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2024-03-31-accounts

Charity Number: 1137233 Company Number: 07250346

CITY HOPE CHURCH LONDON

UNAUDITED FINANCIAL STATEMENTS 31 MARCH 2024

Ben Leach Associates 30 Bute Street Sheffield S10 1UP

CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (INCORPORATING THE DIRECTOR’S REPORT)

YEAR ENDED 31 MARCH 2024

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2024.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's constitution, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and Activities

Objectives

The charity's object is the advancement of the Christian faith in accordance with its Statement of Faith. The policies adopted in furtherance of this object are the running of a church in South London. We are a part of Catalyst, a network of churches aiming to make disciples in the nations of the world.

City Hope Church exists to love and serve God, our community and our world. As a diverse family of believers, empowered by the Holy Spirit, we want to share the great news of Jesus and orientate our lives around his teaching.

City Hope Church is a growing church community living and working in London. We have a rich heritage of serving local people and communities over many generations.

This report aims to clearly demonstrate the public benefit that City Hope Church continues to provide to South London and beyond and that the trustees have had regard to the Charity Commission's public benefit guidance.

Activities

We are a vibrant church with a vision to be a diverse and growing, Jesus centred community, bringing God's kingdom to South London and beyond. We currently host 2 Sunday services per week at our building in Bermondsey, with dedicated children’s work at the Sunday morning service. This is supported by our mid-week Connect Groups and other church events.

We also run a wide range of outreach and community action ministries. These include youth work, Debt Centre, Foodbank, Hope Tuesdays and our Fab Fridays pre-school group, as well as supporting several international missionaries.

Achievements and performance

During the year to 31st March 2024, the church undertook the following activities:

Sunday services

Our Sunday morning services have continued to be times of great joy and fellowship. They are open and accessible to everyone. Average weekly attendance was 216 during the year.

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (INCORPORATING THE DIRECTOR’S REPORT)

YEAR ENDED 31 MARCH 2024

Our standard format of service comprises worship, church news, prayer and teaching. We also regularly celebrate communion and have adult baptisms. We’ve continued to present a rounded teaching programme which has been delivered excellently by our preaching team together with several visiting speakers.

This year we started a regular programme of Sunday Evening Sessions. These focus on different aspects of Christian life on a monthly rotation: prayer, Bible School, worship and discipleship.

Children's groups

On Sundays we have three separate groups caring for our under 11s: City Toddlers (1-2 years old), City Minis (3-5 years old) and City Kids (6-11 years old).

These groups are run by our team of volunteers. We are committed to nurturing and safeguarding our children and young people. All our children's workers are required to undergo a Disclosure and Barring Service Check.

Connect Groups

As at 31st March 2024, we had 15 Connect Groups which meet regularly across South London. Connect Groups are where people can get to know other believers, make friends and do life together.

Church weekend away

In June 2023, we had our church weekend away at Otford Manor in Kent – our first for many years. This was an incredible time of building fellowship together as a church, coupled with biblical teaching and a range of fun activities for all ages.

Youth work

Our youth ministry is led by our full-time youth worker, Kwame Gelli, together with a committed team of volunteers.

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (INCORPORATING THE DIRECTOR’S REPORT)

YEAR ENDED 31 MARCH 2024

Council. Pitstop runs one evening a week during term time and typically gathers between 15 and 30 young people.

CAP Debt Centre

Christians against Poverty (CAP) is an award-winning debt counselling charity with an extensive network of centres around the UK. City Hope Church is pleased to run the Southwark CAP Centre headed up by Steve Lee. We are passionate about lifting people out of debt and poverty. We also help people budget their money more effectively, so alongside the debt counselling we run the CAP Lifeskills course.

In the year, the debt team saw 44 new clients and had 13 clients achieve debt free status. At Christmas we distributed 60 food hampers.

Foodbank

Our Foodbank opens every Wednesday afternoon, run by a dedicated team of volunteers. It is part of a network of foodbanks across the borough of Southwark hosted by Pecan.

During the year, we helped an average of 32 households each week.

Hope Tuesdays

Every Tuesday afternoon we welcome anyone from the local community who wants to connect with others in a fun informal setting. Approximately 40 people share a light lunch together and take part in various activities, including quizzes, videos and presentations. At Christmas we distributed gifts to all clients.

Fab Fridays

Every Friday in term time, we host Fab Fridays for pre-school aged children and their parents/carers. This includes a free café and playgroup. Over the year we had an average of 38 attending each week.

Support of overseas missionaries

The church has continued to financially support several individuals who work overseas. These missionaries are engaged in work that advances the Christian faith, often alongside relieving or preventing poverty.

Plans for future periods

Looking ahead to the rest of 2024 and into 2025, the church will maintain its object of advancement of the Christian faith in accordance with its Statement of Faith. We will continue with our two Sunday meetings as our primary means of advancing the Christian faith, as well as the activities outlined above so that we have a positive impact on the communities of South London and beyond.

We also plan to further develop our small site in the Aylesbury Estate, Walworth. Several church members are moving to the area and plan to host fortnightly Sunday services in the area, alongside a series of events with the community there.

Later in 2024, we will be commissioning our new Leadership Team who will oversee the running of the church and its activities. This will comprise of the Elders and other key leaders in the church.

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (INCORPORATING THE DIRECTOR’S REPORT)

YEAR ENDED 31 MARCH 2024

Financial Review

Review of financial performance

The financial transactions of the church during the year and the financial position at the end of the year are summarised in the attached accounts. The trustees consider the financial position to be satisfactory.

The majority of donations received are from standing orders and bank transfers (£182,037, 2023: £187,768) and the gift aid tax refunds for the year totalled £41,965 (2023: £44,906). The trustees encourage regular giving by standing order as this provides a reliable figure for budgetary planning.

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

The trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

Governing document

The charity is constituted as a Company limited by guarantee, incorporated on 11[th] May 2010. The charity is governed by articles of association adopted at the same date.

Trustees and Leadership

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

The trustees oversee the administrative matters of the church, delegating day-to-day and pastoral matters to the paid staff.

The day-to-day management of the charity is overseen by Rebecca Whittlesea, the Secretary.

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (INCORPORATING THE DIRECTOR’S REPORT)

YEAR ENDED 31 MARCH 2024

Reference and Administrative Details

Registered Charity Number 1137233 Company Number 07250346 Principal address Drummond Christian Centre 121 Drummond Road London SE16 2JY OX4 1AS Independent Examiner Ben Leach Associates 30 Bute Street Sheffield S10 1UP

24 November 2024

This report was approved by the Trustees on _________ and is signed on their behalf by:

David Staunton - Trustee

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

INDEPENDENT EXAMINER’S REPORT

YEAR ENDED 31 MARCH 2024

Independent Examiner's Report to the Trustees of City Hope Church London

I report to the trustees on my examination of the accounts of City Hope Church London for the year ended 31[st] March 2024.

Responsibilities and basis of report

As the charity’s trustees (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act, I report in respect of my examination of the charity’s accounts carried out under section 145 of the Charities Act 2011 (‘the Act’) and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the Act. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Ben Leach ACA

30 Bute Street Sheffield S10 1UP

02/12/2024


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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME AND EXPENDITURE ACCOUNT)

YEAR ENDED 31 MARCH 2024

YEAR ENDED 31 MARCH 2024
Note
Income from:
Donations and legacies
4
Charitable activities
5
Investments
6
Total income
Expenditure on:
Charitable activities
7
Total expenditure
Net gains/(losses) on investments
Net income/(expenditure)
Transfers between funds
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
2024
2023
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total
Funds
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total
Funds
£
£
£
£
£
£
£
£
257,320
91,327
-
348,647
257,654
126,998
-
384,652
8,430
-
-
8,430
12,231
-
-
12,231
97,211
-
-
97,211
88,378
-
-
88,378
362,961
91,327
-
454,288
358,263
126,998
-
485,261
412,597
120,119
-
532,716
337,124
150,781
-
487,905
412,597
120,119
-
532,716
337,124
150,781
-
487,905
96,477
-
-
96,477
(41,789)
-
-
(41,789)
46,841
(28,792)
-
18,049
(20,650)
(23,783)
-
(44,433)
-
-
-
-
-
-
-
-
46,841
(28,792)
-
18,049
(20,650)
(23,783)
-
(44,433)
1,751,798
49,421
666,000
2,467,219
1,772,448
73,204
666,000
2,511,652
1,798,639
20,629
666,000
2,485,268
1,751,798
49,421
666,000
2,467,219

The statement of financial activities includes all gains and losses recognized in the year. All income and expenditure derive from continuing activities

The notes on pages 9 to 18 form part of these financial statements.

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CITY HOPE CHURCH LONDON

COMPANY LIMITED BY GUARANTEE

STATEMENT OF FINANCIAL POSITION

31 MARCH 2024

2024 2023
Note £ £ £
Fixed assets
Tangible assets 13 55,424 83,395
Investments 14 2,093,866 1,994,616
2,149,290 2,078,011
Current assets
Debtors 15 7,556 11,853
Cash at bank and in hand 334,275 382,596
341,831 394,449
Creditors: amounts falling due within one year 16 5,853 (5,241)
Net current assets 335,978 389,208
Total assets less current liabilities 2,485,268 2,467,219
Net assets 2,485,268 2,467,219
Funds of the charity
Unrestricted funds 1,798,639 1,751,798
Restricted funds 20,629 49,421
Endowment funds 666,000 666,000
Total charity funds 17 2,485,268 2,467,219

For the year ending 31 March 2024 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorized for issue on 24 November 2024 ____ and are signed on behalf of the board by:

David Staunton - Trustee

Wellesley Watkins - Trustee

Company registration number 07250346

The notes on pages 9 to 18 form part of these financial statements.

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

1. General information

The charity is a public benefit entity and a charity registered in England and Wales. The address of the registered office is Drummond Christian Centre, 121 Drummond Road, London, SE16 2JY .

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', and the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)).

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis. The are prepared in sterling, which is the functional currency of the charity.

Going Concern

The trustees consider that there are no material uncertainties around the charity’s ability to continue as a going concern.

Income

Income is recognised when the charity has entitlement to the funds, any performance conditions attached to the item of income have been met, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

Creditors

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently recognised at amortised cost using the effective interest method.

Pension costs

The company offers a defined contribution pension scheme for its employees. There are no further liabilities other than that already recognised in the SOFA.

Income tax

The charity is exempt for taxation on its income and gains where they are to be applied for charitable purposes.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future projects or commitments.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

The trustees have elected to present the restricted fund ‘Catalyst Hub’ separately on the face of the Statement of Financial Activities on the grounds of materiality.

Investment properties

Investment property, which is property held to earn rentals and/or for capital appreciation, is initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at the reporting end date. The surplus or deficit on revaluation is recognised in profit or loss.

Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Property improvements - 4% straight line
Fixtures and fittings - 10% straight line
Computer equipment - 25% straight line

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

4. Income from donations and legacies

Donations and gift aid
Grants receivable
Total
2024
Total
2023
£
£
309,287
356,536
36,430
28,116
348,647
384,652

5. Income from charitable activities

Sales of merchandise
Room hire
Total
2024
Total
2023
£
£
400
-
8,030
12,231
8,430
12,231

6. Income from investments

Rental income
Dividend income
Interest receivable
Total
2024
Total
2023
£
£
75,560
78,185
2,773
3,546
18,878
6,647
97,211
88,378

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

7. Expenditure on charitable activities

Note
Staff costs
10
Core activities
Grants paid
12
Support costs
8
Total
2024
Total
2023
£
£
153,262
146,479
114,232
79,038
84,936
124,106
180,286
138,282
532,716
487,905

8. Analysis of support costs

Staff costs
Depreciation
Premises costs
Staff housing, training and recruitment
Office and administration costs
Governance costs
ndependent examination fees
Fees payable to the independent examiner for:
Independent examination of the financial
statements
Total
2024
Total
2023
£
£
47,111
43,723
32,867
34,363
79,338
40,851
8,926
7,002
10,844
10,543
1,200
1,800
180,286
138,282
2024
2023
£
£
1,200
1,800

9. Independent examination fees

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

10. Staff costs

Staff costs were as follows:

Wages and salaries
Social security costs
Pension costs
Other employment benefits
o employee earned more than £60,000 during the year.
Average head count
Total
2024
Total
2023
£
£
173,543
163,749
11,417
10,857
15,413
15,596
5,689
6,306
206,062
196,508
2024
No.
2023
No.
6
6

No employee earned more than £60,000 during the year.

11. Trustee remuneration

No trustees received any remuneration of reimbursement of expenses during the year.

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

12. Grants paid

The charity made grants as follows:

Catalyst Network
Christians Against Poverty
Other UK Christian Organisations
Overseas Missionaries
Other Individuals
Total
2024
Total
2023
£
£
2,730
1,800
7,582
9,265
1,140
-
66,125
102,984
7,359
10,057
84,936
124,106

Particulars regarding the overseas missionaries supported by the charity have been omitted to ensure the privacy and safety of those individuals and organisations supported.

13. Tangible fixed assets

Cost
At 1stApril 2023
Additions
Disposals
At 31stMarch 2024
Depreciation
At 1stApril 2023
Charge for the year
Eliminated on disposal
At 31stMarch 2024
Net Book Value
At 31stMarch 2024
At 31stMarch 2023
Property
improvements
Fixtures and
Fittings
Computer
equipment
Total
£
£
£
£
684,542
79,599
76,607
840,748
2,604
2,292
-
4,896
-
-
-
-
687,146
81,891
76,607
845,644
(633,155)
(57,112)
(67,086)
(757,353)
(22,803)
(3,935)
(6,129)
(32,867)
-
-
-
-
(655,958)
(61,047)
(73,215)
(790,220)
31,188
20,844
3,392
55,424
51,387
22,487
9,521
83,395

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

14. Fixed asset investments

Cost or valuation
At 1stApril 2023
Additions
Unrealised (losses)/gains
Disposals
At 31stMarch 2024
Quoted
investments
Investment
properties
Loans and
receivables
Total
£
£
£
£
130,369
1,535,300
328,947
1,994,616
2,773
-
-
2,773
(8,355)
114,700
(9,868)
96,477
-
-
-
-
124,787
1,650,000
319,079
2,093,866

Investment properties are accounted for at fair value. The value of the properties is determined by the trustees with respect to current pricing information available for other comparable properties within the same area.

15. Debtors

Gift aid receivable
Prepayments and accrued income
2024
2023
£
£
3,269
4,944
4,287
6,909
7,556
11,853

16. Creditors: amounts falling due within one year

Accruals and deferred income
Other creditors
2024
2023
£
£
4,603
4,831
1,250
410
5,853
5,241

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

17. Analysis of charitable funds

Unrestricted funds
General funds
Restricted funds
International Work
Other Donations
COVID Support
Youth Worker
Youth Work
Ukrainian Relief
Total funds
At 1st
April
2023
Income
Expenditure
Gains /
(losses)
At 31st
March
2024
£
£
£
£
£
1,751,798
362,961
(412,597)
96,477
1,798,639
24,331
30,539
(40,974)
-
13,896
100
1,680
(1,680)
-
100
14,325
10,500
(19,764)
-
5,061
-
12,500
(12,500)
-
-
-
25,930
(25,930)
-
-
10,665
10,178
(19,271)
-
1,572
49,421
154,009
(232,432)
-
20,629
2,467,219
454,288
(532,716)
96,477
2,485,268
Unrestricted funds
General funds
Restricted funds
International Work
Other Donations
COVID Support
Youth Worker
Ukrainian Relief
Total funds
At 1st
April
2022
Income
Expenditure
Gains /
(losses)
At 31st
March
2023
£
£
£
£
£
1,772,448
358,263
(337,124)
(41,789)
1,751,798
28,327
28,638
(32,634)
-
24,331
-
965
(865)
-
100
20,229
7,436
(13,340)
-
14,325
-
28,116
(28,116)
-
-
24,648
61,843
(75,826)
-
10,665
73,204
126,998
(150,781)
-
49,421
277,106
543,845
(522,141)
-
298,810

General funds: Funds which can be used at the discretion of the trustees to further the objectives of the charity.

International Work: Funds collected and distributed in support of international mission.

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CITY HOPE CHURCH LONDON

NOTES TO THE FINANCIAL STATEMENTS

31 MARCH 2024

Other Donations: Funds collected and distributed in support of particular needs identified within the church.

COVID Support: These funds were originally raised to support those struggling with the impact of COVID in the local community. Since the origination of this fund, the relief work has developed into a number of other outreach programmes, including a number of foodbank projects. This fund is now supported by a variety of funders.

Youth Worker: Funds raised toward the employment of a youth worker for the church.

Youth Work: Funds raised toward the ongoing youth work of the church.

Ukrainian Relief: Funds raised in support of Ukrainian families uprooted from their homes as a result of the ongoing conflict in the country.

18. Endowment funds

Endowment funds represent assets which must be held permanently by the charity. Income arising on the endowment funds can be used in accordance with the objects of the charity and is included as unrestricted income. Any capital gains or losses arising on the assets form part of the fund.

Permanent endowments
Freehold property fund
Balance at
1 April
2023
Income
Expenditure
Balance at
31 March
2024
£
£
£
£
666,000
-
-
666,000
666,000
-
-
666,000

The permanent endowment arose from the sale of a chapel and may be used in the provision of freehold property to be used in the furtherance of the church's objects. Any such property represents permanent endowment of the charity. The fund can be used in meeting the proper costs of administering the charity and of managing the assets after any other charity income has been used. After meeting those costs the fund must be used in furtherance of the objects of the charity.

- 17 -