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2025-12-31-accounts

THE PARISH OF HOLY TRINITY, NAILSEA

Annual Report and Financial Statements of the Parochial Church Council

for the year ended 31 December 2025

Rector:

The Reverend James Packman

Bankers:

Lloyds Bank plc, 16 The Triangle, Clevedon BS21 6NB CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill, West Malling ME19 4JQ

Independent Examiner:

Mr. Nick Michael, Charlton Baker (Bristol) LLP 61 Macrea Road, Ham Green Bristol BS20 0DD

Contact details:

The Parish Office, Holy Trinity Church, 2 Church Lane, Nailsea BS48 4NG Telephone: 01275 853 227 Email: welcome@htnailsea.org.uk

Website:

www.htnailsea.org.uk

Charity Registered Number: 1135454

1

THE PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

Annual Report for the year ended 31 December 2025

Introduction

Holy Trinity Church is situated in Nailsea. It forms part of the Deanery of Portishead in the Diocese of Bath and Wells, within the Church of England. The church is a Grade 1 Listed Building.

At the time of the 2025 Annual Parochial Church Meeting (APCM) there were 218 members on the Electoral Roll following its six-yearly complete revision (240 in 2024; 235 in 2023).

Structure, Governance and Management

The Parochial Church Council (PCC) is a corporate body established by the Church of England and operates under the Parochial Church Council Powers Measure of 1956. In accordance with the Charities Act of 2006, the PCC has registered with the Charity Commission as an independent charity under the legal name of the Parochial Church Council of the Ecclesiastical Parish of Holy Trinity Nailsea (working name Holy Trinity Church), Registration Number 1135454.

Holy Trinity’s PCC has the responsibility of co-operating with the incumbent in promoting in the parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical.

The PCC is responsible for maintaining and managing all the church buildings including the church hall in Church Lane.

PCC members who have served during the year and until the date that this report was approved were:

The Incumbent Rev. James Packman Chair
Associate Minister Rev. Trevor Dean
Reader Ruth Jolly
Churchwardens Vernon Parfitt Vice Chair and appointed annually at APCM
Jutta Hank appointed annually at APCM
Deanery Synod Reps Rob Norman # to 2026, appointed for 3 years at APCM
Caroline Mason # to 2026, appointed for 3 years at APCM
Tim Jolly to 2026, appointed for 3 years at APCM
Chris Hughes to 2026, appointed for 3 years at APCM
Elected members Rachel Baines * to 2026, PCC Secretary
Sally Winsor * to 2026
Paul Gibson * to 2026, Treasurer to PCC
Chris Barnes ** to 2027
Mary Southwood * to 2027, Safeguarding Officer
Lizzie MacGowan * to 2027
Carole Hughes * to 2028
Graham Adkins ** to 2028
Chris Foggin * to 2028
In attendance Adam Griffin Community and Youth Minister
Peter Marriner Head of Administration

also Diocesan Synod * 1[st] term ** 2[nd] term (PCC members must take one year away after two consecutive terms)

2

The method of appointment of PCC members is set out in the Church Representation Rules (2025). Members of the congregation are always encouraged to join the Electoral Roll, and to consider standing for election to the PCC and/or nominating others. Ongoing training is offered for all members of the PCC, particularly in areas of special interest such as finance and safeguarding. The PCC benefits from training offered through the Diocese of Bath and Wells.

The PCC meets six times a year and has ultimate responsibility for a wide range of matters affecting the parish, including finance, risk management, approval of individuals for authorised ministry and such matters as compliance with Health and Safety, GDPR, Disability Discrimination Legislation and Safeguarding.

The PCC has six subcommittees to assist in its work:

The Rector, churchwardens and PCC manage the ministry and mission of the parish through the above subcommittees, and leaders’ teams, staff and individuals, appointed by the PCC as appropriate.

The church benefits from the preaching ministry of Rev. James Packman (Incumbent and Rector), Rev. Trevor Dean (Associate Vicar, self-supporting), Adam Griffin (Community and Youth Minister) Lay Readers Ruth Jolly and Caroline Mason, and retired vicars Rev. Robin Hazlehurst and Rev. Kevan Royle. Holy Trinity’s employees this year were Adam Griffin, Charlotte Berry (Children and Families Worker), Peter Marriner (Head of Administration), Penny Smith (Front Desk Administrative Assistant), Samantha Sandy (Finance Assistant) and our two cleaners, Sarah Haigh and Julie Kerkin.

Objectives and Activities

The primary object of the PCC is the promotion of the Gospel of our Lord Jesus Christ according to the doctrines and practices of the Church of England.

The PCC has complied with its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops’ guidance on safeguarding children and vulnerable adults). Holy Trinity’s Safeguarding Officer reports to every PCC meeting with updates on Holy Trinity’s Safeguarding Action Plan and details of DBS checks. A Safeguarding Report follows on pages 7 and 8.

When planning and reporting on Holy Trinity’s activities for the year, the PCC has had regard to the Charity Commission’s guidance on public benefit, and, in particular, the specific guidance on charities for the advancement of religion. PCC members are given advice about public benefit each year, and the PCC also carries out a review of public benefit each year in relation to all Holy Trinity’s events and activities, to ensure compliance. A complete list of all Holy Trinity’s groups and activities connected with church services, Christian growth, pastoral care, mission and outreach in the community can be found on pages 5 and 6.

Achievements and Performance

We thank God for his continued provision and guidance throughout 2025.

We continued to gather in worship of God at four times during each week:

3

We are encouraged by an increase in the number of families, children and youth who attend our services regularly, and by the steady stream of young people coming for Confirmation.

Our teaching series at Sunday services included parts of the Old Testament books of Proverbs and 2 Chronicles, and parts of the New Testament books of Mark and 1 Corinthians, as well as an exploration of the Nicene Creed.

Each week the talk from our 10:45am service is uploaded to our YouTube channel.

In 2025 we had 2 baptisms (5 last year), no thanksgivings for a child (none last year), 1 wedding (5 last year), 1 wedding blessing (2 last year), 4 funerals (5 last year), and 18 burials of cremated remains (only 5 last year, but the increase in 2025 is because we opened our new memorial garden and some had been waiting for this to open).

We had two joint ‘Church Together’ services during the year, preceded by pastries and coffee, and followed by a bring-and-share lunch – one in March and one in July.

The Trinity Festival took place over the first weekend in October, with guest speaker James Dudley-Smith speaking on the book of Colossians. 136 people signed up, and as well as the teaching we enjoyed worship, food, activities and a quiz.

During 2025 we had a total of 13 small groups, led by a band of dedicated leaders. This is one group more than the year before. The leaders met together three times during the year. Small groups are the primary place where we can engage on a more personal level with each other. They are designed to be places where we can share and pray for one another, as well as to study the Scriptures.

The pastoral group meets monthly and prays diligently for those in need, offering practical help to those not cared for within our small groups.

Our biggest outreach of the year was the Summer Festival held in June. It raised around £5,000 that was split between Zuia Trafficking (a Holy Trinity mission partner that’s based in Tanzania) and Holy Trinity Community outreach. It involved a team of people walking the height of Mount Kilimanjaro by climbing the church tower stairs, a teddy bear zip wire from the church tower down into the Trinity Garden, church history tours, a bouncy castle, soak-the-Vicar, a café, a bar and a pizza oven selling Tanzanian-themed refreshments.

Looking forward, the PCC met for a day to consider how we might further develop our community engagement. The Trinity Café is the natural interface with our local community. It currently opens four days a week from 9am-1pm. A team was tasked with looking at possible expansion. Restraints on resources (volunteers and physical space) remain an obstacle, but exploration continues into 2026.

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Overview of church groups and activities

In November 2025 Holy Trinity published a separate Autumn Review containing reports and details of the many organisations and groups that are part of our church family. It is available from the Church Office or can be downloaded from our website: www.htnailsea.org.uk

The table below also gives an immediate overview of all activities connected to church services, leadership and administration, and church-organised groups for church members and wider public benefit. If a group/activity has inadvertently been omitted, please contact the PCC Secretary so that it can be added next year.

After service refreshments Holy Trinity Family Days
(holiday club)
Rock Solid
Aspire women’s ministry Holy Trinity Juniors Safeguarding
Bell ringing team Holy Trinity Kids Schools’ Ministry
Bible reading in services Hospitality team Service leaders
Bible reading notes Lay Readers’ Ministry Small Groups (bible study)
Bike to Breakfast Library Sole Support
Board Game Café Living Life to the Full* Sound desk team
CAP Befrienders Living Well course Standing Committee
CAP money coaching Marriage Preparation Stewards
Carers’ group Men’s ministry Summer Festival
Christmas Fair Mission Support
subcommittee
Sunday catchup videos
Church Hall subcommittee Morning Break Sunday Youth
Comedy evening New housing visiting team The Chosen
Confirmation classes Organists and worship
teams
Thursday Club
CTINAD Paid Staff Thursday service
Churchwardens Pastoral Group Treasurer
Duty wardens PCC and PCC Secretary Trinity Café
Early morning prayer online Personnel subcommittee Trinity Festival
Electoral Roll Officer Pop-In Trinity Garden
Encounter and Movement
Youth Services
Prayer meetings and events Uganda Fund
Evangelism, Community and
Housing subcommittee
Prayer ministry in services Welcome team
Explore Spirituality sessions Room bookings Youth Alpha

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Fabric subcommittee Prayer leading in services Young at Heart
Finance subcommittee Preaching team Youth Home Group
Finance team Proclaim projection team Youth Leadership Course
Flower arrangers Quiet mornings

*Holy Trinity Church holds the Living Life to the Full licence. The course is held at Holy Trinity Church, but delivered by Wellspring Counselling.

All the activities, groups and teams listed above have contributed to the objectives and achievements of the PCC. In addition to these, church members organised or were involved in many other activities which built up our common life, contributed to outreach activities, and used our resources to benefit as many as possible from our local community.

Contribution of Volunteers

In common with most churches, God’s work at Holy Trinity could not happen without the input of many volunteers who offer their service willingly, and often with great self-sacrifice. Their contribution makes everything possible at Holy Trinity. It is our Christian joy to serve God, our church and our neighbours in this way. This report expresses the gratitude of the PCC and all church leaders, to all who play their part in God’s work here at Holy Trinity Church and in the wider community.

Working with other local churches

Four members of the PCC are elected representatives to the Portishead Deanery Synod. The Deanery Synod promotes collaboration with the other 27 local Anglican churches in the Deanery and keeps churches in touch with both the Diocesan and General Synods. A full report of the 2025 Deanery Synod meetings will be attached to the 2026 APCM agenda.

This year Rob Norman continued in his role as Lay Dean for Portishead Deanery and Caroline Mason continued as Lay Chair of Diocesan Synod and on Bishop’s Council. The church was delighted this autumn when she was appointed as a Wells Cathedral Prebendary and installed as a member of the College of Canons.

In January we joined with our brothers and sisters in CTINAD (Christians Together in Nailsea and District) at Nailsea Methodist Church where the speaker was Phil Williams from Christian Surfers.

Church Buildings and Contents

The fabric team aims to maintain our beautiful buildings and grounds to a high standard to support our worship of God and our service to the community. We fix what we can, using contractors for major projects and work that involves electricity or gas. For example we have updated the fire exit signs, redecorated in Trinity House, and PAT tested all 198 devices owned by the church. We have fought to keep the graveyard and churchyard safe and tidy.

Church and Towe r The main issue has been the faulty underfloor heating in the church. This is partially fixed, but a final solution will involve the replacement of iron pipework in 2026. We have installed a new digital sound desk and LED ceiling uplighters. The quinquennial inspection took place in November 2025, but the report has not been received. We have been warned that the East parapet of the roof will need significant work to the tune of several thousand pounds, but we are yet to be informed of anything else significant. Trinity Centre and Café The leak in the café roof has been reduced and indeed may now be fixed, but this will not become clear until 2026. The new coffee machine for the café proved very unreliable, and after discussions with the supplier, the machine is being replaced free of charge with a more suitable one. New chairs for the lounge arrived in December 2025.

6

Trinity House We have a serious problem with apparent rising damp in all rooms along the West side of Trinity House, due to poor wall treatments and rising ground levels. Studies are under way, in preparation for work in 2026. We are checking to see if we can manage the damp this winter with selective heating of these rooms with the new computerised boiler controls. In the front garden we are planning to provide more and safer parking for disabled users. But the number one problem has been the severe leak in the plumbing of the Tithe room in June. The leak also caused damage to the disabled toilet below, and to the kitchen of the Youth and Children’s workers’ office. Repairs are in hand, along with ongoing discussion with the insurers about the final resolution.

Churchyard and Graveyard We have provided a welcome and essential service to the community with a new memorial garden for the burial of ashes sited in front of the church. We are studying the poor stability of the some of the graveyard walls. We are attempting to monitor the movement of these walls, and we are in discussions with all parties involved. We intend to make major repairs starting in 2026/2027.

Garden T he garden is a much-loved feature of the church property. It is used for quiet contemplation and children’s activities, and is currently in good shape, tended by fully qualified volunteers from the church and community.

Church Hall The hall is maintained by the church for use by a playgroup and by the community. It aims to be self-funding. The hall is in good condition, apart from the toilets that now need major refurbishment. We have applied for grants from various sources.

Safeguarding

The Safeguarding and Clergy Discipline Measure 2016 (see page 3) imposes a legal duty on the clergy, readers and lay workers, churchwardens and PCCs to "have due regard to guidance issued by the House of Bishops on matters relating to the safeguarding of children and vulnerable adults”.

The legal duty to "have due regard" means that the guidance must be followed unless there are clear, logical and convincing reasons for not doing so. It will be very rare for there to be such reasons for not following House of Bishops guidance on safeguarding.

Safeguarding is discussed at all PCC meetings. We use the Parish Dashboard (https:// www.parishdashboards.org.uk) to help ensure that we are complying with statutory requirements and Church of England policies. We are currently at Level 3 (the highest level). The action plan is reviewed at all PCC meetings. All organisers of non-church activities using our premises involving children, young people or vulnerable adults are asked to sign a safeguarding agreement.

Our Parish Safeguarding Officer, Mary Southwood, is supported by Penny Smith in checking DBS information and the Safer Recruitment processes. The Diocesan Safeguarding team led by Ben Goodhind provides support, advice and training.

The Parish Safeguarding Policy is reviewed and approved annually. This was last done on 17 November 2025. We also have a policy for the recruitment of ex-offenders. This was last approved on 18 March 2024 (5 yearly review).

We have 185 current volunteers. We ask all volunteers to undertake Basic Safeguarding Training. Guidance is given about DBS checks and safeguarding training for each role. Most people do on-line training using the Church of England Portal. For those preferring an in-person approach this is available.

69 people have current DBS checks.

Within the last three years the following safeguarding training has been undertaken:

170 Basic Safeguarding training

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Safer Recruitment and People Management is an integral part of keeping people safe in the Church. We have developed an approach using the Church of England guidance for recruitment, induction and review for volunteers. The main areas of focus are for volunteers working with children, young people and vulnerable adults. We are also using this approach for recruitment in the café. A proportionate approach is being developed for all volunteers.

Risk Management

The main risks and mitigations currently identified, discussed and approved by the PCC are as follows:

8

database software used by Holy Trinity Church which is designed to help the church meet the GDPR requirements. Hosted in secure UK data centres, ChurchSuite is backed up daily and protected by 24/7 physical security access control, fire suppression and redundant power failure systems.

Financial Review

The General Fund surplus in 2025 before contributions from reserves was £15,026 (2024: £45,944 deficit). There was a further net surplus in other unrestricted funds of £13,263 (2024: £3,403), a net deficit in restricted funds of £21,925 (2024: £12,284 surplus) and a decrease in the value of the investments in the endowment funds of £11,462 (2024: £6,416 increase).

The total funds held at 31 December 2025 amounted to £2,143,756 (2024: £2,148,854), of which £1,730,464 (2024: £1,772,901) were held in restricted or endowment funds and so were not available for the general purposes of the church. The PCC has designated a further £286,685 (2024: £279,113) for specific purposes, as set out in the financial statements attached to this report. With the exception of the Church Hall fund, most of these designated funds are likely to be utilised within the next two years.

The church’s principal source of funding is donations and grants from church members and other supporters. None of Holy Trinity’s ministries would be possible without this generous financial support, which represented 81% of the church’s income in 2025 (2024: 81%).

The main reason for the £60,970 improvement in the General Fund outcome is that unrestricted giving to Holy Trinity increased by £35,547 (11%). In addition, the parish share fell by £11,560 as a result of the introduction by the Diocese of a revised funding basis and repairs and maintenance costs were £11,488 lower. Fees received by the church also increased by £8,051, largely due to the opening of a new memorial garden in the churchyard.

During 2023, the Diocese provided a grant of £30,000 to contribute to the costs of our Community and Youth Minister over the following three years. In addition to the £10,000 allocated from this grant in 2025, a further £3,250 has been transferred from the Children and Youth Fund to the General Fund in accordance with the PCC’s established policy.

Holy Trinity received a grant of £20,000 from the National Lottery for improvements to the church hall. A donation of £8,000 to fund development of the Trinity Café was also received and the Church of England Net Zero Project provided a grant of £3,000 to fund energy efficiency improvements. The energy efficiency improvements were completed during 2025, leaving £28,000 in restricted Grants and Donations Funds at the year end. A legacy of £5,000 was received during the year and has been added to the Children and Youth Fund in accordance with the donor’s wishes.

Trinity Tithe grants amounting to £25,000 were paid during the year, leaving a final grant of £10,000 to be paid in 2026. As the financing of the Trinity Project is now complete, the income received from the Trinity House flats will be added to the General Fund income with effect from January 2026.

9

Reserves Policy

The PCC’s policy is to maintain a level of Free Reserves equal to approximately eight weeks spending. Free Reserves are defined as that part of the unrestricted funds that is freely available to spend. This equates to the unrestricted fund balances minus the value of fixed assets and funds designated to meet essential future spending such as the Development Fund which is designated to support the Trinity Project. The Free Reserves at 31 December 2025 amounted to £202,753 which equates to approximately 26 weeks expenditure.

Policy for making Grants or Donations

The PCC has maintained a policy over many years of allocating 10% of total General Fund income to mission and grants for short-term youth and other projects. The PCC has similarly committed to give away 10% of everything spent on the Trinity Project buildings. Details of donations made in 2025 are provided in the financial statements attached to this report.

PCC’S REPORT ON THE FINANCIAL STATEMENTS

Year ended 31 December 2025

The members of the Parochial Church Council (PCC) of the Parish of Holy Trinity Nailsea present their Report and Financial Statements for the year ended 31 December 2025.

ACTIVITIES

The principal activities continue to be those of a parish church in the Church of England.

STATEMENT OF THE PCC MEMBERS' RESPONSIBILITIES IN RESPECT OF THE FINANCIAL STATEMENTS

The PCC members are responsible for preparing the Annual Report and financial statements for each financial year in accordance with applicable law and United Kingdom Generally Accepted Accounting Practice. These financial statements must give a true and fair view of the state of affairs of the PCC and of its income and expenditure for that period. In preparing these financial statements the PCC members are required to:

The PCC members confirm that they have complied with the above requirements in preparing the financial statements.

Rae Baines, PCC Secretary

Signed on behalf of the PCC 16 March 2026

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PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY. NAILSEA Independent Examiner's Reporttotho Trustees of The Parochlal Church Councll of the Ecclesiastical Parish of Holy Trinityi Nailsea For the year ended 31 December 2025 I report lo the InJsl8&s on my examination of the financial statements of The Parochi81 Church Council ofthe Ecclesi8stical P8rish of Hdy Trinity. Nailsea I'the chariWI forthe year ended 31 December 2025. Responslbllltlgs and basis of r•port As Ihe trustees of the charity you are responsible for the preparation of 1he financial stslements in acwrdance with the requirements of the Charities Act 2011 {'Ihg Acl'l. I report in resFeCt of my examination of the charills financial statements carrled oul under section 145 of the 2011 Act and in carrying out my examinatign I have folbowed all the applicable Oirections given by the Charity Commission under section 14515llbl of the Act. Indapendgnt examln•rfs stat•m•nt Sinee the charlty's gross incx)me eX￿ded £250.000 yovrwmlner musi b8 a member of e body listefl in $￿tk)n 145 of th8 Act. I confim that l quèlffied to U￿ertake the examinats'on because l a rn¥nb¢r of the InstitLrte of Chartered Acrountsnts in Englgn4 and Wal85. ￿lch is oftha list•d bodies. have Completed my examination. I confirm that no Materia￿ matter5 have come to my attention in connection wtth the examinab'on giving me cause lo believe that in any material respect.. accounting records were not kept in respect of the charity as required by seGlion 130 of the I.. or the financial st8temenls do not accord wth those records" or the flnanclal slalemenls do not comply with the applicable requirements conceming the fomi and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'lrue and fairf viow which is not a mattgr nsidered as part of an independent examination. I have no concerns end have come across Oth￿ matters in ￿nnectIOn wth the examlnallon to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Nick Michael Independent Examiner CHARLTON BAKER IBRISTOLI LTD 61 Macrae Road Ham Green Bristol BS20 ODD Dale 16 March 2026 li

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

STATEMENT OF FINANCIAL ACTIVITIES For the year ended 31 December 2025

Note
INCOMING RESOURCES
Donations and legacies
2a
Income from charitable activities
2b
Other trading activities
2c
Income from investments
2d
Other income
2e
TOTAL INCOME AND ENDOWMENTS
EXPENDITURE
Expenditure on raising funds
3a
Expenditure on charitable activities
3b
Other expenditure
3c
TOTAL EXPENDITURE
Gains / (losses) on investments
6b
NET INCOME / (EXPENDITURE)
9
Transfers between funds
9
NET MOVEMENT IN FUNDS
BALANCES BROUGHT FORWARD 1 JANUARY
BALANCES CARRIED FORWARD 31 DECEMBER
Unrestricted
Funds
£
373,563
20,285
40,022
8,279
324
442,473
-
399,814
14,370
414,184
-
28,289
9,050
37,339
375,953
413,292
Restricted
Funds
£
57,268
4,829
19,940
9,617
-
91,654
-
113,579
-
113,579
-
(21,925)
(9,050)
(30,975)
1,486,203
1,455,228
Endowment
Funds
£
-
-
-
-
-
-
-
-
-
-
(11,462)
(11,462)
-
(11,462)
286,698
275,236
2025
£
430,831
25,114
59,962
17,896
324
534,127
-
513,393
14,370
527,763
(11,462)
(5,098)
-
(5,098)
2,148,854
2,143,756
T O T A L
2024
£
384,785
12,232
55,011
20,357
997
F U N D S
473,382
2,306
485,537
15,796
503,639
6,416
(23,841)
-
(23,841)
2,172,695
2,148,854

The notes on pages 15 to 23 form part of these accounts

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PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

BALANCE SHEET AT 31 DECEMBER 2025

Note
FIXED ASSETS
Tangible assets
6a
Investments
6b
CURRENT ASSETS
Debtors
7
Cash at bank and in hand
LIABILITIES
Creditors - amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL NET ASSETS
PARISH FUNDS:
Unrestricted
9
Restricted
9
Endowment
9
Unrestricted
Funds
£
116,700
-
116,700
16,214
297,118
313,332
(16,740)
296,592
413,292
413,292
-
-
413,292
Restricted
Funds
£
1,400,956
-
1,400,956
1,195
55,593
56,788
(2,516)
54,272
1,455,228
-
1,455,228
-
1,455,228
Endowment
Funds
£
-
275,236
275,236
-
-
-
-
-
275,236
-
-
275,236
275,236
2025
2024
£
£
1,517,656
1,544,790
275,236
286,698
1,792,892
1,831,488
17,409
15,451
352,711
320,470
370,120
335,921
(19,256)
(18,555)
350,864
317,366
2,143,756
2,148,854
413,292
375,953
1,455,228
1,486,203
275,236
286,698
2,143,756
2,148,854
TOTAL FUNDS
2025
2024
£
£
1,517,656
1,544,790
275,236
286,698
1,792,892
1,831,488
17,409
15,451
352,711
320,470
370,120
335,921
(19,256)
(18,555)
350,864
317,366
2,143,756
2,148,854
413,292
375,953
1,455,228
1,486,203
275,236
286,698
2,143,756
2,148,854
TOTAL FUNDS
1,831,488
15,451
320,470
335,921
(18,555)
317,366
2,148,854
375,953
1,486,203
286,698
2,148,854

Approved by the Parochial Church Council on 16 March 2026 and signed on its behalf by:

Rev James Packman Chair Paul Gibson Treasurer

The notes on pages 15 to 23 form part of these accounts

13

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

STATEMENT OF CASH FLOWS For the year ended 31 December 2025

Cash flows from operating activities:
Net movement in funds
Adjustments for:
Depreciation charges
Losses / (gains) on investments
Increase in debtors
Increase / (decrease) in creditors
Income from investments
Cash generated by / (used in) operating activities
Cash flows from investing activities:
Income from investments
Purchase of tangible fixed assets
Cash raised in investing activities
Cash flows from financing activities:
Repayments of borrowings
Cash used in financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
2025
£
(5,098)
40,893
11,462
(1,958)
701
(17,896)
28,104
17,896
(13,759)
4,137
-
-
32,241
320,470
352,711
T O T A L
2024
£
(23,841)
42,817
(6,416)
(1,082)
(4,454)
(20,357)
F U N D S
(13,333)
20,357
(12,176)
8,181
(62,778)
(62,778)
(67,930)
388,400
320,470

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PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

1 ACCOUNTING POLICIES

These financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements have been prepared in accordance with the Church Accounting Regulations 2006, the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and with the Charities Act 2011.

The financial statements have been prepared on the going concern basis as the PCC has concluded that there are no material uncertainties regarding the charity's ability to continue as a going concern for the foreseeable future.

The accounts include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of members. The charity meets the definition of a public benefit entity under FRS 102.

Funds

Endowment funds are funds, the capital of which must be maintained; only income arising from investment of the endowment may be used either as restricted or unrestricted funds depending upon the purpose for which the endowment was established.

Restricted funds represent (a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or bequest, and (b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. The PCC does not usually invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.

Unrestricted funds are general funds which can be used for PCC ordinary purposes. Funds designated for a particular purpose by the PCC are also unrestricted.

Incoming resources

Collections, planned giving and donations are generally recognised when received, unless specified otherwise by the donor. Receipts from a Gift Day at the end of one year, in anticipation of the following year's budget, are deferred until the following year. Tax refunds are recognised when the income to which they relate is recognised. Grants and legacies are accounted for when the PCC is legally entitled to the amounts due. Dividend and interest income is recognised when it is due. Rental income from the letting of church premises and all other income is recognised when it is receivable. All incoming resources are accounted for gross.

Resources expended

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding or constructive obligation on the PCC. The Diocesan parish share is accounted for when due. Amounts received specifically for mission are dealt with as restricted funds. All other expenditure is generally recognised when it is incurred and is accounted for gross.

Fixed assets

Consecrated and beneficed property is not included in the accounts in accordance with s.10(2)(a) of the Charities Act 2011.

Expenditure in respect of the redevelopment of the Trinity Centre has been capitalised and the building is being depreciated to spread the cost over its estimated useful life. Whilst this is not strictly in accordance with the provisions of the Charities Act 2011 relating to consecrated buildings, which require that the expenditure is written off immediately, the PCC believes that this treatment more fairly reflects the ongoing value of the building to the PCC. Similarly, as the buildings are conjoined, the same policy is applied to Trinity House, which is being depreciated over its estimated useful life from 2015, the effective date when the buildings came into full use; similarly the cost of hard landscaping in the Trinity Garden which was completed in 2017.

Moveable church furnishings held by the Rector and Church Wardens on special trust for the PCC and which require a faculty for disposal are accounted as inalienable property and listed in the church's inventory, which can be inspected (at any reasonable time). For anything acquired prior to 2000, there is insufficient cost information available and therefore such assets are not valued in the financial statements.

All expenditure incurred in the year on consecrated or beneficed buildings, individual items under £1,000 or on the repair of movable church furnishings acquired before 1 January 2000 is written off as expenditure in the Statement of Financial Activities.

Depreciation

The Church Hall is not depreciated as it is considered that the majority of the value relates to the land on which it is situated. Depreciation is provided on all moveable church furnishings and equipment used within the church premises at rates calculated to write off the costs, less estimated residual value, of each asset over its estimated useful life as follows:

Moveable church furniture 5 years
Computer equipment 3 years
AV Equipment 4 / 5 / 10 years
Kitchen Equipment 3 / 10 years
Trinity Centre, House and Garden 50 years

Investments

Investments are valued at market value.

15

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

2
INCOMING RESOURCES
2a Donations and legacies
Planned giving:
Gift Aided donations
Income tax recoverable
Other planned giving
Collections (open plate) at services
Other donations and appeals
Legacies
Grants
2b Income from charitable activities
Fees
Bookstall incl Bible reading notes
Pop In
Ladies ministry
Church social events
Morning Break
Trinity Festival
Community events
2c Other trading activities
Rent from buildings
Trinity Café
2d Income from investments
Dividends and interest
2e Other income
TOTAL INCOMING RESOURCES
2025
Unrestricted
Funds
£
261,673
66,060
31,424
7,457
1,844
5,000
105
373,563
12,866
721
680
1,020
3,018
-
186
1,794
20,285
24,132
15,890
40,022
8,279
8,279
324
442,473
2024
Unrestricted
Funds
£
234,615
57,871
35,839
4,191
-
-
500
333,016
4,815
756
1,290
752
-
100
148
1,276
9,137
24,293
12,976
37,269
9,698
9,698
997
390,117
2025
Restricted
Funds
£
8,795
2,184
1,200
-
22,076
13
23,000
57,268
-
-
-
-
-
-
-
4,829
4,829
19,940
-
19,940
9,617
9,617
-
91,654
2024
Restricted
Funds
£
28,405
6,803
9,054
-
7,507
-
-
51,769
-
-
-
-
1,828
-
-
1,267
3,095
17,742
-
17,742
10,659
10,659
-
442,473 390,117 91,654 83,265

16

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

3
3a
**3b **
RESOURCES EXPENDED
RAISING FUNDS
Mortgage interest on Trinity House
Loan interest for Trinity Project
CHARITABLE ACTIVITIES
Mission and charitable giving
Anglican Missions
Mothers' Union Worldwide
Children's Society
Church Pastoral Aid Society
Christian Aid
Other
Phil Williams (Christian Surfers)
Open Doors
Wellspring Counselling
Crosswinds
Word for Life Trust
Stand by Me
CAP Gordano Debt Centre
Transform Europe Now
Short term mission & other projects
Eli and Jenny Ayo (ZUIA Trafficking)
St Barnabus Knowle West
Connect Schoolswork Project
Kabarole Hospital
Church of Uganda - Girls Hostel
Hope for Life Katanga
Clevedon Foodbank
Tearfund
Next Link
Kinsugi Hope
2025
Unrestricted
Funds
£
-
-
-
1,050
1,050
1,890
1,890
4,725
1,890
2,050
840
4,725
2,050
2,756
2,050
3,800
1,050
2,808
-
-
-
567
393
-
-
35,584
2024
Unrestricted
Funds
£
-
-
-
2,100
1,050
1,890
2,390
4,382
2,390
1,890
840
4,382
1,890
2,663
1,890
2,474
886
2,565
-
-
-
300
-
298
210
34,490
2025
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-
10,000
-
486
-
16,070
-
-
28,000
-
-
1,138
-
-
-
55,694
2024
Restricted
Funds
£
2,005
301
2,306
-
-
-
-
-
-
6,781
-
-
125
375
125
-
-
-
-
1,079
200
-
-
-
-
35,584 34,490 55,694 8,685

17

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2025
3b CHARITABLE ACTIVITIES - continued
Parish activities
Ministry
Common Fund
Rector's expenses
Outreach
Training
Trinity Festival costs
Other ministry costs
Community, Youth and Children's Work
Ministry staff salaries (incl NI)
Ministry staff pension contributions
Ministry staff expenses
Community events costs
Training materials and other costs
Buildings and Services
Heat, light and water
Insurance
Cleaning
Repairs and maintenance
Burial of ashes facilities
Upkeep of graveyard
Depreciation
Upkeep of services
Other buildings and services costs
Other Expenditure
Pastoral: Hardship grants & gifts
Pop In
Ladies ministry
Church social events
Bookstall incl Bible reading notes
Publicity
Bank interest and charges
Governance, audit and independent examination
Sundries
Parish Office
Office staff salaries (incl NI)
Office staff expenses
Telephone and postage
Printing and stationery
Office equipment
Computer support
Other office costs
TOTAL CHARITABLE ACTIVITIES
3c OTHER EXPENDITURE
Church Hall expenditure
Trinity Café
Total Other Expenditure
TOTAL RESOURCES EXPENDED
2025
Unrestricted
Funds
£
148,800
811
637
617
1,889
630
153,384
73,791
3,410
381
400
3,194
81,176
15,250
2,504
13,089
15,777
1,145
3,719
4,950
2,693
329
59,456
5
1,290
1,118
3,929
448
728
426
2,142
1,439
11,525
45,420
8
1,213
2,807
1,223
7,543
475
58,689
399,814
10,007
4,363
14,370
414,184
2024
Unrestricted
Funds
£
160,360
1,353
1,239
44
1,722
319
165,037
66,946
3,247
329
3,892
3,746
78,160
15,455
2,335
13,318
27,265
-
3,277
3,509
3,205
329
68,693
63
1,285
664
-
567
232
369
2,040
786
6,006
46,432
76
2,156
2,944
3,197
9,306
365
64,476
416,862
12,460
3,336
15,796
432,658
2025
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
5,804
540
6,344
-
-
-
4,185
8,832
-
35,943
-
-
48,960
-
-
-
-
-
-
98
-
2,483
2,581
-
-
-
-
-
-
-
-
113,579
-
-
-
113,579
2024
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
2,006
-
2,006
-
-
-
1,037
14,989
-
39,308
-
-
55,334
-
-
-
321
-
-
30
-
2,299
2,650
-
-
-
-
-
-
-
-
68,675
-
-
-
414,184 432,658 113,579 70,981

18

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

4
STAFF COSTS
Wages and salaries
Social security costs
Employer's pension contribution (3 persons)
2025
£
124,279
8,265
3,653
136,197
2024
£
123,568
3,074
3,515
136,197 130,157

The PCC had, in post for the full year, a Community and Youth Minister, Children and Families Worker, Head of Administration, Front Desk Administrator, Finance Assistant and two Cleaners. No employee earned £60,000 or more.

The average headcount of employed staff was 7 (2024:7)

5 INDEPENDENT EXAMINER'S REMUNERATION

The Independent Examination of the Annual Report and Financial Statements has been undertaken by Charlton Baker. Their remuneration was £2,142, including VAT (2024: £2,040)

6 FIXED ASSETS FOR USE BY THE PCC

6a Tangible Fixed Assets:
Freehold land
& buildings
£
Actual / deemed cost
At 1 January 2025
1,881,943
Additions
-
Disposals
-
At 31 December 2025
1,881,943
Depreciation
At 1 January 2025
355,563
Charge for the year
35,839
Eliminated on disposal
-
At 31 December 2025
391,402
Net book value
At 31 December 2025
1,490,541
At 31 December 2024
1,526,380
Furniture &
equipment
£
177,693
13,759
(37,204)
154,248
159,283
5,054
(37,204)
127,133
27,115
18,410
Total
£
2,059,636
13,759
(37,204)
2,036,191
514,846
40,893
(37,204)
518,535
1,517,656
1,544,790

The freehold land and buildings comprise:

(i) The church hall, which was valued at £90,000 in 1997.

(ii) Trinity House, which was purchased for £500,000 in 2010, and refurbishment costs, fees, etc. (£353,568).

(iii) Trinity Centre, which was constructed in the 1980s and has been reconstructed

(reconstruction cost £875,542). Trinity House and the Trinity Centre are now linked.

(iv) The hard landscaping of the Trinity Garden, which was constructed in 2017.

6b Investments:

The investments consist of the assets of the Court Shrine Trust and three Graveyard Trusts, which together comprise the Endowment Funds and which are invested in the Central Board of Finance Investment Fund. At the end of 2025, these funds were valued at £275,236 (£286,698 at the end of 2024). The original cost of these investments was £21,215.

7 DEBTORS

The following amounts were owed to the PCC at the end of December:
Income tax recoverable
Prepayments and accrued income
Other debtors
LIABILITIES : AMOUNTS FALLING DUE WITHIN ONE YEAR
Income received in advance, including Gift Aid
Accruals
Other creditors
2025
£
5,364
5,676
6,369
17,409
3,580
11,157
4,519
19,256
2024
£
5,665
5,096
4,690
15,451
8,118
3,677
6,760
19,256 18,555

19

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

9
NET MOVEMENT IN FUNDS
Net Movements
2025
Income
Donations and legacies
From charitable activities
Other trading activities
Income from investments
Other income
Expenditure
On charitable activities
Other expenditure
Surplus/(deficit) for year
Deficit on investment revaluation
Transfers between funds
Balance at 1 January 2025
Balance at 31 Dececember 2025
Represented by:
Fixed assets
Investment assets
Debtors and prepayments
Cash equivalents
Creditors and accruals
UNR ESTRICTE D FUNDS REST RICTED FUNDS RICTED FUNDS EN DOWMENT F UNDS TOTAL
FUNDS
General
Fund
£
368,563
19,331
26,179
4,950
180
Worship
& Mission
£
-
-
-
-
-
Church
Hall
£
-
-
13,843
-
144
Develop-
ment
£
-
-
-
3,329
-
Children
& Youth
£
5,000
-
-
-
-
Skate
Festival
U
£
-
954
-
-
-
954
-
-
-
954
-
(2,441)
1,487
-
Total
nrestricted
Funds
£
373,563
20,285
40,022
8,279
324
442,473
399,814
14,370
414,184
28,289
-
9,050
375,953
413,292
Court
Special
Shrine
Collections
& Other
Special Fund
£
£
1,000
3,010
-
1,988
-
-
9,612
-
-
-
Trinity

Project
s
£
2,253
-
19,940
5
-
Uganda
£
15,403
250
-
-
-
Community
Music
& Youth
Equipment
Ministry
£
£
4,602
-
2,591
-
-
-
-
-
-
-
Grants &
Donations
£
31,000
-
-
-
-
31,000
3,000
-
3,000
28,000
-
-
-
28,000
Total
Restricted
Funds
£
57,268
4,829
19,940
9,617
-
91,654
113,579
-
113,579
(21,925)
-
(9,050)
1,486,203
1,455,228
Court
Shrine
£
-
-
-
-
-
Graves

£
-
-
-
-
-
-
-
-
-
-
(2,711)
-
67,818
65,107
Total
Endowment
Funds
£
-
-
-
-
-
-
-
-
-
-
(11,462)
-
286,698
275,236
£
430,831
25,114
59,962
17,896
324
419,203 - 13,987 3,329 5,000 954 10,612 4,998 22,198 15,653 7,193 - 31,000 - - 534,127
399,814
4,363
-
-
-
10,007
-
-
-
-
8,862
-
4,971
-
64,641
-
23,038
-
9,067
-
-
-
-
-
513,393
14,370
404,177 - 10,007 - - - 8,862 4,971 64,641 23,038 9,067 - 3,000 - - 527,763
15,026
-
14,741
96,840
-
-
-
97,846
3,980
-
-
100,819
3,329
-
-
75,711
5,000
-
(3,250)
3,250
1,750
-
-
67,282
27
-
(1,138)
3,824
(42,443)
-
-
1,381,619
(7,385)
-
3,188
11,729
(1,874)
-
(10,000)
20,286
-
-
(1,100)
1,463
-
(8,751)
-
218,880
6,364
(11,462)
-
2,148,854
126,607 97,846 104,799 79,040 5,000 - 69,032 2,713 1,339,176 7,532 8,412 363 28,000 210,129 65,107 2,143,756
26,700
-
11,171
105,249
(16,513)
-
-
-
97,846
-
90,000
-
5,043
9,983
(227)
-
-
-
79,040
-
-
-
-
5,000
-
-
-
-
-
-
-
116,700
-
16,214
297,118
(16,740)
413,292
-
-
874
68,158
-
-
-
29
4,220
(1,536)
1,400,956
-
-
(60,800)
(980)
-
-
45
7,487
-
-
-
247
8,165
-
-
-
-
363
-
-
-
-
28,000
-
28,000
1,400,956
-
1,195
55,593
(2,516)
1,455,228
-
210,129
-
-
-
-
65,107
-
-
-
65,107
-
275,236
-
-
-
275,236
1,517,656
275,236
17,409
352,711
(19,256)
126,607 97,846 104,799 79,040 5,000 - 413,292 69,032 2,713 1,339,176 7,532 8,412 363 28,000 1,455,228 210,129 65,107 275,236 2,143,756

Endowment Funds

The income received from the Court Shrine endowment fund can be used on all property related matters across all the church buildings and grounds, including the Trinity Centre, House and Garden. Accumulated income from the Court Shrine endowment is held in the Court Shrine restricted fund until it is used.

The income received from the Graveyard endowment fund can only be used for the upkeep of the graveyard.

Restricted Funds

The Special Collection & Other Special funds consist of money raised and gifts received which are to be used to support specified charitable beneficiaries.

The Trinity Project fund includes all aspects of the Trinity Project: the Trinity Centre development, the purchase and refurbishment of Trinity House, the development of the Trinity Garden and tithe payments. The Uganda fund consists of money raised and gifts received which are to be used to support development and other charitable projects in Uganda.

The Community & Youth Ministry fund was established with a £30,000 grant from the Diocese to help fund the Community & Youth Minister over three years.

Additional money has been added to the fund which is to be used to support the church's community outreach.

The Music Equipment fund was established with gifts amounting to £2,500. This money is to be used to provide audio and music equipment.

The Grants & Donations funds consist of grants and gifts received which are to be used to support specified church ministries and projects.

Unrestricted Designated Funds

The Worship & Mission fund (previously the Jubilee fund) originally consisted of money received from the Diocese as part of their Jubilee initiative. It has been bolstered by part of a legacy received in 2017 and a further legacy received in 2021. The fund is to be used to support projects to enhance worship and support mission outreach.

The Church Hall fund records the hall's income and expenditure.

The Development fund was set up in 2006 from legacies received, which were held to finance building and other larger projects.

During 2007 the proceeds from the sale of the Grove land were added to this fund. The PCC has decided to use this fund to support the Trinity Project.

The Children & Youth fund (previously the Sue Jutsum fund) results from a legacy left by the late Sue Jutsum in 2012. It has been enhanced by part of a legacy received in 2017. The PCC has decided to utilise this fund towards the costs of specific activities within the church's youth and children's work.

The Skate Festival fund provides ongoing resources for the annual Skate Festival that has been held each year in Nailsea.

20

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

9
NET MOVEMENT IN FUNDS -
continued
Net Movements
2024
Income
Donations and legacies
From charitable activities
Other trading activities
Income from investments
Other income
Expenditure
On raising funds
On charitable activities
Other expenditure
Surplus/(deficit) for year
Surplus on investment
revaluation
Transfers between funds
Balance at 1 January 2024
Balance at 31 Dececember 2024
Represented by:
Fixed assets
Investment assets
Debtors and prepayments
Cash equivalents
Creditors and accruals
UNR ESTRICTE D FUNDS REST RICTED FUNDS RICTED FUNDS EN DOWMENT F UNDS TOTAL
FUNDS
General
Fund
£
333,016
8,702
23,776
5,991
555
Worship
& Mission
£
-
-
-
-
-
Church
Hall
£
-
-
13,493
-
442
Develop-
ment
£
-
-
-
3,707
-
Children
& Youth
£
-
-
-
-
-
Skate
Festival
U
£
-
435
-
-
-
435
-
2,214
-
2,214
(1,779)
-
-
3,266
1,487
Total
nrestricted
Funds
£
333,016
9,137
37,269
9,698
997
390,117
-
416,862
15,796
432,658
(42,541)
-
8,110
410,384
375,953
Court
Special
Shrine
Collections
& Other
Special Fund
£
£
1,000
4,078
-
2,790
-
-
10,525
-
-
-
Trinity

Project
s
£
26,603
-
17,742
28
-
Uganda
£
5,918
-
-
-
-
Community
Music
& Youth
Equipment
Ministry
£
£
11,670
2,500
305
-
-
-
-
-
-
-
Cultural
Recovery
Fund
£
-
-
-
106
-
106
-
250
-
250
(144)
-
-
144
-
Total
Restricted
Funds
£
51,769
3,095
17,742
10,659
-
83,265
2,306
68,675
-
70,981
12,284
-
(8,110)
1,482,029
1,486,203
Court
Shrine
£
-
-
-
-
-
Graves

£
-
-
-
-
-
-
-
-
-
-
-
1,517
-
66,301
67,818
Total
Endowment
Funds
£
-
-
-
-
-
-
-
-
-
-
-
6,416
-
280,282
286,698
£
384,785
12,232
55,011
20,357
997
372,040 - 13,935 3,707 - 435 11,525 6,868 44,373 5,918 11,975 2,500 106 - - 473,382
-
414,648
3,336
-
-
-
-
-
12,460
-
-
-
-
-
-
-
15,019
-
-
3,044
-
2,306
41,357
-
-
1,279
-
-
6,689
-
-
1,037
-
-
-
-
2,306
485,537
15,796
417,984 - 12,460 - - 2,214 15,019 3,044 43,663 1,279 6,689 1,037 250 - - 503,639
(45,944)
-
17,610
125,174
-
-
-
97,846
1,475
-
-
99,344
3,707
-
-
72,004
-
-
(9,500)
12,750
(3,494)
-
-
70,776
3,824
-
-
-
710
-
-
1,380,909
4,639
-
1,890
5,200
5,286
-
(10,000)
25,000
1,463
-
-
-
-
4,899
-
213,981
(30,257)
6,416
-
2,172,695
96,840 97,846 100,819 75,711 3,250 1,487 67,282 3,824 1,381,619 11,729 20,286 1,463 - 218,880 67,818 2,148,854
17,891
-
10,980
83,395
(15,426)
-
-
-
97,846
-
90,000
-
3,141
8,789
(1,111)
-
-
-
75,711
-
-
-
-
3,250
-
-
-
-
1,487
-
1,487
107,891
-
14,121
270,478
(16,537)
375,953
-
-
910
67,410
(1,038)
-
-
43
4,573
(792)
1,436,899
-
360
(55,452)
(188)
-
-
17
11,712
-
-
-
-
20,286
-
-
-
-
1,463
-
-
-
-
-
-
-
1,436,899
-
1,330
49,992
(2,018)
1,486,203
-
218,880
-
-
-
-
67,818
-
-
-
67,818
-
286,698
-
-
-
286,698
1,544,790
286,698
15,451
320,470
(18,555)
96,840 97,846 100,819 75,711 3,250 1,487 375,953 67,282 3,824 1,381,619 11,729 20,286 1,463 - 1,486,203 218,880 67,818 286,698 2,148,854

Endowment Funds

The income received from the Court Shrine endowment fund can be used on all property related matters across all the church buildings and grounds, including the Trinity Centre, House and Garden. Accumulated income from the Court Shrine endowment is held in the Court Shrine restricted fund until it is used.

The income received from the Graveyard endowment fund can only be used for the upkeep of the graveyard.

Restricted Funds

The Special Collection & Other Special funds consist of money raised and gifts received which are to be used to support specified charitable beneficiaries.

The Trinity Project fund includes all aspects of the Trinity Project: the Trinity Centre development, the purchase and refurbishment of Trinity House, the development of the Trinity Garden and tithe payments. The Uganda fund consists of money raised and gifts received which are to be used to support development and other charitable projects in Uganda.

The Community & Youth Ministry fund was established with a £30,000 grant from the Diocese to help fund the Community & Youth Minister over three years.

Additional money has been added to the fund which is to be used to support the church's community outreach.

The Music Equipment fund was established with gifts amounting to £2,500. This money is to be used to provide audio and music equipment.

Unrestricted Designated Funds

The Worship & Mission fund (previously the Jubilee fund) originally consisted of money received from the Diocese as part of their Jubilee initiative. It has been bolstered by part of a legacy received in 2017 and a further legacy received in 2021. The fund is to be used to support projects to enhance worship and support mission outreach.

The Church Hall fund records the hall's income and expenditure.

The Development fund was set up in 2006 from legacies received, which were held to finance building and other larger projects.

During 2007 the proceeds from the sale of the Grove land were added to this fund. The PCC has decided to use this fund to support the Trinity Project.

The Children & Youth fund (previously the Sue Jutsum fund) results from a legacy left by the late Sue Jutsum in 2012. It has been enhanced by part of a legacy received in 2017. The PCC has decided to utilise this fund towards the costs of specific activities within the church's youth and children's work.

The Skate Festival fund provides ongoing resources for the annual Skate Festival that has been held each year in Nailsea.

21

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

10 PCC MEMBERS' REMUNERATION

None of the members of the PCC received remuneration for services as employees or consultants during the year or expenses for services as members of the PCC (2024: none)

11 DONATIONS BY PCC MEMBERS

The aggregate value of donations to the various funds of the church made by members of the PCC without conditions was £72,866 (2024: £56,621).

12 RELATED PARTY TRANSACTIONS

PCC members and their family members were reimbursed for expenses and expenditure made on behalf of the PCC during the year:

during the year:
2025 2024
£ £
James Packman - Rector's expenses 1,586 1,174
Paul Mason (husband of PCC member Caroline) - reimbursement for audio visual
equipment purchased 600 1,302
Chris Hughes - reimbursement for Skate Festival costs - 513
Tim Jolly - reimbursement for repair and maintenance materials purchased 1,610 -
Other PCC and family members reimbursed less than £500 each:
Total Amount Reimbursed 568 802
Number of PCC and family members 6 5
The following members of the PCC were related to an individual or connected with a charitable organisation
to which the PCC allocated Mission Support funds during the year:
2025 2024
PCC member
Connection to Mission Support Recipient
£ £
Mary Southwood
Chair of the Trustees of Wellspring Counselling
2,050 8,671
Chris Barnes
Member of Steering Group,
3,242 3,038
Gordano Christians Against Poverty Debt Centre
Sally Winsor
Trustee of Word for Life Trust
14,725 4,382

There were no other disclosable transactions in respect of PCC members, persons connected with them or other related parties.

13 CHURCH WORKERS PENSION FUND

Holy Trinity Nailsea PCC participates in the Pension Builder Scheme section of the Church Workers Pension Fund ("CWPF") for lay staff. CWPF is administered by the Church of England Pensions Board, which holds the CWPF assets separately from those of Holy Trinity Nailsea PCC and other participating employers.

CWPF has two sections:

  1. the Defined Benefits Scheme

  2. the Pension Builder Scheme, which has two subsections; a) a deferred annuity section known as Pension Builder Classic, and, b) a cash balance section known as Pension Builder 2014.

Pension Builder Scheme

Both sections of the Pension Builder Scheme are classed as defined benefit schemes.

Pension Builder Classic provides a pension, accumulated from contributions paid and converted into a deferred annuity during employment based on terms set and reviewed by the Church of England Pensions Board from time to time. Discretionary increases may also be added, depending on investment returns and other factors.

22

PAROCHIAL CHURCH COUNCIL OF HOLY TRINITY, NAILSEA

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025

13 CHURCH WORKERS PENSION FUND - continued

Pension Builder 2014 is a cash balance scheme that provides a lump sum which members use to provide benefits at retirement. Pension contributions are recorded in an account for each member. Discretionary bonuses may be added before retirement, depending on investment returns and other factors. The account, plus any bonuses declared is payable, unreduced, from age 65.

There is no sub-division of assets between employers in each section of the Pension Builder Scheme.

The scheme is considered to be a multi-employer scheme as described in Section 28 of FRS 102. This is because it is not possible to attribute the Pension Builder Scheme’s assets and liabilities to specific employers and means that contributions are accounted for as if the Scheme were a defined contribution scheme. The pensions costs charged to the Statement of Financial Activities in the year are the contributions payable (2025: £3,653, 2024: £3,515).

A valuation of the Pension Builder Scheme is carried out once every three years. The most recent valuation was carried out as at 31 December 2022.

For the Pension Builder Classic section, the valuation revealed a surplus of £34.8m on the ongoing assumptions used. At the most recent annual review effective 1 January 2026, the Board chose to grant a discretionary bonus of 10% to both pensions not yet in payment and pensions in payment in respect of service prior to April 1997; and a bonus on pensions in payment in respect of post April 1997 service so that the pension increase was also 10% (where usually it would be calculated based on inflation up to an annual cap of 5% for pensions in payment in respect of service prior to April 2006 and 2.5% for pensions in payment in respect of service post April 2006). This followed improvements in the funding position over 2025. There is no requirement for deficit payments at the current time.

For the Pension Builder 2014 section, the valuation revealed a surplus of £8.5m on the ongoing assumptions used. There is no requirement for deficit payments at the current time.

The next valuation is due as at 31 December 2025.

The legal structure of the scheme is such that if another employer fails, Holy Trinity Nailsea PCC could become responsible for paying a share of the failed employer’s pension liabilities.

23