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Message from the Chair 'I' is for Impact. The theme for this year has been to strengthen the power and rights of single women. Despite feeling inferior of their single parent statu4 we focused on the power ofon&l Through enriching support sessions over zoom, and physical assistance through the difficult Covid crisis, our women were motivated to keep the positivity goin and not dwell on their vulnerable situation. Single mothers suffered incredibly during Covid. Specifically during lockdown, when they had no spouse to diwde the childcare through these looong weeks of having the kids home. Many had to leave workdue to this, thus incre&singthe financial stres& Thanks to ourgenerous partners, we introduced many new services to alleviate the hardships, and keep ourwomen out ofdebt. Now as we enter the Covid recovery stage, we vvill add the element of recoveryi to remove the enormous burden these women have been carying throughout the dilTicult year, without support. This means we will run new respite and Idsure actfvities to atlow the ovetwhelmed single mothers to reconnect with each other in therapeutic and rejuvenating activities. We will also be running lots of mentoring and therapy sessions to deal with the specific challenges and problems that have arisen, workingthrough them when theyare still fresh. These measures will help us reach our goal for the coming year. that no Single Woman should be left with longterm emotional damage due to the Covid crisis. With hopes and prayers for a year filled with Good Health and, Emotional and Financial Stability, and Happy Famity times for our users, funders and atl of manktndl illfiry 2egfi1 Chfiir
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Remove women from theirs ability and trauma
to reach a place of safety and resilience.
| facing domestic abuse and hardship.Lighthouse aims to
re-educate, re-integrate and re-inspire divorced women
and their children, through health and parenting courses, vocational training,
peer support, social welfare, group counselling, family respite breaks and
regular family activities. Our aim is for these woment e self-sufficient
and go onto build healthy relationships and stabilityin life.
Lighthouse was founded by divorcees themselves, who found themselves in
this undesirable situation, and felt that something must be done to alleviate
the stress of such families. Because all trustees and volunteers are from within
the community, they fully understand the client needs. We are aware that
there is no other organisation t Ss our target audience, with their
specific cultur a ndl circumstantialneed.
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Trustees. report For the Year Ended 31 December 2020 The Trustees present their annual report together wrth the financial Statements of Lighthouse - SuppKJrb"ng Women Through Slomw Times for the 1 January 2020 to 31 December 2020. Objectives and activities a. Policies and objectives The objects of the charity are". to relieve finanual hardship - to relieve the mental and physical sickness of women undergoing domestic hardship by the provision of counselling and support of such persons - to advance in lrfe and relieve the needs of Ung w)ple from single parent families through la) the provision of recreational and leisure time activrties Provided in the interest of soaal weffare, designed to improve their condity'ons of life.. Ibl providing support and activ"eS whith develop their skills, capacities and capabilities lo enable them to parti'apate in sctiety as mature and responsible individuals - such other purposes as aTe challtsble ac(x)rding EThJlish law. In setting objectives and planning for activiti'es. the Trustees have given due consideration lo general guidance published by the Charity Commis%on relatsng to public benefit. induding the gsJhlance'Public benefit.. wnning a charity IP821'. Flnanclal revlew a. Going concem After making appropriate enquiries, the Trustees have a reasonable expectstion Ihal the Charty has adequate resources to continue in Lweralional existence for the foreseeable future. For this reason, they continue lo adopt the going concem basis in preparing the financial statements. Further details regarding the adoption of the going conrn basis can be found in the accounty.ng polioes. b. Reserves policy The trustees do not seek to maintain reserves, other than to erUre Ihat they can conb.nue the actrvities of the charity. Structure. govemanc• and manayment a. Constitution Lighthouse SuptM)rting Women Through Stom)y Times is a lStered charity, number 1135433, and is constiluled under a Trust deed. b. Methods of appointment or glgdion of Trustees The management of the Charity is the responsibilty of the Trustees are elected and ccpopted under the terms of the Tnjsl deed.
Structure. governance and management (continued) c. Financial risk management The Trustees have assessed the major risks to which the Charrty is exposed, in parb"cular those related to the operations and finances of the Charity. and are 5ats"sfied that systems and procedures are in place to mitlgate exposure to the rnajor nsks. Statement of Trustees. responsibilities The Trustees are responsible for preparing the Trustees. rewrt and the finanryal ststements in accordance with applicable law and United Kingdom Am)unting Standards (United Kingdom GenerlY Accepted Accounting Practice}. The law applicable to charities in England & Wales requi$ Trustees to ppare financial stslements for each finanaal which give a true and fair wew of the Stale of affairs of the Charity and of ils incoming resources and applicats.on of resources, induding rts income and expenditure, for that period. In preparing these finanal slalemenls, the Trustees are required to. select suitable accounttng poliues and then apply them c4)nsistenly. observe the methods and principles of the chanh.es SORP IFRS 1021., make judgments and accounting estimates that are reasonable and prudent., state whether applicable UK Accounb"ng Stsndards IFRS 1021 have been followed. subjecl to any material departLtres disdosed and explained in the financial ststements", prepa the financial ststements on the going concem basis unless it is inappropriate lo presume that the Charity wtll continue in ixjsiness. The Tnjstees a responsible for keeping adequate 8tttyjnb.ng records that are sufficient to sh¢)w and explain the Charitys transactions and dise105e wth reasonable accuracy at any lime the financial position of the Charity and enable them to ensure that the finanryal ststements comply vth the Charities Act 2011. the Charity (Accounts and Reports) Regulations 28 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hen for tskiw reasonable steps for the prevention and detection of fraud and other irregularities. Approved by order of the members of the t#)ard of Trustees on 27 August 2021 and signed on their behaw by. F3È8AQ1CÈF4A.. Hillary Regal Trustee
Independent examlnerfs report For the Year Ended 31 December 2020 Indepgndent examinerfs report to tho Tnt&eS of Lighthouse - Supporting Woman Through Stormy Times Ilhe Charity'l report to the charity Trustees on my examinatKJn of the accounts of the Charity for the year ended 31 December 2020. Responsibilities and basis of report As the Trustees of the Chanty are reswnsible for the prepar8b.on of the accounts in acrdanCe wrth the requ1mentS of the Charities Act 2011 Ilhe 2011 ACVI. I report in respect of my examination of the Chantls acct)unts carried out under seciion 145 of the 2011 Act and in carwng out my examination I have follcy•ved the aplee Directions given by the Charity Commission under section 14515llbl of the 2011 Act. Independent examinerfs ststement Your attention is drawn lo the fact that the Charity has prepared the accounts in accordance wlh Accounting and Reporting by CharTties." Ststement of Recommended Practice appli1ble to charib.es tweparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 in preference to the Accounting and Rewttr"ng by Charrties". Slalemenl of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulab.ons but has been withdrawn. l understsnd that this has been done in orderfor the 8c£ounts to prowde a true and fair wew in actordance wth the Generally Accepted Accounting Practice effeth.ve for reporting Feriods beginning on or after 1 January 2015. I have completed my examination. I confimi that no matters have me lo my attention in o)nnection with the examination gimng me cause to believe that in any matenal re5Fect". 8¢xounting records were not kept in reswt of the Charity as required by section 130 of the 2011 Act", or the acc£Jun15 do not actord wrth tFh)se reojrds.. or the accounts (Jo not comply wrth the 8p1¢8b1e requirements ctsnceming the fom) and wnlenl of accounts sel Jt in the Charities (Accounts and Rewrtsl Regulations 2008 other than any requirement that the accounts gNe a Irue and fairf view which is ml a matter considered as part of an independent examination. I have no eoncems and have come ac¥oss no olher matters in ojnnection wrth the examination to which attention should be drawn in Ihis reFort in Lyder to enable a proper undelanding of the accL)unls lo be reached. This rewrt is made solety to the Charrtys Trustees. as a body. in accordance wth Part 4 of the Charities (Aceounls and Reports) Regul8kn"ons 2008. My wtjrk has been undertaken so that I might stsle to the Chartys Trustees those matters l am required to state to them in an Independent examinerfs report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume reswn5ibility to anyjne other than the Charity and the Charws Trustees as a bojy. for my work or for this report. Signed." Dabj: 27 Aust 2021 F Lazega FCCA AhIre untanCY LLP 123 Clapton COmnn London E5 9AB
Statement of financial activitbes For the Year Ended 31 Demr 2020 Restrided Unrestricted funds funds 2020 2020 Total funds 2020 Total funds 2019 Nol• Income from: Donadons and legaeies 41 1.880 Total income 41 43.590 7,880 Expenditure on- Raising fvnds Charitable actiwtie5 243 243 20.635 46 7.984 20.635 Total expenditurg 20,635 243 20.878 8,030 Net movement in funds Reconciliation of funds: 22,914 12021 22.712 (6, 150) Totsl funds brought forwafd Nel movement in fvnds 822 (2021 2.022 22.712 8,172 (6. 150) 22,914 Total funds carried forward 24.114 620 24.734 2,022 The Ststemenl of financial activities indudes all gains and losses recognised in the ar. The notes on pag8s 8 to 13 fM part ofth8se financial stal8ments.
Balan¢0 $h¢ As at 31 D•C•mr 2020 2020 2019 Fixed a88ets Current assets C85h at bank and in hand 24.734 2,022 24.734 2,022 Net current assets 24734 2.022 Total assets less current liabilities 24&734 2,022 Net assets excluding pension asset 24,734 2,022 Total net assets 2{734 2,022 Charlty funds Restrirted fund$ Unrostrictsd funds 24114 620 1,200 822 Total funds 24,734 2,022 The finanoal slalements were approved and authorised for issue by the Trustees on 27 August 2021 and signed on their behaw by". P39fy4QICÈgJFW.. Hlllary Regal Trustee The notes on pages 9 10 14 form part of these financial ststements.
Notss to the financial statomonts For tho Yoar Endod 31 Docambor 2020 G•norn1 Infomiatlon Lighthouse - Supporting Wormen Through Stormy Times 15 a registered charity and is governed by a Trust Deed dated 19 February 2W9. Accounting policios 2.1 Basis of prepardtion of financial statements The financial ststements have been Prepa in accordance wilh the Charities SORP IFRS 1021- Accounting and Reporb"ng by Charib"es.' Statement of Recommended Practi applicable lo charib.es preparing their accounts in accordance with the Financial Reporb"ng Standard applicable in the UK and R$publi¢ of Ireland IFRS 1021 leffeclive 1 January 2015). the Finanaal Reporting Standard applicable in the UK and Republic of Ireland IFRS 102) and the Charibes Act 2011. The financial statements have been prepared to give a Irue and fairf view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a Irug and fair view. This departure has invotved followng the Charities SORP IFRS 1021 published on 16 July 2014 rather than the Artountsng and Reporb"ng by Char"e5.. Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn. Lighthouse - SUppOAg Women Through Stom)y Times meets the definttion of a public benefit entity under FRS 102. Assets and liabilitses are inits.ally recognised at historical cost or transaction value unless otherwise stated in the relevant account.ng policy. 2.2 Income l income is recognised On the Chatrty has entrdement to the income. it is probable that the income will b8 received and tho amount of income receivable can b8 measured r81iably. 2.3 Expenditure Exp8nditur& is renisad once there 1$ a Wl or 0)nStru1 oblation to transfer 8¢onomi¢ benefit lo a third paty, it is probable that a transfer of economic boneffts will be required in Settlement and the amount of the oblall0 can be measured reliably. Expendrture is Classified by activity. The costs of each actiwty are made up of the total of direct costs and shared costs, induding support costs involved in undertaking each activty. Direct costs attributable to a singl8 activity are allocated direcuy to that activty. Shared Costs which contribute to more than one activity and support Costs which are not atth"butable to a single ath.vity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset's use. Expendrture on raising ffijnds indudes all expendriure incurr&J by the Ch81ity to raise funds for its charitable purposes and includes costs of all frJndraising acbvitses events and non-charitable trading. Expenditure on charitsble activities is Irlrred on direcuy undertaking the activities which further the Charitys objectives. as well as any associated supKk)rt o)sts. l expenditure is indusive of irrecoverable VAT.
Accounting policigs (continugdl 2.4 Cash at bank and in hand Cash at bank and in hand includes cash and short-lerm hhlY liquid investments with a short maturity of three months or less from the date of acquisit*)n or opening of the deposit or similar account. 2.5 Financial instrumènts The Charity only ha5 financial assets and finaneial liabiltts.es of a kn.nd that qualfy as basic finanaal inslrumenls. Basic financial instruments are initially recognised at transath'on value and subsequently measured at their serfement value with the exception of bank loans whith are subsequently measured al amortised cost using the effective interest methcxj. 2.6 Fund accounting General funds are unrestricted funds which are available for use al the discretion of the Trustees in furtherance of the general objects.ves of the Chanty and which have not t)een designated for other purposes. Restricted funds are funds vthich are to be used in aC(danCe Nwih specffic restrictions imtx)sed by donors or which have been raised by the Charity for p3cUlar purposes. The costs of raising and administering such funds ate charged against the specrfic fund. The aim and use of each restricted fund is set out in the notes to the finanaal statements. Income from donations and legacies Restrlcted Unrestrfcted funds funds 2020 2020 Total fund$ 2020 Donations Grants 41 41 43,549 43.549 43,549 41 43.590 Restricted funds 2019 Total fvnds 2019 Grants 1.880 1,880
Expgndityrg on raising fvnds Costs of raising voluntary income Unrestricted funds 2020 Total funds 2020 Costs of rai&ng voluntsry income 243 243 Unreslncled fvnds 2019 Total funds 2019 Costs of raising voluntary ineome 46 46 Anatysis of grants Grants to Individuals 2020 Total funds 2020 Grants to individua 425 425 Grants to Individuals 2019 Total funds 2019 Grants to individuaL% 1,880 7,880
Analy$l$ of p1ndIture on ¢harttablo a¢llvltl85 Summary by fund type Restricted funds 2020 Total funds 2020 Charitable activities Grants to individuals 20,210 425 20,210 425 20.635 20,635 Restricted fvnds 2019 Total funds 2019 Charitsble activities Grants to individuals 6,104 1,880 6. 104 7,880 7.984 7.984 Analysis of expenditure by athiti ivities undertaken directly 2020 Grant funding of activities 2020 Total funds 2020 Charitable activiligs Grants to individuals 20.210 20,210 425 425 20,210 425 20,635
Ana$1$ of expendlture by a¢tlvltl•$ l¢ontlnu•dl AclikTbes undertaken "recdy 2019 Grant funding ol acb"vib"es 2019 Total fund5 2079 Chanlablg a¢bwlies Grants to irKlividuals 6,104 6, 104 1,880 1,880 6. 104 1,880 7,984 Anatysis of direct ¢osts Totsl funds 2020 Ltivities 2020 Fcod. housakjld and ki(Is pa¢kaggs Programmes and evgnts 20,080 130 20.080 130 20,210 20,210 Total funds 2019 Activities 2079 Respite and tn'ps Food, household and kid5 packages Programmes and events 3,087 647 3.087 647 2.370 2.370 6,104 6, 104 Ana51$ of support costs Trustees. remuneration and expenses During the year, no Trustees any remUneratsc or other benefits (2079- £NIL). During the year ended 31 Decem 2020, rn Trustee expenses have been incurred {2019- £NIL).
Summary offunds Summary of fund$- ¢urront yoar Balance at 31 December 2020 Balance at 1 January 2020 Incom• EndItur• General funds Restricted funds 822 1.200 41 1243) (20.635) 620 24.114 43.549 2.022 43,590 (20,878) 24.734 Balance at 31 Dember 2019 Balance 8t l January 2019 Income Expendrfure General funds Reslrided fund$ 868 7.304 (46) (T,984) 822 1,200 1.880 8,172 1,880 (8,030) 2,022
Oui Pdilnois Iioiesh Clidiilat)le Tius( COMMUNITY FUND THE UK FUND FOR WOMEN AND GIRLS TESCO Bag5 of H* Icff locd wrie EDRA In partner5hipwth COMIC RELIEF THE NATIONAL LOTTERY COMMUNITY FUND HM Govemment tsL41K1LA[E5 chilu. The London Community Foundation
-Lighthouse supporting women through stomiy times Trustees Hillary Regal Laurence Freeman Ita Cymemian MBE Charity registered number 1135433 Principal office 30a Dunsmure Road London N16 5PW Bankers Lloyds Chelmsford Legg St Osc 1 Legg Street Chelmsford Essex CM1 1JS