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2023-12-31-accounts

BAPTIST CHURCH Transforming lives through Jesus Christ's love Charity No. 1135617 WYCLIFFE BAPTIST CHURCH Annual Report and Flnanclal Statements For the year ended 31 December 2023

GENERAL INFORMATION Church address Wycliffe Baptist Church 233 Kings Road Reading, 8erkshire RG1 4LS cliffe BaLlst Church Trusto95' Re ort 2023 for tho Ch•rlties Comfnission Members of the Wycllffe Baptlst Church Trusloes Tearn The Wycliffe Baplisl ChurGh Tiust¥es Team {°the Church Council'l comprises the Ministers, Elders. Deacuns, and Church Treasurer as appoinled by the Church Meeling in a¢cord8nce with the Wycliffe Baptist Church Cons(iluliDn and Rules. Since 1 January 2023, the Church Trustees comprlsed.. Paul Lapworth Lead Pgstor Jane Farnworth Associate Pastor Jackie Mar4n Associ81e Pastor18ppointed: 09.01.2023) Esnaf Tembo Elder Nigel Ham)an Elder ICh8lr of Trustees unlll: 04.D5.2023) Chris Oafby Elder {ResS9ned 2f.03.2024} Graeme Fairbairn Elder Alan Tower Eldef {Chair ol Trustees from". 04.05.2023) Henry Bui Elder Rhona Govela Elder Stuart Weekes Treasurer lappoinled: 23.02.2023- resigned 29,02.2024) Principal Professlonal Advl¥er8 Bankers: Co-op8ralive Bank Delf House Skelmersdale WN8 6WT Examlrw: J M Russell FCA Just Audit & Assurance Ltd 37 Market Sqtsare Wilney Oxfordshira OX28 6RE Sanlander Bank eoolle Merseyside L30 4GB Wycllffe Bdpttsi Church Pg98 2 0122 Chadty No. 1135617

CHURCH TRUSTEES REPORT 2023 Introductl¢)n The Wydiffe Baptist Church I-WBC. the Church" or "the Charlly.) Trustees Team PT8senl their annual report foy the year ended 31 December 2023 together with tho financial statements for ihal year. The financial statements have been prepared In accA)rdan¢e with the accounting policies s81 oyl in note 1, the Charities Act 2011 anci the SlatÈm8nl of Recommended Praclico: Accounting and Reporting by Cha¥ities (Issued January 20191. Alms and Objectl￿G WBC aims to promote Ihe Christlan falth in East Reading. where il is loc8led. 8n(S more widely throughout the UK and inlern8lionally. As an inlegrol p8rt of this, 518ims lo provide resources for the benefil of the community locally Ihrough Organ￿sIng a range of appropriate 8Glivilies and by the provision of facilitie5 for community aclivilie8. WBC is govemed by the Church Councll. ¢ompr6sed of members appointed from the Church, Ihe ministerial staff. and the TreasuTei Objectlves and Activities WBC is comrnrtled lo the following values. which underwrilg all of ils aclivitles: Objective '. Core Valu•s Outworklng The supremacy of tho I We will be a church whiGh is rooted in God's read and Bible and the work of preaohed word for guidance and direelion. and led and Ihe Holy Spfft'l l empowered by the Holy Spirit LOVE Christ Personal conversffon nd wholeh88rted I discipleship Wg will be 8 church which responds lo God's call for life4ong. holy, and obedient living, and which delighls in worship 8nd prayer. We will be a Iraining ¢hurch where everyone recognises Ihelr gifts lo equlp and encourage others in works of serviGe. I b6llever$ LOVE Church We will be an inlergeneralional. inlemational, tnler(Sependent church famlly, where we care IOT, affim. and supporl ea¢h ether l*rough life's GITwmst8nces 8nd learn from each other how to follow Jesus. Unity and diverwty Evangtrllsm and soci81 ?clion We wil be a mulllplying, church-planting family Ihal brings transforming hope to lo￿1 cnmmunilies by proclaiming the Gospel of Jesus Christ and living Dut our f8ilh in aclhln. LOVE , Communlty I W8 will be ￿llabOratiVe, working looalher wth olhei churches and believers lo build God's Kingdom in Reading, in Britain and 8round the world. Reaching Ihp nations WyclM¢ 88piis¢ Churth P3ge 3 of 22 Charity No. 1135617

WBC seeks lo fulfil ils pwp05e and demonstrat8 these valueF through th& followng aciivFties: Smday Worshlp seThices, whi¢h include sung worship, Bibli¢al teaching and preaching, prayer, f8llowship, and regular celebralron ol the Christian sacraments of CommunK)n and 8apli$m. These services are open lo all with 8g8-relaled groups runnlng parallel most Sundays to provKSe age-appropriate leaching and peer group fellowshlp. 0¢￿slOn81 Marriag9 and Funeral services. A range of aclivilies mid-week: both during the day and evening: extending hospitality, Christian disGipleship, and pastoral care lo those who come. Activities may fo￿$ on age. cultural background, or type of activity. Support of relIg￿u9, relief and development work around the worlLI. Publ1¢ ￿nefit The Trustees have consldered Ihe Charity Commlssion's requirements lo be ol benefit to the public and are satisfied that the actNlties listed in the lollowing paragraphs. which are attended by members of Ihe public as well as Church members. meets lttese r8quSr¢ments. Achifjvements •nd performan A$ 8 ￿MMunity of disciples of Josus in East Reading, we have continued lo gather lo worship our God, Father. Son. and Holy Spirit and to be wilness&s lo the love of Christ that Irènsfoms our dlverse church family. and who reaches out through us lo our local comrnunity. Inlstry - Church $erviG•s Ouring the year nomially four distinct church seNices have beon held each Sunday. T¢ams of volunteers, particulady for associated youth groups, have been maintalned and developed IOT 8a¢h service as well as benefitting from $18ff le8dershlp. Other Church actlvltles Midweek aGlivitie¥ continued through the year. Alpha ran from April to June {for 10 weeks) and September to November (for 10 weeks) on Frfday evenin95 with a meal. The avefa9e guests were amund 35 for April- June and around 30 lor Seplembgr.November. Our IS LIFE Groups met weekly mainly in person with some online allendance, at different limes of the week, many in t￿Me$ and some on church premises. Our many Youlh and Chlldren's groups had a full year. The M8n'5 Lunch group, which provides an opportunity foi mEn to fellowship logelher. continued lo meet allem81ing be￿een in-person lunches in the VVar8house Foyer and Zoom {to enable Ih05e are shielding lo join us) on Tuesdays from 12.30 - 1.30, Good discussions were had, with numbers typiGally ranging from 6-10. other aclivllies like Monday night football continued to help men connect. improve mental wellbeing, and keep fil. Our regular prayer meetings, leadership meetings, Iralning seminars, and chur( member meetings contlnued to me61 Ihroughovt the year. A number of our annual summer activities, some involwng overnight stsys wenl ahead as noTm81 wlh carefully drawn up risk assessments- Youlh Comp. KKIS C8mp. Holiday Bibla Club, Sup8rheroes Party and Cell Out. Support for the Gommunily Coordlnaled by the Communlty Projects, Fcililalor. we were able lo bring together 8 number of our mrnunily faGin9 activilies. Ther• Is much oveAap behveen Foodshare, Coffee & Craft, Senior$ and our Community Café which help Support our ngighbours in practical ways providing a sale ?18ce. Wycliffe 8ap1151 Church Page 4 0122 Charity No. 1135617

Food5hare ran throughout the year reducing food w89te and supporting our local community. We have partnered with the other focrfj hubs across Wokingham. Woodley. and Reading, 8nd worked closety with Reading Council. Acllvltles for Coffee and Craft wnlin¢Jed wilh iwo cookery sessions e week for young people Mlh ￿rThing disabllil￿s, craft sessions, meals loi refugees and community Gafé. Seniors a150 offered exercAse sessions. games. craft, a thought for the day, a meal and various fund raise￿. Also, under Coffee and Craft we organi$ed activities In partnership ￿th the Welcome Hong Kong Project. These aclivilies supported Hong Kong familie5 arriving in Reading in the arèas of Educational. Professional and Social Inlogralion. The funds were spent as laid out in the grBnl fundlng tjnder these three C8legories and audited externally as a specifie projèct. We worked with local schools. Reading and Wokingham Councils lo provide support to ehlldren and famllies golng ihrough transition and Irauma allached lo moving lo the UK. This work provided 8 Stepping stone for many other Ofganisallons. churchgs. and th8 local Councxls to provlde additional support to Hong Kon9 new arrivals and thelr Inl8gr8150n. Wee Ones, our community parent and toddlers, group offered 8 sassion w8lcomlng over 60 families wllh about 25 thikdren visiting each week. Our Easl Readlng PrOs￿ts Group. which is part of a national ne￿ork of church-based 9roups lor adults with learning dis8billties. conlinued meeling with Tuesday Special al Greyfriar5, typically twice a month, for fellowship. leaching. sung worship, craft etG Thankfully. all members can now be brought by Iheir carers lo the meeling5. Support for Loc81 and Inlernalional Misslon and Development WBC has an activo interest in Chrislian mission. education, and development work locally and inlernatiDnally. This work is promoted and m¢)nilored by Mission Link, comprising a group of volunteer Church membars. Support for this work indudes a combination of prayer. financi81 conlribulions. praclical advice and help as required. Activities ol those supported include evengelism. education. Blble translallon. development. and povety relief. At the end of 2023, 13 Individuals were supported by Mlsslon Llnk. Includino.. 5 serving abroad 10 supporting international mission from the UK 2 supporting local mission in the UK The individuals 5UPPOrted by WBC all wcrf< with other UK Charities who are responsible for Ihe oversight of Ihelr work and welfare. Financial ￿ntrIbUt￿n$ vRre made to other groups In Readlng and the UK with alms In line with those of Wycliffe Baptist Church. Summary In summary, 2023 was B Iruifful year. wilh the Church able lo respond lo our evotvlng context in order lo a¢hi8ve meaningful engagemenl wlth members and allenders. maintain a stron9 local Gornmunily presènce and support internationally effeclive inilialives. M•mbfrrship Al the end of th8 year. WBC membership stood at 271. Twanty new memb8rs jolnfjd during the course of the yoar. 5 members left. 11 m8mbers changed slalus lo Friend and 2 members died. Wyclifte Baptisi Church Page 5 0122 Charity No. 113S617

The property Physically, WBC'S property comprises the following.. The original Church buildlng 81233 lfjngs Road, built in 1881. induding the Kings Room. the main worship area. which can also host O Voriety of meeling fonnats. The Wycliffe Room (a substantial church hall), Ewo fudhor meeting rooms. offices. kitchen. loilels. and a carelaKer's flat. The Warehouse, 8 community cenlre. al la Cumberland Road. Ilnked by corridor lo Ihe above buildings, which includes a sp)t1s hall, three meeting Tooms. an office. slorage, kitchens. and loilels. The property adjacenl lo Ihe Churth car park at 229 Klng's Road, induding ground loor and semi-basemenl meet￿9 rooms. and first 8nd second Iloof flats. The CommuniCar8 building- adjoinin9 the Warehouse and the Church car park, owned by WBC bul used by The CommuniC8re Trust (Reading), a local charty supported by WBC The property is overseen by the Operations Team Coordinator. At the end of the year the property rem?ins sub51antièlly in good condillon. Renlal income bs earned Ihrough Ihe letting ol lh8 three flats which fomi part of the property and the lellings of other room$ in the propgty. mainly to individuals and ￿0uP5 in the communty. During 2023 8 former Manse prop6ty was sold as il was surplus to requiremenls. The proceeds of Ihe sale are being re8died tr) help enable the purchase of the neighbourin9 properly 231 Kings Road, whtch will be used for the benefil ol Ihe church, ?nd which will secure Some of the exisling Gar p8rklng sp8ce$ used by the church. Structur•. governance. and manag¢ment WBC Trs managed by th8 Church Council. the members of which ect as Managing Trustees. Tha names of Iha Trustses seNing in 2023 are shown on pa98 2. The Ehjers tend lo take responsibility for Iho spirflual and worship area5 of Church lile. whereas the Treasuraf, if appointed, and Senior Staff - the Operations Team Coordinator 8nd Finance M8nAger leThJ to look aftei practical mat16rs (including finance). Members ofthe Church Councll colledively lake the legal respcnsibility forthe management ofthe Church. All members of the Church Council (including employed staff and volunteer m8mbers} are appointed by the Church Members. Meeting. The employed members of 51afl 8re nonnally apwinled on a perm8nenl b?6Is. Elders and d&aGons (when appoinledl are appoinled for a 4-ygor lemi, with the exception of the Treasurer who is appointed on an annual basis al Ihe MeM￿rs. Annual Genèral Me8tin9. The Church CoLbfbciI met essentially mnthly durfng 2023, wilh online aecess madè possible. Ultim818 8LJlhorily in a Baptist chU￿h is the in-p8rson Members Meeting and 9 meetings of Church Members were undertak￿, with a decision being 18ken lo allow online participatlon. A bud9el for the Church's 8Ctivilies Ix p￿pared each year by the Treasurer and approved by Iho Church Member5, Meeting, Flnan¢i81 Yevlew WBC rn8de an overall surplus In 2023 of £22.610 made up ol a loss on urdinary thvrch activitles of 1£33.20118nd a surplus Df the s81e of a manse £55,811. In 2022 there was a surplus in church 8Ctiviti of £33.293. The Church's opgraling income and expendllure for the year lo 31st December2023 is detai18d in Ihe Finan¢ial Stsigmenls and associated r)otes on pages 9 10 22. Wydiff• Baptist Church Page 6 of 22 Charlty No. 1135817

R•$&rv8s policy It is o poliw of the Church Council to seek to malnlain unreslricled cash reserves {after setting aside funds designated for specific purposes. for example manse provision, buildlng maintenance. sabbalic81, elc.) Df al least Ihree months of the Church's nomial operating budgel. Princlpal rl$ks and uncert?Inties The current economic circumslarbces may limit the ability of mefflbers lo incre8se their giving 8nd will have an imp6cI on covering increased costs, p8rticulady utililles. WBC has Tewewed ils stsffing structure lo minlmise costs whllst still effeclively supwrting and strengthen Ihe church community and has lotsked al options to control and reduce other costs. Some effacls of Ihe covid pandemic have b•en slow lo dissipate induding levels of room rentals lo community groups. affecting ￿velS ol income. WBC has surplus feserves which can be used lo lund any temporary deficil. Statement of Tru$t¢e$' responslbilitias The Trustees are responsible for preparing th8 Truslees, Annual Report and thg financial slal8menls in a¢Gordance with gen8ral applicable law and Unlled Kingdom Accounting Standards (United Kingdom General Accepted AcGounling Pr8cts'oe). The law applicable lo ¢harilies in England and Wales requires the Trustees lo prepar& fin8llC181 statements for ea¢h financial year which givg a true and fair view of the stale of affairs of the charity end of the incoming iesources and applicallon of resources of the charity for th81 period. In preparing these fi￿nGla1 sialemenls, the Trustees are required to.. select suitable accounting policies and then appty them consistent obsetve the methods and principles in the Charities SORP. make judgments and estimates that ar8 reesonable and prudent. siale whether applicable accounting standards have been followed. sublecl lo any material departures disc105ed and expl?ined in the financial stslemenls. prepare Ihe financial stafemenls on the going con￿rn basi5 unless il is inappropriate to pre5urne thBt Ihe charity w511 conlinue in busing¥$. Tha Trustees are responsible for keeping proper accountin9 ieGord5 that dlsclose with reasonable accuracy al any time the financial position of the charity and enoble Ihem lo ensure Ihal the financial slalemenls comply wilh Ihe Charilies Act 2011. Ihe Charities (Accounls and Reports) Regulalions 2008 and the provssions ol the trust deed. They are 8180 responsible lor safeguarding 1he assets of the ch8rily 8nd hence for taking reasonable slep5 for Ihe prevention and dele¢lion of Iraud and other Irregularities. Approved by the member5 of the Churth Council on 31U October 2024. and sign6d Alan Tower Chair of the Church Council WyciKfe Baptist Church Page 7 of 22 Chartty No. 1135617

WYCLIFFE BAPTIST CHURCH INDEPENOENT EXAMINER'S REPORT TO THE TRUSTEES OF WYCLIFFE BAPTIST CHURCH I report lo the Gharity trustees on my examination of the accounts ol Ihe tharity for the year ended 3181 Decemb9r 2023 whlch are Set out on pages 9 to 22. R•spKtive respon8ibiliti•s of trustees and examlnor As Ihe charity's Irustees of Wy¢liffe B8plist Church, you are responsible for the preparation of the awjunls in accordar)ce wsth the requirements of the Charities Act 2011 1.the Act,). I report in respect of my examination of the Wycliffe 8aplisl Church accounts carried out under s6cllon 145 01 the 2011 Act and in carrying out my ex8minalion I have followed all the applicable Direct￿)nS given by the Charity Commlsslon under sèction 145{SXbl of the Act. Ind6pondent exarnlnor's statsment I have completed my examination. I confirm that no material matters have come lo my allenti¢n in Connect￿)n with the examination 9iving me cause to believe Ihal in any malerial respecl.. 1. a¢eounting records were rtot kepl in resped of Wycliffe Baptist Church as required by seclion 130 of the Act: or 2. the ac¢ounls do not accord with those r&corfs-. or 3. Ihe accounls do not comply wilh the accounting requirements cpnceming the fom and content of a¢counts sel Olrt in the Ch8rilies (Acwunts and Reports) Reyulalions 2008 other than any requirgmenl th?1 the acci>unls give a 'lrue and fair view, which is nol a matter wnsidered as part of an independent examination. I have no concerns and have com8 aGross no other matters in connection with the ex8minBlion lo whlch attention should be drawn in this report in order to enable a proper understanding of Ihe accounts lo be reaGhed. IA Russell FCA Just Audit & Assuranca Ltd 37 Market Square W)'Iney Oxfordshife OX28 6RE Dale.. W￿l)ffe B?pllsl Church Pag¢ 8 of 22 Ch8rliy No. 1135617

Wyclrffe Baptist Church Statement of Flnancial Actlvlties for the year gndod 31 December 2023 Note Unr•strlctod Oeslgnatod Restrict•d Tol#1 2023 ' Total 2022 Incomo and 8nd¢)wments Donatb)ns. gran￿, and lega¢ie$ Investment In￿Me 472.979 14,740 8,983 112,481 55,811 16.915 489,894 1 551,62Q 14.930 5,972 44.298 i 43,745 139,790 101,250 55.811 1 Income from ¢harit8ble activille$ 35.315 27.309 Othgr irwme Profil on the Sale of Ihe Manse Total Income and endowmonts 664,994 190 79.539 744,723 1 702,587 2022 Income 566. Y24 213 134.25 702.587 Expenditurg Expenditure on charitablè aclivilles Tol81 expènditur• 838.733 83,380 i 722,113 669,294 638,733 3,3801 722.113 669,294 2022 Expgndilwe 557.535 111.759 i 13,841} 669,294 Net Income I lexpendtlurèl 26,261 21610 34293 Transfers betsveen funds 2,533 2,126 14,659) Net mov•m•nt Sn fund$ 28.794 2,316 18.5001 22,61D 33.293 2022 Nef Movement 13.700 7,336 12.257 33,293 R¢eonellialion of Fund# Total funds brought forward 963.987 139.114 185,899 1,289,000 1.289.000 Totsl fund¥ carfSed forward 18 992.781 141,430 177,399 1,311.610 1.289,000 Comparative ftgure8 for each fund are shcpwn in the notès lo Iho accounts Wyclrffe 88pli¥t Church Page 9 0122 Charity No. 1135617

Wycliffe Bapt15t Church Balanc• She•t 31 De¢ember 2023 Not• Unr•8trlct•d D•signat•d R•strlet•d TJunts These financial Statements have been prÈpaT8d in accOr￿ce with the Frtianctal Reporling Stsnd#rd 102. These a¢o)unts were approved by the TrustÈÈs on Thursday 3rd October 2024 and Bigned on their tehalf_ A Tower chair Wydrffe Bapltsl ch￿￿h Page 10 Df 22 Charity No. 1135617

Wycliffe Baptist Church stalement of Cash Flows for the year ondgd 31 Oe¢•mber 2023 2023 2022 Net cash provided by operating a¢ti¥i:i¢s {43,96711 58.620 C8sh fyOW5 from investir,g act￿Vill?5.. Purchase of property, plant & equipmeni Cash flow from sale ol m?nse Cash fiows f..om linanung act,'vrtie5: Cash irfilow fr9m nes¥ borrowings RL'paymenls c>f bDFrt>wings 14,fj751 | 116,5271, 530.811 1239,4411 124.2471:: Changè In cash and ¢ash gqulvalants in th• year 222,725 | 15,847 i Cash 3t bank and In hand ul start of year Casli ai bai)k and in hai)d al end ol yL<)r 554.733 777,461 538,686 1 $54,763 1 In¢rease I Idecrèasel in G3sh 222,728 15,847 Reeoncillation ol net cash provided by opeFatlng aGtlYlties 2023 2022 Mo15nccffie I lexp8nTh•ilurèl as per SOFA Les5 S15rpliis (rom sal¥ gf man.sp Adjustrnenls for". Depreci81io Loan ifiteiesi IlncrÈa8p.I I docie.a%e in dpl)lors InGreè$È I Idecre8sel in creditors j6x¢luding loans) 22,610 155.81111 4,764 1,799 10,097 1 10,908 (Q,454)1 122.690}, {16,173} 35.3., 33.293 Net cash prctvlded by I Iu5td Inl operJtlng actlvltlés 143,g$YI I $8,620 NOTES TO THE ACCOUNTS Yèar ended 31 Docgmber 2023 I. ACCOUNTING POLICIES o. B051& ol pr8p4ralion The accoijrls ere prepared Sn aeeordance WiLh (he Charities Stalpment of Recommersded PrkJcliGe, FRS102 and with the Charilies Act 2017. Wycllffe 88rylist Church 15 Él repislc.red charily. numbor 1135fj17, nice15 the dp.finilton of è piiblic b8nRfil eniity undtr FRS102 As.8eis ?ntJ liabiliti&s are inilialTy reco¢nised at hislorkal c4)3t or Iransacirfm valtje Ljnless olherviise staleG IF.. ielevaiil accounting policy notes. These ?C￿u￿r$ L017$01idaie lh9 firTrancos of Wycliflè Baptist Church. irrludiNG the Warehouse, and Ihe following associalee organisalions.. Rea(5ing 2Th1 Boys, Brigèoe.. RÈdding 5..: Girls. Brsgaée., Coffe(4 and ¢raft'. Easi Reading C￿1)uR￿aY Prospects.. Take a 8reak', and Inleriialional FOCLJS. The h.'storic balances for the Kin¥5 Road English classe5 8re a150 included bul the dasses dt¢ not operale during 2023 Wyclllfe 8ai)tist C,tr,Ufch Page 11 0122 Charlty No 1 135617

b. Goln9 ¢one•rn The Trustees constder that there no materlal uncerts￿lIeS about thp chèrlty's ability lo conlinue as a going COT3cein c. Income recognitlon All Incominy resources we inclijded in the Statemenl of Financiul Activities when the ch8Tity is le9ally enlilled to the income ?ftèr Ény perfomian¢9 ¢ondlllons have teen mel. Ihg amount can be measurèd reliably. and il is probable th31 incorne wthll be recèived. d. Donatlons and lega¢i•s Donations are accounted fof gross when reeelved. Legades are 3￿nted lor on the earlier of notiftcallon ol an impendino distribution and Ihe lègacy being fe¢$iv¢d, provlded th31 thelggacy ¢èn be properly quanlrfied. Investmènt Income Inv85trnent income B in¢lude(J in the ott¢uThts In the year in which il is receivable. In¢oming resources from char￿able activitiès Income Irom charitable activities is indude(I Irh the accounts In the year n wh￿h the 8dvity lake5 place. g. Othor Incomln9 f$our¢es Other income is iA¢luded in the arxounts in the year in wh￿h rt i¥ re¢eivable. h. Expendlturg recoonltloTr All expenditure is accounteil for un An accruals b831s, Experidituro is recognised whèrè there is a legal or ¢onsiru¢tive obligation to makè paym8nts to third parties, il tg prOba￿e that settlement wll be required, awKI the amount ol the obtigalion caft be measured reliably. Fund ralsing and publl¢lty ¢tssts The Church does not m8ke formal appeals exiemally for fvnd$. oThJ expenditure on these iterns is Ihetelora ntsl materlal. J. Grani$ payabl• The Church m?kes grarits lo oihfrr organisalions whos¢ ¥hgrilable objects complement ils work. These arg aceountetd lor in the year in which they are paid, excepl Ihose relatin9 lo spe¢lfic ofl¢rings Dr gifts rettelv8d. are accounted for whon the glfts are rèceivèd. k. Supportcosts Suppori ccsls are those that JSSISt Ihe ¥w)rk ol the Church but do nol dirèdy represent ¢haritablo actfvllies include property Cosis, induding ul(litles, deanlng and oarel"ng. and governance co$t. Where support costs cannot be dirèctly aitributed to particular headings, they have been allocated to expendilurg on charitable activitie8 on a basis consislenl with the use of resources. Most ol the m•nagemenl 1$ cofiduclèd withoLA charge by volunteer5. This intangible cost not indUd￿j in Ihe Statement of Financial Acliviues $lnc there is no measuroble cost to the volunteers lor their service. Penslon5 The Chyr¢h pays into vafious defined conlribulion penslon $Ch￿e5 lor ils slaff. Cohlribulions are charged in the profil and loss aGCA)vnls as Ihey becDme payable in accordance with the wlBs of ihe schemes. m. L¢a$lng Rentals payable under operating18asw are ch8ryed agalnst Income on a stralghl-llne bask8 0￿r Ihe l¢?se l•rm. n. FIX￿ a6s•ts The main Church wemises at 233 Kinus Rtsad, Reading, together wllh associaied halls and rooms, Bre included in Ihe balancg sheel al £1 b¥¢ause reliabla cost informal￿Tr is nol availabltr. and valu8lion would inwr signif￿￿￿* costs whKh would be onerws compared with the additional bertefli gained by the tjser ol the accounts. The prorthies al 229 King$ Road, 18 CurnberLgnd Road fThe Warehouse'l and the odloinlng CommuniC?re building are induded 31 origin81 cost. The CommuniC8re building is shown ès a reslricled 85set 8S Trts use Is re3lTicied fcrf 8 minimum of 25 year8. Dr whlle o¢cupl¢d by ComnmJnlC8re If lower. Wydrffe Paptisl Church Page 120122 Charty No. 1135617

FurnSture and eqvipmenl In the Church premises costing in excess of £2,000 Is indudei% in fixe¢Y assets at the lower of cosl and ngl realisable value. Oepreclatlon Oepre¢13tFon has not been charged on the pioperties owned by the Church. b&e8use In Ihe opinlL)n ol th Trustees, the residuBI value of the asset is not le85 than the original cost prictr. Depre￿atIon on other fixed Èssets, including fumilure and fftllngs and office equipmenl ￿ calculated lo WTII off Ihe cost on a slrai9ht4ine basis over their expected useful lives, al the r818 0120% per annum, or SLJ¢h other rate a5 Ihe Church decide5 is appropriatè. SlArting the year after pureh3se. p. Funds Unrestricted funds are available for use #i the dis¢rel*on of the Trustees In lurtherarre of the general oblectives of tho charity and whlch not been designated for olher purposes. Deslgnated fLtnd8 comprk88 UW6Strlcted fund$ Bet •sld8 ty the Truslee5 for particular purposes. Thè 0Sm and use of èach designated fvnd are sel out in Ihe r)oles lo the financial Statements. Restri¢ied funds are lo be used in accordance with specrfic reslriclions imposeé by donor5 or which have been raised by the charity for spec1f￿ purposeg The gnd use CTr1 eaGh rtsstrictod fund are Sel out In the notès to the financk?I slatement$. 2. DONATIONS AND LEGACIES Uftrnstilel•d Do51gnat¢d Restrlct•d ', Total 2023 Total 2022 Offerings 402,398 7,373 409.771 1 387.444 Tax rthnd8 Grants ￿eNed GrÈnls income deferred Legacie5 68,331 250 245 20.438 68,576 72,575 20.6ea 114,562 1 111,1411 {25.9611 2.000 3,000 2,OLK) Totsl 472,9Y9 16.915 4B9.894 $51,620 2022 D￿110￿$ & L&gaGies 450,884 700,636 551,620 GroNs received.. Unre$lricted Funds £250 RgOLling Community Donation," Rasfitled lunds (Coffee & Craft) £17.600 Reading Borough Council Hong Kong Grant 8nd £t.858 B&rk$hwe Community Fund - Winter Warmih Grgnt.. {FOodsh8￿) £980 Rotary Club ofReading. 200 3. INVESTMENT INCOME Unrèstrletèd Designated R¢strl¢t•d Total 2023 Total 2022 Bank Inlere3t 14.740 190 14,930 5,972 Tolol 14.740 190 14.930 5,972 3023 Int6r&si 5.959 13 5,972 Wydiffe Bapltsl Church Page13of22 Charlty No. 1135617

  1. INCOME FROM CHARITABLE ACTIVITIES U￿r￿l[l¢t￿￿ Design•tqd Restri¢led Total 2023 1 Total 2022 on.site activitiès Weekend Away Tii?s and camps 4,219 35,315 39.534 ,' 38.127 4,764 4.764 5,618 Total 8,983 38,31 S 44.398 43,74S 2022 Incomg 10.031 33.714 43,745 S. OTHER INCOME VTrrtstrld•d D•glgnal•d R•strict•d Tolal 2023 i Tolal 2022 Use of Premi50S Flat rents Other Income 63,133 40,490 8.858 63,133 1 40.490 1 36.167 1 40,250 1 53,348 1 7.652 27,309 Tot81 112.481 27.309 139,790 101,250 2022 Incomo 101,250 707,25 Profft on Sale ￿ Manse Gro55 Profit Expenses 80.000 124,1891 80,000 1 124.189). Tolwl 65,811 55A11 2022 Income
  2. EXPENDITURE ON CHARITABLE ACTNMES Unr•tstrlct•d Dgslgnat•d Rntrlct•d | Total 2023 245.0321 220,750 87.163 121.764 283.118 201.819 Total 2022 Ministry Local mission Establlshmenl Weekend Awdy 231,572 21.828 263.062 13.460 1 .335 ', 54 Governanc• Costs Grants Payable {see Note 7) 2,(100 120,271 600, 3.031 2,600 1 2.100 124.202 116,261 1 722.113 i 669,294 TolJl 638,733 83.380 2022 Experjditu 557,535 111,759 669,2g4 Wycliffe Baptist Church Page 14 of 22 Ch8rily No. 1135617

  3. GRAMTS PAYABLE Unr•strlcted D•signatod Rtstrlcted Total 2023 Total 2022 In respect of speeiflc Indivlduals supported by WBC WEC Internallon￿l WyclSffe Brble Translalor5 Inlerservè. Ff*nds lftlernationav iNet4 Rlstrn9 Brook 4 Other payments lo specwic missionarie5 10.340 18.121 9,306 8.053 25.028 3.102 12.728 10,340 18,121 9,306 8,D53 25,028 3.102 14,844 14,609 15,99a 9,857 70.312 21,656 1 6,648 6,890 2,116 In resp8¢t of vlher organlsatlons supportgfl by WBC Communicare BUGB Home Missicn Fund ReadiThJ Schools Worker UCCF Yeldall kfjar￿r RE Inspired ReadSng Streot Pastors Friend5 International Ukrain• Reliel Afghanistsn Crisis Appeal Hope Cc>unsdllng Tearfund Chrislmas Offering F8￿h CG Chrislmas Offering Prokin Orphanage Olh¢r ch8rilabl8 gift5 S,￿)0 7,664 3.000 2.000 6,500 4,000 5.500 7,684 2.000 2.000 6,500 4.OQCS 500 1.5001 5,500 7,685 3.000 1,500 5.500 3.500 500 1.000 447 1,500 1.385 1.365 484 | 97 750 2.524 3,274 1 Total 120.271 3,931 124.202 116,261 2022 Gran1$ Payable 112.494 3.767 116.261

  4. NET INCOME FOR THE YEAR Net Income lor the year Is slated after charging1{credliln9)'. 2023 2022 Indep&ndeni examin*"on Fee 2.600 2,700 Wyclrffe Baplisi Church Page15d22 Charity Nc¢. 1135617

g. STAFF COSTS ANO TRu￿EEs EXPENSES 2023 2022 Salarie3 Scrial Security costs Pension costs Othw staff cosis 324,798 21.020 12,750 369, 17,744 1 15,595 1 824 Total 358,937 319.170 The average number of peoplts employed at any lirne during Ihe year wat 1912022.. 191. No ernployee recelved ernoluments in excess of £60,000 the yeat12022.. Non•). Three trustees WÈ￿ employees of thtt ¢lKJrch In 2023 - Paul Lapworth as Lead Pa51or. J8¢kie Mann as A550cate Pastor and Jane Fwrnworth as Chililren's, Youth and Families Pastor. Their employmènt costs lor these roles are shown In the lable below.. Salary Employ•r P¢nslon Costs . Total | 2022 Total rs Employ90$ Paul Lapworth Jane Farnworth 51,062 3.913 43,048 -1- Jackie Mann 36,925 706 126.290 133.420 No sum5 were reTmbursed to the Trust$è$ fof thelr work 88 Trustees12022'. £NIII. Tho Church pays pension ¢ontrlbutSons inlo variou5 defined conlribulions sehemes for Its slaff. In PAlditlon. for one of ts Mlnlslers, payment is mad¢ to the Baptisl Mtrnlsiers Penslon Trusl Limited, whlch 15 a final 581?ry delined benefit scheme, whth is nol contra¢l¢d oul of the Statè sècond pension. The schemè is a multi-employer scheme. and it is not P05sibl¢ t¢ identity the assets and liabllits of the scherne whtrh are Bltributable lo th¢ Church. In accordance with FRS17 Iheielore. Ihe scheme ss accounted lor as a d￿Ined contribution s¢herne. Further inlormatN)n on t 88plis1 Penslon Scheme can be found in nole 20. 10. OPERATING LEASES Al 31 December 2023. th& Church had lolal ¢ommilmènls under nor￿anCelIable operating lea5e3 es fc41ows.' Other A lease for an office photor￿p￿T for 63 months from February 2022. Land a Buildings Other Total Withln 1 year Withln 2-5 year5 8T3 2,181 872 2.181 Total 3.054 3.054 2022 Opgratwg Lease Cgsls 3.926 3.926 Wy¢lKfe 8aplist Church Pagg 16of22 Chanty No. 113S617

11.TANGIBLEFIXED ASSETS Unrestrlcted Restrict Church a 229 Kings Rd Equipment CommLtni. associatod Warehouse Carè rooms & Mans building Boys, Brloade minlbus Total Cosl 1 January 2023 Addiliofts 0￿pOs3]S 31 Dec8rnbBr 2023 845.600 68,fj63 4,675 121.000 14,094 1.049.358 4,675 475,000 579,033 475,000 370,600 73,338 121,000 14.094 Oeprgcialion 1 January 2023 Charge Disposals 31 December 2023 Net book value 47,035 4.764 14,094 81.129 4.764 51,799 14.094 65,893 31 Decèmber 2023 370.600 21,539 | 121,OOQ 21.628 121,000 513,140 310èc•Thber 2022 845.600 988.229 The main Chufch premise5 and asSts¢ltted halls and Tooms al 233 Kings Road (including the Kings Room and the Wycliffe Room) are showrt at £1 bpcause reliable cost Informalion is noi av8ilabl¢, and valuation would incur siwil￿aTrI eosl which would be one¥ous compared with the addilional benefrt gained by Ihe user olthe accounts. 229 Killgs Road and la Cumberland Road ar¢ Induded at their purchase cost in 1998 and 199fj, respectively. In 2(X>5, The Communicare Trust (Reading). an independent chzrity. oblain8d a European Unbn 9rant lo construct a buildin9 for 113 charit8ble purpose5 on land by the Church. Under the temis ol the grant, WBC own5 the bu￿dIng but 15 requireé to let it kn ComrnLJAiCe lor a minimum of 7 years wilh annual exlensions the￿after al CommuniC8re's option foi as long as It is not in breach ol the agreemenL WBC mey have pre4rranged occaslonal use. For 25 years. use mu6t rot ¢ompri88 activities that are of a political or an exdusEvèly relKJlous nature. Th8 building is S￿)w￿ as a restricted asset èt its e51imaled cost. Sirt¢ conslwclion and Kurchase. the Kings Room and the Warehouse have undergone significant refurbishmenl. With ihe exception ol some elements of equipmenl expenditure which have been separately Identified above, Ihe rem•ning c051s have been expensed In the year the expelltlilure was inCU￿ed. Equipmènt iLlentified in respect of rtlurbishment exp8ndituie is now fully depre¢iated. All of the ffixed assets arè u$Ed lor dhect charlable pvrpo585. The inSU￿d value of Ihe Church's Foperty is ChU￿h Buildings £4.214.$92, 229 Kin9s Road £809,644 The Warehouse £1,930,032, comffluniCa￿ b¢2lding £345,094. 12. OE8TORS 2023 2022 Prepaymenis Debtors Accrued Income 20.293 31.086 502 13.751 28,676 Total 61,881 42,427 WycWe B8plis1 Church P898 17 0122 Charity No. 1135617

  1. BANK AND CASH 8ALANCES 2023 2022 Wyclrffe ￿p1￿$t Church accounts and cash Associ8led organ￿allon accounts and cash 739.175 36,286 1 SOS,584 | 49.149 Totsl 777.461 554,733
  2. CREDITORS: AMOUNT5 FALLING DUE HIN ONE YEAR 2023 2022 Creditors AcLruals Loans frorn CknJrch members Baplist Union Corporation Tax and NIC Independent Examinalion Fee Dglerred Income 11.501 14.483 10.000 13.191 4.801 1.800 25,961 70.236 6,230 2,000 Total 30W72 14a. DEFERRED INCOIAE 2023 2022 Deferred Ir￿rne al 1 January Crediled lo Irwmg in year Resources dderred In year 25.961 125.g61) 11.141 25.961 D•frred In¢om• at 31 Decernber 11.141 25,961 IS. CREDITORS: AAqOUNTS FALLING DUE AFTER ONe YEAR 2023 20Z2 8Èptist Union CorporalK¢n1Sater ihan l year and rwjt laler than 5 ye&} 57.174 Baptist Union Corporation (Lqtef than 5 years) 0 1 168.979 Total 226,1S3 WycliNe 8oplisi Church Page 18 0122 Charity No. 1135617

  3. RESTRIGTEO FUNDS 1 Jan 2023 Incomlng Resources Trnnsfers 131 Dec 2023 re8ourc•8 •xpended As$￿￿31ert organl$8tsons Youth and K¢ds Camp Foodshare l#rdship Fund Budding & 8quipmenl fund WBC specif￿ GNing AV Funds Property reS8￿e 23,313 11,514 20,671 8.464 937 56.320 14.964 1,844 1,315 52,767 13.080 12,140 1.463 303 27,169 13,399 5,413 8,316 937 14,9821, 3,931 1.165 3,931 1,165 121,Ch)O 121,IXXI Total 185,899 79.539 83J80 14,fj59} 17Y,399 The Ass¢xi8led organisattons represenl ihe WmbIn￿ amounis in respect of RoaLlin9 2M Boys. Brigade., Reading 51h Gills, Brigade,. Coffee ond Craft.. E8St Reading Causeway Prospects., Take a Break,. Kings Ro8(J Eryllsh Classes Iwhth d#1 not operate in 20231., and Inlernalional Focus. Ywth and Klds camp Indudès the In¢ome and cosls for thes8 aclivllles. Foodshartt includes grants and donations received ¥nd the runnlng costs of dlstributing surplus tood t¢ Ihose In Thè Hards1￿￿ Fund ineludes donatt'or6 re¢eived to promde support during Ihe COVID pandemi Thè bulding & equipmenl fvnd repre$ents a specific don81ion lor a partiutlar property Proiecl. The Gifts o15pecifit cause5 fLJnd reprès&nts #mounts reeeiveLI lor the benefit of missionaries supporte(I by the Church or specific appeals inclu(Jing the Chri5trna8 Day oflerings. The Property reserve lund represents thè eA)sl of the Communicère building which has reBtrithed y$agè for 25 years or while oecijpied by CommuniCaTe. whi¢hev¢r is longer. All restricted lunds we rnade up ol current assets except for Ihe Property reseThe mtnibus which is $ fixed as$¢l.

  4. DESIGNATED FUNDS 1 Jan 2023 Incoming Resources Transfers .31 DB¢ 2023 resou￿8$ expend Building & equitNnenl lund Mission furmds Sabbatical & Intern fund Refurbishment & Bulding reserve 50,000 35,985 23.009 30.120 50.000 38,301 23.009 30.120 2.128 Total 139,114 2.126 141,430 The txFlldinp and equipment fund represents sum5 aside for the I¢￿￿.terM mainlenancè ol the Church buildings. The mission lund rprese)ts amounts sel 85￿Et0 support members in low and EhDrt- term MISSM￿ and training ftsr ml$slon. The sabbatical 8 Intern fund repTÈsentg 8mounts sel aside to fund ￿$torS. sabb8llcAI projects. Including coverwhl Ihey are abseni and to provxle fund$ I￿ the appoinlmenl of an ￿ter￿. The refurbishmenl reserve lund represents amounts sÈt 8sidè lewards a lutiire fefurbL%hment and othlil(ons to the Church's t￿li1￿4n98. ASI design3te(I luncls are made up of ¢urrent assets. Wydiffe Bapli31 Church Page19of22 c￿rttY No. 1135617

  5. ANALYSIS OF FUNOS AT 31ST DECEMBER 2023 Unr06trlGtgd De¥lgnated Reslrict8d 2023 2022 Unrestrfcted r85eTves Youth and Kids Carnp Foodsh8re Hardship Associated or9anisations Building & equipment lund Missipn funds Sabbatical & new staff fund R¢furblshm¢nt 1oseNe AV Funds Refuthi$hmenl fund Mansè fund Gifts for spedfic causes Total ox¢ludlng preml$e¥ 022,180 622,180 13.398 5.413 8,317 27,169 50,937 38,301 23,009 30.120 1,165 357.5LXI 11,514 20.671 j 8.464 23,313 50.937 35,985 23,009 30,120 13,398 S,413 8,317 27.169 937 50,0Th) 38.301 23.009 30.120 1.165 622,180 141,430 56.399 , B20,009 561,513 Propgrty reserve 370.fJ01 121,000 491,601 727.487 | Total funds 992,781 141.430 177.399 | 1,311,610 1,289.000 1 Th8 PTOPBrty reserve KeprèseTrl$ the purchase c05t of the Church's bu*d￿￿$18s8 the amounts oulSlandin9 on loans to buy them.

  6. RELATED CHAR ￿lEs AND TRUSTEE RELATED PARTY TRANSACTIONS The custcdian Truslèe of the Church is thè Baptist Union C(xpDration Lirnitgd {chaAty number 2496351, which control￿￿ by the BApiist Unlon Councll. The Church Is 8lso a member of the 8aptisi Union of Great Britsin, 2nd the Southern Counties Baptlst Association. Thè Church made donations to th8 Baptist unl￿ Home Mi5SKJn Scheme as sel out in note 7. The Ch￿￿￿ pald employment ¢osts of £3,576 to L Lapworth, related party lo • Irustee12022 NIII The Church made grants of £1,381 to YWAM for the support of L Lapworth, related paty lo a Irusiee12022 NIII The Church made gran15 91 £8,053 to Fr4end5 Internaiional for the $upporl ol A Tower a Iru5teè. Trustees and theif related p3rt583 ¢Jon81ed a totsl of £63,01412022 - £45,862) to tho Church during Ihe year whilst appoinl8d as Iruslees. Wyciwfe Boptl$l Church Page 20 0122 Chprlty No. 1135817

  7. BAPTIST PENSION SCHEME The Church is a participallng employer the Bspli$t P¢nslon Scheme I'lhe Scheme.). which 15 s sepBrale legal entily adnFinislered by the Pension Trustee IB3plist Pensiors Trusl Limitedl. The assets of the Scheme are held separately from Ih05e of the Employer and th8 olher partlcipatlng employws. The Scheme, prevlou51y known as Ihe Bapb'st Msni51ers' Pension Fund, started in 1925, bul w (4osed 10 future accrual of defined benefils on 310ecember 2011. Prlor lo thls dale the main benefit provided through the Defined Benefit ID81 Plan was a pension of one eighiielh of final minimum pensionable income for each year of pensiDnable 5erv¥ce together wilh addilional penslon in respect of wemlums paiL1 on Pe￿lon3bl8 Income In excess ol Minimum Penslonablg Income. Frorn January 2012, pensron provlsion Is beiro made through the Defined Contribution (DCI Plan wilhift tho Scheme. In general. members pay 8% of Iheir Pensionable In¢orne and employers pay 6% of members. P¢iibionable In¢ome inlo individual pension accout)15. vthlch are opersieo 8nd managed on behalf of Pension Truste6 by Broadstone c￿porate Benefrts Ltd. In ad%Jilion. the ern￿Oy8r pays a lunher 4% of PotTr51onable In¢ome 10 cover Death in Service 8enefils, administralion costs, and an 85$0ciald insurtsn¢e policy whiGh PTovide5 inGofflp protection for Scheme member5 rf Ihey are unatrle to work (Jue to loryterm intapacity. This Income proiection ￿lICY has been insured by the 8apti51 Union of Gre3t Britsin With Aviva Litnited. Imembers ol th¢ Ba$lc SectKJn pay reduced contributions 015% of Pensionable Incorne, and Iheir èrnploytrs also pay 8 total of 5%.] The Schem? is consmjgred lo be a mulli.emplDyer scheme a5 tlescribed in Seclion 28 of FRS 102. Bef2USe rt nol ￿$S{bEe io attribute Ihe Scheme's asseis and Ilabilit￿$ lo specrfr emtAoyèrs. the seheme is accoLbnted for 8$ il the S¢heme were o defined contribution scheme. The Minlslers and some mèmbers ol the chvrch staff are eligible to join the kheme. Actuarial valuatlon os at 31 0ècemb•r 2019 A formal valu81ion of the DB Plan as al 31 December 2010 was conducted by 8 piofessionally quanfied A¢lu4ry usin9 ihe Prtsjecled Unil Method. Al the valuation date the market value ol the D8 Plan asse15 Wds £298 million, whi151 the levèl ol assets rbeeded to pay benefits was £316m, gNing a deflcil of £18m leoulvglent 10 a past $ervlce fundlng level of 94%). The Church 8nd the olher participating employefs in Ihe D8 Plan 3re colleclively resp￿91ble foT fvnding this deficit key financkal assum￿lOn$ undertytng Iht valuation wert as follows= Type ol •ssumption RPI prSce infiation assumption CPI pri￿ infialion assumption Minimum Pensk•nable Income incieastrs A4lv$imen¢ (above CPI) Pre-retlfemenl assumed inve5trnent relurns (gilt yield plus 1.75Qh pa) Post ￿tIrement assumed inveslrneni returns (including benefits matched by the insurance poI￿y) (gill yi8ld plus 0.5SI M1nirnum Pensionable Income incr8Èsès (CPI plus 0.5%) Delerred pension IncTe8ses

  8. Pre-April 2009 °hpa 3.20 2.70 2.95 1.70 3.20 3.20 Posi April ?D09 Pon5Dn tncreases 88sed on CPI with 8n anr5u¥I fjooi ol and annual oap 015% 2.scs 2.70 Mort81ity Is assumed in accordance wilh 80°1• ol the S3NA stand8rd mortality lable. Future improvemenls projected from 2013 in line with Ihe'CMI 2019- projectlon wllh a Iono-tèm) rdt• of Improvemenl o11.75°h p.a. lor males and 1.5% p.a. lor femgles wilh the eore srnoothlng parameter and with additional initial niortality improvemeN factor A-O.S%. The n&xl actuarial valualion of the DB Plon wlthin th¥ S¢heme will Commen￿ in 2023 to refflect Ihe posltbn as at 31 De¢emb8r 2022 RBc(wery Plan In addition lo the conlritAJlions lo Ihe DC Plan Set ou¢ above, where 8 ¥8lu*lon of the DB P18n reveal$ a Wycirffe Baptist Church Page 210122 Chwity No. 1135617

def￿[¢ the Truslee and the Council agree ￿ 8 rate of deficiew conlrlbLrtw)ns from churches and Dther ¢mpltsyers involved in the DB Plan. Followng the 2D19 valuation a Recovery Pfan wa5 signed In September 2020 under which deficiency contribvtions are payable unlil June 2026. These conlribullons were broadly based on each employert$ membership al 31 Oecember 2014 aThJ increase annuajjy In Ilne with I￿rease$ lo Minimum Ponsionable Income Bs defined in Ihe Ru￿s. On 30th Jyne 2022. the 8aptlsl Penslon Scheme 51gned an agreemerd wlth the instjrance company Just Group I'Just"I to secure DB Plan members, penslon benefils. Jusl a￿ now providing financial backlng for all pensions provi(J¢d through the Sche￿9.5 D8 Plan 8nd fdlowing this Iransaclion, the Schemè rx) Iongpr h85 8 shortfall. An upd2ied Recovery plall was then $19nÈd in AugilSI 2022 undèr which rettjvèry eontribultons Irorn eo¢h participating cmployer in Ihe DB Plan r¢dy¢ed lo £1 per month from hAJgust 2022. 2023 2022 Defineil Contribution ￿an. CutrBri4 perio(I contributions Multi*mployer dèfinÈd bÈnefit plan= Deficiency contrii?uiion in respe¢1 of pr￿r seNiee pertrod 6,142 7.244 .&Ky Total 6.154 9,823 Wydiffe 88plisl Churth Page 22 of 22 Charity No. 1135617