u3a learn, lau%h, live Medway university of the third age Trustees Report and Financial Statement for year ended 31st December 2025 Registered charity number 11237600
Report of the Trustees The Tru5te8s present their report with the financial statements of the charity for the year ended 31 st December 2025. The Trustees confirm that the annual report and financial statements comply with the current statutory requiremeiits. th8 requirements of the trusts governing document and in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland {SORP FRS 102) Administrative details Registered Charity Number 11237600 Registered Off ice: 94 Jersey Road Strood Rochester Kent ME2 3PD Trustees: K8vin Booth Barbara Fisher Louise Hubbard Staff: No staff are employed Independent Examiner.. Paul Goulette Governance The Charity's constitution is the primary governing document of the Charity. Medway University of the third age was registered with Ihe Charity Commission on 26th October 2010. Purpose The purpose of Medway u3a is to provide education and social activities for anyone who is either retired or semi-retired. Background Medway u3a was tirst set up in 2009. During that over 80 interest groups have been sel up and run by volunleers. Interest groiips range from learning languages, photography. crafts, cookery to leisure activities such as walking, ballroom dancing, wine tasting and playing games. The charity is run by a committee all are members of u3a. The three trustees are the Chair. Secrelary and Treasurer of the committee.
Objectives and activities Charitable objectives The object of the charity is set out in its governing document is.. To further such charilable purposes {charitable under English lawl as the Trustees see fit from time to time, Activities The trustees and committee members manage Medway u3a in a responsible way to ensure delivery for the community benelit. Public benefit The Charity's trustees have complied with their duties Linder the Charities Act 2011 to have due regard lo public benefit guidance published by the Charity Commission. Medway u3a's particular public benefit activities are included under Achievements and Performance, illustrating the commitment of the Charity to supporting charitable causes locally.
Achievements and performance Activities to 31st December 2025 As well as running over 80 interest groups, we provided in 2025 12 monthly lectures, 2 outings. 2 quiz and cuppa sessions and one History day seminar. Financial review Principal funding source Our funding source is members subscriptions. Total funds At the end of this period our total funds were £23,816 Reserves policy The Trust employs no staft and is operated entirely by the Trustees and commiltee members . who are volunteers. Our running costs are composed mainly of leclures fees. room hire and outing costs. We inlend to meet the Charity Commission guideline of reserves of 3-6 months on running costs, Risks The Trustees have a duty to identify and review the risks to which the Charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. Monthly Trustee and Committee meetings are held to review progress towards achieving the Charity's objectives and lo promote strategic direction within the Trust. Plans for the future Wè intend to continue to provide lectures, outings and interesi groups for our members. Structure, governance and management Board of Trustees Medway u3a have 12 committee members. 3 commitlee members are trustees and hold the following roles Kevin Booth (Chairl, Barbara Fisher (freasurer), Louise Hubbard (Secretary).
The COTnmittee is responsible for the stralegic direction of the organisation and meets regularly to ensiire that the charity is on track to meet ils objectives. The committee convened the Annual General Meeting in September 2025. The Trustees have complied with the duties described under Ihe Charities Act 2011. and with proper regard lo the guidance published by the Charity Commission. Each year we will submit the annual report of the Trustees and accounts to the Charity Commission for Ihe financial year ending 31 st December. Thank you I would like to thank my fellow trustees and committee members for their ongoing, conscientious work for the Trust this year. We look forward to continuing to make a real difference to People's lives locally over the coming years. Declarations The Tru6te•s doclaro that thèy havè approved the Trustees, report above. Slgned on behalt of the charity's Tru$tg9s Slgnaturèl81 LOL4 isc l<cVIK) 6f)OTIJ Full namelsl Scc£tsTA£. Posltlon Date ILk/71ao?6 1ty17/DoJ6
Finance Report Medway Universlty of thg 3rd Age Reglsl8red Charity no. 1137600 Receipts and payments accounts For the period from 1st January 2025 to 31st December 2025 Section A Receipts and payments to lh¢ noarogt £ Unrg•trl¢t od funds Reslrtct od lund8 Endow7n •nt fynd¥ Tol•l fund8 L•8t y•#r A1 Rocolpts Membershlp 12,426 Gift Aid 1,469 TAMIMisc 343 vtsllThQaIre1SludY Day 18.790 Bank Inieresl 31.028 A2 A$8Ot and Invo$lment 8ale8 Sub iot•l 31.028 Totfil r8colpts 31.028 A3 Paymèiit• , Bank tharge8 119 M&mborship 2,364 Hall Hire 5,400 Leclurers Fee8 I.LKO AiJmini&lraiK>n 1,458 TAM 251
Misc 261 Visltsrrhe•irelSILtdy DAY 16.205 Beawi ticeO sg3 D¥pieci8tion Sub lotal 27.709 A4 Asset and Inve3tmont purcha9eB Sub tolol i . I i_ -- I i _ - I i -. I 27.709 Tolalpaymenls 27.709 ol r•eolptslfpèymonts) JJ19 A5 Tran•l•r• betwll lund8 A6 C#Bh fund¥ last yv¥r end Cash lunds thls yur •nd 2J.1116
Section B Statement of assets and liabilities at the end of the period Unted fund• R••trfcted lundj Endovm)ent lund8 to nfrare81 £ to nèar•Bt E to nooro8t E Bl C•¥h fund$ Bank 23,816 Totsl c8sh funds 23.816 Unmtrlctod lund• Restrlctsd funds Endowment fund• to nearest £ to near¥* £ B2 Oth•r mon•tary Flxed Asset Fund lo whlch $91 belong# Curront valu loptlgnall Cost loptlonall B3 Investment a#iets Fund lo wlilch agYQt belong8 Currenl value loptlonall Cost loptlonall B4 A•8•ts retaln•d lor the chArlty'o own ui• Fund to which liablllty relateo Amount due loptionall When due lopllonall 85 Ll•bllltle• I Sub8thPtk)n 12.297
Signaliire Print Name Dal8 of approval Lou is Signed by one or hvo Trustees on beliall of 911 the Tiusleo$ 1¥/7/w& 4krf42A fis&frS £ ,,//,.
| Medway U3A | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Trading and profit and loss account | |||||||||||
| for the period ended 31st December 2025 | |||||||||||
| Note | 12 months to | 12 months to | |||||||||
| 31st December 2025 | 31st December 2024 | ||||||||||
| £ | £ | £ | £ | ||||||||
| INCOME | |||||||||||
| Membership | 12,425.60 | 12,019.00 | |||||||||
| Gift Aid | 1,469.35 | 2,025.21 | |||||||||
| Monthly Meetings | 0.00 | 0.00 | |||||||||
| Misc | 22.00 | 57.00 | |||||||||
| TAM | 321.20 | 271.60 | |||||||||
| Bank Fee | 0.00 | 0.00 | |||||||||
| 14238.15 | 14372.81 | ||||||||||
| EXPENSES | |||||||||||
| Capitation Fees | 2,363.50 | 2,364.47 | |||||||||
| Hire of Halls | 5,400.00 | 5,400.00 | |||||||||
| TAM | 251.25 | 284.08 | |||||||||
| Postage & Stationery | 320.91 | 324.25 | |||||||||
| Speakers | 1,059.90 | 1,297.50 | |||||||||
| Meetings | 208.77 | 268.06 | |||||||||
| Printing | 343.00 | 451.00 | |||||||||
| Beacon Licence | 593.00 | 518.33 |
1
| Committee Expenses | Committee Expenses | 690.58 | 717.74 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| PayPal | 2.40 | ||||||||||
| AGM | 0.00 | 33.19 | |||||||||
| Gifts | 101.99 | 128.49 | |||||||||
| Group Leaders Meeting | 0.00 | 0.00 | |||||||||
| Bank Charges | 75.80 | 110.40 | |||||||||
| Membership Refunds | 50.00 | 10.00 | |||||||||
| 11,461.10 | 11,907.51 | ||||||||||
| 2,777.05 | 2,465.30 | ||||||||||
| Depreciation | 0.00 | ||||||||||
| Net Trading Profit/(Loss) | 2,777.05 | 2,465.30 | |||||||||
2
| MEDWAY U3A | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet | |||||||||
| at 31st December 2025 | |||||||||
| 31st December 2025 | 31st December 2024 | ||||||||
| £ | £ | £ | £ | ||||||
| Fixed Assets | 0.00 | 0.00 | |||||||
| Current Assets | |||||||||
| Debtors | 0.00 | 0.00 | |||||||
| Prepayments | 1,318.85 | 1,181.20 | |||||||
| General A/c | 18,580.29 | 14,890.49 | |||||||
| Cash | 0.00 | 0.00 | |||||||
| 19,899.14 | 16,071.69 | ||||||||
| Creditors amounts falling | |||||||||
| due within one year | |||||||||
| Current Account | 0.00 | 0.00 | |||||||
| Gold Account | 0.00 | 0.00 | |||||||
| Subscription for 2026 | 9,182.00 | 8,131.60 | |||||||
| Equipment Replacement Fund | 0.00 | 0.00 | |||||||
| Provision for Corp Tax | 0.00 | 0.00 | |||||||
| 9,182.00 | 8,131.60 |
1
| Net current assets | 10,717.14 | 7,940.09 | |||||||
| Total assets less current liabilities | 10,717.14 | 7,940.09 | |||||||
| Net assets | 10,717.14 | 7,940.09 | |||||||
| Represented by: | |||||||||
| Members Fund | 10,717.14 | 7,940.09 | |||||||
| 10,717.14 | 7,940.09 | ||||||||
2
| U3A SOCIAL FUND | U3A SOCIAL FUND | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Trading and profit and loss account | |||||||||||
| for the period ended 31st December 2025 | |||||||||||
| Note | 12 months to | 12 months to | |||||||||
| 31st December 2025 | 31st December 2024 | ||||||||||
| £ | £ | £ | £ | ||||||||
| INCOME | |||||||||||
| Visits | 7,456.00 | 6,755.80 | |||||||||
| Theatre Trips | 8,467.50 | 7,075.10 | |||||||||
| Study Day | 630.00 | 390.00 | |||||||||
| Quiz | 237.00 | 216.00 | |||||||||
| Misc | 225.00 | 100.00 | |||||||||
| Bank Interest | 0.00 | 0.00 | |||||||||
| 17015.50 | 14536.90 | ||||||||||
| EXPENSES | |||||||||||
| Visits | 7,040.00 | 6,922.05 | |||||||||
| Theatre Trips | 8,634.50 | 6,270.20 | |||||||||
| Study Day | 328.00 | 348.00 | |||||||||
| Quiz | 202.36 | 196.00 | |||||||||
| Misc | 225.00 | 100.00 | |||||||||
| Bank Charges | 43.40 | 83.20 | |||||||||
1
| 16,473.26 | 13,919.45 | ||||||||||
| 542.24 | 617.45 | ||||||||||
| Depreciation | |||||||||||
| Net Trading Profit/(Loss) | 542.24 | 617.45 | |||||||||
2
| U3A SOCIAL FUND | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet | ||||||||||
| at 31st December 2025 | ||||||||||
| 31st December 2025 | 31st December 2024 | |||||||||
| £ | £ | £ | £ | |||||||
| Fixed Assets | 0.00 | 0.00 | ||||||||
| Current Assets | ||||||||||
| Debtors | 0.00 | 0.00 | ||||||||
| Prepayments | 0.00 | 0.00 | ||||||||
| General A/c | 5,235.84 | 1,668.60 | ||||||||
| Cash | 0.00 | 0.00 | ||||||||
| 5,235.84 | 1,668.60 | |||||||||
| Creditors amounts falling | ||||||||||
| due within one year | ||||||||||
| Subscription | 0.00 | 0.00 | ||||||||
| Equipment Replacement Fund | 0.00 | 0.00 | ||||||||
| Creditors | 3,115.00 | 90.00 | ||||||||
| 3,115.00 | 90.00 | |||||||||
1
| Net current assets | 2,120.84 | 1,578.60 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets less current liabilities | 2,120.84 | 1,578.60 | ||||||||
| Net assets | 2,120.84 | 1,578.60 | ||||||||
| Represented by: | ||||||||||
| Members Fund | 2,120.84 | 961.15 | ||||||||
| 2,120.84 | 961.15 | |||||||||
2
| Medway U3A | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Trading and profit and loss account | |||||||||||
| for the period ended 31st December 2025 | |||||||||||
| Note | 12 months to | 12 months to | |||||||||
| 31st December 2025 | 31st December 2024 | ||||||||||
| £ | £ | £ | £ | ||||||||
| INCOME | |||||||||||
| Membership | 12,425.60 | 12,019.00 | |||||||||
| Gift Aid | 1,469.35 | 2,025.21 | |||||||||
| Monthly Meetings | 0.00 | 0.00 | |||||||||
| Misc | 22.00 | 157.00 | |||||||||
| TAM | 321.20 | 271.60 | |||||||||
| Social Income | Visits | 7,456.00 | 6,755.80 | ||||||||
| Theatre Trips | 8,467.50 | 7,075.10 | |||||||||
| Study Day | 630.00 | 390.00 | |||||||||
| Quiz | 237.00 | 216.00 | |||||||||
| 31028.65 | 28909.71 | ||||||||||
| EXPENSES | |||||||||||
| Capitation Fees | 2,363.50 | 2,364.47 | |||||||||
| Hire of Halls | 5,400.00 | 5,400.00 | |||||||||
| TAM | 251.25 | 284.08 | |||||||||
| Postage & Stationery | 320.91 | 324.25 | |||||||||
| Speakers | 1,059.90 | 1,297.50 | |||||||||
| Printing | 343.00 | 451.00 | |||||||||
| Beacon Licence | 593.00 | 518.33 |
1
| Committee Expenses | Committee Expenses | 792.57 | 832.42 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank Charges | 119.20 | 193.60 | |||||||||
| Membership Refunds | 50.00 | 10.00 | |||||||||
| Other | 208.77 | 415.06 | |||||||||
| PayPal | 2.40 | ||||||||||
| Social Expenses | Visits | 7,040.00 | 6,922.05 | ||||||||
| Theatre Trips | 8,634.50 | 6,270.20 | |||||||||
| Study Day | 328.00 | 348.00 | |||||||||
| Quiz | 202.36 | 196.00 | |||||||||
| 27,709.36 | 25,826.96 | ||||||||||
| 3,319.29 | 3,082.75 | ||||||||||
| Depreciation | |||||||||||
| Net Trading Profit/(Loss) | 3,319.29 | 3,082.75 | |||||||||
2
| MEDWAY U3A | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet | ||||||||||
| at 31st December 2025 | ||||||||||
| 31st December 2025 | 31st December 2024 | |||||||||
| £ | £ | £ | £ | |||||||
| Fixed Assets | ||||||||||
| Current Assets | ||||||||||
| Debtors | 0.00 | 0.00 | ||||||||
| Prepayments | 1,318.85 | 1,181.20 | ||||||||
| General A/c | 18,580.29 | 14,890.49 | ||||||||
| Cash | 0.00 | 0.00 | ||||||||
| Social A/c | 5,235.84 | 1,668.60 | ||||||||
| 25,134.98 | 17,740.29 | |||||||||
| Creditors amounts falling | ||||||||||
| due within one year | ||||||||||
| Current Account | 0.00 | 0.00 | ||||||||
| Gold Account | 0.00 | 0.00 | ||||||||
| Creditors | 12,297.00 | 8,221.60 | ||||||||
| 12,297.00 | 8,221.60 | |||||||||
1
| Net current assets | 12,837.98 | 9,518.69 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets less current liabilities | 12,837.98 | 9,518.69 | ||||||||
| Net assets | 12,837.98 | 9,518.69 | ||||||||
| Represented by: | ||||||||||
| Members Fund | 12,837.98 | 9,518.69 | ||||||||
| 12,837.98 | 9,518.69 | |||||||||
2
(HARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trustees On accounts for the year ended Charity no lif any) nLy&/ 7D24 )I31L£)D Set out on pages 5 kDI I report lo the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended Responslbilities and basis of report As the tharitys trustees. you are responsible for the preparation of the accounts in aCrdanCe wlh the requirements ol the Chanlies Ad 2011 ("the Acl'l I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{5){bl of Ihe Act. Independent tThe chanty's gross income exceeded £250,0 and l am qualified lo examinerfs statement undertake the examination by being a qualified member of linsert name of applicable listed bodyl]. D818te ( l il not applKable. I have completed my examination. I confifm that no material matters have come io my attention in connection with the examination lolher than that disclosed below ') which gives me cause to believe that in, any material respecl.. the accounting records were not kept in accordance wlh section 130 of the Charities Act.. or the accounts did not accord with the accounting records; or the accounts did not comply with the applicable requirements conceming the form and content of accounts set out in the Charilies (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair, view which is not a matt8r COnsered as part of an independent examination. I have no concems and have come across no other matters in connection th the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts lo be reached. Please delete the words in the bfftckets if they do not apply. Signed: Date: Name: Relevant professlonal qualificationls) or body IER Oct 2018
(If any): Address: Section B Disclosure only complete Il the examiner needs 10 highlight material Inallers of concerii (see CC32. Independent examination of charity accounts.. directions and guidance for examiners). Give here brief dètails of any items that the examiner WIS5 to disclose. IER Oct 2018