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2025-01-31-accounts

Trustees’ Annual Report for the period

From 1 February 2024 To 31 January 2025

Charity name: The Pell Charitable Trust

Charity registration number: 1135398

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The objects of the charity are to further such
objects or purposes which are exclusively
charitable according to the law of England and
Wales in any part of the world and in such
manner as the trustees may in their absolute
discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
In furtherance of the charity’s objects for the
public benefit the trustees shall provide grants.
In determining the charity’s activities the
trustees have had regard to the Charity
Commission’s guidance on public benefit.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38
Policy on social investment Para 1.38
including program related
investment
Contribution made by Para 1.38
volunteers
Other

1

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 During the year under review the charity made
grants to 16 different organisations, totalling
£188,010.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

2

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the reporting period the charity
had reserves of £25,444 (2024: £42,265). In
addition to the free reserves the charity has
bank balances of £140,085 (2024: £166,494)
and investments valued at £1,114,064 within
the endowment fund. The Trustees pursue a
policy of maintaining a free reserve available to
be spent in the furtherance of the charity’s
objectives as well as covering future needs,
opportunities, contingencies and risks.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22
Amount of reserves held Para 1.22
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

3

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 The trust is governed by trust deed dated 19
March 2010.
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the Settlors jointly, or
survivors of them, during their lifetimes and
subject to this by trustees.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name The Pell Charitable Trust
Other name the charity uses
Registered charity number 1135398
Charity’s principal address Trustees Department
1stFloor, Tower Wharf
Cheese Lane, Bristol
BS2 0JJ

4

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (if any)
Gordon Francis Pell
Marian Priscilla Pell
Oliver David Pell
Victoria Lundgren
Ludlow Trust
CompanyLimited
From: 04/09/2024
Ludlow Trust
Company (London)
Limited
(Formerly: Messrs.
Hoare Trustees
Limited)
To: 04/09/2024

– Corporate trustees names of the directors at the date the report was approved

Director name
GarySt John Collins
Walter Duncan Coxon
Ali Reza Sarikhani
Ziba Christina Sakine Sarikhani
Christopher Ian Thurlow
Matthew John Wickers
Mr John Stephen Dennis Resigned 25/10/2024

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

5

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser
Name
Address
Investment Managers Coutts & Co. 440 Strand, London, WC2R 0QS
Bankers Coutts & Co 440 Strand, London, WC2R 0QS
Independent Examiner Geoffrey Frost Blue Spire Limited, Cawley Priory, South
Pallant, Chichester, West Sussex, PO19 1SY
Administrator Ludlow Trust Co
Ltd
Ludlow Trust Co Ltd, Tower Wharf, Cheese
Lane, Bristol, BS2 0JJ

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

6

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) ~~re~~ Full name(s) Katherine Forder Position (eg Secretary, On behalf of Ludlow Trust Chair, etc) Company Limited (Trustee)

Date 27 November 2025

7

01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
01.02.2024
31.01.2025
1135398
The Pell Charitable Trust
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee~~
CC16a
~~-~~
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income from investments 23,465 - - 23 23,465 18,815
Interest received 4,150 - - 4 4,150 1,707
Donation to trust from Settlor - - 400,004 400 400,004 160,000
Historic investment managers fee compensation - - 12,400 12,400 12,400 4,875
- - - - - -
- - - - - -
- - - - - -
- - - - - -
Sub total(Gross income for AR) (Gross income for AR)27,615 - 412,404 440,019 440,019 185,397
A2 Asset and investment sales, (see
table).
Sale of investments
-
-
915,742
915,742
343,026
-
-
-
-
-
Sub total -
-
915,742
915,742
343,026
Total receipts
27,615
-
1,328,146
1,355,761
528,423
~~———_—~~
A3 Payments
Grants awarded 188,010 - - 188 188,010 101,870
Investment managers fee(VAT inclusive) - - 5,383 5 5,383 3,497
Trust administration fee(VAT inclusive) 6,958 - - 6 6,958 9,181
Independent Examiners fee 780 - - 780 780 5,586
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
**Sub total ** 195,748 - 5,383 201,131 201,131 120,134
A4 Asset and investment purchases,
(see table)
Investmentpurchases
-
-
1,197,860
1,197,860
356,481
-
-
-
-
-
Sub total -
-
1,197,860
1,197,860
356,481
Total payments
195,748
-
1,203,243
1,398,991
476,615
~~_———==~~
Net of receipts/(payments) (168,133) - - 124,903 124,903 - 43,230 - 43,230 - 43,230
51,808
51,808
A5 Transfers between funds 151,312 312 - - (151,312) - - - -
A6 Cash funds last year end 42,265 42,265 - 166,494 - 166,494 - 166,494 208,759 208,759 156,951 156,951
Cash funds this year end 25,444 25,444 - - 140,085 140,085 165,529 165,529 208,759 208,759

CCXX R8 accounts (SS)

24/11/2025

8

Section B Statement of assets and liabilities at the end of the period

Unrestricted
Restricted
Endowment
Categories Details funds
funds
funds
to nearest £
to nearest £
to nearest £
B1 Cash funds -
-
6,375
23,652
-
-
-
-
133,710
1,792
-
-
-
-
-
-
-
-
25,444
-
140,085
Bank Account Capital
Current Account Capital
Bank Account Income
IM Account Capital
IM Account Income
Total cash funds
~~2s~~
(agree balances with receipts and payments (agree balances with receipts and payments
account(s)) OK
OK
OK
Unrestricted
Restricted
Endowment
funds
funds
funds
Details to nearest £
to nearest £
to nearest £
B2 Other monetary assets -
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
~~—===~~
Details Fund to which
asset belongs
Cost (optional)
Current value
(optional)
B3 Investment assets Endowment
-
1,114,064
-
-
-
-
-
-
-
-
Investment portfolio
~~===~~
Details Fund to which
asset belongs
Cost (optional)
Current value
(optional)
B4 Assets retained for the
charity’s own use
-
-
-
-
-
-
-
-
-
-
-
-
-
-
~~===~~
Fund to which
Amount due
When due
Details liability relates
(optional)
(optional)
Signed by one or two trustees on behalf of
all the trustees
B5 Liabilities
CCXX R9 accounts (SS)
Endowment
447
Unrestricted
780
Unrestricted
633
-
-
Date of
approval
Print Name
Katherine Forder on behalf of Ludlow
Trust CompanyLimited(Trustee)
Signature
Investment management fee
Independent examination fee
Trust administration fee
9
24/11/2025
27 November 2025
~~=~~

Independent Examiner's Report to the Trustees of The Pell Charitable Trust

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 January 2025 as set out on pages 8 to 9.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

28 November 2025

Geoffrey Frost BSc(Hons) FCA Date Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY