|Contents ofthe Financial Statements|||| |---|---|---|---| |forthe Year Ended 31 March 2025|||| |||Page|| |Chairman's Report||1|| |Report oftheTrustees|2|to|1| |Independent Examiner's Report||12|| |Statementof Financial Activities||13|| |BalanceSheet||14|| |Cash FlowStatement||15|| |Notestothe Cash FlowStatement||16|| |Notestothe Financial Statements|17|to|26| ## ## ## ## ## ## ## ## ## ## |2024/25|Vale|Cardiff| |---|---|---| |First Referrals|498|452| |BenefitAmounts Secured overan||| |18 month period|£1,028,109|£849,026| ## ||2024/25|Vale|Cardiff| |---|---|---|---| |Enquiries
Referrals||497
459|397
281| |CLO Home|Visits|149|312| |CLO Telephone Calls||1468|971| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## |||||2025|2024| |---|---|---|---|---|---| |||Unrestricted|Restricted|Total|Total| |||fund|funds|funds|funds| ||Notes|£|£|£|£| |Incomeand endowments from|||||| |Donations and legacies|3|58,169||58,169|90,864| |Charitable activities|6||||| |Community Support
Information andAdvice||90,218
126,772|175,827
103,753|266,145
230,525|241,135
229,276| |Ageing Well||96,714|19,429|116,143|112,841| |Othertrading activities|4|1,10||1,190|4314| |Investment income|5|17,139||17,139|17,523| |Total||390,202|299,109|689,311|695,953| |Expenditure on|||||| |Raising funds|7||||2| |Charitable activities|8||||| |Community Support
Information andAdvice||48,384
82,603|175,407
98,924|223,791
181,527|244101
167,657| |Ageing Well||101,577|13,576|115,183|123,112| |Partnership Development||184,889|420|185,309|179,956| |Total||417,453|288,327|705,780|714,828| |NETINCOME/(EXPENDITURE)||(27,251)|10.782|(16.469)|(18,875)| |Reconciliation offunds|||||| |Total funds brought forward||473,923|13.625|487,548|506,423| |Totalfunds carried forward||446,672|24,407|471,079|487,548| |||||2025|2024| |---|---|---|---|---|---| |||Unrestricted|Restricted|Total|Total| |||fund|funds|funds|funds| ||Notes|£|£|£|£| |Fixed assets|||||| |Tangible assets|14||1,750|1,750|| |Currentassets|||||| |Debtors|15|13,321|4,019|17,340|31,862| |Cash at bank and in hand||460,457|21,737|482,194|569,507| |||473778|25,756|499.534|601,369| |Creditors|||||| |Amounts falling due within one year|16|(27.105)|(3,100)|(30,205)|(113,821)| |Netcurrentassets||446,673|22,656|469,329|487548| |Total assets less currentliabilities||446,673|24,406|471,079|487,548| |NETASSETS||446,673|24,406|471,079|487,548| |Funds|19||||| |Unrestricted funds||||446,673|473,923| |Restricted funds||||24,406|13,625| |Total funds||||471,079|487.548| |||Cash FlowStatement||| |---|---|---|---|---| ||forthe|Year Ended 31 March|2025|| ||||2025|2024| ||Notes||£|£| |Cash flows from operating activities
Cash generated from operations
Finance costs paid|1||(53,925)
(2,723)|(41,864)| |Netcash used in operating activities|||(56,648)|(41,864)| |Cash flows from investing activities
Purchase oftangible fixed assets
Interest received|||(2,000)
17.139|17.523| |Netcash provided by investing activities|||15,139|17,523| |Change incash and cash equivalents in||||| |the reporting period
Cash and cash equivalentsatthe
beginning ofthe reporting period|2||(41,509)
523,703|(24,341 )
548,044| |Cash and cash equivalentsatthe endof||||| |the reporting period|2||482,194|523,703| ## ||Reconciliation ofnetexpenditureto netcashflowf|rom operating|activities||| |---|---|---|---|---|---| |||||2025|2024| |||||£|£| ||Netexpenditure forthe reporting period (as perthe
FinancialActivities)|Statement of||(16,469)|(18,875)| ||Adjustments for:||||| ||Depreciation charges
Losses on investments|||250|2| ||Interest received
Finance costs|||(17.139)
2,723|(17.523)| ||Decrease/(increase) in debtors|||14,522|(17,378)| ||(Decrease)/increase in creditors|||(37.812)|11,910| ||Netcash used in operations|||53.925|41,864)| |2.|Analysis ofcashand cash equivalents||||| |||||2025|2024| |||||£|| ||Cash in hand|||155|156| ||Notice deposits (less than 3 months)|||482,039|569,352| ||Overdrafts included in bank loans and overdrafts falling|due within one|year||(45,804)| ||Total cash and cash equivalents|||482,194|523,703| |3.|Analysis of changes in netfunds||||| |||At 1.4.24||Cash flow|At31.3.25| ||||£|£|£| ||Netcash||||| ||Cash at bank and in hand
Bank overdraft||569,507
(45,804)|(87,313)
45,804|482,194| ||||523,703|(41,509)|482,194| ||Total||623,703|(41,509)|482,194| ## ## ## ## ## ## ## ## ## ## ## ## ## ## |3.|Donations and legacies||| |---|---|---|---| |||2025|2024| |||£|£| ||Donations/Fundraising
Legacies/Trust Funds|58,169|54,164
13,200| ||Grants||23,500| |||58,169|90.864| ||Grants received, included in the above, are as follows:||| |||2025|2024| |||£|£| ||Peoples Postcode Lottery||13.500| ||Garfield Weston Foundation||| ||||10,000| ||||23,500| |4|Othertradingactivities||| |||2025|2024| |||£|£| ||Trading|1,190|4314| ## |5.|Investment income|||| |---|---|---|---|---| ||||2025|2024| ||||£|£| ||Deposit account interest||17,139|17,623| |6.|Income from charitable activities|||| ||||2025|2024| ||Grants|Activity
Community Support|£
160,743|£
180,082| ||Project|||| ||Donations/Fundraising
Fees for the Provision ofServ|Community Support|7.686|5,823| ||ices
Other
Grants|Community Support
Community Support
Information andAdvice|60,735
36,981
103,753|41,852
13,378
102,205| ||Project
Donations/Fundraising
Fees for the Provision ofServ|Information andAdvice|9,727|11,218| ||ices|Information andAdvice|117,045|115,853| ||Grants|Ageing Well|10,341|8,098| ||Project
Donations/Fundraising
Fees for the Provision ofServ|Ageing Well|5.127|1,262| ||ices
Other|Ageing Well
Ageing Well|26,200
74475|28,598
74,883| ||||612,813|583,252| ||Grants received, included in the above, are as follows:|||| ||||2025|2024| ||||£|£| ||Cardiff County Council
Vale ofGlamorgan Council||67,353
96,731|65,391
117,245| ||Age Cymru
Glamorgan Voluntary Services
Groundwork UK - Tesco Bags of Help||2,400
9,384|2,400
10,560
375| ||IndependentAge
Henry Smith Foundation||60,000|34.414
60,000| ||National Lottery Fund||4,409|| ||Hodge Foundation
WBCAsda Foundation||34,000
560|| ||||274,837|290,385| |7|Raising funds|||| ||Othertrading activities|||| ||||2025|2024| ||||£|£| ||Impairment losses|||2| ## ## |Charitable activities costs||||| |---|---|---|---|---| ||||Support|| |||Direct|costs (see|| |||Costs|note 9)|Totals| |||£|£|£| |Community Support
Information andAdvice||181,015
166,660|42776
14,867|223,791
181,527| |Ageing Well||103,825|11,328|115,153| |Partnership Development||181,769|3,540|185,309| |||633.269|72,511|705,780| |Support costs||Information|Governance|| ||Management|technology|costs|Totals| ||£|£|£|£| |Community Support
Information and Advice|23444|19,332
14,867||42,776
14,867| |Ageing Well|2,104|9,224||11.328| |Partnership Development|||3,540|3.540| ||25,548|43423|3,540|72,511| |||2025|2024| |---|---|---|---| |||£|£| |Independent|Examiners' remuneration|3,540|5,994| |Depreciation|- owned assets|250|| ## |Staffcosts||| |---|---|---| ||2025|2024| ||£|£| |Wages and salaries
Social security costs
Otherpension costs|471,617
30,160
14,812|480,885
28,243
17,357| ||516,589|526,485| ## ## ## ## ## |2025|2024| |---|---| |25|27| |17|18| |||2025|2024| |---|---|---|---| |£60,001 -£70,000||1|| |Comparatives forthe statementoffinancial activities|Unrestricted|Restricted|Total| ||fund|funds|funds| ||£|£|| |Income and endowments from|||| |Donations and legacies|90,864||90,864| |Charitable activities|||| |Community Support
Information andAdvice|61,053
127,071|180,082
102,205|241,135
229,276| |Ageing Well|104,743|8,098|112,841| |Othertrading activities|4314||4,314| |Investment income|17,523||17,523| |Total|405,568|290,385|695,953| |Expenditure on|||| |Raising funds|2||2| |Charitable activities|||| |Community Support
Information andAdvice|64,019
65,452|180,082
102,205|244,101
167,657| |Ageing Well|115,014|8,098|123,112| |Partnership Development|179,045|911|179,956| |Total|423,532|291,29|714,828| |NET INCOME/(EXPENDITURE)|(17.964)|(91 )|(18,875)| |Reconciliation offunds|||| |Total funds brought forward|491,887|14,536|506,423| |Total funds carried forward|473,923|13,625|487,548| ## |14.|Tangible fixedassets||Plant and| |---|---|---|---| ||||machinery| ||||£| ||Cost||| ||Additions||2,000| ||Depreciation||| ||Charge for year||250| ||Netbookvalue||| ||At 31 March 2025||1,750| ||At 31 March 2024||| |18.|Debtors: amountsfalling duewithin oneyear||| |||2025|2024| |||£|£| ||Prepayments and accrued income|17,340|31,862| |16.|Creditors: amounts falling duewithin oneyear|2025|2024| |||£|£| ||Bank loans and overdrafts (see note 17)||45,804| ||Trade creditors|12,654|9,336| ||Social security and other taxes
Other creditors|8,061
1,554|10,188
1,654| ||Accruals and deferred income|7.936|46,939| |||30,205|113,821| ||Incuded within accruals and deferred income above is the following deferred income:||| |||2025|2024| |||£|£| ||Deferred income brought forward
Released toSOFA|40,780
(40,780)|34,974
(34,974)| ||Additional income deferred in the year|4,365|40,780| |||4,365|40,780| |17.|Loans||| ||An analysis of the maturity ofloans is given below:||| |||2025|2024| |||£|£| ||Amounts falling due within oneyear on demand:
Bank overdrafts||45,804| ## ## ||2025|2024| |---|---|---| ||£|£| |Within one year
Between one and five years|16,605|25.870
2,205| ||16,605|28,075| |Movement infunds|||| |---|---|---|---| |||Net|| |||movement|At| ||At14.24|infunds|31.3.25| ||£|£|£| |Unrestricted funds|||| |General fund|473,923|(27,250)|446,673| |Restricted funds|||| |Broker Service (CS)||5,623|5,523| |CardiffWelfare Rights (I&A)
Pendoylan & St Donats Trust|13,625|2,429
(420)|2,429
13,205| |National Lottery (AW)||3,249|3,249| ||13,625|10,781|24,406| |TOTAL FUNDS|487,548|(16.469)|471,079| |Net movement in funds, included in the above are as follows:|||| ||Incoming
resources|Resources
expended|Movement
infunds| ||£|£|£| |Unrestricted funds|||| |General fund|390,202|(417,452)|(27,250)| |Restricted funds|||| |Community Volunteer Support(CS)|||| ||60,000|(60,000)|| |Vale Good Neighbours (CS)
Advocacy and Residential Care (1&A)|30927
67,353|(30,927)
(67.353)|| |Hope Advocacy Project (18A)
BrokerService (CS)|2,400
84,999|(2,400)
(79.476)|5,523| |CardiffWelfare Rights (1&A)
Pendoylan & St Donats Trust|34,000
1|(31,571)
(421)|2,429
(420)| |Stronger Communities (AW)|12,416|(12,416)|| |National Lottery (AW)
Glamorgan Vale Services (AW)|4,409
2,604|(1,160)
(2,604)|3,249| ||299,109|(288,328)|10,781| |TOTAL FUNDS|689,311|(705,780)|(16,469)| ## ## |||Net|| |---|---|---|---| |||movement|At| ||At1.4.23|infunds|31.3.24| ||£|£|£| |Unrestrictedfunds|||| |General fund|491,887|(17,964)|473,923| |Restricted funds|||| |Pendoylan & St Donats Trust|14,536|(911)|13,625| |TOTAL FUNDS|506,423|(18,875)|487,548| |Comparative net movement in funds, included in the above areas follows:|||| ||Incoming
resources|Resources
expended|Movement
infunds| ||£|£|£| |Unrestrictedfunds|||| |General fund|405,568|(423,532)|(17,964)| |Restricted funds|||| |Community VolunteerSupport(CS)|||| ||62,265|(62,265)|| |Vale Good Neighbours(CS)
Advocacy and Residential Care (1&A)|32,817
65,391|(32,817)
(65,391)|| |Hope Advocacy Project (1&A)
BrokerService(CS)|2,400
85,000|(2,400)
(85,000)|| |CardiffWelfare Rights (I&A)
Pendoylan & St Donats Trust
Stronger Communities (AW)|34414
8,008|(34.414)
(911)
(8,098)|911)| ||290,385|(291,296)|911)| |TOTALFUNDS|695,953|(714,828)|(18,875)| |A currentyear 12 months and prioryear 12 months combined position is as follows:|||| |||Net|| |||movement|At| ||At14.23|infunds|31.3.25| ||£|£|£| |Unrestrictedfunds|||| |General fund|491,887|(45,214)|446,673| |Restricted funds|||| |BrokerService(CS)||5,523|5,523| |CardiffWelfare Rights (I&A)
Pendoylan & St Donats Trust|14,536|2,429
(1,331)|2,429
13.205| |National Lottery (AW)||3.249|3,249| ||14,536|9,870|24,406| |TOTAL FUNDS|506,423|(35,344)|471,079| ## |||Incoming
resources|Resources
expended|Movement
infunds|Movement
infunds| |---|---|---|---|---|---| |||£|£||£| |Unrestrictedfunds|||||| |General fund||795,770|(840,984)||(45,214)| |Restricted funds|||||| |Community Volunteer Support(CS)|||||| |||122,265|(122,265)||| |Vale Good Neighbours (CS)||63,744|(63.744)||| |Advocacy and Residential Care|(1&A)|132,744|(132,744)||| |Hope Advocacy Project(I8A)
BrokerService (CS)||4,800
169,999|(4.800)
(164,476)||5,523| |CardiffWelfare Rights (1&A)
Pendoyian &St Donats Trust||68,414
1|(65,985)
(1,332)||2,429
(1,331)| |Stronger Communities (AW)||20,514|(20,514)||| |National Lottery (AW)
Glamorgan Vale Services (AW)||4,409
2,604|(1,160)
(2,604)||3,249| |||589,494|(579,624)||9,870| |TOTAL FUNDS||1,385,264|(1,420,608)||(35,344)| |Restricted Funds|||||| ||Volunteerbefriending and support to older people in the||||| ||community.Support to older people discharged from hospital.Activities to
promote community cohesion by addressing the negative stereotypes||||| |Community Support(CS) -|between generations.
||||| ## ## |Name|Nature oftransaction|2025|2024| |---|---|---|---| |||£|£| |WHQS Ltd|Expenditure paid to|25,328|6.624| |Severn-bay Insurance|Expenditure paid to|6,201|1,634|