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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 1135400

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

FOR

NOAM HATORAH (LONDON)

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

NOAM HATORAH (LONDON)

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10

NOAM HATORAH (LONDON)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are the advancement of the Orthodox Jewish faith, the advancement of Orthodox Jewish education, the relief of poverty amongst members of the Jewish faith, and other such purposes as are charitable according to English law.

Public benefit

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives and in planning future activities.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

During the year under review the charity received donations that amounted to £275,402 (2024: £207,338) and paid donations that amounted to £118,374 (2024: £74,569).

FINANCIAL REVIEW

Financial position

The charity's reserves stand at £684,740 (2024: £626,665) The trustees plan to continue to make grants in accordance with the charity's objectives whilst continuing to ensure that an appropriate level of reserves is maintained.

Reserves policy

The reserves policy is to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions.

FUTURE PLANS

There are no current plans to change the activities or modus operandi of the charity for the foreseeable future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a trust deed and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Induction and training of new trustees

The charity trustees periodically review and consider possible training requirements to best suit the charity's objectives.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1135400

Principal address

16 JESSAM AVENUE LONDON E5 9DU

Page 1

NOAM HATORAH (LONDON)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

Trustees

Y Reiner C A Reiner M Ekstein A N Hobig Trustee

Independent Examiner

M A VENITT Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

Approved by order of the board of trustees on 8 January 2026 and signed on its behalf by:

Y Reiner - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF NOAM HATORAH (LONDON)

Independent examiner's report to the trustees of NOAM HATORAH (LONDON)

I report to the charity trustees on my examination of the accounts of NOAM HATORAH (LONDON) (the Trust) for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M A VENITT

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

8 January 2026

Page 3

NOAM HATORAH (LONDON)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

31.3.25
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
275,402
Investment income
2
77,657
Total
353,059
EXPENDITURE ON
Raising funds
3
141,282
Charitable activities
Charitable activities
153,702
Other
-
Total
294,984
NET INCOME
58,075
RECONCILIATION OF FUNDS
Total funds brought forward
626,665
TOTAL FUNDS CARRIED FORWARD
684,740
31.3.24
Total
funds
£
207,338
174,198
381,536
108,598
74,598
3,460
186,656
194,880
431,785
626,665

The notes form part of these financial statements

Page 4

NOAM HATORAH (LONDON)

BALANCE SHEET 31 MARCH 2025

Notes
FIXED ASSETS
Investment property
6
CURRENT ASSETS
Debtors
7
Cash at bank
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
9
Unrestricted funds
TOTAL FUNDS
31.3.25
Unrestricted
fund
£
659,455
12,594
15,888
28,482
(3,197)
25,285
684,740
684,740
684,740
684,740
31.3.24
Total
funds
£
625,219
-
4,647
4,647
(3,201)
1,446
626,665
626,665
626,665
626,665

The financial statements were approved by the Board of Trustees and authorised for issue on 8 January 2026 and were signed on its behalf by:

M Ekstein - Trustee

C A Reiner - Trustee

Y Reiner - Trustee

A N Hobig - Trustee

The notes form part of these financial statements

Page 5

NOAM HATORAH (LONDON)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

Rents received
Deposit account interest
31.3.25
£
77,538
119
77,657
31.3.24
£
174,198
-
174,198

Page 6

continued...

NOAM HATORAH (LONDON)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

3. RAISING FUNDS

Investment management costs

Rent paid
Repairs
Insurance
Advertising
Management commission
Telephone
31.3.25
£
105,019
21,816
3,772
315
8,596
1,764
141,282
31.3.24
£
105,103
-
3,495
-
-
-
108,598

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2025 nor for the year ended 31 March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 207,338
Investment income 174,198
Total 381,536
EXPENDITURE ON
Raising funds 108,598
Charitable activities
Charitable activities 74,598
Other 3,460
Total 186,656
NET INCOME 194,880
RECONCILIATION OF FUNDS
Total funds brought forward 431,785
TOTAL FUNDS CARRIED FORWARD 626,665

continued...

Page 7

NOAM HATORAH (LONDON)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

6.
INVESTMENT PROPERTY
FAIR VALUE
At 1 April 2024
Additions
At 31 March 2025
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
9.
MOVEMENT IN FUNDS
At 1.4.24
£
Unrestricted funds
General fund
626,665
TOTAL FUNDS
626,665
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
353,059
TOTAL FUNDS
353,059
£
625,219
34,236
659,455
659,455
625,219
31.3.25
31.3.24
£
£
12,594
-
31.3.25
31.3.24
£
£
3,197
3,201
Net
movement
At
in funds
31.3.25
£
£
58,075
684,740
58,075
684,740
Resources
Movement
expended
in funds
£
£
(294,984)
58,075
(294,984)
58,075

continued...

Page 8

NOAM HATORAH (LONDON)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

9. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.4.23
£
Unrestricted funds
General fund
431,785
TOTAL FUNDS
431,785
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
381,536
TOTAL FUNDS
381,536
Net
movement
At
in funds
31.3.24
£
£
194,880
626,665
194,880
626,665
Resources
Movement
expended
in funds
£
£
(186,656)
194,880
(186,656)
194,880
At
31.3.24
£
626,665
626,665
194,880

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.23
£
431,785
431,785
Net
movement
in funds
£
252,955
252,955
At
31.3.25
£
684,740
684,740

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
734,595
734,595
Resources
Movement
expended
in funds
£
£
(481,640)
252,955
(481,640)
252,955
Resources
Movement
expended
in funds
£
£
(481,640)
252,955
(481,640)
252,955
252,955

continued...

Page 9

NOAM HATORAH (LONDON)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2025.

Page 10