Charlty number. 1135323 CROMER PCC {PREVIOUSLY CROMER PAROCHIAL CHURCH COUNCIL> UNAUDITED TRUSTEES, REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 CONTENTS Page Rqference and admlnl8tratlve detalls of the Charlty. Its Trust••s •nd advlsern Trustsos. report &13 Independent •xamIne$ report 14 Statement of flnanclal actlvltles 15 Balanco shmt 16 Not•$ to flnanclal 8tatsmènt8 17-25
GROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY. ITS TRUSTEES AND ADVISERS Members of the PCC are either exaofficio. co-opted or elected by th8 Annual ParoGhial Church Meeting {APCM} in aGcordance with the Church Representation Rules and wlth the aim of havit adequate representation from 8ach congregation. During 2025 the following served as membars of the PCC and trustees of Ihe charfty: Incurnbent Revd Wlll Warren Clorgy Revd Julia Chamberlln (Associate WKar) luntll May 2025) Revd Joanna Haywood (Curate) {untll February 2025) Revd Jennie Hodgkinson (Assistsnt Minist8r) Churehwardons Ivan Kimble David Loades Offlcers Davld Orstx)me, PCC Secretary Doug TLrthS11. PCC Treasurer Gtyn Purfand, Electoral Roll Offker Represontatlves el•dfjd to Ihe Deanery Synod Davld Anderson Anne Cottingham John Hodgkinson David Orsbome Lay Represenlatlvès elected to tho Deanery Synod David Andorson Anng Cottlngham John HIgkInSon David Or$tme Lay Members of tho Diocesan Synod David Orsbome Ivan Kimble David Loade8
CROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 Lay Represontatives elected by the APCM ('Elected Members,) Judith Anderson Jill Boyle (from April 2025) Dennis Broughton {until Aprll 2025) Anna Coghlan (from April 2025) Chrlstophèr jauler (from April 2025) Tracy Johnson Hazel Mardlin (from Aprll 2025) Jon Mardlin (from Aprll 2025) Sarah Mccandlish Alison Orsbome (until April 2025) Mary Palllster {until April 2025) Gtyn Pudand (until April 2025) Simon Purslow (from April 2025) Eileen Wo(xlfield Co-opted Members Simon Purslow (until April 2025) Doug Tuthill Charity reglstered number 01135323 Prlnclpal offlce The Church Office, Cromer Parish Hall, 65 Church Street, Cromer NR27 9HH Ind¢pend•nt examiner Timothy Hignett and Partners Limited, 7 Hh Str88t. Cromer, Norfolk, NR27 9HG
CROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT Vlcarfs Report "I wlll bulld my church" (Matthew 16..18} In our recent sermon series in the middle chapters of Matthevls Gospel, we reffeC on the Lord Jesus, promlse to build his church despite Satan's opposition. As we look back over the past year. we relolce that he has been faithful to that promise here in Crom8r. Lives contlnue to be transfomied as Ihe gospel is pr0dalml yek by yk through our many and varled èvents and actlvitie8. As In premous years, I will review our ministy through the lens of the three-fold strategy set out in our vision: DraviiThJ In, Bulldlng Up, and Sending Out. Drawin In The rhythm of our mlsslon contlnues to follow a consi8lenl weekly and seasonal pattem. One example of our weekly outreach is Mustsrd Seed al St Martin's, offering food, community, and gentle engagement wth the Christian gospel to those in the Suffld Park district. It was a great joy this autumn to witness baptisms arising from thls mlnlsty. and wè ccrfinu8 to pray thal God would use this work to halp many more encounter hls love in Christ. Similarly, CC Toddlers meets each Tuesday in the parish hall, providing connection for young families and opportunities to engage with the gospel in an informal and welcoming settlng. Our lermly Beachfest Extra events have continued alongsida our annual summer ek of mlsskjn. This year. we gathered in North Lodge Park wlth a pirate-them programme, reaching many familie5 In a new setting. Comerstone Cafe, our holiday ministy. and the bookstall have again welwmed and s8rved thousands of visitors to th8 parish church. These minlstrles continue to provlde natural points of contact, wlth a numbèr of visitors going on to atteThJ Sunday worship. ChrSstmas and Easter remain key moments for outrèach. As in previous years, we distributed invitations to our Christmas events across the communty. and our soclal medi8 engagement reached thousands. Atter)dance at our Christmas services was strong, wlth many non-christians hearing the gospel clearly presented. On Good Friday, our Easter Passion Play dr8w large crowds. many of whom ware visibly moved by what they wttnessed. Although talk of a "Quiet RevSval" continues to b8 debated nationally. we have certainty seen a steady stream of people - includlng younger men - attending worship and expressing a desira to explore the claims of Christianity. We how to run an Alpha course later In the spring to provKle an acssible space for enquirers to conslder what il might mean to follow Jesus.
ROMER PCC- CHARITY NUMBER: 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT (CONTINUED) Buildin Jesus. promise to build his church Is given in response to Peterfs confession of faith. At the heart of all we do at Cromer Church is the opening of Scripture so that faith in Christ may grow. This year, our Sunday preaching has taken us through the rich mlddle sectlon of Isalah. explorlng the portraits of the Suffering SeNant fulfilled in Jesus. More recently, we have retumed to Matth8Ws Gospel to see afresh how Jesus 15 revealed as the promised King. To mark 1700 years of the Nicene Creed, our evenSng services spent 5eveTal weeks exploring its enduring truths. We are currently considering God's design for life In the early chapters of Genesis. l am daeply grateful to 811 who lead and preach at our Sunday Servi5, giving careful and prayerful time to preparalion. Alongside our adutt ministry. CC Kids meets weekly to open the Bible wth our younger members. hdping to build strong foundatlons for a lifetime of discipleship. At a tima when many churches see few young people, we are thanlrful for those the Lord has entrusted to us and long to see more children and young people come to know Jesus. With a r8duc8d stsff team for muth of this year, our small group leaders have Inevltably received less overslght than usual. l am vary grateful for their faithfulness and understanding, a8 well as for Ihelr engagement with the weekly studles that accompany our Sunday sermons. In the months ahead, we hope to strengthen this area of ministry and to re- emphasize the vital role of small groups as place6 of dlsclpleshlp. prayer, and connection thin a larger church family. In recent years, there has been a growlng sense that the Lord is calling us to ren8w8d earnestness in prayw. Several new prayer gatherings have begun, and we have reintroduc prayer ministry during Sunday mornlng servlces - something that was paused during the COVID peric*J. We pray that thls deepening dependence on the Lord M+ill bear lastlng frult. In September, we PLFblldy launched our Renew, Renovat8, Reinvest (R3) project. This initiative seeks to reorder the parish church building to provlde a more flexlble space for mission and mlnlsty In a changing era. The project team has met regularly throughout thè year, and In the comlng months we Iwk forward to sharing further details about the nexi stages and how members of the church family can be involved. While it would be easy to think of R3 simply as a building project, its true fo4$ is people - people encountering Jesus and belng transformed by him. Just as our Victorian forebears undertwk significant rebjrbishment with a vision for gospel wtness in Cromer, so we pray that this Vrk will leave an eternal legacy for our generation and those to come.
CROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDEO 31 DECEMBER 2025 TRUSTEE'S REPORT <CONTINUED} Sendin Out Cromer Church continues to support a wlde range of mlssion partners, both in the UK and overseas. Having 8UPPOrted Chrlstians Against Poverty and Hope Into Actlon for the last missionary cyde, we have voted to support Tessa Development Trusvs work in Uganda and also Mission Without Borders and their mission in Eastern Europe. As part of our mlssionary engagement, this year we were pleased to host visits from Michelle Proctor, Mission Without Borders, and support Rev TIM Britt8n's vi8lt to give theological teachlng In the dicr£se of Soroti in the Angllcan Church of Uganda. Through the Church of England Evangdiol Council's Ephesian Fund. we are able to provide financlal support to several parishe8 In socially Ghallenglng contexts across the diocese. In May, our Assodate Wicar. Julla Chamberlin, left to become Vicar of St Helen's Bishopgate In Norwich. We give thanks for her ministy among us and pray for her as she serves in this new role. At the tlme of writing, we are seeking to recruit her successor. Although vocations to ordaSned ministry are natlonally in dedine. we hope in due course to host a training curate, Investing in future gospel workers. At a time when many churches struggle to find volunteers. it is a particular joy that so muth of our church IEf8 Is sustained by the faithful service of our members. This report provides another opportunity to thank all who serve. whether publicly or behind the scenes. l am espeoally grateful to our thurchwardens, David Loades and Ivan Kimble. who have (xrried significant leadership responsibility during a year of reduced staffing. My thanks also go to our staff team - Lesley, Doug. Anna, and Amy- for their dedication and resilience. Davld Orsbom8 continues to $8rv8 Wlth great diligence and wisdom as PCC Secretary, ensurlng that our governanc8 and administration are handled with quiet 8ffectiveness. May Gixl ¢ontinu8 to pour out his blessirKJ Upc us in the year ahead, and may he g) on bulldlng his church her8 in Cromer for his glory. Revd Wllllam Warr•n Vlcar
CROMER PCC- CHARITY NUMBER. 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT (CONTINUED) PCC Secretary's R•port The Parochlal Church COU11 IPCC) met 11 tlmes In 2025. This included one Saturday half4ay Awayday following the Organisatlonal Health and Operational EffliV&n8$s Revi8w Caled out by Andrew Bagwell, a specialist consultant. In addition, PCC mernbers attended an evening workshop Session run by Mr Bagwell. Each meeling began wlth Blble stly, worship and pray8r, and meetings were planned to ensure a good balance between roLrtine business and different aspects ofour vision. mlsslon and ministry. EaGh meeting looked In detail at or more key aspects of our work and, during 2025, PCC business included item$ on: Safeguarding. our Mission Partners, vision priorthes and action points, budget and fInar matters including Parish Share, a wide range of fabric and buildings matters at the Parish Church and St Martin's, our Dogs In Church policy, actions arising from the Fire Rlsk Assessment. the proposed 'Renew. Renovate. Reinvest, Building Project. leadership strudures, staffing (including the appointment of an Associate Vicar), BeachFest and the church camival float. naw ministry and mission opportunities at St Martin's and the Parish Church, welcome (including welMe Meals). and th8 stsrt of tha CPAS oourse 'Leading your church in evangelism,. Each meeting received reports from the Standing and Finan Committee. the Parish Safeguarding Officers. the Treasurer, the Electoral Roll Officer and the Health and Safety Team, PCC also received regular reports from the Leadership Taams {Mission, FabriG and Communications), when they met. and the Deanery. Diocesan and General Syncds when these met. Where reports contalned recommèndations to PCC these were considered and voted on. Members of the PCC are Trustees of Ihe charity and have a duty to be good stewards of our finances, so the Treasurer's Report Is always a key item on the agenda. Budget planning and monitoring are Important because they ensure that the funds we recelvè are used pnKlenlly to enable and support our vision and all the elements of our mission and ministry. PCC members work hard to aGhr&ve a vision4riven, balared and aspirational budget and we're grataful to the Treasurer for hls carèful and dilv38nt work and for providing budget reports that are clear 8nd easy to understand. Full dètails of the 2025 Financi81 Year can be fourKI In the Treasurerfs Report and Accounts, elsewhere in this booklet. Standing and Flnance Committee (S&F), the steering commlttee of PCC as prescribed by the Church Rapresént8tion Rules, met eight times durlng 2025. Members are the Vicar. Churchwardens. Treasurer (Doug Tuthill), S&r8tsry (David Orsbome) and PCC members elected by PCC (Ann& Cottingham and David Anderson). S&F dealt wth any urgent business that arose beteen PCC meetings. worked on matters delegated to it by PCC and, lo make the best U8e of PCC time and aid good govemance, re¥Wed the declslons and rewmmendatlons from each PCC meeting to ensure that items requiring further work had been identified and were being followed up. S&F worked with the In¢umbenl to plan the annual PCC programme and draw up the agenda for PCC meetings. Th8 Leadership Teams (arry OLrt in-dèpth work in areas where they have expertise and interest, before making recommendatlons to PCC. Membership of the Lead8rshlp T8ams consists of PCC members (who are expected to serve on at least one Leadership Team) and others, not on PCC. who have relevant knowledge. experience and commitment to setve In a particular area.
CROMER PCC- CHARITY NUP+lBER'. 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT (CONTINUED) Thre8 Leadership Teams vrfer8 In place during 2025: Communicatlons Leadershlp T8am, Fabrio Leadership Team and Mlssion Leadership Team although reduced staffing meant that only Fabric Leadership Team was able to meet regularty in the seGond half of the year. Following the OrganlsatSonal Health and Operational EffectNeness Revlew and the subsaquent Awayday, PCC decided lo review these arrangements lo ensure that they still meat our reeds. They expect to ccmpléte this woth in the early part of 2026. Attendance at PCC was excellent throughout tha year Bnd members have wotked well together on some challenging issues and through some long and MPleX meetings. l am very grateful to members for their commitment and faithfulness, and for their help and suppjrt in ensuring that PCC business runs smTr)thly. PCC aims to be as opèn and transparent as posslbl8 about its work and, lo that end, the outline agenda for each meeting is published in the W8ekty Upjate in advance of each meetlng, and a list of the declslons tak8n Is published in the Weekly Update once the mlnutes have b*n approved by PCC (normally at the following meetlng). Thè mlnutes of each meeting (apart from any confidentl81 items) are also made available on ourwebsite once they have been approved by pcc. During 2025. the PCC has complbed In all respects with the House of Bishops, guidance on safeguarding as required by s5 of the Safeguarding and Clergy Discipline Measure 2016. Davld Orsborne PCC Secretary
CROMER PCC- CHARITY NUMBER: 1135323 YEAR ENDED 31 DECEMBER 202S TRUSTEE'S REPORT (CONTINUED) Fabrlc Report Thls report is a brref summary of the various vrkS (%rrSed out to the buildings, ebther owned by Cromer Church, or for whlch the Church is responsible, during the calendar year of 2025. There were a number of signfficant projects which were successfully compl8ted in 2025. Also, a strateglc project feasibility study was commission1 in the year. This Report does not cover day to day r8pair vrkS and mlnor maintenance of which there are lots. Parish Church Thg works carrfed oui on this grade 1 11st bulldlng during the year are., - Installation and commi6slonlng of a full fire detection and alam) system with service centre notifications to key hokjers meeting the recommendatlons In the previous years, Flre Risk Assessment Report {FRARI. Upgrading of the electrlcal dlstribulion boards located In the cupI)oaid by the main south door, for the fire alarm system and the new glass doors. Installation of additional emergency lighting for compllance with the FRAR. R8place 1 fire alami beacon stolen from the toilets and repair 1 b8acon. Repair to the William Morris stain glass winéow following a broken pane from an Impact of a projectile unknown. Installation of Automatic frame-18Ss glass doors at the entrance to the Church. following an approved facuKy, irlUding a naw FX)wer supply. North alsle stair turret- clearance and Improvement in rainwat8r discharge from flat roof. Bi-annual clearance of lead gutter and gullies to roofs. Emergency repairs carried out following the rainstonn damage to the incoming electrical supply CUpLrd in¢luding tha lighting controls and the fir8 alaTh wireless systsm. Rebuildlng of the incoming electrical suppty enclosure for compliance wlth the FRAR and build in water resistance against future stomi water IngS$ and cary out remedial electrical works. The parish church kitchen fan upgradè, including additional duct work. New power supplied to churGh servery for the fly eradicator, Mlnor patch repairs to driveway In churchyard by councll. Removal of diseased and decayed tr88 With an approved facurty. Servicing the heating boiler for the loungeltoilets. Replacing bumt out switch fuse(J spur in the vestry. Ongoing monthly emergency Ilght testing. Annual and quarterfy Maintenan of the church heatirvJ and flre alarm 5ysI8rns. Installation of wireless heatlng control for the lounge and the nave of the church.
CROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT {CONTINUED) A feaslblllty study was requested by PCC for a proposed remodellng of the Parlsh Church. PCC unanlmously agreed to progress Option 2 of the feasibility report, and this optlon and thè feasibility report. We shared with congregations over a weekend in September. Also in the year, aftar September. consultations concerning the feaslbllSty of the project were hdd writh a sub-committee of the DAC. and the Ch8ncdlor. St Martin's Work continue$ to maintain the bulldlng In a good state of repair by keeping on top of minor defects as they arise. The Improvements during the year were as follows:. Installatlon of a full fire d8tection and alami system with servlce ntre nollficatlons to key holders meeting the recommendations in the previous years, Flre RlskAssessment Report (FRARI including Installing new power supply for the system. Thè double woc%ten entrance gates were replac8d at the church entrancè. Replacement of a faulty soundar beacon. Installation of new ventilation system in tha hall. Thre8 notlce boards in the worship area were replac8d. The vertical blinds on the large window in the worship area were replaced. The work top counter on the stage was remodeled and the audio cupboard on the stsge was removed to make room for an addltlonal fridge and freezer. Moving Sockets for freezers. An active loudspeaker was installed in the lounge connected to the sound desk In the worship area. Thls can also be used Independently in the lounge. Replace fauty Ilght in the h811. The iron gate on the slde entrance was removed. Wire new double socket for the freezers in th8 hall. Flt floor sockets on th8 plaiform to prevent trailing extenslcffl leads for Muslard Seed servery. servi the gas heaters in the hall and worship area. SeNlce the boller for thè kitohen and toilet areas, Yh minor repairs. Replacement of a corroded 13amp socket in the hall. A Structurdl assessmenl of the worship area Iloor and plafform to permll a full immersion baptlsm in an inflatable hot tub on the dias in the worship area to be able to tske place.
CROMER PCC- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT (CONTINUED) Parlsh Hall The work carried out during the year are:. Fit new emergency Ilght fftting in the main corridor as part of the FRAR. Carry out repairs to the disabled toilet followng damage caused by 8 user. Carry out repairs to 2 of the gas heaters in the main hall. Clearance of lead gutters and general eaves gutters. There were repalrs to a small section of lead flashing above th9 kitchen. Annual heatlng maintenance. (In addllk)n, a fault was found in 2024 and the new part ordered, and fitted in 2025.) A repair to the suspended ceiling was carried out where a1008e fram8 am w88 refLxed. Carry out inve8tigalion work to the dwr entry 8ySt6m. Monthty 8mergency lightlng tests and fire alarm test8. Another applicatlon was made to NNDC to denote Partsh Hall as a community asset. Evidence was submitted from the PCC, with assistae from the Dcese Registrar, to the Council to reject the application. A response is du8 early in 2026. Also, a preplanning application was made at the and of the year for the feasibilty of a change of use of the Hall. A response is due in th8 earty part of 2026. 17 Me8dow Close For over 15 y8ars the house has been let, though a lettlng agent, under a Short-hold tenancy. Following advice from the diocese it was agreed by PCC that the house should be sold. In 2025 the house has been put up for sale after the tenants moved out. End of18ase deGoration and maintenance took place IlUding some tidying in the garden. Also, the central heating boi18r has had its annual service and gas safety certificate Issued. There have been viewlngs of the propety and regular visits take place to meet insurance requirements. Generall The overall condition of the buildings conlinues to tÉ good. We are consclous of the fact tha( whilst the 'Church' is made up of the peopl& that meet inside the bulkllngs, we are merely custodlans 'for the time being, of the bulldings in our care, and it is our h)pe to be able to pass them on to the next generatSon in a better condition than when we received them. This is. however, quite a tssk. taking into KGount the slze and age of the buildirwJs. It is noted that all the Portable Appllance Testing Is carrlad out by 8 compelent Person in David Anderson. The Fabric Leadership Group continue5 to meet quarterly to dSscuss the needs of our buildlngs in detail, and to prepare racommendatlons to PCC for the r8pairs needed to our buildings and take requests from PCC to manage fabric works. The fabric leadershlp team is made up of Nick Claridge. Davkl Anderson, Dave Walk8r, John Hodgkinson, David Loades. Ivan Kimble and is ably chalr8d by Simon Purslow. Ivan Klrnblo io
CROMER PCC- CHARITY NUA4BER.' 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT {CONTINUED) Annual Safeguarding Report At the March 2025 PCC Alistjn Orsbome stepped down as PSO., a role held for 13 yearsl We would like to thank her for her seNice and commltrnent. At the May PCC Anna Coghlan was duly appointed as PSO for Childran and young people and Eile8n Woodfield continued in the role as PSO for Vulnerable Adults. We were Introduced in these roles at both churches in the Autumrrfwinter; alongside a video explaining the importance of SafeguardSng Within the C of E. Our main focus has tEen on clarfylng and Implementing the Safer Recruitment process and ensuring all volunteers hav8 a role description. To this end we are updatiThJ the guidan within the Safer Recruitment poIY and seltiThJ up Meetings with Volunteer group team leaders. These meetings are ongolng. There Is an Increasing awareness of th8 importance of completing the relevant training, as w811 as having a current clear DBS. and V continue to work to support and encourage volunteers in acc8S5ing the orFline training as the face to face tralnlng run by the Diwe8e is rK)t aayS easily aCSSible. Nationally the House of Bishops have been revlewing thè C of E's documents relating to Safeguarding and in the interim have produced 'Safe environment and actltI0$, as guidance for Churches. We expect new guldance in 2026. Locally Itre have been some incidents reported where it has not been clear<ut Ythether they should b8 considered as Safeguarding issues or not; but the Diocesan Safeguarding team have provNJ8d darity and necessary actlons have been taken. Currentty there are 77 people on our list of volunte8rs wlth a DBS" keeping us busy wtth updating. Anna Coghlan Eileen Woodfield li
CROMER PCC- CHARITY NUMBER: 1135323 YEAR ENDED 31 DECEMBER 2025 TRUSTEE'S REPORT (CONTINUED) Flnance The PCC is holding 6ufflclent funds In reserve to contSnue In operation for the foreseeable future. Havlng spent £70.034 on major repairs 8nd improvements in 2025, there still remains a totsl unrestrlctad fund of £532,378. Planned giving r8ducad by 2.7Q/o on 2024 where regular givers have left us 8nd not been replaced. It was good to see Parish GNing Scheme contributions are up to 69°/D of lotal planned giving although slanding orders are now down to 200h and envelopes again static at 11 ¢h. Wtlh tha appointment of an Ass¢xiate Vicar expected in 2026. this would be a good time to review your regular giving and I would urge you to sign up to th8 Parish Giving Scherne if you haven't already done so. Collections were down by 14°k on 2024 although all oth8r giving increased by 22%. This Includes £5.091 of donations from the wall safe. The Improvements made to the Bookstall have paid off wth an increase in income of 160kn over 2024 and Comerstone wrf(h its band of volunteers made a healthy 23 % increase in income over 2024. Both of these fvnd raisiro activities contributed a total net profit of £37,055 which enables our church to cary out misslon work and help towards the running costs. I have set up 6 fixed rats Term Deposrls wlth Lloyds Bank wth expiry dates falling 8v8ry 2 months so that mon8y can be aCssed easily. Di0tss8n Parish Share (£100,000) was paid in full with £10,0(X) via the Ephesians Fund. Cromer has contributed 1370/9 of the cost for having one vicar. This is because of TRIO (The Responsibility Is Ours) where we have historically paid over and above the cost of ministry. We will continue to be asked to pay extra until less well off churches catch up. Church Utilty Bills have increased by 24Yo over 2024. The costs of Water. E1cIty and Gas for Ihe Parish Church alone has reached £20,C0 for the y8ar. l am monftorlng usag8 closely and the best quotes for renewal of our contracts have all increased. l am pleased to report that water usage is now under Gontrol and a leak In a dlsused tollet was Identlfled as the cause of extra costs prgviousty. Bank charggs at Nat West have been managed and are around £10 per month. Lbyds have changed our Communty account to a Charlty account whlch allows us a better credlt tumover. Unfortunately, as wlth Nal West we are punlshed for paying in cash and cheques. l expect Barclays will folbw suit in the near future and the only way to plan for thls Is to ask our church family to please use the Parish Giving Scheme for their regular giving. Doug Tuthlll PCC Treasurer 12
ROMER PCG- CHARITY NUMBER.. 1135323 YEAR ENDED 31 DECEMBER 2025 statsment of Trustee'8 re8ponsibilitios The members are responsible ft)r preparlng the Trusteè's POrt and the financlal stat8m8nts in accordanc& with applicable law and Unitad Kingdom Accounting StarKJards (United Kingdom Generally Accepted Accounting Practice). The law applicab to chartlias in England & Wales requires the members to prepare financial ststements for each financial year which give a true and fair view of the state of affairs of the Charity and of its incoming resourcgs and application of resources. including its incorne and 8XP8ndlture. for that Period. In preparing thvde financlal statements, thè members are requlred to.. select suitabL8 accounting policie8 and then apply them consist8ntly: observe the mèthods and principles of the Charities SORP IFRS 102}. • make judgments and accountlng estimates that are reasonabl8 and prudent. . stste whether applicablg UK Accounling Standards (FRS 1021 have be followed. subject to any matèrial departures disclosed and explained in the financial statements: prepare the financlal statements on the going concem basis unless Is Inappropriate to presume that the Charty 11 continue in business. The m9mt*rs are responsible for keeping adequate accountlng ordS that ara sufficient to show and explain the Charity's transactions and disclose wlth reasonable accuracy at any time tha financial posttlon of the Charity and enable them to ensure that th8 financial ststements Comply wtth the Charities Act 2011. the Charity (Accounts and Reports) Regulations 2008 and the provislons of the Trust deed. They are also responsible for safeguarding Ihe assets of the Charity and hence for taking reasonable steps for the preventlon and detectlon of fraud and other Irregularities. Approved by order of the member5 of the board of members and signod on th8ir behalf by: R•vd Wlll Warren 25 March 2026 13
CROMER PC FOR THE YEAR ENDED 31 DECEMBER 2025 INDEPENDENT EXAMINER'S REPORT Ind•pend•nt •xamin•rf$ r•port to th• Tru8to8s of Cromer PCC {'the Charlty,) I report to the Charity Trustee5 on my examination of the accounts of the above Charity Icromer PCCI for the year ended 31 t)ecember 2025. Rosponsibilitles and basls of r•port As the Truslees of the Charity you are responsible for the preparation of the Unts in accordance th the requirements of the Charities Act 2011 {Ihe 2011 A¢l'). I report in respect of my examination of the Charitls accounts carried out under section 145 of the 2011 l and in carrwng out my examination I have followed the apr4icable DI10n$ given by the Charity Commission under section 14515llbl of the Act. Independent examlnorfs $tst?m•nt Slnce the Charity's gross income exceeded £250.000 your examiner must bg a member of a body listed in section 145 of the 2D11 Act. I confimi that l am qualrfied lo undertake the exaMInaOn because l am a member of Association of Accountang Techinlclans in Ewland arKJ Wales, which k% on8 of the listed bodies. l understand that thls ha8 been done in order for Ihe accwnts to provide a true arKI fair view in accordance th the Generalty Accepted Acoounling Practice effective for reporting periods Winning on or after 1 January 2015. 1 have completed my examinats'on. I c>)nfim that no rnatters havg come lo my attenlion in connection with the examination giving me cause to beligve that in any materfal respect.. 1. accounting records were not kept in respect of the Charlty as requlrgj by Section 130 of the 2011 Acl.. or 2. the accounts do not accord wlth those records., or 3. the accounts do not compty with the applicable requirements concernino the form and Conlent of accounts sel out In the Charflles (Accounts and Rewrts) Regulations 2008 other than any requirement that the accwnts give a 'true and fairf view Nvhich is not a matter considered as p8rt of an independent examlnatlon; or 4. th8 accounts have not been ppared in ardance wilh the mfrthrwjs and principth of the Stalem6nt of Recommended Practice for accounting and repcffting by charities preparfng Ihelr Ounts in a¢cordanc* vith the Financial Reporting Standard appliGable in the UK and RepU1C of IrelarKI (FRS 1021. I have no concerns and have come across no other matters In connection with the examination io which attention should be drawn in this report In order lo enable a kyoper understanding of the accounts to be reached. This rep(Kt Is made solely to the Charitvs Trustees, as a body. in accordance with Part 4 of the Chariligs (Accounts and Reports) Regulations 2008. My vth ha$ been undertaken so that I might state to the Charlvs Trustees those matters l am required Io state lo them in an Indep8ndenl examiner's report and for no olher purpose. To the fullest extent permitted by law. I do not accept or assume responsibility to anyone other than the Charty and the Chariws Trustees as 8 body, for my wcfk or for this rewrt. Emma Hignètt FMAAT Timothy Htgn8tt and Partners Limlted Accountants 7 High Street Cromer Norfolk NR27 9HG 25 March 2026 14
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 STATEMENT OF FINANCIAL ACTIVITIES Resiricted Income funds 2025 Total funds 2024 Total funds R)mmond•d ¢atogori•s by actfv Unrostrl¢tod funds Incoming r•sourets (Note 3) Incom• and ondowmants from: DonatKJn8 and legacies Ch8ritable actiwti&s Otrtra£10r activlUe8 Investments Sgparatfr materfal ltsm of Incomg Other 204.183 1,601 205,784 237,773 82.757 10.543 3,813 86,570 10.543 77.442 13.231 Totsl Resources expended (Note 4) Expendlture on: Charflabk OCti8 Other Totsl 297.483 5,414 302,897 328.446 347,480 6,594 354,074 380,029 347,480 6.594 354.074 380,029 Net (•xpandlturn)Ilncome boforo Invostmont gainsl{Iosso8) Ngt galnslllossesl on Investments Net1oxpenditur6yincome Extraordinary item8 Transfers b•twe•n fundslcap51al axp. from fund Othor re¢ogni8•d gain$l(10880s): Golns an(1 on ValUall( off1 ossets for Ihe tharfty's ov 49.997 1,180 51.177 51,583 49.997 1.180 51.177 51,583 47,483 47.483 Othergalns111058e31 Not movoment in fvnds 2.514 48,663 51,177 51.583 Reconciliation of funds: Totsl lunds br(wght forward Totsl funds carried foThvard 534 892 532,378 171,267 122,604 706,159 654,982 757.742 706.159 15
CROMER PCC FOR THE YEAR ENDED 31 DECEM8ER 2025 BALANCE SHEET 3111212025 3111212024 FIX 058ots Tangible assets (Note 6) Investments Total tlxad assots Current assets Stock Debtors {Nole T) Cash at bank and In hand (Note 91 Total Current assets 148.899 134,260 148,899 134,260 3,371 51,380 463,255 518,006 2,632 48,813 532,362 583.807 Credbr8: amounts falling due wthin one year (Note 81 11.923 I1,6 Nol curronl a•ts1([labl1I0$) 506,083 571,899 Totsl pts Gurrgnt liabiliti08 654,982 706,159 Creditors- amounts falling due after one year {Nole 8} Provlslon5 for Ilabllttles T¢)tal not assets oi liabilitios Funds of the Char Endowment funds 654.982 706,159 Restricted income funds (Note 11) Unrestricted funds RevaluatM reserve Total funds 122,604 171,267 534,892 532,378 654,982 706,159 The financial statements were approved and aulhtyi$ed for issue by the Truste8s and Signed on their behalf by.. Revd Wlll Warren 25 Matr 2026 Th8 nolas on pag8s 17 to 25 fcrfm part of these flnawal slatements. 16
CROMER PCC FOR THE YEAR ENDED 310ECEMBER 2025 NOTES TO THE ACCOUNTS Not• 1 Basis of preparation Basls of a¢countlng These accounts have been prepared urvjer the historical ojst convention vth tiems recognlsed at The accounts have been prepared in accordance vthh: the Sta18ment of Recommended Pr8Ctlce.' Accounting and Reporting by Charities preparing their accounts in accordance wlth the Flnancial Reportrng Standard applicablo in th8 Unit8d Kingdom and 1021 aTrJ with the Charitigs Act 2011. The Charity constibjtes a public benefft entity as defined by FRS 102. General Informatlon Crom8r PCC is a register8d ¢harlty, number 1135323. Registration took place on 30 March 2010. The reglstered office for the Charity is Cromer Parish Hall, 65 Church Street, Cromer. NR27 9HH. The Charty Is govemed by th8 Parochkgl Church Council Powers Measure (1956) as Amended and the Church Represention Rules. The Charity also work$ under the name The Parochial ChurGh Council of the Ecclesiastical Parish of Sl Peter & St Paul, Cromer St Martins, Cromer. The name was amended with Charity CommissM)n from Crom8r Parochial Church Councll lo Cromer PCC to ease kyJistical difficulties. The fvll name above is 8180 logg8d wth The Charity Cornmi88ion. 17
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS CONT Note 2 Accountlng pollcles Incomo All income is r8¢0gni5od on¢e the Charity has entitlement to the income, it is probab16 that the income wll be received and the amount of income receivable can be measured r81iably. The recognition of Income from legacies is dependent on estsblishing entitlement, the probabllity of reIpt and the ability to estimate with sufficient accuracy the amount receivable. Evidence of entitlement to a legacy exists when the Charity has sufficient evidence that a grft has been left to them (through knowledge of the existence of a valid VAII and the death of the benefactor) and th8 executor is satisfied that the propety in question will not be required to satisfy claims in the estate. Receipt of a legacy must be recognised when it is probable that it will be received and the fair value of the amount receivable, which will generally be the expected cash amount to be distributed to the Charity, can be reliably measured. Grants ar8 included in the Ststement of financlal acllvltles on a recelvable basls. The balance of income receiv8d for specific purposes but not expended during the p6ri0d is shovm in thg relevant funds on th8 Balance sheet. Where income is received in advance of entitlement of re¢8lPt, its recognition is deferred and included in ¢reditors as deferred income. Where 8ntitlem8nt occurs before income is received. the Income is accrued. Income tax recoverable in relation to donation5 recgived under Gift Aid or deeds of covenant is recognised 81 the time of the donalion. Incomè tax recoverable in relation to investment incnm8 Is recognlsed at the time the investment income is receivable. Other income is recognlsed In Ihe period in which it is receivable and to the extènt the goods have been provrded or on completion of Ihe service. Expenditure Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefft to a third party, it is probable that a transfer of e¢onomiG benefits wll be required in settlement and the amount of the obligation can be measured reliably. ExperKliture is classified by actlvlty. The costs of each actrvity are made up of the total of direct costs and shared costs, Including support costs involved in undertaking 8ach activity. Direct costs attributsble to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which ar8 not attributable to a single actiwty are apportioned beetsft those adivities on a basis consistent Vth the use of rgsources. Where expenses can not be attrlbuted effectively. they have not been allocated. and the totsl rnst can be seen in the analysis of exp8nditurè under 8 specific heading. Expenditure on charltable activities Is incued on d1ctlY undertaking the activities which further the Charity's objectives. as as any associated support Sts. All expenditure is inclusive of irrecoverable VAT. Any VAT redaiméd on ¢apital purGhases has been set against the cost of the ass8L Tanglble fixed assets and depr•eiallon Tangible fixed assets costing £1,000 or more are Capitalised and recognised when future economlc bgn8fits are probable and the cost or v81ue of the 8SS8t can be measured reliably. 18
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS CONT Note 2 Accounting policies (cont> Tangible fixed assets are inrtialty recognised at ¢ost. Afler recognition, undet the cost model. tangible fixed assets are measured at cost less accumulated depreciatlon and any accumulated impaim)ént losses. All costs incurred to brlng a tanglble fixed asset Into its Intended working condition should be induded In the measurem8nt of cost. Depreciation is charged so as to allocat8 cost of tangible fixed assets less Iheir residual value over their estimated useful lives. Depreciation is provided on the following basis: Freehold propety- Held at historical cost Fixtures and fittings - 25% Reducing balance Debtors Trade and other debtors are recognised at the settlement amount after any trade discount offer8d. Prepayments are valued at the amount prepaid net of any trade discounts due. Cash at bank and in hand Cash at bank and in hand includes cash and liquid investments with a shorl malurity of twelve months or less from th6 date of acquisition or opening of the deposit or similar account. Stock If stock movements are considered material, these will be included within the accounts. Stocks accounted for are measured at the lower or cosl or net realisable value. Llabllftlos and provlslons Liabilities are recognised when Ih8r8 is an obligation at the Balance sheet date as a result of a past event, it is probable that a transf8r of economic benefit will be required in settlement. and the amount of the settlement can be estimaled reliably. Liabilities are recognised al the amount that the Charity anlicipates it wll pay to settle the debt or the amount it has ceiVed as advanced payments for the good5 or servi5 it must provide. Provisions are measured at the bast estimate of the amounts required lo settle the oblrgation. Where the effecl of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specffic to the liability. Th8 unwindin9 of the di8count is recognised in the Statement of financial activities as a finance cost. Fund accounting Unrestricted funds comprise unrestricted funds that have been set aside by the Members for partlcular purposes. Thè alm and us8 of éach dasignated fund is sel out in notes to the financial statements. Restricted funds are funds which are to be used in accordan with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The $t$ of raising and adrnlnisterlng such funds are charged against the spe¢rfic fvnd. The aim and use of each restricted fund is set out in the notes to financial statements. Investment income. gains and losses are allocated to the appropriate fund. 19
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS CONT Note 3 Analysls of Income Restrict•d Incom• funth T(*al funds funds 2025 2024 Unr•8trtct•d funds Donations and legacies: Collections and other ivin s Le a¢ies Donations wmlh ift aid In¢ome tax recovered Third paty donations 33,877 33,877 1,000 136,375 32,636 1,896 205,784 31,677 34,315 140,089 30,754 938 237.773 1.000 136,375 32.035 1,896 204.183 601 Total 1,601 Charitablo actlvitiO8: VAT recovered - not elsewthere included Total Other tradlng activities: Rent Bookstall Comerstone Bottle Events Organ conc8rts 22,996 21,356 36,023 2,382 22,996 21,356 36,023 2,382 25,449 17,741 27,387 3,432 3,813 3,813 3,813 86,570 3,433 Total 82.757 Income from invgstments: Income from investmenlslfees 10.543 10,543 10,543 10,543 Totsl 13,231 Soparato material itom of income: Total Othèr: Off sit8 funeral credits Insurance ¢laim Grants Total TOTAL INCOME 297,483 5,414 302,897 328,446 20
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS (CONTI Note 4 Analysls of expendlture 31-Dec-25 31.Dec-24 Unr•slrlet•d fvnd• Unre$trl¢tsd fijnds Incom• lunds Analysis Expondlture on charitable Parish Share (see treasurarfs report) Meadow Close running costs DBS checks Donations and fees Church running expenses Cler ex nses Worshi Hall expenses Repairs & malnt6nan Church workers Parish a¢tivities Office costs and re-branding Bookstall running costs Comerstone running expenses Depreciation Accountancy and payroll costs Organist Consultancy fees Bank charges Third paty donations and PCC agreed donations Total eXndIture on charltable actlvltles funds Totsl funds Total fund8 100.000 5,729 433 13.000 33,871 1,435 5,757 10,023 30,897 42.882 13.910 9.630 12,642 7,682 49,634 5,988 100.000 5.729 433 13,000 33,871 1,435 5,757 10,023 31.927 42.882 14,410 9,630 12,642 7,682 49,634 5,988 1,522 5.313 140 117.608 2,215 528 14,000 30.955 5,383 6,054 8.562 27,704 40,996 16,459 9,794 7,241 6.316 44,753 4,690 942 752 161 117.608 2.215 528 14,000 30,955 5,383 6,054 8,562 50,459 40,996 16,909 9.794 7.241 6,316 44,753 4,690 942 10,525 161 1,030 22.755 500 450 1,522 3,542 1,771 140 9,773 2.056 2,056 1,938 1,938 347,480 6.594 354,074 347.051 32,978 380,029 21
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS ICONTI Note 5 Detalls of certain Ilems of expendlture Wages c08ts are showm undgr Church WrkerS. ar no employoes earn over £60.OIXI. The 8ver8g8 number of stsff in the year Is 4 {2024: 4). The Indep8ndenl examiners remuneration amounts to an independent examiner and accounts preparation fee cost of £4.000 (2024 - £4.OOD). The charge for 2025 and 2024 have been 8c¢ru8d as an estimate in the a¢Gounts in the relevant year. The statement of financial activities also includes other accounting ¢harges, includlng payrdl costs. During the year, no TnJslee8 received any remuneration or other benefits in their capadty as Tru$te812024- £NILI. During th8 year ended 31 December 2025. no Trustee expenses hava been Irwrred12024- £NIL). Note 6 Cost or valuatlon Tangible flxod assots Fre•hold land a bulldings Oth•r14nd & bulldlngs Plan( machlnèry and motor Vohl¢los Fixlures, flttlngs and •quipm•nt Total At the bgginning of the year Additions Revaluations Disposals l Transfers At end of the year Depreclation and Impalrments Basls 243,418 64,273 243,418 64,273 307.691 307.691 SLorRB (Straight Line or Reduclng Balance) Not de reciated SLorRB SLorRB RB Rate 25° At Iwlnning of the year Depreciation At erKI of the year 109,158 49,634 158.792 109.158 49.634 158,792 Nel book value Net book value at the b6glnning oftp Net l)ook Val at the end of the year 134,260 148,899 134,260 148,899 Noto 7 Debtors and prepayments Analysis of dobtors 2025 2024 Trade debtors Prepayments arKI accrued income (Xher d6btor8 Total 4,686 834 45,860 51,380 2,672 281 45,860 48,8 As part of Ihg accountlng work completed In 2022. M YMS fourMI that thè freehold of Meadow Close was In the name ofth8 NORWICH DIOCESAN BOARD OF FINANCE LIMITED. Upjn this basis. the asset has b removed frcln flxed assets in the accounts. via transfer. The has been included wthin debtors.
CROMER PCC FOR THE YEAR ENDED 31 DECEMBER 2025 NOTES TO THE ACCOUNTS CONT Note 8 Creditors and ac¢rual3 Analysls of eroditors Amounts falllng du• within one year 2024 Amounts falllng du• aft•r more than one year 2025 202S 2024 A¢¢ruals for grants payable Bank loans and overdrafts Trade tredilors Payments received on account for contracts or perf0rmarat8d grants Accruals aThJ deferd income TaxatK)n arKI social securlty Other creditors Tolal 6.760 7,056 4,OCN) 740 4,000 852 423 Noto 9 Cash at bank and In hand 2025 2024 Cash al bank and on hand Other Total 463,255 532,362 Noto 10 Related party transactlons During the yBar. £10.801 (2024- £16,228} was paid lo Purslows Building Surv&yors Limited, for professwal seNices. Simon Purslow is a director and $hareholder of the aforementioned company. and Is 8180 a Trustee of The Chltrch. Part of the £10,801 is shown in the analysls of expenditure, and the balance has been included in fLxed assel additions. Cromer PCC has not entered Into any other related paty transaction during the year, nor are there any outstsnding balances owng betsveon related parties and The Church at 31 De*mber 2025. 23
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