to deliver a number of special community events.

Last summer, we launched our holiday programme with a fun filled Baby and Toddler Summer Olympics , using the hall to create an inclusive sports day for children of all ages and stages, from non-mobile babies to older siblings. Children took part in a variety of physical activities, collecting stickers as they completed each challenge, before proudly receiving a medal at the end of the event. Working alongside Active Tots, CV Life staff (from museums, leisure centres, and community support teams), and Central Hall, we created a memorable session that celebrated physical activity, and community spirit. The event ran to capacity, with 38 families taking part.

In November, we built on this successful partnership by hosting a Three-Legged Children in Need Extravaganza . As recipients of funding from Children in Need, we were delighted to provide families with an opportunity to support a charity that directly benefits Coffee Tots as well as other local communities.

We recognise that many families prefer not to see themselves solely as recipients of support, so by creating opportunities for them to contribute, whether through volunteering, fundraising, or donating items, allows families meaningful ways to play a part in the success of Coffee Tots. We can see that this helps bring a strong sense of ownership, belonging, and community that continues to thrive within the café.

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Summer Holidays

During the holidays we move to the Community Room, a space which is used for courses during term time. This is because The Wave runs their HAF programme for children in the café area. Despite the smaller space, we continue to see lots of families who appreciate having a place to go with food and drinks available and familiar faces to have a chat with. Our summer holiday programme was full of fun activities, with trips to local museums, parks with picnics to activities on our squash court space, ranging from cooking activities with Nige, sensory creative activities to camping songs and puppet shows, just to name a few. Following reflection on our busy summer programme, we recognised that the volume and pace of activities made it more challenging to spend quality time alongside families in the relational way that is central to our approach. As we plan for the future, we intend to incorporate more outdoor sessions and informal activities, creating greater opportunities for meaningful conversations, relationship-building and individual support.

Christmas

In the lead-up to Christmas, we launched our annual Christmas Appeal and reopened our Christmas Grotto, providing parents with the opportunity to choose and wrap gifts for their children. Guided by the theme "Something you want, something you need, something to wear and something to read," the grotto enabled families to select meaningful presents tailored to their children's needs and interests. Thanks to the generosity of local organisations, churches, businesses, community groups and individual supporters, we received an incredible number of donated gifts and financial contributions, allowing us to support more than 150 families during the Christmas period.

Donations from the appeal also enabled us to host our annual Community Christmas Lunch in the café. More than 80 adults and children came together to enjoy a traditional Christmas meal, which for some families was their only Christmas dinner of the season. The event provided an opportunity for families to celebrate together, enjoy festive activities, and create special memories. Father Christmas also paid a visit, bringing a gift for every child and parent who attended.

Coffee Tots closes only between Christmas and New Year. Recognising that this can be a particularly challenging time financially for many families, we distributed over 72 food bags to help ensure households had access to meals throughout the holiday period. Families consistently expressed their gratitude for this practical support, which helped reduce pressure at a time when budgets are often stretched to their limit.

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

One of our regular families offered to lead some sessions making Christmas decorations. This created a real community feel as well as increasing confidence for the parents running the session.

Staff Team

We are fortunate to have an incredible staff team, each bringing their own unique skills, experience, and personality to the support and day to day running of Coffee Tots. As the number of families visiting us continues to grow, Coffee Tots has evolved and adapted to meet their needs. Our staff have played a vital role in ensuring these changes have been implemented smoothly, while continuing to provide the warm welcome and supportive environment that help families feel safe, valued, and at home in our space.

Regular Café Activities

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Group Activities

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Links with others

Thank you

To every family, volunteer, supporter, partner organisation, church, trustee, and staff member; thank you.

Together we are building a community where families are supported, children can thrive, and nobody has to navigate parenthood alone.

As the proverb says: "It takes a village to raise a child." For many families across Coventry, Coffee Tots is that village.

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Financial Report 2025

These accounts represent the fifteenth full year of operating Coffee Tots, having opened our doors for the first time in October 2010, and we are very grateful once again to all those who have helped to make it happen, from our customers, staff and volunteers, to CV Life who host us, to our regular supporters, to local churches, community groups and businesses who support us in a wide variety of ways, to the various Grant Bodies who have given us grants over the year.

The income of Three Spires Family Support Trust can be split into three main streams: income generated by the project through cafe sales; grant income; and donations.

Our café prices are heavily subsided and our daily ‘Pay What You Can’ meal is consistently the most chosen menu option reflecting the financial struggles that many of our families face (this has increased from 1,862 in 2024 to 2,606). Many families spend much of their day with us but making their food/drink last through the day. All of this is reflected in the total café income for the year which is relatively low given the busyness of the café through the week.

Over 2025 we have received grants totalling £181,098 from: The Archer Trust, BBC Children in Need, Coventry City Council (Start for Life), Garfield Weston Foundation, General Charities of the City of Coventry, The Generation Trust, Greggs Foundation, The National Lottery, Norton Foundation and the Wates Family Foundation. Through the year we have also applied for grants for our families from The General Charities of the City of Coventry and The Newfield Trust to help buy much needed furnishings/furniture/white goods etc for their homes. We are particularly grateful to all these grant funders for their support, encouragement and understanding over this last year.

We continued to be encouraged by the support of individuals through our regular giving scheme for supporters – Building Blocks for Coffee Tots. We have also been encouraged by the response of individuals and groups of people to our Christmas appeal which enabled us to support over 150 families at what can often be a difficult time of year for many families. We are very grateful for the support of all our Building Blocks, many of whom also donated to our various appeals.

In addition to the support of individuals, we have been financially supported during 2025 by an increasing number of churches from Coventry and Warwickshire as well as practical support from a wide range of Mothers Union groups across Coventry and Warwickshire and various work places across Coventry. It has been great to continue to develop these links and build relationships with the various church families, organisations and communities as well as building new links.

With the restricted funds end of year balance of £38,735, £37,343 is restricted for core running costs (café running costs and café-based support activities). With the grants detailed above, at the end of 2025 we knew that with future payment of known grants scattered through the year, we would have funds in place for the whole of 2026 and into 2027.

Over the last year we have continued to grow, adapt and develop the support that we offer and this is reflected in the accounts with the increases in ‘charitable activities’: the Trustees Report gives more details on how this has taken place.

We couldn’t do what we do without the support we receive, and we are incredibly grateful for this, thank you.

Reserves Policy

It is the policy of the charitable company that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to two month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charitable company’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

The trustees have assessed the major risks to which the charitable company is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

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TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Structure, governance and management

Jayne Davies Naomi Grew Jane C Halliday (Resigned 25 November 2025) Jean Howard James K McCabe Sarah J Ockenden Paul S Morris Margaret R Parker (Appointed 28 January 2025) Jane M L Williams (Appointed 2 June 2025)

New trustees are elected by the board of trustees.

None of the trustees has any beneficial interest in the company.

The trustees report was approved by the Board of Trustees.

.............................. Jayne Davies Chair of Trustees Jul 2, 2026 | 18:45 BST Dated: .........................

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INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF THREE SPIRES FAMILY SUPPORT TRUST

I report to the trustees on my examination of the financial statements of Three Spires Family Support Trust (the charitable company) for the year ended 31 December 2025.

Responsibilities and basis of report

As the trustees of the charitable company (and also its directors for the purposes of company law), you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006.

Having satisfied myself that the financial statements of the charitable company are not required to be audited under Part 16 of the Companies Act 2006 and are eligible for independent examination, I report in respect of my examination of the charitable company’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the charitable company’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of ACCA, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the

examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Demsey Slater FCCA Spencer Gardner Dickins Limited

3 Coventry Innovation Village Cheetah Road Coventry CV1 2TL Jul 3, 2026 | 06:25 BST Dated: .........................

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STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2025

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
3
105,281
118,404
Other trading activities
4
36,453
-
Investments
5
244
-
Other material income
815
-
Total income
142,793
118,404
Expenditure on:
Raising funds
6
97,984
24,056
Charitable activities
7
60,359
75,583
Other expenditure
12
193
-
Total expenditure
158,536
99,639
Net income/(expenditure) and
movement in funds
(15,743)
18,765
Reconciliation of funds:
Fund balances at 1 January
2025
25,426
19,970
Fund balances at 31
December 2025
9,683
38,735		 Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
223,685
116,126
81,819
36,453
39,745
-
244
282
-
815
-
-
261,197
156,153
81,819
122,040
104,632
18,262
135,942
44,867
82,117
193
250
-
258,175
149,749
100,379
3,022
6,404
(18,560)
45,396
19,022
38,530
48,418
25,426
19,970		 Total
2024
£
197,945
39,745
282
-
237,972
122,894
126,984
250
250,128
(12,156)
57,552
45,396

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

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BALANCE SHEET

AS AT 31 DECEMBER 2025

Notes
Fixed assets
Tangible assets
13
Current assets
Cash at bank and in hand
Creditors: amounts falling due within
one year
14
Net current assets
Total assets less current liabilities
The funds of the charitable company
Restricted income funds
15
Unrestricted funds
16		 2025
£
52,193
(4,638)		 £
863
47,555
48,418
38,735
9,683
48,418		 2024
£
49,733
(5,352)		 £
1,015
44,381
45,396
19,970
25,426
45,396

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 December 2025.

The directors acknowledge their responsibilities for ensuring that the charity keeps accounting records which comply with section 386 of the Act and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

Jul 2, 2026 | 18:45 BST

The financial statements were approved by the trustees on .........................

.............................. Jayne Davies Chair of Trustees

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THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1 Accounting policies

Charity information

The charity is a company limited by guarantee and incorporated in England and Wales. The members of the company are the trustees who are also the directors. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity. The charitable company's registered number is 07118015 and the registered office address is The Wave Waterpark, New Union Street, Coventry, CV1 2PS.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charitable company's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". The charitable company is a Public Benefit Entity as defined by FRS 102.

The charitable company has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charitable company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have assessed the charitable company’s situation. The trustees have a reasonable expectation that the charitable company has adequate resources and working capital to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the company's charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

All incoming resources are included on the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received, and the amount can be measured reliably.

Voluntary income resources by the way of grants, donations and gifts are included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the charity, are recognised when the charity becomes unconditionally entitled to the grant.

Incoming resources from grants, where related to performance and specific deliverables, are accounted for as the charity earns the right to consideration by its performance.

Donated services are included at the value to the charity where this can be quantified. The value of service provided by volunteers has not been included in these accounts.

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

1 Accounting policies

(Continued)

1.5 Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries, it includes both costs that can be allocated directly to such activities and those costs of indirect nature necessary to support them.

Governance costs includes those costs associated with meeting the constitutional and statutory requirements of the charity and include costs linked to the strategic management of the charity.

Irrecoverable VAT is charged as a cost against the expenditure incurred.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost of assets less their residual values over their useful lives on the following bases:

Plant and machinery 15% reducing balance Computer equipment 33% straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.8 Financial instruments

The charitable company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charitable company's balance sheet when the charitable company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in the Statement of Financial Activity.

1.9 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 to the extent that these are applied to its charitable objects.

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

1 Accounting policies

(Continued)

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charitable company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

1.12 Leases

Rentals payable under operating leases, including any lease incentives received, are charged as an expense on a straight line basis over the term of the relevant lease.

2 Critical accounting estimates and judgements

In the application of the charitable company’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

There are no critical accounting estimates or judgements for further consideration.

3 Income from donations and legacies

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations
36,150
-
Grants
62,694
118,404
Other
6,437
-
105,281
118,404		 Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
36,150
43,731
-
181,098
65,501
81,819
6,437
6,894
-
223,685
116,126
81,819		 Total
2024
£
43,731
147,320
6,894
197,945

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

3
Income from donations and legacies
Unrestricted
Restricted
funds
funds
2025
2025
£
£
Grants
Children in Need
-
15,000
National Lottery
-
83,404
Greggs Foundation
-
20,000
Coventry General
Charities
19,000
-
Postcode Local Trust
-
-
Garfield Weston
Foundation
25,000
-
Coventry City Council
9,500
-
Trusthouse
-
-
Alan Edward Higgs
Charity
-
-
Inclusive Communities
-
-
Severn Trent Community
Fund
-
-
Voluntary Action
-
-
Cost of Living Community
Fund
-
-
Other
9,194
-
62,694
118,404		 Total
Unrestricted
Restricted
Total
funds
funds
2025
2024
2024
2024
£
£
£
£
(Continued)
15,000
-
15,000
15,000
83,404
-
-
-
20,000
-
-
-
19,000
18,640
-
18,640
-
12,000
-
12,000
25,000
25,000
-
25,000
9,500
16,119
-
16,119
-
-
24,300
24,300
-
-
9,000
9,000
-
-
13,519
13,519
-
-
20,000
20,000
-
3,000
-
3,000
-
(11,258)
-
(11,258)
9,194
2,000
-
2,000
181,098
65,501
81,819
147,320		 Total
Unrestricted
Restricted
Total
funds
funds
2025
2024
2024
2024
£
£
£
£
(Continued)
15,000
-
15,000
15,000
83,404
-
-
-
20,000
-
-
-
19,000
18,640
-
18,640
-
12,000
-
12,000
25,000
25,000
-
25,000
9,500
16,119
-
16,119
-
-
24,300
24,300
-
-
9,000
9,000
-
-
13,519
13,519
-
-
20,000
20,000
-
3,000
-
3,000
-
(11,258)
-
(11,258)
9,194
2,000
-
2,000
181,098
65,501
81,819
147,320
147,320

The donation from the Cost of Living Community Fund was overstated in the year to 31 December 2023 by £11,258. This amount was disclosed in unrestricted funds in 2023 and was reversed to unrestricted funds in the year to 31 December 2024.

4 Income from other trading activities

Unrestricted Unrestricted
funds funds
2025 2024
£ £
Cafe income 36,453 39,745

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

5 Investments

Interest receivable
Raising funds
Unrestricted
Restricted
funds
funds
2025
2025
£
£
Trading costs
Other trading activities
22,104
-
Staff costs
75,880
24,056
Trading costs
97,984
24,056		 Unrestricted Unrestricted
funds
funds
2025
2024
£
£
244
282
Total
Unrestricted
Restricted
Total
funds
funds
2025
2024
2024
2024
£
£
£
£
22,104
22,055
-
22,055
99,936
82,577
18,262
100,839
122,040
104,632
18,262
122,894		 Unrestricted Unrestricted
funds
funds
2025
2024
£
£
244
282
Total
Unrestricted
Restricted
Total
funds
funds
2025
2024
2024
2024
£
£
£
£
22,104
22,055
-
22,055
99,936
82,577
18,262
100,839
122,040
104,632
18,262
122,894
Total
2024
£
22,055
100,839
122,894

6 Raising funds

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

7 Charitable activities

Wages
Rent
Insurance
Travel, including outings and families
Training and courses
Support worker staff costs
Printing, postage and stationery
Sundries
Depreciation of tangible fixed assets
Accountancy and legal fees
Software and subscriptions
Analysis by fund
Unrestricted funds
Restricted funds		 Support
Costs
2025
£
10,565
7,372
690
512
865
112,251
598
216
152
2,481
240
135,942
60,359
75,583
135,942		 Support
Costs
2024
£
13,845
2,493
690
-
218
106,634
579
-
179
2,346
-
126,984
44,867
82,117
126,984

Rental costs were overstated in the year to 31 December 2023 by £4,919. This amount was reversed to rental costs in the year to 31 December 2024 which has resulted in the figure of £2,493 in comparatives noted above.

8 Net movement in funds 2025 2024
£ £
The net movement in funds is stated after charging/(crediting):
Depreciation of owned tangible fixed assets 152 179

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

9 Independent Examiner's Remuneration

Fees payable to the charity's Independent Examiner:
Independent examination of the financial statements of the charity
For other services
Preparation of annual accounts
Filing of confirmation statement
Total independent examiner's fees		 2025
£
752
753
134
1,639		 2024
£
760
760
115
1,635

10 Trustees

None of the trustees received any remuneration or benefits from the charitable company during the year (2024: None).

None of the trustees were reimbursed any expenses during the year (2024: None).

11 Employees

The average monthly number of employees during the year was:

Employment costs
Wages and salaries
Social security costs
Other pension costs		 2025
Number
12
2025
£
138,203
20,759
9,109
168,071		 2024
Number
13
2024
£
146,247
10,415
3,571
160,233

No employees received benefits of more than £60,000 (2024: None).

There were no employees whose annual remuneration was more than £60,000.

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

12 Other

**Unrestricted ** Unrestricted
funds funds
2025 2024
Bank charges 193 250
193 250
13 Tangible fixed assets
Plant and
Computer
Total
machinery equipment
£ £ £
Cost
At 1 January 2025 10,194 629 10,823
At 31 December 2025 10,194 629 10,823
Depreciation and impairment
At 1 January 2025 9,179 629 9,808
Depreciation charged in the year 152 - 152
At 31 December 2025 9,331 629 9,960
Carrying amount
At 31 December 2025 863 - 863
At 31 December 2024 1,015 - 1,015
14 Creditors: amounts falling due within one year
2025 2024
£ £
Other taxation and social security 2,832 2,357
Accruals and deferred income 1,806 2,995
4,638 5,352

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

15 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Movement in funds Movement in funds
Balance at Incoming Resources Balance at Incoming Resources Balance at
1 January resources expended 1 January
resources		 expended 31 December
2024 2025 2025
£ £ £ £ £ £ £
Children in Need - 15,000 (14,889) 111 15,000 (13,719) 1,392
National Grid 9,547 - (9,547) - - - -
Trusthouse 13,931 24,300 (22,667) 15,564 - (15,564) -
Alan Edward Higgs
Charity - 9,000 (4,705) 4,295 - (4,295) -
Cost of Living Community
Fund 15,052 - (15,052) - - - -
Inclusive Communities - 13,519 (13,519) - - - -
Severn Trent Community
Fund - 20,000 (20,000) - - - -
National Lottery - - - - 83,404 (60,835) 22,569
Greggs Foundation - - - - 20,000 (5,226) 14,774
38,530 81,819 (100,379) 19,970 118,404 (99,639) 38,735

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

15 Restricted funds

(Continued)

Children In Need

Three years funding towards children's activities in the cafe, starting March 2024 and incorporating salary costs.

National Grid

This grant is restricted towards our Winter Support Project , practically helping and supporting vulnerable families to stay warm and safe through providing warm packs to help them keep warm at home and providing energy advice and support in the cafe.

Trusthouse

This grant is restricted towards the running costs (and further development) of our First 1000 Days Programme . The grant is spread over 3 years with the first instalment received October 2022, the second October 2023 and the third and final October 2024.

Alan Edward Higgs charity

This grant is restricted to develop our work in the café supporting vulnerable children and their parents, recognising that increases in mental health struggles, isolation and loneliness post covid and with the cost of living crisis, mean that many struggle to access support beyond the café.

Coventry City Council - Cost of Living Community fund

This grant is restricted towards developing and increasing our support for vulnerable families in Coventry who are struggling in the current cost of living crisis.

Inclusive Communities

This grant is restricted towards developing the mental health support for families.

Severn Trent Community Fund

This grant is restricted towards running costs of the café.

National Lottery

This grant is restricted towards running costs of the café (support work salary costs and rent).

Greggs Foundation

This grant is restricted towards salary running costs of the café.

16 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1
General funds
Previous year:
At 1
General funds		 January
2025
Incoming
resources
Resources
expended
At 31
December
2025
£
£
£
£
25,426
142,793
(158,536)
9,683
January
2024
Incoming
resources
Resources
expended
At 31
December
2024
£
£
£
£
19,022
156,153
(149,749)
25,426

Docusign Envelope ID: 9E4F20BD-51E5-80B8-8106-E7F92FAB20CA

THREE SPIRES FAMILY SUPPORT TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

17 Analysis of net assets between funds

Unrestricted
Restricted
funds
funds
2025
2025
£
£
At 31 December 2025:
Tangible assets
863
-
Current assets/(liabilities)
8,820
38,735
9,683
38,735
Unrestricted
Restricted
funds
funds
2024
2024
£
£
At 31 December 2024:
Tangible assets
1,015
-
Current assets/(liabilities)
24,411
19,970
25,426
19,970		 Total
2025
£
863
47,555
48,418
Total
2024
£
1,015
44,381
45,396

18 Operating lease commitments

Operating lease payments recognised as an expense in the financial statements total £7,372 (2024: £7,413).

At the reporting end date the charitable company had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2025 2024
£ £
Within one year 2,457 2,403

19 Related party transactions

Key management remuneration totals £67,253 (2024: £66,382). This includes £35,989 (2024: £35,788) in respect of consultancy fees.