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2020-12-31-accounts

Tilehouse Street Baptist Church Annual Report 2020

Charity Registration Number: 1135132

The charity is governed by an Approved Governing Document which states that the Church engages in a range of activities for the purpose of the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.

Trustees (Deacons)

Revd. Jane Robson (Minister) Mrs Joyce Bleasby Mr Malcolm Mallett Mrs Margaret Granger Mr Andrew Turner (Treasurer) Mrs Sheila Hallas(Secretary) Revd. Ian Stears Handscomb Mr John Maguire

Motto Text Philippians 1 v.6

I am confident of this, that the one who began a good work among you will bring it to completion by the day of Jesus Christ.

Aims

The Church’s primary aim is to worship God, make known His love and to share the good news of the Gospel with local people and the wider world.

Governance

The Church is led by the Minister and the team of deacons. The diaconate, church members and other members of the congregation have met regularly to consider and discuss church affairs, both spiritual and practical.

The Church Members’ Meeting held on January 16[th] took the decision to invite all other regular members of the congregation to attend and speak at church meetings but they would not be entitled to vote on any matter.

Safeguarding

The Safeguarding Team has continued to work to ensure that policies and procedures which conform to the Baptist Union’s guidelines are in place and followed. Paul Chamberlain was appointed as the Designated Person for Safeguarding. A training session for volunteers was held in March.

The Church complies with General Data Protection Regulations. It also has Health and Safety, Equal Opportunities and Lone Worker policies.

Both the Church building and the Memorial Halls are Covid secure.

Membership

The membership of Tilehouse Street stood at 50 in January and rose by one during the year, as we were delighted to welcome a lady who transferred her membership from a Church in a neighbouring town.

There are seven members at our small but active daughter chapel in Lower Stondon.

Worship

The year began as any other with worship in the building, monthly prayer, deacons’ and members’ meetings and weekly events including ‘Open Church’, Bible Study and discussion groups.

All these events were brought to a sudden halt in March when the arrival of the Coronavirus pandemic in the U.K. resulted in the introduction of restrictions.

Sunday services were then held via electronic means. People who were unfamiliar with technologies such as Zoom and You Tube soon gained confidence in using them and numbers accessing the services grew to between 40 and 45 most weeks.

As the year progressed, it became apparent that a return to in person meetings would not be permitted for some considerable time so other activities began to take place on line. Church Meetings resumed in July and the Annual Church Meeting, having been postponed from March, was held in September.

Prayer meetings have been well supported and there is a weekly Bible Study group. The Minister has worked very hard to maintain a strong feeling of togetherness, despite the physical separation. The services are always relevant and encouraging. During the year, Jane has led three series - The Giving Principle, Nehemiah and Mark’s Gospel. At times of celebration, such as Easter, Harvest and Christmas, the Church doors, windows and garden have been imaginatively decorated as a witness to people in the vicinity that Church life is continuing.

A highlight of the year was being able to hold the Christmas Carol service in the Church, during a period when restrictions had been relaxed.

Children

The youngsters with whom the Church has connections have not been forgotten. From time to time, they have been sent cards and small gifts.

The children who attend Pre-school and Nursery contributed some paintings for the harvest display.

Pastoral Care

This has mainly been continued by phone calls, letters or socially distanced conversations on doorsteps. Many folk have ‘gone the extra mile’ to keep the church family together.

The Church has continued to financially support a number of, local, national and international charities, including Phase, the Foodbank, Christian Aid and BMS World Mission.

Fabric

The facade and most of the window frames on the Church building are being redecorated – a project which is still awaiting completion in early 2021.

The community of Christians who have worshipped at Tilehouse Street for over 350 years have put their trust in God throughout the good and bad times. 2020 has undoubtedly been a difficult year for many but we continue to put our faith in the one who began a good work in us and we know He will bring it to completion in the fullness of His time.

Sheila Hallas Church Secretary February 2021

Minister’s Review

Alongside the efforts to keep the church community together and maintain worship and carry out various meetings via Zoom, 2020 has also been a year for looking ahead. Not only to the immediate ‘life after Covid’ but also to the long-term future. Many of the deacons meetings’ and church meetings’ agendas during 2020 have included the item ‘Looking to the Future’. It has been recognised that it will take time to come to the right decision and there will need to be an undergirding of prayer, but discussions have already led to a number of

options being considered. Just what will Tilehouse Street Baptist Church look like as we moved into the third decade of the 21[st] century? We hope and pray that in 2021 this will be revealed to us but in the meantime we wait upon the Lord.

Revd. Jane Robson Minister March 2021

Tilehouse Street Baptist Church

Registered Charity no. 1135132

Income and Expenditure Account for the year

1st January to 31st December 2020

Page 1

Tilehouse Street Baptist Church

Trustees

Rev J Robson Minister Mrs S Hallas Secretary Mr A Turner Treasurer Mrs M Granger Deacon Mr M Mallett Deacon Rev I Stears-Handscomb Deacon Mr J Maguire Deacon

Address

Tilehouse Street Baptist Church Upper Tilehouse Street Hitchin, Herts SG5 2EE

Property Trustees Baptist Union Corporation Limited Baptist House 129 Broadway Didcot Oxfordshire OX11 8RT

Main Bankers CAF Bank Ltd PO Box 289 West Malling, Kent ME19 4TA Baptist Union Corporation Limited Baptist House 129 Broadway Didcot Oxfordshire OX11 8RT

Santander Uk Plc 2 Triton Square Regents Place London NW1 3AN

Page 2

Tilehouse Street Baptist Church

FUND ACTIVITIES for the year ending 31st December 2020

FUND ACTIVITIES for the year ending 31st December 2020 2020
GENERAL FUND
2020
Income
£
Offerings
36,096
Donations and fees
7,093
Gift Aid - Income tax recovered
9,318
HMRC JRS payments
4,545
Lettings
9,645
Outlook contributions
259
Grounds contributions
-
Cracker contributions
-
Holiday at Home contributions
154
Photocopying
-
Interest received
67
67,178
Expenditure
Ministerial (including stipend, expenses
pension & pulpit supply)
30,026
Manse expenses
3,023
BU pension deficit payment
2,993
Bright Sparks
-
Standing charges - Heat & light
4,996
Water
406
Insurance
4,701
10,103
Domestic -
Cleaning
8,271
Grounds
5,076
Refreshments
73
13,419
Organist, licences & piano tuning
678
Outreach & publicity - General
235
Outlook
808
Cracker
-
Holiday at Home
186
1,229
Office -
Administrator
5,460
Stationery & stamps
102
Computer supplies
420
Telephone & broadband
430
Photocopier
684
7,096
Equipment
-
Subcriptions & gifts
1,092
Professional fees
2,524
Conferences & Training
15
Donations
2,200
Sundries
129
74,527
Less transfer to Pastoral Care fund
300
Less transfer to Building maintenance fund
3,000
SURPLUS FOR YEAR
(10,649)
BALANCE 1st JANUARY
26,827
Reserve policy transfer (from Legacies fund)
9,000
BALANCE 31st DECEMBER
25,178
2019
£
35,652
2,512
9,956
-
25,571
772
457
159
301
51
197
75,628
29,306
3,590
3,904
-
5,896
464
4,565
10,925
8,371
6,192
364
14,928
1,316
227
1,384
106
415
2,132
1,763
125
166
426
462
2,942
193
1,403
-
436
2,200
63
73,337
350
4,000
(2,060)
28,887
26,827
75,628
29,306
3,590
3,904
-
10,925
14,928
1,316
2,132
2,942
193
1,403
-
436
2,200
63
73,337
350
4,000
(2,060)
28,887
26,827

Page 3

2020
£
PASTORAL CARE FUND
Balance 1st January
1,014
Income
-
Transfer from General fund
300
Interest
2
1,316
Gifts & Loans
312
Balance 31st December
1,004
BUILDING MAINTENANCE FUND
Balance 1st January
1,998
Transfer from General fund
3,000
4,998
Expenditure - general
1,464
church & halls boiler maintenance
1,000
exterior painting
1,000
Balance 31st December
1,534
ORGAN FUND
Balance 1st January
13,613
Donations
-
Interest
39
13,652
Expenditure - tuning
-
other
-
Balance 31st December
13,652
LEGACIES FUND
Balance 1st January
82,937
Estate of Peter Bleasby
1,000
Estate of Stan Smith
5,000
Interest
247
89,184
Reserves (transfer to General fund)
9,000
Balance 31st December
80,184
2019
£
2,901
900
350
13
4,164
3,150
1,014
860
4,000
4,860
2,862
-
-
1,998
14,014
-
98
14,113
300
200
13,613
82,349
-
-
589
82,937
-
82,937

Page 4

Tilehouse Street Baptist Church

BADMINTON CLUB
Balance 1st January
Income - Subscriptions
Expenditure - shuttles & sundries
Donation to General fund
Balance 31st December
DONATIONS FUND (see notes on page 7)
Balance 1st January
Donations received
Gift Aid claimed
Other church group donations
General fund donations
Other church group donations
Church donations paid
Balance 31st December
OUTREACH & MINISTRY FUND
Balance 1st January
350th anniversary donations
Interest
350th anniversary expenses
Balance 31st December
FLOWER FUND
Balance 1st January
Contributions - via church
Expenditure
Balance 31st December
FRIDAY GROUP FUND
Balance 1st January
Income - charity donations
Expenditure - food, etc.
Donation to Stand By Me
Donation to Tearfund
Balance 31st December
2020
£
740
340
1,080
23
700
357
20
7,102
1,584
-
2,200
-
10,905
10,805
100
14,267
-
41
14,308
72
14,236
402
140
542
279
263
64
36
100
-
100
-
-
2019
£
623
752
1,375
60
575
740
-
7,777
1,530
295
2,200
-
11,802
11,782
20
14,610
612
103
15,325
1,058
14,267
482
765
1,247
845
402
103
256
359
-
-
295
64

Page 5

Tilehouse Street Baptist Church

STONDON CHAPEL FUND
Income
Offerings
Donations
Income tax recovered
Furlough payments
Grants
Little Treasures
Coffee mornings & fund raising
Lettings
Interest
Sundry receipts for other causes
Expenditure
Pastorate
Preaching fees
Standing charges - Heat & light
596
Water
236
Building - Maintenance
420
Cleaning
672
Projects
-
Insurance, fire extinguishers
913
Music licence
Outreach & publicity
Trailblazers/Junior church
Little Treasures
Training
Equipment
Donations -
Home Mission
600
BMS
600
Baptist Twinning
800
Appeals
1,258
Other
230
Sundries
DEFICIT/SURPLUS FOR YEAR
BALANCE 1st JANUARY
BALANCE 31st DECEMBER
596
236
2020
£
9,677
240
1,718
323
-
206
17
270
125
1,012
13,587
6,768
120
832
2,005
271
46
-
-
-
52
3,488
18
13,600
(13)
53,158
53,144
641
397
2019
£
12,323
115
2,135
-
-
300
209
603
320
16,005
6,624
262
1,038
2,587
233
405
-
-
52
210
2,200
99
420
672
-
913
930
673
-
984
600
600
800
1,258
230
600
600
1,000
13,710
2,295
50,863
53,158

Page 6

Tilehouse Street Baptist Church

DONATIONS FUND NOTES 2020 2019 Notes (for 2020)
£ £
Home Mission 3,283 2,717 see note 1
BMS 3,347 2,715 see note 2
Birthday Scheme 191 156 see note 3
Relief Fund - 1,672 Anniversary service 2019
Operation Agri 698 1,091 Harvest offerings; see note 4
CTiH Phase 1,600 1,600 donation from General Fund
Regents Park Baptist College 300 300 donation from General Fund
Garden House Hospice 300 300 donation from General Fund
Foodbank 165 Harvest offerings; see note 4
Stand by Me 100 Friday Group donation
Garden House Hospice 131 Coffee morning
Christian Aid (DEC Appeal) 604 see note 5
CTiH PHASE 53 Individual donations
Garden House Hospice 15 Individual donations
Knit for Peace 67
Tearfund 295 Friday Group donation
Keech Hospice 37 Retiring collection
Macular Society 157 Christmas card sorting
Foodbank see note 6 167 Carol Service
Christian Aid see note 6 194 Christmas Day Service
Spurgeons Child Care see note 6 335 Toy & Gift Service

Total: 10,785 11,802

Notes (for 2020):

  1. includes £120.00 HM envelopes; £2,540.00 Gift Day; £643.13 gift aid

  2. includes £131.00 BMS globes; £2,540.00 Gift Day; £625.62 gift aid

  3. includes £36.25 gift aid

  4. includes £122.25 gift aid

  5. including gift aid - other members donated directly

  6. members were invited to donate directly

Other notes:

Page 7

Tilehouse Street Baptist Church

Statement of Assets & Liabilities as at 31st December 2020

Current assets
CAF bank -
Cash account
CAF bank -
Gold account
Baptist Union -
Deposit account
Nat West bank -
Badminton Club
Cash in hand -
Sunshine committee
Friday Group
Stondon Chapel - Santander UK Plc
Baptist Unions deposit account
Total at bank and in hand
Sundry debtors
Prepaid insurance
Lettings
Total assets
Current liabilities
None
Net assets over liabilities
Unrestricted Funds
General fund
Pastoral care fund
Flower fund
Friday Group fund
Building maintenance fund
Organ maintenance fund
Badminton Club
Donations fund
Legacies fund
Outreach & Ministry fund
Stondon chapel fund
Total funds
-
£
8,541
7,555
116,222
357
3
-
15,238
37,906
185,823
3,830
-
189,653
-
189,653
25,178
1,004
263
-
1,534
13,652
357
100
80,184
14,236
53,144
189,653

Page 8

Tilehouse Street Baptist Church

Notes to the Accounts

Reserves Policy

Tilehouse Street Baptist Church has a reserves policy which is to retain a minimum of three months expenditure in the General Fund.

Basis of Accounting

These accounts have been prepared on a ‘receipts and payments’ basis and accord with Section 133 Charities Act 2011

Insured Value of Assets held for Church's own use

Property - The Church is the beneficial owner (subject to the relevant trusts) of the following, the legal title to which is held by the Baptist Union Corporation:

Church premises
Manse
Stondon premises
Other -
Organ, Pianos, Fixtures, Fittings and Equipment
Stondon, Pianos, etc.
4,393,968
242,732
458,818
5,095,518
129,698
76,470
5,301,686

The Accounts and Statement of Assets and Liabilities set out on Pages 1 to 9 relating to the year ending 31 December 2020 are as approved by the Trustees

Treasurer ……………………………………. Date …………………………………….

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Page 9

Section A Independent Examiner’s Report

Report to the trustees of

Tilehouse Street Baptist Church, Hitchin

Report to the trustees of Tilehouse Street Baptist Church, Hitchin
On accounts for the year
ended
Set out on pages
31stDecember 2020 Charity no
(if any)
1135132
1 to 9

Respective The charity's trustees are responsible for the preparation of the accounts. responsibilities of The charity’s trustees consider that an audit is not required for this year trustees and examiner under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:

Basis of independent My examination was carried out in accordance with general Directions given examiner’s statement by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention ~~(other than that disclosed below *)~~

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

  4. have not been met; or

  5. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

  6. Please delete the words in the brackets if they do not apply.

IER

February 2021

1

Section B Disclosure

Only complete if the examiner needs to highlight material problems.

Give here brief details of any items that the examiner wishes to disclose .

IER

February 2021

2

Tilehouse Street Ba "st Church Accounts for the Year 1. Janua TSBC Inde endent Examination of 2020 to 31° December 2020 The examination followed the directions as per the Charity Commission's recommendations for accounts maintained on a "receipt and payment. basis. n1-Eli ibilrt for Ind endent examination. I checked the w•M.gov.uk websrte section on chanty accounts independent examinatK)n to ensure that l am eligible to carry out an examination. Accounts show total receipts for the year of £96,296, and net assets of £189,653. This puts TSBC above the £25,000 threshold where examination is required, but bebw the £250,0(YJ income1 £3,260,OCK) assets threshold where an examination by a professionally qualified person, or full audrt Is required. Receipt amunt includes Stondon Chapel re￿￿t5, a subsidiary of TSBC. Direction 2 - DIKumentation I have a letter of appointment from Janet Impey (former treasurer) dated 17 September 2009 stating that I have been unanimously appointed by the members of TSBC. I have confirmed that the minLrtes of the AGM on 17 September 2020 show that rt was agreed that I be appointed for year 2020. I have copied and will keep for 6 years the financial statement, balance sheet and general account P&L. I will keep a copy of both this wort(ing report and the summary report. Direction 3 - Understandin TSBC I have 2 copy of the Constitution for TSBC dated November 2(Y)9. 1 have looked through this and in particular section 26 which relaled to Record Keeping and Accounting. I have not seen anything that goes against the directions in the constitution. I have talked generally with Ihe current and fomEr Ireasurer and one of the Church Deacons. This is now the year I have been doing the Independent examination, and I feel I have an understanding of the organisation and finances of TSBC. Direction 4 - Accountin Records The accounts are kept in a dear, organised and detailed manner. The financbal statement is presented in summary fomi with supporting d¢nJmentation showing

individual Iransaction details Pr(Kedures in Directs'on 5 will verrfy whether or not the accounts are reasonably complete. Direction 5- Com arison of Accounts wth Accountin Records I first checked the statement of assets atNY liabilities in the financial report with the 31 De￿rnber balance sheet, these are in agreement. I looked for independent supporting d￿uMentatiOn of the major assets in the balance sheet. End of year bank statements show these figures to be accurate. The smaller funds (Fnday club, badminton dub and sunshine committee) were accepted without detailed verrfication. checked that the opening balancES for all ac£ounts are the same as the dosing balan￿S of the same accounts in the copy for the 2019 financial report that I retained for my ￿cOrdS. I Checked the movement of funds dunng the year, and that the balance sheet value for the end of 2019 plus r￿IPtS for 2020 less payments and current liabilities for 2020 equalled the balance sheet value for end of 2020. Direction 6- Anal ical Procedures Initi21 examination shows a decrease of just under £8,500 in total receipts for 2020 against 2019. This is Lqrgely due to the fact that a drop in rental income of just under £16,IKIO was mitigated by £4:545 Income trom the HMRC Corona Virus Sche￿￿ arKd just over £4:500 increase in donations. Expenditure in 2020 of £74,527 was broadly similar to the amount of £73,337 spent in 2019. l also checked random payments to ensure there were invol￿$ to support them. Direction 10- Examinerfs Re I have signed a copy of the summary examineff s report as I believe the accounting requirements have been met. Dated 5 February 2021. Matters of Material Si nifican I have nol found any matters of materi81 Signfflcan￿ that need to have attention drawn to them.