2020-12-31-accounts

Jesmond United Reformed Church

Registered Charity No. 1137613

Trustees’ Annual Report for the financial year January 1[st] 2020 to December 31[st] 2020

This report includes information required by the Charities (Accounts and Reports) regulations 2008 and the Statement of Recommended Practice for Accounting by Charities 2005 as applicable to charities entitled to prepare accounts on the receipts and payments basis.

Administrative Information

Jesmond United Reformed Church Charity is a local church of the United Reformed Church in Great Britain and is a member church of the Northern Synod of the Church. It was registered on 26[th] August 2010 as Charity Number 1137613.

Jesmond United Reformed Church is situated at Burdon Terrace, Jesmond, Newcastle upon Tyne NE2 3AE Tel: [phone] Email: [e-mail] The Church Office is normally open on Mondays and Wednesdays from 9.30am to 4.00pm, and on Fridays from 9.30am to 11.30am.

The Trustees during the period of this report were:

Miss Jean Degenhardt Dr Mae Piggot Dr Alison Shiel Mr Ian Whaley (Chair of Trustees)

The appointed independent examiner is Mr David L. Kilner FCA, 7 Eldon Square, Newcastle upon Tyne, NE1 7JG.

The church buildings and Haldane House (formerly the Manse) are vested in the Northern Synod Trust of the URC as trustees and held for the benefit of Jesmond URC in accordance with the trusts applicable to URC properties.

Structure, Governance and Management

The activities of Jesmond United Reformed Church are overseen by the Elders’ Meeting of the Church in accordance with the provisions of The Structure of the United Reformed Church determined by the General Assembly of the United Reformed Church and supplemented by the rules of the Church. The governing document of the registered charity is a statement adopted by the Church Meeting on 30[th] September 2010.

The members of the Elders’ Meeting are the Minister in pastoral charge and the Elders, who are nominated and elected by church members at the Annual Church Meeting. Elders normally serve for up to six years, retire by rotation and are eligible for reelection. The Church Secretary and Treasurer are appointed for twelve months, yearly at the Annual Church Meeting.

The Elders’ Meeting is responsible for the spiritual leadership and pastoral care of the congregation. The Management Committee is responsible for the areas of Finance,

Property, and ‘Housekeeping’. The Church Meeting (of all members wishing to attend) gives general guidance on the life and work of the church and is invited to approve recommendations from the Elders’ Meeting.

The Elders’ Meeting met 11 times during the period under review, mainly on Zoom. It assisted in the administration of the church and considered recommendations from the Management Committee concerning property matters. The Church Meeting met quarterly. Two new Elders were inducted in October 2020.

Objectives

As a local congregation of the United Reformed Church, Jesmond URC seeks to advance the Christian faith, through its activities and the facilities offered by its buildings, for the benefit of the public in accordance with the Scheme of Union of the United Reformed Church. This is described more specifically in its Mission Statement:

‘To witness to the love of Christ in the community and to use all our resources to this end’.

The Elders’ Meeting is aware of the Charity Commission’s guidance on public benefit in ‘The Advancement of Religion for the Public Benefit’ and has regard to it in the administration of the Church. The Elders’ Meeting believes that the Church provides benefit to the public by:

• providing resources and facilities for public worship, pastoral care, and spiritual, moral and intellectual development, both for the congregation and for anyone else who wishes to benefit from what the Church offers

• promoting Christian values and service by members of the congregation to the community, for the benefit of individuals and society as a whole.

Review of Activities and Achievements during 2020

Introduction: during 2020, the activities of Jesmond URC were severely restricted by the coronavirus pandemic. The church was closed for worship from 22[nd] March to 2[nd] August 2020, and again from 15[th] November to 6[th] December 2020 . During the closures we were able to keep in touch with church members by telephone, through a weekly bulletin, and through the very welcome weekly ‘Thoughts and Prayers’ provided by Revd Ruth Crofton, which collectively are soon to be published in book form.

Elders’ Meetings, Church Meetings and monthly Coffee Mornings were also held on Zoom throughout the Lockdowns.

Throughout the year, a church member ran fortnightly hymn-singing events on Zoom, which were much appreciated during the period when hymn-singing was not allowed in church.

At the end of 2020, an application was made to the Northern Synod Mission Fund for a grant towards installation of WiFi in the church building, with the main aim of being able to livestream services and other events.

Risk Assessment: a very thorough Risk Assessment was drawn up for the building, and this was shared with all hirers of the premises (who were also required to draw up their own risk assessments).

Covid safety measures: rigorous safety measures were put in place in readiness for returns to the building. Those coming into the building were required to be masked and to sanitise their hands on entry, and to follow specific routes in and out of the building. Signage about social distancing was prominently displayed throughout the

building, and seating in the church was arranged at 2-metres’ distance. Track and Trace forms were completed for each event or service in the church.

Ministry: following the retirement of Revd Meg Robb in 2019, Jesmond URC formed a new pastorate – North West and Central Newcastle Joint Pastorate – with three other United Reformed Churches – St Andrew’s Kenton, St James’s, and West End, all in Newcastle upon Tyne. The pastorate remained in vacancy for the whole of 2020, while a new Minister was being sought.

Services: when possible during the pandemic, morning services were held each Sunday at 10.45am. No evening services took place during 2020. Most services of worship offered to the local community were also suspended. Most meetings of Messy Church were also cancelled, but we were able to maintain strong contacts with the growing number of Messy Church families.

Visiting preachers still led a considerable number of services; their willingness to help is universally appreciated, and we were very grateful to those who were happy to lead services on Zoom. A number of members of the congregation are also very willing to lead services, including some who conduct Communion services, in church and in members’ homes.

Outreach: Outreach to the community remains an important part of the work of Jesmond URC. The designated Outreach Group did not meet during 2020, and it was decided to suspend the delivery of prayer leaflets to the local community for safety reasons during the pandemic. The prayer request box outside the church is regularly monitored.

Teaching and learning: Our regular series of evening services did not take place in 2020, and we did not participate in the online Heritage Open Days. Elders and church members attended various online courses and talks provided by Northern Synod, including safeguarding courses.

Buildings and lettings: the church buildings comprise the church, large hall, Cuthbert Room, Aidan Room, Bede Room, foyer, kitchen, Session Room and caretakers’ flat. Pre-pandemic, all these spaces were let on a regular basis to various community groups, including Alcoholics Anonymous (2 groups), Newcastle Musical Theatre Company, Northumberland Orchestral Society, Rock Choir, yoga and fitness groups, and meetings hosted by local councillors. They were also used for parties and social events. The former caretaker’s flat continued to be let through an agent employed by the church.

The church itself is now a well-known venue for concerts by professional and amateur groups.

There are four further rooms and kitchen in Haldane House, a nearby property owned by the church. These are let to Tynemouth Nursery, providing very useful income for the church.

Financial Impact of the Covid-19 Pandemic: Government-imposed restrictions arising from the Covid-19 Pandemic significantly impacted the life of the Church. The restrictions meant that Church and external groups were unable to meet for long periods of time. Financially the impact was most felt by the loss of room hire income as regular hirers of our beautiful building were unable to carry out their various activities. Room hire income in 2020 was 56% lower than in 2019. Furthermore, stationery and postage costs increased as we engaged with older members of our church community by post rather than in person. The HMRC Job Retention Scheme partially supported the payment of salaries to the caretaker and the office administrator to varying degrees throughout the year.

Haldane House Community Wildlife Garden: this garden, created from the former Manse Garden with the aid of a grant from the Heritage Lottery Fund, is now wellestablished. During the pandemic it was very rewarding to see the garden being very well used by local residents, in an area where few people have large gardens. The church sees this as part of its outreach work and plans to resume holding regular events in the garden when the situation allows.

Giving to Others: the church donated 5% of its donated income to outside causes during 2020. These were Commitment for Life (Bangladesh), West End Refugee Service, and Samos Volunteers. It also supported two children through World Vision. The church also continued to support Newcastle East Food Bank.

We were unable to carry out our usual door-to-door collection during Christian Aid Week in 2020, but church members were encouraged to donate to Christian Aid by other means. The church is a Fairtrade Church and uses fairly-traded tea, coffee and other refreshments whenever possible.

Dementia Friendly: Jesmond URC is a dementia-friendly church and is developing links with local care homes in this regard. ‘Singing for Fun’, and monthly short services of worship, both led by church members, had to be suspended during the pandemic, but we look forward to resuming and developing this work.

Church Prayers: members continue to pray together in their own homes at 9am or 9pm on Mondays, including any prayers received through the prayer circle or prayer request box.

Ordinand Placement: we were delighted to provide a placement for a student studying for non-stipendiary ministry at Scottish College. Due to the pandemic, much of the anticipated ‘in-person’ involvement had to be suspended, but the student’s weekly electronic contributions to Monday prayers were very much appreciated.

Youth Opportunities Scheme: Jesmond URC expressed interest in this scheme, hoping to employ one or two young people to become involved in the life of the church, involving themselves with existing activities as well as developing their own projects, with mentoring from church members. This enterprise had to be put on hold because of the pandemic.

House Groups: these were suspended for much of 2020, although the ongoing pastoral care and support continued between members.

Parent and Toddler Group: this was suspended early in 2020.

The Wednesday Meeting: this was also suspended for much of 2020.

Jesmond Sings: this community choir is led by members of the church and attended by church members as well as members of the wider community. It usually performs at the Jesmond Community Festival, and at various other community events as well as church events. During the pandemic the group continued to meet fortnightly online, and this was much appreciated by all participants.

Ecumenical links: Jesmond URC is part of ‘Churches Together in Jesmond’. Jesmond URC took the initiative in arranging a service for the Week of Prayer for Christian Unity in January 2020.

When possible during the year, Jesmond URC was very pleased to host the weekly Newcastle

Cathedral Monday Organ Recitals, during refurbishment work at the Cathedral.

Social/community events: due to the pandemic, our usual social and community events were suspended. Contact with the local community was maintained through

weekly posters provided by Revd Ruth Crofton, which were displayed in the church notice boards. These messages of encouragement were greatly appreciated by the local community and provided the message that the church was still very much alive although closed for worship.

Tyneside Scottish Association: the church has a very fine war memorial by Walter Gilbert and is the Custodian of the Colour of the 4[th] Battalion Tyneside Scottish. With a grant received from the Heritage Lottery Fund, the Colour was restored during 2017. On Sunday 15[th] November 2020, members of the Tyneside Scottish Association joined members of Jesmond URC and the local community for a Service of Remembrance held outside the church.

All these activities and events would not be possible without the hard work and commitment of members of the congregation.

Policies: Jesmond URC regularly reviews and updates its GDPR and Safeguarding Policies, and those associated with the church undergo regular DBS checks where appropriate.

Financial Review

It is the policy of Jesmond URC to keep approximately six months’ running costs in reserve in the unrestricted General Fund to cover unforeseen expenditure and loss of income. This policy is reviewed every year.

JesMOND UNITED REFORIAED CHURCH REGI$TeREO CHARITY NUMBER 1137613 Page I FINANCIAL STATEMENTSYEAR ENDED 31 DECEIIBER 2020 RECEIPTSAND PAYMEPITSA¢COUNT Thlsyear Prnviofls Year 2019 Ttrlal£ Unreslrfcled Funds£ Designated Fund5 £ Re5trkted Fufrf8 É Notè TofJlÉ RECEiprs otr¢fing¥ Fund ra151w8nrtd0n8b￿S PYograff¥tth1tyl￿n r91s¢dforoutsble¢2L￿s Joiii p&torate GIftAkllax 18ptyrnents Pioperty'.thrthth￿l lellknos Py¢ty thu(eh fi31 Propwty. H￿d?0 Hous918ih Rarnbursements Re(a¥& Grants receP￿d Bank Intereste￿ Invesbmentii 29.585 29.227 251 10 1695 2,080 7,614 24,065 6.960 41.982 455 T,151 10.688 7,332 10.665 7,232 4.661 4,t61 2492 Totsl re￿Ipts 1112,S63 106 95B 12t.oio PAYKIENTS MlnK4ty& Mwion Fund Mlrl&tylGI¢)4) 18.559 12f8 18,559 16.8T2 Z324 Churth tosts d£ng Hguwnniioix)Sts Progranna acbAty D39ts 8￿p￿1010￿1$We£é￿SeS Aaintetwc£ of¢hur¢h tyuldw Ink￿nCe0f Haldane House 59.244 973 ,244 973 57.961 1.465 12,5f3 T.Y21 S.746 5,097 T12 g.f 5,742 712 10 Total payfftèmts 646 fOI.536 NETRECEIPTSIIPAYMENTSI 10.612 ff9.414 TRANSFERS I)etr￿een fvnds 2.925 CASH FUNDS bfftvd l January 114.3a7 S23 f28,104 104631 CASH FUNDS tlfwd 31 Decernber 127,925 10.737 128. 104

JESMOND UNITED REFORAIED CHURCH REGISTERED CHARITYNUMBER 1137613 Page 2 . FINANCIAL 8TATEMENTS YEAR EMDED 31 DECEMBER 2020 STATEMENTOFASSÈTS AP40 LIABILITIES Trlsyear 2020 Total£ PrevloLW Year 019 Tolal£ Unrestricted Ftsnds£ ROStrl¢tÉd Fund5 £ Note Funds£ Monptarya5sets 13 127 925 fO,737 128,t04 otherassets Inwimentsal mgfrt¢l¥¥l .108 95,108 90.T55 Msset5 used loreh￿r¢b purp05e5 Bulldlngs ChLYch ￿101[￿¥ aTrJ Hapts2￿ House P3Tr, tufflthiigs ewipnwt 15 APPROVED byth•ChwEh Meetlng on ondsT9n¢d on Its b¢hA ty ALl46¥ Sid/ts nom Th91￿les0n￿ageS3- 6￿￿partorIb￿fi￿O￿è1S1al￿W¥Trl

JESMCND UNITED REFORMED CHLIRCTrI REGISTERED cHAl￿Ty NUMBER 1137813 FINANCIAL STATEMENTS YEAR RNDRD 31 DECEMBER 21J20 NOTES I ACCOUNTING POLICIES AND PRAGllCES financial s181ementÈ havè bem piep8r8d In accOrdarK8￿￿h the ChhÈA(201f Se(kn 130. •th8 Rethpts a[￿ Payments basls 10 smal dwribes. 8ThJ LknAed Ref0M￿ ChU￿9￿￿38￿e. Al figures h8vÈ ￿en round&d to Ihtr ngaiÈsl 2 FUNDACCOUNTING nrÈslricted Funds ma be used bylhe for 8 of MS or(finarypuwes. De8lgnai8d represent unreslriGted sel aslde by the thurcaf0rsF￿Ikde￿￿jla￿ purposes.. Vy cgn be Ir8nsfetred bad( into ￿neral fthyjs 81the churth's ￿e()s￿D. Fund narno & purpo80 Balance blfwd £ Recèipts Paym8 In yoar£ Transf8r& lor yoar£ Balanc8 cthyd £ Joyco Heikgrt Bpque5t Plano Fwnd Star Fund at the Communi 10.63$ 1.810 9,987 1,810 Foun 750 Total dèslgnated lund$ 13,194 1,810 10,737 Rosiricted Funds rapres6nl incotTre vthlth may be expended only on thos6 restsicied objects prowded In tha tems of a trust or begUEs1, ordonalK)n5 orgrants recd¥￿ ty ￿ta￿ a $p8raficoTrose. These nds c8n onty be spent ￿ the spedfic flrvthith ￿￿. Arty b8￿nce Iwngyung unswi must be car￿j fotward as a ba18nce orn thai fjjnd •xp￿￿￿e onthalw>)frwxpose, Lrethm>J.' ttcannolte abSO￿ed Inlo gener81 fvnds. Fund ￿a￿e & purpose Payn%nts ear£ Tr•n¥lers foryear£ B41an¢ ear£ Othsldfr Chus•s Cornmltmentlor Uf Communlty Gardon Fund Synod Grant. SommeW￿kert￿ Oth•rThlrd Partl¢¥ 970 1375 io 2A75 40 40 Tatal restrl¢ted funds $23 3.395 3,408 510

JESMOND iJNITED REFORMED CHiKiCH REGISTERED ¢HARITYNUMBER 1137613 Pago 4 FINANCIAL STATEAIENTS YEAR ENDED 31 DECEIIBER2021 NOTES-conbnued Thi$Year 2020 Total £ Lasl Year 2019 Totsl£ Un￿StrICt•d Funds£ D951gnated Funds£ RestrfJ¢ieil Funds É a PAONIES RAISED FOR OVTSIOE CAUSES L￿nati￿fOr0￿wd&cwAes Th￿￿￿11¢￿ Life otherlhird pathes 81 1.650 40 f.850 40 1,440 Total ralsèd lor OuWdÈ ¢ausg$ 2,695 2,695 Thls Year 2020 Totsl £ L8stYgar UnrBstrlctsd Fund¥ £ Deslgnated Fun(ts £ Re5trlGted Fund5 £ 2Q19 Total£ 4 PROPERTY.. HALDANE HOUSE LETTINGS Hofdano Hou$egrgund Ik Hakl8rts Hou$6 11&151A HahJan¢ House.. Gw e Rents 34,118 4.147 34.116 4.147 5&6Sg 4,524 1,800 Total H$ldan& HDuse property IncL¥me 40.063 40.063 41.982 5 GPANTS RECEIVED HhqRC- Fwbugh Grnrnt S( 4.661 4,661 Tolal iants reeelved 1661 4,661 S CHURCH RUNNING COSTS Gas and e]￿tr￿lty Irwrar Waterratts T4epPoY)e OfkeAdwln￿tratOr￿lry Ond. sta1knn￿￿Tra phottyxpyiny Pubkaion8 enc95 and music Cleanng (kg£nlpl￿) ￿nIona[K¥ E4V￿ment Acwjntancyand Payrdl Fees Pr(rfe9￿1 Fees Church Hdt*r Saiyry ¢hur¢h Caret8kerSelary Fk￿￿1gaFdell 9.226 9,228 8,9rwJ B1 10.407 816 81 17.920 1.625 163 17,920 1,825 163 16.640 646 78 19 4.407 1.$42 4.407 1,542 2,36S 3.814 500 1,081 7,267 11 1,734 3.614 1,081 7,267 1.047 7.040 Total ch￿r¢h ruTrni costs 59,244 S9.244 57.961 7 HALDANE HOUSE RUNNIPIG COSTS In5uiaTrGe 9n 973 961 Totsl HAld8n& Hou$a rLFnning costs 973 973 961

JÉSMOND UNITED REFORMEts CHURCH REGISYEREC) ¢HARITY NUMBER 1137613 FINANCIAL STATEMENTS YEAR ENDED JI DECEOffjBER 2020 NOTES.continu Thls Year 2020 Totsi £ L•8tYwr Z019 rolal£ Ufflrestrlcted Funds È De8igDated Funds £ R6str]¢tsJ FtsN1$£ 8 SUPPORT OF OUTSIDE CAUSES Subscrlptth¥ Oonali¥Jsfrom Ger￿[ F￿d OJ15th Ceuse5 cOm￿lMent I￿L￿e Cxherthirf p8di08 25 25 5.763 9¥J 2.375 40 8.261 1334 2,453 1.44Q 2,375 40 Total sup ortof outslde causes 5.788 3,408 9.196 12.613 MAINTENANCE OF CHURCH BUILOINGS Decorali 8ecbl¢al Rfpaifs Plumb￿9 Repsirs h¢rwopertyRepars SeNi￿ng ehwth Flal R8nov8iHM ChLYth Fl¥1 Oih¥ Payrn Letting A￿nis Fet Equiynenl 1,494 96 757 1,367 411 716 757 f,367 611 953 194 Tot21 malntanancè ol¢hur¢h t)uildin S.097 5.743 7,121 . 10 MMNTEMANCE OF FlAiCIA￿E HOVSÈ Repatr, r￿l￿or￿tion othawo eni's fcrf flai SIA Vpk*p of Flat SIA $39 173 173 75 Totsl malntenanceof H3ldane House 712 712 Tlf 11 MONETARY ASSETS The th￿rch M￿leSs￿e rmx W In S￿1￿01&y thetolal0f￿ha￿￿l¥s all(raled appiDwatety ovprlh9 vartousfvnds.

JESfftAOND UNITED REFORMED ¢HUReA REGISTEREO CHARITY NUM8ER 1137613 FIMAMeiAL STATEMENTS YEAR ENDED 31 DECEM8ER2020 NOTES •¢onllnued 12 INVESTKqENTS HELD FOR CHURCH PURPOSES Thess kqrg8TrJ c#Jrnprise three b4u¥ls.' The ￿. JR Ham LwM( GL theTWCtalJrd bwLI. Ify)yne from the Hel bequest k% putlow8rds awro8 Day. Thè kM>ynefrom 21 thebe4ue5ts Bre pahl tolhe Gen$￿1 fund. Th8 h￿ltyj&aTrJ ¥al￿of¢h&￿¥eSthrtSlsshc￿8Sfo￿A ￿ar 2020 Alarket Valu•£ Laslye3rZ019 Mark Val￿£ Hall beqvÉst Young bequeyt erawlord {al JifRC gw)eral puw05 Ibl Woman's Homs Chur sth.tOtsl Cra%￿F0rd beqw•t 413 11,486 13 331 23 10.961 50,188 Z792 1,396 4.188 441 47,890 23.9 Tt,836 T.$54 724 1171 229 4.188 441 75.282 7.927 Total investn￿nIS 6,291 9S.108 2.743 &291 9D.755 A'l units, v8lu8sand inc0￿e have been lothe n&vest th I￿. ' 13 ASSETS USED FOR CHURCH PURPOSES Thfrchu￿h hall bu1￿1r￿ are￿$￿red tylhechKch tr£10,379.589 and Hr￿￿efLV E2,03U,95& In ad¢f.lttJn, tenants imptDy8rnettslg HaId￿9 FlgLts8we se￿1¥￿￿8¥£9.6f8. Th¢ ryJ?n. equawn￿l L¥Jnienls ofthe thwchavj HaId￿8 in5urea ty 1h9dwthtr£￿.S1O.

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 7 FINANCIAL STATEMENTS YEAR ENDED 31 LIECEMBER 2020 Appendlx 1 JOINT PASTOFiATE ACCOUNT Thls Year 2020 Totsl £ Last Year 2019 Tot•l£ Recelpts Support from Jèsmond Support trorn West End Manse Rent 1.296 1,110 Total recelpts 3,75D Payments Supwrtfrom Jesrr¥Jnd Support fioln RSM CarAlbwanc& Ministerfs expensas Ret￿ement Payments Counal tax Ph¢)ne l￿d￿ling bio8dband) Wat¢r rale8 Manse repaIr￿1mprOVem@ntS Manse~ COU￿1[ Tax Mans8- Building lfisumnce Mans8- Phone Manse- Watèr Rates 2,080 1,938 65 1,515 408 381 276 150 Total payrnenls 8,55S . CASH FUNDS blfwd 1 January 6.470 NET RECEIPTS I IPAYMENTSI 1,665 Jolnl Pastorate Account Closed - ' Balancè apportloned bgtween Jesmond est End RSM 6,186 2.080 2. 168 1.936 Balance at 31 Decembor2020

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 8 FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2020 Appendix 1 JOINT PASTORATE ACCOUNT NOTES The Joint Paslorgle Account wovnd up June 2019 folknMt]9 the ietirewl ofTho w￿lSter8nd the balance oflhe Jolnt Pastorate Ac£ourrt was ￿￿*￿ed behveen the Churd￿.

JESMOND UNITED REFORMED CHURCH MANSE FUND Page 9 FINANCIAL STATEMENTS YEAR ENDED 31 DECEM8ER 2020 MANSE FUND RECEIPTS AND PAYMENT ACCOUNT ,, REGISTERED CHARITY NUMBER 242567 Thls Year 2020 Total £ Last Year 2019 Total £ Racgipts Renl (See note a) Ulilrtses Bank interesl and investment income 25,272 4.680 282 23,374 1,950 1,395 Total recelpts 30.234 26.719 Payments (see notes b and c) Joint pastorale housing contribLrtton Agent's fees Utilities management fees Furnishings and fittings Utilities Insurance Servicing, repairs and maintenance Gardening, cleaning and other Electrical l Lighting I Sound System 687 3,039 98 2,035 639 961 10,592 3,245 9,075 3.285 234 1,035 3,197 973 1.292 567 Total payments "" 10.584 30,370 NET RECEIPTS I IPAYMÈNTSI 19,650 (3,651) TRANSFERS fromlltol General Fund 1.115 CASH FUNDS bl￿d 1 January 72,985 CASH FUNDS clfwd 31 December 87,869 69,334 Note: . al The Manse Fund receives income from the btting of the manse. bl The cost of maintaining the manse is charged lo the Manse Fund. cl Where approFHiate, the ¢osl of work al Haldane House is apwrtioned belween Jesmond URC General Fund and the Manse Fund. dl Any balan￿ above £5.000 in the Manse Fund can be applied for general church purposes.

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 10 RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2020 . INDEPENDENT EXAMINER'S REPORT I report on the financial slalements of Jesmnd URC for the year ended 31 December 2020, whioh are set out on pages 1 to 8. Rgspectbje i&spon$ibilitles The church is responslble for the preparation ol the financial statements. and considers that the audit requirement of Section 14412} of the Charities Act 2011 (the Act) does not apply. It is my responsibility lo stsle, on the basis of procedures speafied in the General DIrect￿nS given by ' the Charity Commissioners under Section 14515llb) of the ACL whether parbculai matters have ¢ome to my attenlion. Basis of Independent Examlngrfs report . My examination was carried out in ￿￿ordan￿ ￿th the General Directions ofthe Charity Commissioners. An 8xaminalion includes a review of the acuunbng records kept by the church and a comparison of the a¢courTrts presented those records. It also includes wnsideration of any unusual items or disclosures in the finanaal statements, and seeking explanations conceming any such matters. The procedures undertaken do nol provide all the evidence that would be do not required in an audit, and consequently I do not express an audit opinion on the view gwen by the financial statements. Independent Examinerfs statement In connection with my examination of the church funds. nothing t2me to my attention which gave me cause to believe othe￿is8 than thal the financial slalemenls a(xx)rd wtth the accounting records of the church, and Ihal those records satisfied the requirements of the Act. l am not aware of any matter to which attenb'on should be drawn in order to enabl8 a proper understanding of the financial slalemenl$ to be reached. Signed b , ho Ind nd?iYt Exariner. Date.. Name and address of the Inde￿ndent Examiner. David Kilner, F.CA. 7 Eldon Square . New¢asUe upon Tyne NE1 7JG

JESMOND UNITED REFORMED CHURCH MANSE FUND REGISTERED CHARITY NUMBER 242567 Page11 RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEM8ER2020 INDEPENDENT EXAMINER'S REPORT I report on the financial statements of the Martse fund for the year ended 31 December 2020, which is s&t oLrt on pag@ 9. Respective rgsponslbllltles The church 1$ responsible for the preparation of Ihe finan￿81 statements. and 0)nS￿￿e[S that the audit requirement of Section 144(21 of the Charities Act 2011 (the Act) does not appty. 11 is my responsibility to state, on the basis of pro*du￿$ Spe¢rf￿ in Ihe General Directions given by th8 Charity Commissioners under Section 14515){b) ol the Art whether particular matters have come to my attention, Bas1$ of Independent Examlnor's report My examination was carried out in accordance with the General Directions of the Char Commissioners. An examination includes a review of the accounting records kept by the church and a comp8rison of the 8ccounts presented wth those r￿rds. 11 also includes eonsideration of any unusual items or disclosures in the ffinan￿aI statements. and seeking explanations concerning any such mallers. The procedures undertaken do not provide all the evidence that would LE do not required in an audit. and consequenuy I do rtot express an audit opinion on the view given by the finartcial statements. Independent Examinerfs statement In connection with my examination of the church funds, nothing came to my attenb'on which gave me cause lo believe olhenmse than that the financial statements acLL)rd Y￿h the accounting records of the church, and that those records salisfied the requirements ol the A¢L l am not aware of any matter to which attention should be drawn in order to enable a understanding of the financial statements to be reached. Signed by the 1r.de end￿Tt Examiier. Dale-. Name and address of the David Kilner. F.C.A 7 Eldon Square Newcastle UFon Tyne NE17JG epen en

JesMOND UNITED REFORIAED CHURCH REGI$TeREO CHARITY NUMBER 1137613 Page I FINANCIAL STATEMENTSYEAR ENDED 31 DECEIIBER 2020 RECEIPTSAND PAYMEPITSA¢COUNT Thlsyear Prnviofls Year 2019 Ttrlal£ Unreslrfcled Funds£ Designated Fund5 £ Re5trkted Fufrf8 É Notè TofJlÉ RECEiprs otr¢fing¥ Fund ra151w8nrtd0n8b￿S PYograff¥tth1tyl￿n r91s¢dforoutsble¢2L￿s Joiii p&torate GIftAkllax 18ptyrnents Pioperty'.thrthth￿l lellknos Py¢ty thu(eh fi31 Propwty. H￿d?0 Hous918ih Rarnbursements Re(a¥& Grants receP￿d Bank Intereste￿ Invesbmentii 29.585 29.227 251 10 1695 2,080 7,614 24,065 6.960 41.982 455 T,151 10.688 7,332 10.665 7,232 4.661 4,t61 2492 Totsl re￿Ipts 1112,S63 106 95B 12t.oio PAYKIENTS MlnK4ty& Mwion Fund Mlrl&tylGI¢)4) 18.559 12f8 18,559 16.8T2 Z324 Churth tosts d£ng Hguwnniioix)Sts Progranna acbAty D39ts 8￿p￿1010￿1$We£é￿SeS Aaintetwc£ of¢hur¢h tyuldw Ink￿nCe0f Haldane House 59.244 973 ,244 973 57.961 1.465 12,5f3 T.Y21 S.746 5,097 T12 g.f 5,742 712 10 Total payfftèmts 646 fOI.536 NETRECEIPTSIIPAYMENTSI 10.612 ff9.414 TRANSFERS I)etr￿een fvnds 2.925 CASH FUNDS bfftvd l January 114.3a7 S23 f28,104 104631 CASH FUNDS tlfwd 31 Decernber 127,925 10.737 128. 104

JESMOND UNITED REFORAIED CHURCH REGISTERED CHARITYNUMBER 1137613 Page 2 . FINANCIAL 8TATEMENTS YEAR EMDED 31 DECEMBER 2020 STATEMENTOFASSÈTS AP40 LIABILITIES Trlsyear 2020 Total£ PrevloLW Year 019 Tolal£ Unrestricted Ftsnds£ ROStrl¢tÉd Fund5 £ Note Funds£ Monptarya5sets 13 127 925 fO,737 128,t04 otherassets Inwimentsal mgfrt¢l¥¥l .108 95,108 90.T55 Msset5 used loreh￿r¢b purp05e5 Bulldlngs ChLYch ￿101[￿¥ aTrJ Hapts2￿ House P3Tr, tufflthiigs ewipnwt 15 APPROVED byth•ChwEh Meetlng on ondsT9n¢d on Its b¢hA ty ALl46¥ Sid/ts nom Th91￿les0n￿ageS3- 6￿￿partorIb￿fi￿O￿è1S1al￿W¥Trl

JESMCND UNITED REFORMED CHLIRCTrI REGISTERED cHAl￿Ty NUMBER 1137813 FINANCIAL STATEMENTS YEAR RNDRD 31 DECEMBER 21J20 NOTES I ACCOUNTING POLICIES AND PRAGllCES financial s181ementÈ havè bem piep8r8d In accOrdarK8￿￿h the ChhÈA(201f Se(kn 130. •th8 Rethpts a[￿ Payments basls 10 smal dwribes. 8ThJ LknAed Ref0M￿ ChU￿9￿￿38￿e. Al figures h8vÈ ￿en round&d to Ihtr ngaiÈsl 2 FUNDACCOUNTING nrÈslricted Funds ma be used bylhe for 8 of MS or(finarypuwes. De8lgnai8d represent unreslriGted sel aslde by the thurcaf0rsF￿Ikde￿￿jla￿ purposes.. Vy cgn be Ir8nsfetred bad( into ￿neral fthyjs 81the churth's ￿e()s￿D. Fund narno & purpo80 Balance blfwd £ Recèipts Paym8 In yoar£ Transf8r& lor yoar£ Balanc8 cthyd £ Joyco Heikgrt Bpque5t Plano Fwnd Star Fund at the Communi 10.63$ 1.810 9,987 1,810 Foun 750 Total dèslgnated lund$ 13,194 1,810 10,737 Rosiricted Funds rapres6nl incotTre vthlth may be expended only on thos6 restsicied objects prowded In tha tems of a trust or begUEs1, ordonalK)n5 orgrants recd¥￿ ty ￿ta￿ a $p8raficoTrose. These nds c8n onty be spent ￿ the spedfic flrvthith ￿￿. Arty b8￿nce Iwngyung unswi must be car￿j fotward as a ba18nce orn thai fjjnd •xp￿￿￿e onthalw>)frwxpose, Lrethm>J.' ttcannolte abSO￿ed Inlo gener81 fvnds. Fund ￿a￿e & purpose Payn%nts ear£ Tr•n¥lers foryear£ B41an¢ ear£ Othsldfr Chus•s Cornmltmentlor Uf Communlty Gardon Fund Synod Grant. SommeW￿kert￿ Oth•rThlrd Partl¢¥ 970 1375 io 2A75 40 40 Tatal restrl¢ted funds $23 3.395 3,408 510

JESMOND iJNITED REFORMED CHiKiCH REGISTERED ¢HARITYNUMBER 1137613 Pago 4 FINANCIAL STATEAIENTS YEAR ENDED 31 DECEIIBER2021 NOTES-conbnued Thi$Year 2020 Total £ Lasl Year 2019 Totsl£ Un￿StrICt•d Funds£ D951gnated Funds£ RestrfJ¢ieil Funds É a PAONIES RAISED FOR OVTSIOE CAUSES L￿nati￿fOr0￿wd&cwAes Th￿￿￿11¢￿ Life otherlhird pathes 81 1.650 40 f.850 40 1,440 Total ralsèd lor OuWdÈ ¢ausg$ 2,695 2,695 Thls Year 2020 Totsl £ L8stYgar UnrBstrlctsd Fund¥ £ Deslgnated Fun(ts £ Re5trlGted Fund5 £ 2Q19 Total£ 4 PROPERTY.. HALDANE HOUSE LETTINGS Hofdano Hou$egrgund Ik Hakl8rts Hou$6 11&151A HahJan¢ House.. Gw e Rents 34,118 4.147 34.116 4.147 5&6Sg 4,524 1,800 Total H$ldan& HDuse property IncL¥me 40.063 40.063 41.982 5 GPANTS RECEIVED HhqRC- Fwbugh Grnrnt S( 4.661 4,661 Tolal iants reeelved 1661 4,661 S CHURCH RUNNING COSTS Gas and e]￿tr￿lty Irwrar Waterratts T4epPoY)e OfkeAdwln￿tratOr￿lry Ond. sta1knn￿￿Tra phottyxpyiny Pubkaion8 enc95 and music Cleanng (kg£nlpl￿) ￿nIona[K¥ E4V￿ment Acwjntancyand Payrdl Fees Pr(rfe9￿1 Fees Church Hdt*r Saiyry ¢hur¢h Caret8kerSelary Fk￿￿1gaFdell 9.226 9,228 8,9rwJ B1 10.407 816 81 17.920 1.625 163 17,920 1,825 163 16.640 646 78 19 4.407 1.$42 4.407 1,542 2,36S 3.814 500 1,081 7,267 11 1,734 3.614 1,081 7,267 1.047 7.040 Total ch￿r¢h ruTrni costs 59,244 S9.244 57.961 7 HALDANE HOUSE RUNNIPIG COSTS In5uiaTrGe 9n 973 961 Totsl HAld8n& Hou$a rLFnning costs 973 973 961

JÉSMOND UNITED REFORMEts CHURCH REGISYEREC) ¢HARITY NUMBER 1137613 FINANCIAL STATEMENTS YEAR ENDED JI DECEOffjBER 2020 NOTES.continu Thls Year 2020 Totsi £ L•8tYwr Z019 rolal£ Ufflrestrlcted Funds È De8igDated Funds £ R6str]¢tsJ FtsN1$£ 8 SUPPORT OF OUTSIDE CAUSES Subscrlptth¥ Oonali¥Jsfrom Ger￿[ F￿d OJ15th Ceuse5 cOm￿lMent I￿L￿e Cxherthirf p8di08 25 25 5.763 9¥J 2.375 40 8.261 1334 2,453 1.44Q 2,375 40 Total sup ortof outslde causes 5.788 3,408 9.196 12.613 MAINTENANCE OF CHURCH BUILOINGS Decorali 8ecbl¢al Rfpaifs Plumb￿9 Repsirs h¢rwopertyRepars SeNi￿ng ehwth Flal R8nov8iHM ChLYth Fl¥1 Oih¥ Payrn Letting A￿nis Fet Equiynenl 1,494 96 757 1,367 411 716 757 f,367 611 953 194 Tot21 malntanancè ol¢hur¢h t)uildin S.097 5.743 7,121 . 10 MMNTEMANCE OF FlAiCIA￿E HOVSÈ Repatr, r￿l￿or￿tion othawo eni's fcrf flai SIA Vpk*p of Flat SIA $39 173 173 75 Totsl malntenanceof H3ldane House 712 712 Tlf 11 MONETARY ASSETS The th￿rch M￿leSs￿e rmx W In S￿1￿01&y thetolal0f￿ha￿￿l¥s all(raled appiDwatety ovprlh9 vartousfvnds.

JESfftAOND UNITED REFORMED ¢HUReA REGISTEREO CHARITY NUM8ER 1137613 FIMAMeiAL STATEMENTS YEAR ENDED 31 DECEM8ER2020 NOTES •¢onllnued 12 INVESTKqENTS HELD FOR CHURCH PURPOSES Thess kqrg8TrJ c#Jrnprise three b4u¥ls.' The ￿. JR Ham LwM( GL theTWCtalJrd bwLI. Ify)yne from the Hel bequest k% putlow8rds awro8 Day. Thè kM>ynefrom 21 thebe4ue5ts Bre pahl tolhe Gen$￿1 fund. Th8 h￿ltyj&aTrJ ¥al￿of¢h&￿¥eSthrtSlsshc￿8Sfo￿A ￿ar 2020 Alarket Valu•£ Laslye3rZ019 Mark Val￿£ Hall beqvÉst Young bequeyt erawlord {al JifRC gw)eral puw05 Ibl Woman's Homs Chur sth.tOtsl Cra%￿F0rd beqw•t 413 11,486 13 331 23 10.961 50,188 Z792 1,396 4.188 441 47,890 23.9 Tt,836 T.$54 724 1171 229 4.188 441 75.282 7.927 Total investn￿nIS 6,291 9S.108 2.743 &291 9D.755 A'l units, v8lu8sand inc0￿e have been lothe n&vest th I￿. ' 13 ASSETS USED FOR CHURCH PURPOSES Thfrchu￿h hall bu1￿1r￿ are￿$￿red tylhechKch tr£10,379.589 and Hr￿￿efLV E2,03U,95& In ad¢f.lttJn, tenants imptDy8rnettslg HaId￿9 FlgLts8we se￿1¥￿￿8¥£9.6f8. Th¢ ryJ?n. equawn￿l L¥Jnienls ofthe thwchavj HaId￿8 in5urea ty 1h9dwthtr£￿.S1O.

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 7 FINANCIAL STATEMENTS YEAR ENDED 31 LIECEMBER 2020 Appendlx 1 JOINT PASTOFiATE ACCOUNT Thls Year 2020 Totsl £ Last Year 2019 Tot•l£ Recelpts Support from Jèsmond Support trorn West End Manse Rent 1.296 1,110 Total recelpts 3,75D Payments Supwrtfrom Jesrr¥Jnd Support fioln RSM CarAlbwanc& Ministerfs expensas Ret￿ement Payments Counal tax Ph¢)ne l￿d￿ling bio8dband) Wat¢r rale8 Manse repaIr￿1mprOVem@ntS Manse~ COU￿1[ Tax Mans8- Building lfisumnce Mans8- Phone Manse- Watèr Rates 2,080 1,938 65 1,515 408 381 276 150 Total payrnenls 8,55S . CASH FUNDS blfwd 1 January 6.470 NET RECEIPTS I IPAYMENTSI 1,665 Jolnl Pastorate Account Closed - ' Balancè apportloned bgtween Jesmond est End RSM 6,186 2.080 2. 168 1.936 Balance at 31 Decembor2020

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 8 FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2020 Appendix 1 JOINT PASTORATE ACCOUNT NOTES The Joint Paslorgle Account wovnd up June 2019 folknMt]9 the ietirewl ofTho w￿lSter8nd the balance oflhe Jolnt Pastorate Ac£ourrt was ￿￿*￿ed behveen the Churd￿.

JESMOND UNITED REFORMED CHURCH MANSE FUND Page 9 FINANCIAL STATEMENTS YEAR ENDED 31 DECEM8ER 2020 MANSE FUND RECEIPTS AND PAYMENT ACCOUNT ,, REGISTERED CHARITY NUMBER 242567 Thls Year 2020 Total £ Last Year 2019 Total £ Racgipts Renl (See note a) Ulilrtses Bank interesl and investment income 25,272 4.680 282 23,374 1,950 1,395 Total recelpts 30.234 26.719 Payments (see notes b and c) Joint pastorale housing contribLrtton Agent's fees Utilities management fees Furnishings and fittings Utilities Insurance Servicing, repairs and maintenance Gardening, cleaning and other Electrical l Lighting I Sound System 687 3,039 98 2,035 639 961 10,592 3,245 9,075 3.285 234 1,035 3,197 973 1.292 567 Total payments "" 10.584 30,370 NET RECEIPTS I IPAYMÈNTSI 19,650 (3,651) TRANSFERS fromlltol General Fund 1.115 CASH FUNDS bl￿d 1 January 72,985 CASH FUNDS clfwd 31 December 87,869 69,334 Note: . al The Manse Fund receives income from the btting of the manse. bl The cost of maintaining the manse is charged lo the Manse Fund. cl Where approFHiate, the ¢osl of work al Haldane House is apwrtioned belween Jesmond URC General Fund and the Manse Fund. dl Any balan￿ above £5.000 in the Manse Fund can be applied for general church purposes.

JESMOND UNITED REFORMED CHURCH REGISTERED CHARITY NUMBER 1137613 Page 10 RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEMBER 2020 . INDEPENDENT EXAMINER'S REPORT I report on the financial slalements of Jesmnd URC for the year ended 31 December 2020, whioh are set out on pages 1 to 8. Rgspectbje i&spon$ibilitles The church is responslble for the preparation ol the financial statements. and considers that the audit requirement of Section 14412} of the Charities Act 2011 (the Act) does not apply. It is my responsibility lo stsle, on the basis of procedures speafied in the General DIrect￿nS given by ' the Charity Commissioners under Section 14515llb) of the ACL whether parbculai matters have ¢ome to my attenlion. Basis of Independent Examlngrfs report . My examination was carried out in ￿￿ordan￿ ￿th the General Directions ofthe Charity Commissioners. An 8xaminalion includes a review of the acuunbng records kept by the church and a comparison of the a¢courTrts presented those records. It also includes wnsideration of any unusual items or disclosures in the finanaal statements, and seeking explanations conceming any such matters. The procedures undertaken do nol provide all the evidence that would be do not required in an audit, and consequently I do not express an audit opinion on the view gwen by the financial statements. Independent Examinerfs statement In connection with my examination of the church funds. nothing t2me to my attention which gave me cause to believe othe￿is8 than thal the financial slalemenls a(xx)rd wtth the accounting records of the church, and Ihal those records satisfied the requirements of the Act. l am not aware of any matter to which attenb'on should be drawn in order to enabl8 a proper understanding of the financial slalemenl$ to be reached. Signed b , ho Ind nd?iYt Exariner. Date.. Name and address of the Inde￿ndent Examiner. David Kilner, F.CA. 7 Eldon Square . New¢asUe upon Tyne NE1 7JG

JESMOND UNITED REFORMED CHURCH MANSE FUND REGISTERED CHARITY NUMBER 242567 Page11 RECEIPTS AND PAYMENTS ACCOUNT YEAR ENDED 31 DECEM8ER2020 INDEPENDENT EXAMINER'S REPORT I report on the financial statements of the Martse fund for the year ended 31 December 2020, which is s&t oLrt on pag@ 9. Respective rgsponslbllltles The church 1$ responsible for the preparation of Ihe finan￿81 statements. and 0)nS￿￿e[S that the audit requirement of Section 144(21 of the Charities Act 2011 (the Act) does not appty. 11 is my responsibility to state, on the basis of pro*du￿$ Spe¢rf￿ in Ihe General Directions given by th8 Charity Commissioners under Section 14515){b) ol the Art whether particular matters have come to my attention, Bas1$ of Independent Examlnor's report My examination was carried out in accordance with the General Directions of the Char Commissioners. An examination includes a review of the accounting records kept by the church and a comp8rison of the 8ccounts presented wth those r￿rds. 11 also includes eonsideration of any unusual items or disclosures in the ffinan￿aI statements. and seeking explanations concerning any such mallers. The procedures undertaken do not provide all the evidence that would LE do not required in an audit. and consequenuy I do rtot express an audit opinion on the view given by the finartcial statements. Independent Examinerfs statement In connection with my examination of the church funds, nothing came to my attenb'on which gave me cause lo believe olhenmse than that the financial statements acLL)rd Y￿h the accounting records of the church, and that those records salisfied the requirements ol the A¢L l am not aware of any matter to which attention should be drawn in order to enable a understanding of the financial statements to be reached. Signed by the 1r.de end￿Tt Examiier. Dale-. Name and address of the David Kilner. F.C.A 7 Eldon Square Newcastle UFon Tyne NE17JG epen en