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2023-12-31-accounts

SUTTON IN THE ELMS BAPTIST CHURCH

Trustees’ Annual Report and Financial Statement for 2023

The Trustees present their Annual Report and Financial Statements for 2023

Statutory Information

Registered Address 2 Sutton Lane Sutton in the Elms Broughton Astley Leicester Leicestershire LE9 6QF

Charity Registration Number 1136715

Trustees Jonathan Morley Minister
Heather Harris Church Secretary
Robert Foster/Anthony Hill Treasurer
Andrew Davies
Peter David Clissold
David Wheway
Property Trustees The Baptst Union Corporaton Limited
Baptst House
129 Broadway
Didcot
Oxfordshire OX11 8RT
Bankers Santander, Bootle, Merseyside
Independent Examiner John Denney, Chartered Accountant

Charitable Object

The Charity, Sutton in the Elms Baptist Church, is governed by an Approved Governing Document (the Constitution) which states that the principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination to include the advancement of education, community service and such other general charitable purposes in such parts of the United Kingdom and the world as the Church shall determine.

The Church occupies premises which are held by the Baptist Union Corporation Ltd, on Trusts which are entirely compatible with the above objective.

Organisational Structure and Decision-making processes

Members of the Church are accepted in accordance with the Constitution which requires them to be or to have been publicly baptised on the profession of faith in the Trinity or based on their own public profession of faith.

The Members’ Meeting normally takes place at least four times per year and has responsibility for the overall policy of the church. In accordance with the Constitution, the members appoint up to ten Trustees, including a Church Secretary and Treasurer. They are responsible for the day to day running of the church’s work and witness, and the financial and legal aspects of the charity. All members are encouraged to take an active part in the spiritual and practical tasks involved in the furtherance of the charitable objective.

Relevant matters may be submitted to the Church meeting by the Trustees for guidance or may be raised by members for further consideration by the Trustees. The Constitution permits decisions to be made at Church meetings by appropriate majorities and the Church seeks to work by consensus wherever possible.

Objectives and Activities

In order to achieve the principal objective, which is set out above, the Church provides a variety of activities both for its membership and for the local community. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him as living Lord.

Central to the work and witness of the Church is the act of regular public services of Christian worship. We seek to be a friendly and welcoming community, and all are welcome to attend our services that take place each Sunday at 10.30 a.m. and on some Sundays at 6.00 p.m. There are also services at other important times in the church calendar, such as to celebrate Christmas and Easter; these are advertised on the Church’s printed notice-sheet, by leaflet, social media and on our website, www.suttonelms.co.uk. There is a programme for children and young people during services, as well as a space available for use by preschool children and their parents.

The Church runs a series of house groups (known as Small Groups) in the church building and in the homes of some members for the growth of faith, fellowship and discipleship. Further

details of these can be obtained from the Trustees on request or are available at the Sunday services of worship.

The Church is responsible for a Mum and Baby Group which runs on the premises on Tuesday mornings, as well as a longstanding Toddler Group, which meets on Thursday mornings. The purpose of both groups is to provide a safe place to develop friendships for local pre-school children and their parents/carers, demonstrating the love of Jesus Christ. The wellbeing café (Renew café) continues to be attended each Wednesday lunchtime by a small group of regulars, who meet to chat, undertake hobbies together and have an optional time of quiet reflection at the end of each weekly session. The group also often take part in the village’s annual Christmas Tree festival, organised by the local Anglican church, their entry on the theme of “The 12 Days of Christmas” was Highly Commended in 2023. The monthly Men’s Prayer breakfast continues to attract both young and old for a time of food, fellowship and prayer, with both local and invited speakers and they have blessed with an increase in attendance in recent years, both from church regulars and the local community.

The Church usually runs various events for youngsters and families during the year which, in 2023, included an Easter trail, Fun Week (a week-long summer holiday club for primary school aged children), a Light Party (Halloween alternative), Bonfire party and various Christmas events. The purpose of these events is to provide enjoyable, entertaining and affordable activities for the children and their families, to build friendships and community and to introduce them to the Christian faith.

The Church operates systems to ensure that all people working with children and vulnerable adults are appropriately vetted regarding the Disclosure and Barring Service with an up-todate Safeguarding Policy in place and regular training provided by the East Midlands Baptist Association.

The church premises are normally well used by a variety of groups from the community during daytime and evenings, providing a variety of activities for both children and adults and the premises are also available to hire for private party bookings and other one-off events.

We are a Fairtrade Church, meaning that all tea/coffee provided on church premises is Fairtrade, we also request that all user groups also provide Fairtrade products.

Achievements and Performance

The Elms Café continues to operate in the hub area of the premises – this is a not-for-profit community café, run by volunteers, which is open 10 hours each week and serves cake, drinks and light lunches. The aims of the café work in conjunction with our main charitable objectives, whilst also providing a warm, welcoming meeting space for the local community, with good food, a friendly welcome and the opportunity to build relationships. This has proven to be very popular and has built up a good number of “regulars” over time.

Our Community Veg box continues to be well-used, with people able to drop off excess fresh produce from their allotments or to take what they need. The church now also has its own allotment (in a corner of land next to the church car park) and provides fresh, organically

grown produce to the Elms café and the Community Veg box. We also provide opportunities to give to a local Foodbank, through a regular donations box and we hold a special collection at our annual Harvest service, usually held in October.

Whilst the success of the Church’s programmes can be indicated numerically, including financially, other less tangible measures of success such as strength of fellowship, quality of pastoral support and spiritual growth are equally important. The church continues to encourage all its members to support one another practically, pastorally and in prayer.

As well as our regular services, we enable our community to celebrate and thank God at the milestones of the journey through life. Through infant dedication we thank God for the gift of life, through baptism we celebrate faith in Jesus, in marriage public vows are exchanged with God’s blessing and through funeral services friends and family express their grief and give thanks for the life which is now complete in this world and to commend the person into God's keeping. We were delighted to host the dedication of two children in early 2023.

In 2023, sadly two of our longstanding church members went to be with the Lord. We welcomed six new people into church membership during the year and, at 31st December 2023, the total membership stood at 81.

Financial Review

The Church continues to raise the funds it needs to carry on its activities from within its own membership and congregation.

In 2023, weekly offerings were very slightly below budget, but we finished the year with an overall surplus, largely due to general expenditure being below budget. In October 2023, Robert Foster stepped down from the role of Treasurer and our thanks go to him for all his hard work over the years in this role. Anthoiny Hill was elected as Trustee/Treasurer at the October Church meeting. Funds continued to be raised from within the church membership, fundraising events and from external grant-making bodies to finance our Redevelopment project.

The church financially supports a Sponsor Child in Colombia through Compassion UK, Tearfund’s Children at Risk Programme, and has made donations to the work of Spurgeons’ Child Care and other local health-related charities. The church also financially and prayerfully supports a previous minister and his family in their ministry in Cape Town, South Africa.

The Church expressed its part in the life of the wider church by making donations to national and international Christian organisations and societies with Christian aims and objectives compatible with the church’s own charitable purpose, and to some non-Christian charities, chosen by church members as of particular significance to them.

The Church is heavily dependent on its membership working as volunteers in all aspects of the Church’s activities, many of which run with little or no impact on the Church’s expenditure, but nevertheless contribute substantially to the achievement of the Church’s objectives.

The financial results for the year, together with a summary of the accounting policies adopted, are set out in the accompanying financial statements.

The Reserves Policy is set at four months of budgeted expenditure; such an amount would provide working capital to cover fluctuations in income and expenditure and to meet emergency calls on cash, for example for emergency repairs.

The Trustees are satisfied that there are sufficient reserves at the Balance Sheet date, together with anticipated continuing income, to enable the Church to function effectively in the coming year.

Sutton in the Elms Baptist Church, Broughton Astley Receipts and Payments Account Financial Statement for the Year 2023 Version No. 2 December 2023

Receipts
B.M.S./Home Mission
Bank Interest
Church Activities
Contra
Donations / Grants
Fees: Weddings etc
Fellowship Fund
Hall Lettings
Income Tax Refund
Offerings
Organisations
Sundry
TEAR Fund/Compassion UK
Receipts Total:
PAYMENTS
Charitable Activities
B.M.S.
Catering
Charities
Evangelism
Fellowship Fund
Home Mission
Ministers Expenses
National Insurance
Organisations
Pension Contributions
Pulpit Supply
Salaries: Minister
Small Groups
SMASH Club
TEAR Fund/Compassion UK
Travel & Training
Youth Work
Charitable Activities Total:
Governance Costs
Heating/light/water
Insurances
Maintenance
Manse: Council Tax & Water
Manse: Expenses
Office Expenses & Telephone
Salaries: Admin & Cleaning
Governance Costs Total:
Other Resources Used
A.V. & Worship Group
Contra
Sundries
Other Resources Used Total:
Payments Total:
Receipts
B.M.S./Home Mission
Bank Interest
Church Activities
Contra
Donations / Grants
Fees: Weddings etc
Fellowship Fund
Hall Lettings
Income Tax Refund
Offerings
Organisations
Sundry
TEAR Fund/Compassion UK
Receipts Total:
PAYMENTS
Charitable Activities
B.M.S.
Catering
Charities
Evangelism
Fellowship Fund
Home Mission
Ministers Expenses
National Insurance
Organisations
Pension Contributions
Pulpit Supply
Salaries: Minister
Small Groups
SMASH Club
TEAR Fund/Compassion UK
Travel & Training
Youth Work
Charitable Activities Total:
Governance Costs
Heating/light/water
Insurances
Maintenance
Manse: Council Tax & Water
Manse: Expenses
Office Expenses & Telephone
Salaries: Admin & Cleaning
Governance Costs Total:
Other Resources Used
A.V. & Worship Group
Contra
Sundries
Other Resources Used Total:
Payments Total:
2023
£140
£427
£18,129
£60
£10,874
£0
£0
£9,403
£12,752
£54,509
£4,696
£367
£755
£112,111
£4,124
£855
£2,665
£18,151
£0
£3,984
£864
£0
£4,108
£4,048
£180
£25,352
£0
£232
£905
£1,297
£108
£66,872
£4,363
£2,814
£13,046
£2,892
£696
£1,081
£8,203
£33,094
£887
£115
£2,788
£3,790
£103,756
Budget
% of Bud
£100
140.0%
£50
854.2%
£14,650
123.7%
£0
0.0%
£300
3624.6%
£350
0.0%
£0
0.0%
£10,000
94.0%
£12,180
104.7%
£57,090
95.5%
£0
0.0%
£200
183.7%
£552
136.7%
£95,472
117.4%
£4,084
101.0%
£550
155.4%
£1,800
148.0%
£17,900
101.4%
£200
0.0%
£3,984
100.0%
£995
86.8%
£0
0.0%
£0
0.0%
£3,450
117.3%
£500
36.0%
£26,898
94.3%
£0
0.0%
£200
116.2%
£552
163.9%
£1,700
76.3%
£267
40.5%
£63,080
106.0%
£11,160
39.1%
£2,600
108.2%
£5,855
222.8%
£2,840
101.8%
£1,642
42.4%
£1,065
101.5%
£10,055
81.6%
£35,217
94.0%
£877
101.1%
£0
0.0%
£1,010
276.0%
£1,887
200.8%
£100,184
103.6%
Budget
% of Bud
£100
140.0%
£50
854.2%
£14,650
123.7%
£0
0.0%
£300
3624.6%
£350
0.0%
£0
0.0%
£10,000
94.0%
£12,180
104.7%
£57,090
95.5%
£0
0.0%
£200
183.7%
£552
136.7%
£95,472
117.4%
£4,084
101.0%
£550
155.4%
£1,800
148.0%
£17,900
101.4%
£200
0.0%
£3,984
100.0%
£995
86.8%
£0
0.0%
£0
0.0%
£3,450
117.3%
£500
36.0%
£26,898
94.3%
£0
0.0%
£200
116.2%
£552
163.9%
£1,700
76.3%
£267
40.5%
£63,080
106.0%
£11,160
39.1%
£2,600
108.2%
£5,855
222.8%
£2,840
101.8%
£1,642
42.4%
£1,065
101.5%
£10,055
81.6%
£35,217
94.0%
£877
101.1%
£0
0.0%
£1,010
276.0%
£1,887
200.8%
£100,184
103.6%
2022
£100
£42
£17,843
£0
£2,030
£546
£0
£6,153
£11,478
£55,286
£3,296
£770
£722
£98,265
£4,002
£686
£2,576
£13,054
£0
£3,902
£713
£0
£2,316
£5,353
£415
£25,483
£8
£136
£782
£590
£73
£60,090
£3,579
£2,744
£18,621
£2,734
£810
£1,151
£8,750
£38,388
£8,103
£0
£3,899
£12,002
£110,480
Note
1
2
3
4
5
6
7
8
9
£112,111 £95,472 £98,265
£63,080
£35,217
£1,887
£100,184
Totals Surplus (Deficit) for the year:
Redev. Surplus / Deficit:
Loans Outstanding:
Loan Pledges:
Balance brought forward:
Balance carried forward:
TOTAL Surplus (Deficit):
£8,355
£8,587
£212,500
£964
£90,098
£108,005
£17,906
(£4,712)
£1,830
£225,000
£40,094
£90,098
£87,216
(£2,882)
-177.3%
469.3%
94.4%
2.4%
100.0%
123.8%
-621.3%
(£12,215)
(£115,958)
£237,500
£21,126
£210,411
£90,098
(£120,313)
10
11
12

05-Feb-24

Funds Summary

Fund BFWD Receipts Trans In Trans Out Payments CFWD Change
Elms Café £3,524.01 £17,374.27 £3,966.71 £3,966.71 £15,605.99 £5,292.29 £1,768.28
Fellowship £835.20 £0.00 £0.00 £0.00 £0.00 £835.20 £0.00
General £40,592.91 £80,447.24 £20,448.05 £20,647.59 £72,908.32 £47,932.29 £7,339.38
Maintenance £0.00 £8,114.51 £235.49 £0.00 £8,350.00 £0.00 £0.00
Memorial £381.13 £0.00 £0.00 £0.00 £0.00 £381.13 £0.00
Ministry Monies £1,458.75 £4,696.13 £1,633.08 £1,633.08 £4,647.90 £1,506.98 £48.23
Mission £300.58 £0.00 £328.30 £356.02 £272.86 £0.00 -£300.58
Redev Loans £43,466.89 £25,963.71 £34,025.71 £34,025.71 £25,000.00 £44,430.60 £963.71
Redevelopment -£961.18 £20,223.85 £22,341.52 £22,341.52 £11,636.49 £7,626.18 £8,587.36
Sabbatical £500.00 £1,479.29 £1,055.44 £1,063.67 £1,971.06 £0.00 -£500.00
Totals £90,098.29 £158,299.00 £84,034.30 £84,034.30 £140,392.62 £108,004.67 £17,906.38

Bank Accounts Summary

Account BFWD Receipts Trans In Trans Out Payments CFWD Change
Cash in Hand £198.42 £27,053.69 £1,098.48 £23,298.55 £4,905.15 £146.89 -£51.53
Elms Café Cash £0.00 £58.17 £0.00 £0.00 £0.00 £58.17 £58.17
Ministry Monies £1,122.26 £4,542.71 £0.00 £1,006.54 £3,794.15 £864.28 -£257.98
Santander Com Res £75,925.62 £777.99 £41,170.17 £17,170.17 £0.00 £100,703.61 £24,777.99
Santander Current £12,851.99 £125,866.44 £42,311.57 £43,104.96 £131,693.32 £6,231.72 -£6,620.27
Totals £90,098.29 £158,299.00 £84,580.22 £84,580.22 £140,392.62 £108,004.67 £17,906.38

Summary of Assets and Liabilities

£90,098.29
£158,299.00
£84,580.22
£84,580.22
Totals
£17,906.38
£140,392.62
£108,004.67
Summary of Assets and Liabilities
£90,098.29
£158,299.00
£84,580.22
£84,580.22
Totals
£17,906.38
£140,392.62
£108,004.67
Summary of Assets and Liabilities
Item
Open Bal
Closing Bal
Difference
Change
£12,500.00
£12,500.00
£0.00
0.0%
Assets - Car Park Land
£325,000.00
£364,000.00
£39,000.00
12.0%
Assets - Church Manse
£2,226,850.00
£2,293,654.00
£66,804.00
3.0%
Assets - Church Property
£198.42
£146.89
-£51.53
-26.0%
Assets - Cash in Hand
£0.00
£0.00
£0.00
0.0%
Assets - Closed Accounts
£0.00
£58.17
£58.17
0.0%
Assets - Elms Café Cash
£1,122.26
£864.28
-£257.98
-23.0%
Assets - Organisation Monies
£75,925.62
£100,703.61
£24,777.99
32.6%
Assets - Santander Com Res
£12,851.99
£6,231.72
-£6,620.27
-51.5%
Assets - Santander Current
-£237,500.00
-£212,500.00
£25,000.00
-10.5%
Liabilities - Loan
£0.00
£0.00
£0.00
0.0%
Liabilities - Loan Interest Free
Grand Total :
£2,416,948.29
£2,565,658.67
£148,710.38
6.2%
Month
Weeks
Budget
Total
Average
Gift Aid
Average
Open Offerings 2023
Average
5
January2023
£4,937.90
£4,750.90
£950.18
£3,852.90
£770.58
£987.58
4
February2023
£4,628.32
£4,487.05
£1,121.76
£3,631.00
£907.75
£1,157.08
4
March 2023
£4,628.32
£4,190.50
£1,047.63
£3,436.10
£859.03
£1,157.08
5
April 2023
£4,937.90
£5,321.00
£1,064.20
£4,412.00
£882.40
£987.58
4
May2023
£4,628.32
£4,505.00
£1,126.25
£3,723.00
£930.75
£1,157.08
4
June 2023
£4,628.32
£4,420.00
£1,105.00
£3,727.00
£931.75
£1,157.08
5
July2023
£4,937.90
£4,790.07
£958.01
£3,648.07
£729.61
£987.58
4
August 2023
£4,628.32
£4,624.00
£1,156.00
£3,826.00
£956.50
£1,157.08
4
September 2023
£4,628.32
£4,199.00
£1,049.75
£3,396.00
£849.00
£1,157.08
5
October 2023
£4,937.90
£4,714.80
£942.96
£3,888.80
£777.76
£987.58
4
November 2023
£4,628.32
£4,436.26
£1,109.07
£3,633.26
£908.32
£1,157.08
5
December 2023
£4,939.95
£4,070.00
£814.00
£3,297.00
£659.40
£987.99
53
Totals
£57,089.79
£54,508.58
£1,028.46
£44,471.13
£839.08
£1,077.17

05-Feb-24

Account Comments

1. Bank Interest

Higher interest reflects increase in interest rates

2. Church Activities

Church activities higher due to higher Elms Café income.

3. Donations / Grants

Donations / Grants includes £8.1k car park grant and miscellaneous sabbatical donations.

4. Offerings

Offerings were £2,581 below budget, 4.5%, due to decrease in donations levels probably due to the cost of living increases.

5. Evangelism

Higher due to higher Elms Café expenditure. Evangelism in general was £2.5k below budget due to not holding some budgeted events and outreach meal being done in house.

6. Heating/light/water

Under budget due to lower electricity and gas usage than estimated and getting better prices than estimated for the new contract

7. Maintenance

Higher due to work on the car park, £8.35k, otherwise £1.1k underspend.

8. Salaries: Admin & Cleaning

Administrator and Cleaner salaries below budget due to lower hours worked by the cleaner and not having an administrator for some of the year.

9. Sundries

Higher due to sabbatical expenses, £1.9k.

10. Surplus (Deficit) for the year:

We had an £8.3k surplus compared to a budgeted deficit of £4.7k. Primarilty due to lower expenditure (£6.7k electricity and gas; evangelism £2.5k)

11. Redev. Surplus / Deficit:

Redevelopment income and expenditure were above budget. Fund raising brought in £3.67k nett. Current Fund balance is £7.62k.

12. Loans Outstanding:

£25k loan replayments made leaving £212.500 outstanding. Pledges exceeded loan repayment due to some catch up. Current fund balance is £44.4k.

05-Feb-24

Redevelopoment Statement for the Year 2023 Funds as at 31 Dec 2023 (100%)

05-Feb-24

Receipts Budget
Payments
Redev Loans
Donations - Loans
Interest
Tax Refund
Loan Repayments
Redev Loans Totals
Net Movement
Opening Balance
Closing Balance
£21,323.14
£74.57
£4,566.00
£0.00
£25,963.71
£0.00
£20,094.00 106.1%
£0.00
£0.00
£0.00
£4,236.00 107.8%
£25,000.00
£25,000.00
£25,000.00
£963.71
£43,466.89
£44,430.60
Redevelopment
Donations
Fund Raising
Interest
Tax Refund
Development Expenses
Redevelopment Totals
Net Movement
Opening Balance
Closing Balance
£12,802.62
£4,390.91
£8.43
£3,021.89
£0.00
£20,223.85
£0.00
£10,000.00
128%
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00
£11,636.49
£10,000.00 116.4%
£11,636.49
£8,587.36
(£961.18)
£7,626.18

05-Feb-24

Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the tnMta8s1 MOM￿1$ of SUThON IN THE ELMS BAPTIST CHURCH On accounts for th• ymr 31 DECEMBER 2023 Charlty no Ilf any) 1136715 Sot out on pages 1to4 of tN8teM and •x•mlMr charW$ tru$t4e• ¢on8id¢r that an wdlt Is not r•qulr•d forthls yoar und section 43(21 ofth• Charldes Act 19931th0 1993 Act) and that an Inde￿dent ¢xamlnatl¢n is ne¢d¢¢l It is ffly responslblllty to: 8xami￿ the a¢¢ounts under sectlon 43 of tha 1893 Ac( to follow tho pro¢￿u￿ laid in the general Direcdons glvgn by tho Charity COMI￿SsIon lund•r ￿¢{lon 447Mb) of the 1993 Ac( and Ba•1$ of Ind•pgn¢knt examlnatlon wa8 ¢arri¢d In acCOr￿ce TArfth gen•ral Dir•cti¢)ns ¥von examlTrerf8 statement by thè Charlty comlrfssl(￿. An 0￿MInal￿)ry In¢ludM a rnvltrw of th• accountin9 r•cords kw by the charity and a conyison of th• ¥¢(￿nts pr¢sentod with those record& It also IndudM ¢onsiderntion of any unusual Itfrft￿ or ths¢lowrps in the accounts seeklng wlanations from the Iru8t¢88 concernlng aly such matt•rn. Th• pro¢edureB undertaken do nol provlde all the evid￿¢ that would be rwylr•d in an auth( and ¢on¥ewently no oplnloTr l• glv•n as to th• acC￿nts pr•8th1 a Irue and falrf vl•w Ind the report Is limitéd to thow matterB set Iwt In th• stat•m•nt b•low. Independent examinerfs In conneclion with my examination, no matter has u)me to my attention ststement (otherthan that dixlosed bel(wi 1. which gives me re&sonable cauge to believe in. any material resped. the requirements: to keep a￿￿ntIng in 8(xx)rdan￿ with 41 of the 1993 A(a.' and to prepare &counts thich xo)nl with the aC0)￿ting r8(x)rds and compty with the w￿ntIr￿j requirements of the 1993 A halt not teen met" or 2. to which, in my opinicm. attention 8houhJ be drawn in order to •n*le proper undef5taThling of the &o)unts to be reathed. . FYeas8 ￿te the wds in Ihe brnckets rfthey do not apply. Slgned: 2L Ffs 2vl+ Namè: John Vlamer Denrny Relevant professional quallficatlon{s) or body Ilf any): Fell¢>w. Inslitute of Chartered Acc(￿ntants in EnglwKI and Wales Addr￿$. 35 Laurel Ro•J Blaby Le1￿$ter LE8 4DL IER April 2009

Section B Disclosure Onty (omplete rfthe exanwr)8r needs to hp3hlight material problerrts. Glve hore brlof delalls (rf any items that the examlner vAshes to disclose. IER April 2009

Sutton In th• Elms B•Olst Church 113ons Receipts and payments accounts CC16a 01-J8n-2023 31-D￿2023 Section A Receipts and payments fund• fund• fvnd Total funds t7J18 I￿,4D3 9J03 75 21.139 818 Toi•llncome .131.075 W72 190Jeo 103.756 11&J93 2844 105WJ4 - 140.123 148.710 8m7 140.123 141710 Totsl Fund• For¥Ard 1687.W• 250,911 2A16.948 2.110.858 Total Fundb Carrlad Forward 2AM.0J2 1564659 2h16,918

Section B Statement of assets and liabilities at the end of the period Endowm•rt funds funds 113 •J.S21 7.11> Totsl c•sh fvnds I•OJ78 Details Lktsils tr)TAhh CuFr•nt¥ohb) Fund kwhlch Details JthWAtd 86 Ublllti Suned tryone Iri￿0￿ Date ol roval 2(